Mazda MX-30 Car Insurance Cost for 2022

How much does car insurance for a Mazda MX-30 cost? We analyze rates for the base and Premium Plus trims to find out how prices measure up to all other small SUVs.

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  • Average Mazda MX-30 insurance cost is $1,472 per year, or $123 per month for full coverage.
  • The MX-30 EV ranks #29 out of 46 total competitors in the 2022 compact SUV class for insurance affordability.
  • Insurance for the MX-30 costs 3.2% more than the average rate for similar SUV models.

How much does Mazda MX-30 insurance cost?

Mazda MX-30 insurance rates average $1,472 yearly, or around $123 monthly. With the average small SUV costing $1,426 a year to insure, the Mazda MX-30 costs $46 more per year to insure.

Depending on the trim level being insured, monthly car insurance rates for a 2022 Mazda MX-30 range from $120 to $125, with the $33,470 EV being cheapest and the $36,480 Premium Plus costing the most to insure.

The following rate chart displays average insurance cost on a 2022 Mazda MX-30 using different driver ages and risk profiles.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2022 model year Mazda MX-30 with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Mazda MX-30 trim levels.Data last updated on August 19, 2022
Mazda MX-30 Insurance Cost Summary
Mazda MX-30 Insurance Cost Summary
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$3,320$277
Safe Driver Age 20$2,910$243
At-fault Accidents Age 40$2,064$172
Low Deductibles Age 40$1,928$161
Safe Driver Age 30$1,554$130
Safe Driver Age 40$1,472$123
Safe Driver Age 50$1,338$112
Safe Driver Age 60$1,314$110
High Deductibles Age 40$1,236$103
Discount Rate Age 40$1,224$102

The next table details the estimated annual and 6-month policy costs, including a monthly amount for budgeting, for each Mazda MX-30 model trim level.

2022 Mazda MX-30 Insurance Cost by Trim Level
Mazda MX-30 Trim Level Annual Policy 6-month Policy Per Month
EV$1,444$722$120
Premium Plus$1,498$749$125

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2022 Mazda MX-30, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 19, 2022
Mazda MX-30 Insurance Cost by Trim Level

Besides driver risk profile and vehicle trim level, there are a lot more factors that can impact the bottom line cost for car insurance. The list below details some of these factors, some of which increase cost and some can actually save you money.

  • Save money due to your profession. The vast majority of car insurance companies offer policy discounts for being employed in occupations like lawyers, college professors, architects, scientists, engineers, and others. If you can earn this discount, you could potentially save between $44 and $159 on your annual insurance cost, depending on the age of the driver.
  • No accidents means cheaper rates. Having frequent at-fault accidents will raise rates, to the tune of $672 per year for a 30-year-old driver and even as much as $432 per year for a 60-year-old driver.
  • Increasing deductibles makes car insurance cheaper. Increasing your policy deductibles from $500 to $1,000 could save around $236 per year for a 40-year-old driver and $456 per year for a 20-year-old driver.
  • Lowering deductibles results in a more expensive policy. Cutting your deductibles from $500 to $250 could cost an additional $244 per year for a 40-year-old driver and $480 per year for a 20-year-old driver.
  • The gender of the driver affects insurance cost. For a 2022 Mazda MX-30, a 20-year-old man will pay an average rate of $2,910 per year, while a 20-year-old female pays an average of $2,164, a difference of $746 per year in favor of the women by a long shot. But by age 50, male rates are $1,338 and female driver rates are $1,312, a difference of only $26.
  • Older drivers tend to pay less than younger drivers. The difference in insurance rates for a 2022 Mazda MX-30 between a 60-year-old driver ($1,314 per year) and a 30-year-old driver ($1,554 per year) is $240, or a savings of 15.4%.

Is Mazda MX-30 insurance expensive?

When compared side-by-side to the compact SUV competition, car insurance prices for a Mazda MX-30 average $32 more per year than the Toyota RAV4, $136 more than the Honda CR-V, and $20 less than the Nissan Rogue.

The Mazda MX-30 ranks #29 out of 46 total comparison vehicles in the small SUV category for most affordable car insurance prices, costing $46 more per year than the segment average rate.

The next table ranks car insurance cost for all 46 models in the 2022 compact SUV segment. The Mazda MX-30 is highlighted at #29.

Insurance Cost Comparison: Mazda MX-30 vs Small SUVs
Rank Make/Model Insurance Cost Difference
1Mazda CX-5$1,158-$314
2Nissan Kicks$1,190-$282
3Chevrolet Trailblazer$1,196-$276
4Subaru Crosstrek$1,224-$248
5Toyota C-HR$1,254-$218
6Buick Encore$1,260-$212
7Nissan Rogue Sport$1,272-$200
8Hyundai Venue$1,294-$178
9Buick Envision$1,298-$174
10Kia Seltos$1,300-$172
11Toyota Corolla Cross$1,310-$162
12Hyundai Kona$1,318-$154
13Subaru Forester$1,320-$152
14Volkswagen Tiguan$1,324-$148
15Honda CR-V$1,336-$136
16Mazda CX-30$1,350-$122
17Honda HR-V$1,370-$102
18Ford Ecosport$1,380-$92
19Chevrolet Trax$1,398-$74
20GMC Terrain$1,404-$68
21Mitsubishi Eclipse Cross$1,408-$64
22Hyundai Tucson$1,416-$56
23Chevrolet Bolt$1,420-$52
24Chevrolet Equinox$1,424-$48
25Volkswagen Taos$1,428-$44
26Fiat 500X$1,434-$38
27Toyota RAV4$1,440-$32
28Kia Soul$1,442-$30
29Mazda MX-30$1,472--
30Jeep Compass$1,478$6
31Kia Niro$1,480$8
32Nissan Rogue$1,492$20
33Ford Escape$1,498$26
34Hyundai Ioniq 5$1,514$42
35Mini Cooper Clubman$1,516$44
36Jeep Renegade$1,518$46
37Kia Sportage$1,524$52
38Ford Bronco$1,532$60
39Volkswagen ID4$1,554$82
40Mini Cooper$1,564$92
41Mini Cooper Countryman$1,582$110
42Mitsubishi Outlander$1,640$168
43Mitsubishi Mirage$1,658$186
44Ford Mustang Mach-E$1,726$254
45Hyundai Nexo$1,744$272
46Jeep Wrangler$1,746$274

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 19, 2022
Insurance Cost Comparison: Mazda MX-30 vs Small SUVs