Car Insurance Cost in Sheridan, WY – Rates + Cheapest to Insure

• Sheridan car insurance averages $1,674 per year, or $140 as a monthly expense.
• Sheridan auto insurance costs an average of $40 per year less than the Wyoming state average ($1,714) and $209 per year less than the average for all 50 states ($1,883).
• Car insurance rates for a few popular models in Sheridan include the Toyota RAV4 at $1,544 per year, Toyota Camry at $1,798, and Honda Accord at $1,616.
• Auto insurance quotes in Sheridan have significant variability from as little as $38 per month for minimum liability limits to well over $675 per month for drivers with poor driving records.

Car insurance cost in Sheridan, Wyoming

In Sheridan, the average cost of car insurance is $1,674 per year, which is 11.8% less than the U.S. average rate of $1,883. Per month, Sheridan drivers can expect to pay an average of $140 for a full-coverage car insurance policy.

In the state of Wyoming, the average cost of car insurance is $1,714 per year, so the cost in Sheridan averages $40 less per year.

The average cost of car insurance in Sheridan compared to other Wyoming cities is $68 per year less than in Rock Springs, $100 per year cheaper than in Gillette, and $28 per year less than in Cheyenne.

The chart below shows examples of average Sheridan auto insurance cost broken out based on different driver ages, physical damage deductibles, and driver risk profiles. Rates are averaged for all 2024 model year vehicles including luxury brands.

The average cost of car insurance per month in Sheridan is $140, and ranges from $116 to $321 for the data shown in the chart above.

The age of the driver is the largest factor that influences the price you pay for auto insurance. The list below illustrates this by breaking down average car insurance rates in Sheridan for drivers from 16 to 60.

Average car insurance cost for Sheridan, Wyoming, drivers age 16 to 60

• 16-year-old rated driver – $5,971 per year or $498 per month
• 17-year-old rated driver – $5,783 per year or $482 per month
• 18-year-old rated driver – $5,184 per year or $432 per month
• 19-year-old rated driver – $4,723 per year or $394 per month
• 20-year-old rated driver – $3,372 per year or $281 per month
• 30-year-old rated driver – $1,790 per year or $149 per month
• 40-year-old rated driver – $1,674 per year or $140 per month
• 50-year-old rated driver – $1,486 per year or $124 per month
• 60-year-old rated driver – $1,392 per year or $116 per month

Average insurance cost for popular vehicles

The car insurance rates mentioned up to this point are averaged for all 2024 vehicle models, which is handy for making general comparisons such as the cost for different driver ages or locations.

However, for more complete auto insurance comparisons, it makes better sense to analyze rates for the exact make and model of vehicle being insured.

This next list shows average insurance cost by year and month in Sheridan for a handful of the more popular vehicles.

Car insurance cost for popular vehicles in Sheridan

• Toyota RAV4 – $1,544 per year or $129 per month
• Toyota Camry – $1,798 per year or $150 per month
• Honda Accord – $1,616 per year or $135 per month
• Nissan Rogue – $1,506 per year or $126 per month
• Hyundai Elantra – $1,820 per year or $152 per month
• Ford Escape – $1,530 per year or $128 per month
• Mazda CX-5 – $1,366 per year or $114 per month
• Toyota Highlander – $1,524 per year or $127 per month
• Jeep Wrangler – $1,916 per year or $160 per month
• Jeep Cherokee – $1,810 per year or $151 per month

Which cars are cheapest to insure in Sheridan, WY?

The vehicles with the best insurance prices in Sheridan tend to be compact SUVs like the Kia Soul, Chevrolet Trailblazer, and Buick Envision. Average car insurance quotes for these models average $1,372 or less per year to get full coverage.

Some additional models that are ranked high in our insurance cost comparison are the Acura RDX, Honda CR-V, Buick Envista, and Volkswagen Taos. The average rates are somewhat higher for those models than the small SUVs at the top of the list, but they still have an average insurance cost of $1,436 or less per year, or $120 per month.

The following table lists the 30 car, truck, and SUV models with the cheapest auto insurance in Sheridan, sorted by annual and monthly insurance cost.

A few additional vehicles worth noting making the top 30 above include the Nissan Leaf, Subaru Ascent, Toyota GR Corolla, Lexus NX 250, and Volkswagen Atlas. Insurance rates for those models cost between $1,436 and $1,492 per year in Sheridan, WY.

As a comparison, some examples that have more expensive auto insurance include the Jeep Grand Wagoneer costing an average of $1,944 per year, the Dodge Challenger at $2,524, and the Lexus LC 500h that costs $2,510.

The next section of this article goes into the average cost of car insurance in Sheridan for each different automotive segment. The rates shown will provide a decent understanding of which automotive segments have the overall least expensive auto insurance rates in Sheridan.

Best types of vehicles for the cheapest rates

When shopping for a new or used vehicle, it’s important to have a basic understanding of which kinds of vehicles have less expensive insurance rates. For instance, you may be wondering if compact SUVs are more affordable to insure than compact cars or if luxury cars have cheaper auto insurance than sports cars.

The next chart displays average car insurance rates by segment in Sheridan. When looking at rates from a segment perspective, compact and midsize SUVs, vans, and midsize pickups have the most affordable average auto insurance rates, while sports cars, large luxury cars, and performance exotic cars have the highest average cost of insurance.

Rates by segment are sufficient for general comparisons, but rates range quite significantly within each automotive segment shown above.

For example, in the large truck segment, car insurance rates range from the Nissan Titan at $1,568 per year up to the Toyota Tundra at $1,996 per year, a difference of $428 within that segment.

Also, in the small luxury SUV segment, the average cost of insurance ranges from the Acura RDX costing $1,400 per year to the Aston Martin DBX costing $3,264 per year, a difference of $1,864 within that segment.

And in the midsize truck segment, the average cost of insurance varies from the Chevrolet Colorado at $1,432 per year up to the Rivian R1T at $2,092 per year, a difference of $660 within that segment.

The list below details the model with the cheapest overall car insurance rates in Sheridan, WY, in each automotive segment.

• Cheapest compact car to insure – Toyota GR Corolla at $1,456 per year or $121 per month
• Cheapest compact SUV to insure – Subaru Crosstrek at $1,238 per year or $103 per month
• Cheapest midsize car to insure – Hyundai Ioniq 6 at $1,538 per year or $128 per month
• Cheapest midsize SUV to insure – Honda Passport at $1,334 per year or $111 per month
• Cheapest full-size car to insure – Chrysler 300 at $1,592 per year or $133 per month
• Cheapest full-size SUV to insure – Chevrolet Tahoe at $1,574 per year or $131 per month
• Cheapest midsize pickup to insure – Chevrolet Colorado at $1,432 per year or $119 per month
• Cheapest full-size pickup to insure – Nissan Titan at $1,568 per year or $131 per month
• Cheapest heavy duty pickup to insure – GMC Sierra 2500 HD at $1,706 per year or $142 per month
• Cheapest minivan to insure – Honda Odyssey at $1,532 per year or $128 per month
• Cheapest sports car to insure – Mazda MX-5 Miata at $1,552 per year or $129 per month
• Cheapest compact luxury car to insure – Acura Integra at $1,490 per year or $124 per month
• Cheapest compact luxury SUV to insure – Acura RDX at $1,400 per year or $117 per month
• Cheapest midsize luxury car to insure – Mercedes-Benz CLA250 at $1,724 per year or $144 per month
• Cheapest midsize luxury SUV to insure – Jaguar E-Pace at $1,566 per year or $131 per month
• Cheapest full-size luxury car to insure – Audi A5 at $1,982 per year or $165 per month
• Cheapest full-size luxury SUV to insure – Infiniti QX80 at $1,878 per year or $157 per month