Ultimate Guide to Mazda CX-30 Insurance Rates: 2025 Edition

Does a Mazda CX-30 have expensive car insurance?

We looked at prices from the 2.5 S Select Sport trim to the 2.5 Turbo Premium Plus model to see how insurance rates on the CX-30 measure up to similar vehicles.

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  • Mazda CX-30 insurance costs $2,114 per year on average, or about $176 per month, for a policy with full coverage.
  • With an insurance cost range of $232, the cheapest CX-30 trim level to insure is the 2.5 S Select Sport at around $1,952 per year, and the most expensive trim being the 2.5 Turbo Premium Plus at $2,184 annually.
  • Ranked 21st out of 47 vehicles in the 2024 small SUV segment, average car insurance rates for the Mazda CX-30 cost $40 less per year than the segment average.

How much does Mazda CX-30 insurance cost?

Ranked 21st out of 47 vehicles in the small SUV class, Mazda CX-30 car insurance costs around $2,114 yearly, or $176 monthly. With the average small SUV costing $2,154 a year to insure, the Mazda CX-30 could save around $40 or more each year.

When compared to all 2024 model year vehicles (not just compact SUVs), average Mazda CX-30 insurance costs 4.9% less than the national average car insurance rate of $2,221 per year.

The next price chart shows how Mazda CX-30 car insurance rates change depending on driver age and the deductibles for comprehensive and collision coverage.

Average 2024 Mazda CX-30 car insurance premiums for different driver ages and policy deductibles.
Figure 1: Average 2024 Mazda CX-30 car insurance premiums for different driver ages and policy deductibles. Rates updated on June 26, 2025.

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Data Methodology: Average premiums are based on a 2024 model year Mazda CX-30. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision coverage is included as well as UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels.

2024 Mazda CX-30 Insurance Cost by Driver Age and Deductibles
Driver Age Policy Deductible Annual Premium Cost Per Month
20-Year-Old$1,000$3,638$303
$500$4,246$354
$250$4,892$408
30-Year-Old$1,000$1,904$159
$500$2,246$187
$250$2,602$217
40-Year-Old$1,000$1,798$150
$500$2,114$176
$250$2,442$204
50-Year-Old$1,000$1,608$134
$500$1,878$157
$250$2,162$180
60-Year-Old$1,000$1,502$125
$500$1,756$146
$250$2,022$169

Data Methodology: Rated driver has no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for the 2024 Mazda CX-30. Updated June 26, 2025

The table below breaks down average insurance rate data for a Mazda CX-30 for the 2020 to 2024 model years.

Mazda CX-30 Insurance Cost for 2020-2024 Models
Model Year and Vehicle Annual Premium Cost Per Month
2024 Mazda CX-30$2,114$176
2023 Mazda CX-30$1,936$161
2022 Mazda CX-30$1,892$158
2021 Mazda CX-30$1,714$143
2020 Mazda CX-30$1,664$139

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Mazda CX-30 trim levels for each model year. Updated June 27, 2025

Average annual premium and cost per month to insure 2020 to 2024 Mazda CX-30 models
Average annual premium and cost per month to insure 2020 to 2024 Mazda CX-30 models

The next table details the average annual and 6-month policy costs, including a monthly budget amount, for each Mazda CX-30 model trim level.

2024 Mazda CX-30 Insurance Rates by Trim Level
2024 Mazda CX-30 Trim Level Annual Premium Cost Per Month
2.5 S Select Sport$1,952$163
2.5 S Preferred$2,038$170
2.5 S Carbon Edition$2,138$178
2.5 S Premium$2,138$178
2.5 Turbo Premium$2,138$178
2.5 S$2,142$179
2.5 Carbon Turbo$2,184$182
2.5 Turbo Premium Plus$2,184$182

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated June 27, 2025

Insurance cost by trim level for a 2024 Mazda CX-30 ranging from the 2.5 S Select Sport model at $1,952 per year to the 2.5 Turbo Premium Plus model at $2,184
Insurance cost by trim level for a 2024 Mazda CX-30 ranging from the 2.5 S Select Sport model at $1,952 per year to the 2.5 Turbo Premium Plus model at $2,184

How do CX-30 car insurance rates compare?

When compared to other popular small SUVs, Mazda CX-30 insurance costs $48 less per year than the Toyota RAV4, $118 more than the Honda CR-V, and $44 less than the Chevrolet Equinox.

The Mazda CX-30 ranks 21st out of 47 comparison vehicles in the small SUV category for auto insurance affordability. The CX-30 costs an average of $2,114 per year for a car insurance policy with full coverage, while the segment median cost is $2,154 annually, a difference of $40 per year.

The following table shows how average Mazda CX-30 car insurance cost compares to all 47 models in the 2024 small SUV category.

Insurance Cost Comparison: Mazda CX-30 vs Small SUVs
Rank Make and Model Annual Premium Difference
1Subaru Crosstrek$1,730-$384
2Chevrolet Trailblazer$1,760-$354
3Kia Soul$1,826-$288
4Nissan Kicks$1,844-$270
5Buick Envision$1,878-$236
6Toyota Corolla Cross$1,888-$226
7Hyundai Venue$1,902-$212
8Mazda CX-5$1,910-$204
9Ford Bronco Sport$1,918-$196
10Volkswagen Tiguan$1,938-$176
11Buick Encore$1,988-$126
12Honda CR-V$1,996-$118
13Volkswagen Taos$2,008-$106
14Kia Niro$2,014-$100
15Honda HR-V$2,040-$74
16Subaru Forester$2,084-$30
17Kia Seltos$2,094-$20
18GMC Terrain$2,096-$18
19Nissan Rogue$2,106-$8
20Hyundai Kona$2,110-$4
21Mazda CX-30$2,114--
22Volkswagen ID4$2,124$10
23Ford Escape$2,138$24
24Chevrolet Equinox$2,158$44
25Toyota RAV4$2,162$48
26Mazda MX-30$2,172$58
27Hyundai Tucson$2,176$62
28Chevrolet Trax$2,210$96
29Mini Cooper Clubman$2,220$106
30Mini Cooper$2,226$112
31Mitsubishi Eclipse Cross$2,246$132
32Jeep Renegade$2,252$138
33Mitsubishi Outlander$2,280$166
34Kia Sportage$2,294$180
35Hyundai Ioniq 5$2,302$188
36Nissan Ariya$2,304$190
37Fiat 500X$2,310$196
38Mini Cooper Countryman$2,318$204
39Subaru Solterra$2,320$206
40Mazda CX-50$2,326$212
41Toyota bz4X$2,330$216
42Mitsubishi Mirage$2,342$228
43Kia EV6$2,416$302
44Dodge Hornet$2,492$378
45Jeep Compass$2,536$422
46Hyundai Nexo$2,584$470
47Ford Mustang Mach-E$2,742$628

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated June 26, 2025

At $2,114 per year, insurance cost for a 2024 Mazda CX-30 ranks 21st out of 47 models in the small SUV segment
At $2,114 per year, insurance cost for a 2024 Mazda CX-30 ranks 21st out of 47 models in the small SUV segment

From the table above, we can see that the Mazda CX-30 has some of the most affordable car insurance rates in the compact SUV segment.

Another useful way we can analyze insurance cost is to consider the actual purchase price (MSRP) of a CX-30 and see how the cost to insure similarly priced models compares.

A 2024 Mazda CX-30 has an average sticker price of $30,831, which ranges from $26,500 to $36,800, dependent upon the exact model purchased.

The compact SUV models closest in price to the Mazda CX-30 for the 2024 model year (excluding destination and documentation fees) are the Jeep Renegade, Fiat 500X, Buick Encore, and Volkswagen Taos.

The list below shows details how those four models compare to the CX-30 for both average MSRP and the cost of car insurance.

  • Mazda CX-30 vs. Jeep Renegade – The purchase price for the Jeep Renegade averages $231 less than the MSRP for the CX-30 ($30,600 compared to $30,831). The cost to insure a 2024 CX-30 compared to the Jeep Renegade is $138 less per year on average.
  • Mazda CX-30 vs. Fiat 500X – With an average MSRP of $31,340 and ranging from $29,845 to $32,835, the Fiat 500X costs $509 more than the average cost of the CX-30. Car insurance for the Fiat 500X costs an average of $196 more each year than the Mazda CX-30.
  • Mazda CX-30 vs. Buick Encore – Having an average purchase price of $30,258 ($27,390 to $34,795), the Buick Encore costs $573 less than the CX-30. The cost to insure a CX-30 compared to the Buick Encore is $126 more each year on average.
  • Mazda CX-30 vs. Volkswagen Taos – The Volkswagen Taos sells for an average of $29,675, ranging from $25,345 to $34,865, which is $1,156 cheaper than the average cost for the CX-30. The cost to insure a CX-30 compared to the Volkswagen Taos is $106 more annually on average.

More CX-30 insurance rates and insights

Some other relevant data observations regarding the cost of insurance for a Mazda CX-30 include:

  • Raising deductibles makes insurance more affordable. Boosting your physical damage deductibles from $500 to $1,000 could save around $316 per year for a 40-year-old driver and $608 per year for a 20-year-old driver.
  • Lower deductibles raise insurance cost. Decreasing your policy deductibles from $500 to $250 could cost an additional $328 per year for a 40-year-old driver and $646 per year for a 20-year-old driver.
  • Driver gender influences rates. For a 2024 Mazda CX-30, a 20-year-old male pays an average price of $4,246 per year, while a 20-year-old female driver pays $3,054, a difference of $1,192 per year. Women get significantly cheaper rates. But by age 50, male driver rates are $1,878 and female rates are $1,828, a difference of only $50.
  • Violations and tickets cost more than a fine. If you want the lowest-priced CX-30 insurance rates, it pays off to be a safe driver. Not surprisingly, just a couple of traffic violations have the ramification of increasing insurance policy rates by as much as $564 per year. Serious misdemeanors such as reckless driving could raise rates by an additional $1,966 or more.
  • Lots of policy discounts equals cheaper CX-30 insurance. Discounts may be available if the insured drivers are accident-free, drive a vehicle with safety or anti-theft features, drive low annual mileage, take a defensive driving course, work in certain occupations, or many other policy discounts which could save the average driver as much as $360 per year on the cost of insuring a Mazda CX-30.
  • Older drivers tend to pay cheaper insurance rates. The difference in insurance rates for a CX-30 between a 40-year-old driver ($2,114 per year) and a 20-year-old driver ($4,246 per year) is $2,132, or a savings of 67%.
  • Get better rates due to your occupation. Just about all car insurance companies offer policy discounts for being employed in occupations like architects, lawyers, doctors, emergency medical technicians, scientists, dentists, and others. If you can earn this discount, you could potentially save between $63 and $228 on your annual premium.
  • Plan on paying a lot to insure a teen driver. Average rates for full coverage CX-30 insurance costs $7,612 per year for a 16-year-old driver, $7,341 per year for a 17-year-old driver, $6,517 per year for an 18-year-old driver, and $5,960 per year for a 19-year-old driver.