Mazda MX-30 Car Insurance Cost for 2023

Is car insurance for a Mazda MX-30 expensive?

We looked at average insurance prices for the EV trim to the top tier Premium Plus EV model to find out how MX-30 insurance measures up to the entire small SUV segment.

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  • Average Mazda MX-30 insurance cost is $1,636 per year, or $136 per month for full coverage.
  • The MX-30 EV ranks 30th out of 47 total competitors in the 2023 compact SUV class for insurance affordability.
  • Insurance for the MX-30 costs 1.9% more than the average rate for similar SUV models.

How much does Mazda MX-30 insurance cost?

Mazda MX-30 insurance rates average $1,636 yearly, or around $136 monthly. With the average small SUV costing $1,606 a year to insure, the Mazda MX-30 costs $30 more per year to insure.

Depending on the trim level being insured, monthly car insurance rates for a 2023 Mazda MX-30 range from $134 to $139, with the $33,470 EV being cheapest and the $36,480 Premium Plus EV costing the most to insure.

The following rate chart displays average insurance cost on a 2023 Mazda MX-30 using different driver ages and risk profiles.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2023 model year Mazda MX-30 with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Mazda MX-30 trim levels.Data last updated on December 30, 2022
Mazda MX-30 Insurance Cost Summary
2023 Mazda MX-30 Insurance Cost Summary
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$3,690$308
Safe Driver Age 20$3,234$270
At-fault Accidents Age 40$2,292$191
Low Deductibles Age 40$2,142$179
Safe Driver Age 30$1,726$144
Safe Driver Age 40$1,636$136
Safe Driver Age 50$1,490$124
Safe Driver Age 60$1,460$122
High Deductibles Age 40$1,374$115
Discount Rate Age 40$1,360$113

The next table details the estimated annual and 6-month policy costs, including a monthly amount for budgeting, for each Mazda MX-30 model trim level.

2023 Mazda MX-30 Insurance Cost by Trim Level
Mazda MX-30 Trim Level Annual Policy Six-Month Policy Per Month
EV$1,606$803$134
Premium Plus EV$1,666$833$139

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2023 Mazda MX-30, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on February 5, 2023
Mazda MX-30 Insurance Cost by Trim Level

Besides driver risk profile and vehicle trim level, there are a lot more factors that can impact the bottom line cost for car insurance. The list below details some of these factors, some of which increase cost and some can actually save you money.

  • Save money due to your profession. The vast majority of car insurance companies offer policy discounts for being employed in occupations like lawyers, college professors, architects, scientists, engineers, and others. If you can earn this discount, you could potentially save between $49 and $178 on your annual insurance cost, depending on the age of the driver.
  • No accidents means cheaper rates. Having frequent at-fault accidents will raise rates, to the tune of $750 per year for a 30-year-old driver and even as much as $480 per year for a 60-year-old driver.
  • Increasing deductibles makes car insurance cheaper. Increasing your policy deductibles from $500 to $1,000 could save around $262 per year for a 40-year-old driver and $508 per year for a 20-year-old driver.
  • Lowering deductibles results in a more expensive policy. Cutting your deductibles from $500 to $250 could cost an additional $270 per year for a 40-year-old driver and $534 per year for a 20-year-old driver.
  • The gender of the driver affects insurance cost. For a 2023 Mazda MX-30, a 20-year-old man will pay an average rate of $3,234 per year, while a 20-year-old female pays an average of $2,402, a difference of $832 per year in favor of the women by a long shot. But by age 50, male rates are $1,490 and female driver rates are $1,458, a difference of only $32.
  • Older drivers tend to pay less than younger drivers. The difference in insurance rates for a 2023 Mazda MX-30 between a 60-year-old driver ($1,460 per year) and a 30-year-old driver ($1,726 per year) is $266, or a savings of 15.4%.

Is Mazda MX-30 insurance expensive?

When compared side-by-side to the compact SUV competition, car insurance prices for a Mazda MX-30 average $2 more per year than the Toyota RAV4, $140 more than the Honda CR-V, and $14 more than the Nissan Rogue.

The Mazda MX-30 ranks 30th out of 47 total comparison vehicles in the small SUV category for most affordable car insurance prices, costing $30 more per year than the segment average rate.

The next table ranks car insurance cost for all 47 models in the 2023 compact SUV segment. The Mazda MX-30 is highlighted at 30th.

Insurance Cost Comparison: Mazda MX-30 vs Small SUVs
Rank Make/Model Insurance Cost Difference
1Chevrolet Trailblazer$1,334-$302
2Subaru Crosstrek$1,346-$290
3Nissan Kicks$1,354-$282
4Nissan Rogue Sport$1,378-$258
5Mazda CX-5$1,386-$250
6Buick Encore$1,406-$230
7Buick Envision$1,410-$226
8Kia Seltos$1,430-$206
9Hyundai Venue$1,440-$196
10Honda HR-V$1,464-$172
11Hyundai Kona$1,480-$156
12Subaru Forester$1,486-$150
13Honda CR-V$1,496-$140
14Mazda CX-30$1,498-$138
15Chevrolet Trax$1,514-$122
16Volkswagen Tiguan$1,532-$104
17Ford Bronco Sport$1,536-$100
18Fiat 500X$1,564-$72
19GMC Terrain$1,566-$70
20Kia Soul$1,568-$68
21Mitsubishi Eclipse Cross$1,572-$64
22Chevrolet Equinox$1,588-$48
23Toyota Corolla Cross$1,592-$44
24Volkswagen Taos$1,600-$36
25Mazda CX-50$1,610-$26
26Hyundai Tucson$1,614-$22
27Ford Escape$1,616-$20
28Nissan Rogue$1,622-$14
29Toyota RAV4$1,634-$2
30Mazda MX-30$1,636--
31Kia Niro$1,638$2
32Mini Cooper$1,648$12
33Jeep Compass$1,652$16
34Mini Cooper Clubman$1,674$38
35Jeep Renegade$1,698$62
36Chevrolet Bolt$1,710$74
37Toyota bz4X$1,716$80
38Kia Sportage$1,760$124
39Hyundai Ioniq 5$1,764$128
40Mini Cooper Countryman$1,812$176
41Mitsubishi Mirage$1,818$182
42Mitsubishi Outlander$1,820$184
43Volkswagen ID4$1,832$196
44Kia EV6$1,870$234
45Dodge Hornet$1,872$236
46Hyundai Nexo$1,938$302
47Ford Mustang Mach-E$1,996$360

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are based on the 2023 model year, with the rated driver being a 40-year-old married male with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to rates, which are averaged for all vehicle trim levels. Full-coverage physical damage deductibles are $500 and rates are also averaged for all U.S. states.Data last updated on December 29, 2022
Insurance Cost Comparison: Mazda MX-30 vs Small SUVs