- Kansas City car insurance averages $2,154 per year, or about $180 per month for a full coverage policy.
- Car insurance rates for a few popular models in Kansas City include the GMC Sierra at $196 per month, Honda Civic at $176, and Toyota RAV4 at $166.
- For cheap car insurance in Kansas City, SUV models like the Buick Envision, Subaru Crosstrek, and Chevrolet Trailblazer have the best rates.
- A few models with segment-leading car insurance rates in Kansas City include the Acura Integra ($1,932 per year), Lexus RX 350 ($1,928 per year), Acura RDX ($1,798 per year), and Chevrolet Tahoe ($2,016 per year).
What is average car insurance cost in Kansas City?
The average price for car insurance in Kansas City is $2,154 per year, which is 21.9% more than the national average rate of $1,728. Car insurance in Kansas City per month costs around $180 for a full-coverage car insurance policy.
The average car insurance expense in Missouri is $2,030 per year, so Kansas City drivers pay an average of $124 more per year than the overall Missouri state-wide average rate. The average cost to insure a vehicle in Kansas City compared to other Missouri cities is about $540 per year less than in St. Louis, $120 per year more than in Independence, and $308 per year more than in Springfield.
The age of the driver is the largest factor that influences the price you pay for auto insurance, so the list below illustrates this by breaking out average car insurance rates for driver ages from 16 to 60.
Kansas City car insurance cost by driver age
- 16-year-old rated driver – $7,710 per year or $643 per month
- 17-year-old rated driver – $7,210 per year or $601 per month
- 18-year-old rated driver – $6,736 per year or $561 per month
- 19-year-old rated driver – $6,098 per year or $508 per month
- 20-year-old rated driver – $4,282 per year or $357 per month
- 30-year-old rated driver – $2,266 per year or $189 per month
- 40-year-old rated driver – $2,154 per year or $180 per month
- 50-year-old rated driver – $1,960 per year or $163 per month
- 60-year-old rated driver – $1,926 per year or $161 per month
The next chart goes into more detail for drivers age 20 to 60 by showing a range of rates for a variety of driver ages and common risk profiles.
Average car insurance rates in the prior chart range from $1,790 per year for a 40-year-old driver who meets the requirements for many policy discounts to $4,888 per year for a 30-year-old driver with a lot of violations and accidents.
When the rates in the chart are converted for monthly budgeting, the average cost of car insurance per month in Kansas City ranges from $149 to $407.
The cost to insure Kansas City drivers’ favorite vehicles
The car insurance costs referenced previously take the cost to insure each 2023 vehicle model and average them, which is handy when making big picture comparisons such as the difference in average auto insurance cost for two different locations in Missouri. Average auto insurance rates work very well when presented with a question like “is car insurance cheaper in Kansas City or Springfield?” or “are Missouri car insurance rates cheaper than in California?”.
For more useful price comparisons, however, the data will be better if we compare rates for the specific vehicle being insured. Each individual model has unique characteristics for physical damage and liability claims, and this data allows us to make detailed insurance cost comparisons.
This next chart details average insurance rates for the more popular models you’ll see on the streets of Kansas City.
In Kansas City, which vehicles are cheapest to insure?
When comparing rates for all vehicles, the models with the cheapest auto insurance rates in Kansas City, MO, tend to be crossovers and small SUVs like the Nissan Kicks, Subaru Crosstrek, and Mazda CX-5.
Average auto insurance quotes for those models cost $1,722 or less per year ($144 per month) for full coverage car insurance.
Some other vehicles that rank towards the top in the cost comparison table are the Hyundai Venue, Subaru Ascent, Subaru Forester, and Subaru Impreza. Insurance rates are slightly more for those models than the cheapest small SUVs and crossovers that rank at the top, but they still have an average cost of $1,826 or less per year, or around $152 per month in Kansas City.
The next table lists the 25 cars, trucks, and SUVs with the cheapest insurance rates in Kansas City, sorted by annual and monthly insurance cost.
| Rank | Make/Model | Annual Cost | Monthly Cost |
|---|---|---|---|
| 1 | Chevrolet Trailblazer | $1,628 | $136 |
| 2 | Subaru Crosstrek | $1,644 | $137 |
| 3 | Nissan Kicks | $1,650 | $138 |
| 4 | Honda Passport | $1,672 | $139 |
| 5 | Nissan Rogue Sport | $1,680 | $140 |
| 6 | Mazda CX-5 | $1,692 | $141 |
| 7 | Buick Encore | $1,714 | $143 |
| 8 | Buick Envision | $1,722 | $144 |
| 9 | Kia Seltos | $1,742 | $145 |
| 10 | Subaru Ascent | $1,750 | $146 |
| 11 | Hyundai Venue | $1,756 | $146 |
| 12 | Subaru Impreza | $1,784 | $149 |
| 13 | Ford Maverick | $1,786 | $149 |
| 14 | Honda HR-V | $1,792 | $149 |
| 15 | Chevrolet Colorado | $1,794 | $150 |
| 16 | Acura RDX | $1,798 | $150 |
| 17 | Hyundai Kona | $1,804 | $150 |
| 18 | Subaru Forester | $1,816 | $151 |
| 19 | Ford Edge | $1,824 | $152 |
| 20 | Honda CR-V | $1,826 | $152 |
| 21 | Mazda CX-30 | $1,832 | $153 |
| 22 | Ford Explorer | $1,834 | $153 |
| 23 | Volkswagen Atlas | $1,838 | $153 |
| 24 | Nissan Murano | $1,850 | $154 |
| 25 | Chevrolet Trax | $1,852 | $154 |
A table of 25 vehicle models with cheap Kansas City car insurance is not the best way to show a full summary of Kansas City insurance rates. Considering we track over 700 makes and models of vehicles, that means only about 4% of vehicles are shown. Let’s take a different approach and break out the vehicles with the best rates in a more useful format, by automotive segment.
The next section details the average price of car insurance in Kansas City for each vehicle segment. The average rates shown in the chart should provide a decent understanding of which vehicles have the least expensive auto insurance rates in Kansas City. The sections after the chart show the cheapest rates for individual models in the most popular segments.
Kansas City auto insurance rates by vehicle segment
If you’re shopping for a new or “new to you” vehicle, it is useful to know which categories of vehicles are cheaper to insure.
For instance, some people wonder if compact SUVs have cheaper auto insurance than minivans or if luxury models cost more to insure than regular vehicles.
The chart below displays average car insurance cost by vehicle segment in Kansas City. When looking at rates from a segment perspective, compact and midsize SUVs, vans, and midsize pickups tend to have the cheapest rates, with luxury cars and sports cars having the highest average cost of insurance.
Average rates for different segments are good enough for getting an initial comparison, but the insurance cost for specific vehicles ranges quite a lot within each of the segments listed in the above chart.
For example, in the small SUV segment, auto insurance rates in Kansas City range from the Chevrolet Trailblazer at $1,628 per year for a full coverage policy up to the Ford Mustang Mach-E at $2,432 per year, a difference of $804 within that segment. As another example, in the large luxury SUV segment, the average cost of insurance ranges from the Volvo XC90 costing $2,220 per year up to the Mercedes-Benz Maybach GLS 600 at $4,092 per year.
In the next sections, we eliminate a lot of this variability by looking at car insurance cost in Kansas City for individual models.
Cheapest cars to insure in Kansas City
The lowest-cost 2-door and 4-door sedans and hatchbacks to insure in Kansas City are the Subaru Impreza at $1,784 per year, the Volkswagen Jetta at $1,968 per year, and the Subaru Legacy at $1,980 per year.
Also ranking in the top 10 are models like the Kia K5, Volkswagen Golf, Mazda 3, and Toyota Prius, with an average car insurance cost of $2,076 per year or less.
Full-coverage insurance in Kansas City for this segment for the average driver will start around $149 per month, depending on where you live.
The cheapest compact car to insure in Kansas City is the Subaru Impreza at $1,784 per year. For midsize 2023 models, the Subaru Legacy has the best rates at $1,980 per year. And for full-size non-luxury cars, the Chrysler 300 has the cheapest rates at $2,098 per year.
The next table ranks the twenty cars with the cheapest average insurance rates in Kansas City, starting with the Subaru Impreza at $1,784 per year ($149 per month) and ending with the Volkswagen Arteon at $2,258 per year ($188 per month).
| Make/Model | Vehicle Size | Annual Cost | Monthly Cost |
|---|---|---|---|
| Subaru Impreza | Compact | $1,784 | $149 |
| Volkswagen Jetta | Compact | $1,968 | $164 |
| Subaru Legacy | Midsize | $1,980 | $165 |
| Nissan Sentra | Compact | $2,000 | $167 |
| Toyota Corolla | Compact | $2,018 | $168 |
| Toyota Prius | Compact | $2,028 | $169 |
| Volkswagen Golf | Compact | $2,028 | $169 |
| Toyota Camry | Midsize | $2,048 | $171 |
| Mazda 3 | Compact | $2,066 | $172 |
| Kia K5 | Midsize | $2,076 | $173 |
| Chevrolet Malibu | Midsize | $2,098 | $175 |
| Chrysler 300 | Full-size | $2,098 | $175 |
| Honda Civic | Compact | $2,108 | $176 |
| Kia Forte | Compact | $2,114 | $176 |
| Mitsubishi Mirage G4 | Compact | $2,120 | $177 |
| Nissan Leaf | Compact | $2,168 | $181 |
| Honda Accord | Midsize | $2,176 | $181 |
| Toyota Crown | Midsize | $2,184 | $182 |
| Tesla Model 3 | Midsize | $2,200 | $183 |
| Volkswagen Arteon | Midsize | $2,258 | $188 |
For all vehicle comparisons, see our guides for compact car insurance, midsize car insurance, and full-size car insurance.
Need rates for a different vehicle? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap Kansas City car insurance quotes from top-rated auto insurance companies in Missouri.
Cheapest SUVs to insure in Kansas City
The five most budget-friendly SUVs to insure in Kansas City are the Chevrolet Trailblazer, Subaru Crosstrek, Nissan Kicks, Honda Passport, and Nissan Rogue Sport. Average insurance rates for for these models range from $1,628 to $1,680 per year.
Other models that have cheaper rates include the Buick Envision, Buick Encore, Subaru Ascent, and Mazda CX-5, with average annual insurance rates of $1,750 per year or less.
In the bottom half of the top 20, models like the Subaru Forester, Chevrolet Trax, Volkswagen Atlas, Ford Explorer, Ford Edge, and Hyundai Venue average between $1,750 and $1,852 per year for auto insurance in Kansas City.
From a cost per month standpoint, full-coverage car insurance in this segment for the average driver will start around $136 per month, depending on the company and where you live.
If prices are ranked by vehicle size, the lowest-cost non-luxury compact SUV to insure in Kansas City is the Chevrolet Trailblazer at $1,628 per year, or $136 per month. For midsize SUVs, the Honda Passport has the cheapest rates at $1,672 per year, or $139 per month. And for full-size non-luxury SUVs, the Chevrolet Tahoe is most affordable to insure at $2,016 per year, or $168 per month.
The next table ranks the SUVs with the most affordable average auto insurance rates in Kansas City, starting with the Chevrolet Trailblazer at $136 per month and ending with the Chevrolet Trax at $154 per month.
| Make/Model | Vehicle Size | Annual Cost | Monthly Cost |
|---|---|---|---|
| Chevrolet Trailblazer | Compact | $1,628 | $136 |
| Subaru Crosstrek | Compact | $1,644 | $137 |
| Nissan Kicks | Compact | $1,650 | $138 |
| Honda Passport | Midsize | $1,672 | $139 |
| Nissan Rogue Sport | Compact | $1,680 | $140 |
| Mazda CX-5 | Compact | $1,692 | $141 |
| Buick Encore | Compact | $1,714 | $143 |
| Buick Envision | Compact | $1,722 | $144 |
| Kia Seltos | Compact | $1,742 | $145 |
| Subaru Ascent | Midsize | $1,750 | $146 |
| Hyundai Venue | Compact | $1,756 | $146 |
| Honda HR-V | Compact | $1,792 | $149 |
| Hyundai Kona | Compact | $1,804 | $150 |
| Subaru Forester | Compact | $1,816 | $151 |
| Ford Edge | Midsize | $1,824 | $152 |
| Honda CR-V | Compact | $1,826 | $152 |
| Mazda CX-30 | Compact | $1,832 | $153 |
| Ford Explorer | Midsize | $1,834 | $153 |
| Volkswagen Atlas | Midsize | $1,838 | $153 |
| Nissan Murano | Midsize | $1,850 | $154 |
For all vehicle comparisons, see our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance.
Don’t see your SUV in the list? No sweat! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from top companies in Missouri.
Cheapest pickup insurance rates in Kansas City
The three top-ranked pickups with the most affordable car insurance in Kansas City are the Ford Maverick at $1,786 per year, the Chevrolet Colorado at $1,794 per year, and the Nissan Frontier at $1,860 per year.
Other pickups that have good average insurance rates include the Honda Ridgeline, Ford F150, Hyundai Santa Cruz, and Nissan Titan, with average cost of $2,186 per year or less.
From a cost per month standpoint, full-coverage car insurance in this segment for a good driver starts at around $149 per month, depending on your location and insurance company. The comparison table below ranks the twenty pickups with the cheapest auto insurance rates in Kansas City.
| Make/Model | Vehicle Size | Annual Cost | Monthly Cost |
|---|---|---|---|
| Ford Maverick | Midsize | $1,786 | $149 |
| Chevrolet Colorado | Midsize | $1,794 | $150 |
| Nissan Frontier | Midsize | $1,860 | $155 |
| Ford Ranger | Midsize | $1,910 | $159 |
| GMC Canyon | Midsize | $1,954 | $163 |
| Toyota Tacoma | Midsize | $1,966 | $164 |
| Hyundai Santa Cruz | Midsize | $2,000 | $167 |
| Nissan Titan | Full-size | $2,128 | $177 |
| Honda Ridgeline | Midsize | $2,136 | $178 |
| Ford F150 | Full-size | $2,186 | $182 |
| GMC Sierra 2500 HD | Heavy Duty | $2,204 | $184 |
| Jeep Gladiator | Midsize | $2,240 | $187 |
| Toyota Tundra | Full-size | $2,262 | $189 |
| GMC Sierra 3500 | Heavy Duty | $2,276 | $190 |
| GMC Sierra | Full-size | $2,348 | $196 |
| Ram Truck | Full-size | $2,352 | $196 |
| Chevrolet Silverado | Full-size | $2,356 | $196 |
| Chevrolet Silverado HD 2500 | Heavy Duty | $2,360 | $197 |
| Chevrolet Silverado HD 3500 | Heavy Duty | $2,366 | $197 |
| Nissan Titan XD | Heavy Duty | $2,402 | $200 |
For all pickup insurance comparisons, see our guides for midsize pickup insurance and large pickup insurance.
Don’t see insurance cost for your pickup? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Kansas City car insurance quotes from the best auto insurance companies in Missouri.
Cheapest luxury car insurance rates in Kansas City
The top-ranked model in Kansas City for the lowest-cost insurance in the luxury car segment is the Acura Integra, with a cost of $1,932 per year. Second place is the BMW 330i costing $2,184 per year, in third place is the Acura TLX, costing an average of $2,222 per year, and in fourth place is the Cadillac CT4, at an average of $2,248 per year.
Also ranking well in our comparison are models like the Lexus ES 250, Lexus ES 350, Cadillac CT5, and BMW 330e, with average insurance cost of $2,340 per year or less.
Some additional 2023 luxury models on the list include the Audi S3, Lexus RC 350, Lexus RC 300, and Mercedes-Benz AMG CLA35, which average between $2,340 and $2,404 per year to insure in Kansas City.
As a cost per month, full-coverage car insurance in Kansas City on this segment for a safe driver can cost as low as $161 per month, depending on your company and location.
The most affordable small luxury car to insure in Kansas City is the Acura Integra at $1,932 per year. For midsize 2023 models, the Cadillac CT5 is cheapest to insure at $2,316 per year. And for large luxury cars, the Audi A5 is cheapest to insure at $2,416 per year.
The table below ranks the cars with the most affordable insurance rates in Kansas City, starting with the Acura Integra at $161 per month and ending with the Volvo S60 at $200 per month.
| Make/Model | Vehicle Size | Annual Cost | Monthly Cost |
|---|---|---|---|
| Acura Integra | Compact | $1,932 | $161 |
| BMW 330i | Compact | $2,184 | $182 |
| Acura TLX | Compact | $2,222 | $185 |
| Cadillac CT4 | Compact | $2,248 | $187 |
| Genesis G70 | Compact | $2,292 | $191 |
| Cadillac CT5 | Midsize | $2,316 | $193 |
| Lexus ES 350 | Midsize | $2,320 | $193 |
| BMW 330e | Compact | $2,328 | $194 |
| Lexus ES 250 | Midsize | $2,334 | $195 |
| BMW 228i | Compact | $2,340 | $195 |
| Lexus RC 300 | Midsize | $2,342 | $195 |
| Mercedes-Benz AMG CLA35 | Midsize | $2,348 | $196 |
| Audi A3 | Midsize | $2,352 | $196 |
| BMW 230i | Compact | $2,356 | $196 |
| Mercedes-Benz C300 | Compact | $2,376 | $198 |
| Audi A4 | Compact | $2,384 | $199 |
| Lexus RC 350 | Compact | $2,390 | $199 |
| Audi S3 | Compact | $2,400 | $200 |
| Mercedes-Benz AMG CLA45 | Midsize | $2,400 | $200 |
| Volvo S60 | Compact | $2,404 | $200 |
See our comprehensive guide for luxury car insurance to view data for vehicles not featured in the table.
Don’t see rates for your luxury car? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from top companies in Missouri.
Cheapest luxury SUV insurance rates in Kansas City
Ranked at #1 in Kansas City for the most affordable average insurance rates in the luxury SUV segment is the Acura RDX, costing $1,798 per year. Second place is the Lexus RX 350 at $1,928 per year, and coming in third is the Cadillac XT4, at an average of $1,942 per year.
Additional luxury SUVs that rank well in our comparison are the Cadillac XT6, Mercedes-Benz GLA250, Mercedes-Benz GLB 250, and Lexus UX 250h, with average cost of $2,096 per year or less.
In the bottom half of the top 20, SUVs like the Acura MDX, Lexus NX 250, Mercedes-Benz GLC300, Lexus NX 350h, Alfa Romeo Tonale, and Lexus NX 350 average between $2,096 and $2,192 per year for insurance in Kansas City.
From a monthly standpoint, full-coverage auto insurance in Kansas City on this segment for the average driver can cost as low as $150 per month, depending on the company and where you live.
If prices are ranked by vehicle size, the cheapest compact luxury SUV model to insure in Kansas City is the Acura RDX at $1,798 per year, or $150 per month. For midsize luxury SUV models, the Lexus RX 350 is the cheapest model to insure at $1,928 per year, or $161 per month. And for full-size luxury models, the Volvo XC90 is most affordable to insure at $2,220 per year, or $185 per month.
The next table ranks the twenty SUVs with the cheapest car insurance rates in Kansas City, starting with the Acura RDX at $1,798 per year ($150 per month) and ending with the Mercedes-Benz GLC300 at $2,192 per year ($183 per month).
| Make/Model | Vehicle Size | Annual Cost | Monthly Cost |
|---|---|---|---|
| Acura RDX | Compact | $1,798 | $150 |
| Lexus RX 350 | Midsize | $1,928 | $161 |
| Cadillac XT4 | Compact | $1,942 | $162 |
| Volvo XC40 | Compact | $1,982 | $165 |
| Infiniti QX50 | Midsize | $1,994 | $166 |
| Lexus UX 250h | Compact | $2,014 | $168 |
| Cadillac XT5 | Midsize | $2,044 | $170 |
| Mercedes-Benz GLA250 | Compact | $2,088 | $174 |
| Cadillac XT6 | Midsize | $2,096 | $175 |
| Mercedes-Benz GLB 250 | Compact | $2,096 | $175 |
| Lexus NX 250 | Compact | $2,122 | $177 |
| Acura MDX | Midsize | $2,144 | $179 |
| Lexus NX 350h | Compact | $2,146 | $179 |
| Lexus NX 350 | Compact | $2,160 | $180 |
| Lincoln Corsair | Compact | $2,164 | $180 |
| Lexus NX 450h | Compact | $2,172 | $181 |
| Lincoln Nautilus | Midsize | $2,180 | $182 |
| BMW X1 | Compact | $2,182 | $182 |
| Alfa Romeo Tonale | Compact | $2,190 | $183 |
| Mercedes-Benz GLC300 | Compact | $2,192 | $183 |
For all luxury SUV comparisons, see our complete guide for luxury SUV insurance.
Don’t see insurance rates for your luxury SUV? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Kansas City car insurance quotes from top-rated companies in Missouri.
Cheapest sports cars to insure in Kansas City
The three top-ranked sports cars with the lowest-cost car insurance in Kansas City are the Mazda MX-5 Miata at $1,988 per year, the Audi TT at $2,230 per year, and the Ford Mustang at $2,336 per year.
Some other sports cars that have cheaper rates include the Subaru BRZ, Toyota GR Supra, Nissan Z, and BMW M2, with an average car insurance cost of $2,596 per year or less.
Additional cars that make the list include the Mercedes-Benz AMG GT53, BMW M3, Chevrolet Corvette, Porsche Taycan, and Lexus RC F, which cost between $2,596 and $3,234 per year for auto insurance in Kansas City.
From a monthly standpoint, car insurance in Kansas City on this segment for the average driver can cost as low as $166 per month, depending on where you live.
The comparison table below ranks the sports cars with the cheapest car insurance in Kansas City, starting with the Mazda MX-5 Miata at $1,988 per year ($166 per month) and ending with the Lexus LC 500 at $3,234 per year ($270 per month).
| Make/Model | Vehicle Type | Annual Cost | Monthly Cost |
|---|---|---|---|
| Mazda MX-5 Miata | Sports Car | $1,988 | $166 |
| Audi TT | Sports Car | $2,230 | $186 |
| Ford Mustang | Sports Car | $2,336 | $195 |
| BMW Z4 | Sports Car | $2,350 | $196 |
| Subaru WRX | Sports Car | $2,378 | $198 |
| Nissan Z | Sports Car | $2,412 | $201 |
| Toyota GR Supra | Sports Car | $2,452 | $204 |
| Toyota GR86 | Sports Car | $2,488 | $207 |
| BMW M2 | Sports Car | $2,498 | $208 |
| Subaru BRZ | Sports Car | $2,596 | $216 |
| Chevrolet Corvette | Sports Car | $2,656 | $221 |
| BMW M3 | Sports Car | $2,712 | $226 |
| Lexus RC F | Sports Car | $2,770 | $231 |
| Porsche 718 | Sports Car | $2,772 | $231 |
| Chevrolet Camaro | Sports Car | $2,818 | $235 |
| Mercedes-Benz AMG GT53 | Sports Car | $2,986 | $249 |
| Jaguar F-Type | Sports Car | $3,088 | $257 |
| Porsche Taycan | Sports Car | $3,158 | $263 |
| BMW M4 | Sports Car | $3,198 | $267 |
| Lexus LC 500 | Sports Car | $3,234 | $270 |
Don’t see rates for your sports car? No problem! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from top-rated auto insurance companies in Missouri.
How to save on auto insurance in Kansas City
Kansas City drivers are always looking to cut the monthly cost of insurance, so glance through the money-saving tips below to see if you can save some money the next time you need to insure a vehicle.
- Avoid filing small claims. Auto insurance companies give a discounted rate if you have no claims on your account. Car insurance should only be used in the case of large financial hits, not for minor claims.
- Compare the cost of insurance before buying a car. Different cars, and even different trim levels of the same car, can have significantly different car insurance premiums, and insurance companies can price policies with a wide range of prices. Check the price before you buy a new car to prevent price shock when buying coverage for your new car.
- Get better rates due to your occupation. Just about all car insurance providers offer discounts for working in professions like dentists, college professors, nurses, architects, high school and elementary teachers, and others. If you can qualify for this discount, you could potentially save between $65 and $218 on your annual insurance bill, subject to policy limits.
- Shop your coverage around. Take a couple of minutes to get some free car insurance quotes is a fantastic way to save money. Companies change rates often and you can switch companies very easily.
- Buy vehicles with cheaper insurance. The type of vehicle you drive has a big impact on the price you pay for car insurance. For example, a Subaru Forester costs $2,172 less per year to insure in Kansas City than a Acura NSX. Lower performance vehicles cost less to insure.
- Increase deductibles to save money. Raising your policy deductibles from $500 to $1,000 could save around $284 per year for a 40-year-old driver and $552 per year for a 20-year-old driver.
