- Average Mazda MX-30 insurance cost is $2,172 per year, or $181 per month for full coverage.
- The MX-30 EV ranks 26th out of 47 total competitors in the 2024 compact SUV class for insurance affordability.
- Insurance for the MX-30 costs 0.8% more than the average rate for similar SUV models.
How much does Mazda MX-30 insurance cost?
Mazda MX-30 insurance rates average $2,172 yearly, or around $181 monthly. With the average small SUV costing $2,154 a year to insure, the Mazda MX-30 costs $18 more per year to insure.
Depending on the trim level being insured, monthly car insurance rates for a 2024 Mazda MX-30 range from $178 to $185, with the $33,470 EV being cheapest and the $36,480 Premium Plus EV costing the most to insure.
The following rate chart displays average insurance cost on a 2024 Mazda MX-30 using different driver ages and risk profiles.
The next table details the estimated annual and 6-month policy costs, including a monthly amount for budgeting, for each Mazda MX-30 model trim level.
| 2024 Mazda MX-30 Trim Level | Annual Premium | Cost Per Month |
|---|---|---|
| EV | $2,134 | $178 |
| Premium Plus EV | $2,214 | $185 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated June 27, 2025
Besides driver risk profile and vehicle trim level, there are a lot more factors that can impact the bottom line cost for car insurance. The list below details some of these factors, some of which increase cost and some can actually save you money.
- Save money due to your profession. The vast majority of car insurance companies offer policy discounts for being employed in occupations like lawyers, college professors, architects, scientists, engineers, and others. If you can earn this discount, you could potentially save between $65 and $228 on your annual insurance cost, depending on the age of the driver.
- No accidents means cheaper rates. Having frequent at-fault accidents will raise rates, to the tune of $1,032 per year for a 30-year-old driver and even as much as $510 per year for a 60-year-old driver.
- Increasing deductibles makes car insurance cheaper. Increasing your policy deductibles from $500 to $1,000 could save around $352 per year for a 40-year-old driver and $682 per year for a 20-year-old driver.
- Lowering deductibles results in a more expensive policy. Cutting your deductibles from $500 to $250 could cost an additional $368 per year for a 40-year-old driver and $720 per year for a 20-year-old driver.
- The gender of the driver affects insurance cost. For a 2024 Mazda MX-30, a 20-year-old man will pay an average rate of $4,338 per year, while a 20-year-old female pays an average of $3,122, a difference of $1,216 per year in favor of the women by a long shot. But by age 50, male rates are $1,926 and female driver rates are $1,878, a difference of only $48.
- Older drivers tend to pay less than younger drivers. The difference in insurance rates for a 2024 Mazda MX-30 between a 60-year-old driver ($1,802 per year) and a 30-year-old driver ($2,320 per year) is $518, or a savings of 25.1%.
Is Mazda MX-30 insurance expensive?
When compared side-by-side to the compact SUV competition, car insurance prices for a Mazda MX-30 average $10 more per year than the Toyota RAV4, $176 more than the Honda CR-V, and $66 more than the Nissan Rogue.
The Mazda MX-30 ranks 26th out of 47 total comparison vehicles in the small SUV category for most affordable car insurance prices, costing $18 more per year than the segment average rate.
The next table ranks car insurance cost for all 47 models in the 2024 compact SUV segment. The Mazda MX-30 is highlighted at 26th.
| Rank | Make and Model | Annual Premium | Difference |
|---|---|---|---|
| 1 | Subaru Crosstrek | $1,730 | -$442 |
| 2 | Chevrolet Trailblazer | $1,760 | -$412 |
| 3 | Kia Soul | $1,826 | -$346 |
| 4 | Nissan Kicks | $1,844 | -$328 |
| 5 | Buick Envision | $1,878 | -$294 |
| 6 | Toyota Corolla Cross | $1,888 | -$284 |
| 7 | Hyundai Venue | $1,902 | -$270 |
| 8 | Mazda CX-5 | $1,910 | -$262 |
| 9 | Ford Bronco Sport | $1,918 | -$254 |
| 10 | Volkswagen Tiguan | $1,938 | -$234 |
| 11 | Buick Encore | $1,988 | -$184 |
| 12 | Honda CR-V | $1,996 | -$176 |
| 13 | Volkswagen Taos | $2,008 | -$164 |
| 14 | Kia Niro | $2,014 | -$158 |
| 15 | Honda HR-V | $2,040 | -$132 |
| 16 | Subaru Forester | $2,084 | -$88 |
| 17 | Kia Seltos | $2,094 | -$78 |
| 18 | GMC Terrain | $2,096 | -$76 |
| 19 | Nissan Rogue | $2,106 | -$66 |
| 20 | Hyundai Kona | $2,110 | -$62 |
| 21 | Mazda CX-30 | $2,114 | -$58 |
| 22 | Volkswagen ID4 | $2,124 | -$48 |
| 23 | Ford Escape | $2,138 | -$34 |
| 24 | Chevrolet Equinox | $2,158 | -$14 |
| 25 | Toyota RAV4 | $2,162 | -$10 |
| 26 | Mazda MX-30 | $2,172 | -- |
| 27 | Hyundai Tucson | $2,176 | $4 |
| 28 | Chevrolet Trax | $2,210 | $38 |
| 29 | Mini Cooper Clubman | $2,220 | $48 |
| 30 | Mini Cooper | $2,226 | $54 |
| 31 | Mitsubishi Eclipse Cross | $2,246 | $74 |
| 32 | Jeep Renegade | $2,252 | $80 |
| 33 | Mitsubishi Outlander | $2,280 | $108 |
| 34 | Kia Sportage | $2,294 | $122 |
| 35 | Hyundai Ioniq 5 | $2,302 | $130 |
| 36 | Nissan Ariya | $2,304 | $132 |
| 37 | Fiat 500X | $2,310 | $138 |
| 38 | Mini Cooper Countryman | $2,318 | $146 |
| 39 | Subaru Solterra | $2,320 | $148 |
| 40 | Mazda CX-50 | $2,326 | $154 |
| 41 | Toyota bz4X | $2,330 | $158 |
| 42 | Mitsubishi Mirage | $2,342 | $170 |
| 43 | Kia EV6 | $2,416 | $244 |
| 44 | Dodge Hornet | $2,492 | $320 |
| 45 | Jeep Compass | $2,536 | $364 |
| 46 | Hyundai Nexo | $2,584 | $412 |
| 47 | Ford Mustang Mach-E | $2,742 | $570 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated June 27, 2025
