Wyoming Car Insurance Cost for 2023

How much is Wyoming car insurance going to cost? Find insurance rates by model and segment along with the cheapest vehicles to insure.

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How much does car insurance cost in Wyoming?

The average cost of car insurance in Wyoming is $1,604 per year, which is 7.4% less expensive than the average rate of $1,728 per year for all 50 states.

The chart below shows the average cost of car insurance in Wyoming when broken out for drivers aged 20 to 60 and policy deductibles of $250, $500, and $1,000. Rates are averaged for all 2023 models, with the 40-year-old driver with $500 deductibles serving as our overall average rate.

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Chart Data Details: Chart shows average Wyoming car insurance rates for 2023 model year vehicles with safe driver and claim-free discounts applied. Full-coverage rates are averaged for all Wyoming zip codes.Data last updated on August 12, 2023
Average Wyoming Car Insurance Cost by Driver Age and Deductible
Average Car Insurance Cost in Wyoming
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$2,704$225
$500$3,192$266
$250$3,710$309
30$1,000$1,416$118
$500$1,690$141
$250$1,974$165
40$1,000$1,356$113
$500$1,604$134
$250$1,868$156
50$1,000$1,236$103
$500$1,462$122
$250$1,700$142
60$1,000$1,214$101
$500$1,436$120
$250$1,668$139

There are many factors that determine the rate you’ll pay in Wyoming for auto insurance. One of the biggest is the actual vehicle you’re insuring.

For a quick example, the list below contains annual and monthly car insurance rate averages for five of the more popular cars, SUVs, and pickups found on the roads of Wyoming. Rates for this example range from as low as $113 per month for the Honda CR-V up to $142 per month for the Jeep Grand Cherokee.

  1. Ford F-150 pickup – $1,630 per year ($136 per month)
  2. Honda CR-V compact SUV – $1,360 per year ($113 per month)
  3. Toyota Camry midsize car – $1,526 per year ($127 per month)
  4. Jeep Grand Cherokee midsize SUV – $1,704 per year ($142 per month)
  5. Honda Civic compact car – $1,574 per year ($131 per month)

Another big factor that determines the price of car insurance quotes is the age of the driver. Teenage drivers tend to have the most expensive rates, which in Wyoming range from $4,044 per year for a 19-year-old female driver up to $5,748 per year for a 16-year-old male driver.

Some additional factors and situations that can affect car insurance rates in Wyoming include:

  • A DUI or other major driving violation could cause car insurance to cost as much as $1,482 more per year for the average driver.
  • Even a minor traffic violation like a speeding ticket could increase the annual cost of car insurance in Wyoming by $424 for a 40-year-old driver.
  • Earning multiple discounts with your car insurance company could save as much as $498 per year. These discounts include things like multi-vehicle, multi-policy, safe driver, claim-free, customer loyalty, and others.
  • Bundling your auto and homeowners insurance with the same company could save an average of $206 per year.
  • Causing an at-fault accident could cause your rates to jump by as much as $662 each year.

Later in this article we will go into much more detail on model-specific car insurance rates, but first, lets see how Wyoming car insurance rates compare to other nearby states as well as states in other parts of the U.S.

Is car insurance in Wyoming expensive?

Overall, car insurance in Wyoming is pretty affordable. Wyoming ranks decently at 20th out of all 50 U.S. states, with an average annual cost of $1,604 per year.

When compared to surrounding states, Wyoming car insurance rates are 18.4% cheaper than Colorado, 5.9% more expensive than Nebraska, 14.4% cheaper than South Dakota, 3.2% cheaper than Montana, 21.2% more expensive than Idaho, and 1.3% more expensive than Utah.

The chart below ranks all states in the U.S. West region for car insurance affordability, with Wyoming ranking fifth out of 11 states and highlighted in dark blue.

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Wyoming Car Insurance Cost Compared to West Region
Average Car Insurance Cost in Wyoming Compared to West Region
West Region States Average Insurance Cost Annual Difference
Hawaii$1,242-$362
Idaho$1,296-$308
Alaska$1,374-$230
Utah$1,584-$20
Wyoming$1,604--
Washington$1,630$26
Montana$1,656$52
Oregon$1,684$80
Colorado$1,930$326
Nevada$2,150$546
California$2,172$568

When average Wyoming auto insurance rates are compared to states outside the West region, Wyoming is 3.2% cheaper than Arizona, 1.1% more expensive than Illinois, 32.5% cheaper than Florida, 26% cheaper than New York, and 4.4% cheaper than Texas.

Here’s another example that compares average car insurance quotes for a Honda Civic in Wyoming compared to other neighboring U.S. states. Instead of percentages, each comparison shows the annual dollar amount difference between Wyoming and each other state.

As our baseline, average car insurance cost on a 2023 Honda Civic in Wyoming is $1,574 per year. When compared to other nearby states, insuring the same vehicle is:

  • $48 per year cheaper than in Montana ($1,622)
  • $24 per year more expensive than in Utah ($1,550)
  • $532 per year cheaper than in Nevada ($2,106)
  • $554 per year cheaper than in California ($2,128)
  • $314 per year cheaper than in Colorado ($1,888

What type of vehicle is cheapest to insure?

In Wyoming, as with other states, the cheapest car insurance quotes are usually found on small and midsize SUVs, midsize pickups, and minivans.

Specific examples of vehicles that have affordable rates are the Nissan Kicks, Mazda CX-5, Chevrolet Trailblazer, Subaru Crosstrek, and Honda Passport.

The chart below summarizes annual car insurance cost in Wyoming for each vehicle segment. Rates range from just over $1,400 per year for small SUVs up to over $2,100 per year for full-size luxury models and sports cars.

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Chart Data Details: Average Wyoming car insurance cost by segment is based on 2023 model year vehicles with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged for all Wyoming Zip Codes.Data last updated on August 12, 2023
Wyoming Car Insurance Rates by Vehicle Segment
Wyoming Car Insurance Rates by Vehicle Segment
Vehicle Segment Annual Rate Monthly Rate
Compact SUV$1,460$122
Midsize Pickup$1,516$126
Midsize SUV$1,566$131
Minivan$1,574$131
Compact Car$1,600$133
Midsize Car$1,638$137
Compact Luxury SUV$1,736$145
Half-ton Pickup$1,740$145
Large SUV$1,758$147
Compact Luxury Car$1,766$147
Heavy Duty Pickup$1,844$154
Midsize Luxury SUV$1,864$155
Large Car$1,866$156
Midsize Luxury Car$2,040$170
Sports Car$2,196$183
Large Luxury SUV$2,358$197
Large Luxury Car$2,478$207

Knowing which type of vehicle has cheap overall car insurance rates is very useful when beginning your search for an affordable vehicle. Rates range considerably within each segment, however, so as you narrow down your choices, the next section may be useful as we break out the cheapest vehicles to insure in the state of Wyoming.

Which vehicles have cheap Wyoming car insurance rates?

If you’re looking for the cheapest overall car insurance cost in Wyoming, the Chevrolet Trailblazer, Subaru Crosstrek, and Nissan Kicks might be your best bets.

If a compact SUV or compact car is not your style, the list below details the specific model with the cheapest average car insurance rates for all vehicle segments.

The table below ranks the top 50 vehicles with the cheapest Wyoming car insurance rates for the 2023 model year. Each model is linked to a more detailed page where you can find average rates for different model years and trim levels for each vehicle.

Top 50 Vehicles for Cheap Car Insurance in Wyoming
Rank Make/Model Annual Cost Monthly Cost
1Chevrolet Trailblazer$1,214$101
2Subaru Crosstrek$1,228$102
3Nissan Kicks$1,230$103
4Honda Passport$1,246$104
5Nissan Rogue Sport$1,252$104
6Mazda CX-5$1,262$105
7Buick Encore$1,280$107
8Buick Envision$1,286$107
9Kia Seltos$1,300$108
10Subaru Ascent$1,306$109
11Hyundai Venue$1,310$109
12Subaru Impreza$1,328$111
13Ford Maverick$1,332$111
14Honda HR-V$1,334$111
15Chevrolet Colorado$1,336$111
16Acura RDX$1,342$112
17Hyundai Kona$1,346$112
18Subaru Forester$1,354$113
19Honda CR-V$1,360$113
20Ford Edge$1,364$114
21Mazda CX-30$1,366$114
22Ford Explorer$1,368$114
23Volkswagen Atlas$1,372$114
24Chevrolet Trax$1,378$115
25Nissan Murano$1,378$115
26Subaru Outback$1,384$115
27Nissan Frontier$1,388$116
28Volkswagen Tiguan$1,394$116
29Ford Bronco Sport$1,398$117
30Fiat 500X$1,422$119
31Ford Ranger$1,424$119
32GMC Terrain$1,426$119
33Kia Soul$1,428$119
34Mitsubishi Eclipse Cross$1,432$119
35Volkswagen Atlas Cross Sport$1,434$120
36Lexus RX 350$1,436$120
37Acura Integra$1,440$120
38Chevrolet Equinox$1,442$120
39Cadillac XT4$1,448$121
40Toyota Corolla Cross$1,448$121
41Volkswagen Taos$1,452$121
42GMC Canyon$1,456$121
43Toyota Venza$1,462$122
44Mazda CX-50$1,464$122
45Honda Odyssey$1,466$122
46Toyota Tacoma$1,466$122
47Volkswagen Jetta$1,466$122
48Hyundai Tucson$1,468$122
49Ford Escape$1,472$123
50Kia Sorento$1,472$123

    Get Rates in Your AreaWhy is this important?

    Table Data Details: Average car insurance rate for each model assumes a 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to premiums. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Wyoming.Data last updated on August 12, 2023
    Top 50 Vehicles for Cheap Car Insurance in Wyoming

    Many of the most popular vehicles driving in Wyoming are not the cheapest to insure, and therefore do not show up in the previous tables and charts.

    The chart below shows average car insurance rates in Wyoming for 20 of the most popular vehicles in the state. Rates are sorted from more affordable to most expensive, and clicking the table icon below the chart also shows the average monthly car insurance cost for each model.

    Get Rates in Your AreaWhy is this important?

    Chart Data Details: Average Wyoming car insurance cost is based on 2023 model year vehicles with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged for all Wyoming Zip Codes.Data last updated on August 12, 2023
    Wyoming Car Insurance Rates for Popular Vehicles
    Wyoming Car Insurance Rates for Popular Vehicles
    Make/Model Annual Rate Monthly Rate
    Mazda CX-5$1,262$105
    Honda CR-V$1,360$113
    Ford Explorer$1,368$114
    Nissan Rogue$1,476$123
    Toyota RAV4$1,486$124
    Toyota Camry$1,526$127
    Chevrolet Traverse$1,532$128
    Honda Pilot$1,544$129
    Honda Civic$1,574$131
    Kia Forte$1,574$131
    Toyota Highlander$1,604$134
    Ford F150$1,630$136
    Hyundai Santa Fe$1,646$137
    Jeep Grand Cherokee$1,704$142
    Ford Mustang$1,740$145
    Hyundai Elantra$1,754$146
    Ram Truck$1,756$146
    Chevrolet Silverado$1,758$147
    Jeep Wrangler$1,778$148
    Ford Bronco$1,784$149

    Wyoming car insurance cost by city

    Shown below are some of the larger cities in Wyoming and the average car insurance rates for each. Visit any page to view additional rate information, including average cost by automotive segment, rates for different driver ages and risk profiles, and the vehicles with cheap car insurance quotes in each city.