Car Insurance Cost in Sheridan, WY – Rates + Cheapest to Insure

• Sheridan car insurance averages $2,244 per year, or $187 as a monthly expense.
• Sheridan auto insurance costs an average of $36 per year less than the Wyoming state average ($2,280) and $23 per year more than the average for all 50 states ($2,221).
• Car insurance rates for a few popular models in Sheridan include the Toyota RAV4 at $2,068 per year, Toyota Camry at $2,408, and Honda Accord at $2,164.
• Auto insurance quotes in Sheridan have significant variability from as little as $38 per month for minimum liability limits to well over $675 per month for drivers with poor driving records.

Car insurance cost in Sheridan, Wyoming

In Sheridan, the average cost of car insurance is $2,244 per year, which is 1% more than the U.S. average rate of $2,221. Per month, Sheridan drivers can expect to pay an average of $187 for a full-coverage car insurance policy.

In the state of Wyoming, the average cost of car insurance is $2,280 per year, so the cost in Sheridan averages $36 less per year.

The average cost of car insurance in Sheridan compared to other Wyoming cities is $64 per year less than in Rock Springs, $96 per year cheaper than in Gillette, and $26 per year less than in Cheyenne.

The chart below shows examples of average Sheridan auto insurance cost broken out based on different driver ages, physical damage deductibles, and driver risk profiles. Rates are averaged for all 2024 model year vehicles including luxury brands.

The average cost of car insurance per month in Sheridan is $187, and ranges from $155 to $430 for the data shown in the chart above.

The age of the driver is the largest factor that influences the price you pay for auto insurance. The list below illustrates this by breaking down average car insurance rates in Sheridan for drivers from 16 to 60.

Average car insurance cost for Sheridan, Wyoming, drivers age 16 to 60

• 16-year-old rated driver – $7,990 per year or $666 per month
• 17-year-old rated driver – $7,739 per year or $645 per month
• 18-year-old rated driver – $6,934 per year or $578 per month
• 19-year-old rated driver – $6,316 per year or $526 per month
• 20-year-old rated driver – $4,512 per year or $376 per month
• 30-year-old rated driver – $2,394 per year or $200 per month
• 40-year-old rated driver – $2,244 per year or $187 per month
• 50-year-old rated driver – $1,988 per year or $166 per month
• 60-year-old rated driver – $1,860 per year or $155 per month

Average insurance cost for popular vehicles

The car insurance rates mentioned up to this point are averaged for all 2024 vehicle models, which is handy for making general comparisons such as the cost for different driver ages or locations.

However, for more complete auto insurance comparisons, it makes better sense to analyze rates for the exact make and model of vehicle being insured.

This next list shows average insurance cost by year and month in Sheridan for a handful of the more popular vehicles.

Car insurance cost for popular vehicles in Sheridan

• Toyota RAV4 – $2,068 per year or $172 per month
• Toyota Camry – $2,408 per year or $201 per month
• Honda Accord – $2,164 per year or $180 per month
• Nissan Rogue – $2,014 per year or $168 per month
• Hyundai Elantra – $2,436 per year or $203 per month
• Ford Escape – $2,048 per year or $171 per month
• Mazda CX-5 – $1,828 per year or $152 per month
• Toyota Highlander – $2,040 per year or $170 per month
• Jeep Wrangler – $2,562 per year or $214 per month
• Jeep Cherokee – $2,420 per year or $202 per month

Which cars are cheapest to insure in Sheridan, WY?

The vehicles with the best insurance prices in Sheridan tend to be compact SUVs like the Kia Soul, Chevrolet Trailblazer, and Buick Envision. Average car insurance quotes for these models average $1,836 or less per year to get full coverage.

Some additional models that are ranked high in our insurance cost comparison are the Acura RDX, Honda CR-V, Buick Envista, and Kia Niro. The average rates are somewhat higher for those models than the small SUVs at the top of the list, but they still have an average insurance cost of $1,952 or less per year, or $163 per month.

The following table lists the 30 car, truck, and SUV models with the cheapest auto insurance in Sheridan, sorted by annual and monthly insurance cost.

A few additional vehicles worth noting making the top 30 above include the Chevrolet Colorado, Subaru Ascent, Toyota GR Corolla, Honda Civic, and Volkswagen Atlas. Insurance rates for those models cost between $1,952 and $1,998 per year in Sheridan, WY.

As a comparison, some examples that have more expensive auto insurance include the Jeep Grand Wagoneer costing an average of $2,604 per year, the Dodge Challenger at $3,378, and the Lexus LC 500h that costs $3,360.

The next section of this article goes into the average cost of car insurance in Sheridan for each different automotive segment. The rates shown will provide a decent understanding of which automotive segments have the overall least expensive auto insurance rates in Sheridan.

Best types of vehicles for the cheapest rates

When shopping for a new or used vehicle, it’s important to have a basic understanding of which kinds of vehicles have less expensive insurance rates. For instance, you may be wondering if compact SUVs are more affordable to insure than compact cars or if luxury cars have cheaper auto insurance than sports cars.

The next chart displays average car insurance rates by segment in Sheridan. When looking at rates from a segment perspective, compact and midsize SUVs, vans, and midsize pickups have the most affordable average auto insurance rates, while sports cars, large luxury cars, and performance exotic cars have the highest average cost of insurance.

Rates by segment are sufficient for general comparisons, but rates range quite significantly within each automotive segment shown above.

For example, in the large truck segment, car insurance rates range from the Nissan Titan at $2,098 per year up to the Toyota Tundra at $2,672 per year, a difference of $574 within that segment.

Also, in the small luxury SUV segment, the average cost of insurance ranges from the Acura RDX costing $1,876 per year to the Aston Martin DBX costing $4,368 per year, a difference of $2,492 within that segment.

And in the midsize truck segment, the average cost of insurance varies from the Chevrolet Colorado at $1,974 per year up to the Rivian R1T at $2,798 per year, a difference of $824 within that segment.

The list below details the model with the cheapest overall car insurance rates in Sheridan, WY, in each automotive segment.

• Cheapest compact car to insure – Toyota GR Corolla at $1,950 per year or $163 per month
• Cheapest compact SUV to insure – Subaru Crosstrek at $1,656 per year or $138 per month
• Cheapest midsize car to insure – Kia K5 at $2,160 per year or $180 per month
• Cheapest midsize SUV to insure – Honda Passport at $1,786 per year or $149 per month
• Cheapest full-size car to insure – Chrysler 300 at $2,136 per year or $178 per month
• Cheapest full-size SUV to insure – Chevrolet Tahoe at $2,104 per year or $175 per month
• Cheapest midsize pickup to insure – Chevrolet Colorado at $1,974 per year or $165 per month
• Cheapest full-size pickup to insure – Nissan Titan at $2,098 per year or $175 per month
• Cheapest heavy duty pickup to insure – GMC Sierra 2500 HD at $2,282 per year or $190 per month
• Cheapest minivan to insure – Honda Odyssey at $2,048 per year or $171 per month
• Cheapest sports car to insure – Mazda MX-5 Miata at $2,076 per year or $173 per month
• Cheapest compact luxury car to insure – Acura Integra at $1,994 per year or $166 per month
• Cheapest compact luxury SUV to insure – Acura RDX at $1,876 per year or $156 per month
• Cheapest midsize luxury car to insure – Mercedes-Benz CLA250 at $2,308 per year or $192 per month
• Cheapest midsize luxury SUV to insure – Jaguar E-Pace at $2,096 per year or $175 per month
• Cheapest full-size luxury car to insure – Audi A5 at $2,664 per year or $222 per month
• Cheapest full-size luxury SUV to insure – Infiniti QX80 at $2,516 per year or $210 per month