Fiat 500X Car Insurance Costs for 2025: Rates, Trends, and Insights

How much does Fiat 500X insurance cost? We compare rates for the Pop and Sport models to see how prices rank against all other compact SUVs and crossovers.

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How much does Fiat 500X car insurance cost?

Auto insurance rates on a Fiat 500X average $2,310 a year for a full coverage policy, which is around $193 a month. When broken down by coverage, comprehensive coverage costs an estimated $556 a year, liability and medical coverage will cost about $620, and the remaining collision insurance will cost around $1,134.

The following chart illustrates how average car insurance rates fluctuate based on driver age and policy deductibles for the 2024 model year.

Average 2024 Fiat 500X car insurance premiums for different driver ages and policy deductibles.
Figure 1: Average 2024 Fiat 500X car insurance premiums for different driver ages and policy deductibles. Rates updated on June 26, 2025.

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Data Methodology: Average premiums are based on a 2024 model year Fiat 500X. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision coverage is included as well as UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels.

2024 Fiat 500X Insurance Cost by Driver Age and Deductibles
Driver Age Policy Deductible Annual Premium Cost Per Month
20-Year-Old$1,000$3,920$327
$500$4,678$390
$250$5,482$457
30-Year-Old$1,000$2,054$171
$500$2,468$206
$250$2,904$242
40-Year-Old$1,000$1,926$161
$500$2,310$193
$250$2,710$226
50-Year-Old$1,000$1,710$143
$500$2,042$170
$250$2,386$199
60-Year-Old$1,000$1,606$134
$500$1,914$160
$250$2,238$187

Data Methodology: Rated driver has no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for the 2024 Fiat 500X. Updated June 26, 2025

Which 500X model has the cheapest insurance?

The cheapest trim level of Fiat 500X to insure is the Pop AWD at an estimated $2,286 per year. The Fiat 500X Sport AWD trim costs an average of $2,334 per year to insure.

The rate table below displays the average car insurance cost by trim level for a 2024 Fiat 500X, in addition to a monthly budget amount.

2024 Fiat 500X Insurance Rates by Trim Level
2024 Fiat 500X Trim Level Annual Premium Cost Per Month
Pop AWD$2,286$191
Sport AWD$2,334$195

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated June 27, 2025

Insurance cost by trim level for a 2024 Fiat 500X ranging from the Pop AWD model at $2,286 per year to the Sport AWD model at $2,334
Insurance cost by trim level for a 2024 Fiat 500X ranging from the Pop AWD model at $2,286 per year to the Sport AWD model at $2,334

How does 500x insurance cost compare?

When compared directly to other vehicles in the 2024 small SUV class, car insurance for a Fiat 500X costs $148 more per year than the Toyota RAV4, $314 more than the Honda CR-V, $152 more than the Chevrolet Equinox, and $204 more than the Nissan Rogue.

The Fiat 500X ranks 37th out of 47 comparison vehicles in the small SUV segment. The 500X costs an average of $2,310 per year for full coverage insurance, while the segment average cost is $2,154 per year, a difference of $156 per year.

The table below ranks all compact SUVs and crossovers for car insurance affordability, and also compares the cost of insuring each model to the average auto insurance cost for the 500x.

Insurance Cost Comparison: Fiat 500X vs Small SUVs
Rank Make and Model Annual Premium Difference
1Subaru Crosstrek$1,730-$580
2Chevrolet Trailblazer$1,760-$550
3Kia Soul$1,826-$484
4Nissan Kicks$1,844-$466
5Buick Envision$1,878-$432
6Toyota Corolla Cross$1,888-$422
7Hyundai Venue$1,902-$408
8Mazda CX-5$1,910-$400
9Ford Bronco Sport$1,918-$392
10Volkswagen Tiguan$1,938-$372
11Buick Encore$1,988-$322
12Honda CR-V$1,996-$314
13Volkswagen Taos$2,008-$302
14Kia Niro$2,014-$296
15Honda HR-V$2,040-$270
16Subaru Forester$2,084-$226
17Kia Seltos$2,094-$216
18GMC Terrain$2,096-$214
19Nissan Rogue$2,106-$204
20Hyundai Kona$2,110-$200
21Mazda CX-30$2,114-$196
22Volkswagen ID4$2,124-$186
23Ford Escape$2,138-$172
24Chevrolet Equinox$2,158-$152
25Toyota RAV4$2,162-$148
26Mazda MX-30$2,172-$138
27Hyundai Tucson$2,176-$134
28Chevrolet Trax$2,210-$100
29Mini Cooper Clubman$2,220-$90
30Mini Cooper$2,226-$84
31Mitsubishi Eclipse Cross$2,246-$64
32Jeep Renegade$2,252-$58
33Mitsubishi Outlander$2,280-$30
34Kia Sportage$2,294-$16
35Hyundai Ioniq 5$2,302-$8
36Nissan Ariya$2,304-$6
37Fiat 500X$2,310--
38Mini Cooper Countryman$2,318$8
39Subaru Solterra$2,320$10
40Mazda CX-50$2,326$16
41Toyota bz4X$2,330$20
42Mitsubishi Mirage$2,342$32
43Kia EV6$2,416$106
44Dodge Hornet$2,492$182
45Jeep Compass$2,536$226
46Hyundai Nexo$2,584$274
47Ford Mustang Mach-E$2,742$432

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated June 26, 2025

At $2,310 per year, insurance cost for a 2024 Fiat 500X ranks 37th out of 47 models in the small SUV segment
At $2,310 per year, insurance cost for a 2024 Fiat 500X ranks 37th out of 47 models in the small SUV segment

How much is insurance on a used 500X?

Insuring a 2019 Fiat 500X instead of the newest 2024 model could save an average of $542 per year. Actual savings depends on the coverage level on your policy, but used 500X models will definitely be cheaper to insure.

The data below illustrates average car insurance rates for a Fiat 500X for the 2019 to 2024 model years.

Fiat 500X Insurance Cost for 2019-2024 Models
Model Year and Vehicle Annual Premium Cost Per Month
2024 Fiat 500X$2,310$193
2023 Fiat 500X$2,018$168
2022 Fiat 500X$2,010$168
2021 Fiat 500X$1,940$162
2020 Fiat 500X$1,886$157
2019 Fiat 500X$1,768$147

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Fiat 500X trim levels for each model year. Updated June 26, 2025

Average annual premium and cost per month to insure 2019 to 2024 Fiat 500X models
Average annual premium and cost per month to insure 2019 to 2024 Fiat 500X models