Car Insurance Cost in Sheridan, WY – Rates + Cheapest to Insure

• Sheridan car insurance averages $2,288 per year, or $191 as a monthly expense.
• Sheridan auto insurance costs an average of $38 per year less than the Wyoming state average ($2,326) and $12 per year more than the average for all 50 states ($2,276).
• Car insurance rates for a few popular models in Sheridan include the Toyota RAV4 at $2,110 per year, Toyota Camry at $2,460, and Honda Accord at $2,208.
• Auto insurance quotes in Sheridan have significant variability from as little as $38 per month for minimum liability limits to well over $675 per month for drivers with poor driving records.

Car insurance cost in Sheridan, Wyoming

In Sheridan, the average cost of car insurance is $2,288 per year, which is 0.5% more than the U.S. average rate of $2,276. Per month, Sheridan drivers can expect to pay an average of $191 for a full-coverage car insurance policy.

In the state of Wyoming, the average cost of car insurance is $2,326 per year, so the cost in Sheridan averages $38 less per year.

The average cost of car insurance in Sheridan compared to other Wyoming cities is $66 per year less than in Rock Springs, $96 per year cheaper than in Gillette, and $24 per year less than in Cheyenne.

The chart below shows examples of average Sheridan auto insurance cost broken out based on different driver ages, physical damage deductibles, and driver risk profiles. Rates are averaged for all 2024 model year vehicles including luxury brands.

The average cost of car insurance per month in Sheridan is $191, and ranges from $158 to $438 for the data shown in the chart above.

The age of the driver is the largest factor that influences the price you pay for auto insurance. The list below illustrates this by breaking down average car insurance rates in Sheridan for drivers from 16 to 60.

Average car insurance cost for Sheridan, Wyoming, drivers age 16 to 60

• 16-year-old rated driver – $8,145 per year or $679 per month
• 17-year-old rated driver – $7,891 per year or $658 per month
• 18-year-old rated driver – $7,071 per year or $589 per month
• 19-year-old rated driver – $6,441 per year or $537 per month
• 20-year-old rated driver – $4,602 per year or $384 per month
• 30-year-old rated driver – $2,440 per year or $203 per month
• 40-year-old rated driver – $2,288 per year or $191 per month
• 50-year-old rated driver – $2,026 per year or $169 per month
• 60-year-old rated driver – $1,898 per year or $158 per month

Average insurance cost for popular vehicles

The car insurance rates mentioned up to this point are averaged for all 2024 vehicle models, which is handy for making general comparisons such as the cost for different driver ages or locations.

However, for more complete auto insurance comparisons, it makes better sense to analyze rates for the exact make and model of vehicle being insured.

This next list shows average insurance cost by year and month in Sheridan for a handful of the more popular vehicles.

Car insurance cost for popular vehicles in Sheridan

• Toyota RAV4 – $2,110 per year or $176 per month
• Toyota Camry – $2,460 per year or $205 per month
• Honda Accord – $2,208 per year or $184 per month
• Nissan Rogue – $2,054 per year or $171 per month
• Hyundai Elantra – $2,486 per year or $207 per month
• Ford Escape – $2,086 per year or $174 per month
• Mazda CX-5 – $1,868 per year or $156 per month
• Toyota Highlander – $2,080 per year or $173 per month
• Jeep Wrangler – $2,612 per year or $218 per month
• Jeep Cherokee – $2,468 per year or $206 per month

Which cars are cheapest to insure in Sheridan, WY?

The vehicles with the best insurance prices in Sheridan tend to be compact SUVs like the Kia Soul, Chevrolet Trailblazer, and Buick Envision. Average car insurance quotes for these models average $1,872 or less per year to get full coverage.

Some additional models that are ranked high in our insurance cost comparison are the Acura RDX, Subaru Outback, Buick Envista, and Kia Niro. The average rates are somewhat higher for those models than the small SUVs at the top of the list, but they still have an average insurance cost of $1,988 or less per year, or $166 per month.

The following table lists the 30 car, truck, and SUV models with the cheapest auto insurance in Sheridan, sorted by annual and monthly insurance cost.

A few additional vehicles worth noting making the top 30 above include the Chevrolet Colorado, Subaru Ascent, Honda HR-V, Lexus NX 250, and Volkswagen Atlas. Insurance rates for those models cost between $1,988 and $2,040 per year in Sheridan, WY.

As a comparison, some examples that have more expensive auto insurance include the Jeep Grand Wagoneer costing an average of $2,656 per year, the Dodge Challenger at $3,440, and the Lexus LC 500h that costs $3,426.

The next section of this article goes into the average cost of car insurance in Sheridan for each different automotive segment. The rates shown will provide a decent understanding of which automotive segments have the overall least expensive auto insurance rates in Sheridan.

Best types of vehicles for the cheapest rates

When shopping for a new or used vehicle, it’s important to have a basic understanding of which kinds of vehicles have less expensive insurance rates. For instance, you may be wondering if compact SUVs are more affordable to insure than compact cars or if luxury cars have cheaper auto insurance than sports cars.

The next chart displays average car insurance rates by segment in Sheridan. When looking at rates from a segment perspective, compact and midsize SUVs, vans, and midsize pickups have the most affordable average auto insurance rates, while sports cars, large luxury cars, and performance exotic cars have the highest average cost of insurance.

Rates by segment are sufficient for general comparisons, but rates range quite significantly within each automotive segment shown above.

For example, in the large truck segment, car insurance rates range from the Nissan Titan at $2,138 per year up to the Toyota Tundra at $2,722 per year, a difference of $584 within that segment.

Also, in the small luxury SUV segment, the average cost of insurance ranges from the Acura RDX costing $1,914 per year to the Aston Martin DBX costing $4,452 per year, a difference of $2,538 within that segment.

And in the midsize truck segment, the average cost of insurance varies from the Chevrolet Colorado at $2,016 per year up to the Rivian R1T at $2,854 per year, a difference of $838 within that segment.

The list below details the model with the cheapest overall car insurance rates in Sheridan, WY, in each automotive segment.

• Cheapest compact car to insure – Toyota GR Corolla at $1,988 per year or $166 per month
• Cheapest compact SUV to insure – Subaru Crosstrek at $1,692 per year or $141 per month
• Cheapest midsize car to insure – Kia K5 at $2,202 per year or $184 per month
• Cheapest midsize SUV to insure – Honda Passport at $1,822 per year or $152 per month
• Cheapest full-size car to insure – Chrysler 300 at $2,180 per year or $182 per month
• Cheapest full-size SUV to insure – Chevrolet Tahoe at $2,148 per year or $179 per month
• Cheapest midsize pickup to insure – Chevrolet Colorado at $2,016 per year or $168 per month
• Cheapest full-size pickup to insure – Nissan Titan at $2,138 per year or $178 per month
• Cheapest heavy duty pickup to insure – GMC Sierra 2500 HD at $2,326 per year or $194 per month
• Cheapest minivan to insure – Honda Odyssey at $2,090 per year or $174 per month
• Cheapest sports car to insure – Mazda MX-5 Miata at $2,116 per year or $176 per month
• Cheapest compact luxury car to insure – Acura Integra at $2,032 per year or $169 per month
• Cheapest compact luxury SUV to insure – Acura RDX at $1,914 per year or $160 per month
• Cheapest midsize luxury car to insure – Mercedes-Benz CLA250 at $2,352 per year or $196 per month
• Cheapest midsize luxury SUV to insure – Jaguar E-Pace at $2,140 per year or $178 per month
• Cheapest full-size luxury car to insure – Audi A5 at $2,718 per year or $227 per month
• Cheapest full-size luxury SUV to insure – Infiniti QX80 at $2,564 per year or $214 per month