- Average car insurance in Oklahoma City costs $2,254 per year, or $188 per month for full coverage.
- Auto insurance rates for a few popular vehicles in Oklahoma City include the Nissan Sentra at $2,064 per year, Hyundai Elantra at $2,448, and Toyota Highlander at $2,050.
- Compact SUVs like the Subaru Crosstrek, Nissan Kicks, and Chevrolet Trailblazer have the best chance of getting cheap car insurance in Oklahoma City.
- Models with segment-leading auto insurance rates in Oklahoma City include the Jaguar E-Pace at $2,106 per year, Toyota GR Corolla at $1,958 per year, Hyundai Ioniq 6 at $2,072 per year, and Honda Passport at $1,796 per year.
- Car insurance quotes in Oklahoma City can range from as little as $34 per month for minimum liability limits to well over $687 per month for teenage drivers and high-risk drivers.
How much is car insurance in Oklahoma City?
Average car insurance rates in Oklahoma City cost $2,254 per year, or approximately $188 per month. When compared to the U.S. overall average rate, Oklahoma City car insurance cost is 17.9% more expensive per year.
In the state of Oklahoma, the average cost of car insurance is $2,090 per year, so the cost in Oklahoma City averages $164 more per year. The average cost of auto insurance in Oklahoma City compared to other Oklahoma locations is $294 per year more than in Lawton, $126 per year more than in Edmond, and $16 per year cheaper than in Tulsa.
The chart below shows average car insurance rates in Oklahoma City for 2024 model year vehicles not only by driver age, but also by policy deductible limits.
The average cost of auto insurance per month in Oklahoma City is $188, with policy prices ranging from $132 to $440 for the average costs shown in the previous chart.
Auto insurance rates have extreme variability and minor changes in a driver’s risk profile can cause measureable changes in car insurance premiums. The potential for large premium differences emphasizes the need for accurate free car insurance quotes when searching online for the cheapest car insurance in Oklahoma City.
The age of the rated driver is one of the biggest factors in determining the price you pay for car insurance, so the list below details how age impacts cost by breaking out average car insurance rates for young, middle-age, and senior drivers.
Average cost of car insurance in Oklahoma City for drivers age 16 to 60
- 16 year old – $8,031 per year or $669 per month
- 17 year old – $7,782 per year or $649 per month
- 18 year old – $6,972 per year or $581 per month
- 19 year old – $6,348 per year or $529 per month
- 20 year old – $4,536 per year or $378 per month
- 30 year old – $2,404 per year or $200 per month
- 40 year old – $2,254 per year or $188 per month
- 50 year old – $1,998 per year or $167 per month
- 60 year old – $1,870 per year or $156 per month
The rates shown above that detailed the cost to insure teen drivers assumed the gender of the driver was male. The chart below goes into more detail regarding the cost of insuring teen drivers and illustrates the average cost for car insurance for teen drivers in Oklahoma City by gender. In general, female drivers tend to have cheaper car insurance, especially as teenagers.
Auto insurance for a 16-year-old female in Oklahoma City costs an average of $530 less per year than male drivers, while at age 19, the cost difference is smaller but males still pay $981 more per year.
The cost to insure Oklahoma City drivers’ favorite cars, trucks, and SUVs
The previously referenced auto insurance rates take all 2024 models and come up with an average cost, which is practical for making overall comparisons such as the cost difference between driver ages or locations. Average car insurance rates are great for answering questions like “are Oklahoma City auto insurance rates cheaper than in Broken Arrow?” or “is auto insurance cheaper in Oklahoma or Florida?”.
For more useful rate comparisons, however, we get better data if we do a rate analysis for the specific model of vehicle being insured. Each make and model has it’s own profile for determining how much it costs to insure it and this data allows us to make more detailed insurance cost analysis.
This next chart shows average insurance cost for some of the most popular cars, trucks, and SUVs on the streets of Oklahoma City. Later on, we’ll explore rates for some of these models even more in-depth.
Which vehicles are cheapest to insure in Oklahoma City?
When comparing all car, pickup truck, and SUV models, the vehicles with the most affordable car insurance rates in Oklahoma City tend to be crossovers and compact SUVs like the Chevrolet Trailblazer, Subaru Crosstrek, Toyota Corolla Cross, and Nissan Kicks. Average insurance rates for those vehicles cost $1,832 or less per year, or $153 per month, to get full coverage.
Other models that have very good auto insurance prices in our cost comparison are the Volkswagen Taos, Subaru Outback, Acura RDX, and Chevrolet Colorado.
Average rates are slightly more for those models than the cheapest compact SUVs at the top of the rankings, but they still have average rates of $1,932 or less per year in Oklahoma City.
The following table breaks down the cheapest vehicles to insure in Oklahoma City, sorted by average cost.
Rank | Make/Model | Annual Premium | Cost Per Month |
---|---|---|---|
1 | Subaru Crosstrek | $1,666 | $139 |
2 | Chevrolet Trailblazer | $1,694 | $141 |
3 | Kia Soul | $1,758 | $147 |
4 | Nissan Kicks | $1,776 | $148 |
5 | Honda Passport | $1,796 | $150 |
6 | Buick Envision | $1,806 | $151 |
7 | Toyota Corolla Cross | $1,814 | $151 |
8 | Hyundai Venue | $1,832 | $153 |
9 | Mazda CX-5 | $1,838 | $153 |
10 | Ford Bronco Sport | $1,844 | $154 |
11 | Volkswagen Tiguan | $1,866 | $156 |
12 | Acura RDX | $1,884 | $157 |
13 | Nissan Murano | $1,894 | $158 |
14 | Buick Encore | $1,914 | $160 |
15 | Subaru Outback | $1,918 | $160 |
16 | Honda CR-V | $1,920 | $160 |
17 | Buick Envista | $1,926 | $161 |
18 | Chevrolet Colorado | $1,928 | $161 |
19 | Volkswagen Taos | $1,930 | $161 |
20 | Kia Niro | $1,932 | $161 |
21 | Toyota GR Corolla | $1,958 | $163 |
22 | Honda HR-V | $1,960 | $163 |
23 | Subaru Ascent | $1,962 | $164 |
24 | Nissan Leaf | $1,974 | $165 |
25 | Honda Civic | $1,994 | $166 |
26 | Lexus NX 250 | $1,996 | $166 |
27 | Volkswagen Atlas | $1,998 | $167 |
28 | Acura Integra | $2,002 | $167 |
29 | Volkswagen Atlas Cross Sport | $2,008 | $167 |
30 | Subaru Forester | $2,010 | $168 |
31 | Kia Seltos | $2,012 | $168 |
32 | GMC Terrain | $2,016 | $168 |
33 | Nissan Rogue | $2,024 | $169 |
34 | Hyundai Kona | $2,028 | $169 |
35 | Mazda CX-30 | $2,030 | $169 |
36 | Cadillac XT4 | $2,036 | $170 |
37 | Volkswagen ID4 | $2,042 | $170 |
38 | Ford Explorer | $2,046 | $171 |
39 | Toyota Highlander | $2,050 | $171 |
40 | Ford Escape | $2,056 | $171 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Oklahoma City, OK Zip Codes. Updated February 23, 2024
A list of 40 ranked vehicles doesn’t really give a comprehesive view of Oklahoma City insurance rates. A better way to analyze rates for more models is to organize them by vehicle segment.
The section below talks about the different automotive segments and the average cost of auto insurance in Oklahoma City. These rates should provide a decent idea of the automotive segments that have the overall most affordable Oklahoma City car insurance rates. Then the subsequent sections show the cheapest insurance rates for specific models for each automotive segment.
Oklahoma City car insurance rates by vehicle segment
When shopping around for a new or used vehicle, it is useful to know which categories of vehicles are cheaper to insure. As an example, some people wonder if compact SUVs cost less to insure than compact cars or if luxury cars cost less to insure than luxury SUVs.
The next chart displays average auto insurance rates by segment in Oklahoma City. In general, compact SUVs and midsize pickup trucks have the most affordable average car insurance rates, with luxury cars and sports cars having the highest auto insurance rates.
Average insurance rates by segment can be used to make a general comparison, but cost varies greatly within each of the segments displayed in the above chart.
For example, in the small car segment, Oklahoma City insurance rates range from the Toyota GR Corolla costing $1,958 per year for a full coverage policy up to the Toyota Mirai at $2,804 per year, a difference of $846 within that segment.
Also, in the large truck segment, insurance rates range from the Nissan Titan costing $2,110 per year up to the Toyota Tundra costing $2,684 per year.
In the sections going forward, we eliminate a lot of this variability by looking at the cost of auto insurance in Oklahoma City for individual vehicle models.
Cheapest car insurance rates in Oklahoma City
The top five models for the lowest-cost Oklahoma City car insurance rates in the car segment (excluding luxury models) are the Honda Civic, Subaru Impreza, Toyota GR Corolla, Nissan Leaf, and Nissan Sentra. Insurance rates for these vehicles average $2,072 or less per year, or around $173 per month.
Not the cheapest cars to insure, but still affordable, are cars like the Honda Accord, Chevrolet Malibu, Toyota Prius, and Kia K5, with average insurance cost of $2,186 per year or less.
Ranked in the lower half of the top 20, models like the Nissan Versa, Volkswagen Arteon, Hyundai Sonata, Subaru Legacy, Mazda 3, and Mitsubishi Mirage G4 cost between $2,186 and $2,330 per year for insurance.
Auto insurance rates in Oklahoma City for this segment for a good driver starts at an average of $163 per month, depending on your company and location.
If insurance rates are ranked by vehicle size, the cheapest non-luxury compact car to insure in Oklahoma City is the Toyota GR Corolla at $1,958 per year, or $163 per month. For midsize models, the Hyundai Ioniq 6 is the cheapest model to insure at $2,072 per year, or $173 per month. And for large cars, the Chrysler 300 is cheapest to insure at $2,138 per year, or $178 per month.
The rate comparison table below ranks the cars with the cheapest auto insurance rates in Oklahoma City, starting with the Toyota GR Corolla at $1,958 per year and ending with the Mazda 3 at $2,330 per year.
Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
---|---|---|---|
Toyota GR Corolla | Compact | $1,958 | $163 |
Nissan Leaf | Compact | $1,974 | $165 |
Honda Civic | Compact | $1,994 | $166 |
Nissan Sentra | Compact | $2,064 | $172 |
Hyundai Ioniq 6 | Midsize | $2,072 | $173 |
Subaru Impreza | Compact | $2,072 | $173 |
Toyota Prius | Compact | $2,106 | $176 |
Kia K5 | Midsize | $2,172 | $181 |
Honda Accord | Midsize | $2,176 | $181 |
Chevrolet Malibu | Midsize | $2,186 | $182 |
Toyota Corolla | Compact | $2,196 | $183 |
Kia Forte | Compact | $2,200 | $183 |
Volkswagen Arteon | Midsize | $2,214 | $185 |
Nissan Versa | Compact | $2,222 | $185 |
Subaru Legacy | Midsize | $2,224 | $185 |
Mitsubishi Mirage G4 | Compact | $2,276 | $190 |
Toyota Crown | Midsize | $2,280 | $190 |
Volkswagen Jetta | Compact | $2,280 | $190 |
Hyundai Sonata | Midsize | $2,286 | $191 |
Mazda 3 | Compact | $2,330 | $194 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Oklahoma City, OK Zip Codes. Updated February 23, 2024
See our guides for compact car insurance, midsize car insurance, and full-size car insurance to view any vehicles not shown in the table.
Looking for rates for a different vehicle? No sweat! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Oklahoma City car insurance quotes from top-rated companies in Oklahoma.
Cheapest SUV insurance rates in Oklahoma City
The Subaru Crosstrek takes the #1 ranking as the most affordable SUV to insure in Oklahoma City, followed closely by the Chevrolet Trailblazer, Kia Soul, Nissan Kicks, and Honda Passport. The 2024 model costs an average of $1,666 per year for full-coverage auto insurance.
Also ranking well are models like the Mazda CX-5, Toyota Corolla Cross, Buick Envision, and Ford Bronco Sport, with average annual insurance rates of $1,844 per year or less.
Additional models on the list include the Subaru Outback, Volkswagen Taos, Buick Encore, Honda CR-V, and Volkswagen Tiguan, which cost between $1,844 and $1,960 per year for auto insurance in Oklahoma City.
When rates are compared by vehicle size, the lowest-cost non-luxury compact SUV to insure in Oklahoma City is the Subaru Crosstrek at $1,666 per year. For midsize SUVs, the Honda Passport is the cheapest model to insure at $1,796 per year. And for full-size SUVs, the Chevrolet Tahoe is cheapest to insure at $2,116 per year.
The rate comparison table below ranks the twenty SUVs with the most affordable average car insurance rates in Oklahoma City, starting with the Subaru Crosstrek at $139 per month and ending with the Honda HR-V at $163 per month.
Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
---|---|---|---|
Subaru Crosstrek | Compact | $1,666 | $139 |
Chevrolet Trailblazer | Compact | $1,694 | $141 |
Kia Soul | Compact | $1,758 | $147 |
Nissan Kicks | Compact | $1,776 | $148 |
Honda Passport | Midsize | $1,796 | $150 |
Buick Envision | Compact | $1,806 | $151 |
Toyota Corolla Cross | Compact | $1,814 | $151 |
Hyundai Venue | Compact | $1,832 | $153 |
Mazda CX-5 | Compact | $1,838 | $153 |
Ford Bronco Sport | Compact | $1,844 | $154 |
Volkswagen Tiguan | Compact | $1,866 | $156 |
Nissan Murano | Midsize | $1,894 | $158 |
Buick Encore | Compact | $1,914 | $160 |
Subaru Outback | Midsize | $1,918 | $160 |
Honda CR-V | Compact | $1,920 | $160 |
Buick Envista | Midsize | $1,926 | $161 |
Volkswagen Taos | Compact | $1,930 | $161 |
Kia Niro | Compact | $1,932 | $161 |
Honda HR-V | Compact | $1,960 | $163 |
Subaru Ascent | Midsize | $1,962 | $164 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Oklahoma City, OK Zip Codes. Updated February 23, 2024
For more car insurance comparisons, see our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance.
Is your SUV not in the list? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap Oklahoma City car insurance quotes from top-rated companies in Oklahoma.
Cheapest luxury cars to insure in Oklahoma City
The cheapest luxury car models to insure in Oklahoma City are the Acura Integra at $2,002 per year, the BMW 330i at $2,294 per year, and the Mercedes-Benz CLA250 at $2,318 per year.
Also ranking well are cars like the Genesis G70, Lexus RC 300, Cadillac CT4, and Lexus ES 350, with average cost of $2,368 per year or less.
Full-coverage insurance in this segment for the average driver starts at an average of $167 per month, depending on where you live.
If prices are ranked by vehicle size, the most affordable compact luxury car to insure in Oklahoma City is the Acura Integra at $2,002 per year. For midsize luxury models, the Mercedes-Benz CLA250 is the cheapest model to insure at $2,318 per year. And for full-size luxury models, the Audi A5 is the cheapest model to insure at $2,666 per year.
The table below ranks the cars with the lowest-cost auto insurance rates in Oklahoma City, starting with the Acura Integra at $2,002 per year ($167 per month) and ending with the Audi S3 at $2,526 per year ($211 per month).
Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
---|---|---|---|
Acura Integra | Compact | $2,002 | $167 |
BMW 330i | Compact | $2,294 | $191 |
Mercedes-Benz CLA250 | Midsize | $2,318 | $193 |
Lexus IS 300 | Midsize | $2,324 | $194 |
Acura TLX | Compact | $2,330 | $194 |
Cadillac CT4 | Compact | $2,352 | $196 |
Lexus ES 350 | Midsize | $2,354 | $196 |
Genesis G70 | Compact | $2,358 | $197 |
Mercedes-Benz AMG CLA35 | Midsize | $2,362 | $197 |
Lexus RC 300 | Midsize | $2,368 | $197 |
Lexus IS 350 | Compact | $2,372 | $198 |
Jaguar XF | Midsize | $2,384 | $199 |
Cadillac CT5 | Midsize | $2,426 | $202 |
Lexus ES 250 | Midsize | $2,438 | $203 |
Lexus RC 350 | Compact | $2,444 | $204 |
BMW 330e | Compact | $2,446 | $204 |
BMW 228i | Compact | $2,450 | $204 |
BMW 230i | Compact | $2,470 | $206 |
Lexus ES 300h | Midsize | $2,474 | $206 |
Audi S3 | Compact | $2,526 | $211 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Oklahoma City, OK Zip Codes. Updated February 23, 2024
See our guide for luxury car insurance to view any vehicles not shown in the table.
Don’t see insurance rates for your vehicle? That’s no problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from top companies in Oklahoma.
Cheapest luxury SUV insurance rates in Oklahoma City
The four most affordable luxury SUVs to insure in Oklahoma City are the Acura RDX at $1,884 per year, Lexus NX 250 at $1,996 per year, Cadillac XT4 at $2,036 per year, and Jaguar E-Pace at $2,106 per year.
Other models that are affordable to insure include the Lexus NX 450h, Mercedes-Benz GLB 250, Lincoln Corsair, and Lexus UX 250h, with average annual insurance rates of $2,172 per year or less.
Additional 2024 luxury models worth mentioning include the Mercedes-Benz GLA250, Mercedes-Benz GLA35 AMG, Lexus RX 350, and Infiniti QX60, which average between $2,172 and $2,258 per year for insurance in Oklahoma City.
When rates are compared by vehicle size, the cheapest small luxury SUV to insure in Oklahoma City is the Acura RDX at $1,884 per year. For midsize luxury models, the Jaguar E-Pace has the cheapest rates at $2,106 per year. And for full-size luxury models, the Infiniti QX80 is most affordable to insure at $2,526 per year.
The next table ranks the twenty luxury SUVs with the lowest-cost average insurance rates in Oklahoma City, starting with the Acura RDX at $1,884 per year and ending with the Lexus NX 350 at $2,258 per year.
Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
---|---|---|---|
Acura RDX | Compact | $1,884 | $157 |
Lexus NX 250 | Compact | $1,996 | $166 |
Cadillac XT4 | Compact | $2,036 | $170 |
Jaguar E-Pace | Midsize | $2,106 | $176 |
Cadillac XT5 | Midsize | $2,126 | $177 |
Lexus NX 350h | Compact | $2,126 | $177 |
Lincoln Corsair | Compact | $2,152 | $179 |
Mercedes-Benz GLB 250 | Compact | $2,158 | $180 |
Lexus UX 250h | Compact | $2,160 | $180 |
Lexus NX 450h | Compact | $2,172 | $181 |
Infiniti QX50 | Midsize | $2,190 | $183 |
Mercedes-Benz GLA250 | Compact | $2,190 | $183 |
Mercedes-Benz GLA35 AMG | Compact | $2,204 | $184 |
Cadillac XT6 | Midsize | $2,206 | $184 |
Infiniti QX60 | Midsize | $2,216 | $185 |
Mercedes-Benz AMG GLB35 | Midsize | $2,218 | $185 |
Land Rover Evoque | Compact | $2,250 | $188 |
Acura MDX | Midsize | $2,254 | $188 |
Lexus RX 350 | Midsize | $2,254 | $188 |
Lexus NX 350 | Compact | $2,258 | $188 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Oklahoma City, OK Zip Codes. Updated February 22, 2024
See our guides for luxury SUV insurance to compare rates for additional makes and models.
Need rates for a different luxury SUV? No sweat! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free Oklahoma City car insurance quotes from top-rated car insurance companies in Oklahoma.
Cheapest sports cars to insure in Oklahoma City
The four cheapest sports cars to insure in Oklahoma City are the Mazda MX-5 Miata at $2,084 per year, Toyota GR86 at $2,376 per year, Ford Mustang at $2,478 per year, and BMW Z4 at $2,488 per year.
Other models that rank well are the Lexus RC F, Nissan Z, BMW M2, and Subaru BRZ, with average annual insurance rates of $2,696 per year or less.
Auto insurance for this segment in Oklahoma City for the average driver starts at an average of $174 per month, depending on where you live. The comparison table below ranks the sports cars with the lowest-cost average insurance rates in Oklahoma City, starting with the Mazda MX-5 Miata at $2,084 per year and ending with the Porsche Taycan at $3,818 per year.
Make and Model | Vehicle Type | Annual Premium | Cost Per Month |
---|---|---|---|
Mazda MX-5 Miata | Sports Car | $2,084 | $174 |
Toyota GR86 | Sports Car | $2,376 | $198 |
Ford Mustang | Sports Car | $2,478 | $207 |
BMW Z4 | Sports Car | $2,488 | $207 |
Subaru WRX | Sports Car | $2,528 | $211 |
Toyota GR Supra | Sports Car | $2,532 | $211 |
BMW M2 | Sports Car | $2,606 | $217 |
Nissan Z | Sports Car | $2,610 | $218 |
Lexus RC F | Sports Car | $2,662 | $222 |
Subaru BRZ | Sports Car | $2,696 | $225 |
BMW M3 | Sports Car | $2,846 | $237 |
Porsche 718 | Sports Car | $2,904 | $242 |
Chevrolet Camaro | Sports Car | $2,930 | $244 |
Chevrolet Corvette | Sports Car | $3,122 | $260 |
Porsche 911 | Sports Car | $3,230 | $269 |
BMW M4 | Sports Car | $3,366 | $281 |
Lexus LC 500 | Sports Car | $3,380 | $282 |
Jaguar F-Type | Sports Car | $3,556 | $296 |
Mercedes-Benz AMG GT53 | Sports Car | $3,730 | $311 |
Porsche Taycan | Sports Car | $3,818 | $318 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Oklahoma City, OK Zip Codes. Updated February 23, 2024
Need rates for a different vehicle? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from the best companies in Oklahoma City.
Cheapest pickups to insure in Oklahoma City
The cheapest pickups to insure in Oklahoma City are the Chevrolet Colorado at $1,928 per year, the Nissan Titan at $2,110 per year, and the Nissan Frontier at $2,132 per year.
Additional models that are affordable to insure are the Hyundai Santa Cruz, GMC Canyon, Honda Ridgeline, and Toyota Tacoma, with an average car insurance cost of $2,318 per year or less.
Car insurance in Oklahoma City for this segment for a middle-age safe driver will start around $161 per month, depending on where you live and the company you use.
The table below ranks the pickups with the lowest-cost car insurance rates in Oklahoma City.
Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
---|---|---|---|
Chevrolet Colorado | Midsize | $1,928 | $161 |
Nissan Titan | Full-size | $2,110 | $176 |
Nissan Frontier | Midsize | $2,132 | $178 |
Ford Ranger | Midsize | $2,154 | $180 |
Ford Maverick | Midsize | $2,186 | $182 |
Honda Ridgeline | Midsize | $2,236 | $186 |
Hyundai Santa Cruz | Midsize | $2,272 | $189 |
Toyota Tacoma | Midsize | $2,282 | $190 |
GMC Sierra 2500 HD | Heavy Duty | $2,294 | $191 |
GMC Canyon | Midsize | $2,318 | $193 |
Jeep Gladiator | Midsize | $2,374 | $198 |
GMC Sierra 3500 | Heavy Duty | $2,388 | $199 |
Chevrolet Silverado HD 3500 | Heavy Duty | $2,410 | $201 |
Chevrolet Silverado HD 2500 | Heavy Duty | $2,476 | $206 |
GMC Sierra | Full-size | $2,488 | $207 |
Chevrolet Silverado | Full-size | $2,492 | $208 |
Nissan Titan XD | Heavy Duty | $2,492 | $208 |
Ford F150 | Full-size | $2,522 | $210 |
GMC Hummer EV Pickup | Full-size | $2,584 | $215 |
Ram Truck | Full-size | $2,608 | $217 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Oklahoma City, OK Zip Codes. Updated February 23, 2024
For all pickup insurance comparisons, see our guides for midsize pickup insurance and large pickup insurance.
Looking for rates for a different pickup? No sweat! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from the best car insurance companies in Oklahoma.
Helpful tips to save on car insurance
Drivers should always be thinking of ways to reduce the monthly expense for insurance, so take a minute to read through the tips and ideas in this next list and it’s very likely you can save some money.
- Don’t file small claims. Car insurance companies give a discounted rate if you do not file any claims. Car insurance should be used for significant financial loss, not small claims.
- Shop around and save. Taking a few minutes to get a few free car insurance quotes could save you a significant amount. Companies change rates often and you can switch companies at any time.
- Improve your credit rating to save on insurance. Having a good credit rating over 800 could save $354 per year versus a credit rating of 670-739. Conversely, a lesser credit score could cost up to $410 more per year. Not all states use credit score as a rating factor, so check with your agent or company.
- Compare the cost of insurance before buying a car. Different models, and even different trim levels of the same model, can have very different insurance premiums, and insurance companies can sell coverages with a wide range of prices. Check the price before you buy a different car so you can avoid any surprises when you get the bill.
- Buy vehicles with low cost insurance. Vehicle type is a big factor in the cost of insurance. For example, a Kia Soul costs $1,638 less per year to insure in Oklahoma City than a Dodge Challenger. Lower performance vehicles cost less to insure.
- Consider raising your deductibles. Raising the comprehensive and collision deductibles from $500 to $1,000 could save around $300 per year for a 40-year-old driver and $588 per year for a 20-year-old driver.
- Violations and tickets cost more than a fine. In order to have the cheapest car insurance in Oklahoma City, it pays to drive within the law. In fact, just one or two minor infractions could possibly increase policy cost by as much as $602 per year.