- Mini Cooper Clubman car insurance costs an average of $2,274 per year, or around $190 per month for full coverage.
- The Cooper Clubman S FWD trim level is the cheapest to insure at around $2,194 per year. The most expensive trim is the John Cooper Works All4 at $2,376 per year.
- The 2024 Mini Cooper Clubman is one of the more expensive small SUVs to insure, costing $68 more per year on average as compared to the rest of the vehicles in the segment.
How much does Mini Cooper Clubman car insurance cost?
Drivers can plan on paying about $2,274 yearly to insure a Mini Cooper Clubman, which equates to around $190 a month. If separated by coverage type, comprehensive coverage is about $536 a year, collision coverage is an estimated $994, and the remaining liability/medical (or PIP) coverage will cost an estimated $744.
The cost summary chart below details average annual car insurance cost for a 2024 Mini Cooper Clubman using different deductibles and driver age groups.
The rate table below details the estimated annual and 6-month policy costs, in addition to a monthly budget amount, for each Mini Cooper Clubman model package and trim level.
| 2024 Mini Cooper Clubman Trim Level | Annual Premium | Cost Per Month |
|---|---|---|
| S FWD | $2,194 | $183 |
| S All4 | $2,248 | $187 |
| John Cooper Works All4 | $2,376 | $198 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated October 24, 2025
The data table below breaks down average insurance policy costs for a Mini Cooper Clubman for the 2013-2024 model years.
| Model Year and Vehicle | Annual Premium | Cost Per Month |
|---|---|---|
| 2024 Mini Cooper Clubman | $2,274 | $190 |
| 2023 Mini Cooper Clubman | $2,212 | $184 |
| 2022 Mini Cooper Clubman | $2,176 | $181 |
| 2021 Mini Cooper Clubman | $2,368 | $197 |
| 2020 Mini Cooper Clubman | $2,298 | $192 |
| 2019 Mini Cooper Clubman | $1,950 | $163 |
| 2018 Mini Cooper Clubman | $1,870 | $156 |
| 2017 Mini Cooper Clubman | $1,770 | $148 |
| 2016 Mini Cooper Clubman | $1,566 | $131 |
| 2014 Mini Cooper Clubman | $1,214 | $101 |
| 2013 Mini Cooper Clubman | $1,372 | $114 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Mini Cooper Clubman trim levels for each model year. Updated October 24, 2025
Is insurance expensive for a Cooper Clubman?
The Mini Cooper Clubman ranks 29th out of 47 total comparison vehicles in the small SUV category for most affordable insurance cost. The Cooper Clubman costs an estimated $2,274 per year for a car insurance policy with full coverage and the class average insurance cost is $2,206 annually, a difference of $68 per year.
When compared to other vehicles in the 2024 small SUV class, Mini Cooper Clubman car insurance costs $62 more per year than the Toyota RAV4, $228 more than the Honda CR-V, and $64 more than the Chevrolet Equinox.
The following chart shows how car insurance rates for a Cooper Clubman compare to the top 10 selling small SUVs like the Nissan Rogue, Ford Escape, and Subaru Crosstrek. A more comprehensive data table is included after the chart that details average car insurance prices for all 47 models in the small SUV category.
| Rank | Make and Model | Annual Premium | Difference |
|---|---|---|---|
| 1 | Subaru Crosstrek | $1,772 | -$502 |
| 2 | Chevrolet Trailblazer | $1,804 | -$470 |
| 3 | Kia Soul | $1,872 | -$402 |
| 4 | Nissan Kicks | $1,888 | -$386 |
| 5 | Buick Envision | $1,922 | -$352 |
| 6 | Toyota Corolla Cross | $1,932 | -$342 |
| 7 | Hyundai Venue | $1,950 | -$324 |
| 8 | Mazda CX-5 | $1,956 | -$318 |
| 9 | Ford Bronco Sport | $1,966 | -$308 |
| 10 | Volkswagen Tiguan | $1,984 | -$290 |
| 11 | Buick Encore | $2,038 | -$236 |
| 12 | Honda CR-V | $2,046 | -$228 |
| 13 | Volkswagen Taos | $2,056 | -$218 |
| 14 | Kia Niro | $2,066 | -$208 |
| 15 | Honda HR-V | $2,088 | -$186 |
| 16 | Subaru Forester | $2,134 | -$140 |
| 17 | Kia Seltos | $2,144 | -$130 |
| 18 | GMC Terrain | $2,148 | -$126 |
| 19 | Nissan Rogue | $2,154 | -$120 |
| 20 | Hyundai Kona | $2,158 | -$116 |
| 21 | Mazda CX-30 | $2,164 | -$110 |
| 22 | Volkswagen ID4 | $2,176 | -$98 |
| 23 | Ford Escape | $2,188 | -$86 |
| 24 | Chevrolet Equinox | $2,210 | -$64 |
| 25 | Toyota RAV4 | $2,212 | -$62 |
| 26 | Mazda MX-30 | $2,226 | -$48 |
| 27 | Hyundai Tucson | $2,232 | -$42 |
| 28 | Chevrolet Trax | $2,264 | -$10 |
| 29 | Mini Cooper Clubman | $2,274 | -- |
| 30 | Mini Cooper | $2,278 | $4 |
| 31 | Mitsubishi Eclipse Cross | $2,302 | $28 |
| 32 | Jeep Renegade | $2,308 | $34 |
| 33 | Mitsubishi Outlander | $2,336 | $62 |
| 34 | Kia Sportage | $2,350 | $76 |
| 35 | Hyundai Ioniq 5 | $2,358 | $84 |
| 36 | Fiat 500X | $2,368 | $94 |
| 37 | Mini Cooper Countryman | $2,374 | $100 |
| 38 | Subaru Solterra | $2,376 | $102 |
| 39 | Mazda CX-50 | $2,380 | $106 |
| 40 | Nissan Ariya | $2,386 | $112 |
| 41 | Toyota bz4X | $2,390 | $116 |
| 42 | Mitsubishi Mirage | $2,398 | $124 |
| 43 | Kia EV6 | $2,474 | $200 |
| 44 | Dodge Hornet | $2,554 | $280 |
| 45 | Jeep Compass | $2,594 | $320 |
| 46 | Hyundai Nexo | $2,648 | $374 |
| 47 | Ford Mustang Mach-E | $2,806 | $532 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated October 24, 2025