Chevrolet has been a mainstay in American automotive culture since 1911 and produces a wide variety of vehicles from the electric Bolt EV and EUV to the performance Corvette Stingray. The Chevrolet Silverado line of pickups has been one of the top three vehicles sold in the U.S. for years, competing with the Ford F-Series and Ram Truck lineup for the top spot.
But one question that a lot of car buyers ask is, “How much does Chevrolet insurance cost?”. Is car insurance on a Chevy vehicle cheaper than a Ford, Toyota, or Honda? More specifically, is insurance cost for a Chevy Cruze cheaper than a Honda Accord? Or will insurance be cheaper on a Chevy Colorado or Ford Ranger?
We break down average car insurance rates for all Chevy models to help answer these questions and to find out how cost compares to other nameplates. The table below shows average annual and monthly car insurance cost for the Chevrolet lineup.
How much does Chevrolet insurance cost?
Average Chevrolet car insurance rates for 2024 models range from $1,760 a year for a Chevrolet Trailblazer up to $3,244 per year for the Chevrolet Corvette. The average cost per year when averaged for all Chevrolet models is $2,370.
The average car insurance rate for all vehicles in the U.S. is $2,221 per year, which means the cost to insure Chevrolet models averages $149 more per year.
The table below breaks out average cost of insurance for each Chevrolet model. Click any model link to view additional rate and comparison data. Models are shown for the 2013 to 2024 model years, and if a vehicle is no longer in production, the last production year is noted next to the model name.
| Model | Annual Premium | Cost Per Month |
|---|---|---|
| Chevrolet Avalanche 2013 and prior model years | $1,564 | $130 |
| Chevrolet Blazer | $2,416 | $201 |
| Chevrolet Bolt 2023 and prior model years | $2,206 | $184 |
| Chevrolet Camaro | $3,044 | $254 |
| Chevrolet Caprice 2016 and prior model years | $1,748 | $146 |
| Chevrolet Captiva Sport 2015 and prior model years | $1,476 | $123 |
| Chevrolet City Express 2018 and prior model years | $1,558 | $130 |
| Chevrolet Colorado | $2,064 | $172 |
| Chevrolet Corvette | $3,244 | $270 |
| Chevrolet Cruze 2019 and prior model years | $2,036 | $170 |
| Chevrolet Equinox | $2,158 | $180 |
| Chevrolet Express | $2,010 | $168 |
| Chevrolet Impala 2020 and prior model years | $2,210 | $184 |
| Chevrolet Malibu | $2,272 | $189 |
| Chevrolet Silverado | $2,590 | $216 |
| Chevrolet Silverado HD 2500 | $2,572 | $214 |
| Chevrolet Silverado HD 3500 | $2,504 | $209 |
| Chevrolet Sonic 2020 and prior model years | $2,168 | $181 |
| Chevrolet Spark 2022 and prior model years | $1,860 | $155 |
| Chevrolet SS 2017 and prior model years | $1,836 | $153 |
| Chevrolet Suburban | $2,324 | $194 |
| Chevrolet Tahoe | $2,198 | $183 |
| Chevrolet Trailblazer | $1,760 | $147 |
| Chevrolet Traverse | $2,186 | $182 |
| Chevrolet Trax | $2,210 | $184 |
| Chevrolet Volt 2019 and prior model years | $2,056 | $171 |
Is Chevy insurance expensive?
When compared to four of its largest competitors, average annual Chevrolet car insurance rates are $71 cheaper per year than Ford, $360 cheaper than Ram, $30 cheaper than Toyota, and $54 cheaper than Nissan.
Additionally, average Chevy insurance costs $247 more than Honda per year, $130 more than Mazda, and $111 more than Kia.
Since GMC is essentially a premium Chevy with a logo swap, we don’t really consider Chevy and GMC to be competitors since sales pad the same GM accounts. But to complete the comparison, average Chevy rates are $65 cheaper than GMC annually.
The chart below shows how Chevrolet insurance rates compare to the brands mentioned above.
The table below expands on the list above by including many more automotive brands, including luxury brands. This gives a good view at a glance at how average Chevrolet car insurance cost compares to other brands.
If the value in the difference column is green, the average insurance cost for that brand is cheaper than Chevy. If the value is red, the brand has more expensive overall car insurance rates than Chevy.
| Automotive Brand | Insurance Cost | Difference |
|---|---|---|
| Chevrolet | $2,370 | -- |
| Acura | $2,202 | -$168 |
| Audi | $3,025 | $655 |
| BMW | $3,070 | $700 |
| Cadillac | $2,518 | $148 |
| Dodge | $2,911 | $541 |
| Ford | $2,441 | $71 |
| Genesis | $2,798 | $428 |
| GMC | $2,435 | $65 |
| Honda | $2,123 | -$247 |
| Hyundai | $2,314 | -$56 |
| Infiniti | $2,456 | $86 |
| Jeep | $2,558 | $188 |
| Kia | $2,259 | -$111 |
| Lexus | $2,601 | $231 |
| Lincoln | $2,587 | $217 |
| Mazda | $2,240 | -$130 |
| Mercedes-Benz | $3,386 | $1,016 |
| Mitsubishi | $2,273 | -$97 |
| Nissan | $2,424 | $54 |
| Ram | $2,730 | $360 |
| Subaru | $2,229 | -$141 |
| Tesla | $2,839 | $469 |
| Toyota | $2,400 | $30 |
| Volkswagen | $2,187 | -$183 |
| Volvo | $2,620 | $250 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Insurance cost is averaged for all models for the 2024 model year for each automobile manufacturer. Updated June 27, 2025
As demonstrated by the large number of red values in the difference column, the average cost to insure a Chevy is cheaper than most other automakers.
If you have a clean driving record, decent credit, and few prior claims, finding cheap Chevrolet car insurance should not be difficult.
However, since these rates are averaged across all 2024 models, it’s better to compare rates for the specific model of vehicle you’re insuring.
The sections below detail which Chevy models are cheapest and most expensive to insure.
What is the cheapest Chevrolet insurance?
For 2024 models, the cheapest Chevrolet model to insure is the Chevrolet Trailblazer, which is a small SUV costing an average $1,760 per year, or around $147 per month. The Chevrolet Express comes in second at $2,010 per year.
The next three cheapest vehicles to insure are the Chevrolet Colorado, Chevrolet Equinox, and Chevrolet Traverse. The average cost to insure all five models is shown in the list below.
Cheapest Chevrolet vehicles to insure for 2024
- Chevrolet Trailblazer – (small SUV) Average yearly rate of $1,760 or $147 per month
- Chevrolet Express – (large van) Average yearly rate of $2,010 or $168 per month
- Chevrolet Colorado – (midsize truck) Average yearly rate of $2,064 or $172 per month
- Chevrolet Equinox – (small SUV) Average yearly rate of $2,158 or $180 per month
- Chevrolet Traverse – (midsize SUV) Average yearly rate of $2,186 or $182 per month
Which Chevrolet models have expensive insurance?
The most expensive Chevrolet model to insure for the 2024 model year is the Chevrolet Corvette sports car at $3,244 per year, or around $270 per month. The Chevrolet Camaro ranks second most expensive at $3,044 per year.
Average auto insurance rates for the top five most expensive Chevrolet models to insure are listed below.
Most expensive Chevrolet vehicles to insure for 2024
- Chevrolet Corvette – (sports car) Average yearly rate of $3,244 or $270 per month
- Chevrolet Camaro – (sports car) Average yearly rate of $3,044 or $254 per month
- Chevrolet Silverado – (large truck) Average yearly rate of $2,590 or $216 per month
- Chevrolet Silverado HD 2500 – (heavy duty truck) Average yearly rate of $2,572 or $214 per month
- Chevrolet Silverado HD 3500 – (heavy duty truck) Average yearly rate of $2,504 or $209 per month