The British Land Rover brand dates back to 1948, with a history of creating some of the most off-road capable vehicles in the modern era.
With popular models like the Range Rover, Discover, Defender and Evoque, sticker prices start in the mid 40’s for the Evoque and go up to well over $150,000 for certain Range Rover trim levels.
To find out how much it will cost to insure a Land Rover vehicle, we break down average rates for current production models like the Defender and Discovery Sport, along with older models like the LR2 and LR4.
How much does Land Rover insurance cost?
Average Land Rover car insurance rates range from $2,336 a year for a Land Rover Range Rover Evoque up to $4,236 per year for the Land Rover Range Rover.
The average cost across the entire 2024 lineup is $3,065 per year, which is 31.9% more than the U.S. national average car insurance cost of $2,221.
The table below shows average Land Rover insurance cost for current and discontinued models produced since 2013.
| Model | Annual Premium | Cost Per Month |
|---|---|---|
| Land Rover Defender | $3,042 | $254 |
| Land Rover Discovery | $3,026 | $252 |
| Land Rover Discovery Sport | $2,746 | $229 |
| Land Rover Range Rover Evoque | $2,336 | $195 |
| Land Rover LR2 2015 and prior model years | $1,722 | $144 |
| Land Rover LR4 2016 and prior model years | $2,038 | $170 |
| Land Rover Range Rover | $4,236 | $353 |
| Land Rover Range Rover Sport | $3,410 | $284 |
| Land Rover Range Rover Velar | $2,660 | $222 |
Is Land Rover insurance expensive?
When compared to the cost to insure the average vehicle in the U.S., insurance on Land Rover models averages $844 more per year.
When compared to other luxury brands, Land Rover insurance costs 1.3% less per year than Audi, 0.2% less than BMW, 15.7% more than Volvo, and 10% less per year than Mercedes-Benz.
The chart below compares the average cost to insure a Land Rover vehicle to other premium luxury automotive brands.
As a whole, Land Rover insurance compared pretty favorably to the luxury brands featured in the chart. Rates are higher than Alfa Romeo and Volvo, but less than the other five brands.
When non-luxury brands are included in the comparison, Land Rover insurance starts to get a little pricier. In the next table, we compare average Land Rover car insurance cost to all the popular luxury and non-luxury automotive brands.
Land Rover is shown in the first row of the table, with the average annual car insurance cost of $3,065.
Other brands are shown alphabetically below Land Rover, with the average insurance cost for each. The difference value shows how much more or less each brand costs when compared to Land Rover.
If the difference value is green, that comparison brand has cheaper average car insurance cost than Land Rover. If the value is red, then Land Rover rates are cheaper than the comparison brand.
| Automotive Brand | Insurance Cost | Difference |
|---|---|---|
| Land Rover | $3,065 | -- |
| Acura | $2,202 | -$863 |
| Audi | $3,025 | -$40 |
| BMW | $3,070 | $5 |
| Cadillac | $2,518 | -$547 |
| Chevrolet | $2,370 | -$695 |
| Dodge | $2,911 | -$154 |
| Ford | $2,441 | -$624 |
| Genesis | $2,798 | -$267 |
| GMC | $2,435 | -$630 |
| Honda | $2,123 | -$942 |
| Hyundai | $2,314 | -$751 |
| Infiniti | $2,456 | -$609 |
| Jaguar | $2,883 | -$182 |
| Jeep | $2,558 | -$507 |
| Kia | $2,259 | -$806 |
| Lexus | $2,601 | -$464 |
| Lincoln | $2,587 | -$478 |
| Mazda | $2,240 | -$825 |
| Mercedes-Benz | $3,386 | $321 |
| Mitsubishi | $2,273 | -$792 |
| Nissan | $2,424 | -$641 |
| Subaru | $2,229 | -$836 |
| Tesla | $2,839 | -$226 |
| Toyota | $2,400 | -$665 |
| Volkswagen | $2,187 | -$878 |
| Volvo | $2,620 | -$445 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Insurance cost is averaged for all models for the 2024 model year for each automobile manufacturer. Updated June 27, 2025
As shown by the majority of green values in the difference column, Land Rover insurance definitely tends to be more expensive overall than non-luxury automakers.
This stands to reason, however, as the purchase price of most Land Rover vehicles is significantly higher than the MSRP for most non-luxury models. And as a general rule, the more a vehicle costs, the more insurance will cost as well.