Car Insurance in Minneapolis, MN – Cheapest Rates + Rankings

How much does Minneapolis car insurance cost? We compare average insurance rates by automotive segment to find the cars, trucks, and SUVs with the cheapest car insurance in Minneapolis.

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  • Minneapolis car insurance rates cost an average of $1,600 per year, or about $133 per month.
  • Minneapolis auto insurance costs an average of $262 per year more than the Minnesota state average cost ($1,338) and $33 per year more than the average rate for all 50 states ($1,567).
  • Compact SUVs like the Mazda CX-5, Nissan Kicks, and Toyota C-HR have the best chance of receiving cheap car insurance in Minneapolis.
  • Models with the cheapest auto insurance in Minneapolis in their automotive segment include the Ford F150 at $1,550 per year, Cadillac XT5 at $1,576 per year, Mazda CX-5 at $1,216 per year, and Acura RDX at $1,374 per year.

How much does Minneapolis car insurance cost?

Average auto insurance cost in Minneapolis is $1,600 per year, which is 2.1% more than the U.S. average rate of $1,567. Car insurance in Minneapolis per month costs around $133 for a policy that provides full coverage.

In the state of Minnesota, the average price for car insurance is $1,338 per year, so the average cost in Minneapolis is $262 more per year. When prices are compared to other cities in Minnesota, the average cost of auto insurance in Minneapolis is about $8 per year less than in St. Paul, $392 per year more expensive than in Rochester, and $258 per year more expensive than in Bloomington.

The chart below shows different average Minneapolis auto insurance rates based on a variety of different driver ages, policy physical damage deductibles, and risk scenarios.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for the 2022 model year with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average car insurance cost in Minneapolis includes all Zip Codes and vehicle trim levels.Data last updated on November 21, 2022
Minneapolis, MN Car Insurance Cost by Driver Risk Profile
Average Car Insurance Cost in Minneapolis, MN
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$3,628$302
Safe Driver Age 20$3,178$265
At-fault Accidents Age 40$2,258$188
Low Deductibles Age 40$2,080$173
Safe Driver Age 30$1,688$141
Safe Driver Age 40$1,600$133
Safe Driver Age 50$1,456$121
Safe Driver Age 60$1,432$119
High Deductibles Age 40$1,354$113
Discount Rate Age 40$1,330$111

In the chart above, the cost of car insurance in Minneapolis ranges from $1,330 per year for a 40-year-old driver who qualifies for a great discount rate to $3,628 per year for a 30-year-old driver who has a few accidents and violations and has to buy a high risk policy. When those numbers are converted to a monthly rate, the average cost in the chart above ranges from $111 to $302 per month.

Car insurance rates have extreme variability and can also be significantly different between companies. The potential for large premium differences reinforces the need for accurate auto insurance quotes when shopping for the cheapest car insurance coverage.

The age of the rated driver is the single-largest factor that determines the cost of auto insurance, so the list below illustrates these differences by showing the difference in average car insurance rates in Minneapolis for different driver ages.

Average car insurance rates in Minneapolis for drivers age 16 to 60

  • 16 year old – $5,738 per year or $478 per month
  • 17 year old – $5,360 per year or $447 per month
  • 18 year old – $5,002 per year or $417 per month
  • 19 year old – $4,524 per year or $377 per month
  • 20 year old – $3,178 per year or $265 per month
  • 30 year old – $1,688 per year or $141 per month
  • 40 year old – $1,600 per year or $133 per month
  • 50 year old – $1,456 per year or $121 per month
  • 60 year old – $1,432 per year or $119 per month

The previous rates shown that detailed the cost to insure teen drivers were based on a male driver. The next chart gets more specific and separates the average cost to insure teen drivers in Minneapolis by gender. Teenage females tend to have cheaper auto insurance rates than their male counterparts.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Teenage driver rates are for the 2022 model year with $500 physical damage deductibles. Average car insurance cost in Minneapolis includes all Zip Codes and vehicle trim levels.Data last updated on November 21, 2022
Car Insurance Cost for Teen Drivers in Minneapolis
Average Car Insurance Cost in Minneapolis, MN for Teenage Drivers
Teen Driver Gender Age 16 Age 17 Age 18 Age 19
Male$5,738$5,360$5,002$4,524
Female$5,052$4,764$4,340$4,024

Car insurance for a 16-year-old female in Minneapolis costs an average of $686 less per year than the cost for a 16-year-old male, while at age 19, the cost difference is significantly less but still $500 per year.

The vehicle models that have high popularity in Minneapolis tend to be compact or midsize cars like the Volkswagen Jetta, Honda Civic, and Kia K5 and small or midsize SUVs like the Toyota RAV4, Chevy Equinox, and Subaru Outback.

Additional popular vehicles from other segments include luxury SUVs like the Lexus RX 350, BMW X5, and Infiniti QX60, luxury cars like the Infiniti Q50, BMW 530i, and Tesla Model S, and pickup trucks like the Chevy Silverado, Ford F-150, and Ford Ranger.

We get into rates in much more detail a little farther in this article, but before we get into that data, let’s review some of the ideas that we covered up to this point.

  • Minneapolis car insurance prices are more expensive than the Minnesota state average – $1,600 (Minneapolis average) versus $1,338 (Minnesota average)
  • Low deductibles cost more than high deductibles – A 50-year-old driver pays an average of $624 more per year for a $250 deductible policy versus a $1,000 deductible policy.
  • Minneapolis car insurance costs more than the U.S. average – $1,600 (Minneapolis average) compared to $1,567 (U.S. average)
  • Car insurance rates fall substantially from age 20 to 30 – The average 30-year-old Minneapolis driver will pay $1,490 less each year than a 20-year-old driver, $1,688 versus $3,178.
  • Average car insurance cost per month ranges from $119 to $478 – That is the average car insurance cost range for drivers from age 16 to 60 in Minneapolis.

Which vehicles cost the least to insure in Minneapolis?

When comparing rates for all models, the vehicles with the best car insurance quotes in Minneapolis tend to be crossovers and compact SUVs like the Chevrolet Trailblazer, Nissan Kicks, Nissan Rogue Sport, and Buick Encore.

Average insurance rates for those vehicles cost $132 or less per month for full coverage car insurance.

A few other models that are highly ranked in our cost comparison are the Kia Seltos, Hyundai Kona, Subaru Ascent, and Acura RDX. Average insurance cost is a little bit more for those models than the crossover SUVs at the top of the list, but they still have an average cost of $1,646 or less per year.

The following table ranks the top 40 cheapest vehicles to insure in Minneapolis, sorted by average cost.

Cheapest Auto Insurance Rates in Minneapolis
Rank Make/Model Annual Cost Monthly Cost
1Mazda CX-5$1,216$101
2Nissan Kicks$1,250$104
3Chevrolet Trailblazer$1,256$105
4Honda Passport$1,286$107
5Subaru Crosstrek$1,286$107
6Chevrolet Colorado$1,318$110
7Toyota C-HR$1,318$110
8Buick Encore$1,324$110
9Nissan Rogue Sport$1,336$111
10Buick Envision$1,362$114
11Hyundai Venue$1,362$114
12Kia Seltos$1,366$114
13Ford Maverick$1,372$114
14Acura RDX$1,374$115
15Subaru Ascent$1,374$115
16Toyota Corolla Cross$1,376$115
17Hyundai Kona$1,386$116
18Subaru Forester$1,386$116
19Mazda MX-5 Miata$1,388$116
20Volkswagen Tiguan$1,390$116
21Subaru Impreza$1,392$116
22Chevrolet Spark$1,396$116
23Honda CR-V$1,404$117
24Cadillac XT4$1,408$117
25Mazda CX-30$1,416$118
26Ford Ranger$1,426$119
27Honda HR-V$1,440$120
28Ford Edge$1,442$120
29Ford Ecosport$1,454$121
30Subaru Outback$1,468$122
31Chevrolet Trax$1,470$123
32Acura ILX$1,474$123
33GMC Terrain$1,476$123
34Mitsubishi Eclipse Cross$1,478$123
35Nissan Murano$1,488$124
36Toyota Tacoma$1,488$124
37Hyundai Tucson$1,490$124
38Chevrolet Bolt$1,492$124
39Honda Odyssey$1,496$125
40Chevrolet Equinox$1,498$125

    Get Rates in Your AreaWhy is this important?

    Table Data Details: Average car insurance rate for each model assumes a 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to premiums. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Minneapolis, MN.Data last updated on November 21, 2022
    Cheapest Auto Insurance Rates in Minneapolis

    The above table containing 40 ranked vehicles is fine if you just want the absolute lowest rates. A more thorough way to look at rates in a practical manner is to organize them by their automotive segment.

    This next article section illustrates the average cost to insure each different vehicle segment. The average rates shown in the chart should give a better idea of which vehicles have the cheapest rates. The sections following the chart break out the cheapest insurance rates for individual models in each segment.

    Minneapolis auto insurance rates by automotive segment

    If you’re considering buying a different vehicle, it’s important to have a basic understanding of which categories of vehicles have cheaper car insurance rates in Minneapolis. For instance, some people wonder if midsize cars are cheaper to insure than midsize SUVs or which size of SUV has cheaper insurance.

    The chart below displays the average car insurance cost in Minneapolis for each automotive segment. From an overall average perspective, small and midsize SUVs, vans and minivans, and midsize pickup trucks have the least expensive average auto insurance rates, while exotic models have the most expensive insurance rates.

    Get Rates in Your AreaWhy is this important?

    Chart Data Details: Average Minneapolis car insurance cost by segment is based on 2022 model year vehicles with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged for all Minneapolis Zip Codes.Data last updated on November 21, 2022
    Average Minneapolis Auto Insurance Rates by Automotive Segment
    Minneapolis Car Insurance Rates by Vehicle Segment
    Vehicle Segment Annual Rate Monthly Rate
    Compact SUV$1,498$125
    Midsize Pickup$1,542$129
    Minivan$1,612$134
    Midsize SUV$1,620$135
    Compact Car$1,646$137
    Midsize Car$1,668$139
    Half-ton Pickup$1,740$145
    Compact Luxury SUV$1,798$150
    Large SUV$1,808$151
    Compact Luxury Car$1,818$152
    Large Car$1,852$154
    Heavy Duty Pickup$1,910$159
    Midsize Luxury SUV$1,934$161
    Midsize Luxury Car$2,118$177
    Sports Car$2,260$188
    Large Luxury SUV$2,418$202
    Large Luxury Car$2,534$211

    Average rates for different segments are practical for comparing estimates, but insurance rates for specific models range considerably within each of the segments listed in the chart above.

    For example, in the small car segment, average Minneapolis insurance rates range from the Subaru Impreza at $1,392 per year for a full coverage policy up to the Toyota Mirai at $2,070 per year. For another example, in the sports car segment, insurance rates range from the Mazda MX-5 Miata at $1,388 per year up to the Nissan GT-R costing $3,318 per year, a difference of $1,930 within that segment.

    In these next sections, we eliminate a lot of this variability by looking at car insurance cost in Minneapolis on a model level.

    Cheapest cars to insure in Minneapolis

    Ranking at the top of the list for the most affordable Minneapolis auto insurance rates in the non-luxury sedan or hatchback segment are the Subaru Legacy, Volkswagen Jetta, Chevrolet Spark, Volkswagen Golf, and Subaru Impreza. Rates for these models average $130 or less per month.

    Also ranking well are models like the Honda Insight, Toyota Corolla, Toyota Camry, and Kia K5, with average annual insurance rates of $1,578 per year or less.

    On a monthly basis, auto insurance in Minneapolis on this segment for an average middle-age driver will start around $116 per month, depending on the company. The next table ranks the cars with the lowest-cost insurance rates in Minneapolis.

    Cheapest Cars to Insure in Minneapolis
    Make/Model Vehicle Size Annual Cost Monthly Cost
    Subaru ImprezaCompact$1,392$116
    Chevrolet SparkCompact$1,396$116
    Volkswagen GolfCompact$1,540$128
    Subaru LegacyMidsize$1,552$129
    Volkswagen JettaCompact$1,558$130
    Honda InsightMidsize$1,560$130
    Nissan SentraCompact$1,562$130
    Toyota CorollaCompact$1,574$131
    Kia K5Midsize$1,576$131
    Toyota CamryMidsize$1,578$132
    Kia RioCompact$1,580$132
    Volkswagen PassatMidsize$1,582$132
    Honda CivicCompact$1,586$132
    Mazda 3Compact$1,594$133
    Mazda 6Midsize$1,598$133
    Toyota PriusCompact$1,602$134
    Hyundai AccentCompact$1,620$135
    Hyundai VelosterCompact$1,638$137
    Kia ForteCompact$1,640$137
    Chevrolet MalibuMidsize$1,666$139

      Get Rates in Your AreaWhy is this important?

      Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Minneapolis, MN.Data last updated on November 21, 2022
      Cheapest Cars to Insure in Minneapolis

      The most popular cars in Minneapolis don’t necessarily have the most affordable car insurance rates. A few popular non-luxury cars that did not rank in the top 20 include the Toyota Avalon costing an average of $1,682 per year ($140 per month), the Volkswagen Jetta costing an average of $1,558 ($130 per month), and the Chrysler 300 costing $1,718 ($143 per month).

      For all vehicle comparisons, see our guides for compact car insurance, midsize car insurance, and full-size car insurance.

      Don’t see insurance rates for your vehicle? No problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from top-rated companies in Minnesota.

      Cheapest SUV insurance rates in Minneapolis

      The three highest ranking SUVs with the most affordable average insurance rates in Minneapolis are the Mazda CX-5 at $1,216 per year, the Nissan Kicks at $1,250 per year, and the Chevrolet Trailblazer at $1,256 per year.

      Other models that rank well include the Toyota C-HR, Buick Envision, Nissan Rogue Sport, and Hyundai Venue, with average rates of $1,362 per year or less.

      From a monthly standpoint, full-coverage car insurance in Minneapolis on this segment starts at an average of $101 per month, depending on the company and where you live.

      The comparison table below ranks the SUVs with the cheapest car insurance in Minneapolis, starting with the Mazda CX-5 at $101 per month and ending with the Ford Edge at $120 per month.

      Cheapest SUVs to Insure in Minneapolis
      Make/Model Vehicle Size Annual Cost Monthly Cost
      Mazda CX-5Compact$1,216$101
      Nissan KicksCompact$1,250$104
      Chevrolet TrailblazerCompact$1,256$105
      Honda PassportMidsize$1,286$107
      Subaru CrosstrekCompact$1,286$107
      Toyota C-HRCompact$1,318$110
      Buick EncoreCompact$1,324$110
      Nissan Rogue SportCompact$1,336$111
      Buick EnvisionCompact$1,362$114
      Hyundai VenueCompact$1,362$114
      Kia SeltosCompact$1,366$114
      Subaru AscentMidsize$1,374$115
      Toyota Corolla CrossCompact$1,376$115
      Hyundai KonaCompact$1,386$116
      Subaru ForesterCompact$1,386$116
      Volkswagen TiguanCompact$1,390$116
      Honda CR-VCompact$1,404$117
      Mazda CX-30Compact$1,416$118
      Honda HR-VCompact$1,440$120
      Ford EdgeMidsize$1,442$120

        Get Rates in Your AreaWhy is this important?

        Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Minneapolis, MN.Data last updated on November 21, 2022
        Cheapest SUVs to Insure in Minneapolis

        A few popular SUV models that did not make the list include the Ford Escape costing an average of $1,578 per year ($132 per month), the Jeep Wrangler costing $1,832 ($153 per month), the Toyota RAV4 at $1,514 ($126 per month), and the Ford Explorer at an average of $1,504 ($125 per month).

        See our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance to view any vehicles not shown in the table.

        Is your SUV missing from the table above? No sweat! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from top-rated auto insurance companies in Minnesota.

        Cheapest luxury cars to insure in Minneapolis

        The top-ranked vehicle in Minneapolis for cheapest insurance in the luxury car segment is the Acura ILX, with an average cost of $1,474 per year. Second place is the Mercedes-Benz A220 costing $1,576 per year, the third cheapest is the BMW 330i, costing an average of $1,694 per year, and coming in fourth is the Acura TLX, at an average of $1,704 per year.

        Also ranking in the top 10 are cars like the Alfa Romeo Giulia, BMW 330e, BMW 230i, and Lexus RC 300, with average cost of $1,778 per year or less.

        Some additional 2022 luxury models on the list include the Cadillac CT5, Mercedes-Benz AMG CLA45, Genesis G70, and Audi S3, which cost between $1,778 and $1,862 per year to insure.

        From a monthly standpoint, auto insurance rates on this segment in Minneapolis for a middle-age safe driver starts at an average of $123 per month, depending on your location.

        The cheapest small luxury car to insure in Minneapolis is the Mercedes-Benz A220 at $1,576 per year. For midsize 2022 models, the Acura ILX is cheapest to insure at $1,474 per year. And for large luxury cars, the Audi A5 has the cheapest car insurance rates at $1,880 per year.

        The comparison table below ranks the twenty luxury cars with the lowest-cost average insurance rates in Minneapolis.

        Cheapest Luxury Cars to Insure in Minneapolis
        Make/Model Vehicle Size Annual Cost Monthly Cost
        Acura ILXMidsize$1,474$123
        Mercedes-Benz A220Compact$1,576$131
        BMW 330iCompact$1,694$141
        Acura TLXCompact$1,704$142
        Volvo S60Compact$1,720$143
        BMW 330eCompact$1,726$144
        BMW 228iCompact$1,736$145
        BMW 230iCompact$1,748$146
        Lexus RC 300Midsize$1,774$148
        Alfa Romeo GiuliaCompact$1,778$148
        Cadillac CT4Compact$1,780$148
        Lexus RC 350Compact$1,784$149
        Genesis G70Compact$1,808$151
        Mercedes-Benz AMG CLA35Midsize$1,820$152
        BMW i4Midsize$1,828$152
        Cadillac CT5Midsize$1,834$153
        Audi A3Midsize$1,854$155
        Audi A4Compact$1,856$155
        Mercedes-Benz AMG CLA45Midsize$1,860$155
        Audi S3Compact$1,862$155

          Get Rates in Your AreaWhy is this important?

          Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Minneapolis, MN.Data last updated on November 21, 2022
          Cheapest Luxury Cars to Insure in Minneapolis

          For more luxury car insurance comparisons, see our complete guide for luxury car insurance.

          Don’t see your luxury car in the list? That’s no problem! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get cheap Minneapolis car insurance quotes from top-rated auto insurance companies in Minnesota.

          Cheapest luxury SUVs to insure in Minneapolis

          Ranking in the top five for the cheapest Minneapolis auto insurance rates in the luxury SUV segment are the Volvo XC40, Lexus NX 250, Acura RDX, Cadillac XT5, and Cadillac XT4. Rates for these 2022 models average $1,594 or less per year.

          Additional luxury SUVs that have cheaper rates include the Lexus UX 250h, Lexus UX 200, BMW X1, and Lexus NX 350h, with average insurance cost of $1,640 per year or less.

          Additional luxury SUVs that rank well include the Lexus NX 450h, Lincoln Corsair, Jaguar E-Pace, and Infiniti QX50, which cost between $1,640 and $1,698 per year for insurance.

          Full-coverage insurance in Minneapolis for this segment starts at around $115 per month, depending on where you live. The comparison table below ranks the twenty SUVs with the cheapest car insurance rates in Minneapolis, starting with the Acura RDX at $1,374 per year ($115 per month) and ending with the Lincoln Corsair at $1,698 per year ($142 per month).

          Cheapest Luxury SUVs to Insure in Minneapolis
          Make/Model Vehicle Size Annual Cost Monthly Cost
          Acura RDXCompact$1,374$115
          Cadillac XT4Compact$1,408$117
          Volvo XC40Compact$1,542$129
          Cadillac XT5Midsize$1,576$131
          Lexus NX 250Compact$1,594$133
          BMW X1Compact$1,598$133
          Lexus NX 350hCompact$1,606$134
          Lexus UX 250hCompact$1,608$134
          Lexus NX 350Compact$1,634$136
          Lexus UX 200Compact$1,640$137
          Jaguar E-PaceMidsize$1,642$137
          Lexus RX 350Midsize$1,648$137
          Acura MDXMidsize$1,658$138
          Lincoln NautilusMidsize$1,674$140
          Lexus NX 450hCompact$1,680$140
          Mercedes-Benz GLB 250Compact$1,686$141
          Lexus RX 450hMidsize$1,688$141
          Infiniti QX50Midsize$1,694$141
          Land Rover EvoqueCompact$1,694$141
          Lincoln CorsairCompact$1,698$142

            Get Rates in Your AreaWhy is this important?

            Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Minneapolis, MN.Data last updated on November 21, 2022
            Cheapest Luxury SUVs to Insure in Minneapolis

            See our comprehensive guide for luxury SUV insurance to view data for vehicles not featured in the table.

            Is your luxury SUV missing from the table above? No sweat! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from the best auto insurance companies in Minnesota.

            Cheapest pickup trucks to insure in Minneapolis

            Ranking highest for the most affordable Minneapolis car insurance rates in the pickup truck segment are the Chevrolet Colorado, Toyota Tacoma, Nissan Frontier, Ford Maverick, and Ford Ranger. Rates for these vehicles average $1,528 or less per year, or around $127 per month.

            Also ranking in the top 10 are models like the GMC Canyon, Ford F150, Honda Ridgeline, and Jeep Gladiator, with average cost of $1,576 per year or less.

            Auto insurance rates in this segment for a safe driver starts at an average of $110 per month, depending on your location. The comparison table below ranks the twenty pickups with the most affordable average auto insurance rates in Minneapolis.

            Cheapest Pickups to Insure in Minneapolis
            Make/Model Vehicle Size Annual Cost Monthly Cost
            Chevrolet ColoradoMidsize$1,318$110
            Ford MaverickMidsize$1,372$114
            Ford RangerMidsize$1,426$119
            Toyota TacomaMidsize$1,488$124
            Nissan FrontierMidsize$1,528$127
            GMC CanyonMidsize$1,540$128
            Hyundai Santa CruzMidsize$1,542$129
            Ford F150Full-size$1,550$129
            Honda RidgelineMidsize$1,562$130
            Jeep GladiatorMidsize$1,576$131
            GMC SierraFull-size$1,634$136
            Nissan TitanFull-size$1,690$141
            Chevrolet SilveradoFull-size$1,720$143
            Toyota TundraFull-size$1,724$144
            Ford F350 Super DutyHeavy Duty$1,742$145
            Chevrolet Silverado HD 3500Heavy Duty$1,752$146
            Nissan Titan XDHeavy Duty$1,800$150
            Ram TruckFull-size$1,830$153
            GMC Sierra 2500 HDHeavy Duty$1,868$156
            GMC Sierra 3500Heavy Duty$1,884$157

              Get Rates in Your AreaWhy is this important?

              Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Minneapolis, MN.Data last updated on November 21, 2022
              Cheapest Pickups to Insure in Minneapolis

              For more pickup insurance comparisons, see our guides for midsize pickup insurance and large pickup insurance.

              Don’t see insurance rates for your pickup? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap Minneapolis car insurance quotes from top-rated auto insurance companies in Minnesota.

              Cheapest sports car insurance rates in Minneapolis

              The top-ranked vehicle in Minneapolis for cheapest average insurance rates in the sports car segment is the Mazda MX-5 Miata, costing $1,388 per year. Second place is the Ford Mustang costing $1,688 per year, and third place goes to the BMW Z4, at an average of $1,724 per year.

              Other models that rank well in our comparison include the Subaru BRZ, Toyota GR Supra, BMW M3, and Chevrolet Corvette, with average cost of $2,076 per year or less.

              Auto insurance in Minneapolis for this segment for an average middle-age driver starts at an average of $116 per month, depending on your company and location. The comparison table below ranks the twenty sports cars with the lowest-cost car insurance in Minneapolis, starting with the Mazda MX-5 Miata at $1,388 per year ($116 per month) and ending with the Lexus LC 500 at $2,642 per year ($220 per month).

              Cheapest Sports Cars to Insure in Minneapolis
              Make/Model Vehicle Type Annual Cost Monthly Cost
              Mazda MX-5 MiataSports Car$1,388$116
              Ford MustangSports Car$1,688$141
              BMW Z4Sports Car$1,724$144
              Subaru WRXSports Car$1,822$152
              Toyota GR86Sports Car$1,868$156
              Toyota GR SupraSports Car$1,912$159
              Audi TTSports Car$1,954$163
              Subaru BRZSports Car$2,010$168
              Chevrolet CorvetteSports Car$2,016$168
              BMW M3Sports Car$2,076$173
              Porsche 718Sports Car$2,168$181
              Chevrolet CamaroSports Car$2,220$185
              Lexus RC FSports Car$2,274$190
              Dodge ChallengerSports Car$2,280$190
              Mercedes-Benz AMG GT53Sports Car$2,316$193
              Jaguar F-TypeSports Car$2,422$202
              Porsche TaycanSports Car$2,486$207
              Porsche 911Sports Car$2,544$212
              BMW M4Sports Car$2,550$213
              Lexus LC 500Sports Car$2,642$220

                Get Rates in Your AreaWhy is this important?

                Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Minneapolis, MN.Data last updated on November 21, 2022
                Cheapest Sports Cars to Insure in Minneapolis

                Don’t see your sports car? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from the best companies in Minnesota.

                How to save on car insurance in Minneapolis

                Drivers are often looking to reduce their monthly insurance expenses, so glance through the money-saving tips in this next list and maybe you’ll be able to save some money insuring your vehicle.

                • Choose vehicles that have cheaper car insurance. The make and model of vehicle you drive has a big impact on the price you pay for insurance. As an example, a Kia Telluride costs $1,314 less per year to insure in Minneapolis than a BMW i8. Lower performance vehicles cost less to insure.
                • Qualify for discounts to save money. Discounts may be available if the policyholders are senior citizens, are loyal customers, are claim-free, insure multiple vehicles on the same policy, or many other discounts which could save the average Minneapolis driver as much as $270 per year.
                • Obey the law and pay less. In order to have the cheapest car insurance in Minneapolis, it’s necessary to not be aggressive behind the wheel. In fact, just a few minor infractions on your driving record have the consequences of raising rates by as much as $422 per year. Major misdemeanor violations such as DUI or reckless driving could raise rates by an additional $1,468 or more.
                • Careful drivers have lower Minneapolis car insurance rates. Too many at-fault accidents can cost more, possibly as much as $742 per year for a 30-year-old driver and even $486 per year for a 60-year-old driver. So drive safe and save!
                • Compare insurance rates before buying a car. Different cars can have significantly different car insurance rates, and insurers can sell policies with widely varying rates. Get quotes before you buy a new car in order to avoid any surprises when you get the bill.
                • Car insurance is cheaper with higher deductibles. Jacking up your deductibles from $500 to $1,000 could save around $236 per year for a 40-year-old driver and $456 per year for a 20-year-old driver.