- The average cost of car insurance in Fort Worth is $1,406 per year, or $117 per month.
- For cheap auto insurance in Fort Worth, SUV models like the Mazda CX-5, Chevrolet Trailblazer, and Nissan Kicks cost less than most other vehicles.
How much is car insurance in Fort Worth, TX?
The average price for car insurance in Fort Worth is $1,406 per year, which is 10.3% less than the overall national average rate of $1,567. The average monthly cost of car insurance in Fort Worth is $117 for a policy that provides full coverage.
Average auto insurance cost in Texas is $1,436 per year, so Fort Worth, Texas, drivers pay an average of $30 less per year than the overall Texas state-wide average rate. The average cost of auto insurance in Fort Worth compared to other Texas locations is around $52 per year less than in San Antonio, $220 per year cheaper than in Dallas, and $212 per year less than in Houston.
Driver age is one of the biggest determining factors on the cost of car insurance. The list below illustrates these differences by showing average car insurance rates for drivers from 16 to 60.
Fort Worth, Texas, car insurance cost for drivers age 16 to 60
- 16 year old – $5,036 per year or $420 per month
- 17 year old – $4,704 per year or $392 per month
- 18 year old – $4,392 per year or $366 per month
- 19 year old – $3,974 per year or $331 per month
- 20 year old – $2,790 per year or $233 per month
- 30 year old – $1,478 per year or $123 per month
- 40 year old – $1,406 per year or $117 per month
- 50 year old – $1,282 per year or $107 per month
- 60 year old – $1,258 per year or $105 per month
The chart below shows average auto insurance cost in Fort Worth, Texas, for all 2022 models. Rates are averaged for all Fort Worth Zip Codes and shown not only by driver age, but also by physical damage coverage deductibles.
Average car insurance rates in the prior chart range from $1,066 per year for a policy with high deductibles for a 60-year-old driver to $3,236 per year for a 20-year-old driver with a low deductible policy.
For monthly budgeting purposes, the average cost of car insurance per month in Fort Worth ranges from $89 to $270.
Which cars have cheap insurance in Fort Worth?
The vehicles with the cheapest average insurance quotes in Fort Worth, TX, tend to be crossovers and small SUVs like the Nissan Kicks, Mazda CX-5, and Nissan Rogue Sport.
Average insurance rates for those models cost $98 or less per month to get full coverage.
A few other models that come in near the top in our auto insurance price comparison are the Kia Seltos, Toyota Corolla Cross, Mazda MX-5 Miata, and Hyundai Kona.
The average insurance cost is slightly higher for those models than the cheapest compact SUVs and crossovers that rank near the top, but they still have an average insurance cost of $1,220 or less per year ($102 per month) in Fort Worth.
The next table lists the top 25 models with the cheapest car insurance rates in Fort Worth, sorted by annual and monthly insurance cost.
| Rank | Make/Model | Annual Cost | Monthly Cost |
|---|---|---|---|
| 1 | Mazda CX-5 | $1,072 | $89 |
| 2 | Nissan Kicks | $1,096 | $91 |
| 3 | Chevrolet Trailblazer | $1,102 | $92 |
| 4 | Honda Passport | $1,132 | $94 |
| 5 | Subaru Crosstrek | $1,132 | $94 |
| 6 | Toyota C-HR | $1,156 | $96 |
| 7 | Chevrolet Colorado | $1,158 | $97 |
| 8 | Buick Encore | $1,164 | $97 |
| 9 | Nissan Rogue Sport | $1,170 | $98 |
| 10 | Hyundai Venue | $1,192 | $99 |
| 11 | Buick Envision | $1,198 | $100 |
| 12 | Kia Seltos | $1,198 | $100 |
| 13 | Ford Maverick | $1,202 | $100 |
| 14 | Toyota Corolla Cross | $1,204 | $100 |
| 15 | Acura RDX | $1,206 | $101 |
| 16 | Subaru Ascent | $1,210 | $101 |
| 17 | Hyundai Kona | $1,212 | $101 |
| 18 | Subaru Forester | $1,218 | $102 |
| 19 | Subaru Impreza | $1,218 | $102 |
| 20 | Mazda MX-5 Miata | $1,220 | $102 |
| 21 | Volkswagen Tiguan | $1,220 | $102 |
| 22 | Chevrolet Spark | $1,226 | $102 |
| 23 | Honda CR-V | $1,230 | $103 |
| 24 | Cadillac XT4 | $1,238 | $103 |
| 25 | Mazda CX-30 | $1,244 | $104 |
The above table containing 25 vehicles with the cheapest insurance in Fort Worth probably isn’t the best way to show a comprehensive summary of car insurance rates in Fort Worth. A more useful way to group rates for more vehicle models is by organizing them by automotive segment. The following six sections list the vehicles with the lowest cost insurance rates in Fort Worth for the six main vehicle segments.
Cheapest cars to insure in Fort Worth, Texas
The three highest ranking 2-door and 4-door sedans and hatchbacks with the lowest-cost car insurance in Fort Worth are the Subaru Impreza at $1,218 per year, the Chevrolet Spark at $1,226 per year, and the Volkswagen Golf at $1,354 per year.
Other models that are affordable to insure are the Toyota Corolla, Honda Insight, Kia K5, and Toyota Camry, with an average cost of $1,382 per year or less.
Ranked lower than 10th place, but still in the top 20, cars like the Hyundai Veloster, Mazda 6, Hyundai Accent, Toyota Prius, and Chevrolet Malibu average between $1,382 and $1,460 per year for auto insurance in Fort Worth.
From a monthly standpoint, auto insurance on this segment in Fort Worth can cost as low as $102 per month, depending on where you live. The next table ranks the twenty cars with the most affordable average auto insurance rates in Fort Worth, starting with the Subaru Impreza at $1,218 per year ($102 per month) and ending with the Chevrolet Malibu at $1,460 per year ($122 per month).
| Make/Model | Vehicle Size | Annual Cost | Monthly Cost |
|---|---|---|---|
| Subaru Impreza | Compact | $1,218 | $102 |
| Chevrolet Spark | Compact | $1,226 | $102 |
| Volkswagen Golf | Compact | $1,354 | $113 |
| Subaru Legacy | Midsize | $1,360 | $113 |
| Honda Insight | Midsize | $1,366 | $114 |
| Volkswagen Jetta | Compact | $1,366 | $114 |
| Nissan Sentra | Compact | $1,370 | $114 |
| Kia K5 | Midsize | $1,380 | $115 |
| Toyota Corolla | Compact | $1,380 | $115 |
| Toyota Camry | Midsize | $1,382 | $115 |
| Kia Rio | Compact | $1,388 | $116 |
| Volkswagen Passat | Midsize | $1,388 | $116 |
| Honda Civic | Compact | $1,392 | $116 |
| Mazda 3 | Compact | $1,400 | $117 |
| Mazda 6 | Midsize | $1,400 | $117 |
| Toyota Prius | Compact | $1,404 | $117 |
| Hyundai Accent | Compact | $1,422 | $119 |
| Hyundai Veloster | Compact | $1,434 | $120 |
| Kia Forte | Compact | $1,440 | $120 |
| Chevrolet Malibu | Midsize | $1,460 | $122 |
For more car insurance comparisons, see our guides for compact car insurance, midsize car insurance, and full-size car insurance.
Don’t see your vehicle? No problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get cheap Fort Worth car insurance quotes from top-rated companies in Texas.
Cheapest SUVs to insure in Fort Worth
The top four non-luxury SUVs with the most affordable auto insurance in Fort Worth are the Mazda CX-5 at $1,072 per year, Nissan Kicks at $1,096 per year, Chevrolet Trailblazer at $1,102 per year, and Honda Passport at $1,132 per year.
Also ranking well in our comparison are SUVs like the Buick Envision, Nissan Rogue Sport, Buick Encore, and Hyundai Venue, with an average cost to insure of $1,198 per year or less.
Ranked from 10th to 20th place, SUVs like the Honda CR-V, Honda HR-V, Kia Seltos, Hyundai Kona, and Subaru Forester average between $1,198 and $1,268 per year to insure in Fort Worth.
From a cost per month standpoint, car insurance in Fort Worth on this segment can cost as low as $89 per month, depending on where you live.
If insurance rates are ranked by vehicle size, the most affordable compact SUV to insure in Fort Worth is the Mazda CX-5 at $1,072 per year. For midsize SUVs, the Honda Passport has the best rates at $1,132 per year. And for full-size non-luxury SUVs, the Chevrolet Tahoe is the cheapest model to insure at $1,410 per year.
The comparison table below ranks the SUVs with the most affordable auto insurance rates in Fort Worth, starting with the Mazda CX-5 at $89 per month and ending with the Ford Edge at $106 per month.
| Make/Model | Vehicle Size | Annual Cost | Monthly Cost |
|---|---|---|---|
| Mazda CX-5 | Compact | $1,072 | $89 |
| Nissan Kicks | Compact | $1,096 | $91 |
| Chevrolet Trailblazer | Compact | $1,102 | $92 |
| Honda Passport | Midsize | $1,132 | $94 |
| Subaru Crosstrek | Compact | $1,132 | $94 |
| Toyota C-HR | Compact | $1,156 | $96 |
| Buick Encore | Compact | $1,164 | $97 |
| Nissan Rogue Sport | Compact | $1,170 | $98 |
| Hyundai Venue | Compact | $1,192 | $99 |
| Buick Envision | Compact | $1,198 | $100 |
| Kia Seltos | Compact | $1,198 | $100 |
| Toyota Corolla Cross | Compact | $1,204 | $100 |
| Subaru Ascent | Midsize | $1,210 | $101 |
| Hyundai Kona | Compact | $1,212 | $101 |
| Subaru Forester | Compact | $1,218 | $102 |
| Volkswagen Tiguan | Compact | $1,220 | $102 |
| Honda CR-V | Compact | $1,230 | $103 |
| Mazda CX-30 | Compact | $1,244 | $104 |
| Honda HR-V | Compact | $1,264 | $105 |
| Ford Edge | Midsize | $1,268 | $106 |
For more car insurance comparisons, see our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance.
Looking for rates for a different SUV? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free Fort Worth car insurance quotes from top-rated car insurance companies in Texas.
Cheapest pickup insurance rates in Fort Worth
Ranked at #1 in Fort Worth for cheapest average insurance in the pickup truck segment is the Chevrolet Colorado, at an average of $1,158 per year. Second place is the Ford Maverick costing $1,202 per year, and ranking third is the Ford Ranger, at an average of $1,248 per year.
Additional models that rank well in our comparison are the GMC Canyon, Honda Ridgeline, Jeep Gladiator, and Hyundai Santa Cruz, with average rates of $1,380 per year or less.
As a cost per month, full-coverage insurance in Fort Worth on this segment will start around $97 per month, depending on your company and location. The comparison table below ranks the pickups with the most affordable insurance rates in Fort Worth.
| Make/Model | Vehicle Size | Annual Cost | Monthly Cost |
|---|---|---|---|
| Chevrolet Colorado | Midsize | $1,158 | $97 |
| Ford Maverick | Midsize | $1,202 | $100 |
| Ford Ranger | Midsize | $1,248 | $104 |
| Toyota Tacoma | Midsize | $1,304 | $109 |
| Nissan Frontier | Midsize | $1,340 | $112 |
| Hyundai Santa Cruz | Midsize | $1,352 | $113 |
| GMC Canyon | Midsize | $1,356 | $113 |
| Ford F150 | Full-size | $1,360 | $113 |
| Honda Ridgeline | Midsize | $1,368 | $114 |
| Jeep Gladiator | Midsize | $1,380 | $115 |
| GMC Sierra | Full-size | $1,430 | $119 |
| Nissan Titan | Full-size | $1,488 | $124 |
| Toyota Tundra | Full-size | $1,510 | $126 |
| Chevrolet Silverado | Full-size | $1,512 | $126 |
| Ford F350 Super Duty | Heavy Duty | $1,526 | $127 |
| Chevrolet Silverado HD 3500 | Heavy Duty | $1,538 | $128 |
| Nissan Titan XD | Heavy Duty | $1,580 | $132 |
| Ram Truck | Full-size | $1,604 | $134 |
| GMC Sierra 2500 HD | Heavy Duty | $1,642 | $137 |
| GMC Sierra 3500 | Heavy Duty | $1,654 | $138 |
See our guides for midsize pickup insurance and large pickup insurance to view any trucks not shown in the table.
Don’t see your pickup model? No problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from top-rated companies in Texas.
Cheapest luxury car insurance rates in Fort Worth
The most affordable luxury cars to insure in Fort Worth are the Acura ILX at $1,292 per year, the Mercedes-Benz A220 at $1,382 per year, and the BMW 330i at $1,486 per year.
Additional luxury cars that rank well in our comparison include the BMW 228i, BMW 230i, Lexus RC 300, and BMW 330e, with average cost of $1,558 per year or less.
Some additional models on the list include the Cadillac CT4, Cadillac CT5, Genesis G70, and Audi A3, which average between $1,558 and $1,634 per year for insurance.
Full-coverage car insurance in Fort Worth for this segment for a middle-age safe driver can cost as low as $108 per month, depending on the company and where you live.
The comparison table below ranks the twenty cars with the most affordable average auto insurance rates in Fort Worth, starting with the Acura ILX at $1,292 per year ($108 per month) and ending with the Audi S3 at $1,634 per year ($136 per month).
| Make/Model | Vehicle Size | Annual Cost | Monthly Cost |
|---|---|---|---|
| Acura ILX | Midsize | $1,292 | $108 |
| Mercedes-Benz A220 | Compact | $1,382 | $115 |
| BMW 330i | Compact | $1,486 | $124 |
| Acura TLX | Compact | $1,492 | $124 |
| Volvo S60 | Compact | $1,506 | $126 |
| BMW 330e | Compact | $1,514 | $126 |
| BMW 228i | Compact | $1,522 | $127 |
| BMW 230i | Compact | $1,532 | $128 |
| Alfa Romeo Giulia | Compact | $1,558 | $130 |
| Cadillac CT4 | Compact | $1,562 | $130 |
| Lexus RC 300 | Midsize | $1,562 | $130 |
| Lexus RC 350 | Compact | $1,566 | $131 |
| Genesis G70 | Compact | $1,586 | $132 |
| Mercedes-Benz AMG CLA35 | Midsize | $1,594 | $133 |
| BMW i4 | Midsize | $1,604 | $134 |
| Cadillac CT5 | Midsize | $1,608 | $134 |
| Audi A3 | Midsize | $1,624 | $135 |
| Audi A4 | Compact | $1,628 | $136 |
| Mercedes-Benz AMG CLA45 | Midsize | $1,632 | $136 |
| Audi S3 | Compact | $1,634 | $136 |
See our comprehensive guide for luxury car insurance to view data for vehicles not featured in the table.
Looking for a different vehicle? No sweat! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free Fort Worth car insurance quotes from top car insurance companies in Texas.
Cheapest luxury SUV insurance rates in Fort Worth
Ranking in the top five for the cheapest Fort Worth car insurance rates in the luxury SUV segment are the Cadillac XT4, Acura RDX, Volvo XC40, Cadillac XT5, and Lexus NX 250. Auto insurance rates for these 2022 models average $116 or less per month.
Not the cheapest, but still in the top 10, are SUVs like the Lexus NX 350h, Lexus NX 350, Lexus UX 200, and BMW X1, with average insurance cost of $1,436 per year or less.
Ranked from 10th to 20th place, models like the Mercedes-Benz GLB 250, Lincoln Nautilus, Lincoln Corsair, Land Rover Evoque, and Acura MDX average between $1,436 and $1,488 per year to insure in Fort Worth.
On a monthly basis, car insurance in this segment for a middle-age safe driver can cost as low as $101 per month, depending on where you live.
The rate comparison table below ranks the twenty SUVs with the cheapest car insurance in Fort Worth, starting with the Acura RDX at $101 per month and ending with the Lincoln Corsair at $124 per month.
| Make/Model | Vehicle Size | Annual Cost | Monthly Cost |
|---|---|---|---|
| Acura RDX | Compact | $1,206 | $101 |
| Cadillac XT4 | Compact | $1,238 | $103 |
| Volvo XC40 | Compact | $1,356 | $113 |
| Cadillac XT5 | Midsize | $1,382 | $115 |
| Lexus NX 250 | Compact | $1,396 | $116 |
| BMW X1 | Compact | $1,398 | $117 |
| Lexus NX 350h | Compact | $1,408 | $117 |
| Lexus UX 250h | Compact | $1,408 | $117 |
| Lexus NX 350 | Compact | $1,430 | $119 |
| Lexus UX 200 | Compact | $1,436 | $120 |
| Jaguar E-Pace | Midsize | $1,440 | $120 |
| Lexus RX 350 | Midsize | $1,450 | $121 |
| Acura MDX | Midsize | $1,458 | $122 |
| Lincoln Nautilus | Midsize | $1,468 | $122 |
| Lexus NX 450h | Compact | $1,470 | $123 |
| Mercedes-Benz GLB 250 | Compact | $1,476 | $123 |
| Lexus RX 450h | Midsize | $1,482 | $124 |
| Infiniti QX50 | Midsize | $1,486 | $124 |
| Land Rover Evoque | Compact | $1,486 | $124 |
| Lincoln Corsair | Compact | $1,488 | $124 |
See our comprehensive guide for luxury SUV insurance to view data for vehicles not featured in the table.
Looking for rates for a different luxury SUV? No sweat! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get cheap Fort Worth car insurance quotes from the best companies in Texas.
Cheapest sports cars to insure in Fort Worth
The Mazda MX-5 Miata ranks #1 as the most affordable sports car to insure in Fort Worth, followed by the Ford Mustang, BMW Z4, Subaru WRX, and Toyota GR86. The 2022 model averages $1,220 per year to insure for full coverage.
Not the cheapest sports cars to insure, but still very reasonable, are models like the BMW M3, Toyota GR Supra, Chevrolet Corvette, and Audi TT, with average cost of $1,820 per year or less.
Ranked in the bottom half of the top 20 cheapest sports cars to insure, models like the Porsche 718, Porsche 911, Porsche Taycan, Jaguar F-Type, and Mercedes-Benz AMG GT53 cost between $1,820 and $2,318 to insure per year in Fort Worth.
Full-coverage auto insurance in this segment for a good driver can cost as low as $102 per month, depending on your location. The rate comparison table below ranks the twenty sports cars with the lowest-cost insurance rates in Fort Worth, starting with the Mazda MX-5 Miata at $1,220 per year and ending with the Lexus LC 500 at $2,318 per year.
| Make/Model | Vehicle Type | Annual Cost | Monthly Cost |
|---|---|---|---|
| Mazda MX-5 Miata | Sports Car | $1,220 | $102 |
| Ford Mustang | Sports Car | $1,482 | $124 |
| BMW Z4 | Sports Car | $1,512 | $126 |
| Subaru WRX | Sports Car | $1,598 | $133 |
| Toyota GR86 | Sports Car | $1,640 | $137 |
| Toyota GR Supra | Sports Car | $1,674 | $140 |
| Audi TT | Sports Car | $1,712 | $143 |
| Subaru BRZ | Sports Car | $1,764 | $147 |
| Chevrolet Corvette | Sports Car | $1,772 | $148 |
| BMW M3 | Sports Car | $1,820 | $152 |
| Porsche 718 | Sports Car | $1,902 | $159 |
| Chevrolet Camaro | Sports Car | $1,948 | $162 |
| Lexus RC F | Sports Car | $1,994 | $166 |
| Dodge Challenger | Sports Car | $2,002 | $167 |
| Mercedes-Benz AMG GT53 | Sports Car | $2,028 | $169 |
| Jaguar F-Type | Sports Car | $2,122 | $177 |
| Porsche Taycan | Sports Car | $2,180 | $182 |
| Porsche 911 | Sports Car | $2,234 | $186 |
| BMW M4 | Sports Car | $2,238 | $187 |
| Lexus LC 500 | Sports Car | $2,318 | $193 |
Need rates for a different vehicle? No problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from top car insurance companies in Fort Worth.
Auto insurance cost examples
In order to reinforce the concept of the amount that the cost of car insurance can fluctuate from one person to the next, the sections below have detailed auto insurance rates for four popular models in Fort Worth: the Ram Truck, Toyota Corolla, Toyota RAV4, and Honda Pilot.
Each vehicle example shows average rates for different profiles to show the difference in price based on multiple scenarios.
Ram Truck insurance rates
Insurance for a Ram Truck in Fort Worth averages $1,604 per year ($134 per month) and varies from $1,330 to $3,642 per year.
The Ram Truck is part of the full-size truck segment, and other models from that segment that are popular in Fort Worth, TX, include the Nissan Titan, Toyota Tundra, Chevrolet Silverado, and GMC Sierra.
Toyota Corolla insurance rates
Insurance for a Toyota Corolla in Fort Worth averages $1,380 per year, or around $115 per month, and has a range of $1,146 to $3,098 annually.
The Toyota Corolla belongs to the compact car segment, and other popular models include the Volkswagen Jetta, Nissan Sentra, Chevrolet Cruze, and Hyundai Elantra.
Toyota RAV4 insurance rates
In Fort Worth, Toyota RAV4 insurance costs an average of $1,326 per year (about $111 per month) and varies from $1,104 to $3,016.
The Toyota RAV4 is part of the compact SUV segment, and additional models from the same segment that are popular in Fort Worth, TX, include the Honda CR-V, Nissan Rogue, Ford Escape, and Mazda CX-5.
Honda Pilot insurance rates
Auto insurance for a Honda Pilot in Fort Worth averages $1,424 per year (about $119 per month) and ranges from $1,184 to $3,258 annually.
The Honda Pilot belongs to the midsize SUV segment, and additional similar models from the same segment include the Toyota Highlander, Kia Telluride, and Jeep Grand Cherokee.
Tips for getting cheaper Fort Worth auto insurance quotes
Fort Worth drivers should always be thinking of ways to reduce their monthly insurance expenses, so study the money-saving ideas below and maybe you’ll find a way to save a little dough on your next auto insurance policy.
- Choose a vehicle with cheaper insurance rates. The vehicle you choose to drive is an important factor in the price you pay for car insurance in Fort Worth. For example, a Subaru Crosstrek costs $1,584 less per year to insure in Fort Worth than a Acura NSX. Insure cheaper models and save money.
- Your employment could earn you policy discounts. Most car insurance companies offer policy discounts for having a job in professions like architects, members of the military, college professors, dentists, accountants, firefighters, and others. If you work in a qualifying profession, you could potentially save between $42 and $147 on your auto insurance premium, depending on the policy coverages selected.
- Improve your credit for cheaper car insurance. Having a high credit score of 800+ could save up to $221 per year compared to a credit rating between 670-739. Conversely, a credit score lower than 579 could cost around $256 more per year. Not all states use credit score as a rating factor, so check with your agent or company.
- Shop around for better rates. Taking a couple of minutes every year or so to get free car insurance quotes is a fantastic way to save money. Rates change quite often and you can switch companies very easily.
- Find cheaper rates by qualifying for policy discounts. Discounted rates may be available if the insured drivers insure their home and car with the same company, are accident-free, belong to certain professional organizations, drive low annual mileage, are loyal customers, or many other policy discounts which could save the average Fort Worth driver as much as $238 per year.
- Avoid filing small claims. Most auto insurance companies reduce rates a little if you have not filed any claims. Car insurance is intended to be used in the case of large financial hits, not small claims.
