- The average Mitsubishi Eclipse Cross insurance cost is $2,302 per year, or $192 per month for full coverage.
- The cheapest Eclipse Cross insurance is found on the ES trim level costing an average of $2,202 per year.
- At the high end, the Eclipse Cross SEL Touring is the most expensive to insure at $2,390 for an annual policy.
- When compared to the entire small SUV segment, the Eclipse Cross ranks in the upper half at 31st out of 47 total comparison vehicles.
How much does Eclipse Cross car insurance cost?
Mitsubishi Eclipse Cross insurance rates average $2,302 a year for full coverage, or $192 on a monthly basis. Overall, expect to pay about $96 more annually to insure a Mitsubishi Eclipse Cross compared to the average rate for small SUVs, and $26 more per year than the $2,276 all-vehicle national average.
The chart below details average car insurance rates on a 2024 Mitsubishi Eclipse Cross using variations of risk profiles and driver ages.
In the chart above, insurance prices range from a discount rate for a 40-year-old driver of $1,914 to the high-risk average rate for a 30-year-old driver of $5,256 per year.
Not shown in the chart are Eclipse Cross insurance rates for teenagers. A 16-year-old male driver with a clean driving record would pay around $8,059 while a 16-year-old female would pay about $7,532. At age 17, males would pay around $7,827 and females $7,487.
What is the cheapest Mitsubishi Eclipse Cross insurance?
The cheapest model of Eclipse Cross to insure is the base ES at $2,202 per year, or about $184 per month. The most expensive model to insure is the SEL Touring, costing $188 more per year.
The next table details average car insurance rates, in addition to a monthly budget estimate, for each 2024 Mitsubishi Eclipse Cross package and trim. Rates for different 2024 trim levels range from $2,202 per year on the ES trim to $2,390 per year on the SEL Touring.
| 2024 Mitsubishi Eclipse Cross Trim Level | Annual Premium | Cost Per Month |
|---|---|---|
| ES | $2,202 | $184 |
| LE | $2,262 | $189 |
| SE | $2,296 | $191 |
| SE Panoramic Sunroof | $2,326 | $194 |
| SEL | $2,340 | $195 |
| SEL Touring | $2,390 | $199 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated October 24, 2025
How does Eclipse Cross insurance cost compare?
When compared directly to the top-selling other small SUVs, insurance for a Mitsubishi Eclipse Cross costs $90 more per year than the Toyota RAV4, $256 more than the Honda CR-V, $92 more than the Chevrolet Equinox, and $148 more than the Nissan Rogue.
The Mitsubishi Eclipse Cross ranks 31st out of 47 total comparison vehicles in the small SUV category. The Eclipse Cross costs an estimated $2,302 per year to insure for full coverage and the category median average cost is $2,206 per year, a difference of $96 per year.
The chart below shows how average car insurance cost for a Mitsubishi Eclipse Cross compares to the top 10 selling compact SUVs in America. In addition, a table is appended after the chart that compares Eclipse Cross insurance prices to all 47 vehicles in the small SUV segment.
| Rank | Make and Model | Annual Premium | Difference |
|---|---|---|---|
| 1 | Subaru Crosstrek | $1,772 | -$530 |
| 2 | Chevrolet Trailblazer | $1,804 | -$498 |
| 3 | Kia Soul | $1,872 | -$430 |
| 4 | Nissan Kicks | $1,888 | -$414 |
| 5 | Buick Envision | $1,922 | -$380 |
| 6 | Toyota Corolla Cross | $1,932 | -$370 |
| 7 | Hyundai Venue | $1,950 | -$352 |
| 8 | Mazda CX-5 | $1,956 | -$346 |
| 9 | Ford Bronco Sport | $1,966 | -$336 |
| 10 | Volkswagen Tiguan | $1,984 | -$318 |
| 11 | Buick Encore | $2,038 | -$264 |
| 12 | Honda CR-V | $2,046 | -$256 |
| 13 | Volkswagen Taos | $2,056 | -$246 |
| 14 | Kia Niro | $2,066 | -$236 |
| 15 | Honda HR-V | $2,088 | -$214 |
| 16 | Subaru Forester | $2,134 | -$168 |
| 17 | Kia Seltos | $2,144 | -$158 |
| 18 | GMC Terrain | $2,148 | -$154 |
| 19 | Nissan Rogue | $2,154 | -$148 |
| 20 | Hyundai Kona | $2,158 | -$144 |
| 21 | Mazda CX-30 | $2,164 | -$138 |
| 22 | Volkswagen ID4 | $2,176 | -$126 |
| 23 | Ford Escape | $2,188 | -$114 |
| 24 | Chevrolet Equinox | $2,210 | -$92 |
| 25 | Toyota RAV4 | $2,212 | -$90 |
| 26 | Mazda MX-30 | $2,226 | -$76 |
| 27 | Hyundai Tucson | $2,232 | -$70 |
| 28 | Chevrolet Trax | $2,264 | -$38 |
| 29 | Mini Cooper Clubman | $2,274 | -$28 |
| 30 | Mini Cooper | $2,278 | -$24 |
| 31 | Mitsubishi Eclipse Cross | $2,302 | -- |
| 32 | Jeep Renegade | $2,308 | $6 |
| 33 | Mitsubishi Outlander | $2,336 | $34 |
| 34 | Kia Sportage | $2,350 | $48 |
| 35 | Hyundai Ioniq 5 | $2,358 | $56 |
| 36 | Fiat 500X | $2,368 | $66 |
| 37 | Mini Cooper Countryman | $2,374 | $72 |
| 38 | Subaru Solterra | $2,376 | $74 |
| 39 | Mazda CX-50 | $2,380 | $78 |
| 40 | Nissan Ariya | $2,386 | $84 |
| 41 | Toyota bz4X | $2,390 | $88 |
| 42 | Mitsubishi Mirage | $2,398 | $96 |
| 43 | Kia EV6 | $2,474 | $172 |
| 44 | Dodge Hornet | $2,554 | $252 |
| 45 | Jeep Compass | $2,594 | $292 |
| 46 | Hyundai Nexo | $2,648 | $346 |
| 47 | Ford Mustang Mach-E | $2,806 | $504 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated October 24, 2025
Will a used Eclipse Cross have cheaper insurance?
Choosing to insure a 2018 Eclipse Cross instead of a new 2024 model year could potentially save an average of $690 per year. Even a newer 2019 model could save $550 or more per year.
The following data table details estimated insurance policy premiums for a Mitsubishi Eclipse Cross for different driver age groups and model years. Insurance rates range from the most affordable rate of $1,346 for a 60-year-old driver rated on a 2018 Mitsubishi Eclipse Cross to the most expensive yearly cost of $4,594 for a 20-year-old driving a 2024 model year.
| Model Year and Vehicle | Driver Age 20 | Driver Age 40 | Driver Age 60 |
|---|---|---|---|
| 2024 Mitsubishi Eclipse Cross | $4,594 | $2,302 | $1,906 |
| 2023 Mitsubishi Eclipse Cross | $4,160 | $2,080 | $1,728 |
| 2022 Mitsubishi Eclipse Cross | $4,050 | $2,020 | $1,678 |
| 2021 Mitsubishi Eclipse Cross | $3,654 | $1,836 | $1,520 |
| 2020 Mitsubishi Eclipse Cross | $3,492 | $1,752 | $1,456 |
| 2019 Mitsubishi Eclipse Cross | $3,516 | $1,752 | $1,460 |
| 2018 Mitsubishi Eclipse Cross | $3,228 | $1,612 | $1,346 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Mitsubishi Eclipse Cross trim levels for each model year. Updated October 24, 2025
