- Mercedes AMG C63 car insurance rates average $3,156 per year (about $263 per month) for full coverage, depending on policy limits.
- With the cheapest insurance rates, the AMG C63 Sedan model costs an average of $2,980 per year to insure.
- The AMG C63 S Convertible is the most expensive to insure at $3,276 for an annual policy.
- The Mercedes-Benz AMG C63 is one of the more expensive 2022 midsize luxury cars to insure, costing $337 more per year on average as compared to similar vehicles in the segment.
How much does Mercedes AMG C63 insurance cost?
Ranked 31st out of 38 vehicles in the midsize luxury car class, Mercedes-Benz AMG C63 insurance rates average $3,156 annually for full coverage, or around $263 per month.
With the average midsize luxury car costing $2,819 a year to insure, the Mercedes-Benz AMG C63 could cost an average of $337 more each year to insure than the average.
The chart below illustrates how average Mercedes AMG C63 car insurance prices can fluctuate with changes in the rated driver age and physical damage deductibles.
In addition to a monthly budget amount, the table below shows average annual and semi-annual car insurance rates for 2022 Mercedes-Benz AMG C63 trim levels.
| 2022 Mercedes-Benz AMG C63 Trim Level | Annual Premium | Cost Per Month |
|---|---|---|
| Sedan | $2,980 | $248 |
| Coupe | $3,132 | $261 |
| S Sedan | $3,132 | $261 |
| Convertible | $3,156 | $263 |
| S Coupe | $3,268 | $272 |
| S Convertible | $3,276 | $273 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated June 26, 2025
The rate table below details AMG C63 insurance rates for the 2017 to 2022 model years. Prices are for full coverage insurance and rated for drivers aged 20 to 60.
| Model Year and Vehicle | Driver Age 20 | Driver Age 40 | Driver Age 60 |
|---|---|---|---|
| 2022 Mercedes-Benz AMG C63 | $6,382 | $3,156 | $2,602 |
| 2021 Mercedes-Benz AMG C63 | $6,414 | $3,158 | $2,602 |
| 2020 Mercedes-Benz AMG C63 | $6,206 | $3,056 | $2,522 |
| 2019 Mercedes-Benz AMG C63 | $5,652 | $2,782 | $2,296 |
| 2018 Mercedes-Benz AMG C63 | $5,340 | $2,634 | $2,176 |
| 2017 Mercedes-Benz AMG C63 | $5,152 | $2,546 | $2,106 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Mercedes-Benz AMG C63 trim levels for each model year. Updated June 27, 2025
How does AMG C63 car insurance cost compare?
When rates are compared to other similar 2022 luxury models, car insurance prices for a Mercedes-Benz AMG C63 cost $638 more per year than the Lexus ES 350, $506 more than the BMW 530i, and $148 more than the Infiniti Q50.
The Mercedes AMG C63 ranks 31st out of 38 total vehicles in the midsize luxury car category for most affordable car insurance rates.
The AMG C63 costs an average of $3,156 per year for full coverage auto insurance, while the category average insurance cost is $2,819 per year, a difference of $337 per year.
The following chart shows how average AMG C63 car insurance cost compares to the top 10 most popular 2022 midsize luxury cars like the Mercedes-Benz CLA250, Audi A6, and the Tesla Model S. An expanded table is also displayed following the chart that compares car insurance rates for the entire midsize luxury car class.
| Rank | Make and Model | Annual Premium | Difference |
|---|---|---|---|
| 1 | Acura ILX | $1,968 | -$1,188 |
| 2 | Lexus RC 300 | $2,370 | -$786 |
| 3 | Mercedes-Benz AMG CLA35 | $2,424 | -$732 |
| 4 | BMW i4 | $2,438 | -$718 |
| 5 | Cadillac CT5 | $2,446 | -$710 |
| 6 | Audi A3 | $2,472 | -$684 |
| 7 | Mercedes-Benz AMG CLA45 | $2,482 | -$674 |
| 8 | Mercedes-Benz CLA250 | $2,494 | -$662 |
| 9 | Lexus ES 250 | $2,504 | -$652 |
| 10 | Lexus IS 300 | $2,510 | -$646 |
| 11 | Lexus ES 350 | $2,518 | -$638 |
| 12 | Audi S5 | $2,596 | -$560 |
| 13 | Audi S4 | $2,612 | -$544 |
| 14 | BMW 530i | $2,650 | -$506 |
| 15 | Lexus ES 300h | $2,660 | -$496 |
| 16 | Genesis G80 | $2,674 | -$482 |
| 17 | Mercedes-Benz E350 | $2,676 | -$480 |
| 18 | BMW 530e | $2,702 | -$454 |
| 19 | BMW 540i | $2,708 | -$448 |
| 20 | BMW M440i | $2,720 | -$436 |
| 21 | Mercedes-Benz E450 | $2,732 | -$424 |
| 22 | Audi A6 | $2,804 | -$352 |
| 23 | Jaguar XF | $2,812 | -$344 |
| 24 | Lexus IS 500 | $2,846 | -$310 |
| 25 | BMW 430i | $2,876 | -$280 |
| 26 | Mercedes-Benz CLS450 | $2,896 | -$260 |
| 27 | Infiniti Q50 | $3,008 | -$148 |
| 28 | Audi RS 5 | $3,040 | -$116 |
| 29 | Mercedes-Benz AMG C43 | $3,060 | -$96 |
| 30 | Audi S6 | $3,082 | -$74 |
| 31 | Mercedes-Benz AMG C63 | $3,156 | -- |
| 32 | Audi A7 | $3,252 | $96 |
| 33 | BMW M550i | $3,282 | $126 |
| 34 | Lexus LC 500h | $3,348 | $192 |
| 35 | Tesla Model S | $3,408 | $252 |
| 36 | Audi S7 | $3,526 | $370 |
| 37 | BMW M8 | $3,656 | $500 |
| 38 | BMW M5 | $3,696 | $540 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2022 model year. Updated June 26, 2025
Additional rates and insights
The following list includes additional policy rates for situations like traffic citations, teenage drivers, and high-risk insurance.
- Lots of policy discounts equals cheaper AMG C63 insurance. Discounts may be available if the insured drivers drive low annual mileage, sign their policy early, are senior citizens, take a defensive driving course, or many other policy discounts which could save the average driver as much as $538 per year on their insurance cost.
- Raising deductibles makes insurance more affordable. Raising deductibles from $500 to $1,000 could save around $544 per year for a 40-year-old driver and $1,076 per year for a 20-year-old driver.
- Decreasing deductibles will cost more. Decreasing deductibles from $500 to $250 could cost an additional $570 per year for a 40-year-old driver and $1,140 per year for a 20-year-old driver.
- Obey the law and pay less. If you want the most affordable price on AMG C63 insurance rates, it pays to drive safe. Just a couple of minor lapses of judgement on your driving record can potentially raise AMG C63 insurance rates by as much as $836 per year. Major violations like failing to stop at the scene of an accident could raise rates by an additional $2,938 or more.
- Teenagers are the most expensive age group to insure. Average rates for full coverage AMG C63 insurance costs $11,122 per year for a 16-year-old driver, $10,843 per year for a 17-year-old driver, $9,847 per year for an 18-year-old driver, and $8,911 per year for a 19-year-old driver.
- Cheaper rates come with better credit scores. Having a good credit rating over 800 may save $495 per year over a credit score between 670-739. Conversely, a poor credit score could cost around $574 more per year.
- Driver gender affects car insurance rates. For a 2022 Mercedes-Benz AMG C63, a 20-year-old male driver will pay an estimated rate of $6,382 per year, while a 20-year-old female will pay $4,552, a difference of $1,830 per year. The females get the cheaper rate by far. But by age 50, the rate for men is $2,778 and the cost for women is $2,716, a difference of only $62.
- Car insurance is expensive for high-risk drivers. For a 50-year-old driver, having enough accidents and violations to require a high-risk insurance policy can potentially increase rates by $3,700 or more per year.