- Average Mini Countryman car insurance cost is around $2,374 per year, $1,187 for a 6-month policy, or $198 per month.
- The base Countryman base FWD model is the cheapest to insure at around $2,302 per year. The most expensive trim is the John Cooper Works ALL4 at $2,558 per year.
- When compared to other small SUVs and crossovers, the Mini Cooper Countryman is one of the more expensive small SUVs to insure, costing $168 more per year on average.
How much is Mini Cooper Countryman car insurance?
Mini Countryman insurance costs around $2,374 annually, or about $198 each month. With the average small SUV costing $2,206 a year to insure, the Cooper Countryman would cost around $168 or more annually.
The following chart shows average annual 2024 Mini Cooper Countryman car insurance cost using variations of driver age and risk profiles.
What is the cheapest Mini Countryman insurance?
The cheapest Mini Countryman car insurance is on the base FWD at an estimated $2,302 per year. The next cheapest model is the base AWD at $2,316 per year, and the third cheapest trim to insure is the S FWD at $2,320 per year.
The most expensive trim levels of Mini Countryman to insure are the John Cooper Works ALL4 at $2,558 and the S AWD at $2,374 per year. Those will cost an extra $256 and $72 per year, respectively, over the lowest cost base base FWD model.
The rate table below breaks down average annual and semi-annual Mini Cooper Countryman car insurance policy cost, plus a monthly budget estimate, for each trim level available for the 2024 model year.
| 2024 Mini Cooper Countryman Trim Level | Annual Premium | Cost Per Month |
|---|---|---|
| Base FWD | $2,302 | $192 |
| Base AWD | $2,316 | $193 |
| S FWD | $2,320 | $193 |
| S AWD | $2,374 | $198 |
| John Cooper Works ALL4 | $2,558 | $213 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated October 24, 2025
How does Countryman car insurance cost rank?
The Mini Cooper Countryman ranks 37th out of 47 total comparison vehicles in the small SUV class. The Cooper Countryman costs an average of $2,374 per year to insure and the class median average cost is $2,206 annually, a difference of $168 per year.
When compared to other small SUVs, insurance for a Mini Cooper Countryman costs $162 more per year than the Toyota RAV4, $328 more than the Honda CR-V, $164 more than the Chevrolet Equinox, and $220 more than the Nissan Rogue.
The table below shows how average 2024 Mini Cooper Countryman car insurance rates compare to the entire small SUV and crossover segment, also showing the difference between each vehicle’s insurance cost and the Countryman.
| Rank | Make and Model | Annual Premium | Difference |
|---|---|---|---|
| 1 | Subaru Crosstrek | $1,772 | -$602 |
| 2 | Chevrolet Trailblazer | $1,804 | -$570 |
| 3 | Kia Soul | $1,872 | -$502 |
| 4 | Nissan Kicks | $1,888 | -$486 |
| 5 | Buick Envision | $1,922 | -$452 |
| 6 | Toyota Corolla Cross | $1,932 | -$442 |
| 7 | Hyundai Venue | $1,950 | -$424 |
| 8 | Mazda CX-5 | $1,956 | -$418 |
| 9 | Ford Bronco Sport | $1,966 | -$408 |
| 10 | Volkswagen Tiguan | $1,984 | -$390 |
| 11 | Buick Encore | $2,038 | -$336 |
| 12 | Honda CR-V | $2,046 | -$328 |
| 13 | Volkswagen Taos | $2,056 | -$318 |
| 14 | Kia Niro | $2,066 | -$308 |
| 15 | Honda HR-V | $2,088 | -$286 |
| 16 | Subaru Forester | $2,134 | -$240 |
| 17 | Kia Seltos | $2,144 | -$230 |
| 18 | GMC Terrain | $2,148 | -$226 |
| 19 | Nissan Rogue | $2,154 | -$220 |
| 20 | Hyundai Kona | $2,158 | -$216 |
| 21 | Mazda CX-30 | $2,164 | -$210 |
| 22 | Volkswagen ID4 | $2,176 | -$198 |
| 23 | Ford Escape | $2,188 | -$186 |
| 24 | Chevrolet Equinox | $2,210 | -$164 |
| 25 | Toyota RAV4 | $2,212 | -$162 |
| 26 | Mazda MX-30 | $2,226 | -$148 |
| 27 | Hyundai Tucson | $2,232 | -$142 |
| 28 | Chevrolet Trax | $2,264 | -$110 |
| 29 | Mini Cooper Clubman | $2,274 | -$100 |
| 30 | Mini Cooper | $2,278 | -$96 |
| 31 | Mitsubishi Eclipse Cross | $2,302 | -$72 |
| 32 | Jeep Renegade | $2,308 | -$66 |
| 33 | Mitsubishi Outlander | $2,336 | -$38 |
| 34 | Kia Sportage | $2,350 | -$24 |
| 35 | Hyundai Ioniq 5 | $2,358 | -$16 |
| 36 | Fiat 500X | $2,368 | -$6 |
| 37 | Mini Cooper Countryman | $2,374 | -- |
| 38 | Subaru Solterra | $2,376 | $2 |
| 39 | Mazda CX-50 | $2,380 | $6 |
| 40 | Nissan Ariya | $2,386 | $12 |
| 41 | Toyota bz4X | $2,390 | $16 |
| 42 | Mitsubishi Mirage | $2,398 | $24 |
| 43 | Kia EV6 | $2,474 | $100 |
| 44 | Dodge Hornet | $2,554 | $180 |
| 45 | Jeep Compass | $2,594 | $220 |
| 46 | Hyundai Nexo | $2,648 | $274 |
| 47 | Ford Mustang Mach-E | $2,806 | $432 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated October 24, 2025
How much does insurance cost on a used Countryman?
Opting to insure an older Mini Cooper Countryman could cut your insurance cost by as much as $956 per year or more. A 2013 model costs an average of $1,418 per year to insure, while a new 2024 model costs $2,374.
The following data table shows average Mini Cooper Countryman insurance rates for different model years and driver age groups. Average insurance cost ranges from the best rate of $1,188 for a 60-year-old driver rated on a 2013 Mini Cooper Countryman to a maximum value of $4,762 for a 20-year-old driver rated on a 2024 model year.
| Model Year and Vehicle | Driver Age 20 | Driver Age 40 | Driver Age 60 |
|---|---|---|---|
| 2024 Mini Cooper Countryman | $4,762 | $2,374 | $1,968 |
| 2023 Mini Cooper Countryman | $4,810 | $2,394 | $1,986 |
| 2022 Mini Cooper Countryman | $4,552 | $2,262 | $1,880 |
| 2021 Mini Cooper Countryman | $4,284 | $2,126 | $1,764 |
| 2020 Mini Cooper Countryman | $4,152 | $2,062 | $1,712 |
| 2019 Mini Cooper Countryman | $3,768 | $1,876 | $1,560 |
| 2018 Mini Cooper Countryman | $3,650 | $1,800 | $1,502 |
| 2017 Mini Cooper Countryman | $3,414 | $1,686 | $1,410 |
| 2016 Mini Cooper Countryman | $2,960 | $1,486 | $1,240 |
| 2015 Mini Cooper Countryman | $3,186 | $1,576 | $1,322 |
| 2014 Mini Cooper Countryman | $2,624 | $1,316 | $1,100 |
| 2013 Mini Cooper Countryman | $2,872 | $1,418 | $1,188 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Mini Cooper Countryman trim levels for each model year. Updated October 24, 2025
Eventually, as your Countryman gets some miles on it, you will have to decide when to remove physical damage coverage from the policy. As any vehicle gets older, at some point the cost of comprehensive and collision coverage outweighs the benefit due to lower vehicle value.
Eliminating comprehensive and collision coverage on an older Mini Cooper Countryman could save $840 a year, depending on the level of physical damage deductibles and the age of the driver.