- Columbus car insurance averages $1,348 per year, or about $112 per month for a full coverage policy.
- For cheap car insurance in Columbus, compact crossovers and SUVs like the Chevrolet Trailblazer, Nissan Rogue Sport, Subaru Crosstrek, and Buick Envision have some of the best auto insurance rates.
- Models with the cheapest auto insurance in Columbus for their respective segments include the Lexus RX 350 at $1,204 per year, Subaru Impreza at $1,116 per year, Acura Integra at $1,206 per year, and Ford Maverick at $1,118 per year.
- Auto insurance quotes in Columbus have significant variability from as little as $28 per month for minimum liability limits to well over $692 per month drivers with many accidents and violations.
How much does Columbus car insurance cost?
The average car insurance cost in Columbus is $1,348 per year, which is 24.7% less than the national average rate of $1,728. The average cost per month for car insurance in Columbus is $112 for a policy that provides full coverage.
In the state of Ohio, the average car insurance cost is $1,268 per year, so the cost in Columbus averages $80 more per year. The cost of car insurance in Columbus compared to other Ohio locations is about $54 per year cheaper than in Toledo, $170 per year more expensive than in Parma, and $18 per year cheaper than in Cincinnati.
The next chart shows a summary of auto insurance rates in Columbus for 2023 model year vehicles, averaged based on different driver ages, deductibles, and risk profiles.
Average car insurance rates in the chart above range from $1,118 per year for a 40-year-old driver who meets the requirements for many policy discounts to $3,060 per year for a 30-year-old driver with a history of violations and/or at-fault accidents.
From a monthly budgeting standpoint, the average cost of car insurance per month in Columbus ranges from $93 to $255.
The age of the driver is the one factor that has the largest impact on the price you pay for auto insurance. The list below details how age impacts cost by showing the difference in average car insurance rates in Columbus depending on driver age.
Columbus car insurance cost by driver age
- 16 year old – $4,824 per year or $402 per month
- 17 year old – $4,512 per year or $376 per month
- 18 year old – $4,214 per year or $351 per month
- 19 year old – $3,816 per year or $318 per month
- 20 year old – $2,680 per year or $223 per month
- 30 year old – $1,420 per year or $118 per month
- 40 year old – $1,348 per year or $112 per month
- 50 year old – $1,226 per year or $102 per month
- 60 year old – $1,202 per year or $100 per month
The previous rates shown for insuring teen drivers age 16 to 19 used a male as the rated driver. The next chart gets more specific and breaks out the average cost for car insurance for teen drivers in Columbus by gender. Female drivers tend to have slightly cheaper auto insurance rates, especially at younger ages.
Car insurance for a 16-year-old female driver in Columbus costs an average of $578 less per year than the cost to insure a male driver, while at age 19, the cost difference is much less but is still $420 per year cheaper for females.
The most popular vehicle models in Columbus tend to be compact and midsize cars like the Toyota Corolla, Hyundai Elantra, and Toyota Camry and small or midsize SUVs like the Nissan Rogue and Ford Explorer.
A few additional popular vehicles in Columbus from other segments include luxury models like the Acura ILX, Acura MDX, and Cadillac XT5 and sports cars like the Nissan GT-R, Chevy Corvette, and Ford Mustang.
We get into rates for lots more vehicles later on in this article, but before that, let’s review the concepts that were presented in the data up to this point.
- Columbus car insurance cost is less than the U.S. average – $1,348 (Columbus average) versus $1,728 (U.S. average)
- Columbus car insurance prices are more expensive than the Ohio state average – $1,348 (Columbus average) compared to $1,268 (Ohio average)
- Teenage girls pay cheaper rates than teenage males – Teenage female drivers age 16 to 19 pay $420 to $578 less each year than males of the same age.
- Car insurance rates drop substantially between ages 20 and 30 – The average 30-year-old Columbus driver will pay $1,260 less per year than a 20-year-old driver, $1,420 compared to $2,680.
- Car insurance is cheaper as you get older – Car insurance rates for a 50-year-old driver in Columbus are $1,454 per year cheaper than for a 20-year-old driver.
- Lower deductible car insurance is more expensive than high deductible – A 30-year-old driver pays an average of $376 more per year for $250 physical damage deductibles versus $1,000.
What are the cheapest vehicles to insure in Columbus?
The models with the cheapest car insurance rates in Columbus tend to be small SUVs like the Chevrolet Trailblazer, Subaru Crosstrek, and Nissan Rogue Sport. Average auto insurance prices for those compact SUVs cost $105 or less per month for a full coverage policy.
Other vehicles that are highly ranked in the cost comparison table are the Hyundai Kona, Hyundai Venue, Ford Edge, and Chevrolet Colorado. Insurance rates are a little higher for those models than the compact SUVs that rank near the top, but they still have average rates of $1,354 or less per year ($113 per month).
The following table lists the vehicles with the cheapest overall insurance rates in Columbus, sorted by annual and monthly insurance cost.
| Rank | Make/Model | Annual Cost | Monthly Cost |
|---|---|---|---|
| 1 | Chevrolet Trailblazer | $1,018 | $85 |
| 2 | Subaru Crosstrek | $1,026 | $86 |
| 3 | Nissan Kicks | $1,032 | $86 |
| 4 | Honda Passport | $1,046 | $87 |
| 5 | Nissan Rogue Sport | $1,050 | $88 |
| 6 | Mazda CX-5 | $1,056 | $88 |
| 7 | Buick Encore | $1,072 | $89 |
| 8 | Buick Envision | $1,074 | $90 |
| 9 | Kia Seltos | $1,090 | $91 |
| 10 | Subaru Ascent | $1,094 | $91 |
| 11 | Hyundai Venue | $1,098 | $92 |
| 12 | Subaru Impreza | $1,116 | $93 |
| 13 | Ford Maverick | $1,118 | $93 |
| 14 | Honda HR-V | $1,120 | $93 |
| 15 | Acura RDX | $1,122 | $94 |
| 16 | Chevrolet Colorado | $1,122 | $94 |
| 17 | Hyundai Kona | $1,128 | $94 |
| 18 | Subaru Forester | $1,134 | $95 |
| 19 | Ford Edge | $1,140 | $95 |
| 20 | Honda CR-V | $1,140 | $95 |
| 21 | Mazda CX-30 | $1,144 | $95 |
| 22 | Ford Explorer | $1,148 | $96 |
| 23 | Volkswagen Atlas | $1,148 | $96 |
| 24 | Nissan Murano | $1,156 | $96 |
| 25 | Chevrolet Trax | $1,158 | $97 |
| 26 | Subaru Outback | $1,158 | $97 |
| 27 | Nissan Frontier | $1,162 | $97 |
| 28 | Volkswagen Tiguan | $1,168 | $97 |
| 29 | Ford Bronco Sport | $1,172 | $98 |
| 30 | Fiat 500X | $1,194 | $100 |
A table of 30 of the cheapest vehicles to insure in Columbus is fine if you just want a vehicle with dirt cheap insurance rates. Considering the fact that we rate over 700 vehicles, less than 4% of makes and models are shown in the table. So let’s take a different approach and show the models with the cheapest rates in a format that makes more sense.
The next section illustrates the average price of car insurance in Columbus for each vehicle segment. The rates shown in the chart will provide a good foundation of the vehicle segments that have the best Columbus auto insurance rates. The subsequent sections display the most affordable rates for individual models in each automotive segment.
Columbus auto insurance rates by automotive segment
When comparing new or used vehicles, it’s a good idea to know which styles of vehicles have cheaper car insurance rates.
For instance, maybe you’re curious if midsize cars are more affordable to insure than full-size cars or if sports cars have cheaper insurance than luxury cars.
The chart below shows average car insurance rates by segment in Columbus. Typically, compact SUVs, midsize trucks, and minivans tend to have the cheapest average rates, while exotic models have the highest average cost of insurance.
Average rates by segment are accurate enough for getting a ballpark comparison, but the insurance cost for specific vehicles ranges considerably within each segment displayed in the previous chart.
For example, in the midsize SUV segment, Columbus auto insurance rates range from the Honda Passport costing $1,046 per year for full coverage insurance up to the Rivian R1S costing $1,648 per year.
For another example, in the large luxury SUV segment, insurance rates range from the Volvo XC90 at $1,388 per year to the Mercedes-Benz Maybach GLS 600 costing $2,558 per year.
In the next sections of the article, we reduce this variability by comparing the average cost of car insurance in Columbus from a model perspective rather than by segment.
Cheapest car insurance rates in Columbus
Ranking at the top of the list for the most affordable Columbus car insurance rates in the sedan or hatchback segment are the Volkswagen Jetta, Subaru Impreza, Nissan Sentra, Toyota Corolla, and Subaru Legacy. Auto insurance rates for these models average $1,264 or less per year.
Additional cars that have affordable average insurance rates are the Toyota Prius, Kia K5, Volkswagen Golf, and Mazda 3, with average annual insurance rates of $1,298 per year or less.
Car insurance for this segment in Columbus for a safe driver starts at an average of $93 per month, depending on where you live.
The next table ranks the twenty cars with the most affordable insurance in Columbus, starting with the Subaru Impreza at $1,116 per year and ending with the Volkswagen Arteon at $1,414 per year.
| Make/Model | Vehicle Size | Annual Cost | Monthly Cost |
|---|---|---|---|
| Subaru Impreza | Compact | $1,116 | $93 |
| Volkswagen Jetta | Compact | $1,232 | $103 |
| Subaru Legacy | Midsize | $1,238 | $103 |
| Nissan Sentra | Compact | $1,250 | $104 |
| Toyota Corolla | Compact | $1,264 | $105 |
| Toyota Prius | Compact | $1,268 | $106 |
| Volkswagen Golf | Compact | $1,268 | $106 |
| Toyota Camry | Midsize | $1,282 | $107 |
| Mazda 3 | Compact | $1,292 | $108 |
| Kia K5 | Midsize | $1,298 | $108 |
| Chevrolet Malibu | Midsize | $1,312 | $109 |
| Chrysler 300 | Full-size | $1,312 | $109 |
| Honda Civic | Compact | $1,320 | $110 |
| Kia Forte | Compact | $1,322 | $110 |
| Mitsubishi Mirage G4 | Compact | $1,328 | $111 |
| Nissan Leaf | Compact | $1,358 | $113 |
| Honda Accord | Midsize | $1,360 | $113 |
| Toyota Crown | Midsize | $1,366 | $114 |
| Tesla Model 3 | Midsize | $1,378 | $115 |
| Volkswagen Arteon | Midsize | $1,414 | $118 |
For more car insurance comparisons, see our guides for compact car insurance, midsize car insurance, and full-size car insurance.
Don’t see insurance rates for your vehicle? No sweat! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Columbus car insurance quotes from top-rated auto insurance companies in Ohio.
Cheapest SUV insurance rates in Columbus
In our comparison, the top five most affordable non-luxury SUVs to insure in Columbus are the Chevrolet Trailblazer, Subaru Crosstrek, Nissan Kicks, Honda Passport, and Nissan Rogue Sport. Rates for for these five models range from $1,018 to $1,050 per year.
Additional models that are affordable to insure are the Subaru Ascent, Mazda CX-5, Kia Seltos, and Buick Encore, with an average cost of $1,094 per year or less.
Ranked in the lower half of the top 20, SUVs like the Volkswagen Atlas, Ford Explorer, Hyundai Venue, Mazda CX-30, Chevrolet Trax, and Ford Edge average between $1,094 and $1,158 per year for insurance in Columbus.
If rates are ranked by vehicle size, the cheapest non-luxury compact SUV to insure in Columbus is the Chevrolet Trailblazer at $1,018 per year, or $85 per month. For midsize models, the Honda Passport has the best rates at $1,046 per year, or $87 per month. And for full-size non-luxury SUVs, the Chevrolet Tahoe is cheapest to insure at $1,262 per year, or $105 per month.
The comparison table below ranks the SUVs with the most affordable average auto insurance rates in Columbus, starting with the Chevrolet Trailblazer at $1,018 per year ($85 per month) and ending with the Chevrolet Trax at $1,158 per year ($97 per month).
| Make/Model | Vehicle Size | Annual Cost | Monthly Cost |
|---|---|---|---|
| Chevrolet Trailblazer | Compact | $1,018 | $85 |
| Subaru Crosstrek | Compact | $1,026 | $86 |
| Nissan Kicks | Compact | $1,032 | $86 |
| Honda Passport | Midsize | $1,046 | $87 |
| Nissan Rogue Sport | Compact | $1,050 | $88 |
| Mazda CX-5 | Compact | $1,056 | $88 |
| Buick Encore | Compact | $1,072 | $89 |
| Buick Envision | Compact | $1,074 | $90 |
| Kia Seltos | Compact | $1,090 | $91 |
| Subaru Ascent | Midsize | $1,094 | $91 |
| Hyundai Venue | Compact | $1,098 | $92 |
| Honda HR-V | Compact | $1,120 | $93 |
| Hyundai Kona | Compact | $1,128 | $94 |
| Subaru Forester | Compact | $1,134 | $95 |
| Ford Edge | Midsize | $1,140 | $95 |
| Honda CR-V | Compact | $1,140 | $95 |
| Mazda CX-30 | Compact | $1,144 | $95 |
| Ford Explorer | Midsize | $1,148 | $96 |
| Volkswagen Atlas | Midsize | $1,148 | $96 |
| Nissan Murano | Midsize | $1,156 | $96 |
See our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance to compare rates for all makes and models.
Don’t see rates for your SUV? That’s no problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from top auto insurance companies in Ohio.
Cheapest luxury car insurance rates in Columbus
The three highest ranking luxury cars with the cheapest auto insurance rates in Columbus are the Acura Integra at $1,206 per year, the BMW 330i at $1,366 per year, and the Acura TLX at $1,388 per year.
Not the cheapest to insure, but still ranked well, are cars like the BMW 228i, Lexus ES 350, BMW 330e, and Lexus ES 250, with average rates of $1,466 per year or less.
As a cost per month, full-coverage insurance in this segment for the average driver starts at an average of $101 per month, depending on your company and location.
If vehicle size is considered, the most affordable compact luxury car model to insure in Columbus is the Acura Integra at $1,206 per year, or $101 per month. For midsize luxury cars, the Cadillac CT5 is cheapest to insure at $1,448 per year, or $121 per month. And for full-size luxury car models, the Audi A5 is most affordable to insure at $1,512 per year, or $126 per month.
The next table ranks the cars with the cheapest car insurance rates in Columbus, starting with the Acura Integra at $1,206 per year ($101 per month) and ending with the Volvo S60 at $1,506 per year ($126 per month).
| Make/Model | Vehicle Size | Annual Cost | Monthly Cost |
|---|---|---|---|
| Acura Integra | Compact | $1,206 | $101 |
| BMW 330i | Compact | $1,366 | $114 |
| Acura TLX | Compact | $1,388 | $116 |
| Cadillac CT4 | Compact | $1,404 | $117 |
| Genesis G70 | Compact | $1,432 | $119 |
| Cadillac CT5 | Midsize | $1,448 | $121 |
| Lexus ES 350 | Midsize | $1,450 | $121 |
| BMW 330e | Compact | $1,458 | $122 |
| Lexus ES 250 | Midsize | $1,460 | $122 |
| Lexus RC 300 | Midsize | $1,464 | $122 |
| BMW 228i | Compact | $1,466 | $122 |
| Mercedes-Benz AMG CLA35 | Midsize | $1,466 | $122 |
| Audi A3 | Midsize | $1,474 | $123 |
| BMW 230i | Compact | $1,474 | $123 |
| Mercedes-Benz C300 | Compact | $1,484 | $124 |
| Audi A4 | Compact | $1,490 | $124 |
| Lexus RC 350 | Compact | $1,494 | $125 |
| Audi S3 | Compact | $1,500 | $125 |
| Mercedes-Benz AMG CLA45 | Midsize | $1,500 | $125 |
| Volvo S60 | Compact | $1,506 | $126 |
For all luxury car insurance comparisons, see our full luxury car insurance guide.
Don’t see your luxury car? No sweat! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free Columbus car insurance quotes from top auto insurance companies in Ohio.
Cheapest luxury SUV insurance rates in Columbus
Ranking at the top for the lowest-cost Columbus car insurance rates in the luxury SUV segment are the Acura RDX, Volvo XC40, Cadillac XT4, Lexus RX 350, and Infiniti QX50. Car insurance quotes for these models average $1,246 or less per year, or around $104 per month.
Also ranking well are models like the Cadillac XT6, Lexus UX 250h, Cadillac XT5, and Mercedes-Benz GLA250, with an average cost of $1,308 per year or less.
As a cost per month, full-coverage car insurance on this segment in Columbus for a safe driver starts at an average of $94 per month, depending on the company and where you live.
The table below ranks the twenty SUVs with the most affordable car insurance rates in Columbus, starting with the Acura RDX at $1,122 per year ($94 per month) and ending with the Mercedes-Benz GLC300 at $1,370 per year ($114 per month).
| Make/Model | Vehicle Size | Annual Cost | Monthly Cost |
|---|---|---|---|
| Acura RDX | Compact | $1,122 | $94 |
| Lexus RX 350 | Midsize | $1,204 | $100 |
| Cadillac XT4 | Compact | $1,214 | $101 |
| Volvo XC40 | Compact | $1,238 | $103 |
| Infiniti QX50 | Midsize | $1,246 | $104 |
| Lexus UX 250h | Compact | $1,258 | $105 |
| Cadillac XT5 | Midsize | $1,278 | $107 |
| Mercedes-Benz GLA250 | Compact | $1,306 | $109 |
| Mercedes-Benz GLB 250 | Compact | $1,308 | $109 |
| Cadillac XT6 | Midsize | $1,310 | $109 |
| Lexus NX 250 | Compact | $1,326 | $111 |
| Acura MDX | Midsize | $1,340 | $112 |
| Lexus NX 350h | Compact | $1,342 | $112 |
| Lexus NX 350 | Compact | $1,350 | $113 |
| Lincoln Corsair | Compact | $1,352 | $113 |
| Lexus NX 450h | Compact | $1,358 | $113 |
| Lincoln Nautilus | Midsize | $1,364 | $114 |
| BMW X1 | Compact | $1,366 | $114 |
| Alfa Romeo Tonale | Compact | $1,370 | $114 |
| Mercedes-Benz GLC300 | Compact | $1,370 | $114 |
See our guide for luxury SUV insurance to view luxury vehicles not shown in the table.
Don’t see your luxury SUV in the table above? That’s no problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Columbus car insurance quotes from top-rated companies in Ohio.
Cheapest pickup trucks to insure in Columbus
The four highest ranking pickups with the lowest-cost average insurance rates in Columbus are the Ford Maverick at $1,118 per year, Chevrolet Colorado at $1,122 per year, Nissan Frontier at $1,162 per year, and Ford Ranger at $1,196 per year.
Additional models that are affordable to insure include the Toyota Tacoma, Honda Ridgeline, Nissan Titan, and Hyundai Santa Cruz, with average cost of $1,368 per year or less.
Full-coverage insurance in Columbus for this segment for a middle-age safe driver will start around $93 per month, depending on your company and location.
The comparison table below ranks the twenty pickups with the lowest-cost car insurance in Columbus, starting with the Ford Maverick at $1,118 per year ($93 per month) and ending with the Nissan Titan XD at $1,506 per year ($126 per month).
| Make/Model | Vehicle Size | Annual Cost | Monthly Cost |
|---|---|---|---|
| Ford Maverick | Midsize | $1,118 | $93 |
| Chevrolet Colorado | Midsize | $1,122 | $94 |
| Nissan Frontier | Midsize | $1,162 | $97 |
| Ford Ranger | Midsize | $1,196 | $100 |
| GMC Canyon | Midsize | $1,224 | $102 |
| Toyota Tacoma | Midsize | $1,230 | $103 |
| Hyundai Santa Cruz | Midsize | $1,252 | $104 |
| Nissan Titan | Full-size | $1,334 | $111 |
| Honda Ridgeline | Midsize | $1,338 | $112 |
| Ford F150 | Full-size | $1,368 | $114 |
| GMC Sierra 2500 HD | Heavy Duty | $1,378 | $115 |
| Jeep Gladiator | Midsize | $1,402 | $117 |
| Toyota Tundra | Full-size | $1,414 | $118 |
| GMC Sierra 3500 | Heavy Duty | $1,424 | $119 |
| GMC Sierra | Full-size | $1,470 | $123 |
| Ram Truck | Full-size | $1,474 | $123 |
| Chevrolet Silverado | Full-size | $1,476 | $123 |
| Chevrolet Silverado HD 2500 | Heavy Duty | $1,478 | $123 |
| Chevrolet Silverado HD 3500 | Heavy Duty | $1,480 | $123 |
| Nissan Titan XD | Heavy Duty | $1,506 | $126 |
For all pickup insurance comparisons, see our guides for midsize pickup insurance and large pickup insurance.
Don’t see insurance cost for your pickup? No problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap Columbus car insurance quotes from top-rated companies in Ohio.
Cheapest sports cars to insure in Columbus
Ranking at the top of the list for the lowest-cost Columbus car insurance rates in the sports car segment are the Subaru WRX, BMW Z4, Audi TT, Ford Mustang, and Mazda MX-5 Miata. Insurance rates for these models average $1,488 or less per year.
Some other sports cars that have affordable average insurance rates include the Toyota GR Supra, Nissan Z, Subaru BRZ, and Toyota GR86, with an average car insurance cost of $1,624 per year or less.
As a cost per month, car insurance in Columbus on this segment for the average driver starts at around $104 per month, depending on your company and location.
The comparison table below ranks the twenty sports cars with the lowest-cost car insurance in Columbus, starting with the Mazda MX-5 Miata at $1,242 per year and ending with the Lexus LC 500 at $2,024 per year.
| Make/Model | Vehicle Type | Annual Cost | Monthly Cost |
|---|---|---|---|
| Mazda MX-5 Miata | Sports Car | $1,242 | $104 |
| Audi TT | Sports Car | $1,394 | $116 |
| Ford Mustang | Sports Car | $1,458 | $122 |
| BMW Z4 | Sports Car | $1,472 | $123 |
| Subaru WRX | Sports Car | $1,488 | $124 |
| Nissan Z | Sports Car | $1,510 | $126 |
| Toyota GR Supra | Sports Car | $1,536 | $128 |
| Toyota GR86 | Sports Car | $1,554 | $130 |
| BMW M2 | Sports Car | $1,564 | $130 |
| Subaru BRZ | Sports Car | $1,624 | $135 |
| Chevrolet Corvette | Sports Car | $1,662 | $139 |
| BMW M3 | Sports Car | $1,698 | $142 |
| Lexus RC F | Sports Car | $1,732 | $144 |
| Porsche 718 | Sports Car | $1,734 | $145 |
| Chevrolet Camaro | Sports Car | $1,760 | $147 |
| Mercedes-Benz AMG GT53 | Sports Car | $1,868 | $156 |
| Jaguar F-Type | Sports Car | $1,932 | $161 |
| Porsche Taycan | Sports Car | $1,974 | $165 |
| BMW M4 | Sports Car | $2,002 | $167 |
| Lexus LC 500 | Sports Car | $2,024 | $169 |
Don’t see insurance cost for your sports car? No sweat! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from the best companies in Ohio.
Driver profile influences the rate you pay
In order to reinforce the amount that car insurance rates can deviate for different drivers, the charts below contain a wide range of rates for four popular models in Columbus: the Chevrolet Silverado, Nissan Sentra, Honda CR-V, and Toyota Highlander.
Each vehicle example uses different driver and policy risk profiles to show the price fluctuation when minor changes are made to the driver profile.
Chevrolet Silverado insurance rates
Chevrolet Silverado insurance in Columbus averages $1,476 per year, ranging from $1,318 per year for the Silverado WT Regular Cab 4WD trim (MSRP of $42,795) up to $1,632 per year on the Silverado ZR2 Crew Cab 4WD (MSRP of $73,395).
When Columbus insurance rates for the Chevrolet Silverado are compared to the U.S. average for the same model, the cost is anywhere from $456 to $564 less per year in Columbus, depending on the trim level being insured.
The chart displayed below can help explain how insurance rates on a Chevrolet Silverado can range considerably for different driver ages, policy physical damage deductibles, and risk scenarios.
The Chevrolet Silverado is a full-size truck, and other models popular in Columbus include the Ram Truck, Ford F150, and Toyota Tundra.
Nissan Sentra insurance rates
In Columbus, the most affordable insurance quotes for a 2023 Nissan Sentra are on the S trim model, costing an average of $1,212 per year, or around $101 per month. This model has a sticker price of $19,950.
The most expensive 2022 Nissan Sentra trim to insure in Columbus is the SR Midnight Edition model, costing an average of $1,284 per year, or about $107 per month. The MSRP for this trim is $23,395, before documentation and delivery charges.
On a monthly basis, car insurance rates for a Nissan Sentra for a good driver can range from $101 to $107 per month, depending on your company and your Zip Code in Columbus.
The next rate chart may help illustrate how insurance rates for a Nissan Sentra can range significantly for a variety of driver ages, policy deductibles, and potential risk scenarios.
The Nissan Sentra is considered a compact car, and other popular models include the Honda Civic, Hyundai Elantra, Toyota Corolla, and Chevrolet Cruze.
Honda CR-V insurance rates
With sticker prices ranging from $31,110 to $38,600, average Columbus car insurance rates on a 2023 Honda CR-V cost from $1,104 per year for the CR-V EX model up to $1,200 per year on the CR-V Sport Touring Hybrid AWD trim level.
The chart below shows how the price of car insurance on a Honda CR-V can range considerably based on changes in the age of the driver and common risk profiles.
In this example, rates range from $948 to $2,610 per year, which is a difference of $1,662 to insure the same vehicle using different rated drivers.
The Honda CR-V is classified as a compact SUV, and other similar models include the Chevrolet Equinox, Mazda CX-5, Subaru Forester, and Toyota RAV4.
Toyota Highlander insurance rates
Toyota Highlander insurance in Columbus averages $1,344 per year, with a range of $1,176 per year on the Highlander L 2WD model up to $1,510 per year on the Highlander Hybrid Platinum AWD model.
When Columbus car insurance quotes on the Toyota Highlander are compared with the national average cost for the same model, rates are $406 to $524 less per year in Columbus, depending on trim level.
As a cost per month, auto insurance on the Toyota Highlander for a middle-age safe driver can range from $98 to $126 per month, depending on various factors including your exact location in Columbus.
The chart displayed below may help illustrate how auto insurance quotes on a Toyota Highlander can vary based on driver age and common policy situations.
The Toyota Highlander is a midsize SUV, and other similar models that are popular in Columbus include the Kia Telluride, Honda Pilot, Kia Sorento, and Ford Edge.
How to find cheaper auto insurance
Resourceful drivers should always be thinking of ways to pay less for insurance So browse the money-saving ideas below and it’s very likely you can save a few bucks when buying auto insurance.
- No accidents means better Columbus auto insurance rates. At-fault accidents raise insurance rates, to the tune of $1,886 per year for a 20-year-old driver and even $408 per year for a 60-year-old driver. So be a cautious driver and save.
- Improve your credit to save money. Having a high credit score of 800+ could save $212 per year compared to a credit rating between 670-739. Conversely, a less-than-perfect credit score could cost as much as $245 more per year. Not all states use credit score as a rating factor, so check with your agent or company.
- Compare rates before buying a car. Different vehicles, and even different trims of the same vehicle, can have significantly different car insurance rates, and insurance companies can price policies with very different rates. Get comparison quotes before you upgrade you car to prevent price shock when buying insurance.
- Remain claim free. Insurance companies offer discounts if you have not filed any claims. Car insurance should be used in the case of large financial hits, not nickel-and-dime type claims.
- Save money by raising deductibles. Jacking up your deductibles from $500 to $1,000 could save around $284 per year for a 40-year-old driver and $552 per year for a 20-year-old driver.
- Reduce coverage on older cars. Deleting physical damage coverage from vehicles whose value does not support the cost of the coverage can cut the cost of car insurance substantially.