Car Insurance Cost in Wichita, KS (2022 Rates)

How much does Wichita auto insurance cost? We compare the cost to insure over 150 vehicles to find the models with cheapest car insurance in Wichita.

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  • Average Wichita car insurance cost is $1,658 per year for a full coverage policy. Average cost per month is about $138.
  • For cheap auto insurance in Wichita, models like the Nissan Kicks, Chevrolet Colorado, and Chevrolet Trailblazer rank well for overall car insurance cost.
  • A few models with the lowest cost car insurance in Wichita in their automotive segment include the Subaru Impreza at $1,440 per year, Mercedes-Benz A220 at $1,634 per year, Ford F150 at $1,606 per year, and Chevrolet Colorado at $1,366 per year.

How much does car insurance cost in Wichita?

The average car insurance cost in Wichita is $1,658 per year, which is 6.9% more than the overall U.S. national average rate of $1,551. The average cost of car insurance per month in Wichita is $138 for full coverage.

The average cost of car insurance in Kansas is $1,534 per year, so Wichita drivers pay an average of $124 more per year than the overall Kansas state-wide average rate. The average cost of car insurance in Wichita compared to other Kansas locations is $166 per year more expensive than in Topeka, $178 per year more than in Overland Park, and $196 per year more than in Olathe.

The chart below goes into more detail for drivers age 20 to 60 by showing a range of rates for different driver ages and common risk profiles.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for the 2022 model year with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average car insurance cost in Wichita includes all Zip Codes and vehicle trim levels.Data last updated on April 20, 2022
Wichita, KS Car Insurance Cost by Driver Risk Profile
Average Car Insurance Cost in Wichita, KS
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$3,758$313
Safe Driver Age 20$3,290$274
At-fault Accidents Age 40$2,338$195
Low Deductibles Age 40$2,152$179
Safe Driver Age 30$1,744$145
Safe Driver Age 40$1,658$138
Safe Driver Age 50$1,510$126
Safe Driver Age 60$1,480$123
High Deductibles Age 40$1,402$117
Discount Rate Age 40$1,378$115

In the chart above, the cost of auto insurance in Wichita ranges from $1,378 per year for a 40-year-old driver who receives many policy discounts to $3,758 per year for a 30-year-old driver who has a subpar driving record and has to buy high risk car insurance. From a monthly budget point of view, the average cost in the prior chart ranges from $115 to $313 per month.

Wichita auto insurance rates have extreme variability and seemingly inconsequential changes in a driver’s risk profile can cause enormous changes in car insurance premiums. Since there can be such a large difference in rates, it reinforces the need for accurate car insurance quotes when shopping online for the cheapest car insurance in Wichita.

The age of the driver has a big impact on the price of car insurance. The list below details how driver age influences cost by showing average car insurance rates in Wichita for young, middle-age, and senior drivers.

Wichita car insurance cost for drivers age 16 to 60

  • 16-year-old rated driver – $5,942 per year or $495 per month
  • 17-year-old rated driver – $5,548 per year or $462 per month
  • 18-year-old rated driver – $5,182 per year or $432 per month
  • 19-year-old rated driver – $4,686 per year or $391 per month
  • 20-year-old rated driver – $3,290 per year or $274 per month
  • 30-year-old rated driver – $1,744 per year or $145 per month
  • 40-year-old rated driver – $1,658 per year or $138 per month
  • 50-year-old rated driver – $1,510 per year or $126 per month
  • 60-year-old rated driver – $1,480 per year or $123 per month

The previous rates shown for drivers age 16 to 19 were based on a male driver. The next chart goes into more detail for teenage car insurance rates and breaks out the average cost for car insurance for teen drivers in Wichita by gender. Teenage females are expensive to insure, but do tend to have cheaper car insurance rates than males of the same age.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Teenage driver rates are for the 2022 model year with $500 physical damage deductibles. Average car insurance cost in Wichita includes all Zip Codes and vehicle trim levels.Data last updated on February 20, 2022
Average Car Insurance Cost for Teenagers in Wichita
Average Car Insurance Cost in Wichita, KS for Teenage Drivers
Teen Driver Gender Age 16 Age 17 Age 18 Age 19
Male$5,942$5,548$5,182$4,686
Female$5,230$4,936$4,494$4,164

Auto insurance for a 16-year-old female driver in Wichita costs an average of $712 less per year than the cost to insure a 16-year-old male driver, while at age 19, the cost is still $522 less per year.

The vehicles that have high popularity in Wichita tend to be small or midsize cars like the Hyundai Elantra and Honda Accord and compact and midsize SUVs like the Chevy Equinox and Subaru Outback.

Some additional popular vehicles from other segments include luxury models like the Infiniti Q50 and Infiniti QX60, pickup trucks like the Toyota Tacoma and Chevy Silverado, and sports cars like the Porsche 911 and Nissan GT-R.

We will get into rates for lots more vehicles later on in this article, but before we get into that, let’s review some of the concepts that we covered in the first section.

  • Teenage girls pay cheaper rates than teen males – Teenage female drivers age 16 to 19 pay $522 to $712 less per year than males of the same age.
  • Low deductible auto insurance costs more – A 20-year-old driver pays an average of $900 more per year for a policy with $250 deductibles compared to $1,000 deductibles.
  • Cost per month ranges from $128 to $512 – That is the average auto insurance price range for drivers from age 16 to 60 in Wichita.
  • Auto insurance for teen drivers is expensive in Wichita – Average rates range from $4,164 to $5,942 per year for teen driver car insurance in Wichita.
  • Auto insurance gets more affordable as you age – Average rates for a 50-year-old driver in Wichita are $1,840 per year cheaper than for a 20-year-old driver.
  • Insurance rates fall significantly between ages 20 and 30 – The average 30-year-old Wichita driver will pay $1,596 less each year than a 20-year-old driver, $1,804 compared to $3,400.

Which vehicles are cheapest to insure in Wichita?

The models with the lowest cost average insurance rates in Wichita tend to be crossovers and compact SUVs like the Nissan Kicks, Mazda CX-5, Nissan Rogue Sport, and Toyota C-HR. Average car insurance rates for those vehicles cost $1,636 or less per year for a policy with full coverage.

Additional vehicles that rank well in the comparison table below are the Ford Maverick, Hyundai Venue, Hyundai Kona, and Subaru Impreza.

Rates are a little higher for those models than the cheapest small SUVs at the top of the list, but they still have average rates of $1,696 or less per year ($141 per month).

The table below ranks the top 20 models with the cheapest car insurance rates in Wichita, sorted by annual and monthly insurance cost.

Cheapest Car Insurance Rates in Wichita
Rank Make/Model Annual Cost Monthly Cost
1Mazda CX-5$1,262$105
2Nissan Kicks$1,296$108
3Chevrolet Trailblazer$1,304$109
4Honda Passport$1,334$111
5Subaru Crosstrek$1,334$111
6Chevrolet Colorado$1,366$114
7Buick Encore$1,374$115
8Toyota C-HR$1,374$115
9Nissan Rogue Sport$1,386$116
10Hyundai Venue$1,408$117
11Buick Envision$1,412$118
12Kia Seltos$1,416$118
13Ford Maverick$1,420$118
14Acura RDX$1,422$119
15Subaru Ascent$1,424$119
16Toyota Corolla Cross$1,426$119
17Subaru Forester$1,436$120
18Mazda MX-5 Miata$1,438$120
19Hyundai Kona$1,440$120
20Subaru Impreza$1,440$120

    Get Rates in Your AreaWhy is this important?

    Table Data Details: Average car insurance rate for each model assumes a 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to premiums. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Wichita, KS.Data last updated on March 24, 2022
    Cheapest Car Insurance Rates in Wichita

    A table of 20 vehicles with the cheapest insurance in Wichita is great if you’re just wanting the lowest rates. A better way to rank rates in an organized fashion is to sort them by vehicle segment.

    The next section of this article further discusses the average price of auto insurance in Wichita for each vehicle segment. This should give a decent idea of the types of vehicles that have the overall least expensive rates. Then the sections after the chart rank the 20 models with the cheapest rates in the most popular automotive segments.

    Wichita car insurance rates by vehicle segment

    When shopping for a new or used vehicle, it’s advantageous to know which types of vehicles are cheaper to insure. As an example, maybe you’re wondering if midsize SUVs are more affordable to insure than full-size SUVs or if luxury cars or SUVs have more expensive car insurance than non-luxury models.

    The next chart displays average auto insurance rates in Wichita for different vehicle segments. As a general rule, compact and midsize SUVs, vans, and midsize pickups have the least expensive average car insurance rates, with sports cars and performance luxury models having the highest average insurance cost.

    Get Rates in Your AreaWhy is this important?

    Chart Data Details: Average Wichita car insurance cost by segment is based on 2022 model year vehicles with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged for all Wichita Zip Codes.Data last updated on April 12, 2022
    Average Wichita Car Insurance Rates by Automotive Segment
    Wichita Car Insurance Rates by Vehicle Segment
    Vehicle Segment Annual Rate Monthly Rate
    Compact SUV$1,552$129
    Midsize Pickup$1,592$133
    Minivan$1,670$139
    Midsize SUV$1,680$140
    Compact Car$1,708$142
    Midsize Car$1,730$144
    Half-ton Pickup$1,802$150
    Compact Luxury SUV$1,866$156
    Large SUV$1,874$156
    Compact Luxury Car$1,880$157
    Large Car$1,918$160
    Heavy Duty Pickup$1,978$165
    Midsize Luxury SUV$2,004$167
    Midsize Luxury Car$2,196$183
    Sports Car$2,340$195
    Large Luxury SUV$2,506$209
    Large Luxury Car$2,622$219

    Average rates by segment are handy for comparing estimates, but the insurance cost for specific vehicles ranges quite a lot within each vehicle category listed above.

    For example, in the midsize SUV segment, car insurance rates in Wichita range from the Honda Passport costing $1,334 per year for full coverage insurance to the Rivian R1S costing $2,070 per year. Also, in the large truck segment, the cost of insurance ranges from the Ford F150 at $1,606 per year up to the GMC Hummer EV Pickup at $2,110 per year, a difference of $504 within that segment.

    In the upcoming sections, we eliminate a lot of this variability by comparing average auto insurance cost for specific cars, trucks, and SUVs.

    Cheapest cars to insure in Wichita

    The most affordable sedans and hatchbacks to insure in Wichita are the Subaru Impreza at $1,440 per year, the Chevrolet Spark at $1,448 per year, and the Volkswagen Golf at $1,596 per year.

    Also ranking well in our comparison are models like the Kia K5, Honda Insight, Toyota Camry, and Nissan Sentra, with an average cost of $1,632 per year or less.

    From a cost per month standpoint, car insurance rates in Wichita on this segment will start around $120 per month, depending on where you live.

    When the car segment is analyzed by vehicle size, the most budget-friendly compact car to insure in Wichita is the Subaru Impreza at $1,440 per year, or $120 per month. For midsize cars, the Subaru Legacy has the cheapest rates at $1,610 per year, or $134 per month. And for full-size sedans, the Toyota Avalon is cheapest to insure at $1,742 per year, or $145 per month.

    The rate comparison table below ranks the cars with the cheapest insurance in Wichita, starting with the Subaru Impreza at $120 per month and ending with the Chevrolet Malibu at $144 per month.

    Cheapest Cars to Insure in Wichita
    Make/Model Vehicle Size Annual Cost Monthly Cost
    Subaru ImprezaCompact$1,440$120
    Chevrolet SparkCompact$1,448$121
    Volkswagen GolfCompact$1,596$133
    Subaru LegacyMidsize$1,610$134
    Honda InsightMidsize$1,612$134
    Volkswagen JettaCompact$1,612$134
    Nissan SentraCompact$1,618$135
    Kia K5Midsize$1,630$136
    Toyota CamryMidsize$1,632$136
    Toyota CorollaCompact$1,632$136
    Kia RioCompact$1,638$137
    Volkswagen PassatMidsize$1,640$137
    Honda CivicCompact$1,642$137
    Mazda 3Compact$1,642$137
    Mazda 6Midsize$1,654$138
    Toyota PriusCompact$1,660$138
    Hyundai AccentCompact$1,680$140
    Hyundai VelosterCompact$1,696$141
    Kia ForteCompact$1,698$142
    Chevrolet MalibuMidsize$1,724$144

      Get Rates in Your AreaWhy is this important?

      Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Wichita, KS.Data last updated on March 24, 2022
      Cheapest Cars to Insure in Wichita

      Some popular non-luxury cars that did not make the cut include the Hyundai Elantra costing an average of $1,872 per year ($156 per month), the Nissan Maxima costing an average of $1,852 ($154 per month), the Volkswagen Jetta at $1,612 ($134 per month), and the Chrysler 300 at $1,776 ($148 per month).

      See our comprehensive guides for compact car insurance, midsize car insurance, and full-size car insurance to view data for vehicles not featured in the table.

      Don’t see your vehicle? No sweat! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Wichita car insurance quotes from top-rated car insurance companies in Kansas.

      Cheapest SUVs to insure in Wichita

      Ranking highest for the most affordable Wichita auto insurance rates in the SUV segment (excluding luxury models) are the Subaru Crosstrek, Mazda CX-5, Nissan Kicks, Honda Passport, and Chevrolet Trailblazer. Car insurance rates for these vehicles average $111 or less per month.

      Also ranking well in our comparison are SUVs like the Buick Envision, Toyota C-HR, Buick Encore, and Nissan Rogue Sport, with average cost of $1,412 per year or less.

      Additional vehicles that make the list include the Subaru Ascent, Subaru Forester, Toyota Corolla Cross, Ford Edge, and Honda HR-V, which cost between $1,412 and $1,494 per year for auto insurance.

      Auto insurance rates in this segment will start around $105 per month, depending on your location.

      The rate comparison table below ranks the SUVs with the lowest-cost auto insurance rates in Wichita, starting with the Mazda CX-5 at $105 per month and ending with the Ford Edge at $125 per month.

      Cheapest SUVs to Insure in Wichita
      Make/Model Vehicle Size Annual Cost Monthly Cost
      Mazda CX-5Compact$1,262$105
      Nissan KicksCompact$1,296$108
      Chevrolet TrailblazerCompact$1,304$109
      Honda PassportMidsize$1,334$111
      Subaru CrosstrekCompact$1,334$111
      Buick EncoreCompact$1,374$115
      Toyota C-HRCompact$1,374$115
      Nissan Rogue SportCompact$1,386$116
      Hyundai VenueCompact$1,408$117
      Buick EnvisionCompact$1,412$118
      Kia SeltosCompact$1,416$118
      Subaru AscentMidsize$1,424$119
      Toyota Corolla CrossCompact$1,426$119
      Subaru ForesterCompact$1,436$120
      Hyundai KonaCompact$1,440$120
      Volkswagen TiguanCompact$1,442$120
      Honda CR-VCompact$1,454$121
      Mazda CX-30Compact$1,466$122
      Honda HR-VCompact$1,490$124
      Ford EdgeMidsize$1,494$125

        Get Rates in Your AreaWhy is this important?

        Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Wichita, KS.Data last updated on March 24, 2022
        Cheapest SUVs to Insure in Wichita

        A few of the more popular non-luxury SUVs with rates higher than the top 20 models listed above include the Honda Pilot costing an average of $1,684 per year, the Hyundai Santa Fe costing an average of $1,732, the Ford Escape costing an average of $1,632, and the Toyota 4Runner costing an average of $1,622.

        See our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance to compare rates for all makes and models.

        Looking for rates for a different SUV? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from the best companies in Kansas.

        Cheapest pickup truck insurance rates in Wichita

        The Chevrolet Colorado ranks in the top spot for the cheapest pickup to insure in Wichita, followed by the Ford Maverick, Ford Ranger, Toyota Tacoma, and Nissan Frontier. The 2022 model costs an average of $1,366 per year to insure for full coverage.

        Some other pickups that have affordable insurance rates are the Ford F150, GMC Canyon, Honda Ridgeline, and Hyundai Santa Cruz, with an average cost to insure of $1,632 per year or less.

        Auto insurance for this segment in Wichita for the average driver will start around $114 per month, depending on your location.

        The comparison table below ranks the twenty pickups with the cheapest average insurance rates in Wichita, starting with the Chevrolet Colorado at $1,366 per year ($114 per month) and ending with the GMC Sierra 3500 at $1,952 per year ($163 per month).

        Cheapest Pickups to Insure in Wichita
        Make/Model Vehicle Size Annual Cost Monthly Cost
        Chevrolet ColoradoMidsize$1,366$114
        Ford MaverickMidsize$1,420$118
        Ford RangerMidsize$1,474$123
        Toyota TacomaMidsize$1,542$129
        Nissan FrontierMidsize$1,580$132
        GMC CanyonMidsize$1,590$133
        Hyundai Santa CruzMidsize$1,594$133
        Ford F150Full-size$1,606$134
        Honda RidgelineMidsize$1,618$135
        Jeep GladiatorMidsize$1,632$136
        GMC SierraFull-size$1,690$141
        Nissan TitanFull-size$1,752$146
        Chevrolet SilveradoFull-size$1,782$149
        Toyota TundraFull-size$1,784$149
        Ford F350 Super DutyHeavy Duty$1,802$150
        Chevrolet Silverado HD 3500Heavy Duty$1,816$151
        Nissan Titan XDHeavy Duty$1,864$155
        Ram TruckFull-size$1,896$158
        GMC Sierra 2500 HDHeavy Duty$1,934$161
        GMC Sierra 3500Heavy Duty$1,952$163

          Get Rates in Your AreaWhy is this important?

          Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Wichita, KS.Data last updated on March 9, 2022
          Cheapest Pickups to Insure in Wichita

          See our guides for midsize pickup insurance and large pickup insurance to compare rates for all truck makes and models.

          Is your pickup truck not in the list? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free Wichita car insurance quotes from top-rated companies in Kansas.

          Cheapest sports cars to insure in Wichita

          Ranking at the top of the list for the cheapest Wichita car insurance rates in the sports car and performance segment are the Toyota GR86, BMW Z4, Mazda MX-5 Miata, Subaru WRX, and Ford Mustang. Insurance rates for these 2022 models average $161 or less per month.

          Other models that have cheaper rates are the Toyota GR Supra, Chevrolet Corvette, Subaru BRZ, and BMW M3, with an average car insurance cost of $2,148 per year or less.

          Additional vehicles worth mentioning include the Chevrolet Camaro, Porsche 718, Porsche Taycan, Dodge Challenger, and Jaguar F-Type, which average between $2,148 and $2,734 per year for full-coverage insurance in Wichita.

          On a monthly basis, auto insurance rates in Wichita on this segment for a safe driver will start around $120 per month, depending on your company and location. The next table ranks the twenty sports cars with the cheapest average auto insurance rates in Wichita, starting with the Mazda MX-5 Miata at $1,438 per year ($120 per month) and ending with the Lexus LC 500 at $2,734 per year ($228 per month).

          Cheapest Sports Cars to Insure in Wichita
          Make/Model Vehicle Type Annual Cost Monthly Cost
          Mazda MX-5 MiataSports Car$1,438$120
          Ford MustangSports Car$1,748$146
          BMW Z4Sports Car$1,790$149
          Subaru WRXSports Car$1,886$157
          Toyota GR86Sports Car$1,934$161
          Toyota GR SupraSports Car$1,976$165
          Audi TTSports Car$2,020$168
          Subaru BRZSports Car$2,084$174
          Chevrolet CorvetteSports Car$2,092$174
          BMW M3Sports Car$2,148$179
          Porsche 718Sports Car$2,242$187
          Chevrolet CamaroSports Car$2,298$192
          Lexus RC FSports Car$2,342$195
          Dodge ChallengerSports Car$2,360$197
          Mercedes-Benz AMG GT53Sports Car$2,398$200
          Jaguar F-TypeSports Car$2,506$209
          Porsche TaycanSports Car$2,576$215
          Porsche 911Sports Car$2,636$220
          BMW M4Sports Car$2,644$220
          Lexus LC 500Sports Car$2,734$228

            Get Rates in Your AreaWhy is this important?

            Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Wichita, KS.Data last updated on April 2, 2022
            Cheapest Sports Cars to Insure in Wichita

            Need rates for a different vehicle? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from the best car insurance companies in Wichita.

            Cheapest luxury car insurance rates in Wichita

            The three top-ranked luxury cars with the most affordable average auto insurance rates in Wichita are the Acura ILX at $1,530 per year, the Mercedes-Benz A220 at $1,634 per year, and the BMW 330i at $1,756 per year.

            Not the cheapest to insure, but still ranked well, are cars like the BMW 228i, Lexus RC 300, Alfa Romeo Giulia, and BMW 330e, with an average car insurance cost of $1,842 per year or less.

            Auto insurance in this segment for an average middle-age driver will start around $128 per month, depending on the company and where you live.

            When vehicle size is considered, the most budget-friendly small luxury car to insure in Wichita is the Mercedes-Benz A220 at $1,634 per year, or $136 per month. For midsize luxury cars, the Acura ILX is cheapest to insure at $1,530 per year, or $128 per month. And for full-size luxury models, the Audi A5 is most affordable to insure at $1,948 per year, or $162 per month.

            The table below ranks the cars with the most affordable car insurance in Wichita, starting with the Acura ILX at $1,530 per year ($128 per month) and ending with the Audi S3 at $1,930 per year ($161 per month).

            Cheapest Luxury Cars to Insure in Wichita
            Make/Model Vehicle Size Annual Cost Monthly Cost
            Acura ILXMidsize$1,530$128
            Mercedes-Benz A220Compact$1,634$136
            BMW 330iCompact$1,756$146
            Acura TLXCompact$1,764$147
            Volvo S60Compact$1,782$149
            BMW 330eCompact$1,788$149
            BMW 228iCompact$1,798$150
            BMW 230iCompact$1,812$151
            Lexus RC 300Midsize$1,838$153
            Alfa Romeo GiuliaCompact$1,842$154
            Cadillac CT4Compact$1,844$154
            Lexus RC 350Compact$1,846$154
            Genesis G70Compact$1,872$156
            Mercedes-Benz AMG CLA35Midsize$1,884$157
            BMW i4Midsize$1,894$158
            Cadillac CT5Midsize$1,898$158
            Audi A3Midsize$1,918$160
            Audi A4Compact$1,922$160
            Mercedes-Benz AMG CLA45Midsize$1,928$161
            Audi S3Compact$1,930$161

              Get Rates in Your AreaWhy is this important?

              Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Wichita, KS.Data last updated on March 13, 2022
              Cheapest Luxury Cars to Insure in Wichita

              For more luxury car insurance comparisons, see our complete guide for luxury car insurance.

              Looking for rates for a different vehicle? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from top-rated car insurance companies in Kansas.

              Cheapest luxury SUVs to insure in Wichita

              The four cheapest luxury SUVs to insure in Wichita are the Acura RDX at $1,422 per year, Cadillac XT4 at $1,458 per year, Volvo XC40 at $1,596 per year, and Cadillac XT5 at $1,634 per year.

              Some other luxury SUVs that rank well in our comparison include the Lexus NX 350h, BMW X1, Lexus NX 350, and Lexus UX 200, with average rates of $1,696 per year or less.

              Some additional models that rank well include the Land Rover Evoque, Lexus NX 450h, Lexus RX 350, Lincoln Corsair, and Acura MDX, which average between $1,696 and $1,760 per year to insure.

              As a cost per month, full-coverage auto insurance in Wichita on this segment for a safe driver starts at an average of $119 per month, depending on your company and location.

              If prices are ranked by vehicle size, the cheapest compact luxury SUV to insure in Wichita is the Acura RDX at $1,422 per year. For midsize 2022 models, the Cadillac XT5 is cheapest to insure at $1,634 per year. And for large luxury SUVs, the Volvo XC90 has the best rates at $1,796 per year.

              The next table ranks the twenty SUVs with the cheapest insurance in Wichita, starting with the Acura RDX at $1,422 per year ($119 per month) and ending with the Lincoln Corsair at $1,760 per year ($147 per month).

              Cheapest Luxury SUVs to Insure in Wichita
              Make/Model Vehicle Size Annual Cost Monthly Cost
              Acura RDXCompact$1,422$119
              Cadillac XT4Compact$1,458$122
              Volvo XC40Compact$1,596$133
              Cadillac XT5Midsize$1,634$136
              Lexus NX 250Compact$1,652$138
              BMW X1Compact$1,656$138
              Lexus NX 350hCompact$1,664$139
              Lexus UX 250hCompact$1,664$139
              Lexus NX 350Compact$1,692$141
              Lexus UX 200Compact$1,696$141
              Jaguar E-PaceMidsize$1,704$142
              Lexus RX 350Midsize$1,708$142
              Acura MDXMidsize$1,718$143
              Lincoln NautilusMidsize$1,734$145
              Lexus NX 450hCompact$1,740$145
              Mercedes-Benz GLB 250Compact$1,744$145
              Lexus RX 450hMidsize$1,750$146
              Infiniti QX50Midsize$1,756$146
              Land Rover EvoqueCompact$1,756$146
              Lincoln CorsairCompact$1,760$147

                Get Rates in Your AreaWhy is this important?

                Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Wichita, KS.Data last updated on March 13, 2022
                Cheapest Luxury SUVs to Insure in Wichita

                See our comprehensive guide for luxury SUV insurance to view data for vehicles not featured in the table.

                Looking for rates for a different model? No sweat! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free Wichita car insurance quotes from top companies in Kansas.

                Tips for cheaper Wichita auto insurance rates

                Smart drivers are always looking to pay less for car insurance, so glance at the money-saving ideas below and it’s very likely you can save a little dough on your next auto insurance policy.

                • Negligent drivers pay higher car insurance rates. Having multiple accidents could cost you more, to the tune of $770 per year for a 30-year-old driver and even $532 per year for a 50-year-old driver. So be safe and save.
                • Shop your coverage around. Setting aside 5-10 minutes to get free car insurance quotes can significantly reduce your monthly cost. Rates change more often that you might think and you can change companies at any time.
                • Good credit scores mean better rates. Having a high credit score of 800+ could save $260 per year over a rating of 670-739. Conversely, a lesser credit score could cost up to $302 more per year. Not all states use credit score as a rating factor, so check with your agent or company.
                • Keep your claim-free discount. Car insurance companies reduce rates a little if you have no claims. Insurance should only be used to protect you from significant claims, not minor claims.
                • Driving violations increase insurance rates. If you want to get affordable car insurance in Wichita, it pays to not be aggressive behind the wheel. Not surprisingly, just a couple of minor traffic citations have the consequences of increasing car insurance rates by as much as $434 per year.
                • Reduce coverage on older cars. Removing comprehensive and/or collision coverage from vehicles whose value has dropped to the point where coverage is not cost effective can cut the cost of auto insurance substantially.
                • Consider raising your deductibles. Increasing deductibles from $500 to $1,000 could save around $232 per year for a 40-year-old driver and $452 per year for a 20-year-old driver.