Ford Bronco Sport Car Insurance Guide: Rates, Comparisons & Trends

How much is Ford Bronco Sport car insurance?

We looked at average rate quotes from the cheapest Big Bend model up to the Badlands trim level to look at how the Bronco Sport compares to similar small SUVs.

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  • Car insurance rates on a Ford Bronco Sport cost an average of $1,918 per year, or around $160 per month, but can vary a lot based on the policy limits.
  • With an insurance cost range of $148, the cheapest Bronco Sport trim level to insure is the Big Bend at around $1,844 per year, and the most expensive trim being the Badlands at $1,992 annually.
  • The Ford Bronco Sport is one of the cheaper small SUVs to insure for 2024, costing $236 less per year on average when compared to other small SUVs.

How much does Ford Bronco Sport insurance cost?

Insurance on the Bronco Sport averages $1,918 yearly, or around $160 monthly. Drivers can expect to pay around $236 less annually to insure a Ford Bronco Sport as compared to the average rate for compact SUVs, and $303 less per year than the overall national average of $2,221.

The rate chart below details how Bronco Sport car insurance costs can vary with differences in driver age and different policy deductibles.

Average 2024 Ford Bronco Sport car insurance premiums for different driver ages and policy deductibles.
Figure 1: Average 2024 Ford Bronco Sport car insurance premiums for different driver ages and policy deductibles. Rates updated on June 26, 2025.

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Data Methodology: Average premiums are based on a 2024 model year Ford Bronco Sport. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision coverage is included as well as UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels.

2024 Ford Bronco Sport Insurance Cost by Driver Age and Deductibles
Driver Age Policy Deductible Annual Premium Cost Per Month
20-Year-Old$1,000$3,268$272
$500$3,840$320
$250$4,442$370
30-Year-Old$1,000$1,722$144
$500$2,042$170
$250$2,376$198
40-Year-Old$1,000$1,624$135
$500$1,918$160
$250$2,224$185
50-Year-Old$1,000$1,450$121
$500$1,704$142
$250$1,970$164
60-Year-Old$1,000$1,356$113
$500$1,596$133
$250$1,842$154

Data Methodology: Rated driver has no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for the 2024 Ford Bronco Sport. Updated June 26, 2025

As shown in the chart above, driver age and policy deductible amount are two factors that can impact the cost of insurance. Another factor that helps determine the price you pay is the trim level of the Bronco Sport you’re insuring.

The table below breaks down average insurance rates for each of the trim levels available on the 2024 Bronco Sport.

2024 Ford Bronco Sport Insurance Rates by Trim Level
2024 Ford Bronco Sport Trim Level Annual Premium Cost Per Month
Big Bend$1,844$154
Heritage$1,902$159
Free Wheeling$1,902$159
Outer Banks$1,950$163
Badlands$1,992$166

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated June 26, 2025

Insurance cost by trim level for a 2024 Ford Bronco Sport ranging from the Big Bend model at $1,844 per year to the Badlands model at $1,992
Insurance cost by trim level for a 2024 Ford Bronco Sport ranging from the Big Bend model at $1,844 per year to the Badlands model at $1,992

Rates in the table above range from $1,844 per year for the $31,230 Big Bend model up to $1,992 per year for the $38,390 Badlands model.

The model year of the vehicle you’re insuring is also used to calculate the cost of your policy. Generally, older models cost less to insure due to depreciation and a lower actual cash value of the vehicle.

Occasionally, however, new vehicle safety features can make a newer model year cheaper to insure thanks to a reduced likelihood of having and accident or a reduced risk of injury to occupants.

The table below shows the average cost of insurance on a Bronco Sport for three different driver age groups for the 2021 to 2024 model years.

Ford Bronco Sport Insurance Cost by Model Year
Model Year and Vehicle Driver Age 20 Driver Age 40 Driver Age 60
2024 Ford Bronco Sport$3,840$1,918$1,596
2023 Ford Bronco Sport$3,980$1,984$1,648
2022 Ford Bronco Sport$3,672$1,828$1,520
2021 Ford Bronco Sport$3,932$1,946$1,618

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Ford Bronco Sport trim levels for each model year. Updated June 27, 2025

Average insurance rates for 2021 to 2024 Ford Bronco Sport models for drivers age 20, 40 and 60
Average insurance rates for 2021 to 2024 Ford Bronco Sport models for drivers age 20, 40 and 60

Is it expensive to insure a Ford Bronco Sport?

When compared directly to some other models in the small SUV category, auto insurance rates for a Ford Bronco Sport cost $244 less per year than the Toyota RAV4, $78 less than the Honda CR-V, and $240 less than the Chevrolet Equinox.

The Ford Bronco Sport ranks ninth out of 47 total comparison vehicles in the small SUV segment for most affordable car insurance prices. The Bronco Sport costs an estimated $1,918 per year for insurance, while the segment average auto insurance cost is $2,154 per year, a difference of $236 less per year.

The next chart shows how the average car insurance rate for a Ford Bronco Sport compares to the top 10 best-selling small SUVs in the U.S. like the Subaru Crosstrek, Nissan Rogue, and the Hyundai Tucson. In addition to the chart, a larger table is included following the chart that displays average car insurance policy pricing for the entire 47 vehicle small SUV segment for the 2024 model year.

Average 2024 Ford Bronco Sport car insurance premium compared to other small SUV models.
Figure 2: Average 2024 Ford Bronco Sport car insurance premium compared to other small SUV models. Rates updated on June 26, 2025.

Data Methodology: Average rates are for a 2024 model year Ford Bronco Sport. Rated driver is a 40-year-old married male driver with a clean driving record and no at-fault accidents. Average premium includes all Ford Bronco Sport trim levels. Comprehensive and collision deductibles are $500 and rates are averaged for all U.S. states.

Ford Bronco Sport Insurance Cost Compared to All Small SUVs
Rank Make and Model Annual Premium Difference
1Subaru Crosstrek$1,730-$188
2Chevrolet Trailblazer$1,760-$158
3Kia Soul$1,826-$92
4Nissan Kicks$1,844-$74
5Buick Envision$1,878-$40
6Toyota Corolla Cross$1,888-$30
7Hyundai Venue$1,902-$16
8Mazda CX-5$1,910-$8
9Ford Bronco Sport$1,918--
10Volkswagen Tiguan$1,938$20
11Buick Encore$1,988$70
12Honda CR-V$1,996$78
13Volkswagen Taos$2,008$90
14Kia Niro$2,014$96
15Honda HR-V$2,040$122
16Subaru Forester$2,084$166
17Kia Seltos$2,094$176
18GMC Terrain$2,096$178
19Nissan Rogue$2,106$188
20Hyundai Kona$2,110$192
21Mazda CX-30$2,114$196
22Volkswagen ID4$2,124$206
23Ford Escape$2,138$220
24Chevrolet Equinox$2,158$240
25Toyota RAV4$2,162$244
26Mazda MX-30$2,172$254
27Hyundai Tucson$2,176$258
28Chevrolet Trax$2,210$292
29Mini Cooper Clubman$2,220$302
30Mini Cooper$2,226$308
31Mitsubishi Eclipse Cross$2,246$328
32Jeep Renegade$2,252$334
33Mitsubishi Outlander$2,280$362
34Kia Sportage$2,294$376
35Hyundai Ioniq 5$2,302$384
36Nissan Ariya$2,304$386
37Fiat 500X$2,310$392
38Mini Cooper Countryman$2,318$400
39Subaru Solterra$2,320$402
40Mazda CX-50$2,326$408
41Toyota bz4X$2,330$412
42Mitsubishi Mirage$2,342$424
43Kia EV6$2,416$498
44Dodge Hornet$2,492$574
45Jeep Compass$2,536$618
46Hyundai Nexo$2,584$666
47Ford Mustang Mach-E$2,742$824

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated June 26, 2025