Why You’re Paying Too Much for Chevrolet Trailblazer Insurance

How much is Chevrolet Trailblazer insurance?

From the LS 2WD model up to the RS AWD trim level, we compared average insurance rates for the Trailblazer to discover how insurance prices rank when compared to the entire small SUV segment.

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  • Chevy Trailblazer insurance costs an average of $1,760 per year or around $147 per month.
  • The 2024 Trailblazer is one of the cheaper small SUVs to insure, costing $394 less per year on average when compared to other small SUVs.
  • The cheapest Trailblazer insurance is on the LS 2WD model, costing an average of $1,682 per year to insure.
  • At the high end, the Trailblazer RS AWD is the most expensive to insure at $1,812 for an annual policy.

How much does Chevy Trailblazer insurance cost?

Ranked second out of 47 vehicles in the 2024 small SUV class, average Trailblazer insurance costs $1,760 a year for full coverage, or $147 monthly. With the average small SUV costing $2,154 a year to insure, the Chevrolet Trailblazer could save an estimated $394 or more on an annual basis.

The rate chart below illustrates how 2024 Chevy Trailblazer insurance cost fluctuates based on driver age and the chosen policy deductibles.

Average 2024 Chevrolet Trailblazer car insurance premiums for different driver ages and policy deductibles.
Figure 1: Average 2024 Chevrolet Trailblazer car insurance premiums for different driver ages and policy deductibles. Rates updated on June 27, 2025.

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Data Methodology: Average premiums are based on a 2024 model year Chevrolet Trailblazer. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision coverage is included as well as UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels.

2024 Chevrolet Trailblazer Insurance Cost by Driver Age and Deductibles
Driver Age Policy Deductible Annual Premium Cost Per Month
20-Year-Old$1,000$3,036$253
$500$3,538$295
$250$4,070$339
30-Year-Old$1,000$1,590$133
$500$1,870$156
$250$2,164$180
40-Year-Old$1,000$1,500$125
$500$1,760$147
$250$2,030$169
50-Year-Old$1,000$1,344$112
$500$1,568$131
$250$1,800$150
60-Year-Old$1,000$1,260$105
$500$1,468$122
$250$1,686$141

Data Methodology: Rated driver has no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for the 2024 Chevrolet Trailblazer. Updated June 27, 2025

The table below shows annual and semi-annual average car insurance rates, plus a monthly budget amount, for each 2024 Chevrolet Trailblazer package and trim level.

2024 Chevrolet Trailblazer Insurance Rates by Trim Level
2024 Chevrolet Trailblazer Trim Level Annual Premium Cost Per Month
LS 2WD$1,682$140
LT 2WD$1,716$143
LS AWD$1,736$145
LT AWD$1,764$147
ACTIV 2WD$1,780$148
RS 2WD$1,780$148
ACTIV AWD$1,812$151
RS AWD$1,812$151

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated June 26, 2025

Insurance cost by trim level for a 2024 Chevrolet Trailblazer ranging from the LS 2WD model at $1,682 per year to the RS AWD model at $1,812
Insurance cost by trim level for a 2024 Chevrolet Trailblazer ranging from the LS 2WD model at $1,682 per year to the RS AWD model at $1,812

Additional rates and insights

Other relevant data observations about Trailblazer insurance rates include:

  • Excellent credit equals excellent rates. Having a high credit score of 800+ may save $276 per year when compared to a credit score ranging from 670-739. Conversely, a credit score lower than 579 could cost as much as $320 more per year.
  • High-risk drivers pay much more for Trailblazer insurance. For a 30-year-old driver, having enough accidents and violations to require a high-risk insurance policy can increase the cost by $2,180 or more per year.
  • Your occupation could save you money. The vast majority of car insurance companies offer discounts for being employed in professions like college professors, nurses, police officers and law enforcement, accountants, scientists, and others. Being employed in a qualifying profession may save between $53 and $228 on your annual Trailblazer insurance cost, depending on the policy coverages selected.
  • As you age, insurance rates get cheaper. The difference in 2024 Chevy Trailblazer insurance cost between a 40-year-old driver ($1,760 per year) and a 20-year-old driver ($3,538 per year) is $1,778, or a savings of 67.1%.
  • Policy discounts mean cheaper Trailblazer insurance. Discounts may be available if the insureds are claim-free, insure their home and car with the same company, drive low annual mileage, drive a vehicle with safety or anti-theft features, insure multiple vehicles on the same policy, or many other discounts which could save the average driver as much as $296 per year.

How do Chevy Trailblazer car insurance rates rank?

The 2024 Chevy Trailblazer ranks second out of 47 comparison vehicles in the  2024 small SUV class for the most affordable insurance cost. The Trailblazer costs an average of $1,760 per year to insure and the segment average rate is $2,154 annually, a difference of $394 per year.

When compared directly to popular vehicles in the small SUV segment, car insurance rates for a Chevrolet Trailblazer cost $402 less per year than the Toyota RAV4, $236 less than the Honda CR-V, and $398 less than the Chevrolet Equinox.

The table below shows how Chevrolet Trailblazer insurance rates compare to all 47 models in the 2024 compact SUV segment.

Insurance Cost Comparison: Chevrolet Trailblazer vs Small SUVs
Rank Make and Model Annual Premium Difference
1Subaru Crosstrek$1,730-$30
2Chevrolet Trailblazer$1,760--
3Kia Soul$1,826$66
4Nissan Kicks$1,844$84
5Buick Envision$1,878$118
6Toyota Corolla Cross$1,888$128
7Hyundai Venue$1,902$142
8Mazda CX-5$1,910$150
9Ford Bronco Sport$1,918$158
10Volkswagen Tiguan$1,938$178
11Buick Encore$1,988$228
12Honda CR-V$1,996$236
13Volkswagen Taos$2,008$248
14Kia Niro$2,014$254
15Honda HR-V$2,040$280
16Subaru Forester$2,084$324
17Kia Seltos$2,094$334
18GMC Terrain$2,096$336
19Nissan Rogue$2,106$346
20Hyundai Kona$2,110$350
21Mazda CX-30$2,114$354
22Volkswagen ID4$2,124$364
23Ford Escape$2,138$378
24Chevrolet Equinox$2,158$398
25Toyota RAV4$2,162$402
26Mazda MX-30$2,172$412
27Hyundai Tucson$2,176$416
28Chevrolet Trax$2,210$450
29Mini Cooper Clubman$2,220$460
30Mini Cooper$2,226$466
31Mitsubishi Eclipse Cross$2,246$486
32Jeep Renegade$2,252$492
33Mitsubishi Outlander$2,280$520
34Kia Sportage$2,294$534
35Hyundai Ioniq 5$2,302$542
36Nissan Ariya$2,304$544
37Fiat 500X$2,310$550
38Mini Cooper Countryman$2,318$558
39Subaru Solterra$2,320$560
40Mazda CX-50$2,326$566
41Toyota bz4X$2,330$570
42Mitsubishi Mirage$2,342$582
43Kia EV6$2,416$656
44Dodge Hornet$2,492$732
45Jeep Compass$2,536$776
46Hyundai Nexo$2,584$824
47Ford Mustang Mach-E$2,742$982

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated June 27, 2025

At $1,760 per year, insurance cost for a 2024 Chevrolet Trailblazer ranks second out of 47 models in the small SUV segment
At $1,760 per year, insurance cost for a 2024 Chevrolet Trailblazer ranks second out of 47 models in the small SUV segment

When vehicle sticker price is factored in, we can compare average car insurance cost between the Trailblazer and other models that have a similar MSRP.

For the 2024 model year, the average cost to buy a Chevrolet Trailblazer is $27,595, which ranges from $24,395 to $29,995, depending on the trim level.

The vehicles in the small SUV segment that have the most similar cost to the Chevrolet Trailblazer are the Toyota Corolla Cross, Kia Seltos, Subaru Crosstrek, and Honda HR-V. The data below shows how those models compare to the Chevrolet Trailblazer by average price and cost of car insurance.

  • Chevrolet Trailblazer vs. Toyota Corolla Cross – The 2024 Toyota Corolla Cross retails for an average of $27,428, ranging from $23,615 to $31,065, which is $167 cheaper than the average cost of the Chevrolet Trailblazer. Full-coverage insurance for the Toyota Corolla Cross costs an average of $128 more annually than the Chevrolet Trailblazer.
  • Chevrolet Trailblazer vs. Kia Seltos – The 2024 Kia Seltos sells for an average of $26,770 ($23,615 to $29,990), which is $825 cheaper than the average cost of the Chevrolet Trailblazer. Insuring the Kia Seltos costs an average of $334 more per year than the Chevrolet Trailblazer.
  • Chevrolet Trailblazer vs. Subaru Crosstrek – For the 2024 model year, the MSRP on the Subaru Crosstrek averages $1,010 more than the average sticker price for the Chevrolet Trailblazer ($28,605 compared to $27,595). The cost to insure a 2024 Trailblazer compared to the Subaru Crosstrek is $30 more each year on average.
  • Chevrolet Trailblazer vs. Honda HR-V – New off the lot, the sticker price on the Honda HR-V averages $1,045 less than the MSRP for the Chevrolet Trailblazer ($26,550 compared to $27,595). Anticipate paying around $280 more annually to insure the Honda HR-V compared to a Trailblazer.