Cost of Car Insurance in Broken Arrow, OK (2024 Rates + Comparisons)

We compared the cost to insure over 150 vehicles to find the models with the cheapest car insurance quotes in Broken Arrow, Oklahoma.

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  • Average car insurance cost in Broken Arrow is $2,148 per year, or approximately $179 per month. This is 13.1% more than the national average rate of $1,883.
  • For cheap auto insurance in Broken Arrow, crossover vehicles like the Buick Encore, Volkswagen Tiguan, Hyundai Venue, and Subaru Crosstrek have the most affordable rates.
  • Vehicles with segment-leading auto insurance rates include the Chevrolet Colorado ($1,840 per year), Acura Integra ($1,912 per year), Subaru Crosstrek ($1,588 per year), and Nissan Titan ($2,010 per year)..

How much does car insurance cost in Broken Arrow?

The average cost to insure a vehicle in Broken Arrow is $2,148 per year, which is 13.1% more than the overall U.S. national average rate of $1,883. Car insurance in Broken Arrow per month costs approximately $179 per month for a full coverage policy.

In the state of Oklahoma, the average car insurance cost is $2,090 per year, so the average cost in Broken Arrow is $58 more per year. When compared to other cities in Oklahoma, the average cost to insure a car in Broken Arrow is $188 per year more than in Lawton, $122 per year cheaper than in Tulsa, and $106 per year less than in Oklahoma City.

The age of the driver is one of the biggest determining factors on the cost of car insurance, so the list below details how age impacts cost by breaking out average car insurance rates in Broken Arrow for different driver ages.

Broken Arrow, Oklahoma, car insurance cost by driver age

  • 16-year-old rated driver – $7,656 per year or $638 per month
  • 17-year-old rated driver – $7,418 per year or $618 per month
  • 18-year-old rated driver – $6,646 per year or $554 per month
  • 19-year-old rated driver – $6,053 per year or $504 per month
  • 20-year-old rated driver – $4,324 per year or $360 per month
  • 30-year-old rated driver – $2,292 per year or $191 per month
  • 40-year-old rated driver – $2,148 per year or $179 per month
  • 50-year-old rated driver – $1,904 per year or $159 per month
  • 60-year-old rated driver – $1,784 per year or $149 per month

The next chart shows average Broken Arrow, Oklahoma, auto insurance cost for all 2024 models. Rates are averaged for all Broken Arrow Zip Codes and shown not only by the age of the driver, but also by three different policy deductibles.

Figure 1: Average full-coverage car insurance premium in Broken Arrow, OK for different ages of drivers. Rates updated on February 23, 2024.

Get Rates in Your AreaWhy is this important?

Data Methodology: Average premiums are based on all 2024 model year vehicles. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision coverage is included as well as UM/UIM and medical payments coverage. Premiums are averaged across all Broken Arrow, OK Zip Codes.

Average Car Insurance Cost in Broken Arrow, OK
Average Car Insurance Cost in Broken Arrow, OK
Driver Age Deductible Annual Premium Cost Per Month
20$1,000$3,660$305
$500$4,324$360
$250$5,028$419
30$1,000$1,922$160
$500$2,292$191
$250$2,680$223
40$1,000$1,806$151
$500$2,148$179
$250$2,504$209
50$1,000$1,608$134
$500$1,904$159
$250$2,212$184
60$1,000$1,508$126
$500$1,784$149
$250$2,072$173

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all Broken Arrow, OK Zip Codes. Updated February 23, 2024

In the chart above, the cost of auto insurance in Broken Arrow ranges from $1,508 per year for a 60-year-old driver with a policy with high deductibles to $5,028 per year for a 20-year-old driver with a low deductible. When converted to a monthly rate, the average cost in the prior chart ranges from $126 to $419 per month.

Auto insurance rates can have wide price ranges and seemingly inconsequential changes in a driver’s risk profile can cause measureable changes in car insurance premiums. The potential for large differences in cost reinforces the need for accurate car insurance quotes when trying to find a better price on car insurance in Broken Arrow.

Models popular with drivers in Broken Arrow tend to be small or midsize sedans like the Honda Civic, Volkswagen Jetta, and Kia K5 and compact or midsize SUVs like the Nissan Rogue, Honda CR-V, and Ford Explorer.

A few additional popular models from other vehicle segments include luxury models like the Lexus ES 350, BMW X5, and Acura MDX and sports cars like the Nissan GT-R, Audi TT, and Porsche 911.

We explore many more car rates a little farther in this article, but before we do that, let’s review the comparisons and concepts that were discussed up to this point.

  • Average cost per month ranges from $149 to $638 – That is the average auto insurance price range for drivers age 16 to 60 in Broken Arrow.
  • Auto insurance with low deductibles costs more – A 30-year-old driver pays an average of $582 more per year for $250 deductibles versus $1,000 deductibles.
  • Auto insurance cost decreases as you age – Insurance rates for a 60-year-old driver in Broken Arrow are $2,540 per year cheaper than for a 20-year-old driver.
  • Teenage female drivers pay cheaper rates than teen males – Teenage females pay $934 to $504 less each year than male drivers of the same age.
  • Broken Arrow auto insurance rates are more expensive than the Oklahoma state average – $2,148 (Broken Arrow average) compared to $2,090 (Oklahoma average)
  • Broken Arrow, Oklahoma, car insurance cost is more than the U.S. average – $2,148 (Broken Arrow average) compared to $1,883 (U.S. average)

Which vehicles have cheap insurance in Broken Arrow?

When all makes and models are compared, the vehicles with the cheapest insurance quotes in Broken Arrow tend to be compact SUVs and crossovers like the Chevrolet Trailblazer, Subaru Crosstrek, and Buick Envision. Average auto insurance rates for those small SUVs cost $1,744 or less per year, or $145 per month, for full coverage car insurance.

Some additional models that have low-cost insurance prices in our auto insurance cost comparison are the Subaru Outback, Chevrolet Colorado, Acura RDX, and Honda CR-V. Average insurance cost is slightly more for those models than the small SUVs and crossovers at the top of the list, but they still have average rates of $1,844 or less per year ($154 per month).

The next table details the 25 cheapest vehicles to insure in Broken Arrow, sorted by annual and monthly insurance cost.

Top 25 Cheapest Car Insurance Rates in Broken Arrow, OK
Rank Make/Model Annual Premium Cost Per Month
1Subaru Crosstrek$1,588$132
2Chevrolet Trailblazer$1,616$135
3Kia Soul$1,680$140
4Nissan Kicks$1,694$141
5Honda Passport$1,710$143
6Buick Envision$1,724$144
7Toyota Corolla Cross$1,734$145
8Hyundai Venue$1,744$145
9Mazda CX-5$1,754$146
10Ford Bronco Sport$1,760$147
11Volkswagen Tiguan$1,780$148
12Acura RDX$1,796$150
13Nissan Murano$1,806$151
14Buick Encore$1,826$152
15Honda CR-V$1,832$153
16Subaru Outback$1,832$153
17Buick Envista$1,840$153
18Chevrolet Colorado$1,840$153
19Kia Niro$1,844$154
20Volkswagen Taos$1,844$154
21Toyota GR Corolla$1,868$156
22Subaru Ascent$1,870$156
23Honda HR-V$1,872$156
24Nissan Leaf$1,884$157
25Lexus NX 250$1,902$159

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Broken Arrow, OK Zip Codes. Updated February 23, 2024

Top 25 Cheapest Car Insurance Rates in Broken Arrow, OK

A table showing 25 vehicle rankings is not the best way to show an overall summary of car insurance rates in Broken Arrow. A better way to look at car insurance rates for different vehicles is by sorting them by their automotive segment.

This next article section discusses the average cost of auto insurance for each vehicle segment. The rates shown in the chart should give a good idea of which types of cars, trucks, and SUVs that have the cheapest rates. After the chart, the next sections show the vehicles with the cheapest insurance rates in each unique segment.

Average insurance cost by automotive segment

When shopping for a new or used vehicle, it’s important to have a basic understanding of which styles of vehicles are more affordable to insure.

For example, maybe you’re curious if midsize cars have more affordable insurance than midsize SUVs or which size of pickup will save the most on insurance.

The chart below shows average auto insurance rates in Broken Arrow for different vehicle segments. When looking at rates from a segment perspective, compact and midsize SUVs, vans, and midsize pickups tend to have the cheapest average rates, while exotic models have the most expensive overall rates.

Figure 2: Car insurance average cost by automotive segment in Broken Arrow, OK. Rates updated on February 23, 2024.

Data Methodology: Car insurance premium by automotive segment is based on 2024 model year vehicles. The rated driver is a 40-year-old male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and rates are averaged for all Broken Arrow Zip Codes.

Broken Arrow, OK, Car Insurance Rates by Automotive Segment
Car Insurance Rates by Automotive Segment in Broken Arrow, OK
Automotive Segment Annual Premium Cost Per Month
Compact SUV$1,974$165
Midsize SUV$2,122$177
Compact Car$2,122$177
Minivan$2,128$177
Midsize Pickup$2,164$180
Midsize Car$2,176$181
Compact Luxury SUV$2,328$194
Compact Luxury Car$2,364$197
Large SUV$2,372$198
Half-ton Pickup$2,382$199
Heavy Duty Pickup$2,470$206
Midsize Luxury SUV$2,552$213
Midsize Luxury Car$2,636$220
Sports Car$2,954$246
Large Car$3,090$258
Large Luxury SUV$3,326$277
Large Luxury Car$3,438$287

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all 2024 model year vehicles and also for all Broken Arrow, OK Zip Codes. Updated February 23, 2024

Average rates for different segments are close enough for getting a ballpark comparison, but the insurance cost for specific vehicles ranges considerably within each of the segments displayed above.

For example, in the midsize luxury car segment, Broken Arrow car insurance rates range from the Mercedes-Benz CLA250 costing $2,212 per year to the BMW M8 at $3,622 per year. As another example, in the large luxury SUV segment, the average cost of insurance ranges from the Infiniti QX80 at $2,410 per year up to the Mercedes-Benz G63 AMG costing $4,620 per year.

In the next sections of the article, we remove some of this variability by looking at auto insurance cost in Broken Arrow at a model level.

Cheapest cars to insure in Broken Arrow

The Toyota GR Corolla takes the #1 ranking as the most affordable sedan or hatchback to insure in Broken Arrow, followed closely by the Nissan Leaf, Honda Civic, Nissan Sentra, and Subaru Impreza. The 2024 model costs an average of $1,868 per year to insure for full coverage.

Not the cheapest cars to insure, but still very reasonable, are cars like the Hyundai Ioniq 6, Kia K5, Honda Accord, and Toyota Prius, with average cost of $2,086 per year or less.

Full-coverage auto insurance in Broken Arrow for this segment for an average middle-age driver starts at an average of $156 per month, depending on your location and insurance company.

If ranked by vehicle size, the most affordable compact car to insure in Broken Arrow is the Toyota GR Corolla at $1,868 per year. For midsize models, the Hyundai Ioniq 6 is cheapest to insure at $1,976 per year. And for full-size sedans, the Chrysler 300 is most affordable to insure at $2,038 per year.

The table below ranks the cars with the most affordable car insurance in Broken Arrow.

Cheapest Car Insurance in Broken Arrow, OK
Make and Model Vehicle Size Annual Premium Cost Per Month
Toyota GR CorollaCompact$1,868$156
Nissan LeafCompact$1,884$157
Honda CivicCompact$1,904$159
Nissan SentraCompact$1,970$164
Hyundai Ioniq 6Midsize$1,976$165
Subaru ImprezaCompact$1,976$165
Toyota PriusCompact$2,008$167
Kia K5Midsize$2,072$173
Honda AccordMidsize$2,076$173
Chevrolet MalibuMidsize$2,086$174
Toyota CorollaCompact$2,094$175
Kia ForteCompact$2,098$175
Volkswagen ArteonMidsize$2,114$176
Nissan VersaCompact$2,118$177
Subaru LegacyMidsize$2,122$177
Mitsubishi Mirage G4Compact$2,168$181
Volkswagen JettaCompact$2,174$181
Toyota CrownMidsize$2,176$181
Hyundai SonataMidsize$2,178$182
Mazda 3Compact$2,224$185

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Broken Arrow, OK Zip Codes. Updated February 23, 2024

Cheapest Car Insurance in Broken Arrow, OK

For more car insurance comparisons, see our guides for compact car insurance, midsize car insurance, and full-size car insurance.

Don’t see insurance cost for your vehicle? No sweat! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from top companies in Oklahoma.

Cheapest SUV insurance rates in Broken Arrow, OK

The top five models for the lowest-cost Broken Arrow car insurance rates in the non-luxury SUV segment are the Kia Soul, Nissan Kicks, Subaru Crosstrek, Honda Passport, and Chevrolet Trailblazer. Insurance rates for these 2024 models average $143 or less per month.

Not the cheapest in the list, but still ranking well, are models like the Mazda CX-5, Ford Bronco Sport, Buick Envision, and Hyundai Venue, with average insurance cost of $1,760 per year or less.

In the lower half of the top 20 SUVs to insure, models like the Buick Encore, Subaru Ascent, Subaru Outback, Nissan Murano, Kia Niro, and Volkswagen Tiguan cost between $1,760 and $1,872 to insure per year.

Auto insurance for this segment in Broken Arrow for a middle-age safe driver starts at an average of $132 per month, depending on your location and insurance company.

The cheapest compact SUV to insure in Broken Arrow is the Subaru Crosstrek at $1,588 per year. For midsize SUVs, the Honda Passport has the best rates at $1,710 per year. And for large SUVs, the Chevrolet Tahoe has the best rates at $2,018 per year.

The comparison table below ranks the twenty SUVs with the most affordable average auto insurance rates in Broken Arrow.

Cheapest SUV Insurance in Broken Arrow, OK
Make and Model Vehicle Size Annual Premium Cost Per Month
Subaru CrosstrekCompact$1,588$132
Chevrolet TrailblazerCompact$1,616$135
Kia SoulCompact$1,680$140
Nissan KicksCompact$1,694$141
Honda PassportMidsize$1,710$143
Buick EnvisionCompact$1,724$144
Toyota Corolla CrossCompact$1,734$145
Hyundai VenueCompact$1,744$145
Mazda CX-5Compact$1,754$146
Ford Bronco SportCompact$1,760$147
Volkswagen TiguanCompact$1,780$148
Nissan MuranoMidsize$1,806$151
Buick EncoreCompact$1,826$152
Honda CR-VCompact$1,832$153
Subaru OutbackMidsize$1,832$153
Buick EnvistaMidsize$1,840$153
Kia NiroCompact$1,844$154
Volkswagen TaosCompact$1,844$154
Subaru AscentMidsize$1,870$156
Honda HR-VCompact$1,872$156

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Broken Arrow, OK Zip Codes. Updated February 23, 2024

Cheapest SUV Insurance in Broken Arrow, OK

See our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance to view any vehicles not shown in the table.

Looking for rates for a different SUV? No problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from top-rated companies in Oklahoma.

Cheapest sports cars to insure in Broken Arrow, Oklahoma

Ranking at the top of the list for the most affordable Broken Arrow auto insurance rates in the sports car and performance segment are the BMW Z4, Toyota GR86, Ford Mustang, Subaru WRX, and Mazda MX-5 Miata. Car insurance rates for these 2024 models average $2,410 or less per year.

Some other sports cars that are affordable to insure include the Lexus RC F, Subaru BRZ, BMW M2, and Toyota GR Supra, with an average car insurance cost of $2,570 per year or less.

Full-coverage car insurance in Broken Arrow for this segment for a middle-age safe driver will start around $166 per month, depending on your location and insurance company.

The table below ranks the sports cars with the lowest-cost insurance rates in Broken Arrow, starting with the Mazda MX-5 Miata at $1,990 per year ($166 per month) and ending with the Porsche Taycan at $3,642 per year ($304 per month).

Cheapest Sports Car Insurance in Broken Arrow, OK
Make and Model Vehicle Type Annual Premium Cost Per Month
Mazda MX-5 MiataSports Car$1,990$166
Toyota GR86Sports Car$2,266$189
Ford MustangSports Car$2,360$197
BMW Z4Sports Car$2,374$198
Subaru WRXSports Car$2,410$201
Toyota GR SupraSports Car$2,416$201
BMW M2Sports Car$2,486$207
Nissan ZSports Car$2,492$208
Lexus RC FSports Car$2,540$212
Subaru BRZSports Car$2,570$214
BMW M3Sports Car$2,716$226
Porsche 718Sports Car$2,768$231
Chevrolet CamaroSports Car$2,794$233
Chevrolet CorvetteSports Car$2,978$248
Porsche 911Sports Car$3,080$257
BMW M4Sports Car$3,208$267
Lexus LC 500Sports Car$3,224$269
Jaguar F-TypeSports Car$3,390$283
Mercedes-Benz AMG GT53Sports Car$3,558$297
Porsche TaycanSports Car$3,642$304

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Broken Arrow, OK Zip Codes. Updated February 23, 2024

Cheapest Sports Car Insurance in Broken Arrow, OK

Don’t see rates for your sports car? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from top car insurance companies in Oklahoma.

Cheapest pickup truck insurance rates

The most affordable pickup trucks to insure in Broken Arrow are the Chevrolet Colorado at $1,840 per year, the Nissan Titan at $2,010 per year, and the Nissan Frontier at $2,032 per year.

Not the cheapest to insure, but still ranked well, are pickups like the Hyundai Santa Cruz, GMC Sierra 2500 HD, Toyota Tacoma, and Honda Ridgeline, with average cost of $2,212 per year or less.

As a cost per month, car insurance on this segment in Broken Arrow will start around $153 per month, depending on your location.

The comparison table below ranks the pickups with the most affordable average auto insurance rates in Broken Arrow, starting with the Chevrolet Colorado at $153 per month and ending with the Ram Truck at $207 per month.

Cheapest Pickup Insurance in Broken Arrow, OK
Make and Model Vehicle Size Annual Premium Cost Per Month
Chevrolet ColoradoMidsize$1,840$153
Nissan TitanFull-size$2,010$168
Nissan FrontierMidsize$2,032$169
Ford RangerMidsize$2,056$171
Ford MaverickMidsize$2,086$174
Honda RidgelineMidsize$2,134$178
Hyundai Santa CruzMidsize$2,170$181
Toyota TacomaMidsize$2,178$182
GMC Sierra 2500 HDHeavy Duty$2,188$182
GMC CanyonMidsize$2,212$184
Jeep GladiatorMidsize$2,266$189
GMC Sierra 3500Heavy Duty$2,278$190
Chevrolet Silverado HD 3500Heavy Duty$2,298$192
Chevrolet Silverado HD 2500Heavy Duty$2,358$197
Chevrolet SilveradoFull-size$2,376$198
GMC SierraFull-size$2,376$198
Nissan Titan XDHeavy Duty$2,378$198
Ford F150Full-size$2,406$201
GMC Hummer EV PickupFull-size$2,466$206
Ram TruckFull-size$2,488$207

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Broken Arrow, OK Zip Codes. Updated February 23, 2024

Cheapest Pickup Insurance in Broken Arrow, OK

See our guides for midsize pickup insurance and large pickup insurance to compare rates for all truck makes and models.

Don’t see your truck in the table above? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from top-rated car insurance companies in Oklahoma.

Cheapest luxury cars to insure

In our comparison, the top five lowest-cost luxury cars to insure in Broken Arrow are the Acura Integra, BMW 330i, Mercedes-Benz CLA250, Lexus IS 300, and Acura TLX. Auto insurance rates for these five models range from $1,912 to $2,224 per year.

Additional luxury cars that have affordable insurance rates are the Cadillac CT4, Lexus ES 350, Genesis G70, and Mercedes-Benz AMG CLA35, with average annual insurance rates of $2,260 per year or less.

As a cost per month, auto insurance in this segment for a safe driver will start around $159 per month, depending on your location.

The lowest-cost small luxury car to insure in Broken Arrow is the Acura Integra at $1,912 per year. For midsize luxury models, the Mercedes-Benz CLA250 is cheapest to insure at $2,212 per year. And for full-size models, the Audi A5 has the cheapest rates at $2,544 per year.

The rate comparison table below ranks the luxury cars with the cheapest average insurance rates in Broken Arrow, starting with the Acura Integra at $1,912 per year and ending with the Audi S3 at $2,410 per year.

Cheapest Luxury Car Insurance in Broken Arrow, OK
Make and Model Vehicle Size Annual Premium Cost Per Month
Acura IntegraCompact$1,912$159
BMW 330iCompact$2,190$183
Mercedes-Benz CLA250Midsize$2,212$184
Lexus IS 300Midsize$2,216$185
Acura TLXCompact$2,224$185
Cadillac CT4Compact$2,244$187
Lexus ES 350Midsize$2,244$187
Genesis G70Compact$2,252$188
Mercedes-Benz AMG CLA35Midsize$2,254$188
Lexus RC 300Midsize$2,260$188
Lexus IS 350Compact$2,262$189
Jaguar XFMidsize$2,276$190
Cadillac CT5Midsize$2,318$193
Lexus ES 250Midsize$2,326$194
Lexus RC 350Compact$2,332$194
BMW 330eCompact$2,336$195
BMW 228iCompact$2,340$195
BMW 230iCompact$2,358$197
Lexus ES 300hMidsize$2,360$197
Audi S3Compact$2,410$201

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Broken Arrow, OK Zip Codes. Updated February 23, 2024

Cheapest Luxury Car Insurance in Broken Arrow, OK

See our comprehensive guide for luxury car insurance to view data for vehicles not featured in the table.

Don’t see rates for your luxury car? No sweat! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Broken Arrow car insurance quotes from the best companies in Oklahoma.

Cheapest luxury SUV insurance rates

For 2024 models, the five cheapest SUVs to insure in Broken Arrow are the Acura RDX, Lexus NX 250, Cadillac XT4, Jaguar E-Pace, and Cadillac XT5. Insurance rates for these five models range from $1,796 to $2,028 per year.

Other luxury SUVs that rank well in our comparison are the Lexus UX 250h, Lincoln Corsair, Mercedes-Benz GLB 250, and Lexus NX 350h, with average insurance cost of $2,072 per year or less.

Ranked lower than 10th place, but still in the top 20, SUVs like the Acura MDX, Mercedes-Benz GLA35 AMG, Land Rover Evoque, Infiniti QX50, and Cadillac XT6 cost between $2,072 and $2,156 per year for full-coverage insurance.

Full-coverage insurance in this segment starts at around $150 per month, depending on where you live.

If insurance rates are ranked by vehicle size, the cheapest compact luxury SUV model to insure in Broken Arrow is the Acura RDX at $1,796 per year, or $150 per month. For midsize luxury SUVs, the Jaguar E-Pace has the best rates at $2,010 per year, or $168 per month. And for large luxury SUVs, the Infiniti QX80 has the most affordable rates at $2,410 per year, or $201 per month.

The next table ranks the twenty SUVs with the cheapest car insurance rates in Broken Arrow, starting with the Acura RDX at $150 per month and ending with the Lexus NX 350 at $180 per month.

Cheapest Luxury SUV Insurance in Broken Arrow, OK
Make and Model Vehicle Size Annual Premium Cost Per Month
Acura RDXCompact$1,796$150
Lexus NX 250Compact$1,902$159
Cadillac XT4Compact$1,942$162
Jaguar E-PaceMidsize$2,010$168
Cadillac XT5Midsize$2,028$169
Lexus NX 350hCompact$2,028$169
Lincoln CorsairCompact$2,054$171
Mercedes-Benz GLB 250Compact$2,058$172
Lexus UX 250hCompact$2,062$172
Lexus NX 450hCompact$2,072$173
Infiniti QX50Midsize$2,090$174
Mercedes-Benz GLA250Compact$2,090$174
Cadillac XT6Midsize$2,102$175
Mercedes-Benz GLA35 AMGCompact$2,102$175
Infiniti QX60Midsize$2,114$176
Mercedes-Benz AMG GLB35Midsize$2,118$177
Land Rover EvoqueCompact$2,146$179
Acura MDXMidsize$2,148$179
Lexus RX 350Midsize$2,150$179
Lexus NX 350Compact$2,156$180

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Broken Arrow, OK Zip Codes. Updated February 23, 2024

Cheapest Luxury SUV Insurance in Broken Arrow, OK

See our guides for luxury SUV insurance to compare rates for additional makes and models.

Looking for rates for a different model? No sweat! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free Broken Arrow car insurance quotes from the best companies in Oklahoma.

Examples of auto insurance rate variation

To reinforce how much car insurance rates can range for different applicants (and also reiterate the importance of getting multiple quotes), the sections below contain detailed rates for four popular models in Broken Arrow: the Chevrolet Silverado, Toyota RAV4, Toyota Highlander, and Toyota Camry.

Each chart uses different risk profiles to demonstrate how rates have significant variation with only minor changes to the factors that affect policy cost.

Chevrolet Silverado insurance rates

Chevrolet Silverado insurance in Broken Arrow averages $2,376 per year (about $198 per month) and has a range of $1,972 to $5,520 annually.

Figure 3: Average 2024 Chevrolet Silverado insurance premiums in Broken Arrow for different driver ages and risk scenarios. Rates updated on February 26, 2024.

Data Methodology: Average rates are for a 2024 model year Chevrolet Silverado with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Chevrolet Silverado car insurance cost in Broken Arrow includes all Zip Codes and vehicle trim levels.

Chevrolet Silverado Insurance Cost in Broken Arrow, Oklahoma
2024 Chevrolet Silverado Insurance Cost in Broken Arrow, OK
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$5,520$460
Safe Driver Age 20$4,824$402
At-fault Accidents Age 40$3,396$283
Low Deductibles Age 40$3,066$256
Safe Driver Age 30$2,530$211
Safe Driver Age 40$2,376$198
Safe Driver Age 50$2,114$176
High Deductibles Age 40$2,022$169
Safe Driver Age 60$1,978$165
Discount Rate Age 40$1,972$164

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Chevrolet Silverado trim levels. Updated February 26, 2024

The Chevrolet Silverado is a full-size truck, and other popular models include the Toyota Tundra, Nissan Titan, GMC Sierra, and Ford F150.

Toyota RAV4 insurance rates

Insurance for a Toyota RAV4 in Broken Arrow costs an average of $1,980 per year ($165 per month) and has a range of $1,644 to $4,554.

Figure 4: Average 2024 Toyota RAV4 insurance premiums in Broken Arrow for different driver ages and risk scenarios. Rates updated on February 26, 2024.

Data Methodology: Average rates are for a 2024 model year Toyota RAV4 with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Toyota RAV4 car insurance cost in Broken Arrow includes all Zip Codes and vehicle trim levels.

Toyota RAV4 Insurance Cost in Broken Arrow, OK
2024 Toyota RAV4 Insurance Cost in Broken Arrow, OK
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$4,554$380
Safe Driver Age 20$3,978$332
At-fault Accidents Age 40$2,808$234
Low Deductibles Age 40$2,562$214
Safe Driver Age 30$2,108$176
Safe Driver Age 40$1,980$165
Safe Driver Age 50$1,762$147
High Deductibles Age 40$1,678$140
Safe Driver Age 60$1,648$137
Discount Rate Age 40$1,644$137

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Toyota RAV4 trim levels. Updated February 26, 2024

The Toyota RAV4 is classified as a compact SUV, and additional similar models include the Nissan Rogue, Ford Escape, Subaru Forester, and Mazda CX-5.

Toyota Highlander insurance rates

Car insurance for a Toyota Highlander in Broken Arrow averages $1,954 per year ($163 per month) and has a range of $1,628 to $4,470.

Figure 5: Average 2024 Toyota Highlander insurance premiums in Broken Arrow for different driver ages and risk scenarios. Rates updated on February 26, 2024.

Data Methodology: Average rates are for a 2024 model year Toyota Highlander with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Toyota Highlander car insurance cost in Broken Arrow includes all Zip Codes and vehicle trim levels.

Toyota Highlander Insurance Cost in Broken Arrow, Oklahoma
2024 Toyota Highlander Insurance Cost in Broken Arrow, OK
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$4,470$373
Safe Driver Age 20$3,918$327
At-fault Accidents Age 40$2,744$229
Low Deductibles Age 40$2,602$217
Safe Driver Age 30$2,094$175
Safe Driver Age 40$1,954$163
Safe Driver Age 50$1,728$144
Discount Rate Age 40$1,628$136
High Deductibles Age 40$1,622$135
Safe Driver Age 60$1,618$135

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Toyota Highlander trim levels. Updated February 26, 2024

The Toyota Highlander is a midsize SUV, and additional similar models from the same segment include the Honda Pilot, Ford Edge, and Kia Sorento.

Toyota Camry insurance rates

Insurance for a Toyota Camry in Broken Arrow averages $2,308 per year (about $192 per month) and has a range of $1,918 to $5,308 per year.

Figure 6: Average 2024 Toyota Camry insurance premiums in Broken Arrow for different driver ages and risk scenarios. Rates updated on February 26, 2024.

Data Methodology: Average rates are for a 2024 model year Toyota Camry with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Toyota Camry car insurance cost in Broken Arrow includes all Zip Codes and vehicle trim levels.

Toyota Camry Insurance Cost in Broken Arrow, Oklahoma
2024 Toyota Camry Insurance Cost in Broken Arrow, OK
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$5,308$442
Safe Driver Age 20$4,652$388
At-fault Accidents Age 40$3,254$271
Low Deductibles Age 40$3,066$256
Safe Driver Age 30$2,472$206
Safe Driver Age 40$2,308$192
Safe Driver Age 50$2,040$170
High Deductibles Age 40$1,920$160
Discount Rate Age 40$1,918$160
Safe Driver Age 60$1,912$159

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Toyota Camry trim levels. Updated February 26, 2024

The Toyota Camry is considered a midsize car, and additional models from the same segment that are popular in Broken Arrow include the Nissan Altima, Kia K5, Honda Accord, and Hyundai Sonata.

Money-saving tips for finding cheap auto insurance

Financially savvy drivers are always searching for ways to cut the monthly cost of car insurance, so glance at the tips in the list below and it’s very likely you can save some money.

  • Break the law and you’ll pay more. In order to have the cheapest car insurance in Broken Arrow, it’s necessary to obey traffic laws. Just a couple of minor infractions on your driving record could increase car insurance cost as much as $574 per year. Major convictions such as failing to stop at the scene of an accident could raise rates by an additional $1,998 or more.
  • Auto insurance is cheaper with higher deductibles. Raising deductibles from $500 to $1,000 could save around $300 per year for a 40-year-old driver and $588 per year for a 20-year-old driver.
  • Reduce coverage on older cars. Removing physical damage coverage from vehicles whose low value makes coverage cost prohibitive will reduce the cost of auto insurance substantially.
  • Polish up your credit rating for lower rates. Drivers with high 800+ credit scores may save $337 per year compared to a credit score between 670-739. Conversely, a poor credit score could cost around $391 more per year. Not all states use credit score as a rating factor, so check with your agent or company.
  • Shop around for a better deal. Setting aside a few minutes every year or so to get a few free car insurance quotes is our best recommendation for saving the most money. Companies make rate modifications frequently and you do not have to wait for your renewal to change companies.
  • No accidents means better car insurance rates. Too frequent at-fault accidents can raise rates, possibly as much as $3,070 per year for a 20-year-old driver and as much as $524 per year for a 60-year-old driver. So drive safe and save!
  • Research policy discounts to lower the cost. Savings may be available if the policyholders are homeowners, drive low annual mileage, are claim-free, drive a vehicle with safety or anti-theft features, work in certain occupations, or many other policy discounts which could save the average Broken Arrow driver as much as $362 per year.