Kia EV6 Insurance Cost Breakdown: 2025 Rates Edition

We compared average insurance cost for the Light RWD trim level to the top level GT AWD model to look at how insurance rates for the EV6 rank against all other small SUVs.

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  • Kia EV6 insurance rates cost $2,416 per year on average, or about $201 per month, for a policy with full coverage.
  • Out of 47 models in the 2024 small SUV segment, the EV6 ranks 43rd for car insurance cost.
  • The cheapest EV6 model to insure is the Light RWD trim level at an estimated $2,234 per year.
  • The EV6 GT AWD model is the most expensive to insure at $2,578 per year.

How much does it cost to insure a Kia EV6?

Kia EV6 insurance averages around $2,416 annually, or about $201 on a monthly basis. Drivers can plan on paying approximately $262 more per year to insure a Kia EV6 compared to the average rate for the compact SUV segment, and $195 more per year than the $2,221 national average for all vehicles.

The rate chart below details average annual car insurance rates on a 2024 Kia EV6 using different combinations of risk profile and driver age. The higher rates at the top of the chart are for younger and higher-risk drivers, while the cheaper rates at the bottom are for older drivers, high-deductible policies, and drivers who qualify for most available rate discounts.

Average 2024 Kia EV6 insurance premiums for different driver ages and risk scenarios.
Figure 1: Average 2024 Kia EV6 insurance premiums for different driver ages and risk scenarios. Rates updated on June 27, 2025.

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Data Methodology: Average rates are for a 2024 model year Kia EV6 with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Kia EV6 trim levels.

2024 Kia EV6 Insurance Cost Summary
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$5,498$458
Safe Driver Age 20$4,822$402
At-fault Accidents Age 40$3,370$281
Low Deductibles Age 40$3,252$271
Safe Driver Age 30$2,590$216
Safe Driver Age 40$2,416$201
Safe Driver Age 50$2,126$177
Discount Rate Age 40$2,008$167
Safe Driver Age 60$1,990$166
High Deductibles Age 40$1,984$165

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Kia EV6 trim levels. Updated June 27, 2025

Another factor that contributes to the price you pay for insurance is the exact model of EV6 you’re insuring. Cheaper models tend to cost less to insure, and in the case of the EV6, the Light RWD is the model with the cheapest insurance rates.

The table below shows all available trim levels and their corresponding average insurance rates for the 2024 EV6 model.

2024 Kia EV6 Insurance Rates by Trim Level
2024 Kia EV6 Trim Level Annual Premium Cost Per Month
Light RWD$2,234$186
Light Long Range RWD$2,318$193
Wind RWD$2,372$198
Light Long Range AWD$2,396$200
Wind AWD$2,444$204
GT-Line RWD$2,450$204
GT-Line AWD$2,528$211
GT AWD$2,578$215

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated June 26, 2025

Insurance cost by trim level for a 2024 Kia EV6 ranging from the Light RWD model at $2,234 per year to the GT AWD model at $2,578
Insurance cost by trim level for a 2024 Kia EV6 ranging from the Light RWD model at $2,234 per year to the GT AWD model at $2,578

Kia EV6 insurance cost vs. the competition

When compared side-by-side to the other compact SUVs, insurance rates for a 2024 Kia EV6 average $254 more per year than the Toyota RAV4, $420 more than the Honda CR-V, and $258 more than the Chevrolet Equinox.

The Kia EV6 ranks 43rd out of 47 comparison vehicles in the 2024 small SUV category for most affordable car insurance rates. The EV6 costs an average of $2,416 per year to insure and the segment average auto insurance cost is $2,154 annually, a difference of $262 more per year.

The table below shows how insurance rates for a Kia EV6 fare against the entire compact SUV segment for the 2024 model year.

Insurance Cost Comparison: Kia EV6 vs Small SUVs
Rank Make and Model Annual Premium Difference
1Subaru Crosstrek$1,730-$686
2Chevrolet Trailblazer$1,760-$656
3Kia Soul$1,826-$590
4Nissan Kicks$1,844-$572
5Buick Envision$1,878-$538
6Toyota Corolla Cross$1,888-$528
7Hyundai Venue$1,902-$514
8Mazda CX-5$1,910-$506
9Ford Bronco Sport$1,918-$498
10Volkswagen Tiguan$1,938-$478
11Buick Encore$1,988-$428
12Honda CR-V$1,996-$420
13Volkswagen Taos$2,008-$408
14Kia Niro$2,014-$402
15Honda HR-V$2,040-$376
16Subaru Forester$2,084-$332
17Kia Seltos$2,094-$322
18GMC Terrain$2,096-$320
19Nissan Rogue$2,106-$310
20Hyundai Kona$2,110-$306
21Mazda CX-30$2,114-$302
22Volkswagen ID4$2,124-$292
23Ford Escape$2,138-$278
24Chevrolet Equinox$2,158-$258
25Toyota RAV4$2,162-$254
26Mazda MX-30$2,172-$244
27Hyundai Tucson$2,176-$240
28Chevrolet Trax$2,210-$206
29Mini Cooper Clubman$2,220-$196
30Mini Cooper$2,226-$190
31Mitsubishi Eclipse Cross$2,246-$170
32Jeep Renegade$2,252-$164
33Mitsubishi Outlander$2,280-$136
34Kia Sportage$2,294-$122
35Hyundai Ioniq 5$2,302-$114
36Nissan Ariya$2,304-$112
37Fiat 500X$2,310-$106
38Mini Cooper Countryman$2,318-$98
39Subaru Solterra$2,320-$96
40Mazda CX-50$2,326-$90
41Toyota bz4X$2,330-$86
42Mitsubishi Mirage$2,342-$74
43Kia EV6$2,416--
44Dodge Hornet$2,492$76
45Jeep Compass$2,536$120
46Hyundai Nexo$2,584$168
47Ford Mustang Mach-E$2,742$326

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated June 26, 2025

At $2,416 per year, insurance cost for a 2024 Kia EV6 ranks 43rd out of 47 models in the small SUV segment
At $2,416 per year, insurance cost for a 2024 Kia EV6 ranks 43rd out of 47 models in the small SUV segment

Comparing the average cost of auto insurance for a Kia EV6 to other models with similar average cost gives more insight into average rates. A Kia EV6 has an average MSRP of $51,475, ranging from the Light RWD trim at $42,600 to the GT AWD trim at $61,600.

The compact SUV models closest in cost to the EV6 are the Nissan Ariya, Subaru Solterra, Volkswagen ID4, and Hyundai Ioniq 5.

The next list shows how those models compare to the Kia EV6 for overall price and average cost to insure.

  • Kia EV6 vs. Nissan Ariya – The average MSRP for a 2024 Kia EV6 is $325 cheaper than the Nissan Ariya, at $51,475 compared to $51,800. Insurance on the Nissan Ariya costs an average of $112 less annually than the Kia EV6.
  • Kia EV6 vs. Subaru Solterra – The Subaru Solterra has an average retail price of $48,495, ranging from $44,995 to $51,995, which is $2,980 cheaper than the average MSRP for the EV6. Anticipate paying an average of $96 less per year to insure the Subaru Solterra compared to an EV6.
  • Kia EV6 vs. Volkswagen ID4 – The purchase price for the Volkswagen ID4 averages $3,469 less than the average MSRP for the EV6 ($48,006 compared to $51,475). The average insurance cost for an EV6 compared to the Volkswagen ID4 is $292 more per year.
  • Kia EV6 vs. Hyundai Ioniq 5 – The Hyundai Ioniq 5 retails for an average of $46,988, ranging from $41,650 to $53,350, which is $4,488 cheaper than the average cost for the EV6. Insuring the EV6 compared to the Hyundai Ioniq 5 costs an average of $114 more each year.