Volkswagen ID4 Insurance Cost for 2022

How much does Volkswagen ID4 insurance cost? We compare auto insurance rates from the base ID4 Pro 2WD up to the Pro S AWD model to see how average prices rank against the rest of the small SUV market.

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  • Volkswagen ID4 insurance costs $1,554 per year on average, or about $130 per month, for a policy with full coverage.
  • The cheapest VW ID4 insurance can be found on the Pro model, costing an average of $1,520 per year to insure.
  • At the high end, the ID4 Pro S is the most expensive to insure at $1,588 for an annual policy.
  • Out of 46 models in the 2022 small SUV segment, the ID4 ranks #39 for insurance cost.

How much does VW ID4 insurance cost?

Ranked #39 out of 46 vehicles in the small SUV class, Volkswagen ID4 car insurance rates average $1,554 per year, or $130 if paid each month. With the average small SUV costing $1,426 a year to insure, the Volkswagen ID4 could cost an estimated $128 or more on an annual basis.

The following rate chart illustrates how 2022 VW ID4 car insurance cost can change based on a variety of driver ages and the deductibles for comprehensive and collision coverage.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average insurance cost for a 2022 Volkswagen ID4 with safe driver and claim-free discounts applied. Rates are for full-coverage insurance and averaged for all U.S. states and all Volkswagen ID4 trim levels.Data last updated on June 24, 2022
Volkswagen ID4 Car Insurance Rates
Volkswagen ID4 Insurance Cost by Driver Age and Deductibles
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$2,596$216
$500$3,092$258
$250$3,618$302
30$1,000$1,366$114
$500$1,644$137
$250$1,934$161
40$1,000$1,300$108
$500$1,554$130
$250$1,818$152
50$1,000$1,188$99
$500$1,416$118
$250$1,654$138
60$1,000$1,168$97
$500$1,390$116
$250$1,626$136

The next table shows average annual and 6-month full coverage VW ID4 car insurance rates, plus a monthly budget figure, for each 2022 Volkswagen ID4 package and trim.

2022 Volkswagen ID4 Insurance Cost by Trim Level
Volkswagen ID4 Trim Level Annual Policy 6-month Policy Per Month
Pro$1,520$760$127
Pro S$1,588$794$132

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2022 Volkswagen ID4, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on June 24, 2022
Volkswagen ID4 Insurance Cost by Trim Level

How do VW ID4 car insurance rates rank?

The Volkswagen ID4 ranks #39 out of 46 comparison vehicles in the 2022 small SUV segment for car insurance affordability. The ID4 costs an average of $1,554 per year to insure, while the category average cost is $1,426 annually, a difference of $128 per year.

When compared to the other small SUVs, average insurance rates for a Volkswagen ID4 cost $114 more per year than the Toyota RAV4, $218 more than the Honda CR-V, and $130 more than the Chevrolet Equinox.

The chart displayed below shows how the average car insurance rate for the 2022 Volkswagen ID4 compares to the most popular small SUVs like the Nissan Rogue, Ford Escape, and the Jeep Wrangler. A rankings table is also included after the chart that shows insurance policy costs for all 46 models in the 2022 small SUV class.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2022 model year Volkswagen ID4, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Volkswagen ID4 trim levels. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on June 24, 2022
Volkswagen ID4 vs Top 10 Small SUVs Insurance Cost Comparison
Volkswagen ID4 Insurance Cost Compared to All Small SUVs
Rank Make/Model Insurance Cost Difference
1Mazda CX-5$1,158-$396
2Nissan Kicks$1,190-$364
3Chevrolet Trailblazer$1,196-$358
4Subaru Crosstrek$1,224-$330
5Toyota C-HR$1,254-$300
6Buick Encore$1,260-$294
7Nissan Rogue Sport$1,272-$282
8Hyundai Venue$1,294-$260
9Buick Envision$1,298-$256
10Kia Seltos$1,300-$254
11Toyota Corolla Cross$1,310-$244
12Hyundai Kona$1,318-$236
13Subaru Forester$1,320-$234
14Volkswagen Tiguan$1,324-$230
15Honda CR-V$1,336-$218
16Mazda CX-30$1,350-$204
17Honda HR-V$1,370-$184
18Ford Ecosport$1,380-$174
19Chevrolet Trax$1,398-$156
20GMC Terrain$1,404-$150
21Mitsubishi Eclipse Cross$1,408-$146
22Hyundai Tucson$1,416-$138
23Chevrolet Bolt$1,420-$134
24Chevrolet Equinox$1,424-$130
25Volkswagen Taos$1,428-$126
26Fiat 500X$1,434-$120
27Toyota RAV4$1,440-$114
28Kia Soul$1,442-$112
29Mazda MX-30$1,472-$82
30Jeep Compass$1,478-$76
31Kia Niro$1,480-$74
32Nissan Rogue$1,492-$62
33Ford Escape$1,498-$56
34Hyundai Ioniq 5$1,514-$40
35Mini Cooper Clubman$1,516-$38
36Jeep Renegade$1,518-$36
37Kia Sportage$1,524-$30
38Ford Bronco$1,532-$22
39Volkswagen ID4$1,554--
40Mini Cooper$1,564$10
41Mini Cooper Countryman$1,582$28
42Mitsubishi Outlander$1,640$86
43Mitsubishi Mirage$1,658$104
44Ford Mustang Mach-E$1,726$172
45Hyundai Nexo$1,744$190
46Jeep Wrangler$1,746$192