Volkswagen ID4 Insurance Cost for 2023

Are car insurance rates for a Volkswagen ID4 affordable?

From the Standard trim level to the more expensive Pro S Plus AWD trim, we compared insurance rates on a 2023 ID4 to see how the average cost sizes up to similar small SUVs.

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  • Volkswagen ID4 insurance costs $1,880 per year on average, or about $157 per month, for a policy with full coverage.
  • The cheapest VW ID4 insurance can be found on the Standard model, costing an average of $1,732 per year to insure.
  • At the high end, the ID4 Pro S Plus AWD is the most expensive to insure at $1,976 for an annual policy.
  • Out of 47 models in the 2023 small SUV segment, the ID4 ranks 43rd for insurance cost.

How much does VW ID4 insurance cost?

Ranked 43rd out of 47 vehicles in the small SUV class, Volkswagen ID4 car insurance rates average $1,880 per year, or $157 if paid each month. With the average small SUV costing $1,649 a year to insure, the Volkswagen ID4 could cost an estimated $231 or more on an annual basis.

The following rate chart illustrates how 2023 VW ID4 car insurance cost can change based on a variety of driver ages and the deductibles for comprehensive and collision coverage.

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Chart Data Details: Chart shows average insurance cost for a 2023 Volkswagen ID4 with safe driver and claim-free discounts applied. Rates are for full-coverage insurance and averaged for all U.S. states and all Volkswagen ID4 trim levels.Data last updated on August 11, 2023
Volkswagen ID4 Car Insurance Rates
2023 Volkswagen ID4 Insurance Cost by Driver Age and Deductibles
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$3,128$261
$500$3,744$312
$250$4,394$366
30$1,000$1,650$138
$500$1,992$166
$250$2,350$196
40$1,000$1,564$130
$500$1,880$157
$250$2,206$184
50$1,000$1,428$119
$500$1,710$143
$250$2,006$167
60$1,000$1,404$117
$500$1,682$140
$250$1,972$164

The next table shows average annual and 6-month full coverage VW ID4 car insurance rates, plus a monthly budget figure, for each 2023 Volkswagen ID4 package and trim.

2023 Volkswagen ID4 Insurance Cost by Trim Level
Volkswagen ID4 Trim Level Annual Policy Six-Month Policy Per Month
Standard$1,732$866$144
Pro$1,828$914$152
S$1,828$914$152
Pro AWD$1,886$943$157
Pro S$1,902$951$159
Pro S Plus$1,934$967$161
Pro S AWD$1,948$974$162
Pro S Plus AWD$1,976$988$165

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2023 Volkswagen ID4, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 11, 2023
Volkswagen ID4 Insurance Cost by Trim Level

How do VW ID4 car insurance rates rank?

The Volkswagen ID4 ranks 43rd out of 47 comparison vehicles in the 2023 small SUV segment for car insurance affordability. The ID4 costs an average of $1,880 per year to insure, while the category average cost is $1,649 annually, a difference of $231 per year.

When compared to the other small SUVs, average insurance rates for a Volkswagen ID4 cost $204 more per year than the Toyota RAV4, $346 more than the Honda CR-V, and $250 more than the Chevrolet Equinox.

The chart displayed below shows how the average car insurance rate for the 2023 Volkswagen ID4 compares to the most popular small SUVs like the Nissan Rogue, Ford Escape, and the Subaru Forester. A rankings table is also included after the chart that shows insurance policy costs for all 47 models in the 2023 small SUV class.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2023 model year Volkswagen ID4, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Volkswagen ID4 trim levels. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 12, 2023
Volkswagen ID4 vs Top 10 Small SUVs Insurance Cost Comparison
Volkswagen ID4 Insurance Cost Compared to All Small SUVs
Rank Make/Model Insurance Cost Difference
1Chevrolet Trailblazer$1,370-$510
2Subaru Crosstrek$1,380-$500
3Nissan Kicks$1,386-$494
4Nissan Rogue Sport$1,412-$468
5Mazda CX-5$1,422-$458
6Buick Encore$1,442-$438
7Buick Envision$1,446-$434
8Kia Seltos$1,466-$414
9Hyundai Venue$1,478-$402
10Honda HR-V$1,508-$372
11Hyundai Kona$1,518-$362
12Subaru Forester$1,526-$354
13Honda CR-V$1,534-$346
14Mazda CX-30$1,538-$342
15Chevrolet Trax$1,558-$322
16Volkswagen Tiguan$1,572-$308
17Ford Bronco Sport$1,576-$304
18Fiat 500X$1,606-$274
19GMC Terrain$1,608-$272
20Kia Soul$1,614-$266
21Mitsubishi Eclipse Cross$1,616-$264
22Chevrolet Equinox$1,630-$250
23Toyota Corolla Cross$1,634-$246
24Volkswagen Taos$1,640-$240
25Mazda CX-50$1,652-$228
26Hyundai Tucson$1,656-$224
27Ford Escape$1,660-$220
28Nissan Rogue$1,666-$214
29Toyota RAV4$1,676-$204
30Mazda MX-30$1,680-$200
31Kia Niro$1,682-$198
32Mini Cooper$1,690-$190
33Jeep Compass$1,700-$180
34Mini Cooper Clubman$1,720-$160
35Jeep Renegade$1,746-$134
36Chevrolet Bolt$1,756-$124
37Toyota bz4X$1,758-$122
38Kia Sportage$1,810-$70
39Hyundai Ioniq 5$1,814-$66
40Mini Cooper Countryman$1,860-$20
41Mitsubishi Mirage$1,868-$12
42Mitsubishi Outlander$1,872-$8
43Volkswagen ID4$1,880--
44Kia EV6$1,920$40
45Dodge Hornet$1,922$42
46Hyundai Nexo$1,990$110
47Ford Mustang Mach-E$2,048$168