Buick Envision Insurance Prices: 2025 Comprehensive Guide

• Buick Envision car insurance costs $1,922 per year for a full coverage policy, depending on the trim level.
• The cheapest Envision to insure is the base Preferred trim level at an estimated $1,800 per year. The most expensive is the Avenir AWD at $2,038 annually.
• When compared to other small SUVs, the Buick Envision is one of the cheaper small SUVs to insure, costing $284 less per year on average.

How much does Buick Envision car insurance cost?

Average car insurance rates for a 2024 Buick Envision cost $1,922 per year for a full coverage policy. Monthly car insurance cost ranges from $150 to $170, depending on the trim level being insured.

When a policy is broken down into individual coverages, collision insurance will cost an estimated $816 a year, liability and medical (or PIP) coverage costs about $528, and the remaining comprehensive coverage costs around $578.

The following chart illustrates average car insurance rates on a 2024 Buick Envision using different combinations of risk and driver age.

Some other helpful Envision rate scenarios and possible discounts to watch for are as follows:

• High-risk drivers pay a lot more for insurance. For a 30-year-old driver, being required to buy a high-risk insurance policy could cost as much as $2,250 more per year over a standard policy.
• Be a careful driver and save. Having frequent at-fault accidents will raise rates, potentially by an extra $2,584 per year for a 20-year-old driver and as much as $414 per year for a 60-year-old driver.
• Find cheaper rates by qualifying for policy discounts. Discounts may be available if the insureds drive low annual mileage, work in certain occupations, are senior citizens, are homeowners, are accident-free, or many other policy discounts which could save as much as $320 per year on their insurance cost.
• As driver age goes up, rates trend downward. The difference in insurance rates for an Envision between a 50-year-old driver ($1,704 per year) and a 20-year-old driver ($3,756 per year) is $2,052, or a savings of 75.2%.
• A good driving record pays dividends. If you want the cheapest Buick Envision insurance quotes, it pays to be an excellent driver. As few as two traffic violations have the potential to raise insurance rates as much as $480 per year. Serious misdemeanor violations such as DUI/DWI and leaving the scene of an accident could raise rates by an additional $1,690 or more.

What is the cheapest Buick Envision insurance?

With rates ranging from $1,800 to $2,038 per year for the average driver, the cheapest Buick Envision insurance rates are on the base Preferred model. The next cheapest model to insure is the Preferred AWD at $1,878 per year. Plan on paying at least $150 per month to insure an Envision for full coverage.

In the upper range of insurance prices, the three most expensive Buick Envision models to insure are the Envision Essence AWD, the Avenir, and the Avenir AWD trim levels at $1,916,  $2,018, and $2,038 per year, respectively.

The table below displays average car insurance rates, plus a monthly budget figure, for each 2024 Buick Envision model and trim level.

Is an Envision a cheap small SUV to insure?

The Buick Envision ranks fifth out of 47 total comparison vehicles in the small SUV segment. The Envision costs an average of $1,922 per year to insure, while the category average cost is $2,206 per year, a difference of $284 per year.

When compared directly to top-selling vehicles in the small SUV class, car insurance for a Buick Envision costs $290 less per year than the Toyota RAV4, $124 less than the Honda CR-V, $288 less than the Chevrolet Equinox, and $232 less than the Nissan Rogue.

The chart below shows how car insurance rates for a Buick Envision compare to the top 10 best-selling small SUVs. You can also view a larger table after the chart that details average rate comparisons for the entire 47 vehicle small SUV segment.

If you’re shopping for a new vehicle on a budget (who doesn’t), then it can be useful to know how insurance cost compares between vehicles that are closest in price to an Envision.

The Envision has an average MSRP of $41,457, which ranges from $34,795 to $48,855.

The four compact SUV models that have the most similar average MSRP to the Buick Envision for the 2024 model year are the Dodge Hornet, Mini Cooper Clubman, Toyota bz4X, and Mazda CX-50. The data below shows how those models compare to the Buick Envision by sticker price and the average cost of insurance.

• Compared to the Dodge Hornet – The 2024 Buick Envision has an average MSRP that is $3,122 more expensive than the Dodge Hornet ($41,457 versus $38,335). Insurance for the Dodge Hornet costs an average of $632 more per year than the Buick Envision.
• Compared to the Mini Cooper Clubman – The average MSRP for a 2024 Buick Envision is $3,924 more expensive than the Mini Cooper Clubman, at $41,457 compared to $37,533. Anticipate paying an average of $352 more per year for insurance on the Mini Cooper Clubman compared to an Envision.
• Compared to the Toyota bz4X – Having an average sticker price of $45,708 and ranging from $42,000 to $48,780, the 2024 Toyota bz4X costs $4,251 more than the Envision. The average insurance cost for a 2024 Envision compared to the Toyota bz4X is $468 less every 12 months.
• Compared to the Mazda CX-50 – The average MSRP for a 2024 Buick Envision is $4,351 more expensive than the Mazda CX-50, at $41,457 compared to $37,106. The cost to insure a Buick Envision compared to the Mazda CX-50 is $458 less each year on average.

Buick Envision prior model year insurance rates

The following sections detail Buick Envision insurance rates for every trim level offered since the 2017 model year. Current 2024 rates and data is found in the above content sections.

2022 Buick Envision Car Insurance Rates

A 2022 Buick Envision averages $1,828 per year to insure, or around $152 per month. Rates range from $1,670 per year for the Envision Preferred to $1,940 for the Envision Avenir AWD.

2021 Buick Envision Car Insurance Rates

Average car insurance rates for a 2021 Buick Envision are $1,796 per year, or around $150 per month. Rates range from $1,654 per year for the Envision 2WD to $1,898 for the Envision Premium II AWD.

2020 Buick Envision Car Insurance Rates

Average car insurance rates for a 2020 Buick Envision are $1,744 per year, or around $145 per month. Rates range from $1,606 per year for the Envision 2WD to $1,840 for the Envision Premium II AWD.

2019 Buick Envision Insurance Rates

Insurance rates for a 2019 Buick Envision average $1,814 per year, or about $151 per month. Rates range from $1,664 per year for the Envision 2WD to $1,918 for the Envision Premium II AWD.

2018 Buick Envision Auto Insurance Rates

2018 Buick Envision auto insurance rates average $1,782 per year, or around $149 per month. Cost ranges from $1,726 per year for the Envision 2WD to $1,840 for the Envision Premium II AWD.

2017 Buick Envision Insurance Rates

A 2017 Buick Envision averages $1,706 per year for full coverage car insurance, or around $142 per month. Rates range from $1,664 per year for the Envision 2WD to $1,770 for the Envision Premium AWD.