- Average Moore car insurance cost is $2,748 per year for a full coverage policy. Average cost per month is approximately $229.
- Car insurance rates for a few popular models in Moore include the Toyota Camry at $2,956 per year, Ford F150 at $3,076, and Toyota RAV4 at $2,536.
- For the cheapest car insurance in Moore, Oklahoma, crossover vehicles like the Chevrolet Trailblazer, Nissan Kicks, and Buick Envision cost less to insure than most other makes and models.
- A few models with segment-leading car insurance rates include the Audi A5 ($272 per month), Acura RDX ($192 per month), Infiniti QX80 ($257 per month), and Jaguar E-Pace ($214 per month).
How much is car insurance in Moore?
Average auto insurance cost in Moore is $2,748 per year, or around $229 per month for a full-coverage car insurance policy. It costs 21.2% more to insure the average vehicle in Moore, Oklahoma, than the national average rate of $2,221.
In Oklahoma, the average car insurance expense is $2,658 per year, so the cost to insure the average vehicle in the city of Moore is $90 more per year.
The average cost of car insurance in Moore compared to other Oklahoma locations is about $68 per year more than in Norman, $74 per year cheaper than in Oklahoma City, and $32 per year more than in Broken Arrow.
Driver age is probably the number one factor that determines the price of auto insurance. The list below illustrates these differences by showing average car insurance rates based on the age of the driver.
Car insurance cost in Moore, OK, for drivers age 16 to 60
- 16-year-old driver – $9,792 per year or $816 per month
- 17-year-old driver – $9,488 per year or $791 per month
- 18-year-old driver – $8,502 per year or $709 per month
- 19-year-old driver – $7,744 per year or $645 per month
- 20-year-old driver – $5,534 per year or $461 per month
- 30-year-old driver – $2,934 per year or $245 per month
- 40-year-old driver – $2,748 per year or $229 per month
- 50-year-old driver – $2,438 per year or $203 per month
- 60-year-old driver – $2,282 per year or $190 per month
The chart below shows examples of average Moore car insurance cost. Rates are averaged for all Moore Zip Codes and shown based on a range of driver ages and common risk profiles.
Average car insurance rates in the prior chart range from $2,286 per year for a 40-year-old driver who qualifies for a cheap discount rate to $6,322 per year for a 30-year-old driver who is required to buy high risk car insurance.
When the average rates are converted to monthly figures, the average cost of car insurance per month in Moore ranges from $191 to $527.
Moore car insurance rates can have significant differences in cost and can also be very different depending on the company. This amount of variability reinforces the need for multiple auto insurance quotes when trying to find more affordable car insurance.
Car insurance rates for popular vehicles
Average auto insurance rates are fantastic for making comparisons like the cost between two locations. But drivers generally want to compare rates for specific models of vehicles rather than an overall average rate.
The following chart displays average car insurance rates in Moore for some of the more popular vehicles sold in the state of Oklahoma.
Popular vehicle models in Moore tend to be small or midsize cars like the Toyota Corolla, Nissan Sentra, and Toyota Camry and compact and midsize SUVs like the Honda CR-V, Toyota RAV4, and Subaru Outback.
Other popular vehicles from other vehicle segments include luxury models like the Acura ILX and Infiniti QX60, pickup trucks like the Ford Ranger and Ram 1500, and sports cars like the Porsche 911 and Nissan GT-R.
Which cars are cheapest to insure?
The vehicles with the cheapest average car insurance quotes in Moore tend to be small SUVs and crossovers like the Kia Soul, Subaru Crosstrek, and Nissan Kicks. Average car insurance prices for the cheapest vehicles run about $2,252 or less per year, or $188 per month, for full coverage.
A few other models that come in near the top in our car insurance price comparison are the Subaru Outback, Volkswagen Taos, Buick Envista, and Nissan Murano.
Insurance is somewhat higher for those models than the small SUVs that rank at the top, but they still have an average cost of $2,394 or less per year.
Let’s take a look at the complete ranking of the top 50 cheapest cars to insure in the city of Moore, Oklahoma.
| Rank | Make/Model | Annual Premium | Cost Per Month |
|---|---|---|---|
| 1 | Subaru Crosstrek | $2,032 | $169 |
| 2 | Chevrolet Trailblazer | $2,066 | $172 |
| 3 | Kia Soul | $2,144 | $179 |
| 4 | Nissan Kicks | $2,162 | $180 |
| 5 | Honda Passport | $2,190 | $183 |
| 6 | Buick Envision | $2,204 | $184 |
| 7 | Toyota Corolla Cross | $2,216 | $185 |
| 8 | Hyundai Venue | $2,234 | $186 |
| 9 | Mazda CX-5 | $2,244 | $187 |
| 10 | Ford Bronco Sport | $2,252 | $188 |
| 11 | Volkswagen Tiguan | $2,276 | $190 |
| 12 | Acura RDX | $2,298 | $192 |
| 13 | Nissan Murano | $2,310 | $193 |
| 14 | Buick Encore | $2,336 | $195 |
| 15 | Honda CR-V | $2,342 | $195 |
| 16 | Subaru Outback | $2,342 | $195 |
| 17 | Buick Envista | $2,352 | $196 |
| 18 | Volkswagen Taos | $2,356 | $196 |
| 19 | Kia Niro | $2,366 | $197 |
| 20 | Toyota GR Corolla | $2,390 | $199 |
| 21 | Subaru Ascent | $2,392 | $199 |
| 22 | Honda HR-V | $2,394 | $200 |
| 23 | Nissan Leaf | $2,408 | $201 |
| 24 | Chevrolet Colorado | $2,420 | $202 |
| 25 | Honda Civic | $2,434 | $203 |
| 26 | Lexus NX 250 | $2,434 | $203 |
| 27 | Volkswagen Atlas | $2,438 | $203 |
| 28 | Acura Integra | $2,444 | $204 |
| 29 | Subaru Forester | $2,446 | $204 |
| 30 | Volkswagen Atlas Cross Sport | $2,450 | $204 |
| 31 | Kia Seltos | $2,456 | $205 |
| 32 | GMC Terrain | $2,460 | $205 |
| 33 | Nissan Rogue | $2,470 | $206 |
| 34 | Hyundai Kona | $2,476 | $206 |
| 35 | Cadillac XT4 | $2,482 | $207 |
| 36 | Mazda CX-30 | $2,482 | $207 |
| 37 | Volkswagen ID4 | $2,492 | $208 |
| 38 | Ford Explorer | $2,494 | $208 |
| 39 | Toyota Highlander | $2,502 | $209 |
| 40 | Ford Escape | $2,508 | $209 |
| 41 | Toyota Venza | $2,508 | $209 |
| 42 | Honda Odyssey | $2,510 | $209 |
| 43 | Nissan Sentra | $2,522 | $210 |
| 44 | Subaru Impreza | $2,528 | $211 |
| 45 | Chevrolet Equinox | $2,534 | $211 |
| 46 | Toyota RAV4 | $2,536 | $211 |
| 47 | Mazda MX-5 Miata | $2,544 | $212 |
| 48 | Mazda MX-30 | $2,552 | $213 |
| 49 | Hyundai Tucson | $2,554 | $213 |
| 50 | Chevrolet Traverse | $2,568 | $214 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Moore, OK Zip Codes. Updated June 27, 2025
A few additional vehicles worth noting that made the top 50 above include the Chevrolet Equinox, the Nissan Sentra, the Hyundai Kona, the Chevrolet Traverse, and the Toyota Venza. Rates for those vehicles cost between $2,394 and $2,570 per year.
One interesting thing to point out about the table above, is when you compare the top 50 cheapest vehicles to the prior chart showing popular models, only about nine models made both datasets. That just shows that popular models are not always the cheapest to insure.
The next section of this article goes into detail about average car insurance cost by vehicle segment. The average rates shown in the chart should give you a decent idea of which types of vehicles have the overall most affordable average auto insurance rates.
Cheapest insurance cost by automotive segment
If you’re looking to buy a different vehicle and don’t know what kind to buy, it’s useful to have an idea of which kinds of vehicles have more favorable insurance rates.
As an example, you may be wondering if compact cars are more affordable to insure than midsize cars or if heavy duty pickups are more expensive to insure than half-ton pickups.
The next chart displays the average car insurance cost in Moore for each automotive segment. In general, vehicles like compact and midsize SUVs, midsize pickups, and compact and midsize non-luxury cars tend to have the most affordable car insurance rates.
Due to rate variation inherent with each segment, we recommend using segment average rates just as a starting point. It’s more accurate to compare rates for specific models to find out which vehicles in each segment have the best insurance rates.
For example, in the midsize luxury SUV segment, rates range from the Jaguar E-Pace at $2,570 per year for full coverage insurance to the Mercedes-Benz AMG GLE63 costing $4,638 per year, a difference of $2,068 just for that segment.
In the large SUV segment, average rates in Moore, OK, can vary from the Chevrolet Tahoe at $2,582 per year up to the Toyota Sequoia at $3,442 per year.
These two examples show some extreme variation in the cost of car insurance within the same segment. So it’s wise to get accurate car insurance quotes from multiple companies to ensure you have a good basis for comparison.
We covered a ton of concepts and data in this article, so let’s make a quick revue of some of the important concepts and takeaways.
- Car insurance with low deductibles costs more – A 40-year-old driver pays an average of $892 more per year for $250 physical damage deductibles versus $1,000.
- Teen females have cheaper rates than teen males – Teenage females pay $1,198 to $644 less annually than males of the same age.
- Moore auto insurance prices are more expensive than the Oklahoma state average – $2,748 (Moore average) versus $2,658 (Oklahoma average)
- Car insurance rates fall considerably from age 20 to 30 – The average 30-year-old Moore, OK, driver will pay $2,600 less each year than a 20-year-old driver, $2,934 compared to $5,534.
- Car insurance is generally cheaper the older you are – Rates for a 60-year-old driver in Moore are $3,252 per year cheaper than for a 20-year-old driver.
- Moore, OK, car insurance costs more than the U.S. average – $2,748 (Moore average) versus $2,221 (U.S. average)