Car Insurance in Gillette, WY – Averages for 2024 + Cheapest to Insure

• Average car insurance cost in Gillette is $1,774 per year, or about $148 per month.
• Auto insurance rates for a few popular models in Gillette include the Tesla Model 3 at $174 per month, GMC Sierra at $163, and Subaru Forester at $132.
• Models like the Nissan Kicks, Kia Soul, Ford Bronco Sport, and Buick Encore are good choices for cheap car insurance in Gillette.
• Vehicles with the cheapest car insurance in Gillette in their automotive segment include the Chevrolet Colorado, Toyota GR Corolla, Nissan Titan, and Acura Integra.
• Car insurance quotes in Gillette can vary significantly from as low as $36 per month for minimum liability insurance to over $681 per month for drivers needing high-risk coverage.

How much does Gillette car insurance cost?

Gillette car insurance costs an average of $1,774 per year, which is 6% less than the overall U.S. national average rate of $1,883. The average cost per month for car insurance in Gillette is $148 for a policy with full coverage.

The average cost of car insurance in Wyoming is $1,714 per year, so Gillette, Wyoming, drivers pay an average of $60 more per year than the overall Wyoming state-wide average rate. When prices are compared to other cities in Wyoming, the cost of auto insurance in Gillette is approximately $62 per year more than in Laramie, $32 per year more than in Rock Springs, and $70 per year more expensive than in Casper.

The age of the rated driver is the largest factor that influences the price of car insurance, so the list below details how driver age influences cost by showing average car insurance rates in Gillette for drivers from 16 to 60.

Average cost of car insurance in Gillette, WY, by driver age

• 16-year-old driver – $6,320 per year or $527 per month
• 17-year-old driver – $6,126 per year or $511 per month
• 18-year-old driver – $5,486 per year or $457 per month
• 19-year-old driver – $5,000 per year or $417 per month
• 20-year-old driver – $3,570 per year or $298 per month
• 30-year-old driver – $1,896 per year or $158 per month
• 40-year-old driver – $1,774 per year or $148 per month
• 50-year-old driver – $1,572 per year or $131 per month
• 60-year-old driver – $1,472 per year or $123 per month

The next chart shows average Gillette car insurance cost broken out not only by the age of the driver, but also by three different policy deductible limits. Rates are averaged for all 2024 vehicle models including luxury and performance vehicles.

Average car insurance rates in the previous chart range from $1,244 per year for a policy with high physical damage deductibles for a 60-year-old driver to $4,150 per year for a 20-year-old driver with a low deductible policy.

From a monthly budgeting standpoint, the average cost of car insurance per month in Gillette ranges from $104 to $346.

Car insurance for popular cars, trucks, and SUVs

The rates referenced above are the average cost across all 2024 model year vehicles, which is practical for making generalized comparisons like the average cost difference between two Wyoming cities.

But for more useful car insurance comparisons, we should instead use rates for the specific model of vehicle being insured. In the next few article sections, we do cost comparisons for different makes and models, but for now, a handful of the most popular vehicles will be shown to discover how auto insurance rates size up in Gillette.

The next chart shows average insurance rates in Gillette for a small sample of popular cars, pickups, and SUVs.

The models that have high popularity in Gillette tend to be compact and midsize cars like the Volkswagen Jetta, Honda Civic, and Toyota Camry and small or midsize SUVs like the Ford Escape, Chevy Equinox, and Subaru Outback.

A few additional popular vehicles in Gillette, WY, from other segments include luxury SUVs like the BMW X5 and Acura MDX, luxury cars like the BMW 530i and Acura ILX, and pickup trucks like the Ram 1500 and Toyota Tacoma.

We cover rates for many more vehicles in the upcoming sections, but before we delve that deep, let’s revisit some of the ideas that we have covered in the data above.

• Auto insurance gets cheaper as you age – Average rates for a 60-year-old driver in Gillette are $2,098 per year cheaper than for a 20-year-old driver.
• Gillette, WY, average car insurance cost is less than the U.S. average – $1,774 (Gillette average) versus $1,883 (U.S. average)
• Average car insurance cost per month ranges from $123 to $527 – That is the average auto insurance price range for drivers from age 16 to 60 in Gillette, WY.
• Car insurance rates drop considerably in your twenties – The average 30-year-old Gillette, WY, driver will pay $1,674 less per year than a 20-year-old driver, $1,896 versus $3,570.
• Auto insurance with low deductibles costs more – A 30-year-old driver pays an average of $478 more per year for a $250 deductible policy versus a $1,000 deductible policy.
• Gillette car insurance rates are more expensive than the Wyoming state average – $1,774 (Gillette average) compared to $1,714 (Wyoming average)
• Teenage females have cheaper rates than teenage males – Teenage females pay $775 to $416 less annually than their male counterparts.

In Gillette, which autos have cheap car insurance quotes?

When comparing all car, pickup truck, and SUV models, the models with the lowest cost average insurance rates in Gillette, WY, tend to be compact SUVs and crossovers like the Subaru Crosstrek, Chevrolet Trailblazer, Toyota Corolla Cross, and Nissan Kicks.

Average auto insurance quotes for those models cost $1,444 or less per year, or $120 per month, to have full coverage.

Additional vehicles that are ranked high in the cost comparison table below are the Nissan Murano, Buick Envista, Honda CR-V, and Volkswagen Tiguan. Average cost is slightly more for those models than the cheapest small SUVs and crossovers that rank at the top, but they still have average rates of $127 or less per month in Gillette.

The next table shows the top 30 models with the cheapest car insurance rates in Gillette, sorted by annual and monthly insurance cost.

A list of 30 of the cheapest vehicles to insure in Gillette is great if you’re just looking for low rates. Considering we track over 700 vehicles, the vast majority of models get omitted from the table. Let’s rethink this, dig deeper, and break out the cheapest models in a format that makes more sense.

The section below goes into the average cost of auto insurance by vehicle segment. The rates shown in the chart should give a better understanding of which vehicles have the most affordable rates. The sections following the chart break out and rank the cheapest rates for individual vehicles in the most popular automotive segments.

Average car insurance rates by vehicle segment

If you’re considering buying a new car, it’s important to know which styles of vehicles are cheaper to insure.

To illustrate this, maybe you’re wondering if compact SUVs are cheaper to insure than compact cars or if sports cars are more expensive to insure than regular cars.

The chart below shows average auto insurance cost by vehicle segment in Gillette. From a segment comparison perspective, small SUVs, vans, and midsize pickups tend to have the least expensive rates, while large luxury, performance, and sports cars have the most expensive rates.

Average rates for different segments are useful for getting a ballpark comparison, but rates vary substantially within each segment listed in the chart above.

For example, in the midsize SUV segment, rates range from the Honda Passport costing $1,414 per year for a full coverage policy to the Rivian R1S costing $2,176 per year, a difference of $762 within that segment.

Also, in the large SUV segment, the cost of insurance ranges from the Chevrolet Tahoe at $1,666 per year up to the Toyota Sequoia costing $2,222 per year, a difference of $556 within that segment.

In these next sections, we remove some of this variability by looking at auto insurance cost in Gillette for specific vehicles rather than by segments.

Cheapest cars to insure in Gillette, Wyoming

Ranking at the top for the most affordable Gillette auto insurance rates in the car segment (excluding luxury models) are the Nissan Leaf, Honda Civic, Nissan Sentra, Subaru Impreza, and Toyota GR Corolla. Auto insurance rates for these models average $136 or less per month.

Not the cheapest cars to insure, but still very reasonable, are models like the Hyundai Ioniq 6, Chevrolet Malibu, Kia K5, and Toyota Prius, with an average car insurance cost of $1,720 per year or less.

Some additional vehicles that make the list include the Volkswagen Arteon, Kia Forte, Hyundai Sonata, and Volkswagen Jetta, which average between $1,720 and $1,834 per year for full-coverage insurance.

Auto insurance in Gillette for this segment starts at around $129 per month, depending on your company and location. The comparison table below ranks the twenty cars with the cheapest car insurance in Gillette, starting with the Toyota GR Corolla at $1,542 per year and ending with the Mazda 3 at $1,834 per year.

For all vehicle comparisons, see our guides for compact car insurance, midsize car insurance, and full-size car insurance.

Don’t see insurance cost for your vehicle? No problem! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from top companies in Wyoming.

Cheapest SUVs to insure in Gillette, Wyoming

Ranking in the top five for the lowest-cost Gillette car insurance rates in the non-luxury SUV segment are the Subaru Crosstrek, Chevrolet Trailblazer, Honda Passport, Nissan Kicks, and Kia Soul. Auto insurance rates for these vehicles average $1,414 or less per year.

Other models that rank well in our comparison are the Hyundai Venue, Toyota Corolla Cross, Buick Envision, and Mazda CX-5, with average rates of $1,452 per year or less.

Ranked between 10th and 20th place, models like the Volkswagen Taos, Nissan Murano, Kia Niro, Honda CR-V, Subaru Outback, and Honda HR-V average between $1,452 and $1,544 to insure per year in Gillette.

As a cost per month, car insurance in Gillette on this segment for a good driver can cost as low as $109 per month, depending on your location. The comparison table below ranks the twenty SUVs with the lowest-cost average auto insurance rates in Gillette, starting with the Subaru Crosstrek at $1,312 per year ($109 per month) and ending with the Honda HR-V at $1,544 per year ($129 per month).

See our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance to compare rates for all makes and models.

Don’t see insurance rates for your SUV? No problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from top companies in Wyoming.

Cheapest luxury car auto insurance rates

Ranking at the top for the lowest-cost Gillette car insurance rates in the luxury car segment are the Lexus IS 300, Acura Integra, Acura TLX, BMW 330i, and Mercedes-Benz CLA250. Rates for these 2024 models average $153 or less per month.

Not the cheapest luxury cars to insure, but still very reasonable, are models like the Cadillac CT4, Lexus RC 300, Genesis G70, and Mercedes-Benz AMG CLA35, with an average car insurance cost of $1,864 per year or less.

As a cost per month, full-coverage insurance on this segment in Gillette for a middle-age safe driver can cost as low as $132 per month, depending on your location and insurance company.

The most affordable compact luxury car to insure in Gillette is the Acura Integra at $1,578 per year. For midsize luxury models, the Mercedes-Benz CLA250 is cheapest to insure at $1,826 per year. And for large luxury cars, the Audi A5 has the cheapest rates at $2,102 per year.

The next table ranks the cars with the most affordable average car insurance rates in Gillette, starting with the Acura Integra at $1,578 per year ($132 per month) and ending with the Audi S3 at $1,990 per year ($166 per month).

See our guide for luxury car insurance to view any vehicles not shown in the table.

Don’t see your luxury car? That’s no problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap Gillette car insurance quotes from top car insurance companies in Wyoming.

Luxury SUVs with cheap car insurance rates

Ranking highest for the lowest-cost Gillette auto insurance rates in the luxury SUV segment are the Cadillac XT5, Lexus NX 250, Cadillac XT4, Acura RDX, and Jaguar E-Pace. Auto insurance prices for these vehicles average $140 or less per month.

Additional luxury SUVs that have good average insurance rates are the Lexus NX 350h, Lexus NX 450h, Mercedes-Benz GLB 250, and Lincoln Corsair, with an average car insurance cost of $1,712 per year or less.

In the bottom half of the top 20, models like the Lexus NX 350, Infiniti QX50, Mercedes-Benz AMG GLB35, Lexus RX 350, and Acura MDX cost between $1,712 and $1,780 per year for auto insurance.

On a monthly basis, car insurance in Gillette on this segment for the average driver starts at around $124 per month, depending on your company and location.

If ranked by vehicle size, the lowest-cost small luxury SUV to insure in Gillette is the Acura RDX at $1,484 per year. For midsize luxury SUVs, the Jaguar E-Pace has the cheapest rates at $1,660 per year. And for full-size luxury SUVs, the Infiniti QX80 has the most affordable rates at $1,990 per year.

The table below ranks the twenty luxury SUVs with the most affordable average auto insurance rates in Gillette.

For all luxury SUV comparisons, see our complete guide for luxury SUV insurance.

Is your luxury SUV not in the list? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get cheap Gillette car insurance quotes from top car insurance companies in Wyoming.

Pickup models with cheap insurance rates

The Chevrolet Colorado ranks #1 as the cheapest pickup to insure in Gillette, followed closely by the Nissan Titan, Nissan Frontier, Ford Ranger, and Ford Maverick. The 2024 model has an average cost of $1,518 per year for full-coverage auto insurance.

Also ranking well in our comparison are pickups like the GMC Sierra 2500 HD, GMC Canyon, Honda Ridgeline, and Toyota Tacoma, with an average cost of $1,826 per year or less.

Car insurance for this segment in Gillette for a safe driver can cost as low as $127 per month, depending on your location.

The next table ranks the twenty pickups with the most affordable average insurance rates in Gillette, starting with the Chevrolet Colorado at $1,518 per year ($127 per month) and ending with the Ram Truck at $2,052 per year ($171 per month).

See our guides for midsize pickup insurance and large pickup insurance to compare rates for all truck makes and models.

Don’t see your truck in the table above? No sweat! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get cheap Gillette car insurance quotes from top car insurance companies in Wyoming.

Cheapest sports cars to insure

Ranking in the top five for the cheapest Gillette auto insurance rates in the sports car and performance segment are the Ford Mustang, Subaru WRX, Toyota GR86, Mazda MX-5 Miata, and BMW Z4. Auto insurance rates for these 2024 models average $166 or less per month.

Not the cheapest in the list, but still ranking well, are models like the BMW M2, Nissan Z, Lexus RC F, and Toyota GR Supra, with average rates of $2,124 per year or less.

Some additional cars worth mentioning include the BMW M3, Porsche Taycan, Lexus LC 500, and Chevrolet Camaro, which average between $2,124 and $3,004 per year for insurance in Gillette.

Car insurance in this segment for a safe driver starts at an average of $137 per month, depending on your location. The table below ranks the twenty sports cars with the cheapest auto insurance rates in Gillette, starting with the Mazda MX-5 Miata at $137 per month and ending with the Porsche Taycan at $250 per month.

Don’t see rates for your sports car? No sweat! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from the best car insurance companies in Gillette.

Tips for getting cheap Gillette car insurance quotes

Financially savvy drivers in Gillette should always be thinking of ways to save money on auto insurance So browse the tips and ideas below and maybe you’ll find a way to save a few dollars on your next renewal or new policy.

• Shop around for better prices. Setting aside a few minutes to get free car insurance quotes is our best recommendation for saving the most money. Rates change frequently and you do not have to wait for your renewal to change companies.
• Your employment could save you a few bucks. The large majority of car insurance companies offer policy discounts for certain professions like scientists, accountants, architects, lawyers, nurses, members of the military, and others. Having this discount applied to your policy could save between $53 and $172 on your car insurance premium.
• Clean up your credit for better rates. Having excellent credit of 800+ could save an average of $279 per year compared to a credit score between 670-739. Conversely, a weaker credit score below 579 could cost as much as $323 more per year. Not all states use credit score as a rating factor, so check with your agent or company.
• Break the law and you’ll pay more. If you want to get cheap car insurance in Gillette, it pays off to be a safe driver. In fact, just a couple blemishes on your driving record could possibly raise insurance policy cost by up to $472 per year.
• Remove unneeded coverage on older cars. Dropping full coverage from older vehicles that are no longer worth much can trim the cost significantly.