Columbus, OH Car Insurance – Cheapest Rates + Rankings for 2022

What does average auto insurance cost in Columbus? Sit back and find out as we compare the cost to insure over 150 models to find the cheapest car insurance rates.

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  • Columbus car insurance averages $1,102 per year, or about $92 per month for a full coverage policy.
  • For cheap car insurance in Columbus, compact crossovers and SUVs like the Mazda CX-30, Toyota C-HR, Honda CR-V, and Kia Soul have some of the best auto insurance rates.
  • Models with the cheapest auto insurance in Columbus for their respective segments include the Cadillac XT5 at $1,076 per year, Chevrolet Spark at $872 per year, Mercedes-Benz A220 at $1,086 per year, and Chevrolet Colorado at $910 per year.
  • Auto insurance quotes in Columbus have significant variability from as little as $28 per month for minimum liability limits to well over $692 per month drivers with many accidents and violations.

How much does Columbus car insurance cost?

The average car insurance cost in Columbus is $1,102 per year, which is 26.8% less than the national average rate of $1,506. The average cost per month for car insurance in Columbus is $92 for a policy that provides full coverage.

In the state of Ohio, the average car insurance cost is $888 per year, so the cost in Columbus averages $214 more per year. The cost of car insurance in Columbus compared to other Ohio locations is about $56 per year cheaper than in Toledo, $162 per year more expensive than in Parma, and $16 per year cheaper than in Cincinnati.

The next chart shows a summary of auto insurance rates in Columbus for 2022 model year vehicles, averaged based on different driver ages, deductibles, and risk profiles.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for the 2022 model year with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average car insurance cost in Columbus includes all Zip Codes and vehicle trim levels.Data last updated on December 30, 2021
Columbus, OH Car Insurance Cost by Driver Risk Profile
Average Car Insurance Cost in Columbus, OH
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$2,500$208
Safe Driver Age 20$2,190$183
At-fault Accidents Age 40$1,554$130
Low Deductibles Age 40$1,432$119
Safe Driver Age 30$1,162$97
Safe Driver Age 40$1,102$92
Safe Driver Age 50$1,006$84
Safe Driver Age 60$986$82
High Deductibles Age 40$934$78
Discount Rate Age 40$916$76

Average car insurance rates in the chart above range from $916 per year for a 40-year-old driver who meets the requirements for many policy discounts to $2,500 per year for a 30-year-old driver with a history of violations and/or at-fault accidents.

From a monthly budgeting standpoint, the average cost of car insurance per month in Columbus ranges from $76 to $208.

The age of the driver is the one factor that has the largest impact on the price you pay for auto insurance. The list below details how age impacts cost by showing the difference in average car insurance rates in Columbus depending on driver age.

Columbus car insurance cost by driver age

  • 16 year old – $3,952 per year or $329 per month
  • 17 year old – $3,690 per year or $308 per month
  • 18 year old – $3,448 per year or $287 per month
  • 19 year old – $3,118 per year or $260 per month
  • 20 year old – $2,190 per year or $183 per month
  • 30 year old – $1,162 per year or $97 per month
  • 40 year old – $1,102 per year or $92 per month
  • 50 year old – $1,006 per year or $84 per month
  • 60 year old – $986 per year or $82 per month

The previous rates shown for insuring teen drivers age 16 to 19 used a male as the rated driver. The next chart gets more specific and breaks out the average cost for car insurance for teen drivers in Columbus by gender. Female drivers tend to have slightly cheaper auto insurance rates, especially at younger ages.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Teenage driver rates are for the 2022 model year with $500 physical damage deductibles. Average car insurance cost in Columbus includes all Zip Codes and vehicle trim levels.Data last updated on December 30, 2021
Average Columbus Car Insurance Cost for Teenagers
Average Car Insurance Cost in Columbus, OH for Teenage Drivers
Teen Driver Gender Age 16 Age 17 Age 18 Age 19
Male$3,952$3,690$3,448$3,118
Female$3,482$3,284$2,992$2,772

Car insurance for a 16-year-old female driver in Columbus costs an average of $470 less per year than the cost to insure a male driver, while at age 19, the cost difference is much less but is still $346 per year cheaper for females.

The most popular vehicle models in Columbus tend to be compact and midsize cars like the Toyota Corolla, Hyundai Elantra, and Toyota Camry and small or midsize SUVs like the Nissan Rogue and Ford Explorer.

A few additional popular vehicles in Columbus from other segments include luxury models like the Acura ILX, Acura MDX, and Cadillac XT5 and sports cars like the Nissan GT-R, Chevy Corvette, and Ford Mustang.

We get into rates for lots more vehicles later on in this article, but before that, let’s review the concepts that were presented in the data up to this point.

  • Columbus car insurance cost is less than the U.S. average – $1,102 (Columbus average) versus $1,506 (U.S. average)
  • Columbus car insurance prices are more expensive than the Ohio state average – $1,102 (Columbus average) compared to $888 (Ohio average)
  • Teenage girls pay cheaper rates than teenage males – Teenage female drivers age 16 to 19 pay $346 to $470 less each year than males of the same age.
  • Car insurance rates drop substantially between ages 20 and 30 – The average 30-year-old Columbus driver will pay $1,558 less per year than a 20-year-old driver, $1,760 compared to $3,318.
  • Car insurance is cheaper as you get older – Car insurance rates for a 50-year-old driver in Columbus are $1,798 per year cheaper than for a 20-year-old driver.
  • Lower deductible car insurance is more expensive than high deductible – A 30-year-old driver pays an average of $462 more per year for $250 physical damage deductibles versus $1,000.

What are the cheapest vehicles to insure in Columbus?

The models with the cheapest car insurance rates in Columbus tend to be small SUVs like the Mazda CX-30, Honda CR-V, and Toyota C-HR. Average auto insurance prices for those compact SUVs cost $89 or less per month for a full coverage policy.

Other vehicles that are highly ranked in the cost comparison table are the Buick Encore, Mazda CX-5, Chevrolet Trailblazer, and Hyundai Venue. Insurance rates are a little higher for those models than the compact SUVs that rank near the top, but they still have average rates of $1,114 or less per year ($93 per month).

The following table lists the vehicles with the cheapest overall insurance rates in Columbus, sorted by annual and monthly insurance cost.

Top 30 Cheapest Automobiles to Insure in Columbus
Rank Make/Model Annual Cost Monthly Cost
1Chevrolet Spark$872$73
2Mazda CX-30$890$74
3Honda CR-V$892$74
4Toyota C-HR$896$75
5Chevrolet Trax$898$75
6Hyundai Kona$898$75
7Buick Envision$902$75
8Ford Ecosport$906$76
9Kia Soul$908$76
10Chevrolet Colorado$910$76
11Nissan Rogue Sport$910$76
12Chevrolet Blazer$912$76
13Mazda CX-5$912$76
14Toyota Corolla$920$77
15Hyundai Venue$922$77
16Buick Encore$928$77
17Nissan Kicks$928$77
18Chevrolet Trailblazer$936$78
19Kia Sportage$938$78
20Ford Maverick$944$79
21Jeep Compass$944$79
22Chevrolet Equinox$946$79
23Mitsubishi Eclipse Cross$946$79
24Acura RDX$948$79
25Nissan Murano$950$79
26Toyota Corolla Cross$950$79
27Hyundai Tucson$958$80
28Mazda MX-5 Miata$958$80
29Subaru Impreza$960$80
30Kia Rio$964$80

    Get Rates in Your AreaWhy is this important?

    Table Data Details: Average car insurance rate for each model assumes a 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to premiums. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Columbus, OH.Data last updated on December 30, 2021
    Top 30 Cheapest Automobiles to Insure in Columbus

    A table of 30 of the cheapest vehicles to insure in Columbus is fine if you just want a vehicle with dirt cheap insurance rates. Considering the fact that we rate over 700 vehicles, less than 4% of makes and models are shown in the table. So let’s take a different approach and show the models with the cheapest rates in a format that makes more sense.

    The next section illustrates the average price of car insurance in Columbus for each vehicle segment. The rates shown in the chart will provide a good foundation of the vehicle segments that have the best Columbus auto insurance rates. The subsequent sections display the most affordable rates for individual models in each automotive segment.

    Columbus auto insurance rates by automotive segment

    When comparing new or used vehicles, it’s a good idea to know which styles of vehicles have cheaper car insurance rates.

    For instance, maybe you’re curious if midsize cars are more affordable to insure than full-size cars or if sports cars have cheaper insurance than luxury cars.

    The chart below shows average car insurance rates by segment in Columbus. Typically, compact SUVs, midsize trucks, and minivans tend to have the cheapest average rates, while exotic models have the highest average cost of insurance.

    Get Rates in Your AreaWhy is this important?

    Chart Data Details: Average Columbus car insurance cost by segment is based on 2022 model year vehicles with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged for all Columbus Zip Codes.Data last updated on December 30, 2021
    Average Columbus Auto Insurance Rates by Automotive Segment
    Columbus Car Insurance Rates by Vehicle Segment
    Vehicle Segment Annual Rate Monthly Rate
    Compact SUV$1,004$84
    Midsize Pickup$1,052$88
    Compact Car$1,080$90
    Midsize SUV$1,122$94
    Minivan$1,144$95
    Midsize Car$1,146$96
    Half-ton Pickup$1,196$100
    Compact Luxury SUV$1,242$104
    Compact Luxury Car$1,252$104
    Large SUV$1,266$106
    Large Car$1,274$106
    Heavy Duty Pickup$1,300$108
    Midsize Luxury SUV$1,338$112
    Midsize Luxury Car$1,460$122
    Sports Car$1,556$130
    Large Luxury SUV$1,672$139
    Large Luxury Car$1,796$150

    Average rates by segment are accurate enough for getting a ballpark comparison, but the insurance cost for specific vehicles ranges considerably within each segment displayed in the previous chart.

    For example, in the midsize SUV segment, Columbus auto insurance rates range from the Chevrolet Blazer costing $912 per year for full coverage insurance up to the Tesla Model Y costing $1,432 per year.

    For another example, in the large luxury SUV segment, insurance rates range from the Volvo XC90 at $1,248 per year to the Mercedes-Benz Maybach GLS 600 costing $2,240 per year.

    In the next sections of the article, we reduce this variability by comparing the average cost of car insurance in Columbus from a model perspective rather than by segment.

    Cheapest car insurance rates in Columbus

    Ranking at the top of the list for the most affordable Columbus car insurance rates in the sedan or hatchback segment are the Toyota Corolla, Chevrolet Spark, Kia Rio, Honda Civic, and Subaru Impreza. Auto insurance rates for these models average $978 or less per year.

    Additional cars that have affordable average insurance rates are the Mazda 3, Chevrolet Malibu, Nissan Sentra, and Kia Forte, with average annual insurance rates of $1,040 per year or less.

    Car insurance for this segment in Columbus for a safe driver starts at an average of $73 per month, depending on where you live.

    The next table ranks the twenty cars with the most affordable insurance in Columbus, starting with the Chevrolet Spark at $872 per year and ending with the Subaru Legacy at $1,122 per year.

    Cheapest Cars to Insure in Columbus
    Make/Model Vehicle Size Annual Cost Monthly Cost
    Chevrolet SparkCompact$872$73
    Toyota CorollaCompact$920$77
    Subaru ImprezaCompact$960$80
    Kia RioCompact$964$80
    Honda CivicCompact$978$82
    Nissan SentraCompact$986$82
    Mazda 3Compact$1,000$83
    Mazda 6Midsize$1,016$85
    Hyundai AccentCompact$1,038$87
    Kia ForteCompact$1,038$87
    Chevrolet MalibuMidsize$1,040$87
    Toyota PriusCompact$1,040$87
    Honda InsightMidsize$1,042$87
    Volkswagen GolfCompact$1,060$88
    Volkswagen JettaCompact$1,072$89
    Honda AccordMidsize$1,094$91
    Kia K5Midsize$1,102$92
    Nissan VersaCompact$1,110$93
    Volkswagen PassatMidsize$1,116$93
    Subaru LegacyMidsize$1,122$94

      Get Rates in Your AreaWhy is this important?

      Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Columbus, OH.Data last updated on December 30, 2021
      Cheapest Cars to Insure in Columbus

      Some popular models with auto insurance rates higher than the top 20 models listed above include the Chrysler 300 at an average of $1,184 per year, the Volkswagen Jetta at $118, the Hyundai Elantra at $1,258, and the Tesla Model 3 at $1,212.

      For more car insurance comparisons, see our guides for compact car insurance, midsize car insurance, and full-size car insurance.

      Don’t see insurance rates for your vehicle? No sweat! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Columbus car insurance quotes from top-rated auto insurance companies in Ohio.

      Cheapest SUV insurance rates in Columbus

      In our comparison, the top five most affordable non-luxury SUVs to insure in Columbus are the Mazda CX-30, Honda CR-V, Chevrolet Trax, Toyota C-HR, and Hyundai Kona. Rates for for these five models range from $890 to $898 per year.

      Additional models that are affordable to insure are the Mazda CX-5, Buick Envision, Nissan Rogue Sport, and Ford Ecosport, with an average cost of $912 per year or less.

      Ranked in the lower half of the top 20, SUVs like the Chevrolet Equinox, Mitsubishi Eclipse Cross, Chevrolet Blazer, Jeep Compass, Toyota Corolla Cross, and Chevrolet Trailblazer average between $912 and $950 per year for insurance in Columbus.

      If rates are ranked by vehicle size, the cheapest non-luxury compact SUV to insure in Columbus is the Mazda CX-30 at $890 per year, or $74 per month. For midsize models, the Chevrolet Blazer has the best rates at $912 per year, or $76 per month. And for full-size non-luxury SUVs, the Chevrolet Tahoe is cheapest to insure at $1,164 per year, or $97 per month.

      The comparison table below ranks the SUVs with the most affordable average auto insurance rates in Columbus, starting with the Mazda CX-30 at $890 per year ($74 per month) and ending with the Toyota Corolla Cross at $950 per year ($79 per month).

      Cheapest SUVs to Insure in Columbus
      Make/Model Vehicle Size Annual Cost Monthly Cost
      Mazda CX-30Compact$890$74
      Honda CR-VCompact$892$74
      Toyota C-HRCompact$896$75
      Chevrolet TraxCompact$898$75
      Hyundai KonaCompact$898$75
      Buick EnvisionCompact$902$75
      Ford EcosportCompact$906$76
      Kia SoulCompact$908$76
      Nissan Rogue SportCompact$910$76
      Chevrolet BlazerMidsize$912$76
      Mazda CX-5Compact$912$76
      Hyundai VenueCompact$922$77
      Buick EncoreCompact$928$77
      Nissan KicksCompact$928$77
      Chevrolet TrailblazerCompact$936$78
      Kia SportageCompact$938$78
      Jeep CompassCompact$944$79
      Chevrolet EquinoxCompact$946$79
      Mitsubishi Eclipse CrossCompact$946$79
      Nissan MuranoMidsize$950$79

        Get Rates in Your AreaWhy is this important?

        Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Columbus, OH.Data last updated on December 30, 2021
        Cheapest SUVs to Insure in Columbus

        Some popular SUVs that have more expensive rates than those above include the Ford Escape at an average of $982 per year ($82 per month), the Chevrolet Traverse costing $1,064 ($89 per month), the Nissan Rogue costing an average of $978 ($82 per month), and the Nissan Pathfinder at $1,118 ($93 per month).

        See our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance to compare rates for all makes and models.

        Don’t see rates for your SUV? That’s no problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from top auto insurance companies in Ohio.

        Cheapest luxury car insurance rates in Columbus

        The three highest ranking luxury cars with the cheapest auto insurance rates in Columbus are the Acura ILX at $1,024 per year, the Mercedes-Benz A220 at $1,086 per year, and the BMW 330i at $1,168 per year.

        Not the cheapest to insure, but still ranked well, are cars like the Cadillac CT4, BMW 330e, BMW 228i, and BMW 230i, with average rates of $1,224 per year or less.

        As a cost per month, full-coverage insurance in this segment for the average driver starts at an average of $85 per month, depending on your company and location.

        If vehicle size is considered, the most affordable compact luxury car model to insure in Columbus is the Mercedes-Benz A220 at $1,086 per year, or $91 per month. For midsize luxury cars, the Acura ILX is cheapest to insure at $1,024 per year, or $85 per month. And for full-size luxury car models, the Audi A5 is most affordable to insure at $1,314 per year, or $110 per month.

        The next table ranks the cars with the cheapest car insurance rates in Columbus, starting with the Acura ILX at $1,024 per year ($85 per month) and ending with the Audi A4 at $1,282 per year ($107 per month).

        Cheapest Luxury Cars to Insure in Columbus
        Make/Model Vehicle Size Annual Cost Monthly Cost
        Acura ILXMidsize$1,024$85
        Mercedes-Benz A220Compact$1,086$91
        BMW 330iCompact$1,168$97
        Acura TLXCompact$1,176$98
        Volvo S60Compact$1,186$99
        BMW 330eCompact$1,188$99
        BMW 228iCompact$1,196$100
        BMW 230iCompact$1,204$100
        Cadillac CT4Compact$1,224$102
        Lexus IS 300Midsize$1,224$102
        Lexus RC 300Midsize$1,224$102
        Alfa Romeo GiuliaCompact$1,226$102
        Lexus RC 350Compact$1,232$103
        Genesis G70Compact$1,248$104
        Mercedes-Benz AMG CLA35Midsize$1,254$105
        BMW i4Midsize$1,260$105
        Cadillac CT5Midsize$1,262$105
        Audi S3Compact$1,272$106
        Audi A4Compact$1,282$107
        Mercedes-Benz AMG CLA45Midsize$1,282$107

          Get Rates in Your AreaWhy is this important?

          Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Columbus, OH.Data last updated on December 30, 2021
          Cheapest Luxury Cars to Insure in Columbus

          For all luxury car insurance comparisons, see our full luxury car insurance guide.

          Don’t see your luxury car? No sweat! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free Columbus car insurance quotes from top auto insurance companies in Ohio.

          Cheapest luxury SUV insurance rates in Columbus

          Ranking at the top for the lowest-cost Columbus car insurance rates in the luxury SUV segment are the Acura RDX, Cadillac XT5, Volvo XC40, Cadillac XT4, and Lexus NX 250. Car insurance quotes for these models average $1,098 or less per year, or around $92 per month.

          Also ranking well are models like the Lexus NX 350, BMW X1, Lexus NX 350h, and Lexus UX 250h, with an average cost of $1,130 per year or less.

          As a cost per month, full-coverage car insurance on this segment in Columbus for a safe driver starts at an average of $79 per month, depending on the company and where you live.

          The table below ranks the twenty SUVs with the most affordable car insurance rates in Columbus, starting with the Acura RDX at $948 per year ($79 per month) and ending with the Mercedes-Benz GLC300 at $1,172 per year ($98 per month).

          Cheapest Luxury SUVs to Insure in Columbus
          Make/Model Vehicle Size Annual Cost Monthly Cost
          Acura RDXCompact$948$79
          Cadillac XT4Compact$972$81
          Volvo XC40Compact$1,064$89
          Cadillac XT5Midsize$1,076$90
          Lexus NX 250Compact$1,098$92
          BMW X1Compact$1,100$92
          Lexus NX 350hCompact$1,106$92
          Lexus UX 250hCompact$1,106$92
          Lexus NX 350Compact$1,124$94
          Lexus UX 200Compact$1,130$94
          Jaguar E-PaceMidsize$1,132$94
          Lexus RX 350Midsize$1,138$95
          Lincoln NautilusMidsize$1,154$96
          Lexus NX 450hCompact$1,158$97
          Mercedes-Benz GLB 250Compact$1,162$97
          Lexus RX 450hMidsize$1,164$97
          Infiniti QX50Midsize$1,168$97
          Land Rover EvoqueCompact$1,168$97
          Lincoln CorsairCompact$1,170$98
          Mercedes-Benz GLC300Compact$1,172$98

            Get Rates in Your AreaWhy is this important?

            Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Columbus, OH.Data last updated on December 30, 2021
            Cheapest Luxury SUVs to Insure in Columbus

            See our guide for luxury SUV insurance to view luxury vehicles not shown in the table.

            Don’t see your luxury SUV in the table above? That’s no problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Columbus car insurance quotes from top-rated companies in Ohio.

            Cheapest pickup trucks to insure in Columbus

            The four highest ranking pickups with the lowest-cost average insurance rates in Columbus are the Chevrolet Colorado at $910 per year, Ford Maverick at $944 per year, Ford Ranger at $974 per year, and Toyota Tacoma at $1,012 per year.

            Additional models that are affordable to insure include the Nissan Frontier, Honda Ridgeline, Ford F150, and GMC Canyon, with average cost of $1,090 per year or less.

            Full-coverage insurance in Columbus for this segment for a middle-age safe driver will start around $76 per month, depending on your company and location.

            The comparison table below ranks the twenty pickups with the lowest-cost car insurance in Columbus, starting with the Chevrolet Colorado at $910 per year ($76 per month) and ending with the Ford F250 Super Duty at $1,314 per year ($110 per month).

            Cheapest Pickups to Insure in Columbus
            Make/Model Vehicle Size Annual Cost Monthly Cost
            Chevrolet ColoradoMidsize$910$76
            Ford MaverickMidsize$944$79
            Ford RangerMidsize$974$81
            Toyota TacomaMidsize$1,012$84
            Chevrolet Silverado HD 3500Heavy Duty$1,048$87
            Nissan FrontierMidsize$1,050$88
            GMC CanyonMidsize$1,058$88
            Hyundai Santa CruzMidsize$1,062$89
            Ford F150Full-size$1,068$89
            Honda RidgelineMidsize$1,076$90
            Jeep GladiatorMidsize$1,090$91
            GMC SierraFull-size$1,126$94
            Nissan TitanFull-size$1,166$97
            Toyota TundraFull-size$1,176$98
            Chevrolet SilveradoFull-size$1,186$99
            Ford F350 Super DutyHeavy Duty$1,198$100
            Nissan Titan XDHeavy Duty$1,242$104
            Ram TruckFull-size$1,258$105
            GMC Sierra 2500 HDHeavy Duty$1,288$107
            GMC Sierra 3500Heavy Duty$1,298$108

              Get Rates in Your AreaWhy is this important?

              Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Columbus, OH.Data last updated on December 30, 2021
              Cheapest Pickups to Insure in Columbus

              For all pickup insurance comparisons, see our guides for midsize pickup insurance and large pickup insurance.

              Don’t see insurance cost for your pickup? No problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap Columbus car insurance quotes from top-rated companies in Ohio.

              Cheapest sports cars to insure in Columbus

              Ranking at the top of the list for the lowest-cost Columbus car insurance rates in the sports car segment are the Toyota GR86, Subaru WRX, Ford Mustang, BMW Z4, and Mazda MX-5 Miata. Insurance rates for these models average $1,288 or less per year.

              Some other sports cars that have affordable average insurance rates include the Audi TT, Toyota GR Supra, BMW M3, and Subaru BRZ, with an average car insurance cost of $1,432 per year or less.

              As a cost per month, car insurance in Columbus on this segment for the average driver starts at around $80 per month, depending on your company and location.

              The comparison table below ranks the twenty sports cars with the lowest-cost car insurance in Columbus, starting with the Mazda MX-5 Miata at $958 per year and ending with the Lexus LC 500 at $1,820 per year.

              Cheapest Sports Cars to Insure in Columbus
              Make/Model Vehicle Type Annual Cost Monthly Cost
              Mazda MX-5 MiataSports Car$958$80
              Ford MustangSports Car$1,164$97
              BMW Z4Sports Car$1,188$99
              Subaru WRXSports Car$1,256$105
              Toyota GR86Sports Car$1,288$107
              Toyota GR SupraSports Car$1,316$110
              Audi TTSports Car$1,346$112
              Chevrolet CorvetteSports Car$1,386$116
              Subaru BRZSports Car$1,386$116
              BMW M3Sports Car$1,432$119
              Porsche 718Sports Car$1,492$124
              Chevrolet CamaroSports Car$1,528$127
              Lexus RC FSports Car$1,560$130
              Dodge ChallengerSports Car$1,570$131
              Mercedes-Benz AMG GT53Sports Car$1,596$133
              Jaguar F-TypeSports Car$1,670$139
              Porsche TaycanSports Car$1,714$143
              Porsche 911Sports Car$1,754$146
              BMW M4Sports Car$1,758$147
              Lexus LC 500Sports Car$1,820$152

                Get Rates in Your AreaWhy is this important?

                Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Columbus, OH.Data last updated on December 30, 2021
                Cheapest Sports Cars to Insure in Columbus

                Don’t see insurance cost for your sports car? No sweat! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from the best companies in Ohio.

                Driver profile influences the rate you pay

                In order to reinforce the amount that car insurance rates can deviate for different drivers, the charts below contain a wide range of rates for four popular models in Columbus: the Chevrolet Silverado, Nissan Sentra, Honda CR-V, and Toyota Highlander.

                Each vehicle example uses different driver and policy risk profiles to show the price flucuation when minor changes are made to the driver profile.

                Chevrolet Silverado insurance rates

                Chevrolet Silverado insurance in Columbus averages $1,186 per year ($99 per month) and has a range of $982 to $2,714.

                Get Rates in Your AreaWhy is this important?

                Chart Data Details: Average rates are for a 2022 model year Chevrolet Silverado with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Chevrolet Silverado car insurance cost in Columbus includes all Zip Codes and vehicle trim levels.Data last updated on December 30, 2021
                Chevrolet Silverado Insurance Cost in Columbus
                Chevrolet Silverado Insurance Cost in Columbus, OH
                Driver Risk Profile Annual Rate Monthly Rate
                High Risk Driver Age 30$2,714$226
                Safe Driver Age 20$2,376$198
                At-fault Accidents Age 40$1,688$141
                Low Deductibles Age 40$1,532$128
                Safe Driver Age 30$1,246$104
                Safe Driver Age 40$1,186$99
                Safe Driver Age 50$1,082$90
                Safe Driver Age 60$1,066$89
                High Deductibles Age 40$1,008$84
                Discount Rate Age 40$982$82

                The Chevrolet Silverado is a full-size truck, and other models popular in Columbus include the Ram Truck, Ford F150, and Toyota Tundra.

                Nissan Sentra insurance rates

                Auto insurance for a Nissan Sentra in Columbus averages $986 per year, or about $82 per month, and has a range of $818 to $2,190 per year.

                Get Rates in Your AreaWhy is this important?

                Chart Data Details: Average rates are for a 2022 model year Nissan Sentra with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Nissan Sentra car insurance cost in Columbus includes all Zip Codes and vehicle trim levels.Data last updated on December 30, 2021
                Nissan Sentra Insurance Cost in Columbus
                Nissan Sentra Insurance Cost in Columbus, OH
                Driver Risk Profile Annual Rate Monthly Rate
                High Risk Driver Age 30$2,190$183
                Safe Driver Age 20$1,922$160
                At-fault Accidents Age 40$1,380$115
                Low Deductibles Age 40$1,252$104
                Safe Driver Age 30$1,028$86
                Safe Driver Age 40$986$82
                Safe Driver Age 50$894$75
                Safe Driver Age 60$876$73
                High Deductibles Age 40$844$70
                Discount Rate Age 40$818$68

                The Nissan Sentra is considered a compact car, and other popular models include the Honda Civic, Hyundai Elantra, Toyota Corolla, and Chevrolet Cruze.

                Honda CR-V insurance rates

                Honda CR-V insurance in Columbus averages $892 per year (about $74 per month) and varies from $740 to $2,020 for the specific drivers used in the next chart.

                Get Rates in Your AreaWhy is this important?

                Chart Data Details: Average rates are for a 2022 model year Honda CR-V with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Honda CR-V car insurance cost in Columbus includes all Zip Codes and vehicle trim levels.Data last updated on December 30, 2021
                Honda CR-V Insurance Cost in Columbus
                Honda CR-V Insurance Cost in Columbus, OH
                Driver Risk Profile Annual Rate Monthly Rate
                High Risk Driver Age 30$2,020$168
                Safe Driver Age 20$1,768$147
                At-fault Accidents Age 40$1,254$105
                Low Deductibles Age 40$1,172$98
                Safe Driver Age 30$942$79
                Safe Driver Age 40$892$74
                Safe Driver Age 50$812$68
                Safe Driver Age 60$800$67
                High Deductibles Age 40$750$63
                Discount Rate Age 40$740$62

                The Honda CR-V is classified as a compact SUV, and other similar models include the Chevrolet Equinox, Mazda CX-5, Subaru Forester, and Toyota RAV4.

                Toyota Highlander insurance rates

                In Columbus, Toyota Highlander insurance averages $1,206 per year (about $101 per month) and ranges from $1,002 to $2,768.

                Get Rates in Your AreaWhy is this important?

                Chart Data Details: Average rates are for a 2022 model year Toyota Highlander with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Toyota Highlander car insurance cost in Columbus includes all Zip Codes and vehicle trim levels.Data last updated on December 30, 2021
                Toyota Highlander Insurance Cost in Columbus
                Toyota Highlander Insurance Cost in Columbus, OH
                Driver Risk Profile Annual Rate Monthly Rate
                High Risk Driver Age 30$2,768$231
                Safe Driver Age 20$2,424$202
                At-fault Accidents Age 40$1,710$143
                Low Deductibles Age 40$1,584$132
                Safe Driver Age 30$1,272$106
                Safe Driver Age 40$1,206$101
                Safe Driver Age 50$1,100$92
                Safe Driver Age 60$1,082$90
                High Deductibles Age 40$1,016$85
                Discount Rate Age 40$1,002$84

                The Toyota Highlander is a midsize SUV, and other similar models that are popular in Columbus include the Kia Telluride, Honda Pilot, Kia Sorento, and Ford Edge.

                How to find cheaper auto insurance

                Resourceful drivers should always be thinking of ways to pay less for insurance So browse the money-saving ideas below and it’s very likely you can save a few bucks when buying auto insurance.

                • No accidents means better Columbus auto insurance rates. At-fault accidents raise insurance rates, to the tune of $1,540 per year for a 20-year-old driver and even $334 per year for a 60-year-old driver. So be a cautious driver and save.
                • Improve your credit to save money. Having a high credit score of 800+ could save $173 per year compared to a credit rating between 670-739. Conversely, a less-than-perfect credit score could cost as much as $201 more per year. Not all states use credit score as a rating factor, so check with your agent or company.
                • Compare rates before buying a car. Different vehicles, and even different trims of the same vehicle, can have significantly different car insurance rates, and insurance companies can price policies with very different rates. Get comparison quotes before you upgrade you car to prevent price shock when buying insurance.
                • Remain claim free. Insurance companies offer discounts if you have not filed any claims. Car insurance should be used in the case of large financial hits, not nickel-and-dime type claims.
                • Save money by raising deductibles. Jacking up your deductibles from $500 to $1,000 could save around $234 per year for a 40-year-old driver and $450 per year for a 20-year-old driver.
                • Reduce coverage on older cars. Deleting physical damage coverage from vehicles whose value does not support the cost of the coverage can cut the cost of car insurance substantially.