Wyoming Car Insurance Cost for 2023

How much is Wyoming car insurance going to cost? Find insurance rates by model and segment along with the cheapest vehicles to insure.

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How much does car insurance cost in Wyoming?

The average cost of car insurance in Wyoming is $1,566 per year, which is 7.1% less expensive than the average rate of $1,685 per year for all 50 states.

The chart below shows the average cost of car insurance in Wyoming when broken out for drivers aged 20 to 60 and policy deductibles of $250, $500, and $1,000. Rates are averaged for all 2023 models, with the 40-year-old driver with $500 deductibles serving as our overall average rate.

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Chart Data Details: Chart shows average Wyoming car insurance rates for 2023 model year vehicles with safe driver and claim-free discounts applied. Full-coverage rates are averaged for all Wyoming zip codes.Data last updated on December 30, 2022
Average Wyoming Car Insurance Cost by Driver Age and Deductible
Average Car Insurance Cost in Wyoming
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$2,638$220
$500$3,116$260
$250$3,620$302
30$1,000$1,384$115
$500$1,650$138
$250$1,930$161
40$1,000$1,322$110
$500$1,566$131
$250$1,822$152
50$1,000$1,206$101
$500$1,426$119
$250$1,658$138
60$1,000$1,184$99
$500$1,400$117
$250$1,628$136

There are many factors that determine the rate you’ll pay in Wyoming for auto insurance. One of the biggest is the actual vehicle you’re insuring.

For a quick example, the list below contains annual and monthly car insurance rate averages for five of the more popular cars, SUVs, and pickups found on the roads of Wyoming. Rates for this example range from as low as $111 per month for the Honda CR-V up to $139 per month for the Jeep Grand Cherokee.

  1. Ford F-150 pickup – $1,594 per year ($133 per month)
  2. Honda CR-V compact SUV – $1,328 per year ($111 per month)
  3. Toyota Camry midsize car – $1,492 per year ($124 per month)
  4. Jeep Grand Cherokee midsize SUV – $1,666 per year ($139 per month)
  5. Honda Civic compact car – $1,534 per year ($128 per month)

Another big factor that determines the price of car insurance quotes is the age of the driver. Teenage drivers tend to have the most expensive rates, which in Wyoming range from $3,948 per year for a 19-year-old female driver up to $5,612 per year for a 16-year-old male driver.

Some additional factors and situations that can affect car insurance rates in Wyoming include:

  • A DUI or other major driving violation could cause car insurance to cost as much as $1,440 more per year for the average driver.
  • Even a minor traffic violation like a speeding ticket could increase the annual cost of car insurance in Wyoming by $414 for a 40-year-old driver.
  • Earning multiple discounts with your car insurance company could save as much as $486 per year. These discounts include things like multi-vehicle, multi-policy, safe driver, claim-free, customer loyalty, and others.
  • Bundling your auto and homeowners insurance with the same company could save an average of $204 per year.
  • Causing an at-fault accident could cause your rates to jump by as much as $644 each year.

Later in this article we will go into much more detail on model-specific car insurance rates, but first, lets see how Wyoming car insurance rates compare to other nearby states as well as states in other parts of the U.S.

Is car insurance in Wyoming expensive?

Overall, car insurance in Wyoming is pretty affordable. Wyoming ranks decently at 20th out of all 50 U.S. states, with an average annual cost of $1,566 per year.

When compared to surrounding states, Wyoming car insurance rates are 17.2% cheaper than Colorado, 6.2% more expensive than Nebraska, 13.6% cheaper than South Dakota, 3.3% cheaper than Montana, 24.7% more expensive than Idaho, and 1.3% more expensive than Utah.

The chart below ranks all states in the U.S. West region for car insurance affordability, with Wyoming ranking fifth out of 11 states and highlighted in dark blue.

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Wyoming Car Insurance Cost Compared to West Region
Average Car Insurance Cost in Wyoming Compared to West Region
West Region States Average Insurance Cost Annual Difference
Hawaii$1,202-$364
Idaho$1,256-$310
Alaska$1,338-$228
Utah$1,546-$20
Wyoming$1,566--
Washington$1,596$30
Montana$1,620$54
Oregon$1,648$82
Colorado$1,892$326
Nevada$2,110$544
California$2,134$568

When average Wyoming auto insurance rates are compared to states outside the West region, Wyoming is 3.2% cheaper than Arizona, 1.3% more expensive than Illinois, 28.7% cheaper than Florida, 23.3% cheaper than New York, and 4.4% cheaper than Texas.

Here’s another example that compares average car insurance quotes for a Honda Civic in Wyoming compared to other neighboring U.S. states. Instead of percentages, each comparison shows the annual dollar amount difference between Wyoming and each other state.

As our baseline, average car insurance cost on a 2023 Honda Civic in Wyoming is $1,534 per year. When compared to other nearby states, insuring the same vehicle is:

  • $52 per year cheaper than in Montana ($1,586)
  • $22 per year more expensive than in Utah ($1,512)
  • $532 per year cheaper than in Nevada ($2,066)
  • $556 per year cheaper than in California ($2,090)
  • $320 per year cheaper than in Colorado ($1,854

What type of vehicle is cheapest to insure?

In Wyoming, as with other states, the cheapest car insurance quotes are usually found on small and midsize SUVs, midsize pickups, and minivans.

Specific examples of vehicles that have affordable rates are the Nissan Kicks, Mazda CX-5, Chevrolet Trailblazer, Subaru Crosstrek, and Honda Passport.

The chart below summarizes annual car insurance cost in Wyoming for each vehicle segment. Rates range from just over $1,400 per year for small SUVs up to over $2,100 per year for full-size luxury models and sports cars.

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Chart Data Details: Average Wyoming car insurance cost by segment is based on 2023 model year vehicles with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged for all Wyoming Zip Codes.Data last updated on December 30, 2022
Wyoming Car Insurance Rates by Vehicle Segment
Wyoming Car Insurance Rates by Vehicle Segment
Vehicle Segment Annual Rate Monthly Rate
Compact SUV$1,426$119
Midsize Pickup$1,480$123
Midsize SUV$1,532$128
Minivan$1,538$128
Compact Car$1,562$130
Midsize Car$1,598$133
Compact Luxury SUV$1,696$141
Half-ton Pickup$1,700$142
Large SUV$1,714$143
Compact Luxury Car$1,722$144
Heavy Duty Pickup$1,802$150
Midsize Luxury SUV$1,820$152
Large Car$1,822$152
Midsize Luxury Car$1,992$166
Sports Car$2,140$178
Large Luxury SUV$2,306$192
Large Luxury Car$2,418$202

Knowing which type of vehicle has cheap overall car insurance rates is very useful when beginning your search for an affordable vehicle. Rates range considerably within each segment, however, so as you narrow down your choices, the next section may be useful as we break out the cheapest vehicles to insure in the state of Wyoming.

Which vehicles have cheap Wyoming car insurance rates?

If you’re looking for the cheapest overall car insurance cost in Wyoming, the Chevrolet Trailblazer, Subaru Crosstrek, and Nissan Kicks might be your best bets.

If a compact SUV or compact car is not your style, the list below details the specific model with the cheapest average car insurance rates for all vehicle segments.

The table below ranks the top 50 vehicles with the cheapest Wyoming car insurance rates for the 2023 model year. Each model is linked to a more detailed page where you can find average rates for different model years and trim levels for each vehicle.

Top 50 Vehicles for Cheap Car Insurance in Wyoming
Rank Make/Model Annual Cost Monthly Cost
1Chevrolet Trailblazer$1,186$99
2Subaru Crosstrek$1,198$100
3Nissan Kicks$1,200$100
4Honda Passport$1,218$102
5Nissan Rogue Sport$1,222$102
6Mazda CX-5$1,232$103
7Buick Encore$1,248$104
8Buick Envision$1,252$104
9Kia Seltos$1,270$106
10Subaru Ascent$1,276$106
11Hyundai Venue$1,280$107
12Subaru Impreza$1,298$108
13Ford Maverick$1,302$109
14Honda HR-V$1,302$109
15Chevrolet Colorado$1,306$109
16Acura RDX$1,308$109
17Hyundai Kona$1,314$110
18Subaru Forester$1,322$110
19Ford Edge$1,328$111
20Honda CR-V$1,328$111
21Mazda CX-30$1,332$111
22Ford Explorer$1,336$111
23Volkswagen Atlas$1,338$112
24Chevrolet Trax$1,346$112
25Nissan Murano$1,346$112
26Subaru Outback$1,348$112
27Nissan Frontier$1,352$113
28Volkswagen Tiguan$1,360$113
29Ford Bronco Sport$1,366$114
30Fiat 500X$1,390$116
31Ford Ranger$1,392$116
32GMC Terrain$1,394$116
33Kia Soul$1,394$116
34Mitsubishi Eclipse Cross$1,398$117
35Volkswagen Atlas Cross Sport$1,400$117
36Lexus RX 350$1,404$117
37Acura Integra$1,408$117
38Chevrolet Equinox$1,412$118
39Cadillac XT4$1,414$118
40Toyota Corolla Cross$1,414$118
41Volkswagen Taos$1,420$118
42GMC Canyon$1,424$119
43Toyota Venza$1,428$119
44Mazda CX-50$1,430$119
45Toyota Tacoma$1,430$119
46Honda Odyssey$1,432$119
47Volkswagen Jetta$1,432$119
48Hyundai Tucson$1,434$120
49Ford Escape$1,438$120
50Kia Sorento$1,438$120

    Get Rates in Your AreaWhy is this important?

    Table Data Details: Average car insurance rate for each model assumes a 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to premiums. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Wyoming.Data last updated on December 30, 2022
    Top 50 Vehicles for Cheap Car Insurance in Wyoming

    Many of the most popular vehicles driving in Wyoming are not the cheapest to insure, and therefore do not show up in the previous tables and charts.

    The chart below shows average car insurance rates in Wyoming for 20 of the most popular vehicles in the state. Rates are sorted from more affordable to most expensive, and clicking the table icon below the chart also shows the average monthly car insurance cost for each model.

    Get Rates in Your AreaWhy is this important?

    Chart Data Details: Average Wyoming car insurance cost is based on 2023 model year vehicles with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged for all Wyoming Zip Codes.Data last updated on December 30, 2022
    Wyoming Car Insurance Rates for Popular Vehicles
    Wyoming Car Insurance Rates for Popular Vehicles
    Make/Model Annual Rate Monthly Rate
    Mazda CX-5$1,232$103
    Honda CR-V$1,328$111
    Ford Explorer$1,336$111
    Nissan Rogue$1,442$120
    Toyota RAV4$1,452$121
    Toyota Camry$1,492$124
    Chevrolet Traverse$1,498$125
    Honda Pilot$1,506$126
    Honda Civic$1,534$128
    Kia Forte$1,538$128
    Toyota Highlander$1,564$130
    Ford F150$1,594$133
    Hyundai Santa Fe$1,610$134
    Jeep Grand Cherokee$1,666$139
    Ford Mustang$1,698$142
    Chevrolet Silverado$1,712$143
    Hyundai Elantra$1,712$143
    Ram Truck$1,712$143
    Jeep Wrangler$1,736$145
    Ford Bronco$1,744$145

    Wyoming car insurance cost by city

    Shown below are some of the larger cities in Wyoming and the average car insurance rates for each. Visit any page to view additional rate information, including average cost by automotive segment, rates for different driver ages and risk profiles, and the vehicles with cheap car insurance quotes in each city.