Ford Bronco Sport Car Insurance Guide: Rates, Comparisons & Trends

How much is Ford Bronco Sport car insurance?

We looked at average rate quotes from the cheapest Big Bend model up to the Badlands trim level to look at how the Bronco Sport compares to similar small SUVs.

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  • Car insurance rates on a Ford Bronco Sport cost an average of $1,966 per year, or around $164 per month, but can vary a lot based on the policy limits.
  • With an insurance cost range of $150, the cheapest Bronco Sport trim level to insure is the Big Bend at around $1,892 per year, and the most expensive trim being the Badlands at $2,042 annually.
  • The Ford Bronco Sport is one of the cheaper small SUVs to insure for 2024, costing $240 less per year on average when compared to other small SUVs.

How much does Ford Bronco Sport insurance cost?

Insurance on the Bronco Sport averages $1,966 yearly, or around $164 monthly. Drivers can expect to pay around $240 less annually to insure a Ford Bronco Sport as compared to the average rate for compact SUVs, and $310 less per year than the overall national average of $2,276.

The rate chart below details how Bronco Sport car insurance costs can vary with differences in driver age and different policy deductibles.

Average 2024 Ford Bronco Sport car insurance premiums for different driver ages and policy deductibles.
Figure 1: Average 2024 Ford Bronco Sport car insurance premiums for different driver ages and policy deductibles. Rates updated on October 24, 2025.

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Data Methodology: Average premiums are based on a 2024 model year Ford Bronco Sport. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision coverage is included as well as UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels.

2024 Ford Bronco Sport Insurance Cost by Driver Age and Deductibles
Driver Age Policy Deductible Annual Premium Cost Per Month
20-Year-Old$1,000$3,348$279
$500$3,930$328
$250$4,548$379
30-Year-Old$1,000$1,762$147
$500$2,090$174
$250$2,434$203
40-Year-Old$1,000$1,662$139
$500$1,966$164
$250$2,278$190
50-Year-Old$1,000$1,486$124
$500$1,746$146
$250$2,018$168
60-Year-Old$1,000$1,392$116
$500$1,634$136
$250$1,888$157

Data Methodology: Rated driver has no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for the 2024 Ford Bronco Sport. Updated October 24, 2025

As shown in the chart above, driver age and policy deductible amount are two factors that can impact the cost of insurance. Another factor that helps determine the price you pay is the trim level of the Bronco Sport you’re insuring.

The table below breaks down average insurance rates for each of the trim levels available on the 2024 Bronco Sport.

2024 Ford Bronco Sport Insurance Rates by Trim Level
2024 Ford Bronco Sport Trim Level Annual Premium Cost Per Month
Big Bend$1,892$158
Heritage$1,948$162
Free Wheeling$1,948$162
Outer Banks$1,998$167
Badlands$2,042$170

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated October 24, 2025

Insurance cost by trim level for a 2024 Ford Bronco Sport ranging from the Big Bend model at $1,892 per year to the Badlands model at $2,042
Insurance cost by trim level for a 2024 Ford Bronco Sport ranging from the Big Bend model at $1,892 per year to the Badlands model at $2,042

Rates in the table above range from $1,892 per year for the $31,230 Big Bend model up to $2,042 per year for the $38,390 Badlands model.

The model year of the vehicle you’re insuring is also used to calculate the cost of your policy. Generally, older models cost less to insure due to depreciation and a lower actual cash value of the vehicle.

Occasionally, however, new vehicle safety features can make a newer model year cheaper to insure thanks to a reduced likelihood of having and accident or a reduced risk of injury to occupants.

The table below shows the average cost of insurance on a Bronco Sport for three different driver age groups for the 2021 to 2024 model years.

Ford Bronco Sport Insurance Cost by Model Year
Model Year and Vehicle Driver Age 20 Driver Age 40 Driver Age 60
2024 Ford Bronco Sport$3,930$1,966$1,634
2023 Ford Bronco Sport$4,074$2,032$1,688
2022 Ford Bronco Sport$3,762$1,872$1,560
2021 Ford Bronco Sport$4,024$1,992$1,658

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Ford Bronco Sport trim levels for each model year. Updated October 24, 2025

Average insurance rates for 2021 to 2024 Ford Bronco Sport models for drivers age 20, 40 and 60
Average insurance rates for 2021 to 2024 Ford Bronco Sport models for drivers age 20, 40 and 60

Is it expensive to insure a Ford Bronco Sport?

When compared directly to some other models in the small SUV category, auto insurance rates for a Ford Bronco Sport cost $246 less per year than the Toyota RAV4, $80 less than the Honda CR-V, and $244 less than the Chevrolet Equinox.

The Ford Bronco Sport ranks ninth out of 47 total comparison vehicles in the small SUV segment for most affordable car insurance prices. The Bronco Sport costs an estimated $1,966 per year for insurance, while the segment average auto insurance cost is $2,206 per year, a difference of $240 less per year.

The next chart shows how the average car insurance rate for a Ford Bronco Sport compares to the top 10 best-selling small SUVs in the U.S. like the Subaru Crosstrek, Nissan Rogue, and the Hyundai Tucson. In addition to the chart, a larger table is included following the chart that displays average car insurance policy pricing for the entire 47 vehicle small SUV segment for the 2024 model year.

Average 2024 Ford Bronco Sport car insurance premium compared to other small SUV models.
Figure 2: Average 2024 Ford Bronco Sport car insurance premium compared to other small SUV models. Rates updated on October 24, 2025.

Data Methodology: Average rates are for a 2024 model year Ford Bronco Sport. Rated driver is a 40-year-old married male driver with a clean driving record and no at-fault accidents. Average premium includes all Ford Bronco Sport trim levels. Comprehensive and collision deductibles are $500 and rates are averaged for all U.S. states.

Ford Bronco Sport Insurance Cost Compared to All Small SUVs
Rank Make and Model Annual Premium Difference
1Subaru Crosstrek$1,772-$194
2Chevrolet Trailblazer$1,804-$162
3Kia Soul$1,872-$94
4Nissan Kicks$1,888-$78
5Buick Envision$1,922-$44
6Toyota Corolla Cross$1,932-$34
7Hyundai Venue$1,950-$16
8Mazda CX-5$1,956-$10
9Ford Bronco Sport$1,966--
10Volkswagen Tiguan$1,984$18
11Buick Encore$2,038$72
12Honda CR-V$2,046$80
13Volkswagen Taos$2,056$90
14Kia Niro$2,066$100
15Honda HR-V$2,088$122
16Subaru Forester$2,134$168
17Kia Seltos$2,144$178
18GMC Terrain$2,148$182
19Nissan Rogue$2,154$188
20Hyundai Kona$2,158$192
21Mazda CX-30$2,164$198
22Volkswagen ID4$2,176$210
23Ford Escape$2,188$222
24Chevrolet Equinox$2,210$244
25Toyota RAV4$2,212$246
26Mazda MX-30$2,226$260
27Hyundai Tucson$2,232$266
28Chevrolet Trax$2,264$298
29Mini Cooper Clubman$2,274$308
30Mini Cooper$2,278$312
31Mitsubishi Eclipse Cross$2,302$336
32Jeep Renegade$2,308$342
33Mitsubishi Outlander$2,336$370
34Kia Sportage$2,350$384
35Hyundai Ioniq 5$2,358$392
36Fiat 500X$2,368$402
37Mini Cooper Countryman$2,374$408
38Subaru Solterra$2,376$410
39Mazda CX-50$2,380$414
40Nissan Ariya$2,386$420
41Toyota bz4X$2,390$424
42Mitsubishi Mirage$2,398$432
43Kia EV6$2,474$508
44Dodge Hornet$2,554$588
45Jeep Compass$2,594$628
46Hyundai Nexo$2,648$682
47Ford Mustang Mach-E$2,806$840

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated October 24, 2025