- The average cost of car insurance in Miami is 51% more than the national average rate of $1,685.
- Car insurance rates for a few popular models in Miami include the Ford Escape at $194 per month, Ford Explorer at $181, and Ford F150 at $216.
- Models like the Chevrolet Trailblazer, Nissan Kicks, and Kia Seltos are some of the best options for cheap car insurance in Miami.
- Vehicles with segment-leading car insurance rates include the Subaru Legacy at $2,342 per year, Ford Maverick at $2,110 per year, Honda Passport at $1,976 per year, and Lexus RX 350 at $2,278 per year.
How much does car insurance cost in Miami?
In Miami, the average cost to insure a vehicle is $2,544 per year, which is 51% more than the U.S. overall average rate of $1,685. Per month, Miami drivers can expect to pay an average of $212 for full coverage auto insurance.
The average car insurance expense in Florida is $2,196 per year, so Miami, FL, drivers pay an average of $348 more per year than the overall Florida state-wide average rate. The average cost of auto insurance in Miami compared to other Florida locations is around $652 per year more than in Jacksonville, $68 per year more than in Tampa, and $302 per year more expensive than in St. Petersburg.
The next chart summarizes car insurance cost in Miami, Florida, for different common policy situations. Rates are averaged for all Miami Zip Codes and shown for a variety of different driver ages, policy deductibles, and policy risk factors.
Average rates in the chart range from $2,112 per year for a 40-year-old driver who qualifies for many discounts to $5,776 per year for a 20-year-old driver with too many violations and accidents. The rate used in this article to compare different vehicles is the 40-year-old safe driver rate, which is an average cost of $2,544 per year.
As a monthly amount, the average cost to insure a vehicle in Miami ranges from $176 to $481 for the same annual rate data shown in the chart above.
Car insurance rates vary considerably and are impacted by a lot of factors. Due to the high likelihood of rate variability, this stresses the need to get accurate auto insurance quotes when looking for the cheapest Miami car insurance.
Driver age significantly impacts the cost of auto insurance, so the list below details how age impacts cost by breaking out average car insurance rates in Miami for young, middle-age, and senior drivers.
Average car insurance rates in Miami for drivers age 16 to 60
- 16-year-old driver – $9,110 per year or $759 per month
- 17-year-old driver – $8,520 per year or $710 per month
- 18-year-old driver – $7,958 per year or $663 per month
- 19-year-old driver – $7,204 per year or $600 per month
- 20-year-old driver – $5,058 per year or $422 per month
- 30-year-old driver – $2,680 per year or $223 per month
- 40-year-old driver – $2,544 per year or $212 per month
- 50-year-old driver – $2,316 per year or $193 per month
- 60-year-old driver – $2,274 per year or $190 per month
The rates above for teen drivers were based on a male driver. The next chart goes into more detail for teenage car insurance rates and illustrates average car insurance rates for teenagers by gender. Females are generally cheaper to insure, especially up to age 20.
Car insurance for a 16-year-old female driver in Miami costs an average of $1,092 less than a male driver per year, while at age 19, the cost difference is smaller but males still pay $800 more per year.
The cost to insure specific vehicles
The rates mentioned previously consist of an average based on every 2023 vehicle model, which is suitable when making big picture comparisons like the average cost difference between two Florida cities. For more useful auto insurance comparisons, however, we will get better data if we use rates for the specific model of vehicle being insured.
In the next few sections of this article, we go into much more detail for specific models, but for now, let’s just look at a handful of the more popular vehicles to see how car insurance prices measure up in Miami.
The chart below displays the cost of car insurance in Miami for some of the more popular cars, trucks, and SUVs.
The vehicles that have high popularity in Miami tend to be small or midsize cars like the Honda Civic, Hyundai Elantra, and Kia K5 and compact or midsize SUVs like the Toyota RAV4 and Ford Explorer.
Other popular models from other vehicle segments include luxury SUVs like the Infiniti QX60 and Lexus RX 350, luxury cars like the Lexus ES 350 and Infiniti Q50, and pickup trucks like the Ram 1500 and Chevy Silverado.
We explore more rates a little farther in this article, but first, let’s look at the comparisons and key concepts that were covered up to this point.
- Auto insurance rates decrease substantially in your twenties – The average 30-year-old Miami driver will pay $2,378 less annually than a 20-year-old driver, $2,680 compared to $5,058.
- Miami auto insurance rates are more expensive than the Florida state average – $2,544 (Miami average) compared to $2,196 (Florida average)
- Teenage females have cheaper rates than teen males – Female drivers age 16 to 19 pay $800 to $1,092 less per year than their male counterparts.
- Miami car insurance cost is more than the U.S. average – $2,544 (Miami average) versus $1,685 (U.S. average)
- Car insurance gets cheaper as you get older – Car insurance rates for a 50-year-old driver in Miami are $2,742 per year cheaper than for a 20-year-old driver.
- Average car insurance cost per month ranges from $190 to $759 – That’s the average car insurance cost range for drivers age 16 to 60 in Miami.
- Low deductibles cost more than high deductibles – A 20-year-old driver pays an average of $1,324 more per year for a policy with $250 deductibles versus $1,000 deductibles.
What are the cheapest vehicles to insure in Miami?
The models with the lowest cost average insurance prices in Miami tend to be compact SUVs like the Nissan Kicks, Chevrolet Trailblazer, Buick Encore, and Nissan Rogue Sport.
Average auto insurance rates for those small SUVs cost $2,032 or less per year, or $169 per month, to have full coverage.
Additional vehicles that rank well in our insurance cost comparison are the Honda HR-V, Acura RDX, Subaru Forester, and Hyundai Kona.
Average auto insurance rates are a few dollars per month higher for those models than the crossovers and small SUVs that rank at the top, but they still have average rates of $2,156 or less per year, or $180 per month.
The next table ranks the cheapest vehicles to insure in Miami, ordered by annual cost.
Rank | Make/Model | Annual Cost | Monthly Cost |
---|---|---|---|
1 | Chevrolet Trailblazer | $1,926 | $161 |
2 | Subaru Crosstrek | $1,942 | $162 |
3 | Nissan Kicks | $1,952 | $163 |
4 | Honda Passport | $1,976 | $165 |
5 | Nissan Rogue Sport | $1,984 | $165 |
6 | Mazda CX-5 | $1,998 | $167 |
7 | Buick Encore | $2,026 | $169 |
8 | Buick Envision | $2,032 | $169 |
9 | Kia Seltos | $2,060 | $172 |
10 | Subaru Ascent | $2,070 | $173 |
11 | Hyundai Venue | $2,074 | $173 |
12 | Subaru Impreza | $2,106 | $176 |
13 | Ford Maverick | $2,110 | $176 |
14 | Honda HR-V | $2,114 | $176 |
15 | Chevrolet Colorado | $2,116 | $176 |
16 | Acura RDX | $2,122 | $177 |
17 | Hyundai Kona | $2,134 | $178 |
18 | Subaru Forester | $2,146 | $179 |
19 | Ford Edge | $2,154 | $180 |
20 | Honda CR-V | $2,156 | $180 |
21 | Mazda CX-30 | $2,160 | $180 |
22 | Ford Explorer | $2,166 | $181 |
23 | Volkswagen Atlas | $2,170 | $181 |
24 | Chevrolet Trax | $2,184 | $182 |
25 | Nissan Murano | $2,186 | $182 |
26 | Subaru Outback | $2,188 | $182 |
27 | Nissan Frontier | $2,194 | $183 |
28 | Volkswagen Tiguan | $2,210 | $184 |
29 | Ford Bronco Sport | $2,216 | $185 |
30 | Fiat 500X | $2,252 | $188 |
A list of 30 of the cheapest vehicles to insure in Miami is fine if you just want the lowest rates. Considering the fact that we rate over 700 vehicles, less than 4% of makes and models are shown in the table. So let’s dig deeper and display the models with the cheapest rates in a format that is more usable, by automotive segment.
The section below goes into more detail about the average cost of car insurance for each different vehicle segment. This will provide a good understanding of which types of vehicles have the overall most affordable average auto insurance rates. Then the sections after the chart show the 20 models with the cheapest rates in each unique segment.
Miami auto insurance rates by automotive segment
If you’re looking around at new or used cars, it’s useful to have a basic understanding of which types of vehicles are cheaper to insure. To illustrate this, maybe you’re wondering if midsize SUVs have cheaper insurance than full-size SUVs or which size of pickup has the cheapest rates.
The next chart shows average car insurance rates in Miami for different vehicle segments. When comparing rates from a segment perspective, compact SUVs and midsize pickup trucks tend to have the least expensive average rates, while sports cars and performance luxury models have the most expensive rates.
Rates by segment are fine for blanket comparisons, but rates range significantly within each vehicle category listed in the above chart.
For example, in the midsize SUV segment, Miami insurance rates range from the Honda Passport at $1,976 per year up to the Rivian R1S costing $3,110 per year.
As another example, in the midsize truck segment, insurance rates range from the Ford Maverick at $2,110 per year to the Rivian R1T costing $3,162 per year, a difference of $1,052 within that segment.
In the sections going forward, we remove some of this variability by comparing the cost of car insurance in Miami for specific cars, trucks, and SUVs.
Cheapest cars to insure in Miami
The top five cheapest non-luxury sedans and hatchbacks to insure in Miami are the Subaru Impreza, Volkswagen Jetta, Subaru Legacy, Nissan Sentra, and Toyota Corolla. Rates for for these five models range from $2,106 to $2,386 per year.
Also ranking well in our comparison are cars like the Volkswagen Golf, Toyota Camry, Toyota Prius, and Mazda 3, with an average car insurance cost of $2,452 per year or less.
As a cost per month, full-coverage insurance on this segment in Miami for a middle-age safe driver can cost as low as $176 per month, depending on where you live and the company you use.
If rates are ranked by vehicle size, the most budget-friendly compact car to insure in Miami is the Subaru Impreza at $2,106 per year, or $176 per month. For midsize models, the Subaru Legacy is cheapest to insure at $2,342 per year, or $195 per month. And for full-size non-luxury cars, the Chrysler 300 is the cheapest model to insure at $2,480 per year, or $207 per month.
The comparison table below ranks the twenty cars with the lowest-cost auto insurance rates in Miami, starting with the Subaru Impreza at $176 per month and ending with the Volkswagen Arteon at $222 per month.
Make/Model | Vehicle Size | Annual Cost | Monthly Cost |
---|---|---|---|
Subaru Impreza | Compact | $2,106 | $176 |
Volkswagen Jetta | Compact | $2,322 | $194 |
Subaru Legacy | Midsize | $2,342 | $195 |
Nissan Sentra | Compact | $2,360 | $197 |
Toyota Corolla | Compact | $2,386 | $199 |
Volkswagen Golf | Compact | $2,392 | $199 |
Toyota Prius | Compact | $2,398 | $200 |
Toyota Camry | Midsize | $2,416 | $201 |
Mazda 3 | Compact | $2,438 | $203 |
Kia K5 | Midsize | $2,452 | $204 |
Chevrolet Malibu | Midsize | $2,474 | $206 |
Chrysler 300 | Full-size | $2,480 | $207 |
Honda Civic | Compact | $2,490 | $208 |
Kia Forte | Compact | $2,496 | $208 |
Mitsubishi Mirage G4 | Compact | $2,506 | $209 |
Nissan Leaf | Compact | $2,562 | $214 |
Honda Accord | Midsize | $2,570 | $214 |
Toyota Crown | Midsize | $2,582 | $215 |
Tesla Model 3 | Midsize | $2,598 | $217 |
Volkswagen Arteon | Midsize | $2,666 | $222 |
See our guides for compact car insurance, midsize car insurance, and full-size car insurance to compare rates for all makes and models.
Don’t see your vehicle? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free Miami car insurance quotes from the best auto insurance companies in Florida.
Cheapest SUV insurance rates in Miami
The four cheapest SUVs to insure in Miami are the Chevrolet Trailblazer at $1,926 per year, Subaru Crosstrek at $1,942 per year, Nissan Kicks at $1,952 per year, and Honda Passport at $1,976 per year.
Additional models that have cheaper rates include the Mazda CX-5, Subaru Ascent, Kia Seltos, and Buick Envision, with average rates of $2,070 per year or less.
Auto insurance in Miami for this segment for a middle-age safe driver starts at an average of $161 per month, depending on your company and location. The comparison table below ranks the SUVs with the lowest-cost car insurance in Miami.
Make/Model | Vehicle Size | Annual Cost | Monthly Cost |
---|---|---|---|
Chevrolet Trailblazer | Compact | $1,926 | $161 |
Subaru Crosstrek | Compact | $1,942 | $162 |
Nissan Kicks | Compact | $1,952 | $163 |
Honda Passport | Midsize | $1,976 | $165 |
Nissan Rogue Sport | Compact | $1,984 | $165 |
Mazda CX-5 | Compact | $1,998 | $167 |
Buick Encore | Compact | $2,026 | $169 |
Buick Envision | Compact | $2,032 | $169 |
Kia Seltos | Compact | $2,060 | $172 |
Subaru Ascent | Midsize | $2,070 | $173 |
Hyundai Venue | Compact | $2,074 | $173 |
Honda HR-V | Compact | $2,114 | $176 |
Hyundai Kona | Compact | $2,134 | $178 |
Subaru Forester | Compact | $2,146 | $179 |
Ford Edge | Midsize | $2,154 | $180 |
Honda CR-V | Compact | $2,156 | $180 |
Mazda CX-30 | Compact | $2,160 | $180 |
Ford Explorer | Midsize | $2,166 | $181 |
Volkswagen Atlas | Midsize | $2,170 | $181 |
Chevrolet Trax | Compact | $2,184 | $182 |
See our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance to view any vehicles not shown in the table.
Is your SUV not in the list? That’s no problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from top-rated auto insurance companies in Florida.
Cheapest sports cars to insure in Miami
The Mazda MX-5 Miata comes in at #1 as the cheapest sports car to insure in Miami, followed by the Audi TT, Ford Mustang, BMW Z4, and Subaru WRX. The 2023 model has an average cost of $2,350 per year for a full-coverage insurance policy.
Additional sports cars that rank well in our comparison are the Toyota GR Supra, BMW M2, Nissan Z, and Toyota GR86, with average rates of $3,066 per year or less.
Additional vehicles that made the list include the Mercedes-Benz AMG GT53, Porsche 718, BMW M4, Chevrolet Corvette, and Lexus RC F, which cost between $3,066 and $3,822 per year for insurance.
Auto insurance rates in Miami for this segment for a good driver starts at an average of $196 per month, depending on the company and your location. The comparison table below ranks the sports cars with the most affordable auto insurance rates in Miami, starting with the Mazda MX-5 Miata at $196 per month and ending with the Lexus LC 500 at $319 per month.
Make/Model | Vehicle Type | Annual Cost | Monthly Cost |
---|---|---|---|
Mazda MX-5 Miata | Sports Car | $2,350 | $196 |
Audi TT | Sports Car | $2,634 | $220 |
Ford Mustang | Sports Car | $2,758 | $230 |
BMW Z4 | Sports Car | $2,776 | $231 |
Subaru WRX | Sports Car | $2,806 | $234 |
Nissan Z | Sports Car | $2,850 | $238 |
Toyota GR Supra | Sports Car | $2,896 | $241 |
BMW M2 | Sports Car | $2,934 | $245 |
Toyota GR86 | Sports Car | $2,934 | $245 |
Subaru BRZ | Sports Car | $3,066 | $256 |
Chevrolet Corvette | Sports Car | $3,136 | $261 |
BMW M3 | Sports Car | $3,206 | $267 |
Lexus RC F | Sports Car | $3,272 | $273 |
Porsche 718 | Sports Car | $3,278 | $273 |
Chevrolet Camaro | Sports Car | $3,328 | $277 |
Mercedes-Benz AMG GT53 | Sports Car | $3,528 | $294 |
Jaguar F-Type | Sports Car | $3,652 | $304 |
Porsche Taycan | Sports Car | $3,732 | $311 |
BMW M4 | Sports Car | $3,776 | $315 |
Lexus LC 500 | Sports Car | $3,822 | $319 |
Don’t see rates for your sports car? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from top companies in Florida.
Cheapest pickup truck insurance rates in Miami, Florida
The lowest-cost pickups to insure in Miami are the Ford Maverick at $2,110 per year, the Chevrolet Colorado at $2,116 per year, and the Nissan Frontier at $2,194 per year.
Additional pickups that have affordable average insurance rates include the Hyundai Santa Cruz, Nissan Titan, Toyota Tacoma, and Ford F150, with an average cost to insure of $2,586 per year or less.
Full-coverage insurance in this segment for a middle-age safe driver can cost as low as $176 per month, depending on the company and your location. The table below ranks the twenty pickups with the cheapest insurance in Miami.
Make/Model | Vehicle Size | Annual Cost | Monthly Cost |
---|---|---|---|
Ford Maverick | Midsize | $2,110 | $176 |
Chevrolet Colorado | Midsize | $2,116 | $176 |
Nissan Frontier | Midsize | $2,194 | $183 |
Ford Ranger | Midsize | $2,256 | $188 |
GMC Canyon | Midsize | $2,310 | $193 |
Toyota Tacoma | Midsize | $2,326 | $194 |
Hyundai Santa Cruz | Midsize | $2,362 | $197 |
Nissan Titan | Full-size | $2,514 | $210 |
Honda Ridgeline | Midsize | $2,524 | $210 |
Ford F150 | Full-size | $2,586 | $216 |
GMC Sierra 2500 HD | Heavy Duty | $2,604 | $217 |
Jeep Gladiator | Midsize | $2,646 | $221 |
Toyota Tundra | Full-size | $2,674 | $223 |
GMC Sierra 3500 | Heavy Duty | $2,686 | $224 |
GMC Sierra | Full-size | $2,776 | $231 |
Ram Truck | Full-size | $2,780 | $232 |
Chevrolet Silverado | Full-size | $2,782 | $232 |
Chevrolet Silverado HD 2500 | Heavy Duty | $2,790 | $233 |
Chevrolet Silverado HD 3500 | Heavy Duty | $2,796 | $233 |
Nissan Titan XD | Heavy Duty | $2,838 | $237 |
For more pickup insurance comparisons, see our guides for midsize pickup insurance and large pickup insurance.
Is your pickup truck missing from the table above? No problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get cheap Miami car insurance quotes from the best companies in Florida.
Cheapest luxury cars to insure in Miami
Ranking at the top for the cheapest Miami car insurance rates in the luxury car segment are the Genesis G70, Acura Integra, Acura TLX, Cadillac CT4, and BMW 330i. Car insurance quotes for these models average $2,708 or less per year.
Rounding out the top 10 are models like the BMW 330e, BMW 228i, Lexus ES 250, and Cadillac CT5, with average annual insurance rates of $2,764 per year or less.
Additional 2023 models that rank well include the Volvo S60, Mercedes-Benz AMG CLA35, Audi A4, Lexus RC 350, and Audi S3, which cost between $2,764 and $2,840 per year for auto insurance in Miami.
As a cost per month, full-coverage car insurance on this segment in Miami for an average middle-age driver starts at around $190 per month, depending on the company and your location.
The table below ranks the luxury cars with the cheapest car insurance in Miami, starting with the Acura Integra at $2,284 per year and ending with the Volvo S60 at $2,840 per year.
Make/Model | Vehicle Size | Annual Cost | Monthly Cost |
---|---|---|---|
Acura Integra | Compact | $2,284 | $190 |
BMW 330i | Compact | $2,582 | $215 |
Acura TLX | Compact | $2,624 | $219 |
Cadillac CT4 | Compact | $2,656 | $221 |
Genesis G70 | Compact | $2,708 | $226 |
Cadillac CT5 | Midsize | $2,736 | $228 |
Lexus ES 350 | Midsize | $2,742 | $229 |
BMW 330e | Compact | $2,752 | $229 |
Lexus ES 250 | Midsize | $2,756 | $230 |
BMW 228i | Compact | $2,764 | $230 |
Lexus RC 300 | Midsize | $2,768 | $231 |
Mercedes-Benz AMG CLA35 | Midsize | $2,774 | $231 |
Audi A3 | Midsize | $2,780 | $232 |
BMW 230i | Compact | $2,784 | $232 |
Mercedes-Benz C300 | Compact | $2,806 | $234 |
Audi A4 | Compact | $2,816 | $235 |
Lexus RC 350 | Compact | $2,820 | $235 |
Audi S3 | Compact | $2,838 | $237 |
Mercedes-Benz AMG CLA45 | Midsize | $2,838 | $237 |
Volvo S60 | Compact | $2,840 | $237 |
For all luxury car insurance comparisons, see our full luxury car insurance guide.
Looking for rates for a different vehicle? No problem! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get cheap Miami car insurance quotes from the best companies in Florida.
Cheapest luxury SUV insurance rates in Miami, Florida
The four highest ranking luxury SUV models with the most affordable average insurance rates in Miami are the Acura RDX at $2,122 per year, Lexus RX 350 at $2,278 per year, Cadillac XT4 at $2,296 per year, and Volvo XC40 at $2,340 per year.
Not the cheapest luxury SUVs to insure, but still very reasonable, are models like the Cadillac XT6, Lexus UX 250h, Mercedes-Benz GLA250, and Cadillac XT5, with average cost of $2,476 per year or less.
As a cost per month, full-coverage car insurance in this segment starts at an average of $177 per month, depending on the company and your location.
When prices are compared by vehicle size, the most budget-friendly compact luxury SUV to insure in Miami is the Acura RDX at $2,122 per year, or $177 per month. For midsize 2023 models, the Lexus RX 350 has the cheapest rates at $2,278 per year, or $190 per month. And for full-size luxury SUV models, the Volvo XC90 is most affordable to insure at $2,624 per year, or $219 per month.
The next table ranks the twenty luxury SUVs with the most affordable average car insurance rates in Miami.
Make/Model | Vehicle Size | Annual Cost | Monthly Cost |
---|---|---|---|
Acura RDX | Compact | $2,122 | $177 |
Lexus RX 350 | Midsize | $2,278 | $190 |
Cadillac XT4 | Compact | $2,296 | $191 |
Volvo XC40 | Compact | $2,340 | $195 |
Infiniti QX50 | Midsize | $2,354 | $196 |
Lexus UX 250h | Compact | $2,378 | $198 |
Cadillac XT5 | Midsize | $2,418 | $202 |
Mercedes-Benz GLA250 | Compact | $2,468 | $206 |
Cadillac XT6 | Midsize | $2,474 | $206 |
Mercedes-Benz GLB 250 | Compact | $2,476 | $206 |
Lexus NX 250 | Compact | $2,506 | $209 |
Acura MDX | Midsize | $2,530 | $211 |
Lexus NX 350h | Compact | $2,536 | $211 |
Lexus NX 350 | Compact | $2,554 | $213 |
Lexus NX 450h | Compact | $2,558 | $213 |
Lincoln Corsair | Compact | $2,558 | $213 |
Lincoln Nautilus | Midsize | $2,574 | $215 |
BMW X1 | Compact | $2,578 | $215 |
Alfa Romeo Tonale | Compact | $2,582 | $215 |
Mercedes-Benz GLC300 | Compact | $2,592 | $216 |
See our comprehensive guide for luxury SUV insurance to view data for vehicles not featured in the table.
Don’t see insurance rates for your luxury SUV? That’s no problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from top auto insurance companies in Florida.
Best practices for saving money on auto insurance
Resourceful drivers should always be thinking of ways to pay less for insurance, so scan the tips and ideas below and it’s very likely you can save a few bucks on your next policy purchase.
- Compare auto insurance rates before buying a car. Different models, and even different trim levels of the same model, have very different costs for insurance, and companies can charge very different rates. Check the cost of insurance before you purchase in order to prevent price shock when you see your first bill.
- Consider buying higher deductibles. Jacking up your deductibles from $500 to $1,000 could save around $276 per year for a 40-year-old driver and $538 per year for a 20-year-old driver.
- Earn discounts to save money. Discounts may be available if the policyholders are claim-free, belong to certain professional organizations, drive a vehicle with safety or anti-theft features, are senior citizens, choose electronic billing, or many other discounts which could save the average Miami driver as much as $432 per year.
- Get a discount from your employer. Just about all car insurance companies offer discounts for being employed in occupations like engineers, architects, nurses, firefighters, high school and elementary teachers, and others. By qualifying for this discount, you could save between $76 and $257 on your auto insurance bill.
- Shop around and save. Take a couple of minutes to get free car insurance quotes is the best recommendation for saving money. Rates change quite often and switching companies is very easy to do.
- Remain claim free. Auto insurance companies reduce rates a little if you do not file any claims. Insurance should only be used in the case of significant claims, not for small claims.