Mazda CX-50 Insurance Costs Revealed: 2025 Rate Guide

From the 2.5 S Select model up to the top level 2.5 Turbo Premium Plus trim level, we compared insurance rates on the CX-50 to discover how average insurance rates size up to similar small SUVs.

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  • Mazda CX-50 insurance costs an average of $2,380 per year, or around $198 per month, for full coverage.
  • Out of 47 models in the 2024 compact SUV segment, the CX-50 ranks 39th for insurance cost.
  • Mazda CX-50 insurance cost ranges from $2,210 to $2,512 per year on average, depending on trim level.

How much does Mazda CX-50 insurance cost?

Ranked 39th out of 47 vehicles in the small SUV class, Mazda CX-50 insurance rates average $2,380 annually for full coverage, or around $198 a month.

The variables used to determine the average rate is a 40-year-old male driver with a good driving record. Changing the driver age or other risk factors can result in dramatically different rates, however.

The rate chart below shows average annual car insurance cost on a 2024 Mazda CX-50 using different drivers and risk factors.

Average 2024 Mazda CX-50 insurance premiums for different driver ages and risk scenarios.
Figure 1: Average 2024 Mazda CX-50 insurance premiums for different driver ages and risk scenarios. Rates updated on October 24, 2025.

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Data Methodology: Average rates are for a 2024 model year Mazda CX-50 with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Mazda CX-50 trim levels.

2024 Mazda CX-50 Insurance Cost Summary
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$5,486$457
Safe Driver Age 20$4,802$400
At-fault Accidents Age 40$3,374$281
Low Deductibles Age 40$3,128$261
Safe Driver Age 30$2,542$212
Safe Driver Age 40$2,380$198
Safe Driver Age 50$2,110$176
High Deductibles Age 40$1,996$166
Discount Rate Age 40$1,980$165
Safe Driver Age 60$1,976$165

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Mazda CX-50 trim levels. Updated October 24, 2025

We derive an average insurance rate from all CX-50 trim levels available for the 2024 model year. The table below shows these rates broken out for each trim level.

2024 Mazda CX-50 Insurance Rates by Trim Level
2024 Mazda CX-50 Trim Level Annual Premium Cost Per Month
2.5 S Select$2,210$184
2.5 S Preferred$2,252$188
2.5 S Premium$2,316$193
2.5 S Premium Plus$2,402$200
2.5 Turbo$2,408$201
2.5 Turbo Meridian Edition$2,462$205
2.5 Turbo Premium$2,484$207
2.5 Turbo Premium Plus$2,512$209

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated October 24, 2025

Insurance cost by trim level for a 2024 Mazda CX-50 ranging from the 2.5 S Select model at $2,210 per year to the 2.5 Turbo Premium Plus model at $2,512
Insurance cost by trim level for a 2024 Mazda CX-50 ranging from the 2.5 S Select model at $2,210 per year to the 2.5 Turbo Premium Plus model at $2,512

Mazda CX-50 insurance prices vs. the competition

The Mazda CX-50 ranks 39th out of 47 total comparison vehicles in the 2024 small SUV segment for car insurance affordability. The CX-50 costs an average of $2,380 per year for a full coverage policy and the category average car insurance cost is $2,206 per year, a difference of $174 more per year.

When compared directly to other small SUV segment models, car insurance prices for a Mazda CX-50 cost $168 more per year than the Toyota RAV4, $334 more than the Honda CR-V, and $170 more than the Chevrolet Equinox.

The following chart shows how car insurance rates for a CX-50 compare to the top 10 most popular small SUVs sold in the U.S. A table is also added after the chart that compares CX-50 insurance rates to all 47 vehicles in the 2024 segment.

Average 2024 Mazda CX-50 car insurance premium compared to other small SUV models.
Figure 2: Average 2024 Mazda CX-50 car insurance premium compared to other small SUV models. Rates updated on October 24, 2025.

Data Methodology: Average rates are for a 2024 model year Mazda CX-50. Rated driver is a 40-year-old married male driver with a clean driving record and no at-fault accidents. Average premium includes all Mazda CX-50 trim levels. Comprehensive and collision deductibles are $500 and rates are averaged for all U.S. states.

Mazda CX-50 Insurance Cost Compared to All Small SUVs
Rank Make and Model Annual Premium Difference
1Subaru Crosstrek$1,772-$608
2Chevrolet Trailblazer$1,804-$576
3Kia Soul$1,872-$508
4Nissan Kicks$1,888-$492
5Buick Envision$1,922-$458
6Toyota Corolla Cross$1,932-$448
7Hyundai Venue$1,950-$430
8Mazda CX-5$1,956-$424
9Ford Bronco Sport$1,966-$414
10Volkswagen Tiguan$1,984-$396
11Buick Encore$2,038-$342
12Honda CR-V$2,046-$334
13Volkswagen Taos$2,056-$324
14Kia Niro$2,066-$314
15Honda HR-V$2,088-$292
16Subaru Forester$2,134-$246
17Kia Seltos$2,144-$236
18GMC Terrain$2,148-$232
19Nissan Rogue$2,154-$226
20Hyundai Kona$2,158-$222
21Mazda CX-30$2,164-$216
22Volkswagen ID4$2,176-$204
23Ford Escape$2,188-$192
24Chevrolet Equinox$2,210-$170
25Toyota RAV4$2,212-$168
26Mazda MX-30$2,226-$154
27Hyundai Tucson$2,232-$148
28Chevrolet Trax$2,264-$116
29Mini Cooper Clubman$2,274-$106
30Mini Cooper$2,278-$102
31Mitsubishi Eclipse Cross$2,302-$78
32Jeep Renegade$2,308-$72
33Mitsubishi Outlander$2,336-$44
34Kia Sportage$2,350-$30
35Hyundai Ioniq 5$2,358-$22
36Fiat 500X$2,368-$12
37Mini Cooper Countryman$2,374-$6
38Subaru Solterra$2,376-$4
39Mazda CX-50$2,380--
40Nissan Ariya$2,386$6
41Toyota bz4X$2,390$10
42Mitsubishi Mirage$2,398$18
43Kia EV6$2,474$94
44Dodge Hornet$2,554$174
45Jeep Compass$2,594$214
46Hyundai Nexo$2,648$268
47Ford Mustang Mach-E$2,806$426

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated October 24, 2025

Another useful way to evaluate rates is to find out how insurance cost for a Mazda CX-50 compares to other similarly priced models. A 2024 CX-50 has an average purchase price of $37,106, before destination charges and documentation fees.

The vehicles in the small SUV segment most similar in price to the CX-50 are the Mini Cooper Clubman, Dodge Hornet, Mini Cooper Countryman, and Ford Escape.

Here’s how they compare to the CX-50 for overall price and average insurance cost.

  • Mazda CX-50 vs. Mini Cooper Clubman – For a new model, the sticker price on the 2024 Mini Cooper Clubman averages $427 more than the average MSRP for the CX-50 ($37,533 compared to $37,106). The cost to insure a Mazda CX-50 compared to the Mini Cooper Clubman is $106 more annually on average.
  • Mazda CX-50 vs. Dodge Hornet – New off the lot, the sticker price on the 2024 Dodge Hornet averages $1,229 more than the average cost for the CX-50 ($38,335 compared to $37,106). Full-coverage car insurance on the Dodge Hornet costs an average of $174 more than the Mazda CX-50.
  • Mazda CX-50 vs. Mini Cooper Countryman – The average MSRP for a 2024 Mazda CX-50 is $1,406 more expensive than the Mini Cooper Countryman, at $37,106 compared to $35,700. The average insurance cost for a Mazda CX-50 compared to the Mini Cooper Countryman is $6 more every 12 months.
  • Mazda CX-50 vs. Ford Escape – The 2024 Mazda CX-50 has an average MSRP that is $1,611 more expensive than the Ford Escape ($37,106 versus $35,496). Drivers can expect to pay approximately $192 less per year for full-coverage insurance on the Ford Escape compared to a CX-50.