- Kia EV6 insurance rates cost $2,474 per year on average, or about $206 per month, for a policy with full coverage.
- Out of 47 models in the 2024 small SUV segment, the EV6 ranks 43rd for car insurance cost.
- The cheapest EV6 model to insure is the Light RWD trim level at an estimated $2,286 per year.
- The EV6 GT AWD model is the most expensive to insure at $2,640 per year.
How much does it cost to insure a Kia EV6?
Kia EV6 insurance averages around $2,474 annually, or about $206 on a monthly basis. Drivers can plan on paying approximately $268 more per year to insure a Kia EV6 compared to the average rate for the compact SUV segment, and $198 more per year than the $2,276 national average for all vehicles.
The rate chart below details average annual car insurance rates on a 2024 Kia EV6 using different combinations of risk profile and driver age. The higher rates at the top of the chart are for younger and higher-risk drivers, while the cheaper rates at the bottom are for older drivers, high-deductible policies, and drivers who qualify for most available rate discounts.
Another factor that contributes to the price you pay for insurance is the exact model of EV6 you’re insuring. Cheaper models tend to cost less to insure, and in the case of the EV6, the Light RWD is the model with the cheapest insurance rates.
The table below shows all available trim levels and their corresponding average insurance rates for the 2024 EV6 model.
| 2024 Kia EV6 Trim Level | Annual Premium | Cost Per Month |
|---|---|---|
| Light RWD | $2,286 | $191 |
| Light Long Range RWD | $2,372 | $198 |
| Wind RWD | $2,430 | $203 |
| Light Long Range AWD | $2,454 | $205 |
| Wind AWD | $2,502 | $209 |
| GT-Line RWD | $2,510 | $209 |
| GT-Line AWD | $2,590 | $216 |
| GT AWD | $2,640 | $220 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated October 24, 2025
Kia EV6 insurance cost vs. the competition
When compared side-by-side to the other compact SUVs, insurance rates for a 2024 Kia EV6 average $262 more per year than the Toyota RAV4, $428 more than the Honda CR-V, and $264 more than the Chevrolet Equinox.
The Kia EV6 ranks 43rd out of 47 comparison vehicles in the 2024 small SUV category for most affordable car insurance rates. The EV6 costs an average of $2,474 per year to insure and the segment average auto insurance cost is $2,206 annually, a difference of $268 more per year.
The table below shows how insurance rates for a Kia EV6 fare against the entire compact SUV segment for the 2024 model year.
| Rank | Make and Model | Annual Premium | Difference |
|---|---|---|---|
| 1 | Subaru Crosstrek | $1,772 | -$702 |
| 2 | Chevrolet Trailblazer | $1,804 | -$670 |
| 3 | Kia Soul | $1,872 | -$602 |
| 4 | Nissan Kicks | $1,888 | -$586 |
| 5 | Buick Envision | $1,922 | -$552 |
| 6 | Toyota Corolla Cross | $1,932 | -$542 |
| 7 | Hyundai Venue | $1,950 | -$524 |
| 8 | Mazda CX-5 | $1,956 | -$518 |
| 9 | Ford Bronco Sport | $1,966 | -$508 |
| 10 | Volkswagen Tiguan | $1,984 | -$490 |
| 11 | Buick Encore | $2,038 | -$436 |
| 12 | Honda CR-V | $2,046 | -$428 |
| 13 | Volkswagen Taos | $2,056 | -$418 |
| 14 | Kia Niro | $2,066 | -$408 |
| 15 | Honda HR-V | $2,088 | -$386 |
| 16 | Subaru Forester | $2,134 | -$340 |
| 17 | Kia Seltos | $2,144 | -$330 |
| 18 | GMC Terrain | $2,148 | -$326 |
| 19 | Nissan Rogue | $2,154 | -$320 |
| 20 | Hyundai Kona | $2,158 | -$316 |
| 21 | Mazda CX-30 | $2,164 | -$310 |
| 22 | Volkswagen ID4 | $2,176 | -$298 |
| 23 | Ford Escape | $2,188 | -$286 |
| 24 | Chevrolet Equinox | $2,210 | -$264 |
| 25 | Toyota RAV4 | $2,212 | -$262 |
| 26 | Mazda MX-30 | $2,226 | -$248 |
| 27 | Hyundai Tucson | $2,232 | -$242 |
| 28 | Chevrolet Trax | $2,264 | -$210 |
| 29 | Mini Cooper Clubman | $2,274 | -$200 |
| 30 | Mini Cooper | $2,278 | -$196 |
| 31 | Mitsubishi Eclipse Cross | $2,302 | -$172 |
| 32 | Jeep Renegade | $2,308 | -$166 |
| 33 | Mitsubishi Outlander | $2,336 | -$138 |
| 34 | Kia Sportage | $2,350 | -$124 |
| 35 | Hyundai Ioniq 5 | $2,358 | -$116 |
| 36 | Fiat 500X | $2,368 | -$106 |
| 37 | Mini Cooper Countryman | $2,374 | -$100 |
| 38 | Subaru Solterra | $2,376 | -$98 |
| 39 | Mazda CX-50 | $2,380 | -$94 |
| 40 | Nissan Ariya | $2,386 | -$88 |
| 41 | Toyota bz4X | $2,390 | -$84 |
| 42 | Mitsubishi Mirage | $2,398 | -$76 |
| 43 | Kia EV6 | $2,474 | -- |
| 44 | Dodge Hornet | $2,554 | $80 |
| 45 | Jeep Compass | $2,594 | $120 |
| 46 | Hyundai Nexo | $2,648 | $174 |
| 47 | Ford Mustang Mach-E | $2,806 | $332 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated October 24, 2025
Comparing the average cost of auto insurance for a Kia EV6 to other models with similar average cost gives more insight into average rates. A Kia EV6 has an average MSRP of $51,475, ranging from the Light RWD trim at $42,600 to the GT AWD trim at $61,600.
The compact SUV models closest in cost to the EV6 are the Nissan Ariya, Subaru Solterra, Volkswagen ID4, and Hyundai Ioniq 5.
The next list shows how those models compare to the Kia EV6 for overall price and average cost to insure.
- Kia EV6 vs. Nissan Ariya – The average MSRP for a 2024 Kia EV6 is $325 cheaper than the Nissan Ariya, at $51,475 compared to $51,800. Insurance on the Nissan Ariya costs an average of $88 less annually than the Kia EV6.
- Kia EV6 vs. Subaru Solterra – The Subaru Solterra has an average retail price of $48,495, ranging from $44,995 to $51,995, which is $2,980 cheaper than the average MSRP for the EV6. Anticipate paying an average of $98 less per year to insure the Subaru Solterra compared to an EV6.
- Kia EV6 vs. Volkswagen ID4 – The purchase price for the Volkswagen ID4 averages $3,469 less than the average MSRP for the EV6 ($48,006 compared to $51,475). The average insurance cost for an EV6 compared to the Volkswagen ID4 is $298 more per year.
- Kia EV6 vs. Hyundai Ioniq 5 – The Hyundai Ioniq 5 retails for an average of $46,988, ranging from $41,650 to $53,350, which is $4,488 cheaper than the average cost for the EV6. Insuring the EV6 compared to the Hyundai Ioniq 5 costs an average of $116 more each year.