- Honda Odyssey insurance costs an average of $2,194 per year or around $183 per month, depending on the trim level.
- The cheapest Honda Odyssey insurance can be found on the EX trim level at an average of $2,086 per year to insure, while the Odyssey Elite is the most expensive to insure at $2,312 for an annual policy.
- When compared to other midsize minivans, the 2024 Honda Odyssey is one of the cheaper midsize minivans to insure, costing $181 less per year on average.
- Honda Odyssey insurance rates in a few larger cities include $3,330 in New Orleans, LA, $2,506 in San Jose, CA, and $1,950 in Cleveland, OH.
How much does Honda Odyssey insurance cost?
Honda Odyssey car insurance costs an average of $2,194 per year, which is about $183 each month, for full coverage. Comprehensive coverage costs about $544 a year, liability and medical payments insurance is around $636, and the remaining collision insurance will cost around $1,014.
The following infographic demonstrates how average 2024 Honda Odyssey insurance rates change depending on the age of the driver and policy deductibles for physical damage coverage.
Car insurance rates vary a lot, and to help give you a better idea of how much, insuring a Honda Odyssey for only liability insurance in the most affordable parts of North Carolina or Indiana can cost around $233 a year.
For the same model year of Honda Odyssey, a newly-licensed teenage driver with a poor driving record in a few Pennsylvania zip codes could cost as much as $15,690 a year for full coverage.
Now, the likelihood of a 16-year-old choosing a Honda minivan as his ride is not very likely. But for this illustration, young males are the most expensive to insure, and we wanted to show how much rates vary depending on driver risk factors.
The table below shows average Honda Odyssey car insurance rates for the 2013 to 2024 model years and for drivers aged 20 through 60.
| Model Year and Vehicle | Driver Age 20 | Driver Age 40 | Driver Age 60 |
|---|---|---|---|
| 2024 Honda Odyssey | $4,408 | $2,194 | $1,820 |
| 2023 Honda Odyssey | $4,296 | $2,132 | $1,770 |
| 2022 Honda Odyssey | $4,122 | $2,042 | $1,698 |
| 2021 Honda Odyssey | $4,424 | $2,182 | $1,814 |
| 2020 Honda Odyssey | $4,296 | $2,118 | $1,762 |
| 2019 Honda Odyssey | $3,808 | $1,884 | $1,564 |
| 2018 Honda Odyssey | $3,614 | $1,788 | $1,492 |
| 2017 Honda Odyssey | $3,448 | $1,708 | $1,426 |
| 2016 Honda Odyssey | $2,910 | $1,462 | $1,220 |
| 2015 Honda Odyssey | $3,068 | $1,526 | $1,276 |
| 2014 Honda Odyssey | $3,042 | $1,516 | $1,268 |
| 2013 Honda Odyssey | $2,864 | $1,434 | $1,202 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Honda Odyssey trim levels for each model year. Updated October 24, 2025
Which Odyssey trim level is the cheapest to insure?
With Honda Odyssey insurance cost ranging from $2,086 to $2,312 annually for the average driver, the most affordable trim level to insure is the EX. The second cheapest model to insure is the EX-L at $2,158 per year. On average, expect to budget at least $174 per month to insure an Odyssey for full coverage.
The costliest models of Honda Odyssey to insure are the Elite at $2,312 and the Touring at $2,234 per year. Those two trim levels will cost an extra $226 and $148 per year, respectively, over the lowest cost EX model.
The next table shows the average Honda Odyssey insurance rates, in addition to a monthly amount for budgeting, for each 2024 model year package and trim level.
| 2024 Honda Odyssey Trim Level | Annual Premium | Cost Per Month |
|---|---|---|
| EX | $2,086 | $174 |
| EX-L | $2,158 | $180 |
| Sport | $2,176 | $181 |
| Touring | $2,234 | $186 |
| Elite | $2,312 | $193 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated October 24, 2025
Is Odyssey insurance cheaper than other minivans?
The Honda Odyssey ranks first out of four comparison vehicles in the 2024 midsize minivan category. The average insurance cost for a Honda Odyssey is $2,194 per year for full coverage, while the category average cost is $2,375 per year, a difference of $181 per year.
When minivan insurance rates are compared, the Honda Odyssey costs $176 less per year than the Chrysler Pacifica and $284 less than the Kia Carnival.
The chart below compares Odyssey car insurance rates to the rest of the minivan class. Minivan models that have been discontinued include the Dodge Grand Caravan and the Toyota Sienna.
Average rates for large U.S. cities
The cost to insure an Odyssey minivan can be significantly different, from lower rates like $1,776 a year in Virginia Beach, VA, or $1,838 in Charlotte, NC, to higher rates such as $3,186 a year in Los Angeles, CA and $3,514 in New York City.
Insurance rates on an Odyssey in some additional locations include Tucson, AZ, averaging $2,204 per year, Dallas, TX, costing $2,342, Houston, TX, at $2,334, and Indianapolis, IN, at an estimated $1,990.
The following bar chart illustrates estimated insurance rate data for a Honda Odyssey for the highest populated cities in the U.S.
Frequently Asked Questions
Is car insurance cheaper on a Honda Odyssey or a Pilot?
The Honda Odyssey has an average insurance cost of $2,132 and the Honda Pilot is $2,246, making the Honda Odyssey cheaper by $114 per year for the 2023 model year.
Is insurance cheaper on a Honda Odyssey or a CR-V?
For 2023 models, the Odyssey has an average insurance cost of $2,132 and the Honda CR-V is $1,976, making the Honda CR-V cheaper by $156 per year.