- Mazda CX-50 insurance costs an average of $2,326 per year, or around $194 per month, for full coverage.
- Out of 47 models in the 2024 compact SUV segment, the CX-50 ranks 40th for insurance cost.
- Mazda CX-50 insurance cost ranges from $2,158 to $2,454 per year on average, depending on trim level.
How much does Mazda CX-50 insurance cost?
Ranked 40th out of 47 vehicles in the small SUV class, Mazda CX-50 insurance rates average $2,326 annually for full coverage, or around $194 a month.
The variables used to determine the average rate is a 40-year-old male driver with a good driving record. Changing the driver age or other risk factors can result in dramatically different rates, however.
The rate chart below shows average annual car insurance cost on a 2024 Mazda CX-50 using different drivers and risk factors.

We derive an average insurance rate from all CX-50 trim levels available for the 2024 model year. The table below shows these rates broken out for each trim level.
2024 Mazda CX-50 Trim Level | Annual Premium | Cost Per Month |
---|---|---|
2.5 S Select | $2,158 | $180 |
2.5 S Preferred | $2,200 | $183 |
2.5 S Premium | $2,264 | $189 |
2.5 S Premium Plus | $2,346 | $196 |
2.5 Turbo | $2,354 | $196 |
2.5 Turbo Meridian Edition | $2,406 | $201 |
2.5 Turbo Premium | $2,426 | $202 |
2.5 Turbo Premium Plus | $2,454 | $205 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated June 26, 2025
Mazda CX-50 insurance prices vs. the competition
The Mazda CX-50 ranks 40th out of 47 total comparison vehicles in the 2024 small SUV segment for car insurance affordability. The CX-50 costs an average of $2,326 per year for a full coverage policy and the category average car insurance cost is $2,154 per year, a difference of $172 more per year.
When compared directly to other small SUV segment models, car insurance prices for a Mazda CX-50 cost $164 more per year than the Toyota RAV4, $330 more than the Honda CR-V, and $168 more than the Chevrolet Equinox.
The following chart shows how car insurance rates for a CX-50 compare to the top 10 most popular small SUVs sold in the U.S. A table is also added after the chart that compares CX-50 insurance rates to all 47 vehicles in the 2024 segment.

Rank | Make and Model | Annual Premium | Difference |
---|---|---|---|
1 | Subaru Crosstrek | $1,730 | -$596 |
2 | Chevrolet Trailblazer | $1,760 | -$566 |
3 | Kia Soul | $1,826 | -$500 |
4 | Nissan Kicks | $1,844 | -$482 |
5 | Buick Envision | $1,878 | -$448 |
6 | Toyota Corolla Cross | $1,888 | -$438 |
7 | Hyundai Venue | $1,902 | -$424 |
8 | Mazda CX-5 | $1,910 | -$416 |
9 | Ford Bronco Sport | $1,918 | -$408 |
10 | Volkswagen Tiguan | $1,938 | -$388 |
11 | Buick Encore | $1,988 | -$338 |
12 | Honda CR-V | $1,996 | -$330 |
13 | Volkswagen Taos | $2,008 | -$318 |
14 | Kia Niro | $2,014 | -$312 |
15 | Honda HR-V | $2,040 | -$286 |
16 | Subaru Forester | $2,084 | -$242 |
17 | Kia Seltos | $2,094 | -$232 |
18 | GMC Terrain | $2,096 | -$230 |
19 | Nissan Rogue | $2,106 | -$220 |
20 | Hyundai Kona | $2,110 | -$216 |
21 | Mazda CX-30 | $2,114 | -$212 |
22 | Volkswagen ID4 | $2,124 | -$202 |
23 | Ford Escape | $2,138 | -$188 |
24 | Chevrolet Equinox | $2,158 | -$168 |
25 | Toyota RAV4 | $2,162 | -$164 |
26 | Mazda MX-30 | $2,172 | -$154 |
27 | Hyundai Tucson | $2,176 | -$150 |
28 | Chevrolet Trax | $2,210 | -$116 |
29 | Mini Cooper Clubman | $2,220 | -$106 |
30 | Mini Cooper | $2,226 | -$100 |
31 | Mitsubishi Eclipse Cross | $2,246 | -$80 |
32 | Jeep Renegade | $2,252 | -$74 |
33 | Mitsubishi Outlander | $2,280 | -$46 |
34 | Kia Sportage | $2,294 | -$32 |
35 | Hyundai Ioniq 5 | $2,302 | -$24 |
36 | Nissan Ariya | $2,304 | -$22 |
37 | Fiat 500X | $2,310 | -$16 |
38 | Mini Cooper Countryman | $2,318 | -$8 |
39 | Subaru Solterra | $2,320 | -$6 |
40 | Mazda CX-50 | $2,326 | -- |
41 | Toyota bz4X | $2,330 | $4 |
42 | Mitsubishi Mirage | $2,342 | $16 |
43 | Kia EV6 | $2,416 | $90 |
44 | Dodge Hornet | $2,492 | $166 |
45 | Jeep Compass | $2,536 | $210 |
46 | Hyundai Nexo | $2,584 | $258 |
47 | Ford Mustang Mach-E | $2,742 | $416 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated June 26, 2025
Another useful way to evaluate rates is to find out how insurance cost for a Mazda CX-50 compares to other similarly priced models. A 2024 CX-50 has an average purchase price of $37,106, before destination charges and documentation fees.
The vehicles in the small SUV segment most similar in price to the CX-50 are the Mini Cooper Clubman, Dodge Hornet, Mini Cooper Countryman, and Ford Escape.
Here’s how they compare to the CX-50 for overall price and average insurance cost.
- Mazda CX-50 vs. Mini Cooper Clubman – For a new model, the sticker price on the 2024 Mini Cooper Clubman averages $427 more than the average MSRP for the CX-50 ($37,533 compared to $37,106). The cost to insure a Mazda CX-50 compared to the Mini Cooper Clubman is $106 more annually on average.
- Mazda CX-50 vs. Dodge Hornet – New off the lot, the sticker price on the 2024 Dodge Hornet averages $1,229 more than the average cost for the CX-50 ($38,335 compared to $37,106). Full-coverage car insurance on the Dodge Hornet costs an average of $166 more than the Mazda CX-50.
- Mazda CX-50 vs. Mini Cooper Countryman – The average MSRP for a 2024 Mazda CX-50 is $1,406 more expensive than the Mini Cooper Countryman, at $37,106 compared to $35,700. The average insurance cost for a Mazda CX-50 compared to the Mini Cooper Countryman is $8 more every 12 months.
- Mazda CX-50 vs. Ford Escape – The 2024 Mazda CX-50 has an average MSRP that is $1,611 more expensive than the Ford Escape ($37,106 versus $35,496). Drivers can expect to pay approximately $188 less per year for full-coverage insurance on the Ford Escape compared to a CX-50.