Columbus, OH Car Insurance – Cheapest Rates + Rankings for 2022

What does average auto insurance cost in Columbus? Sit back and find out as we compare the cost to insure over 150 models to find the cheapest car insurance rates.

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  • Columbus car insurance averages $1,144 per year, or about $95 per month for a full coverage policy.
  • For cheap car insurance in Columbus, compact crossovers and SUVs like the Mazda CX-5, Subaru Crosstrek, Nissan Kicks, and Nissan Rogue Sport have some of the best auto insurance rates.
  • Models with the cheapest auto insurance in Columbus for their respective segments include the Cadillac XT5 at $1,126 per year, Subaru Impreza at $994 per year, Mercedes-Benz A220 at $1,126 per year, and Chevrolet Colorado at $942 per year.
  • Auto insurance quotes in Columbus have significant variability from as little as $28 per month for minimum liability limits to well over $692 per month drivers with many accidents and violations.

How much does Columbus car insurance cost?

The average car insurance cost in Columbus is $1,144 per year, which is 27% less than the national average rate of $1,567. The average cost per month for car insurance in Columbus is $95 for a policy that provides full coverage.

In the state of Ohio, the average car insurance cost is $888 per year, so the cost in Columbus averages $256 more per year. The cost of car insurance in Columbus compared to other Ohio locations is about $56 per year cheaper than in Toledo, $160 per year more expensive than in Parma, and $20 per year cheaper than in Cincinnati.

The next chart shows a summary of auto insurance rates in Columbus for 2022 model year vehicles, averaged based on different driver ages, deductibles, and risk profiles.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for the 2022 model year with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average car insurance cost in Columbus includes all Zip Codes and vehicle trim levels.Data last updated on July 14, 2022
Columbus, OH Car Insurance Cost by Driver Risk Profile
Average Car Insurance Cost in Columbus, OH
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$2,594$216
Safe Driver Age 20$2,274$190
At-fault Accidents Age 40$1,616$135
Low Deductibles Age 40$1,488$124
Safe Driver Age 30$1,204$100
Safe Driver Age 40$1,144$95
Safe Driver Age 50$1,042$87
Safe Driver Age 60$1,024$85
High Deductibles Age 40$970$81
Discount Rate Age 40$952$79

Average car insurance rates in the chart above range from $952 per year for a 40-year-old driver who meets the requirements for many policy discounts to $2,594 per year for a 30-year-old driver with a history of violations and/or at-fault accidents.

From a monthly budgeting standpoint, the average cost of car insurance per month in Columbus ranges from $79 to $216.

The age of the driver is the one factor that has the largest impact on the price you pay for auto insurance. The list below details how age impacts cost by showing the difference in average car insurance rates in Columbus depending on driver age.

Columbus car insurance cost by driver age

  • 16 year old – $4,106 per year or $342 per month
  • 17 year old – $3,832 per year or $319 per month
  • 18 year old – $3,580 per year or $298 per month
  • 19 year old – $3,234 per year or $270 per month
  • 20 year old – $2,274 per year or $190 per month
  • 30 year old – $1,204 per year or $100 per month
  • 40 year old – $1,144 per year or $95 per month
  • 50 year old – $1,042 per year or $87 per month
  • 60 year old – $1,024 per year or $85 per month

The previous rates shown for insuring teen drivers age 16 to 19 used a male as the rated driver. The next chart gets more specific and breaks out the average cost for car insurance for teen drivers in Columbus by gender. Female drivers tend to have slightly cheaper auto insurance rates, especially at younger ages.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Teenage driver rates are for the 2022 model year with $500 physical damage deductibles. Average car insurance cost in Columbus includes all Zip Codes and vehicle trim levels.Data last updated on July 14, 2022
Average Columbus Car Insurance Cost for Teenagers
Average Car Insurance Cost in Columbus, OH for Teenage Drivers
Teen Driver Gender Age 16 Age 17 Age 18 Age 19
Male$4,106$3,832$3,580$3,234
Female$3,612$3,410$3,106$2,880

Car insurance for a 16-year-old female driver in Columbus costs an average of $494 less per year than the cost to insure a male driver, while at age 19, the cost difference is much less but is still $354 per year cheaper for females.

The most popular vehicle models in Columbus tend to be compact and midsize cars like the Toyota Corolla, Hyundai Elantra, and Toyota Camry and small or midsize SUVs like the Nissan Rogue and Ford Explorer.

A few additional popular vehicles in Columbus from other segments include luxury models like the Acura ILX, Acura MDX, and Cadillac XT5 and sports cars like the Nissan GT-R, Chevy Corvette, and Ford Mustang.

We get into rates for lots more vehicles later on in this article, but before that, let’s review the concepts that were presented in the data up to this point.

  • Columbus car insurance cost is less than the U.S. average – $1,144 (Columbus average) versus $1,567 (U.S. average)
  • Columbus car insurance prices are more expensive than the Ohio state average – $1,144 (Columbus average) compared to $888 (Ohio average)
  • Teenage girls pay cheaper rates than teenage males – Teenage female drivers age 16 to 19 pay $354 to $494 less each year than males of the same age.
  • Car insurance rates drop substantially between ages 20 and 30 – The average 30-year-old Columbus driver will pay $1,596 less per year than a 20-year-old driver, $1,804 compared to $3,400.
  • Car insurance is cheaper as you get older – Car insurance rates for a 50-year-old driver in Columbus are $1,840 per year cheaper than for a 20-year-old driver.
  • Lower deductible car insurance is more expensive than high deductible – A 30-year-old driver pays an average of $474 more per year for $250 physical damage deductibles versus $1,000.

What are the cheapest vehicles to insure in Columbus?

The models with the cheapest car insurance rates in Columbus tend to be small SUVs like the Mazda CX-5, Nissan Kicks, and Subaru Crosstrek. Average auto insurance prices for those compact SUVs cost $94 or less per month for a full coverage policy.

Other vehicles that are highly ranked in the cost comparison table are the Hyundai Kona, Buick Envision, Mazda MX-5 Miata, and Toyota Corolla Cross. Insurance rates are a little higher for those models than the compact SUVs that rank near the top, but they still have average rates of $1,176 or less per year ($98 per month).

The following table lists the vehicles with the cheapest overall insurance rates in Columbus, sorted by annual and monthly insurance cost.

Top 30 Cheapest Automobiles to Insure in Columbus
Rank Make/Model Annual Cost Monthly Cost
1Mazda CX-5$874$73
2Nissan Kicks$892$74
3Chevrolet Trailblazer$898$75
4Subaru Crosstrek$920$77
5Honda Passport$922$77
6Chevrolet Colorado$942$79
7Toyota C-HR$942$79
8Buick Encore$946$79
9Nissan Rogue Sport$954$80
10Hyundai Venue$972$81
11Buick Envision$976$81
12Kia Seltos$976$81
13Ford Maverick$980$82
14Acura RDX$982$82
15Toyota Corolla Cross$982$82
16Subaru Ascent$986$82
17Hyundai Kona$988$82
18Mazda MX-5 Miata$992$83
19Subaru Forester$992$83
20Volkswagen Tiguan$992$83
21Subaru Impreza$994$83
22Chevrolet Spark$1,000$83
23Honda CR-V$1,002$84
24Cadillac XT4$1,008$84
25Mazda CX-30$1,014$85
26Ford Ranger$1,020$85
27Honda HR-V$1,030$86
28Ford Edge$1,032$86
29Ford Ecosport$1,038$87
30Chevrolet Trax$1,050$88

    Get Rates in Your AreaWhy is this important?

    Table Data Details: Average car insurance rate for each model assumes a 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to premiums. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Columbus, OH.Data last updated on July 14, 2022
    Top 30 Cheapest Automobiles to Insure in Columbus

    A table of 30 of the cheapest vehicles to insure in Columbus is fine if you just want a vehicle with dirt cheap insurance rates. Considering the fact that we rate over 700 vehicles, less than 4% of makes and models are shown in the table. So let’s take a different approach and show the models with the cheapest rates in a format that makes more sense.

    The next section illustrates the average price of car insurance in Columbus for each vehicle segment. The rates shown in the chart will provide a good foundation of the vehicle segments that have the best Columbus auto insurance rates. The subsequent sections display the most affordable rates for individual models in each automotive segment.

    Columbus auto insurance rates by automotive segment

    When comparing new or used vehicles, it’s a good idea to know which styles of vehicles have cheaper car insurance rates.

    For instance, maybe you’re curious if midsize cars are more affordable to insure than full-size cars or if sports cars have cheaper insurance than luxury cars.

    The chart below shows average car insurance rates by segment in Columbus. Typically, compact SUVs, midsize trucks, and minivans tend to have the cheapest average rates, while exotic models have the highest average cost of insurance.

    Get Rates in Your AreaWhy is this important?

    Chart Data Details: Average Columbus car insurance cost by segment is based on 2022 model year vehicles with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged for all Columbus Zip Codes.Data last updated on July 14, 2022
    Average Columbus Auto Insurance Rates by Automotive Segment
    Columbus Car Insurance Rates by Vehicle Segment
    Vehicle Segment Annual Rate Monthly Rate
    Compact SUV$1,070$89
    Midsize Pickup$1,098$92
    Minivan$1,152$96
    Midsize SUV$1,160$97
    Compact Car$1,180$98
    Midsize Car$1,194$100
    Half-ton Pickup$1,246$104
    Compact Luxury SUV$1,288$107
    Large SUV$1,294$108
    Compact Luxury Car$1,298$108
    Large Car$1,326$111
    Heavy Duty Pickup$1,368$114
    Midsize Luxury SUV$1,384$115
    Midsize Luxury Car$1,516$126
    Sports Car$1,616$135
    Large Luxury SUV$1,732$144
    Large Luxury Car$1,812$151

    Average rates by segment are accurate enough for getting a ballpark comparison, but the insurance cost for specific vehicles ranges considerably within each segment displayed in the previous chart.

    For example, in the midsize SUV segment, Columbus auto insurance rates range from the Honda Passport costing $922 per year for full coverage insurance up to the Rivian R1S costing $1,428 per year.

    For another example, in the large luxury SUV segment, insurance rates range from the Volvo XC90 at $1,240 per year to the Mercedes-Benz Maybach GLS 600 costing $2,266 per year.

    In the next sections of the article, we reduce this variability by comparing the average cost of car insurance in Columbus from a model perspective rather than by segment.

    Cheapest car insurance rates in Columbus

    Ranking at the top of the list for the most affordable Columbus car insurance rates in the sedan or hatchback segment are the Chevrolet Spark, Subaru Impreza, Subaru Legacy, Volkswagen Jetta, and Volkswagen Golf. Auto insurance rates for these models average $1,114 or less per year.

    Additional cars that have affordable average insurance rates are the Nissan Sentra, Toyota Camry, Honda Insight, and Toyota Corolla, with average annual insurance rates of $1,126 per year or less.

    Car insurance for this segment in Columbus for a safe driver starts at an average of $83 per month, depending on where you live.

    The next table ranks the twenty cars with the most affordable insurance in Columbus, starting with the Subaru Impreza at $994 per year and ending with the Chevrolet Malibu at $1,190 per year.

    Cheapest Cars to Insure in Columbus
    Make/Model Vehicle Size Annual Cost Monthly Cost
    Subaru ImprezaCompact$994$83
    Chevrolet SparkCompact$1,000$83
    Volkswagen GolfCompact$1,102$92
    Subaru LegacyMidsize$1,110$93
    Honda InsightMidsize$1,114$93
    Volkswagen JettaCompact$1,114$93
    Nissan SentraCompact$1,118$93
    Kia K5Midsize$1,126$94
    Toyota CamryMidsize$1,126$94
    Kia RioCompact$1,128$94
    Toyota CorollaCompact$1,128$94
    Volkswagen PassatMidsize$1,132$94
    Honda CivicCompact$1,134$95
    Mazda 3Compact$1,140$95
    Mazda 6Midsize$1,142$95
    Toyota PriusCompact$1,144$95
    Hyundai AccentCompact$1,160$97
    Hyundai VelosterCompact$1,170$98
    Kia ForteCompact$1,172$98
    Chevrolet MalibuMidsize$1,190$99

      Get Rates in Your AreaWhy is this important?

      Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Columbus, OH.Data last updated on July 14, 2022
      Cheapest Cars to Insure in Columbus

      Some popular models with auto insurance rates higher than the top 20 models listed above include the Chrysler 300 at an average of $1,226 per year, the Hyundai Elantra at $1,292, and the Tesla Model 3 at $1,202.

      For more car insurance comparisons, see our guides for compact car insurance, midsize car insurance, and full-size car insurance.

      Don’t see insurance rates for your vehicle? No sweat! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Columbus car insurance quotes from top-rated auto insurance companies in Ohio.

      Cheapest SUV insurance rates in Columbus

      In our comparison, the top five most affordable non-luxury SUVs to insure in Columbus are the Mazda CX-5, Nissan Kicks, Chevrolet Trailblazer, Honda Passport, and Subaru Crosstrek. Rates for for these five models range from $874 to $920 per year.

      Additional models that are affordable to insure are the Buick Envision, Toyota C-HR, Hyundai Venue, and Buick Encore, with an average cost of $976 per year or less.

      Ranked in the lower half of the top 20, SUVs like the Honda HR-V, Mazda CX-30, Kia Seltos, Honda CR-V, Ford Edge, and Subaru Forester average between $976 and $1,032 per year for insurance in Columbus.

      If rates are ranked by vehicle size, the cheapest non-luxury compact SUV to insure in Columbus is the Mazda CX-5 at $874 per year, or $73 per month. For midsize models, the Honda Passport has the best rates at $922 per year, or $77 per month. And for full-size non-luxury SUVs, the Chevrolet Tahoe is cheapest to insure at $1,148 per year, or $96 per month.

      The comparison table below ranks the SUVs with the most affordable average auto insurance rates in Columbus, starting with the Mazda CX-5 at $874 per year ($73 per month) and ending with the Ford Edge at $1,032 per year ($86 per month).

      Cheapest SUVs to Insure in Columbus
      Make/Model Vehicle Size Annual Cost Monthly Cost
      Mazda CX-5Compact$874$73
      Nissan KicksCompact$892$74
      Chevrolet TrailblazerCompact$898$75
      Subaru CrosstrekCompact$920$77
      Honda PassportMidsize$922$77
      Toyota C-HRCompact$942$79
      Buick EncoreCompact$946$79
      Nissan Rogue SportCompact$954$80
      Hyundai VenueCompact$972$81
      Buick EnvisionCompact$976$81
      Kia SeltosCompact$976$81
      Toyota Corolla CrossCompact$982$82
      Subaru AscentMidsize$986$82
      Hyundai KonaCompact$988$82
      Subaru ForesterCompact$992$83
      Volkswagen TiguanCompact$992$83
      Honda CR-VCompact$1,002$84
      Mazda CX-30Compact$1,014$85
      Honda HR-VCompact$1,030$86
      Ford EdgeMidsize$1,032$86

        Get Rates in Your AreaWhy is this important?

        Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Columbus, OH.Data last updated on July 14, 2022
        Cheapest SUVs to Insure in Columbus

        Some popular SUVs that have more expensive rates than those above include the Ford Escape at an average of $1,126 per year ($94 per month), the Chevrolet Traverse costing $1,180 ($98 per month), the Nissan Rogue costing an average of $1,122 ($94 per month), and the Nissan Pathfinder at $1,158 ($97 per month).

        See our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance to compare rates for all makes and models.

        Don’t see rates for your SUV? That’s no problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from top auto insurance companies in Ohio.

        Cheapest luxury car insurance rates in Columbus

        The three highest ranking luxury cars with the cheapest auto insurance rates in Columbus are the Acura ILX at $1,054 per year, the Mercedes-Benz A220 at $1,126 per year, and the BMW 330i at $1,210 per year.

        Not the cheapest to insure, but still ranked well, are cars like the Alfa Romeo Giulia, BMW 228i, BMW 230i, and Lexus RC 300, with average rates of $1,272 per year or less.

        As a cost per month, full-coverage insurance in this segment for the average driver starts at an average of $88 per month, depending on your company and location.

        If vehicle size is considered, the most affordable compact luxury car model to insure in Columbus is the Mercedes-Benz A220 at $1,126 per year, or $94 per month. For midsize luxury cars, the Acura ILX is cheapest to insure at $1,054 per year, or $88 per month. And for full-size luxury car models, the Audi A5 is most affordable to insure at $1,346 per year, or $112 per month.

        The next table ranks the cars with the cheapest car insurance rates in Columbus, starting with the Acura ILX at $1,054 per year ($88 per month) and ending with the Audi S3 at $1,330 per year ($111 per month).

        Cheapest Luxury Cars to Insure in Columbus
        Make/Model Vehicle Size Annual Cost Monthly Cost
        Acura ILXMidsize$1,054$88
        Mercedes-Benz A220Compact$1,126$94
        BMW 330iCompact$1,210$101
        Acura TLXCompact$1,218$102
        Volvo S60Compact$1,230$103
        BMW 330eCompact$1,232$103
        BMW 228iCompact$1,240$103
        BMW 230iCompact$1,248$104
        Lexus RC 300Midsize$1,270$106
        Alfa Romeo GiuliaCompact$1,272$106
        Cadillac CT4Compact$1,274$106
        Lexus RC 350Compact$1,276$106
        Genesis G70Compact$1,294$108
        Mercedes-Benz AMG CLA35Midsize$1,300$108
        BMW i4Midsize$1,306$109
        Cadillac CT5Midsize$1,312$109
        Audi A3Midsize$1,326$111
        Audi A4Compact$1,328$111
        Audi S3Compact$1,330$111
        Mercedes-Benz AMG CLA45Midsize$1,330$111

          Get Rates in Your AreaWhy is this important?

          Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Columbus, OH.Data last updated on July 14, 2022
          Cheapest Luxury Cars to Insure in Columbus

          For all luxury car insurance comparisons, see our full luxury car insurance guide.

          Don’t see your luxury car? No sweat! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free Columbus car insurance quotes from top auto insurance companies in Ohio.

          Cheapest luxury SUV insurance rates in Columbus

          Ranking at the top for the lowest-cost Columbus car insurance rates in the luxury SUV segment are the Acura RDX, Cadillac XT5, Volvo XC40, Cadillac XT4, and Lexus NX 250. Car insurance quotes for these models average $1,138 or less per year, or around $95 per month.

          Also ranking well are models like the Lexus NX 350, BMW X1, Lexus NX 350h, and Lexus UX 250h, with an average cost of $1,172 per year or less.

          As a cost per month, full-coverage car insurance on this segment in Columbus for a safe driver starts at an average of $82 per month, depending on the company and where you live.

          The table below ranks the twenty SUVs with the most affordable car insurance rates in Columbus, starting with the Acura RDX at $982 per year ($82 per month) and ending with the Lincoln Corsair at $1,212 per year ($101 per month).

          Cheapest Luxury SUVs to Insure in Columbus
          Make/Model Vehicle Size Annual Cost Monthly Cost
          Acura RDXCompact$982$82
          Cadillac XT4Compact$1,008$84
          Volvo XC40Compact$1,102$92
          Cadillac XT5Midsize$1,126$94
          Lexus NX 250Compact$1,138$95
          BMW X1Compact$1,142$95
          Lexus NX 350hCompact$1,146$96
          Lexus UX 250hCompact$1,148$96
          Lexus NX 350Compact$1,166$97
          Lexus UX 200Compact$1,172$98
          Jaguar E-PaceMidsize$1,174$98
          Lexus RX 350Midsize$1,180$98
          Acura MDXMidsize$1,186$99
          Lincoln NautilusMidsize$1,196$100
          Lexus NX 450hCompact$1,200$100
          Mercedes-Benz GLB 250Compact$1,204$100
          Lexus RX 450hMidsize$1,210$101
          Infiniti QX50Midsize$1,212$101
          Land Rover EvoqueCompact$1,212$101
          Lincoln CorsairCompact$1,212$101

            Get Rates in Your AreaWhy is this important?

            Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Columbus, OH.Data last updated on July 14, 2022
            Cheapest Luxury SUVs to Insure in Columbus

            See our guide for luxury SUV insurance to view luxury vehicles not shown in the table.

            Don’t see your luxury SUV in the table above? That’s no problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Columbus car insurance quotes from top-rated companies in Ohio.

            Cheapest pickup trucks to insure in Columbus

            The four highest ranking pickups with the lowest-cost average insurance rates in Columbus are the Chevrolet Colorado at $942 per year, Ford Maverick at $980 per year, Ford Ranger at $1,020 per year, and Toyota Tacoma at $1,062 per year.

            Additional models that are affordable to insure include the Hyundai Santa Cruz, Honda Ridgeline, Ford F150, and GMC Canyon, with average cost of $1,126 per year or less.

            Full-coverage insurance in Columbus for this segment for a middle-age safe driver will start around $79 per month, depending on your company and location.

            The comparison table below ranks the twenty pickups with the lowest-cost car insurance in Columbus, starting with the Chevrolet Colorado at $942 per year ($79 per month) and ending with the GMC Sierra 3500 at $1,348 per year ($112 per month).

            Cheapest Pickups to Insure in Columbus
            Make/Model Vehicle Size Annual Cost Monthly Cost
            Chevrolet ColoradoMidsize$942$79
            Ford MaverickMidsize$980$82
            Ford RangerMidsize$1,020$85
            Toyota TacomaMidsize$1,062$89
            Nissan FrontierMidsize$1,092$91
            Hyundai Santa CruzMidsize$1,100$92
            GMC CanyonMidsize$1,104$92
            Ford F150Full-size$1,106$92
            Honda RidgelineMidsize$1,114$93
            Jeep GladiatorMidsize$1,126$94
            GMC SierraFull-size$1,166$97
            Nissan TitanFull-size$1,212$101
            Chevrolet SilveradoFull-size$1,232$103
            Toyota TundraFull-size$1,232$103
            Ford F350 Super DutyHeavy Duty$1,244$104
            Chevrolet Silverado HD 3500Heavy Duty$1,256$105
            Nissan Titan XDHeavy Duty$1,288$107
            Ram TruckFull-size$1,310$109
            GMC Sierra 2500 HDHeavy Duty$1,338$112
            GMC Sierra 3500Heavy Duty$1,348$112

              Get Rates in Your AreaWhy is this important?

              Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Columbus, OH.Data last updated on July 14, 2022
              Cheapest Pickups to Insure in Columbus

              For all pickup insurance comparisons, see our guides for midsize pickup insurance and large pickup insurance.

              Don’t see insurance cost for your pickup? No problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap Columbus car insurance quotes from top-rated companies in Ohio.

              Cheapest sports cars to insure in Columbus

              Ranking at the top of the list for the lowest-cost Columbus car insurance rates in the sports car segment are the Toyota GR86, Subaru WRX, Ford Mustang, BMW Z4, and Mazda MX-5 Miata. Insurance rates for these models average $1,336 or less per year.

              Some other sports cars that have affordable average insurance rates include the Audi TT, Toyota GR Supra, BMW M3, and Subaru BRZ, with an average car insurance cost of $1,484 per year or less.

              As a cost per month, car insurance in Columbus on this segment for the average driver starts at around $83 per month, depending on your company and location.

              The comparison table below ranks the twenty sports cars with the lowest-cost car insurance in Columbus, starting with the Mazda MX-5 Miata at $992 per year and ending with the Lexus LC 500 at $1,888 per year.

              Cheapest Sports Cars to Insure in Columbus
              Make/Model Vehicle Type Annual Cost Monthly Cost
              Mazda MX-5 MiataSports Car$992$83
              Ford MustangSports Car$1,210$101
              BMW Z4Sports Car$1,232$103
              Subaru WRXSports Car$1,304$109
              Toyota GR86Sports Car$1,336$111
              Toyota GR SupraSports Car$1,366$114
              Audi TTSports Car$1,396$116
              Subaru BRZSports Car$1,438$120
              Chevrolet CorvetteSports Car$1,442$120
              BMW M3Sports Car$1,484$124
              Porsche 718Sports Car$1,550$129
              Chevrolet CamaroSports Car$1,588$132
              Lexus RC FSports Car$1,626$136
              Dodge ChallengerSports Car$1,632$136
              Mercedes-Benz AMG GT53Sports Car$1,654$138
              Jaguar F-TypeSports Car$1,732$144
              Porsche TaycanSports Car$1,778$148
              Porsche 911Sports Car$1,824$152
              BMW M4Sports Car$1,826$152
              Lexus LC 500Sports Car$1,888$157

                Get Rates in Your AreaWhy is this important?

                Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Columbus, OH.Data last updated on July 14, 2022
                Cheapest Sports Cars to Insure in Columbus

                Don’t see insurance cost for your sports car? No sweat! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from the best companies in Ohio.

                Driver profile influences the rate you pay

                In order to reinforce the amount that car insurance rates can deviate for different drivers, the charts below contain a wide range of rates for four popular models in Columbus: the Chevrolet Silverado, Nissan Sentra, Honda CR-V, and Toyota Highlander.

                Each vehicle example uses different driver and policy risk profiles to show the price fluctuation when minor changes are made to the driver profile.

                Chevrolet Silverado insurance rates

                Chevrolet Silverado insurance in Columbus averages $1,232 per year, ranging from $1,086 per year for the Silverado WT Regular Cab 4WD trim (MSRP of $36,695) up to $1,348 per year on the Silverado High Country Crew Cab 4WD (MSRP of $60,195).

                When Columbus insurance rates for the Chevrolet Silverado are compared to the U.S. average for the same model, the cost is anywhere from $358 to $444 less per year in Columbus, depending on the trim level being insured.

                The chart displayed below can help explain how insurance rates on a Chevrolet Silverado can range considerably for different driver ages, policy physical damage deductibles, and risk scenarios.

                Get Rates in Your AreaWhy is this important?

                Chart Data Details: Average rates are for a 2022 model year Chevrolet Silverado with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Chevrolet Silverado car insurance cost in Columbus includes all Zip Codes and vehicle trim levels.Data last updated on July 14, 2022
                Chevrolet Silverado Insurance Cost in Columbus
                Chevrolet Silverado Insurance Cost in Columbus, OH
                Driver Risk Profile Annual Rate Monthly Rate
                High Risk Driver Age 30$2,822$235
                Safe Driver Age 20$2,468$206
                At-fault Accidents Age 40$1,750$146
                Low Deductibles Age 40$1,592$133
                Safe Driver Age 30$1,296$108
                Safe Driver Age 40$1,232$103
                Safe Driver Age 50$1,122$94
                Safe Driver Age 60$1,104$92
                High Deductibles Age 40$1,048$87
                Discount Rate Age 40$1,020$85

                The Chevrolet Silverado is a full-size truck, and other models popular in Columbus include the Ram Truck, Ford F150, and Toyota Tundra.

                Nissan Sentra insurance rates

                In Columbus, the most affordable insurance quotes for a 2022 Nissan Sentra are on the S trim model, costing an average of $1,074 per year, or around $90 per month. This model has a sticker price of $19,510.

                The most expensive 2022 Nissan Sentra trim to insure in Columbus is the SR Premium model, costing an average of $1,170 per year, or about $98 per month. The MSRP for this trim is $24,570, before documentation and delivery charges.

                On a monthly basis, car insurance rates for a Nissan Sentra for a good driver can range from $90 to $98 per month, depending on your company and your Zip Code in Columbus.

                The next rate chart may help illustrate how insurance rates for a Nissan Sentra can range significantly for a variety of driver ages, policy deductibles, and potential risk scenarios.

                Get Rates in Your AreaWhy is this important?

                Chart Data Details: Average rates are for a 2022 model year Nissan Sentra with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Nissan Sentra car insurance cost in Columbus includes all Zip Codes and vehicle trim levels.Data last updated on July 14, 2022
                Nissan Sentra Insurance Cost in Columbus
                Nissan Sentra Insurance Cost in Columbus, OH
                Driver Risk Profile Annual Rate Monthly Rate
                High Risk Driver Age 30$2,502$209
                Safe Driver Age 20$2,192$183
                At-fault Accidents Age 40$1,576$131
                Low Deductibles Age 40$1,410$118
                Safe Driver Age 30$1,166$97
                Safe Driver Age 40$1,118$93
                Safe Driver Age 50$1,018$85
                Safe Driver Age 60$996$83
                High Deductibles Age 40$962$80
                Discount Rate Age 40$928$77

                The Nissan Sentra is considered a compact car, and other popular models include the Honda Civic, Hyundai Elantra, Toyota Corolla, and Chevrolet Cruze.

                Honda CR-V insurance rates

                With sticker prices ranging from $26,400 to $37,400, average Columbus car insurance rates on a 2022 Honda CR-V cost from $944 per year for the CR-V LX model up to $1,070 per year on the CR-V Hybrid Touring trim level.

                The chart below shows how the price of car insurance on a Honda CR-V can range considerably based on changes in the age of the driver and common risk profiles.

                In this example, rates range from $834 to $2,288 per year, which is a difference of $1,454 to insure the same vehicle using different rated drivers.

                Get Rates in Your AreaWhy is this important?

                Chart Data Details: Average rates are for a 2022 model year Honda CR-V with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Honda CR-V car insurance cost in Columbus includes all Zip Codes and vehicle trim levels.Data last updated on July 14, 2022
                Honda CR-V Insurance Cost in Columbus
                Honda CR-V Insurance Cost in Columbus, OH
                Driver Risk Profile Annual Rate Monthly Rate
                High Risk Driver Age 30$2,288$191
                Safe Driver Age 20$2,004$167
                At-fault Accidents Age 40$1,422$119
                Low Deductibles Age 40$1,302$109
                Safe Driver Age 30$1,056$88
                Safe Driver Age 40$1,002$84
                Safe Driver Age 50$916$76
                Safe Driver Age 60$898$75
                High Deductibles Age 40$848$71
                Discount Rate Age 40$834$70

                The Honda CR-V is classified as a compact SUV, and other similar models include the Chevrolet Equinox, Mazda CX-5, Subaru Forester, and Toyota RAV4.

                Toyota Highlander insurance rates

                Toyota Highlander insurance in Columbus averages $1,152 per year, with a range of $1,010 per year on the Highlander L 2WD model up to $1,298 per year on the Highlander Hybrid Platinum AWD model.

                When Columbus car insurance quotes on the Toyota Highlander are compared with the national average cost for the same model, rates are $334 to $430 less per year in Columbus, depending on trim level.

                As a cost per month, auto insurance on the Toyota Highlander for a middle-age safe driver can range from $84 to $108 per month, depending on various factors including your exact location in Columbus.

                The chart displayed below may help illustrate how auto insurance quotes on a Toyota Highlander can vary based on driver age and common policy situations.

                Get Rates in Your AreaWhy is this important?

                Chart Data Details: Average rates are for a 2022 model year Toyota Highlander with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Toyota Highlander car insurance cost in Columbus includes all Zip Codes and vehicle trim levels.Data last updated on July 14, 2022
                Toyota Highlander Insurance Cost in Columbus
                Toyota Highlander Insurance Cost in Columbus, OH
                Driver Risk Profile Annual Rate Monthly Rate
                High Risk Driver Age 30$2,636$220
                Safe Driver Age 20$2,308$192
                At-fault Accidents Age 40$1,624$135
                Low Deductibles Age 40$1,528$127
                Safe Driver Age 30$1,222$102
                Safe Driver Age 40$1,152$96
                Safe Driver Age 50$1,052$88
                Safe Driver Age 60$1,034$86
                High Deductibles Age 40$964$80
                Discount Rate Age 40$958$80

                The Toyota Highlander is a midsize SUV, and other similar models that are popular in Columbus include the Kia Telluride, Honda Pilot, Kia Sorento, and Ford Edge.

                How to find cheaper auto insurance

                Resourceful drivers should always be thinking of ways to pay less for insurance So browse the money-saving ideas below and it’s very likely you can save a few bucks when buying auto insurance.

                • No accidents means better Columbus auto insurance rates. At-fault accidents raise insurance rates, to the tune of $1,600 per year for a 20-year-old driver and even $348 per year for a 60-year-old driver. So be a cautious driver and save.
                • Improve your credit to save money. Having a high credit score of 800+ could save $180 per year compared to a credit rating between 670-739. Conversely, a less-than-perfect credit score could cost as much as $208 more per year. Not all states use credit score as a rating factor, so check with your agent or company.
                • Compare rates before buying a car. Different vehicles, and even different trims of the same vehicle, can have significantly different car insurance rates, and insurance companies can price policies with very different rates. Get comparison quotes before you upgrade you car to prevent price shock when buying insurance.
                • Remain claim free. Insurance companies offer discounts if you have not filed any claims. Car insurance should be used in the case of large financial hits, not nickel-and-dime type claims.
                • Save money by raising deductibles. Jacking up your deductibles from $500 to $1,000 could save around $236 per year for a 40-year-old driver and $456 per year for a 20-year-old driver.
                • Reduce coverage on older cars. Deleting physical damage coverage from vehicles whose value does not support the cost of the coverage can cut the cost of car insurance substantially.