- Norman car insurance cost averages $2,114 per year for a full coverage insurance policy.
- Norman auto insurance averages $24 per year more than the Oklahoma state average and $231 per year more than the average rate for all 50 states.
- Car insurance rates for a few popular models in Norman include the Honda CR-V at $150 per month, Nissan Altima at $191, and Ford Explorer at $160.
- For cheap car insurance in Norman, Oklahoma, compact crossovers and SUVs like the Nissan Kicks, Kia Soul, Hyundai Venue, and Ford Bronco Sport cost less than most other makes and models.
- Vehicles with segment-leading car insurance rates in Norman include the Subaru Crosstrek, Honda Passport, Acura RDX, Mercedes-Benz CLA250, and Toyota GR Corolla.
- Auto insurance quotes in Norman can range significantly from as little as $33 per month for liability-only insurance to over $657 per month for teenage drivers and high-risk drivers.
How much does car insurance cost in Norman?
The average cost to insure a vehicle in Norman is $2,114 per year, which is 11.6% more than the U.S. average rate of $1,883. Car insurance in Norman per month costs approximately $176 per month for a full-coverage car insurance policy.
In the state of Oklahoma, average car insurance cost is $2,090 per year, so the cost in Norman averages $24 more per year. When compared to other locations in Oklahoma, the cost of car insurance in Norman is $156 per year less than in Tulsa, $140 per year cheaper than in Oklahoma City, and $154 per year more expensive than in Lawton.
Driver age is one of the largest factors in the price of auto insurance. The list below details how driver age influences cost by breaking down average car insurance rates in Norman for young, middle-age, and senior drivers.
Car insurance cost in Norman, OK, for drivers age 16 to 60
- 16-year-old driver – $7,526 per year or $627 per month
- 17-year-old driver – $7,293 per year or $608 per month
- 18-year-old driver – $6,537 per year or $545 per month
- 19-year-old driver – $5,950 per year or $496 per month
- 20-year-old driver – $4,250 per year or $354 per month
- 30-year-old driver – $2,254 per year or $188 per month
- 40-year-old driver – $2,114 per year or $176 per month
- 50-year-old driver – $1,872 per year or $156 per month
- 60-year-old driver – $1,752 per year or $146 per month
The next chart shows average Norman, Oklahoma, auto insurance cost broken out not only for different driver ages, but also for different policy deductible amounts. Rates are averaged for all 2024 vehicle models including luxury brands.
The average cost of car insurance per month in Norman is $176, with policy prices ranging from $124 to $412 for drivers age 20 to 60 and policy deductibles from $250 to $1,000.
Norman car insurance rates can have a very wide price range and minor changes in personal situations can cause large price changes. The potential for significant variability emphasizes the need for multiple auto insurance quotes when shopping online for a better price on car insurance in Norman.
Popular vehicles and the cost to insure them
The rates referenced above consist of an average based on every 2024 vehicle model, which is helpful when making overall comparisons like the cost for different driver ages or locations. Average auto insurance rates are excellent for answering questions like “are Norman car insurance rates cheaper than in Broken Arrow?” or “are Oklahoma car insurance rates cheaper than in Texas?”.
But for more useful price comparisons, it makes more sense to use rates for the exact vehicle being insured. Every car, truck, SUV and minivan has a unique risk profile for determining how much it costs to insure it and this data allows us to perform more detailed insurance cost analysis.
The following list details average insurance rates for both annual and monthly policy terms in Norman for the more popular models. Later, we take a look at rates for some of these models even more in-depth.
Average auto insurance cost for popular models in Norman
- Honda CR-V – $1,798 per year or $150 per month
- Nissan Altima – $2,288 per year or $191 per month
- Ford Explorer – $1,916 per year or $160 per month
- Honda Civic – $1,870 per year or $156 per month
- Mazda CX-5 – $1,724 per year or $144 per month
- Toyota Tacoma – $2,140 per year or $178 per month
- Toyota RAV4 – $1,946 per year or $162 per month
- Tesla Model 3 – $2,480 per year or $207 per month
- Toyota Camry – $2,270 per year or $189 per month
- Hyundai Elantra – $2,296 per year or $191 per month
Models popular with drivers in Norman tend to be compact and midsize cars like the Honda Civic and Nissan Altima and compact and midsize SUVs like the Toyota RAV4 and Subaru Outback.
A few additional popular vehicles in Norman, Oklahoma, from other segments include luxury models like the BMW 530i, Acura MDX, and Lexus RX 350 and sports cars like the Chevy Corvette, Nissan GT-R, and Ford Mustang.
We explore different rates in much more detail a little later in this article, but before we do that, let’s review in a nutshell some of the key ideas that we covered in the earlier charts and data.
- Norman, Oklahoma, car insurance cost is more than the U.S. average – $2,114 (Norman average) versus $1,883 (U.S. average)
- Norman auto insurance prices are more expensive than the Oklahoma state average – $2,114 (Norman average) compared to $2,090 (Oklahoma average)
- Teen female drivers pay less than teen males – Teenage female drivers age 16 to 19 pay $919 to $496 less annually than male drivers of the same age.
- Car insurance with low deductibles costs more – A 30-year-old driver pays an average of $572 more per year for a policy with $250 deductibles compared to $1,000 deductibles.
- Car insurance gets cheaper as you age – Insurance rates for a 60-year-old driver in Norman are $2,498 per year cheaper than for a 20-year-old driver.
- Insurance rates fall substantially in your twenties – The average 30-year-old Norman driver will pay $1,996 less annually than a 20-year-old driver, $2,254 versus $4,250.
Which autos have the cheapest car insurance rates?
The vehicles with the most affordable auto insurance rates in Norman tend to be crossovers and small SUVs like the Chevrolet Trailblazer, Subaru Crosstrek, and Nissan Kicks. Average car insurance prices for those crossover SUVs cost $1,716 or less per year for a policy with full coverage.
Other models that come in near the top in our cost comparison are the Volkswagen Taos, Ford Bronco Sport, Volkswagen Tiguan, and Nissan Murano. The average cost is slightly higher for those models than the crossovers and compact SUVs at the top of the rankings, but they still have an average cost of $1,810 or less per year ($151 per month).
The following table ranks the cheapest vehicles to insure in Norman, ordered by annual cost.
| Rank | Make/Model | Annual Premium | Cost Per Month |
|---|---|---|---|
| 1 | Subaru Crosstrek | $1,562 | $130 |
| 2 | Chevrolet Trailblazer | $1,586 | $132 |
| 3 | Kia Soul | $1,648 | $137 |
| 4 | Nissan Kicks | $1,660 | $138 |
| 5 | Honda Passport | $1,682 | $140 |
| 6 | Buick Envision | $1,692 | $141 |
| 7 | Toyota Corolla Cross | $1,702 | $142 |
| 8 | Hyundai Venue | $1,716 | $143 |
| 9 | Mazda CX-5 | $1,724 | $144 |
| 10 | Ford Bronco Sport | $1,730 | $144 |
| 11 | Volkswagen Tiguan | $1,748 | $146 |
| 12 | Acura RDX | $1,768 | $147 |
| 13 | Nissan Murano | $1,774 | $148 |
| 14 | Buick Encore | $1,794 | $150 |
| 15 | Honda CR-V | $1,798 | $150 |
| 16 | Subaru Outback | $1,800 | $150 |
| 17 | Buick Envista | $1,806 | $151 |
| 18 | Chevrolet Colorado | $1,808 | $151 |
| 19 | Kia Niro | $1,810 | $151 |
| 20 | Volkswagen Taos | $1,810 | $151 |
| 21 | Toyota GR Corolla | $1,836 | $153 |
| 22 | Honda HR-V | $1,838 | $153 |
| 23 | Subaru Ascent | $1,838 | $153 |
| 24 | Nissan Leaf | $1,852 | $154 |
| 25 | Honda Civic | $1,870 | $156 |
| 26 | Lexus NX 250 | $1,870 | $156 |
| 27 | Volkswagen Atlas | $1,874 | $156 |
| 28 | Acura Integra | $1,876 | $156 |
| 29 | Volkswagen Atlas Cross Sport | $1,882 | $157 |
| 30 | Subaru Forester | $1,886 | $157 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Norman, OK Zip Codes. Updated February 22, 2024
A list of 30 of the cheapest vehicles to insure in Norman really is not a great way to present a complete summary of the cost of auto insurance. Considering the fact that we rate over 700 vehicles, the majority of models get omitted from the list. Let’s try a different approach and break out the vehicles with the best rates in a more sensible format.
The next section of this article goes into detail about the different automotive segments and the average cost of car insurance in Norman. The rates shown in the chart will give you a decent understanding of the general vehicle types that have the cheapest rates. The sections after the chart rank the models with the most affordable auto insurance in each unique segment.
Rates by automotive segment
If you’re considering buying a new car, it is useful to know which categories of vehicles have better insurance rates. To illustrate this, some common questions are if midsize cars cost less to insure than midsize SUVs or if half-ton pickups are more affordable to insure than heavy duty pickups.
The next chart shows average car insurance rates in Norman for different vehicle segments. When comparing rates from a segment perspective, compact and midsize SUVs, vans, and midsize pickups tend to have the best rates, while exotic performance cars have the highest car insurance rates.
Average rates for different segments are useful for overall comparisons, but rates vary significantly within each vehicle segment displayed in the previous chart.
For example, in the small car segment, Norman auto insurance rates range from the Toyota GR Corolla costing $1,836 per year to the Toyota Mirai at $2,628 per year.
For another example, in the midsize truck segment, the average cost of insurance ranges from the Chevrolet Colorado costing $1,808 per year to the Rivian R1T costing $2,636 per year.
In the next parts of this article, we eliminate a lot of this variability by looking at car insurance cost in Norman from a model perspective rather than by segment.
Cheapest cars to insure in Norman, Oklahoma
The Toyota GR Corolla takes the #1 ranking as the most affordable car (excluding luxury models) to insure in Norman, followed by the Nissan Leaf, Honda Civic, Nissan Sentra, and Subaru Impreza. The 2024 model has an average cost of $1,836 per year for a full-coverage insurance policy.
Also ranking well are cars like the Honda Accord, Kia K5, Toyota Prius, and Hyundai Ioniq 6, with an average car insurance cost of $2,048 per year or less.
Ranked between 10th and 20th place, cars like the Nissan Versa, Mitsubishi Mirage G4, Volkswagen Arteon, Mazda 3, Volkswagen Jetta, and Hyundai Sonata average between $2,048 and $2,184 per year for insurance.
As a cost per month, full-coverage auto insurance in this segment for a safe driver will start around $153 per month, depending on where you live and the company you use.
The cheapest non-luxury compact car to insure in Norman is the Toyota GR Corolla at $1,836 per year. For midsize 2024 models, the Hyundai Ioniq 6 has the cheapest rates at $1,942 per year. And for large cars, the Chrysler 300 is cheapest to insure at $2,004 per year.
The table below ranks the cars with the most affordable auto insurance rates in Norman, starting with the Toyota GR Corolla at $1,836 per year and ending with the Mazda 3 at $2,184 per year.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Toyota GR Corolla | Compact | $1,836 | $153 |
| Nissan Leaf | Compact | $1,852 | $154 |
| Honda Civic | Compact | $1,870 | $156 |
| Nissan Sentra | Compact | $1,936 | $161 |
| Hyundai Ioniq 6 | Midsize | $1,942 | $162 |
| Subaru Impreza | Compact | $1,942 | $162 |
| Toyota Prius | Compact | $1,974 | $165 |
| Kia K5 | Midsize | $2,036 | $170 |
| Honda Accord | Midsize | $2,040 | $170 |
| Chevrolet Malibu | Midsize | $2,048 | $171 |
| Toyota Corolla | Compact | $2,058 | $172 |
| Kia Forte | Compact | $2,062 | $172 |
| Volkswagen Arteon | Midsize | $2,078 | $173 |
| Nissan Versa | Compact | $2,082 | $174 |
| Subaru Legacy | Midsize | $2,086 | $174 |
| Mitsubishi Mirage G4 | Compact | $2,132 | $178 |
| Toyota Crown | Midsize | $2,136 | $178 |
| Volkswagen Jetta | Compact | $2,136 | $178 |
| Hyundai Sonata | Midsize | $2,142 | $179 |
| Mazda 3 | Compact | $2,184 | $182 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Norman, OK Zip Codes. Updated February 22, 2024
See our comprehensive guides for compact car insurance, midsize car insurance, and full-size car insurance to view data for vehicles not featured in the table.
Don’t see your vehicle? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get cheap Norman car insurance quotes from top companies in Oklahoma.
Cheapest SUVs to insure in Norman
The four cheapest non-luxury SUVs to insure in Norman are the Subaru Crosstrek at $1,562 per year, Chevrolet Trailblazer at $1,586 per year, Kia Soul at $1,648 per year, and Nissan Kicks at $1,660 per year.
Not the cheapest in the list, but still ranking well, are models like the Ford Bronco Sport, Buick Envision, Toyota Corolla Cross, and Hyundai Venue, with average insurance cost of $1,730 per year or less.
Auto insurance rates for this segment in Norman for the average driver can cost as low as $130 per month, depending on where you live and the company you use.
If prices are ranked by vehicle size, the most budget-friendly non-luxury compact SUV to insure in Norman is the Subaru Crosstrek at $1,562 per year. For midsize models, the Honda Passport has the best rates at $1,682 per year. And for full-size SUVs, the Chevrolet Tahoe is the cheapest model to insure at $1,982 per year.
The table below ranks the SUVs with the cheapest average car insurance rates in Norman.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Subaru Crosstrek | Compact | $1,562 | $130 |
| Chevrolet Trailblazer | Compact | $1,586 | $132 |
| Kia Soul | Compact | $1,648 | $137 |
| Nissan Kicks | Compact | $1,660 | $138 |
| Honda Passport | Midsize | $1,682 | $140 |
| Buick Envision | Compact | $1,692 | $141 |
| Toyota Corolla Cross | Compact | $1,702 | $142 |
| Hyundai Venue | Compact | $1,716 | $143 |
| Mazda CX-5 | Compact | $1,724 | $144 |
| Ford Bronco Sport | Compact | $1,730 | $144 |
| Volkswagen Tiguan | Compact | $1,748 | $146 |
| Nissan Murano | Midsize | $1,774 | $148 |
| Buick Encore | Compact | $1,794 | $150 |
| Honda CR-V | Compact | $1,798 | $150 |
| Subaru Outback | Midsize | $1,800 | $150 |
| Buick Envista | Midsize | $1,806 | $151 |
| Kia Niro | Compact | $1,810 | $151 |
| Volkswagen Taos | Compact | $1,810 | $151 |
| Honda HR-V | Compact | $1,838 | $153 |
| Subaru Ascent | Midsize | $1,838 | $153 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Norman, OK Zip Codes. Updated February 22, 2024
For more car insurance comparisons, see our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance.
Need rates for a different SUV? That’s no problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get cheap Norman car insurance quotes from the best auto insurance companies in Oklahoma.
Cheapest luxury cars to insure in Norman, OK
Out of all 2024 models, the top five lowest-cost luxury car models to insure in Norman are the Acura Integra, BMW 330i, Mercedes-Benz CLA250, Lexus IS 300, and Acura TLX. Insurance rates for these five models range from $1,876 to $2,184 per year.
Not the cheapest luxury cars to insure, but still very reasonable, are models like the Cadillac CT4, Mercedes-Benz AMG CLA35, Lexus RC 300, and Lexus ES 350, with average annual insurance rates of $2,218 per year or less.
From a monthly standpoint, full-coverage auto insurance on this segment in Norman for a middle-age safe driver starts at an average of $156 per month, depending on your location.
When prices are compared by vehicle size, the most affordable compact luxury car to insure in Norman is the Acura Integra at $1,876 per year. For midsize luxury models, the Mercedes-Benz CLA250 has the best rates at $2,172 per year. And for large luxury cars, the Audi A5 has the most affordable rates at $2,500 per year.
The next table ranks the cars with the cheapest average insurance rates in Norman, starting with the Acura Integra at $1,876 per year ($156 per month) and ending with the Audi S3 at $2,368 per year ($197 per month).
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Acura Integra | Compact | $1,876 | $156 |
| BMW 330i | Compact | $2,150 | $179 |
| Mercedes-Benz CLA250 | Midsize | $2,172 | $181 |
| Lexus IS 300 | Midsize | $2,176 | $181 |
| Acura TLX | Compact | $2,184 | $182 |
| Cadillac CT4 | Compact | $2,204 | $184 |
| Lexus ES 350 | Midsize | $2,204 | $184 |
| Genesis G70 | Compact | $2,210 | $184 |
| Mercedes-Benz AMG CLA35 | Midsize | $2,214 | $185 |
| Lexus RC 300 | Midsize | $2,218 | $185 |
| Lexus IS 350 | Compact | $2,222 | $185 |
| Jaguar XF | Midsize | $2,232 | $186 |
| Cadillac CT5 | Midsize | $2,276 | $190 |
| Lexus ES 250 | Midsize | $2,284 | $190 |
| Lexus RC 350 | Compact | $2,290 | $191 |
| BMW 330e | Compact | $2,296 | $191 |
| BMW 228i | Compact | $2,298 | $192 |
| BMW 230i | Compact | $2,316 | $193 |
| Lexus ES 300h | Midsize | $2,320 | $193 |
| Audi S3 | Compact | $2,368 | $197 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Norman, OK Zip Codes. Updated February 23, 2024
See our comprehensive guide for luxury car insurance to view data for vehicles not featured in the table.
Don’t see insurance cost for your luxury car? That’s no problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap Norman car insurance quotes from top companies in Oklahoma.
Cheapest luxury SUVs to insure in Norman, OK
Ranking in the top five for the lowest-cost Norman auto insurance rates in the luxury SUV segment are the Acura RDX, Cadillac XT5, Cadillac XT4, Jaguar E-Pace, and Lexus NX 250. Car insurance rates for these 2024 models average $1,992 or less per year.
Other luxury SUVs that have cheaper rates include the Mercedes-Benz GLB 250, Lexus NX 450h, Lincoln Corsair, and Lexus UX 250h, with average insurance cost of $2,038 per year or less.
Additional vehicles that make the list include the Mercedes-Benz GLA250, Cadillac XT6, Land Rover Evoque, Mercedes-Benz GLA35 AMG, and Lexus NX 350, which cost between $2,038 and $2,116 per year for auto insurance.
Auto insurance in this segment for the average driver starts at around $147 per month, depending on the company. The comparison table below ranks the luxury SUVs with the lowest-cost car insurance rates in Norman, starting with the Acura RDX at $1,768 per year and ending with the Lexus NX 350 at $2,116 per year.
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Acura RDX | Compact | $1,768 | $147 |
| Lexus NX 250 | Compact | $1,870 | $156 |
| Cadillac XT4 | Compact | $1,906 | $159 |
| Jaguar E-Pace | Midsize | $1,974 | $165 |
| Cadillac XT5 | Midsize | $1,992 | $166 |
| Lexus NX 350h | Compact | $1,992 | $166 |
| Lincoln Corsair | Compact | $2,016 | $168 |
| Mercedes-Benz GLB 250 | Compact | $2,022 | $169 |
| Lexus UX 250h | Compact | $2,026 | $169 |
| Lexus NX 450h | Compact | $2,038 | $170 |
| Infiniti QX50 | Midsize | $2,054 | $171 |
| Mercedes-Benz GLA250 | Compact | $2,054 | $171 |
| Cadillac XT6 | Midsize | $2,066 | $172 |
| Mercedes-Benz GLA35 AMG | Compact | $2,066 | $172 |
| Infiniti QX60 | Midsize | $2,078 | $173 |
| Mercedes-Benz AMG GLB35 | Midsize | $2,080 | $173 |
| Land Rover Evoque | Compact | $2,108 | $176 |
| Acura MDX | Midsize | $2,112 | $176 |
| Lexus RX 350 | Midsize | $2,114 | $176 |
| Lexus NX 350 | Compact | $2,116 | $176 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Norman, OK Zip Codes. Updated February 23, 2024
See our comprehensive guide for luxury SUV insurance to view data for vehicles not featured in the table.
Don’t see your vehicle? No sweat! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap Norman car insurance quotes from top companies in Oklahoma.
Cheapest pickup trucks to insure in Norman
The four highest ranking pickup trucks with the lowest-cost insurance in Norman are the Chevrolet Colorado at $1,808 per year, Nissan Titan at $1,976 per year, Nissan Frontier at $2,000 per year, and Ford Ranger at $2,020 per year.
Additional pickups that have cheaper rates include the Honda Ridgeline, Hyundai Santa Cruz, GMC Canyon, and GMC Sierra 2500 HD, with average insurance cost of $2,176 per year or less.
Full-coverage auto insurance for this segment in Norman for a good driver can cost as low as $151 per month, depending on your company and location.
The comparison table below ranks the twenty pickups with the lowest-cost auto insurance rates in Norman, starting with the Chevrolet Colorado at $1,808 per year ($151 per month) and ending with the Ram Truck at $2,442 per year ($204 per month).
| Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
|---|---|---|---|
| Chevrolet Colorado | Midsize | $1,808 | $151 |
| Nissan Titan | Full-size | $1,976 | $165 |
| Nissan Frontier | Midsize | $2,000 | $167 |
| Ford Ranger | Midsize | $2,020 | $168 |
| Ford Maverick | Midsize | $2,048 | $171 |
| Honda Ridgeline | Midsize | $2,096 | $175 |
| Hyundai Santa Cruz | Midsize | $2,132 | $178 |
| Toyota Tacoma | Midsize | $2,140 | $178 |
| GMC Sierra 2500 HD | Heavy Duty | $2,148 | $179 |
| GMC Canyon | Midsize | $2,176 | $181 |
| Jeep Gladiator | Midsize | $2,226 | $186 |
| GMC Sierra 3500 | Heavy Duty | $2,238 | $187 |
| Chevrolet Silverado HD 3500 | Heavy Duty | $2,260 | $188 |
| Chevrolet Silverado HD 2500 | Heavy Duty | $2,320 | $193 |
| GMC Sierra | Full-size | $2,334 | $195 |
| Chevrolet Silverado | Full-size | $2,338 | $195 |
| Nissan Titan XD | Heavy Duty | $2,338 | $195 |
| Ford F150 | Full-size | $2,366 | $197 |
| GMC Hummer EV Pickup | Full-size | $2,424 | $202 |
| Ram Truck | Full-size | $2,442 | $204 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Norman, OK Zip Codes. Updated February 23, 2024
See our guides for midsize pickup insurance and large pickup insurance to compare rates for all truck makes and models.
Don’t see your pickup model? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get cheap Norman car insurance quotes from top companies in Oklahoma.
Cheapest sports cars to insure in Norman, OK
The lowest-cost sports cars to insure in Norman are the Mazda MX-5 Miata at $1,952 per year, the Toyota GR86 at $2,224 per year, and the Ford Mustang at $2,322 per year.
Also ranking well are cars like the Toyota GR Supra, Nissan Z, Lexus RC F, and BMW M2, with average annual insurance rates of $2,524 per year or less.
Some additional vehicles that make the list include the Chevrolet Camaro, Porsche 911, Porsche Taycan, and BMW M4, which cost between $2,524 and $3,580 to insure per year.
Auto insurance rates in Norman for this segment for a safe driver starts at around $163 per month, depending on your company and location. The table below ranks the twenty sports cars with the cheapest insurance rates in Norman, starting with the Mazda MX-5 Miata at $1,952 per year ($163 per month) and ending with the Porsche Taycan at $3,580 per year ($298 per month).
| Make and Model | Vehicle Type | Annual Premium | Cost Per Month |
|---|---|---|---|
| Mazda MX-5 Miata | Sports Car | $1,952 | $163 |
| Toyota GR86 | Sports Car | $2,224 | $185 |
| Ford Mustang | Sports Car | $2,322 | $194 |
| BMW Z4 | Sports Car | $2,334 | $195 |
| Subaru WRX | Sports Car | $2,372 | $198 |
| Toyota GR Supra | Sports Car | $2,374 | $198 |
| BMW M2 | Sports Car | $2,440 | $203 |
| Nissan Z | Sports Car | $2,448 | $204 |
| Lexus RC F | Sports Car | $2,494 | $208 |
| Subaru BRZ | Sports Car | $2,524 | $210 |
| BMW M3 | Sports Car | $2,668 | $222 |
| Porsche 718 | Sports Car | $2,718 | $227 |
| Chevrolet Camaro | Sports Car | $2,744 | $229 |
| Chevrolet Corvette | Sports Car | $2,926 | $244 |
| Porsche 911 | Sports Car | $3,028 | $252 |
| BMW M4 | Sports Car | $3,154 | $263 |
| Lexus LC 500 | Sports Car | $3,170 | $264 |
| Jaguar F-Type | Sports Car | $3,334 | $278 |
| Mercedes-Benz AMG GT53 | Sports Car | $3,496 | $291 |
| Porsche Taycan | Sports Car | $3,580 | $298 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Norman, OK Zip Codes. Updated February 23, 2024
Don’t see your sports car? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from top-rated auto insurance companies in Oklahoma.
How to find cheaper car insurance quotes
Drivers are always searching for ways to pay less for auto insurance, so run through the savings tips below to see if you can save a little dough on your next renewal.
- Bad drivers pay more for Norman car insurance. Having multiple accidents could cost you more, to the tune of $3,016 per year for a 20-year-old driver and even $880 per year for a 40-year-old driver. So drive safe and save!
- Compare insurance rates before buying a car. Different vehicles, and even different trims of the same vehicle, can have very different insurance premiums, and insurers can sell policies with widely varying rates. Check the cost of insurance before you buy a different car in order to prevent price shock when you receive your first bill.
- Lower the cost of your policy by increasing deductibles. Raising the comprehensive and collision deductibles from $500 to $1,000 could save around $300 per year for a 40-year-old driver and $588 per year for a 20-year-old driver.
- Improve your credit rating to save on insurance. Having a credit score over 800 may save $332 per year versus a credit score between 670-739. Conversely, a credit score below 579 could cost around $385 more per year. Not all states use credit score as a rating factor, so check with your agent or company.
- Policy discounts equal cheaper car insurance rates. Discounts may be available if the insureds drive a vehicle with safety or anti-theft features, are good students, are homeowners, take a defensive driving course, or many other discounts which could save the average Norman driver as much as $360 per year.