Mitsubishi Eclipse Cross Car Insurance Costs: 2025 Edition

Does a Mitsubishi Eclipse Cross have cheap insurance rates?

We compared average insurance cost from the ES trim up to the pricier SEL Touring model to find out how insurance on the Eclipse Cross measures up to the entire compact SUV segment.

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How much does Eclipse Cross car insurance cost?

Mitsubishi Eclipse Cross insurance rates average $2,246 a year for full coverage, or $187 on a monthly basis. Overall, expect to pay about $92 more annually to insure a Mitsubishi Eclipse Cross compared to the average rate for small SUVs, and $25 more per year than the $2,221 all-vehicle national average.

The chart below details average car insurance rates on a 2024 Mitsubishi Eclipse Cross using variations of risk profiles and driver ages.

Average 2024 Mitsubishi Eclipse Cross insurance premiums for different driver ages and risk scenarios.
Figure 1: Average 2024 Mitsubishi Eclipse Cross insurance premiums for different driver ages and risk scenarios. Rates updated on June 27, 2025.

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Data Methodology: Average rates are for a 2024 model year Mitsubishi Eclipse Cross with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Mitsubishi Eclipse Cross trim levels.

2024 Mitsubishi Eclipse Cross Insurance Cost Summary
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$5,126$427
Safe Driver Age 20$4,486$374
At-fault Accidents Age 40$3,160$263
Low Deductibles Age 40$2,962$247
Safe Driver Age 30$2,400$200
Safe Driver Age 40$2,246$187
Safe Driver Age 50$1,990$166
High Deductibles Age 40$1,876$156
Discount Rate Age 40$1,868$156
Safe Driver Age 60$1,860$155

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Mitsubishi Eclipse Cross trim levels. Updated June 27, 2025

In the chart above, insurance prices range from a discount rate for a 40-year-old driver of $1,868 to the high-risk average rate for a 30-year-old driver of $5,126 per year.

Not shown in the chart are Eclipse Cross insurance rates for teenagers.  A 16-year-old male driver with a clean driving record would pay around $7,867 while a 16-year-old female would pay about $7,353. At age 17, males would pay around $7,636 and females $7,311.

What is the cheapest Mitsubishi Eclipse Cross insurance?

The cheapest model of Eclipse Cross to insure is the base ES at $2,148 per year, or about $179 per month. The most expensive model to insure is the SEL Touring, costing $184 more per year.

The next table details average car insurance rates, in addition to a monthly budget estimate, for each 2024 Mitsubishi Eclipse Cross package and trim. Rates for different 2024 trim levels range from $2,148 per year on the ES trim to $2,332 per year on the SEL Touring.

2024 Mitsubishi Eclipse Cross Insurance Rates by Trim Level
2024 Mitsubishi Eclipse Cross Trim Level Annual Premium Cost Per Month
ES$2,148$179
LE$2,206$184
SE$2,240$187
SE Panoramic Sunroof$2,268$189
SEL$2,284$190
SEL Touring$2,332$194

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated June 27, 2025

Insurance cost by trim level for a 2024 Mitsubishi Eclipse Cross ranging from the ES model at $2,148 per year to the SEL Touring model at $2,332
Insurance cost by trim level for a 2024 Mitsubishi Eclipse Cross ranging from the ES model at $2,148 per year to the SEL Touring model at $2,332

How does Eclipse Cross insurance cost compare?

When compared directly to the top-selling other small SUVs, insurance for a Mitsubishi Eclipse Cross costs $84 more per year than the Toyota RAV4, $250 more than the Honda CR-V, $88 more than the Chevrolet Equinox, and $140 more than the Nissan Rogue.

The Mitsubishi Eclipse Cross ranks 31st out of 47 total comparison vehicles in the small SUV category. The Eclipse Cross costs an estimated $2,246 per year to insure for full coverage and the category median average cost is $2,154 per year, a difference of $92 per year.

The chart below shows how average car insurance cost for a Mitsubishi Eclipse Cross compares to the top 10 selling compact SUVs in America. In addition, a table is appended after the chart that compares Eclipse Cross insurance prices to all 47 vehicles in the small SUV segment.

Average 2024 Mitsubishi Eclipse Cross car insurance premium compared to other small SUV models.
Figure 2: Average 2024 Mitsubishi Eclipse Cross car insurance premium compared to other small SUV models. Rates updated on June 27, 2025.

Data Methodology: Average rates are for a 2024 model year Mitsubishi Eclipse Cross. Rated driver is a 40-year-old married male driver with a clean driving record and no at-fault accidents. Average premium includes all Mitsubishi Eclipse Cross trim levels. Comprehensive and collision deductibles are $500 and rates are averaged for all U.S. states.

Mitsubishi Eclipse Cross Insurance Cost Compared to All Small SUVs
Rank Make and Model Annual Premium Difference
1Subaru Crosstrek$1,730-$516
2Chevrolet Trailblazer$1,760-$486
3Kia Soul$1,826-$420
4Nissan Kicks$1,844-$402
5Buick Envision$1,878-$368
6Toyota Corolla Cross$1,888-$358
7Hyundai Venue$1,902-$344
8Mazda CX-5$1,910-$336
9Ford Bronco Sport$1,918-$328
10Volkswagen Tiguan$1,938-$308
11Buick Encore$1,988-$258
12Honda CR-V$1,996-$250
13Volkswagen Taos$2,008-$238
14Kia Niro$2,014-$232
15Honda HR-V$2,040-$206
16Subaru Forester$2,084-$162
17Kia Seltos$2,094-$152
18GMC Terrain$2,096-$150
19Nissan Rogue$2,106-$140
20Hyundai Kona$2,110-$136
21Mazda CX-30$2,114-$132
22Volkswagen ID4$2,124-$122
23Ford Escape$2,138-$108
24Chevrolet Equinox$2,158-$88
25Toyota RAV4$2,162-$84
26Mazda MX-30$2,172-$74
27Hyundai Tucson$2,176-$70
28Chevrolet Trax$2,210-$36
29Mini Cooper Clubman$2,220-$26
30Mini Cooper$2,226-$20
31Mitsubishi Eclipse Cross$2,246--
32Jeep Renegade$2,252$6
33Mitsubishi Outlander$2,280$34
34Kia Sportage$2,294$48
35Hyundai Ioniq 5$2,302$56
36Nissan Ariya$2,304$58
37Fiat 500X$2,310$64
38Mini Cooper Countryman$2,318$72
39Subaru Solterra$2,320$74
40Mazda CX-50$2,326$80
41Toyota bz4X$2,330$84
42Mitsubishi Mirage$2,342$96
43Kia EV6$2,416$170
44Dodge Hornet$2,492$246
45Jeep Compass$2,536$290
46Hyundai Nexo$2,584$338
47Ford Mustang Mach-E$2,742$496

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated June 27, 2025

Will a used Eclipse Cross have cheaper insurance?

Choosing to insure a 2018 Eclipse Cross instead of a new 2024 model year could potentially save an average of $672 per year. Even a newer 2019 model could save $536 or more per year.

The following data table details estimated insurance policy premiums for a Mitsubishi Eclipse Cross for different driver age groups and model years. Insurance rates range from the most affordable rate of $1,314 for a 60-year-old driver rated on a 2018 Mitsubishi Eclipse Cross to the most expensive yearly cost of $4,486 for a 20-year-old driving a 2024 model year.

Mitsubishi Eclipse Cross Insurance Cost by Model Year
Model Year and Vehicle Driver Age 20 Driver Age 40 Driver Age 60
2024 Mitsubishi Eclipse Cross$4,486$2,246$1,860
2023 Mitsubishi Eclipse Cross$4,062$2,034$1,688
2022 Mitsubishi Eclipse Cross$3,954$1,972$1,638
2021 Mitsubishi Eclipse Cross$3,566$1,792$1,484
2020 Mitsubishi Eclipse Cross$3,406$1,710$1,418
2019 Mitsubishi Eclipse Cross$3,434$1,710$1,426
2018 Mitsubishi Eclipse Cross$3,152$1,574$1,314

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Mitsubishi Eclipse Cross trim levels for each model year. Updated June 27, 2025

Average insurance rates for 2018 to 2024 Mitsubishi Eclipse Cross models for drivers age 20, 40 and 60
Average insurance rates for 2018 to 2024 Mitsubishi Eclipse Cross models for drivers age 20, 40 and 60