Columbus, OH Car Insurance – Cheapest Rates + Rankings for 2023

What does average auto insurance cost in Columbus? Sit back and find out as we compare the cost to insure over 150 models to find the cheapest car insurance rates.

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  • Columbus car insurance averages $1,308 per year, or about $109 per month for a full coverage policy.
  • For cheap car insurance in Columbus, compact crossovers and SUVs like the Chevrolet Trailblazer, Nissan Rogue Sport, Subaru Crosstrek, and Buick Envision have some of the best auto insurance rates.
  • Models with the cheapest auto insurance in Columbus for their respective segments include the Lexus RX 350 at $1,170 per year, Subaru Impreza at $1,084 per year, Acura Integra at $1,174 per year, and Ford Maverick at $1,086 per year.
  • Auto insurance quotes in Columbus have significant variability from as little as $28 per month for minimum liability limits to well over $692 per month drivers with many accidents and violations.

How much does Columbus car insurance cost?

The average car insurance cost in Columbus is $1,308 per year, which is 22.4% less than the national average rate of $1,685. The average cost per month for car insurance in Columbus is $109 for a policy that provides full coverage.

In the state of Ohio, the average car insurance cost is $1,230 per year, so the cost in Columbus averages $78 more per year. The cost of car insurance in Columbus compared to other Ohio locations is about $58 per year cheaper than in Toledo, $166 per year more expensive than in Parma, and $20 per year cheaper than in Cincinnati.

The next chart shows a summary of auto insurance rates in Columbus for 2023 model year vehicles, averaged based on different driver ages, deductibles, and risk profiles.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for the 2023 model year with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average car insurance cost in Columbus includes all Zip Codes and vehicle trim levels.Data last updated on December 30, 2022
Columbus, OH Car Insurance Cost by Driver Risk Profile
Average Car Insurance Cost in Columbus, OH
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$2,972$248
Safe Driver Age 20$2,604$217
At-fault Accidents Age 40$1,848$154
Low Deductibles Age 40$1,706$142
Safe Driver Age 30$1,380$115
Safe Driver Age 40$1,308$109
Safe Driver Age 50$1,192$99
Safe Driver Age 60$1,170$98
High Deductibles Age 40$1,104$92
Discount Rate Age 40$1,086$91

Average car insurance rates in the chart above range from $1,086 per year for a 40-year-old driver who meets the requirements for many policy discounts to $2,972 per year for a 30-year-old driver with a history of violations and/or at-fault accidents.

From a monthly budgeting standpoint, the average cost of car insurance per month in Columbus ranges from $91 to $248.

The age of the driver is the one factor that has the largest impact on the price you pay for auto insurance. The list below details how age impacts cost by showing the difference in average car insurance rates in Columbus depending on driver age.

Columbus car insurance cost by driver age

  • 16 year old – $4,688 per year or $391 per month
  • 17 year old – $4,386 per year or $366 per month
  • 18 year old – $4,098 per year or $342 per month
  • 19 year old – $3,706 per year or $309 per month
  • 20 year old – $2,604 per year or $217 per month
  • 30 year old – $1,380 per year or $115 per month
  • 40 year old – $1,308 per year or $109 per month
  • 50 year old – $1,192 per year or $99 per month
  • 60 year old – $1,170 per year or $98 per month

The previous rates shown for insuring teen drivers age 16 to 19 used a male as the rated driver. The next chart gets more specific and breaks out the average cost for car insurance for teen drivers in Columbus by gender. Female drivers tend to have slightly cheaper auto insurance rates, especially at younger ages.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Teenage driver rates are for the 2023 model year with $500 physical damage deductibles. Average car insurance cost in Columbus includes all Zip Codes and vehicle trim levels.Data last updated on December 30, 2022
Average Columbus Car Insurance Cost for Teenagers
Average Car Insurance Cost in Columbus, OH for Teenage Drivers
Teen Driver Gender Age 16 Age 17 Age 18 Age 19
Male$4,688$4,386$4,098$3,706
Female$4,126$3,898$3,552$3,296

Car insurance for a 16-year-old female driver in Columbus costs an average of $562 less per year than the cost to insure a male driver, while at age 19, the cost difference is much less but is still $410 per year cheaper for females.

The most popular vehicle models in Columbus tend to be compact and midsize cars like the Toyota Corolla, Hyundai Elantra, and Toyota Camry and small or midsize SUVs like the Nissan Rogue and Ford Explorer.

A few additional popular vehicles in Columbus from other segments include luxury models like the Acura ILX, Acura MDX, and Cadillac XT5 and sports cars like the Nissan GT-R, Chevy Corvette, and Ford Mustang.

We get into rates for lots more vehicles later on in this article, but before that, let’s review the concepts that were presented in the data up to this point.

  • Columbus car insurance cost is less than the U.S. average – $1,308 (Columbus average) versus $1,685 (U.S. average)
  • Columbus car insurance prices are more expensive than the Ohio state average – $1,308 (Columbus average) compared to $1,230 (Ohio average)
  • Teenage girls pay cheaper rates than teenage males – Teenage female drivers age 16 to 19 pay $410 to $562 less each year than males of the same age.
  • Car insurance rates drop substantially between ages 20 and 30 – The average 30-year-old Columbus driver will pay $1,224 less per year than a 20-year-old driver, $1,380 compared to $2,604.
  • Car insurance is cheaper as you get older – Car insurance rates for a 50-year-old driver in Columbus are $1,412 per year cheaper than for a 20-year-old driver.
  • Lower deductible car insurance is more expensive than high deductible – A 30-year-old driver pays an average of $366 more per year for $250 physical damage deductibles versus $1,000.

What are the cheapest vehicles to insure in Columbus?

The models with the cheapest car insurance rates in Columbus tend to be small SUVs like the Chevrolet Trailblazer, Subaru Crosstrek, and Nissan Rogue Sport. Average auto insurance prices for those compact SUVs cost $103 or less per month for a full coverage policy.

Other vehicles that are highly ranked in the cost comparison table are the Hyundai Kona, Hyundai Venue, Ford Edge, and Chevrolet Colorado. Insurance rates are a little higher for those models than the compact SUVs that rank near the top, but they still have average rates of $1,316 or less per year ($110 per month).

The following table lists the vehicles with the cheapest overall insurance rates in Columbus, sorted by annual and monthly insurance cost.

Top 30 Cheapest Automobiles to Insure in Columbus
Rank Make/Model Annual Cost Monthly Cost
1Chevrolet Trailblazer$990$83
2Subaru Crosstrek$998$83
3Nissan Kicks$1,002$84
4Honda Passport$1,018$85
5Nissan Rogue Sport$1,018$85
6Mazda CX-5$1,028$86
7Buick Encore$1,042$87
8Buick Envision$1,046$87
9Kia Seltos$1,058$88
10Subaru Ascent$1,064$89
11Hyundai Venue$1,068$89
12Subaru Impreza$1,084$90
13Ford Maverick$1,086$91
14Honda HR-V$1,086$91
15Acura RDX$1,090$91
16Chevrolet Colorado$1,090$91
17Hyundai Kona$1,098$92
18Subaru Forester$1,104$92
19Ford Edge$1,108$92
20Honda CR-V$1,108$92
21Mazda CX-30$1,112$93
22Ford Explorer$1,114$93
23Volkswagen Atlas$1,116$93
24Nissan Murano$1,122$94
25Chevrolet Trax$1,124$94
26Subaru Outback$1,126$94
27Nissan Frontier$1,132$94
28Volkswagen Tiguan$1,134$95
29Ford Bronco Sport$1,138$95
30Fiat 500X$1,160$97

    Get Rates in Your AreaWhy is this important?

    Table Data Details: Average car insurance rate for each model assumes a 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to premiums. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Columbus, OH.Data last updated on December 30, 2022
    Top 30 Cheapest Automobiles to Insure in Columbus

    A table of 30 of the cheapest vehicles to insure in Columbus is fine if you just want a vehicle with dirt cheap insurance rates. Considering the fact that we rate over 700 vehicles, less than 4% of makes and models are shown in the table. So let’s take a different approach and show the models with the cheapest rates in a format that makes more sense.

    The next section illustrates the average price of car insurance in Columbus for each vehicle segment. The rates shown in the chart will provide a good foundation of the vehicle segments that have the best Columbus auto insurance rates. The subsequent sections display the most affordable rates for individual models in each automotive segment.

    Columbus auto insurance rates by automotive segment

    When comparing new or used vehicles, it’s a good idea to know which styles of vehicles have cheaper car insurance rates.

    For instance, maybe you’re curious if midsize cars are more affordable to insure than full-size cars or if sports cars have cheaper insurance than luxury cars.

    The chart below shows average car insurance rates by segment in Columbus. Typically, compact SUVs, midsize trucks, and minivans tend to have the cheapest average rates, while exotic models have the highest average cost of insurance.

    Get Rates in Your AreaWhy is this important?

    Chart Data Details: Average Columbus car insurance cost by segment is based on 2023 model year vehicles with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged for all Columbus Zip Codes.Data last updated on December 30, 2022
    Average Columbus Auto Insurance Rates by Automotive Segment
    Columbus Car Insurance Rates by Vehicle Segment
    Vehicle Segment Annual Rate Monthly Rate
    Compact SUV$1,190$99
    Midsize Pickup$1,236$103
    Midsize SUV$1,276$106
    Minivan$1,282$107
    Compact Car$1,306$109
    Midsize Car$1,336$111
    Compact Luxury SUV$1,416$118
    Half-ton Pickup$1,420$118
    Large SUV$1,430$119
    Compact Luxury Car$1,440$120
    Heavy Duty Pickup$1,502$125
    Large Car$1,522$127
    Midsize Luxury SUV$1,522$127
    Midsize Luxury Car$1,664$139
    Sports Car$1,788$149
    Large Luxury SUV$1,924$160
    Large Luxury Car$2,022$169

    Average rates by segment are accurate enough for getting a ballpark comparison, but the insurance cost for specific vehicles ranges considerably within each segment displayed in the previous chart.

    For example, in the midsize SUV segment, Columbus auto insurance rates range from the Honda Passport costing $1,018 per year for full coverage insurance up to the Rivian R1S costing $1,602 per year.

    For another example, in the large luxury SUV segment, insurance rates range from the Volvo XC90 at $1,348 per year to the Mercedes-Benz Maybach GLS 600 costing $2,486 per year.

    In the next sections of the article, we reduce this variability by comparing the average cost of car insurance in Columbus from a model perspective rather than by segment.

    Cheapest car insurance rates in Columbus

    Ranking at the top of the list for the most affordable Columbus car insurance rates in the sedan or hatchback segment are the Volkswagen Jetta, Subaru Impreza, Nissan Sentra, Toyota Corolla, and Subaru Legacy. Auto insurance rates for these models average $1,228 or less per year.

    Additional cars that have affordable average insurance rates are the Toyota Prius, Kia K5, Volkswagen Golf, and Mazda 3, with average annual insurance rates of $1,262 per year or less.

    Car insurance for this segment in Columbus for a safe driver starts at an average of $90 per month, depending on where you live.

    The next table ranks the twenty cars with the most affordable insurance in Columbus, starting with the Subaru Impreza at $1,084 per year and ending with the Volkswagen Arteon at $1,374 per year.

    Cheapest Cars to Insure in Columbus
    Make/Model Vehicle Size Annual Cost Monthly Cost
    Subaru ImprezaCompact$1,084$90
    Volkswagen JettaCompact$1,194$100
    Subaru LegacyMidsize$1,204$100
    Nissan SentraCompact$1,214$101
    Toyota CorollaCompact$1,228$102
    Volkswagen GolfCompact$1,230$103
    Toyota PriusCompact$1,232$103
    Toyota CamryMidsize$1,244$104
    Mazda 3Compact$1,254$105
    Kia K5Midsize$1,262$105
    Chevrolet MalibuMidsize$1,272$106
    Chrysler 300Full-size$1,274$106
    Honda CivicCompact$1,280$107
    Kia ForteCompact$1,284$107
    Mitsubishi Mirage G4Compact$1,290$108
    Nissan LeafCompact$1,320$110
    Honda AccordMidsize$1,322$110
    Toyota CrownMidsize$1,328$111
    Tesla Model 3Midsize$1,338$112
    Volkswagen ArteonMidsize$1,374$115

      Get Rates in Your AreaWhy is this important?

      Table Data Details: Average rates are based on 2023 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Columbus, OH.Data last updated on December 30, 2022
      Cheapest Cars to Insure in Columbus

      For more car insurance comparisons, see our guides for compact car insurance, midsize car insurance, and full-size car insurance.

      Don’t see insurance rates for your vehicle? No sweat! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Columbus car insurance quotes from top-rated auto insurance companies in Ohio.

      Cheapest SUV insurance rates in Columbus

      In our comparison, the top five most affordable non-luxury SUVs to insure in Columbus are the Chevrolet Trailblazer, Subaru Crosstrek, Nissan Kicks, Honda Passport, and Nissan Rogue Sport. Rates for for these five models range from $990 to $1,018 per year.

      Additional models that are affordable to insure are the Subaru Ascent, Mazda CX-5, Kia Seltos, and Buick Encore, with an average cost of $1,064 per year or less.

      Ranked in the lower half of the top 20, SUVs like the Volkswagen Atlas, Ford Explorer, Hyundai Venue, Mazda CX-30, Chevrolet Trax, and Ford Edge average between $1,064 and $1,124 per year for insurance in Columbus.

      If rates are ranked by vehicle size, the cheapest non-luxury compact SUV to insure in Columbus is the Chevrolet Trailblazer at $990 per year, or $83 per month. For midsize models, the Honda Passport has the best rates at $1,018 per year, or $85 per month. And for full-size non-luxury SUVs, the Chevrolet Tahoe is cheapest to insure at $1,224 per year, or $102 per month.

      The comparison table below ranks the SUVs with the most affordable average auto insurance rates in Columbus, starting with the Chevrolet Trailblazer at $990 per year ($83 per month) and ending with the Chevrolet Trax at $1,124 per year ($94 per month).

      Cheapest SUVs to Insure in Columbus
      Make/Model Vehicle Size Annual Cost Monthly Cost
      Chevrolet TrailblazerCompact$990$83
      Subaru CrosstrekCompact$998$83
      Nissan KicksCompact$1,002$84
      Honda PassportMidsize$1,018$85
      Nissan Rogue SportCompact$1,018$85
      Mazda CX-5Compact$1,028$86
      Buick EncoreCompact$1,042$87
      Buick EnvisionCompact$1,046$87
      Kia SeltosCompact$1,058$88
      Subaru AscentMidsize$1,064$89
      Hyundai VenueCompact$1,068$89
      Honda HR-VCompact$1,086$91
      Hyundai KonaCompact$1,098$92
      Subaru ForesterCompact$1,104$92
      Ford EdgeMidsize$1,108$92
      Honda CR-VCompact$1,108$92
      Mazda CX-30Compact$1,112$93
      Ford ExplorerMidsize$1,114$93
      Volkswagen AtlasMidsize$1,116$93
      Nissan MuranoMidsize$1,122$94

        Get Rates in Your AreaWhy is this important?

        Table Data Details: Average rates are based on 2023 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Columbus, OH.Data last updated on December 30, 2022
        Cheapest SUVs to Insure in Columbus

        See our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance to compare rates for all makes and models.

        Don’t see rates for your SUV? That’s no problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from top auto insurance companies in Ohio.

        Cheapest luxury car insurance rates in Columbus

        The three highest ranking luxury cars with the cheapest auto insurance rates in Columbus are the Acura Integra at $1,174 per year, the BMW 330i at $1,328 per year, and the Acura TLX at $1,348 per year.

        Not the cheapest to insure, but still ranked well, are cars like the BMW 228i, Lexus ES 350, BMW 330e, and Lexus ES 250, with average rates of $1,422 per year or less.

        As a cost per month, full-coverage insurance in this segment for the average driver starts at an average of $98 per month, depending on your company and location.

        If vehicle size is considered, the most affordable compact luxury car model to insure in Columbus is the Acura Integra at $1,174 per year, or $98 per month. For midsize luxury cars, the Cadillac CT5 is cheapest to insure at $1,408 per year, or $117 per month. And for full-size luxury car models, the Audi A5 is most affordable to insure at $1,468 per year, or $122 per month.

        The next table ranks the cars with the cheapest car insurance rates in Columbus, starting with the Acura Integra at $1,174 per year ($98 per month) and ending with the Volvo S60 at $1,462 per year ($122 per month).

        Cheapest Luxury Cars to Insure in Columbus
        Make/Model Vehicle Size Annual Cost Monthly Cost
        Acura IntegraCompact$1,174$98
        BMW 330iCompact$1,328$111
        Acura TLXCompact$1,348$112
        Cadillac CT4Compact$1,366$114
        Genesis G70Compact$1,392$116
        Cadillac CT5Midsize$1,408$117
        Lexus ES 350Midsize$1,410$118
        BMW 330eCompact$1,418$118
        Lexus ES 250Midsize$1,420$118
        BMW 228iCompact$1,422$119
        Lexus RC 300Midsize$1,422$119
        Mercedes-Benz AMG CLA35Midsize$1,426$119
        Audi A3Midsize$1,432$119
        BMW 230iCompact$1,434$120
        Mercedes-Benz C300Compact$1,442$120
        Audi A4Compact$1,448$121
        Lexus RC 350Compact$1,452$121
        Mercedes-Benz AMG CLA45Midsize$1,458$122
        Audi S3Compact$1,460$122
        Volvo S60Compact$1,462$122

          Get Rates in Your AreaWhy is this important?

          Table Data Details: Average rates are based on 2023 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Columbus, OH.Data last updated on December 30, 2022
          Cheapest Luxury Cars to Insure in Columbus

          For all luxury car insurance comparisons, see our full luxury car insurance guide.

          Don’t see your luxury car? No sweat! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free Columbus car insurance quotes from top auto insurance companies in Ohio.

          Cheapest luxury SUV insurance rates in Columbus

          Ranking at the top for the lowest-cost Columbus car insurance rates in the luxury SUV segment are the Acura RDX, Volvo XC40, Cadillac XT4, Lexus RX 350, and Infiniti QX50. Car insurance quotes for these models average $1,210 or less per year, or around $101 per month.

          Also ranking well are models like the Cadillac XT6, Lexus UX 250h, Cadillac XT5, and Mercedes-Benz GLA250, with an average cost of $1,272 per year or less.

          As a cost per month, full-coverage car insurance on this segment in Columbus for a safe driver starts at an average of $91 per month, depending on the company and where you live.

          The table below ranks the twenty SUVs with the most affordable car insurance rates in Columbus, starting with the Acura RDX at $1,090 per year ($91 per month) and ending with the Mercedes-Benz GLC300 at $1,332 per year ($111 per month).

          Cheapest Luxury SUVs to Insure in Columbus
          Make/Model Vehicle Size Annual Cost Monthly Cost
          Acura RDXCompact$1,090$91
          Lexus RX 350Midsize$1,170$98
          Cadillac XT4Compact$1,180$98
          Volvo XC40Compact$1,202$100
          Infiniti QX50Midsize$1,210$101
          Lexus UX 250hCompact$1,222$102
          Cadillac XT5Midsize$1,242$104
          Mercedes-Benz GLA250Compact$1,268$106
          Mercedes-Benz GLB 250Compact$1,272$106
          Cadillac XT6Midsize$1,274$106
          Lexus NX 250Compact$1,288$107
          Acura MDXMidsize$1,302$109
          Lexus NX 350hCompact$1,304$109
          Lexus NX 350Compact$1,312$109
          Lincoln CorsairCompact$1,314$110
          Lexus NX 450hCompact$1,316$110
          Lincoln NautilusMidsize$1,326$111
          Alfa Romeo TonaleCompact$1,328$111
          BMW X1Compact$1,328$111
          Mercedes-Benz GLC300Compact$1,332$111

            Get Rates in Your AreaWhy is this important?

            Table Data Details: Average rates are based on 2023 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Columbus, OH.Data last updated on December 30, 2022
            Cheapest Luxury SUVs to Insure in Columbus

            See our guide for luxury SUV insurance to view luxury vehicles not shown in the table.

            Don’t see your luxury SUV in the table above? That’s no problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Columbus car insurance quotes from top-rated companies in Ohio.

            Cheapest pickup trucks to insure in Columbus

            The four highest ranking pickups with the lowest-cost average insurance rates in Columbus are the Ford Maverick at $1,086 per year, Chevrolet Colorado at $1,090 per year, Nissan Frontier at $1,132 per year, and Ford Ranger at $1,162 per year.

            Additional models that are affordable to insure include the Toyota Tacoma, Honda Ridgeline, Nissan Titan, and Hyundai Santa Cruz, with average cost of $1,330 per year or less.

            Full-coverage insurance in Columbus for this segment for a middle-age safe driver will start around $91 per month, depending on your company and location.

            The comparison table below ranks the twenty pickups with the lowest-cost car insurance in Columbus, starting with the Ford Maverick at $1,086 per year ($91 per month) and ending with the Nissan Titan XD at $1,460 per year ($122 per month).

            Cheapest Pickups to Insure in Columbus
            Make/Model Vehicle Size Annual Cost Monthly Cost
            Ford MaverickMidsize$1,086$91
            Chevrolet ColoradoMidsize$1,090$91
            Nissan FrontierMidsize$1,132$94
            Ford RangerMidsize$1,162$97
            GMC CanyonMidsize$1,188$99
            Toyota TacomaMidsize$1,196$100
            Hyundai Santa CruzMidsize$1,216$101
            Nissan TitanFull-size$1,296$108
            Honda RidgelineMidsize$1,300$108
            Ford F150Full-size$1,330$111
            GMC Sierra 2500 HDHeavy Duty$1,340$112
            Jeep GladiatorMidsize$1,360$113
            Toyota TundraFull-size$1,374$115
            GMC Sierra 3500Heavy Duty$1,380$115
            GMC SierraFull-size$1,428$119
            Chevrolet SilveradoFull-size$1,430$119
            Ram TruckFull-size$1,430$119
            Chevrolet Silverado HD 2500Heavy Duty$1,438$120
            Chevrolet Silverado HD 3500Heavy Duty$1,438$120
            Nissan Titan XDHeavy Duty$1,460$122

              Get Rates in Your AreaWhy is this important?

              Table Data Details: Average rates are based on 2023 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Columbus, OH.Data last updated on December 30, 2022
              Cheapest Pickups to Insure in Columbus

              For all pickup insurance comparisons, see our guides for midsize pickup insurance and large pickup insurance.

              Don’t see insurance cost for your pickup? No problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap Columbus car insurance quotes from top-rated companies in Ohio.

              Cheapest sports cars to insure in Columbus

              Ranking at the top of the list for the lowest-cost Columbus car insurance rates in the sports car segment are the Subaru WRX, BMW Z4, Audi TT, Ford Mustang, and Mazda MX-5 Miata. Insurance rates for these models average $1,446 or less per year.

              Some other sports cars that have affordable average insurance rates include the Toyota GR Supra, Nissan Z, Subaru BRZ, and Toyota GR86, with an average car insurance cost of $1,578 per year or less.

              As a cost per month, car insurance in Columbus on this segment for the average driver starts at around $101 per month, depending on your company and location.

              The comparison table below ranks the twenty sports cars with the lowest-cost car insurance in Columbus, starting with the Mazda MX-5 Miata at $1,208 per year and ending with the Lexus LC 500 at $1,966 per year.

              Cheapest Sports Cars to Insure in Columbus
              Make/Model Vehicle Type Annual Cost Monthly Cost
              Mazda MX-5 MiataSports Car$1,208$101
              Audi TTSports Car$1,354$113
              Ford MustangSports Car$1,420$118
              BMW Z4Sports Car$1,430$119
              Subaru WRXSports Car$1,446$121
              Nissan ZSports Car$1,468$122
              Toyota GR SupraSports Car$1,492$124
              BMW M2Sports Car$1,510$126
              Toyota GR86Sports Car$1,510$126
              Subaru BRZSports Car$1,578$132
              Chevrolet CorvetteSports Car$1,614$135
              BMW M3Sports Car$1,650$138
              Lexus RC FSports Car$1,682$140
              Porsche 718Sports Car$1,686$141
              Chevrolet CamaroSports Car$1,712$143
              Mercedes-Benz AMG GT53Sports Car$1,814$151
              Jaguar F-TypeSports Car$1,878$157
              Porsche TaycanSports Car$1,920$160
              BMW M4Sports Car$1,942$162
              Lexus LC 500Sports Car$1,966$164

                Get Rates in Your AreaWhy is this important?

                Table Data Details: Average rates are based on 2023 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Columbus, OH.Data last updated on December 30, 2022
                Cheapest Sports Cars to Insure in Columbus

                Don’t see insurance cost for your sports car? No sweat! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from the best companies in Ohio.

                Driver profile influences the rate you pay

                In order to reinforce the amount that car insurance rates can deviate for different drivers, the charts below contain a wide range of rates for four popular models in Columbus: the Chevrolet Silverado, Nissan Sentra, Honda CR-V, and Toyota Highlander.

                Each vehicle example uses different driver and policy risk profiles to show the price fluctuation when minor changes are made to the driver profile.

                Chevrolet Silverado insurance rates

                Chevrolet Silverado insurance in Columbus averages $1,430 per year, ranging from $1,280 per year for the Silverado WT Regular Cab 4WD trim (MSRP of $42,795) up to $1,586 per year on the Silverado ZR2 Crew Cab 4WD (MSRP of $73,395).

                When Columbus insurance rates for the Chevrolet Silverado are compared to the U.S. average for the same model, the cost is anywhere from $446 to $552 less per year in Columbus, depending on the trim level being insured.

                The chart displayed below can help explain how insurance rates on a Chevrolet Silverado can range considerably for different driver ages, policy physical damage deductibles, and risk scenarios.

                Get Rates in Your AreaWhy is this important?

                Chart Data Details: Average rates are for a 2023 model year Chevrolet Silverado with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Chevrolet Silverado car insurance cost in Columbus includes all Zip Codes and vehicle trim levels.Data last updated on December 30, 2022
                Chevrolet Silverado Insurance Cost in Columbus
                Chevrolet Silverado Insurance Cost in Columbus, OH
                Driver Risk Profile Annual Rate Monthly Rate
                High Risk Driver Age 30$3,274$273
                Safe Driver Age 20$2,862$239
                At-fault Accidents Age 40$2,038$170
                Low Deductibles Age 40$1,834$153
                Safe Driver Age 30$1,498$125
                Safe Driver Age 40$1,430$119
                Safe Driver Age 50$1,306$109
                Safe Driver Age 60$1,282$107
                High Deductibles Age 40$1,224$102
                Discount Rate Age 40$1,186$99

                The Chevrolet Silverado is a full-size truck, and other models popular in Columbus include the Ram Truck, Ford F150, and Toyota Tundra.

                Nissan Sentra insurance rates

                In Columbus, the most affordable insurance quotes for a 2023 Nissan Sentra are on the S trim model, costing an average of $1,178 per year, or around $98 per month. This model has a sticker price of $19,950.

                The most expensive 2022 Nissan Sentra trim to insure in Columbus is the SR Midnight Edition model, costing an average of $1,244 per year, or about $104 per month. The MSRP for this trim is $23,395, before documentation and delivery charges.

                On a monthly basis, car insurance rates for a Nissan Sentra for a good driver can range from $98 to $104 per month, depending on your company and your Zip Code in Columbus.

                The next rate chart may help illustrate how insurance rates for a Nissan Sentra can range significantly for a variety of driver ages, policy deductibles, and potential risk scenarios.

                Get Rates in Your AreaWhy is this important?

                Chart Data Details: Average rates are for a 2023 model year Nissan Sentra with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Nissan Sentra car insurance cost in Columbus includes all Zip Codes and vehicle trim levels.Data last updated on December 30, 2022
                Nissan Sentra Insurance Cost in Columbus
                Nissan Sentra Insurance Cost in Columbus, OH
                Driver Risk Profile Annual Rate Monthly Rate
                High Risk Driver Age 30$2,714$226
                Safe Driver Age 20$2,378$198
                At-fault Accidents Age 40$1,710$143
                Low Deductibles Age 40$1,530$128
                Safe Driver Age 30$1,266$106
                Safe Driver Age 40$1,214$101
                Safe Driver Age 50$1,106$92
                Safe Driver Age 60$1,082$90
                High Deductibles Age 40$1,048$87
                Discount Rate Age 40$1,010$84

                The Nissan Sentra is considered a compact car, and other popular models include the Honda Civic, Hyundai Elantra, Toyota Corolla, and Chevrolet Cruze.

                Honda CR-V insurance rates

                With sticker prices ranging from $31,110 to $38,600, average Columbus car insurance rates on a 2023 Honda CR-V cost from $1,072 per year for the CR-V EX model up to $1,166 per year on the CR-V Sport Touring Hybrid AWD trim level.

                The chart below shows how the price of car insurance on a Honda CR-V can range considerably based on changes in the age of the driver and common risk profiles.

                In this example, rates range from $922 to $2,536 per year, which is a difference of $1,614 to insure the same vehicle using different rated drivers.

                Get Rates in Your AreaWhy is this important?

                Chart Data Details: Average rates are for a 2023 model year Honda CR-V with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Honda CR-V car insurance cost in Columbus includes all Zip Codes and vehicle trim levels.Data last updated on December 30, 2022
                Honda CR-V Insurance Cost in Columbus
                Honda CR-V Insurance Cost in Columbus, OH
                Driver Risk Profile Annual Rate Monthly Rate
                High Risk Driver Age 30$2,536$211
                Safe Driver Age 20$2,220$185
                At-fault Accidents Age 40$1,572$131
                Low Deductibles Age 40$1,442$120
                Safe Driver Age 30$1,168$97
                Safe Driver Age 40$1,108$92
                Safe Driver Age 50$1,014$85
                Safe Driver Age 60$996$83
                High Deductibles Age 40$940$78
                Discount Rate Age 40$922$77

                The Honda CR-V is classified as a compact SUV, and other similar models include the Chevrolet Equinox, Mazda CX-5, Subaru Forester, and Toyota RAV4.

                Toyota Highlander insurance rates

                Toyota Highlander insurance in Columbus averages $1,306 per year, with a range of $1,142 per year on the Highlander L 2WD model up to $1,468 per year on the Highlander Hybrid Platinum AWD model.

                When Columbus car insurance quotes on the Toyota Highlander are compared with the national average cost for the same model, rates are $400 to $512 less per year in Columbus, depending on trim level.

                As a cost per month, auto insurance on the Toyota Highlander for a middle-age safe driver can range from $95 to $122 per month, depending on various factors including your exact location in Columbus.

                The chart displayed below may help illustrate how auto insurance quotes on a Toyota Highlander can vary based on driver age and common policy situations.

                Get Rates in Your AreaWhy is this important?

                Chart Data Details: Average rates are for a 2023 model year Toyota Highlander with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Toyota Highlander car insurance cost in Columbus includes all Zip Codes and vehicle trim levels.Data last updated on December 30, 2022
                Toyota Highlander Insurance Cost in Columbus
                Toyota Highlander Insurance Cost in Columbus, OH
                Driver Risk Profile Annual Rate Monthly Rate
                High Risk Driver Age 30$2,984$249
                Safe Driver Age 20$2,612$218
                At-fault Accidents Age 40$1,838$153
                Low Deductibles Age 40$1,734$145
                Safe Driver Age 30$1,386$116
                Safe Driver Age 40$1,306$109
                Safe Driver Age 50$1,188$99
                Safe Driver Age 60$1,170$98
                High Deductibles Age 40$1,086$91
                Discount Rate Age 40$1,086$91

                The Toyota Highlander is a midsize SUV, and other similar models that are popular in Columbus include the Kia Telluride, Honda Pilot, Kia Sorento, and Ford Edge.

                How to find cheaper auto insurance

                Resourceful drivers should always be thinking of ways to pay less for insurance So browse the money-saving ideas below and it’s very likely you can save a few bucks when buying auto insurance.

                • No accidents means better Columbus auto insurance rates. At-fault accidents raise insurance rates, to the tune of $1,832 per year for a 20-year-old driver and even $398 per year for a 60-year-old driver. So be a cautious driver and save.
                • Improve your credit to save money. Having a high credit score of 800+ could save $205 per year compared to a credit rating between 670-739. Conversely, a less-than-perfect credit score could cost as much as $238 more per year. Not all states use credit score as a rating factor, so check with your agent or company.
                • Compare rates before buying a car. Different vehicles, and even different trims of the same vehicle, can have significantly different car insurance rates, and insurance companies can price policies with very different rates. Get comparison quotes before you upgrade you car to prevent price shock when buying insurance.
                • Remain claim free. Insurance companies offer discounts if you have not filed any claims. Car insurance should be used in the case of large financial hits, not nickel-and-dime type claims.
                • Save money by raising deductibles. Jacking up your deductibles from $500 to $1,000 could save around $276 per year for a 40-year-old driver and $538 per year for a 20-year-old driver.
                • Reduce coverage on older cars. Deleting physical damage coverage from vehicles whose value does not support the cost of the coverage can cut the cost of car insurance substantially.