Charlotte NC Car Insurance – 2021 Cheapest Rates + Comparisons

What does average Charlotte car insurance cost? Not only do we find the overall most affordable cars, trucks, and SUVs to insure, we break them out by automotive segment to truly find the cheapest auto insurance in Charlotte.

Start QuoteCompare Charlotte car insurance rates and save on your next policy.

How much does car insurance cost in Charlotte?

The average cost of car insurance in Charlotte is $1,032 per year, or about $86 per month for a full-coverage car insurance policy. It costs 32.2% less to insure the average vehicle in Charlotte than the overall U.S. national average rate of $1,523.

In the state of North Carolina, the average price for car insurance is $1,020 per year, so the cost in Charlotte averages $12 more per year. When compared to other cities in North Carolina, the average cost of car insurance in Charlotte is $242 per year more expensive than in Winston-Salem, $150 per year more expensive than in Greensboro, and $144 per year more than in Raleigh.

Driver age has a big impact on the cost of auto insurance. The list below details how driver age influences cost by showing average car insurance rates in Charlotte depending on driver age.

Average car insurance cost for Charlotte drivers age 16 to 60

  • 16-year-old rated driver – $3,700 per year or $308 per month
  • 17-year-old rated driver – $3,452 per year or $288 per month
  • 18-year-old rated driver – $3,226 per year or $269 per month
  • 19-year-old rated driver – $2,916 per year or $243 per month
  • 20-year-old rated driver – $2,048 per year or $171 per month
  • 30-year-old rated driver – $1,088 per year or $91 per month
  • 40-year-old rated driver – $1,032 per year or $86 per month
  • 50-year-old rated driver – $938 per year or $78 per month
  • 60-year-old rated driver – $922 per year or $77 per month

The chart below displays additional costs for drivers age 20 to 60 by including rates for three different physical damage deductibles. Showing these different rates can help you understand how auto insurance rates increase with lower deductibles, and decreases when higher deductibles are used.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average Charlotte car insurance rates for 2021 model year vehicles with safe driver and claim-free discounts applied. Full-coverage rates are averaged for all Charlotte zip codes.
Average Car Insurance Cost in Charlotte, NC
Average Car Insurance Cost in Charlotte, NC
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$1,740$145
$500$2,048$171
$250$2,376$198
30$1,000$916$76
$500$1,088$91
$250$1,270$106
40$1,000$874$73
$500$1,032$86
$250$1,200$100
50$1,000$794$66
$500$938$78
$250$1,086$91
60$1,000$780$65
$500$922$77
$250$1,066$89

Average rates in the chart above range from $780 per year for a 60-year-old driver with $1,000 physical damage deductibles to $2,376 per year for a 20-year-old driver with $250 deductibles. Throughout this article, the rate used to compare different vehicles or locations is a 40-year-old driver with $500 policy deductibles, which has an average cost of $1,032 per year in Charlotte.

As a monthly amount, the average cost to insure a vehicle in Charlotte ranges from $65 to $198 for the risk profiles shown in the chart above.

Car insurance rates are extremely variable and can change frequently. Since there is so much rate volatility, this stresses the need to get accurate auto insurance quotes when searching online for more affordable auto insurance.

Which vehicles have the cheapest car insurance rates?

The models with the cheapest insurance rates in Charlotte, NC, tend to be small SUVs like the Honda CR-V, Mazda CX-5, Mazda CX-30, and Ford Ecosport.

Average auto insurance rates for those models cost $852 or less per year ($71 per month) for a policy with full coverage.

A few other vehicles that are highly ranked in the cost comparison table below are the Hyundai Venue, Hyundai Tucson, Chevrolet Colorado, and Jeep Compass.

Average insurance cost is slightly more for those models than the cheapest compact SUVs and crossovers that rank at the top, but they still have average rates of $876 or less per year ($73 per month).

The table below lists the 25 cars, trucks, and SUVs with the cheapest insurance rates in Charlotte, ordered by cost.

Top 25 Cheapest Vehicles to Insure in Charlotte
Rank Make/Model Annual Cost Monthly Cost
1Mazda CX-3$798$67
2Chevrolet Spark$804$67
3Honda CR-V$830$69
4Kia Rio5$842$70
5Mazda CX-30$842$70
6Mazda CX-5$842$70
7Ford Ecosport$846$71
8Toyota C-HR$848$71
9Toyota Corolla$848$71
10Nissan Rogue Sport$852$71
11Hyundai Kona$856$71
12Chevrolet Trax$858$72
13Chevrolet Colorado$860$72
14Buick Envision$864$72
15Kia Sedona$864$72
16Hyundai Venue$866$72
17Nissan Kicks$866$72
18Mitsubishi Eclipse Cross$868$72
19Hyundai Tucson$870$73
20Kia Sportage$870$73
21Jeep Compass$876$73
22Volkswagen Golf$876$73
23Ford Edge$878$73
24Kia Soul$878$73
25Acura RDX$880$73

    Get Rates in Your AreaWhy is this important?

    Table Data Details: Average car insurance rate for each model assumes a 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to premiums. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Charlotte, NC.
    Top 25 Cheapest Vehicles to Insure in Charlotte

    The above table containing 25 vehicle rankings really is not a great way to present a detailed view of the cost of car insurance in Charlotte. A more efficient way to analyze rates for more vehicles in an organized fashion is to sort them by the segment they belong to. The next six sections rank the models with the cheapest auto insurance rates in Charlotte for the most popular automotive segments.

    Cheapest cars to insure in Charlotte

    The Chevrolet Spark takes the top ranking for the most budget-friendly sedan or hatchback to insure in Charlotte, followed closely by the Kia Rio5, Toyota Corolla, Volkswagen Golf, and Subaru Impreza. The 2021 model averages $804 per year for a full-coverage insurance policy.

    Additional cars that have cheaper rates include the Mazda 3, Nissan Sentra, Honda Civic, and Honda Insight, with average insurance cost of $950 per year or less.

    From a monthly standpoint, car insurance in this segment for a good driver will start around $67 per month, depending on the company and where you live.

    The cheapest non-luxury compact car to insure in Charlotte is the Chevrolet Spark at $804 per year. For midsize cars, the Honda Insight is the cheapest model to insure at $950 per year. And for full-size non-luxury cars, the Kia Cadenza is the cheapest model to insure at $1,038 per year.

    The rate comparison table below ranks the cars with the most affordable insurance rates in Charlotte, starting with the Chevrolet Spark at $804 per year ($67 per month) and ending with the Volkswagen Passat at $1,050 per year ($88 per month).

    Cheapest Car Insurance in Charlotte
    Make/Model Vehicle Size Annual Cost Monthly Cost
    Chevrolet SparkCompact$804$67
    Kia Rio5Compact$842$70
    Toyota CorollaCompact$848$71
    Volkswagen GolfCompact$876$73
    Subaru ImprezaCompact$886$74
    Nissan SentraCompact$922$77
    Honda CivicCompact$932$78
    Mazda 3Compact$932$78
    Honda InsightMidsize$950$79
    Kia RioCompact$950$79
    Hyundai AccentCompact$960$80
    Mazda 6Midsize$968$81
    Kia ForteCompact$972$81
    Chevrolet MalibuMidsize$974$81
    Toyota PriusCompact$1,026$86
    Subaru LegacyMidsize$1,032$86
    Kia CadenzaFull-size$1,038$87
    Honda AccordMidsize$1,044$87
    Toyota CamryMidsize$1,046$87
    Volkswagen PassatMidsize$1,050$88

      Get Rates in Your AreaWhy is this important?

      Table Data Details: Average rates are based on 2021 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Charlotte, NC.
      Cheapest Car Insurance in Charlotte

      The most popular vehicles in Charlotte don’t always have the cheapest auto insurance rates. Some popular non-luxury cars with more expensive car insurance rates than the models shown above include the Volkswagen GTI costing an average of $1,058 per year, the Volkswagen Jetta costing an average of $110, the Toyota Avalon costing $1,106, and the Nissan Maxima at an average of $1,158.

      For more car insurance comparisons, see our guides for compact car insurance, midsize car insurance, and full-size car insurance.

      Don’t see your car in the list? No problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from top-rated companies in North Carolina.

      Cheapest SUVs to insure in Charlotte

      Ranked at #1 in Charlotte for cheapest average insurance in the non-luxury SUV segment is the Mazda CX-3, at an average of $798 per year. Second place is the Honda CR-V costing $830 per year, and ranking third is the Mazda CX-5, at an average of $842 per year.

      Also ranking well in our comparison are models like the Toyota C-HR, Nissan Rogue Sport, Chevrolet Trax, and Buick Envision, with average annual insurance rates of $864 per year or less.

      When vehicle size is factored in, the most affordable compact SUV to insure in Charlotte is the Mazda CX-3 at $798 per year. For midsize SUVs, the Ford Edge has the cheapest rates at $878 per year. And for full-size SUVs, the Chevrolet Tahoe has the cheapest car insurance rates at $1,066 per year.

      The table below ranks the SUVs with the most affordable car insurance in Charlotte, starting with the Mazda CX-3 at $798 per year and ending with the Chevrolet Equinox at $882 per year.

      Cheapest SUV Insurance in Charlotte
      Make/Model Vehicle Size Annual Cost Monthly Cost
      Mazda CX-3Compact$798$67
      Honda CR-VCompact$830$69
      Mazda CX-30Compact$842$70
      Mazda CX-5Compact$842$70
      Ford EcosportCompact$846$71
      Toyota C-HRCompact$848$71
      Nissan Rogue SportCompact$852$71
      Hyundai KonaCompact$856$71
      Chevrolet TraxCompact$858$72
      Buick EnvisionCompact$864$72
      Hyundai VenueCompact$866$72
      Nissan KicksCompact$866$72
      Mitsubishi Eclipse CrossCompact$868$72
      Hyundai TucsonCompact$870$73
      Kia SportageCompact$870$73
      Jeep CompassCompact$876$73
      Ford EdgeMidsize$878$73
      Kia SoulCompact$878$73
      Chevrolet EquinoxCompact$882$74
      Chevrolet BlazerMidsize$884$74

        Get Rates in Your AreaWhy is this important?

        Table Data Details: Average rates are based on 2021 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Charlotte, NC.
        Cheapest SUV Insurance in Charlotte

        Some of the more popular SUV models that did not make the cut include the Chevrolet Traverse at $1,026 per year, the Hyundai Santa Fe at $1,086, and the Subaru Forester at an average of $910.

        For all vehicle comparisons, see our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance.

        Don’t see rates for your SUV? No sweat! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from top auto insurance companies in North Carolina.

        Cheapest pickups to insure in Charlotte

        Ranking highest for the cheapest Charlotte auto insurance rates in the pickup segment are the Nissan Frontier, GMC Canyon, Toyota Tacoma, Chevrolet Colorado, and Ford Ranger. Car insurance prices for these models average $82 or less per month.

        Some other pickups that rank well include the Toyota Tundra, Ford F150, Jeep Gladiator, and Honda Ridgeline, with an average cost to insure of $1,088 per year or less.

        On a monthly basis, full-coverage insurance in Charlotte on this segment for an average middle-age driver will start around $72 per month, depending on your location and insurance company. The table below ranks the pickups with the cheapest average car insurance rates in Charlotte, starting with the Chevrolet Colorado at $860 per year and ending with the Ram Truck 2500 at $1,248 per year.

        Cheapest Pickup Insurance in Charlotte
        Make/Model Vehicle Size Annual Cost Monthly Cost
        Chevrolet ColoradoMidsize$860$72
        Nissan FrontierMidsize$906$76
        Ford RangerMidsize$908$76
        Toyota TacomaMidsize$910$76
        GMC CanyonMidsize$986$82
        Jeep GladiatorMidsize$994$83
        Honda RidgelineMidsize$1,002$84
        Ford F150Full-size$1,026$86
        Toyota TundraFull-size$1,048$87
        GMC SierraFull-size$1,088$91
        Ram TruckFull-size$1,112$93
        Nissan TitanFull-size$1,116$93
        Chevrolet SilveradoFull-size$1,136$95
        Chevrolet Silverado HD 3500Heavy Duty$1,156$96
        GMC Sierra 2500 HDHeavy Duty$1,202$100
        Chevrolet Silverado HD 2500Heavy Duty$1,210$101
        GMC Sierra 3500Heavy Duty$1,232$103
        Ford F350 Super DutyHeavy Duty$1,246$104
        Ford F250 Super DutyHeavy Duty$1,248$104
        Ram Truck 2500Heavy Duty$1,248$104

          Get Rates in Your AreaWhy is this important?

          Table Data Details: Average rates are based on 2021 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Charlotte, NC.
          Cheapest Pickup Insurance in Charlotte

          See our guides for midsize pickup insurance and large pickup insurance to compare rates for all truck makes and models.

          Don’t see insurance rates for your pickup? No problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from the best auto insurance companies in North Carolina.

          Cheapest sports car insurance rates in Charlotte

          Ranking highest for the most affordable Charlotte auto insurance rates in the sports car segment are the Nissan 370Z, Ford Mustang, Mazda MX-5 Miata, Audi TT, and Subaru WRX. Car insurance prices for these vehicles average $1,198 or less per year.

          Rounding out the top 10 are models like the Chevrolet Camaro, Porsche 718, Subaru BRZ, and Chevrolet Corvette, with an average cost of $1,318 per year or less.

          Additional models that made the list include the Mercedes-Benz AMG GT, Aston Martin Vantage, Jaguar F-Type, and Porsche 911, which cost between $1,318 and $2,094 per year for auto insurance in Charlotte.

          The comparison table below ranks the sports cars with the lowest-cost car insurance in Charlotte, starting with the Mazda MX-5 Miata at $894 per year ($75 per month) and ending with the Mercedes-Benz Maybach at $2,094 per year ($175 per month).

          Cheapest Sports Car Insurance in Charlotte
          Make/Model Vehicle Type Annual Cost Monthly Cost
          Mazda MX-5 MiataSports Car$894$75
          Ford MustangSports Car$1,092$91
          Audi TTSports Car$1,162$97
          Subaru WRXSports Car$1,178$98
          Nissan 370ZSports Car$1,198$100
          Toyota SupraSports Car$1,206$101
          Subaru BRZSports Car$1,260$105
          Porsche 718Sports Car$1,282$107
          Chevrolet CorvetteSports Car$1,288$107
          Chevrolet CamaroSports Car$1,318$110
          Dodge ChallengerSports Car$1,416$118
          Jaguar F-TypeSports Car$1,596$133
          Lexus LC 500Sports Car$1,656$138
          Porsche 911Sports Car$1,718$143
          Acura NSXSports Car$1,956$163
          BMW i8Sports Car$1,958$163
          Audi R8Sports Car$2,104$175
          Nissan GT-RSports Car$2,108$176

            Get Rates in Your AreaWhy is this important?

            Table Data Details: Average rates are based on 2021 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Charlotte, NC.
            Cheapest Sports Car Insurance in Charlotte

            Don’t see your sports car in the list? No sweat! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from the best auto insurance companies in North Carolina.

            Cheapest luxury car insurance rates in Charlotte

            Ranking at the top of the list for the lowest-cost Charlotte car insurance rates in the luxury car segment are the BMW 330i, Mercedes-Benz A220, Acura ILX, Lexus RC 300, and Volvo S60. Auto insurance rates for these models average $1,106 or less per year, or around $92 per month.

            Also ranking well are cars like the BMW Z4, Acura TLX, Cadillac CT4, and Lexus ES 350, with an average cost of $1,142 per year or less.

            Full-coverage auto insurance in this segment for a middle-age safe driver starts at around $80 per month, depending on where you live and the company you use.

            The cheapest compact luxury car to insure in Charlotte is the Mercedes-Benz A220 at $1,000 per year. For midsize luxury models, the Acura ILX is cheapest to insure at $958 per year. And for full-size luxury cars, the Audi A5 is cheapest to insure at $1,160 per year.

            The table below ranks the twenty luxury cars with the lowest-cost auto insurance rates in Charlotte.

            Cheapest Luxury Car Insurance in Charlotte
            Make/Model Vehicle Size Annual Cost Monthly Cost
            Acura ILXMidsize$958$80
            Mercedes-Benz A220Compact$1,000$83
            Volvo S60Compact$1,082$90
            BMW 330iCompact$1,106$92
            Lexus RC 300Midsize$1,106$92
            BMW Z4Compact$1,110$93
            Cadillac CT4Compact$1,114$93
            Acura TLXCompact$1,126$94
            Lexus ES 350Midsize$1,138$95
            Lexus RC 350Compact$1,142$95
            BMW i3Compact$1,144$95
            Mercedes-Benz AMG CLA45Midsize$1,144$95
            BMW 230iCompact$1,148$96
            Lexus IS 300Midsize$1,158$97
            Audi A5Full-size$1,160$97
            Genesis G70Compact$1,164$97
            Alfa Romeo GiuliaCompact$1,166$97
            Audi S3Compact$1,170$98
            Audi A3Midsize$1,174$98
            Cadillac CT5Midsize$1,186$99

              Get Rates in Your AreaWhy is this important?

              Table Data Details: Average rates are based on 2021 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Charlotte, NC.
              Cheapest Luxury Car Insurance in Charlotte

              For all luxury car insurance comparisons, see our full luxury car insurance guide.

              Looking for rates for a different vehicle? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Charlotte car insurance quotes from top-rated companies in North Carolina.

              Cheapest luxury SUV insurance rates in Charlotte

              The Acura RDX ranks #1 as the cheapest luxury SUV to insure in Charlotte, followed by the Cadillac XT4, Volvo XC40, Volvo V60, and Cadillac XT5. The 2021 model averages $880 per year for a policy with full coverage.

              Other luxury SUVs that have cheaper rates include the Volvo XC60, Lincoln Nautilus, Lexus UX 250H, and Lexus RX 350, with average insurance cost of $1,058 per year or less.

              When prices are compared by vehicle size, the lowest-cost small luxury SUV to insure in Charlotte is the Acura RDX at $880 per year. For midsize luxury models, the Volvo V60 has the cheapest rates at $984 per year. And for large luxury SUV models, the Volvo XC90 is the cheapest model to insure at $1,106 per year.

              The table below ranks the SUVs with the lowest-cost average insurance rates in Charlotte, starting with the Acura RDX at $73 per month and ending with the Land Rover Defender at $92 per month.

              Cheapest Luxury SUV Insurance in Charlotte
              Make/Model Vehicle Size Annual Cost Monthly Cost
              Acura RDXCompact$880$73
              Cadillac XT4Compact$908$76
              Volvo XC40Compact$928$77
              Volvo V60Midsize$984$82
              Cadillac XT5Midsize$1,010$84
              Lincoln CorsairCompact$1,022$85
              Lexus UX 250HCompact$1,030$86
              Lincoln NautilusMidsize$1,036$86
              Volvo XC60Compact$1,042$87
              Lexus UX 200Compact$1,056$88
              Mercedes-Benz GLB 250Compact$1,056$88
              BMW X1Compact$1,058$88
              Lexus RX 350Midsize$1,058$88
              Infiniti QX50Midsize$1,060$88
              Lexus NX 300Compact$1,064$89
              Jaguar E-PaceMidsize$1,066$89
              Mercedes-Benz GLC300Compact$1,070$89
              Lexus RX 350LMidsize$1,086$91
              Cadillac XT6Midsize$1,096$91
              Land Rover DefenderCompact$1,098$92

                Get Rates in Your AreaWhy is this important?

                Table Data Details: Average rates are based on 2021 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Charlotte, NC.
                Cheapest Luxury SUV Insurance in Charlotte

                See our guides for luxury SUV insurance to compare rates for additional makes and models.

                Don’t see rates for your luxury SUV? No problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from top companies in North Carolina.

                Car insurance cost examples

                To illustrate the amount auto insurance premiums can range for different applicants (and also emphasize the importance of accurate rate quotes), the charts below have detailed rates for five popular models in Charlotte: the Ford F150, Nissan Sentra, Honda CR-V, Honda Accord, and Toyota Supra.

                Each illustration uses a variety of risk profiles to show the price difference based on driver risk and policy deductibles.

                Ford F150 insurance rates

                Ford F150 insurance in Charlotte averages $1,026 per year (about $86 per month) and has a range of $850 to $2,336.

                Get Rates in Your AreaWhy is this important?

                Chart Data Details: Average rates are for a 2021 model year Ford F150 with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Ford F150 car insurance cost in Charlotte includes all Zip Codes and vehicle trim levels.
                Ford F150 Insurance Cost in Charlotte
                Ford F150 Insurance Cost in Charlotte, NC
                Driver Risk Profile Annual Rate Monthly Rate
                High Risk Driver Age 30$2,336$195
                Safe Driver Age 20$2,046$171
                At-fault Accidents Age 40$1,450$121
                Low Deductibles Age 40$1,332$111
                Safe Driver Age 30$1,080$90
                Safe Driver Age 40$1,026$86
                Safe Driver Age 50$934$78
                Safe Driver Age 60$918$77
                High Deductibles Age 40$868$72
                Discount Rate Age 40$850$71

                The Ford F150 is part of the full-size truck segment, and other top-selling models from the same segment include the Ram Truck, Nissan Titan, and Chevrolet Silverado.

                Nissan Sentra insurance rates

                Nissan Sentra insurance in Charlotte costs an average of $922 per year (about $77 per month) and ranges from $764 to $2,054 annually.

                Get Rates in Your AreaWhy is this important?

                Chart Data Details: Average rates are for a 2021 model year Nissan Sentra with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Nissan Sentra car insurance cost in Charlotte includes all Zip Codes and vehicle trim levels.
                Nissan Sentra Insurance Cost in Charlotte
                Nissan Sentra Insurance Cost in Charlotte, NC
                Driver Risk Profile Annual Rate Monthly Rate
                High Risk Driver Age 30$2,054$171
                Safe Driver Age 20$1,802$150
                At-fault Accidents Age 40$1,294$108
                Low Deductibles Age 40$1,172$98
                Safe Driver Age 30$966$81
                Safe Driver Age 40$922$77
                Safe Driver Age 50$840$70
                Safe Driver Age 60$822$69
                High Deductibles Age 40$790$66
                Discount Rate Age 40$764$64

                The Nissan Sentra is part of the compact car segment, and other models popular in Charlotte include the Chevrolet Cruze, Volkswagen Jetta, and Hyundai Elantra.

                Honda CR-V insurance rates

                Insurance for a Honda CR-V in Charlotte averages $830 per year ($69 per month) and ranges from $690 to $1,880.

                Get Rates in Your AreaWhy is this important?

                Chart Data Details: Average rates are for a 2021 model year Honda CR-V with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Honda CR-V car insurance cost in Charlotte includes all Zip Codes and vehicle trim levels.
                Honda CR-V Insurance Cost in Charlotte
                Honda CR-V Insurance Cost in Charlotte, NC
                Driver Risk Profile Annual Rate Monthly Rate
                High Risk Driver Age 30$1,880$157
                Safe Driver Age 20$1,650$138
                At-fault Accidents Age 40$1,164$97
                Low Deductibles Age 40$1,088$91
                Safe Driver Age 30$876$73
                Safe Driver Age 40$830$69
                Safe Driver Age 50$754$63
                Safe Driver Age 60$742$62
                High Deductibles Age 40$698$58
                Discount Rate Age 40$690$58

                The Honda CR-V belongs to the compact SUV segment, and additional similar models from the same segment include the Mazda CX-5, Nissan Rogue, and Subaru Forester.

                Honda Accord insurance rates

                Car insurance for a Honda Accord in Charlotte averages $1,044 per year, or around $87 per month, and has a range of $868 to $2,382.

                Get Rates in Your AreaWhy is this important?

                Chart Data Details: Average rates are for a 2021 model year Honda Accord with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Honda Accord car insurance cost in Charlotte includes all Zip Codes and vehicle trim levels.
                Honda Accord Insurance Cost in Charlotte
                Honda Accord Insurance Cost in Charlotte, NC
                Driver Risk Profile Annual Rate Monthly Rate
                High Risk Driver Age 30$2,382$199
                Safe Driver Age 20$2,086$174
                At-fault Accidents Age 40$1,474$123
                Low Deductibles Age 40$1,370$114
                Safe Driver Age 30$1,102$92
                Safe Driver Age 40$1,044$87
                Safe Driver Age 50$948$79
                Safe Driver Age 60$934$78
                High Deductibles Age 40$878$73
                Discount Rate Age 40$868$72

                The Honda Accord is part of the midsize car segment, and additional models from the same segment that are popular in Charlotte include the Hyundai Sonata, Chevrolet Malibu, Kia K5, and Toyota Camry.

                Toyota Supra insurance rates

                Insurance for a Toyota Supra in Charlotte costs an average of $1,206 per year (about $101 per month) and varies from $998 to $2,722 annually for the different driver risk profiles in the insurance cost chart shown below.

                Get Rates in Your AreaWhy is this important?

                Chart Data Details: Average rates are for a 2021 model year Toyota Supra with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Toyota Supra car insurance cost in Charlotte includes all Zip Codes and vehicle trim levels.
                Toyota Supra Insurance Cost in Charlotte
                Toyota Supra Insurance Cost in Charlotte, NC
                Driver Risk Profile Annual Rate Monthly Rate
                High Risk Driver Age 30$2,722$227
                Safe Driver Age 20$2,386$199
                At-fault Accidents Age 40$1,692$141
                Low Deductibles Age 40$1,582$132
                Safe Driver Age 30$1,272$106
                Safe Driver Age 40$1,206$101
                Safe Driver Age 50$1,096$91
                Safe Driver Age 60$1,074$90
                High Deductibles Age 40$1,008$84
                Discount Rate Age 40$998$83

                The Toyota Supra is part of the sports car segment, and other popular same-segment models include the Nissan 370Z, Subaru BRZ, and Ford Mustang.

                Helpful tips to save on car insurance

                Resourceful drivers in Charlotte should always be thinking of ways to reduce their monthly auto insurance expenses So read through the money-saving tips in the list below and maybe you’ll be able to save some money.

                • Get a discount from your occupation. The large majority of car insurance companies offer policy discounts for being employed in occupations like architects, accountants, doctors, scientists, police officers and law enforcement, and others. Being employed in a qualifying occupation may save between $31 and $104 on your annual car insurance bill, depending on the policy coverages selected.
                • Be a careful driver and pay less for car insurance. Too frequent at-fault accidents can raise rates, possibly up to $478 per year for a 30-year-old driver and as much as $330 per year for a 50-year-old driver. So drive safe and save money!
                • Choose a vehicle that is more affordable to insure. The make and model of vehicle you drive has a significant impact on the price you pay for auto insurance. For example, a Subaru Forester costs $408 less per year to insure in Charlotte than a Chevrolet Camaro. Drive cheaper models and save money.
                • Earn policy discounts to save money. Savings may be available if the insureds sign their policy early, drive low annual mileage, belong to certain professional organizations, are military or federal employees, are accident-free, or many other policy discounts which could save the average Charlotte driver as much as $176 per year.
                • Reduce coverage on older cars. Deleting comprehensive and collision coverage from older vehicles that are no longer worth much will cut the cost of insurance substantially.
                • Don’t be dumb behind the wheel. In order to have cheap car insurance in Charlotte, it’s necessary to be a good, safe driver. In fact, just a couple traffic citations can potentially raise insurance rates by as much as $270 per year.