- Volkswagen ID4 insurance costs $1,880 per year on average, or about $157 per month, for a policy with full coverage.
- The cheapest VW ID4 insurance can be found on the Standard model, costing an average of $1,732 per year to insure.
- At the high end, the ID4 Pro S Plus AWD is the most expensive to insure at $1,976 for an annual policy.
- Out of 47 models in the 2023 small SUV segment, the ID4 ranks 43rd for insurance cost.
How much does VW ID4 insurance cost?
Ranked 43rd out of 47 vehicles in the small SUV class, Volkswagen ID4 car insurance rates average $1,880 per year, or $157 if paid each month. With the average small SUV costing $1,649 a year to insure, the Volkswagen ID4 could cost an estimated $231 or more on an annual basis.
The following rate chart illustrates how 2023 VW ID4 car insurance cost can change based on a variety of driver ages and the deductibles for comprehensive and collision coverage.
The next table shows average annual and 6-month full coverage VW ID4 car insurance rates, plus a monthly budget figure, for each 2023 Volkswagen ID4 package and trim.
Volkswagen ID4 Trim Level | Annual Policy | Six-Month Policy | Per Month |
---|---|---|---|
Standard | $1,732 | $866 | $144 |
Pro | $1,828 | $914 | $152 |
S | $1,828 | $914 | $152 |
Pro AWD | $1,886 | $943 | $157 |
Pro S | $1,902 | $951 | $159 |
Pro S Plus | $1,934 | $967 | $161 |
Pro S AWD | $1,948 | $974 | $162 |
Pro S Plus AWD | $1,976 | $988 | $165 |
How do VW ID4 car insurance rates rank?
The Volkswagen ID4 ranks 43rd out of 47 comparison vehicles in the 2023 small SUV segment for car insurance affordability. The ID4 costs an average of $1,880 per year to insure, while the category average cost is $1,649 annually, a difference of $231 per year.
When compared to the other small SUVs, average insurance rates for a Volkswagen ID4 cost $204 more per year than the Toyota RAV4, $346 more than the Honda CR-V, and $250 more than the Chevrolet Equinox.
The chart displayed below shows how the average car insurance rate for the 2023 Volkswagen ID4 compares to the most popular small SUVs like the Nissan Rogue, Ford Escape, and the Subaru Forester. A rankings table is also included after the chart that shows insurance policy costs for all 47 models in the 2023 small SUV class.
Rank | Make/Model | Insurance Cost | Difference |
---|---|---|---|
1 | Chevrolet Trailblazer | $1,370 | -$510 |
2 | Subaru Crosstrek | $1,380 | -$500 |
3 | Nissan Kicks | $1,386 | -$494 |
4 | Nissan Rogue Sport | $1,412 | -$468 |
5 | Mazda CX-5 | $1,422 | -$458 |
6 | Buick Encore | $1,442 | -$438 |
7 | Buick Envision | $1,446 | -$434 |
8 | Kia Seltos | $1,466 | -$414 |
9 | Hyundai Venue | $1,478 | -$402 |
10 | Honda HR-V | $1,508 | -$372 |
11 | Hyundai Kona | $1,518 | -$362 |
12 | Subaru Forester | $1,526 | -$354 |
13 | Honda CR-V | $1,534 | -$346 |
14 | Mazda CX-30 | $1,538 | -$342 |
15 | Chevrolet Trax | $1,558 | -$322 |
16 | Volkswagen Tiguan | $1,572 | -$308 |
17 | Ford Bronco Sport | $1,576 | -$304 |
18 | Fiat 500X | $1,606 | -$274 |
19 | GMC Terrain | $1,608 | -$272 |
20 | Kia Soul | $1,614 | -$266 |
21 | Mitsubishi Eclipse Cross | $1,616 | -$264 |
22 | Chevrolet Equinox | $1,630 | -$250 |
23 | Toyota Corolla Cross | $1,634 | -$246 |
24 | Volkswagen Taos | $1,640 | -$240 |
25 | Mazda CX-50 | $1,652 | -$228 |
26 | Hyundai Tucson | $1,656 | -$224 |
27 | Ford Escape | $1,660 | -$220 |
28 | Nissan Rogue | $1,666 | -$214 |
29 | Toyota RAV4 | $1,676 | -$204 |
30 | Mazda MX-30 | $1,680 | -$200 |
31 | Kia Niro | $1,682 | -$198 |
32 | Mini Cooper | $1,690 | -$190 |
33 | Jeep Compass | $1,700 | -$180 |
34 | Mini Cooper Clubman | $1,720 | -$160 |
35 | Jeep Renegade | $1,746 | -$134 |
36 | Chevrolet Bolt | $1,756 | -$124 |
37 | Toyota bz4X | $1,758 | -$122 |
38 | Kia Sportage | $1,810 | -$70 |
39 | Hyundai Ioniq 5 | $1,814 | -$66 |
40 | Mini Cooper Countryman | $1,860 | -$20 |
41 | Mitsubishi Mirage | $1,868 | -$12 |
42 | Mitsubishi Outlander | $1,872 | -$8 |
43 | Volkswagen ID4 | $1,880 | -- |
44 | Kia EV6 | $1,920 | $40 |
45 | Dodge Hornet | $1,922 | $42 |
46 | Hyundai Nexo | $1,990 | $110 |
47 | Ford Mustang Mach-E | $2,048 | $168 |