- The average cost of car insurance in Fort Worth is $1,620 per year, or $135 per month.
- For cheap auto insurance in Fort Worth, SUV models like the Chevrolet Trailblazer, Nissan Kicks, and Subaru Crosstrek cost less than most other vehicles.
How much is car insurance in Fort Worth, TX?
The average price for car insurance in Fort Worth is $1,620 per year, which is 6.5% less than the overall national average rate of $1,728. The average monthly cost of car insurance in Fort Worth is $135 for a policy that provides full coverage.
Average auto insurance cost in Texas is $1,676 per year, so Fort Worth, Texas, drivers pay an average of $56 less per year than the overall Texas state-wide average rate. The average cost of auto insurance in Fort Worth compared to other Texas locations is around $52 per year less than in San Antonio, $228 per year cheaper than in Dallas, and $218 per year less than in Houston.
Driver age is one of the biggest determining factors on the cost of car insurance. The list below illustrates these differences by showing average car insurance rates for drivers from 16 to 60.
Fort Worth, Texas, car insurance cost for drivers age 16 to 60
- 16 year old – $5,794 per year or $483 per month
- 17 year old – $5,416 per year or $451 per month
- 18 year old – $5,060 per year or $422 per month
- 19 year old – $4,582 per year or $382 per month
- 20 year old – $3,218 per year or $268 per month
- 30 year old – $1,706 per year or $142 per month
- 40 year old – $1,620 per year or $135 per month
- 50 year old – $1,474 per year or $123 per month
- 60 year old – $1,446 per year or $121 per month
The chart below shows average auto insurance cost in Fort Worth, Texas, for all 2023 models. Rates are averaged for all Fort Worth Zip Codes and shown not only by driver age, but also by physical damage coverage deductibles.
Average car insurance rates in the prior chart range from $1,222 per year for a policy with high deductibles for a 60-year-old driver to $3,738 per year for a 20-year-old driver with a low deductible policy.
For monthly budgeting purposes, the average cost of car insurance per month in Fort Worth ranges from $102 to $312.
Which cars have cheap insurance in Fort Worth?
The vehicles with the cheapest average insurance quotes in Fort Worth, TX, tend to be crossovers and small SUVs like the Subaru Crosstrek, Chevrolet Trailblazer, and Buick Envision.
Average insurance rates for those models cost $108 or less per month to get full coverage.
A few other models that come in near the top in our auto insurance price comparison are the Subaru Impreza, Chevrolet Colorado, Ford Edge, and Hyundai Kona.
The average insurance cost is slightly higher for those models than the cheapest compact SUVs and crossovers that rank near the top, but they still have an average insurance cost of $1,370 or less per year ($114 per month) in Fort Worth.
The next table lists the top 25 models with the cheapest car insurance rates in Fort Worth, sorted by annual and monthly insurance cost.
| Rank | Make/Model | Annual Cost | Monthly Cost |
|---|---|---|---|
| 1 | Chevrolet Trailblazer | $1,224 | $102 |
| 2 | Subaru Crosstrek | $1,236 | $103 |
| 3 | Nissan Kicks | $1,240 | $103 |
| 4 | Honda Passport | $1,258 | $105 |
| 5 | Nissan Rogue Sport | $1,262 | $105 |
| 6 | Mazda CX-5 | $1,270 | $106 |
| 7 | Buick Encore | $1,290 | $108 |
| 8 | Buick Envision | $1,294 | $108 |
| 9 | Kia Seltos | $1,312 | $109 |
| 10 | Subaru Ascent | $1,314 | $110 |
| 11 | Hyundai Venue | $1,320 | $110 |
| 12 | Subaru Impreza | $1,338 | $112 |
| 13 | Ford Maverick | $1,344 | $112 |
| 14 | Honda HR-V | $1,344 | $112 |
| 15 | Chevrolet Colorado | $1,348 | $112 |
| 16 | Acura RDX | $1,350 | $113 |
| 17 | Hyundai Kona | $1,356 | $113 |
| 18 | Subaru Forester | $1,364 | $114 |
| 19 | Honda CR-V | $1,370 | $114 |
| 20 | Ford Edge | $1,372 | $114 |
| 21 | Mazda CX-30 | $1,374 | $115 |
| 22 | Ford Explorer | $1,376 | $115 |
| 23 | Volkswagen Atlas | $1,382 | $115 |
| 24 | Chevrolet Trax | $1,390 | $116 |
| 25 | Nissan Murano | $1,390 | $116 |
The above table containing 25 vehicles with the cheapest insurance in Fort Worth probably isn’t the best way to show a comprehensive summary of car insurance rates in Fort Worth. A more useful way to group rates for more vehicle models is by organizing them by automotive segment. The following six sections list the vehicles with the lowest cost insurance rates in Fort Worth for the six main vehicle segments.
Cheapest cars to insure in Fort Worth, Texas
The three highest ranking 2-door and 4-door sedans and hatchbacks with the lowest-cost car insurance in Fort Worth are the Subaru Impreza at $1,338 per year, the Volkswagen Jetta at $1,478 per year, and the Subaru Legacy at $1,488 per year.
Other models that are affordable to insure are the Mazda 3, Volkswagen Golf, Toyota Camry, and Kia K5, with an average cost of $1,560 per year or less.
Ranked lower than 10th place, but still in the top 20, cars like the Toyota Crown, Mitsubishi Mirage G4, Honda Accord, Nissan Leaf, and Volkswagen Arteon average between $1,560 and $1,698 per year for auto insurance in Fort Worth.
From a monthly standpoint, auto insurance on this segment in Fort Worth can cost as low as $112 per month, depending on where you live. The next table ranks the twenty cars with the most affordable average auto insurance rates in Fort Worth, starting with the Subaru Impreza at $1,338 per year ($112 per month) and ending with the Volkswagen Arteon at $1,698 per year ($142 per month).
| Make/Model | Vehicle Size | Annual Cost | Monthly Cost |
|---|---|---|---|
| Subaru Impreza | Compact | $1,338 | $112 |
| Volkswagen Jetta | Compact | $1,478 | $123 |
| Subaru Legacy | Midsize | $1,488 | $124 |
| Nissan Sentra | Compact | $1,502 | $125 |
| Toyota Corolla | Compact | $1,520 | $127 |
| Volkswagen Golf | Compact | $1,522 | $127 |
| Toyota Prius | Compact | $1,526 | $127 |
| Toyota Camry | Midsize | $1,538 | $128 |
| Mazda 3 | Compact | $1,552 | $129 |
| Kia K5 | Midsize | $1,560 | $130 |
| Chevrolet Malibu | Midsize | $1,576 | $131 |
| Chrysler 300 | Full-size | $1,578 | $132 |
| Honda Civic | Compact | $1,582 | $132 |
| Kia Forte | Compact | $1,588 | $132 |
| Mitsubishi Mirage G4 | Compact | $1,594 | $133 |
| Nissan Leaf | Compact | $1,630 | $136 |
| Honda Accord | Midsize | $1,632 | $136 |
| Toyota Crown | Midsize | $1,642 | $137 |
| Tesla Model 3 | Midsize | $1,652 | $138 |
| Volkswagen Arteon | Midsize | $1,698 | $142 |
For more car insurance comparisons, see our guides for compact car insurance, midsize car insurance, and full-size car insurance.
Don’t see your vehicle? No problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get cheap Fort Worth car insurance quotes from top-rated companies in Texas.
Cheapest SUVs to insure in Fort Worth
The top four non-luxury SUVs with the most affordable auto insurance in Fort Worth are the Chevrolet Trailblazer at $1,224 per year, Subaru Crosstrek at $1,236 per year, Nissan Kicks at $1,240 per year, and Honda Passport at $1,258 per year.
Also ranking well in our comparison are SUVs like the Subaru Ascent, Buick Envision, Buick Encore, and Kia Seltos, with an average cost to insure of $1,314 per year or less.
Ranked from 10th to 20th place, SUVs like the Mazda CX-30, Volkswagen Atlas, Hyundai Venue, Subaru Forester, and Ford Edge average between $1,314 and $1,390 per year to insure in Fort Worth.
From a cost per month standpoint, car insurance in Fort Worth on this segment can cost as low as $102 per month, depending on where you live.
If insurance rates are ranked by vehicle size, the most affordable compact SUV to insure in Fort Worth is the Chevrolet Trailblazer at $1,224 per year. For midsize SUVs, the Honda Passport has the best rates at $1,258 per year. And for full-size non-luxury SUVs, the Chevrolet Tahoe is the cheapest model to insure at $1,514 per year.
The comparison table below ranks the SUVs with the most affordable auto insurance rates in Fort Worth, starting with the Chevrolet Trailblazer at $102 per month and ending with the Chevrolet Trax at $116 per month.
| Make/Model | Vehicle Size | Annual Cost | Monthly Cost |
|---|---|---|---|
| Chevrolet Trailblazer | Compact | $1,224 | $102 |
| Subaru Crosstrek | Compact | $1,236 | $103 |
| Nissan Kicks | Compact | $1,240 | $103 |
| Honda Passport | Midsize | $1,258 | $105 |
| Nissan Rogue Sport | Compact | $1,262 | $105 |
| Mazda CX-5 | Compact | $1,270 | $106 |
| Buick Encore | Compact | $1,290 | $108 |
| Buick Envision | Compact | $1,294 | $108 |
| Kia Seltos | Compact | $1,312 | $109 |
| Subaru Ascent | Midsize | $1,314 | $110 |
| Hyundai Venue | Compact | $1,320 | $110 |
| Honda HR-V | Compact | $1,344 | $112 |
| Hyundai Kona | Compact | $1,356 | $113 |
| Subaru Forester | Compact | $1,364 | $114 |
| Honda CR-V | Compact | $1,370 | $114 |
| Ford Edge | Midsize | $1,372 | $114 |
| Mazda CX-30 | Compact | $1,374 | $115 |
| Ford Explorer | Midsize | $1,376 | $115 |
| Volkswagen Atlas | Midsize | $1,382 | $115 |
| Chevrolet Trax | Compact | $1,390 | $116 |
For more car insurance comparisons, see our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance.
Looking for rates for a different SUV? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free Fort Worth car insurance quotes from top-rated car insurance companies in Texas.
Cheapest pickup insurance rates in Fort Worth
Ranked at #1 in Fort Worth for cheapest average insurance in the pickup truck segment is the Ford Maverick, at an average of $1,344 per year. Second place is the Chevrolet Colorado costing $1,348 per year, and ranking third is the Nissan Frontier, at an average of $1,396 per year.
Additional models that rank well in our comparison are the Hyundai Santa Cruz, Honda Ridgeline, Ford F150, and Toyota Tacoma, with average rates of $1,646 per year or less.
As a cost per month, full-coverage insurance in Fort Worth on this segment will start around $112 per month, depending on your company and location. The comparison table below ranks the pickups with the most affordable insurance rates in Fort Worth.
| Make/Model | Vehicle Size | Annual Cost | Monthly Cost |
|---|---|---|---|
| Ford Maverick | Midsize | $1,344 | $112 |
| Chevrolet Colorado | Midsize | $1,348 | $112 |
| Nissan Frontier | Midsize | $1,396 | $116 |
| Ford Ranger | Midsize | $1,436 | $120 |
| GMC Canyon | Midsize | $1,470 | $123 |
| Toyota Tacoma | Midsize | $1,476 | $123 |
| Hyundai Santa Cruz | Midsize | $1,506 | $126 |
| Nissan Titan | Full-size | $1,602 | $134 |
| Honda Ridgeline | Midsize | $1,606 | $134 |
| Ford F150 | Full-size | $1,646 | $137 |
| GMC Sierra 2500 HD | Heavy Duty | $1,656 | $138 |
| Jeep Gladiator | Midsize | $1,682 | $140 |
| Toyota Tundra | Full-size | $1,702 | $142 |
| GMC Sierra 3500 | Heavy Duty | $1,708 | $142 |
| GMC Sierra | Full-size | $1,766 | $147 |
| Ram Truck | Full-size | $1,768 | $147 |
| Chevrolet Silverado | Full-size | $1,770 | $148 |
| Chevrolet Silverado HD 2500 | Heavy Duty | $1,774 | $148 |
| Chevrolet Silverado HD 3500 | Heavy Duty | $1,778 | $148 |
| Nissan Titan XD | Heavy Duty | $1,808 | $151 |
See our guides for midsize pickup insurance and large pickup insurance to view any trucks not shown in the table.
Don’t see your pickup model? No problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from top-rated companies in Texas.
Cheapest luxury car insurance rates in Fort Worth
The most affordable luxury cars to insure in Fort Worth are the Acura Integra at $1,454 per year, the BMW 330i at $1,642 per year, and the Acura TLX at $1,668 per year.
Additional luxury cars that rank well in our comparison include the Lexus ES 350, BMW 330e, Lexus ES 250, and Cadillac CT5, with average cost of $1,760 per year or less.
Some additional models on the list include the Lexus RC 300, Audi A4, Audi A3, and Lexus RC 350, which average between $1,760 and $1,808 per year for insurance.
Full-coverage car insurance in Fort Worth for this segment for a middle-age safe driver can cost as low as $121 per month, depending on the company and where you live.
The comparison table below ranks the twenty cars with the most affordable average auto insurance rates in Fort Worth, starting with the Acura Integra at $1,454 per year ($121 per month) and ending with the Volvo S60 at $1,808 per year ($151 per month).
| Make/Model | Vehicle Size | Annual Cost | Monthly Cost |
|---|---|---|---|
| Acura Integra | Compact | $1,454 | $121 |
| BMW 330i | Compact | $1,642 | $137 |
| Acura TLX | Compact | $1,668 | $139 |
| Cadillac CT4 | Compact | $1,688 | $141 |
| Genesis G70 | Compact | $1,722 | $144 |
| Cadillac CT5 | Midsize | $1,742 | $145 |
| Lexus ES 350 | Midsize | $1,744 | $145 |
| BMW 330e | Compact | $1,750 | $146 |
| Lexus ES 250 | Midsize | $1,756 | $146 |
| BMW 228i | Compact | $1,760 | $147 |
| Lexus RC 300 | Midsize | $1,762 | $147 |
| Mercedes-Benz AMG CLA35 | Midsize | $1,764 | $147 |
| Audi A3 | Midsize | $1,770 | $148 |
| BMW 230i | Compact | $1,772 | $148 |
| Mercedes-Benz C300 | Compact | $1,786 | $149 |
| Audi A4 | Compact | $1,792 | $149 |
| Lexus RC 350 | Compact | $1,796 | $150 |
| Audi S3 | Compact | $1,804 | $150 |
| Mercedes-Benz AMG CLA45 | Midsize | $1,806 | $151 |
| Volvo S60 | Compact | $1,808 | $151 |
See our comprehensive guide for luxury car insurance to view data for vehicles not featured in the table.
Looking for a different vehicle? No sweat! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free Fort Worth car insurance quotes from top car insurance companies in Texas.
Cheapest luxury SUV insurance rates in Fort Worth
Ranking in the top five for the cheapest Fort Worth car insurance rates in the luxury SUV segment are the Lexus RX 350, Acura RDX, Cadillac XT4, Volvo XC40, and Infiniti QX50. Auto insurance rates for these 2023 models average $125 or less per month.
Not the cheapest, but still in the top 10, are SUVs like the Cadillac XT5, Cadillac XT6, Mercedes-Benz GLB 250, and Lexus UX 250h, with average insurance cost of $1,574 per year or less.
Ranked from 10th to 20th place, models like the Lexus NX 450h, Lexus NX 350, Mercedes-Benz GLC300, BMW X1, and Lexus NX 350h average between $1,574 and $1,648 per year to insure in Fort Worth.
On a monthly basis, car insurance in this segment for a middle-age safe driver can cost as low as $113 per month, depending on where you live.
The rate comparison table below ranks the twenty SUVs with the cheapest car insurance in Fort Worth, starting with the Acura RDX at $113 per month and ending with the Mercedes-Benz GLC300 at $137 per month.
| Make/Model | Vehicle Size | Annual Cost | Monthly Cost |
|---|---|---|---|
| Acura RDX | Compact | $1,350 | $113 |
| Lexus RX 350 | Midsize | $1,448 | $121 |
| Cadillac XT4 | Compact | $1,460 | $122 |
| Volvo XC40 | Compact | $1,488 | $124 |
| Infiniti QX50 | Midsize | $1,498 | $125 |
| Lexus UX 250h | Compact | $1,514 | $126 |
| Cadillac XT5 | Midsize | $1,538 | $128 |
| Mercedes-Benz GLA250 | Compact | $1,570 | $131 |
| Cadillac XT6 | Midsize | $1,574 | $131 |
| Mercedes-Benz GLB 250 | Compact | $1,574 | $131 |
| Lexus NX 250 | Compact | $1,596 | $133 |
| Acura MDX | Midsize | $1,612 | $134 |
| Lexus NX 350h | Compact | $1,614 | $135 |
| Lexus NX 350 | Compact | $1,624 | $135 |
| Lincoln Corsair | Compact | $1,628 | $136 |
| Lexus NX 450h | Compact | $1,632 | $136 |
| Lincoln Nautilus | Midsize | $1,638 | $137 |
| BMW X1 | Compact | $1,642 | $137 |
| Alfa Romeo Tonale | Compact | $1,646 | $137 |
| Mercedes-Benz GLC300 | Compact | $1,648 | $137 |
See our comprehensive guide for luxury SUV insurance to view data for vehicles not featured in the table.
Looking for rates for a different luxury SUV? No sweat! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get cheap Fort Worth car insurance quotes from the best companies in Texas.
Cheapest sports cars to insure in Fort Worth
The Mazda MX-5 Miata ranks #1 as the most affordable sports car to insure in Fort Worth, followed by the Audi TT, Ford Mustang, BMW Z4, and Subaru WRX. The 2023 model averages $1,494 per year to insure for full coverage.
Not the cheapest sports cars to insure, but still very reasonable, are models like the Subaru BRZ, Nissan Z, BMW M2, and Toyota GR Supra, with average cost of $1,948 per year or less.
Ranked in the bottom half of the top 20 cheapest sports cars to insure, models like the Chevrolet Corvette, Porsche Taycan, Jaguar F-Type, Mercedes-Benz AMG GT53, and Chevrolet Camaro cost between $1,948 and $2,432 to insure per year in Fort Worth.
Full-coverage auto insurance in this segment for a good driver can cost as low as $125 per month, depending on your location. The rate comparison table below ranks the twenty sports cars with the lowest-cost insurance rates in Fort Worth, starting with the Mazda MX-5 Miata at $1,494 per year and ending with the Lexus LC 500 at $2,432 per year.
| Make/Model | Vehicle Type | Annual Cost | Monthly Cost |
|---|---|---|---|
| Mazda MX-5 Miata | Sports Car | $1,494 | $125 |
| Audi TT | Sports Car | $1,676 | $140 |
| Ford Mustang | Sports Car | $1,754 | $146 |
| BMW Z4 | Sports Car | $1,766 | $147 |
| Subaru WRX | Sports Car | $1,786 | $149 |
| Nissan Z | Sports Car | $1,814 | $151 |
| Toyota GR Supra | Sports Car | $1,844 | $154 |
| Toyota GR86 | Sports Car | $1,868 | $156 |
| BMW M2 | Sports Car | $1,878 | $157 |
| Subaru BRZ | Sports Car | $1,948 | $162 |
| Chevrolet Corvette | Sports Car | $1,996 | $166 |
| BMW M3 | Sports Car | $2,040 | $170 |
| Lexus RC F | Sports Car | $2,082 | $174 |
| Porsche 718 | Sports Car | $2,082 | $174 |
| Chevrolet Camaro | Sports Car | $2,116 | $176 |
| Mercedes-Benz AMG GT53 | Sports Car | $2,244 | $187 |
| Jaguar F-Type | Sports Car | $2,320 | $193 |
| Porsche Taycan | Sports Car | $2,374 | $198 |
| BMW M4 | Sports Car | $2,404 | $200 |
| Lexus LC 500 | Sports Car | $2,432 | $203 |
Need rates for a different vehicle? No problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from top car insurance companies in Fort Worth.
Auto insurance cost examples
In order to reinforce the concept of the amount that the cost of car insurance can fluctuate from one person to the next, the sections below have detailed auto insurance rates for four popular models in Fort Worth: the Ram Truck, Toyota Corolla, Toyota RAV4, and Honda Pilot.
Each vehicle example shows average rates for different profiles to show the difference in price based on multiple scenarios.
Ram Truck insurance rates
Insurance for a Ram Truck in Fort Worth averages $1,768 per year ($147 per month) and varies from $1,466 to $4,006 per year.
The Ram Truck is part of the full-size truck segment, and other models from that segment that are popular in Fort Worth, TX, include the Nissan Titan, Toyota Tundra, Chevrolet Silverado, and GMC Sierra.
Toyota Corolla insurance rates
Insurance for a Toyota Corolla in Fort Worth averages $1,520 per year, or around $127 per month, and has a range of $1,260 to $3,422 annually.
The Toyota Corolla belongs to the compact car segment, and other popular models include the Volkswagen Jetta, Nissan Sentra, Chevrolet Cruze, and Hyundai Elantra.
Toyota RAV4 insurance rates
In Fort Worth, Toyota RAV4 insurance costs an average of $1,500 per year (about $125 per month) and varies from $1,244 to $3,404.
The Toyota RAV4 is part of the compact SUV segment, and additional models from the same segment that are popular in Fort Worth, TX, include the Honda CR-V, Nissan Rogue, Ford Escape, and Mazda CX-5.
Honda Pilot insurance rates
Auto insurance for a Honda Pilot in Fort Worth averages $1,556 per year (about $130 per month) and ranges from $1,292 to $3,558 annually.
The Honda Pilot belongs to the midsize SUV segment, and additional similar models from the same segment include the Toyota Highlander, Kia Telluride, and Jeep Grand Cherokee.
Tips for getting cheaper Fort Worth auto insurance quotes
Fort Worth drivers should always be thinking of ways to reduce their monthly insurance expenses, so study the money-saving ideas below and maybe you’ll find a way to save a little dough on your next auto insurance policy.
- Choose a vehicle with cheaper insurance rates. The vehicle you choose to drive is an important factor in the price you pay for car insurance in Fort Worth. For example, a Subaru Crosstrek costs $1,760 less per year to insure in Fort Worth than a Acura NSX. Insure cheaper models and save money.
- Your employment could earn you policy discounts. Most car insurance companies offer policy discounts for having a job in professions like architects, members of the military, college professors, dentists, accountants, firefighters, and others. If you work in a qualifying profession, you could potentially save between $49 and $164 on your auto insurance premium, depending on the policy coverages selected.
- Improve your credit for cheaper car insurance. Having a high credit score of 800+ could save up to $254 per year compared to a credit rating between 670-739. Conversely, a credit score lower than 579 could cost around $295 more per year. Not all states use credit score as a rating factor, so check with your agent or company.
- Shop around for better rates. Taking a couple of minutes every year or so to get free car insurance quotes is a fantastic way to save money. Rates change quite often and you can switch companies very easily.
- Find cheaper rates by qualifying for policy discounts. Discounted rates may be available if the insured drivers insure their home and car with the same company, are accident-free, belong to certain professional organizations, drive low annual mileage, are loyal customers, or many other policy discounts which could save the average Fort Worth driver as much as $276 per year.
- Avoid filing small claims. Most auto insurance companies reduce rates a little if you have not filed any claims. Car insurance is intended to be used in the case of large financial hits, not small claims.