- Mitsubishi Mirage insurance cost averages $2,342 per year, or around $195 per month for full coverage.
- Mirage insurance cost ranges from $2,302 to $2,388 annually for the average driver, depending on trim level.
- When compared to the entire small SUV segment, the Mirage falls near the bottom of the pack at 42nd out of 47 total comparison vehicles.
How much does Mitsubishi Mirage car insurance cost?
Insurance on a 2024 Mitsubishi Mirage costs an average of $2,342 per year for full coverage. Average monthly cost ranges from $192 to $199, depending on the trim level.
When total policy cost is separated into it’s individual coverages, comprehensive (or other-than-collision) coverage costs an estimated $490 a year, collision coverage costs about $796, and the remaining liability and medical (or PIP) coverage will cost an estimated $1,056.
The chart below shows average car insurance rates on a 2024 Mitsubishi Mirage using a variety of different risk scenarios.
The table below breaks down average annual and 6-month car insurance policy costs for the Mitsubishi Mirage, with a monthly amount for budgeting purposes. Car insurance rates range from $1,316 per year for a 2014 model to the highest price of $2,342 per year on a 2024 Mirage.
| Model Year and Vehicle | Annual Premium | Cost Per Month |
|---|---|---|
| 2024 Mitsubishi Mirage | $2,342 | $195 |
| 2023 Mitsubishi Mirage | $2,340 | $195 |
| 2022 Mitsubishi Mirage | $2,320 | $193 |
| 2021 Mitsubishi Mirage | $2,152 | $179 |
| 2020 Mitsubishi Mirage | $2,092 | $174 |
| 2019 Mitsubishi Mirage | $1,910 | $159 |
| 2018 Mitsubishi Mirage | $1,832 | $153 |
| 2017 Mitsubishi Mirage | $1,752 | $146 |
| 2015 Mitsubishi Mirage | $1,402 | $117 |
| 2014 Mitsubishi Mirage | $1,316 | $110 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Mitsubishi Mirage trim levels for each model year. Updated June 27, 2025
What is the cheapest Mitsubishi Mirage insurance?
The cheapest Mitsubishi Mirage insurance is on the base ES trim (MSRP of $16,695) costing $2,302 per year and the LE trim (MSRP of $17,245) costing an average of $2,330.
The $18,595 SE trim is the most expensive to insure, costing an average of $86 more per year than the cheapest ES model.
The next table displays average annual and semi-annual Mitsubishi Mirage car insurance rates, in addition to a monthly insurance rate, for each 2024 model year trim level.
| 2024 Mitsubishi Mirage Trim Level | Annual Premium | Cost Per Month |
|---|---|---|
| ES | $2,302 | $192 |
| LE | $2,330 | $194 |
| BE | $2,352 | $196 |
| SE | $2,388 | $199 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated June 27, 2025
How does Mirage insurance compare?
When compared directly to the top-selling other small SUVs, insurance for a Mitsubishi Mirage costs $180 more per year than the Toyota RAV4, $346 more than the Honda CR-V, $184 more than the Chevrolet Equinox, and $236 more than the Nissan Rogue.
The Mitsubishi Mirage ranks 42nd out of 47 total vehicles in the small SUV category. The Mirage costs an estimated $2,342 per year for full coverage insurance and the class median average cost is $2,154 per year, a difference of $188 per year.
While technically more of a car than an SUV, hatchbacks generally get put into our SUV category for comparison sakes. If Mirage auto insurance cost was compared within the compact car segment instead, it would fall towards the middle of that class. We do, however, rank the Mirage G4 in the small car insurance cost comparison.
The chart below shows how well average Mirage insurance rates compare to the top 10 selling small SUVs and crossovers. The full class comparison table is included after the chart displaying insurance cost for every vehicle in the small SUV segment.
| Rank | Make and Model | Annual Premium | Difference |
|---|---|---|---|
| 1 | Subaru Crosstrek | $1,730 | -$612 |
| 2 | Chevrolet Trailblazer | $1,760 | -$582 |
| 3 | Kia Soul | $1,826 | -$516 |
| 4 | Nissan Kicks | $1,844 | -$498 |
| 5 | Buick Envision | $1,878 | -$464 |
| 6 | Toyota Corolla Cross | $1,888 | -$454 |
| 7 | Hyundai Venue | $1,902 | -$440 |
| 8 | Mazda CX-5 | $1,910 | -$432 |
| 9 | Ford Bronco Sport | $1,918 | -$424 |
| 10 | Volkswagen Tiguan | $1,938 | -$404 |
| 11 | Buick Encore | $1,988 | -$354 |
| 12 | Honda CR-V | $1,996 | -$346 |
| 13 | Volkswagen Taos | $2,008 | -$334 |
| 14 | Kia Niro | $2,014 | -$328 |
| 15 | Honda HR-V | $2,040 | -$302 |
| 16 | Subaru Forester | $2,084 | -$258 |
| 17 | Kia Seltos | $2,094 | -$248 |
| 18 | GMC Terrain | $2,096 | -$246 |
| 19 | Nissan Rogue | $2,106 | -$236 |
| 20 | Hyundai Kona | $2,110 | -$232 |
| 21 | Mazda CX-30 | $2,114 | -$228 |
| 22 | Volkswagen ID4 | $2,124 | -$218 |
| 23 | Ford Escape | $2,138 | -$204 |
| 24 | Chevrolet Equinox | $2,158 | -$184 |
| 25 | Toyota RAV4 | $2,162 | -$180 |
| 26 | Mazda MX-30 | $2,172 | -$170 |
| 27 | Hyundai Tucson | $2,176 | -$166 |
| 28 | Chevrolet Trax | $2,210 | -$132 |
| 29 | Mini Cooper Clubman | $2,220 | -$122 |
| 30 | Mini Cooper | $2,226 | -$116 |
| 31 | Mitsubishi Eclipse Cross | $2,246 | -$96 |
| 32 | Jeep Renegade | $2,252 | -$90 |
| 33 | Mitsubishi Outlander | $2,280 | -$62 |
| 34 | Kia Sportage | $2,294 | -$48 |
| 35 | Hyundai Ioniq 5 | $2,302 | -$40 |
| 36 | Nissan Ariya | $2,304 | -$38 |
| 37 | Fiat 500X | $2,310 | -$32 |
| 38 | Mini Cooper Countryman | $2,318 | -$24 |
| 39 | Subaru Solterra | $2,320 | -$22 |
| 40 | Mazda CX-50 | $2,326 | -$16 |
| 41 | Toyota bz4X | $2,330 | -$12 |
| 42 | Mitsubishi Mirage | $2,342 | -- |
| 43 | Kia EV6 | $2,416 | $74 |
| 44 | Dodge Hornet | $2,492 | $150 |
| 45 | Jeep Compass | $2,536 | $194 |
| 46 | Hyundai Nexo | $2,584 | $242 |
| 47 | Ford Mustang Mach-E | $2,742 | $400 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated June 26, 2025
Additional Rates and Information
Some additional insurance rates and possible policy discounts include:
- Insuring teenagers can be very expensive. Average rates for full coverage Mirage insurance costs $8,716 per year for a 16-year-old driver, $8,324 per year for a 17-year-old driver, and $7,234 per year for an 18-year-old driver.
- The higher deductible you choose, the lower the policy cost. Increasing your deductibles from $500 to $1,000 could save around $292 per year for a 40-year-old driver and $564 per year for a 20-year-old driver.
- Decreasing deductibles costs more money. Lowering your policy deductibles from $500 to $250 could cost an additional $306 per year for a 40-year-old driver and $594 per year for a 20-year-old driver.
- Qualify for policy discounts to save money. Discounts may be available if the insureds are military or federal employees, insure their home and car with the same company, are claim-free, work in certain occupations, are senior citizens, or many other policy discounts which could save the average driver as much as $402 per year.
- Tickets and violations can cost a lot. If you want to get the most economical Mirage insurance rates, it’s necessary to not be aggressive behind the wheel. In fact, just a couple bleminshes on your motor vehicle report have the consequences of increasing Mirage insurance rates as much as $640 per year. Serious convictions such as reckless driving could raise rates by an additional $2,216 or more.
- Get a discount from your employment. Just about all auto insurance providers offer policy discounts for having a job in professions like firefighters, college professors, members of the military, architects, accountants, and other occupations. By earning this discount, you could save between $70 and $228 on your annual Mirage insurance cost, depending on the level of coverage purchased.