- Roswell car insurance rates average $2,068 per year, or approximately $172 per month.
- Monthly car insurance rates for a few popular vehicles in Roswell include the Jeep Cherokee at $186, Ford Escape at $157, and GMC Sierra at $190.
- Compact SUV models like the Chevrolet Trailblazer, Toyota Corolla Cross, Buick Envision, and Nissan Kicks are a few picks for the cheapest auto insurance in Roswell.
- A few vehicles with the cheapest auto insurance in their segment include the Chevrolet Colorado ($147 per month), Infiniti QX80 ($193 per month), Audi A5 ($204 per month), and Hyundai Ioniq 6 ($159 per month).
The average cost of car insurance in Roswell, GA
Roswell car insurance costs an average of $2,068 per year, which is 9.4% more than the national average rate of $1,883. The average cost of car insurance per month in Roswell is $172 for full coverage.
In the state of Georgia, the average price for car insurance is $1,948 per year, so the average rate in Roswell is $120 more per year when compared to the rest of the state.
When compared to specific cities, Roswell drivers can expect car insurance rates that are around $120 per year cheaper than in Atlanta, $290 per year more expensive than in Augusta, and $162 per year more expensive than in Columbus.
Driver age has a big impact on the price of auto insurance, so the list below illustrates this point by breaking out average car insurance rates for drivers from 16 to 60.
Average car insurance cost for Roswell drivers age 16 to 60
- 16 year old – $7,365 per year or $614 per month
- 17 year old – $7,135 per year or $595 per month
- 18 year old – $6,398 per year or $533 per month
- 19 year old – $5,823 per year or $485 per month
- 20 year old – $4,160 per year or $347 per month
- 30 year old – $2,206 per year or $184 per month
- 40 year old – $2,068 per year or $172 per month
- 50 year old – $1,832 per year or $153 per month
- 60 year old – $1,716 per year or $143 per month
The next chart shows different average Roswell auto insurance rates based on different driver ages and risk profiles.
The average cost of car insurance per month in Roswell is $172 (40-year-old safe driver in the chart above), with policy premium ranging from $143 to $396 for the data shown in the chart above.
Car insurance rates can be extremely variable and can also be significantly different between companies. The potential for large premium differences increases the need for multiple auto insurance quotes when shopping around for more affordable car insurance in Roswell, GA.
Popular vehicles and the cost of car insurance
The prior car insurance rates take the cost to insure each 2024 vehicle model and average them, which is helpful when making overall comparisons such as the difference in average auto insurance cost between two cities like Roswell and Atlanta.
For a better comparison, we can compare rates for specific vehicle models. Every vehicle has a slightly different risk profile for calculating the cost of auto insurance and this data allows us to compare rates more accurately than using an overall average rate.
The next list shows both annual and monthly car insurance rates in Roswell for some of the most popular cars, trucks, and SUVs.
Auto insurance cost for popular Roswell vehicles
- Jeep Cherokee – $2,228 per year or $186 per month
- Ford Escape – $1,886 per year or $157 per month
- GMC Sierra – $2,284 per year or $190 per month
- Jeep Grand Cherokee – $2,068 per year or $172 per month
- Chevrolet Silverado – $2,284 per year or $190 per month
- Subaru Forester – $1,844 per year or $154 per month
- Toyota Tacoma – $2,094 per year or $175 per month
- Ram Truck – $2,390 per year or $199 per month
- Mazda CX-5 – $1,686 per year or $141 per month
- Ford F150 – $2,312 per year or $193 per month
Vehicle models that are popular in Roswell tend to be compact and midsize cars like the Hyundai Elantra, Honda Civic, and Toyota Camry and compact and midsize SUVs like the Honda CR-V, Toyota RAV4, and Chevy Traverse.
A few additional popular vehicles in Roswell from other segments include luxury cars like the BMW 530i and Infiniti Q50, luxury SUVs like the Cadillac XT5 and Infiniti QX60, and models from the pickup truck segment like the Ford Ranger and Ram 1500.
Cheapest cars to insure in Roswell
The models with the most affordable auto insurance quotes in Roswell, GA, tend to be crossovers and compact SUVs like the Subaru Crosstrek, Kia Soul, Toyota Corolla Cross, and Hyundai Venue.
Average auto insurance rates for vehicles ranked in the top 10 cheapest to insure cost $1,694 or less per year to get full coverage.
Additional vehicles that have very good insurance rates in our cost comparison are the Subaru Outback, Buick Encore, Chevrolet Colorado, and Acura RDX. Insurance is a little higher for those models than the compact SUVs at the top of the rankings, but they still have average rates of $148 or less per month in Roswell.
The following table lists the 50 models with the cheapest car insurance in Roswell, sorted by average cost.
| Rank | Make/Model | Annual Premium | Cost Per Month |
|---|---|---|---|
| 1 | Subaru Crosstrek | $1,484 | $124 |
| 2 | Chevrolet Trailblazer | $1,514 | $126 |
| 3 | Kia Soul | $1,570 | $131 |
| 4 | Nissan Kicks | $1,584 | $132 |
| 5 | Honda Passport | $1,596 | $133 |
| 6 | Buick Envision | $1,608 | $134 |
| 7 | Toyota Corolla Cross | $1,620 | $135 |
| 8 | Hyundai Venue | $1,636 | $136 |
| 9 | Mazda CX-5 | $1,638 | $137 |
| 10 | Ford Bronco Sport | $1,646 | $137 |
| 11 | Volkswagen Tiguan | $1,660 | $138 |
| 12 | Acura RDX | $1,678 | $140 |
| 13 | Nissan Murano | $1,690 | $141 |
| 14 | Buick Encore | $1,708 | $142 |
| 15 | Subaru Outback | $1,710 | $143 |
| 16 | Honda CR-V | $1,716 | $143 |
| 17 | Chevrolet Colorado | $1,720 | $143 |
| 18 | Buick Envista | $1,722 | $144 |
| 19 | Kia Niro | $1,724 | $144 |
| 20 | Volkswagen Taos | $1,724 | $144 |
| 21 | Toyota GR Corolla | $1,742 | $145 |
| 22 | Subaru Ascent | $1,744 | $145 |
| 23 | Honda HR-V | $1,750 | $146 |
| 24 | Nissan Leaf | $1,760 | $147 |
| 25 | Lexus NX 250 | $1,776 | $148 |
| 26 | Honda Civic | $1,778 | $148 |
| 27 | Volkswagen Atlas | $1,778 | $148 |
| 28 | Acura Integra | $1,786 | $149 |
| 29 | Volkswagen Atlas Cross Sport | $1,788 | $149 |
| 30 | Subaru Forester | $1,792 | $149 |
| 31 | Kia Seltos | $1,796 | $150 |
| 32 | GMC Terrain | $1,798 | $150 |
| 33 | Nissan Rogue | $1,806 | $151 |
| 34 | Hyundai Kona | $1,810 | $151 |
| 35 | Cadillac XT4 | $1,814 | $151 |
| 36 | Mazda CX-30 | $1,814 | $151 |
| 37 | Volkswagen ID4 | $1,822 | $152 |
| 38 | Ford Explorer | $1,824 | $152 |
| 39 | Toyota Highlander | $1,826 | $152 |
| 40 | Toyota Venza | $1,832 | $153 |
| 41 | Ford Escape | $1,836 | $153 |
| 42 | Honda Odyssey | $1,836 | $153 |
| 43 | Hyundai Ioniq 6 | $1,844 | $154 |
| 44 | Nissan Sentra | $1,846 | $154 |
| 45 | Subaru Impreza | $1,848 | $154 |
| 46 | Chevrolet Equinox | $1,852 | $154 |
| 47 | Toyota RAV4 | $1,854 | $155 |
| 48 | Mazda MX-5 Miata | $1,860 | $155 |
| 49 | Mazda MX-30 | $1,864 | $155 |
| 50 | Hyundai Tucson | $1,868 | $156 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Roswell, GA Zip Codes. Updated February 23, 2024
A few additional models that rank in the top 50 above include the Subaru Impreza, Toyota Highlander, Ford Escape, and Nissan Rogue. Average auto insurance rates for those vehicles cost between $1,774 and $1,930 per year in Roswell, GA.
In contrast to the cheapest vehicles to insure, a few vehicles that cost considerably more to insure include the Hyundai Sonata that averages $2,094 per year, the Chevrolet Camaro which costs $2,686, and the Lexus LC 500h which costs $3,096.
The section below details the cost of insurance based on different automotive segments. These rates will provide a better idea of the general vehicle types that have the best auto insurance rates in Roswell.
Best vehicles for the cheapest rates
When shopping for a different vehicle, it’s a good idea to know which styles of vehicles have more affordable car insurance rates in Roswell. To illustrate this, you may be wondering if SUVs have cheaper auto insurance than minivans or if luxury cars have more affordable insurance than sports cars.
The chart below displays average car insurance rates by segment in Roswell. In general, compact and midsize SUVs, vans, and midsize pickups have the least expensive rates, with sports cars and performance luxury models having the most expensive average insurance cost.
Car insurance rates by segment are fine for general comparisons, but rates vary quite significantly within each vehicle category listed in the previous chart.
For example, in the midsize car segment, average Roswell insurance rates range from the Hyundai Ioniq 6 at $1,902 per year for a full coverage policy up to the Tesla Model 3 at $2,428 per year.
For another example, in the large luxury car segment, average rates can range from the Audi A5 at $2,448 per year to the Mercedes-Benz Maybach S680 at $4,330 per year, a difference of $1,882 within that segment.
The next list breaks out the individual model with the cheapest insurance in Roswell, GA, in each automotive segment shown in the chart above. Yearly and monthly insurance quotes are calculated for each model.
- Cheapest compact car insurance – Toyota GR Corolla at $1,796 per year or $150 per month
- Cheapest compact SUV insurance – Subaru Crosstrek at $1,528 per year or $127 per month
- Cheapest midsize car insurance – Hyundai Ioniq 6 at $1,902 per year or $159 per month
- Cheapest midsize SUV insurance – Honda Passport at $1,646 per year or $137 per month
- Cheapest full-size car insurance – Chrysler 300 at $1,962 per year or $164 per month
- Cheapest full-size SUV insurance – Chevrolet Tahoe at $1,942 per year or $162 per month
- Cheapest midsize pickup insurance – Chevrolet Colorado at $1,768 per year or $147 per month
- Cheapest full-size pickup insurance – Nissan Titan at $1,932 per year or $161 per month
- Cheapest heavy duty pickup insurance – GMC Sierra 2500 HD at $2,104 per year or $175 per month
- Cheapest minivan insurance – Honda Odyssey at $1,888 per year or $157 per month
- Cheapest sports car insurance – Mazda MX-5 Miata at $1,914 per year or $160 per month
- Cheapest compact luxury car insurance – Acura Integra at $1,838 per year or $153 per month
- Cheapest compact luxury SUV insurance – Acura RDX at $1,730 per year or $144 per month
- Cheapest midsize luxury car insurance – Mercedes-Benz CLA250 at $2,126 per year or $177 per month
- Cheapest midsize luxury SUV insurance – Jaguar E-Pace at $1,934 per year or $161 per month
- Cheapest full-size luxury car insurance – Audi A5 at $2,448 per year or $204 per month
- Cheapest full-size luxury SUV insurance – Infiniti QX80 at $2,318 per year or $193 per month
What to expect when buying Roswell car insurance
In an effort to show how much auto insurance rates can range from one driver to the next, the examples below present multiple rates for five popular vehicles in Roswell: the Ram Truck, Toyota Corolla, Honda CR-V, Honda Pilot, and Ford Mustang.
Each illustration uses a variety of risk profiles to demonstrate the difference in average cost with only small changes to the policy rating factors.
Ram 1500 Truck insurance rates
With a purchase price ranging from $43,270 to $109,435, average Roswell car insurance rates on a Ram Truck range from $2,114 per year on the Ram Truck Tradesman Crew Cab 4WD model up to $2,618 per year for the Ram Truck TRX Final Edition 4WD.
On a monthly basis, full-coverage insurance for a Ram Truck for a safe driver can cost from $176 to $218 per month, depending on exactly where you live in Roswell.
The chart displayed below should help you understand how insurance rates for a Ram Truck can range significantly based on driver age and possible risk profiles.
For our example risk profiles, the cost ranges from $1,984 to $5,508 per year, which is a difference in cost of $3,524 to insure the same vehicle.
The Ram Truck is part of the full-size truck segment, and other models in the same segment include the Nissan Titan, Toyota Tundra, GMC Sierra, and Chevrolet Silverado.
Toyota Corolla insurance rates
Toyota Corolla insurance in Roswell costs an average of $2,014 per year, ranging from a low of $1,834 per year for the Toyota Corolla LE trim (MSRP of $21,900) up to $2,278 per year for the Toyota Corolla XSE Hatchback trim level (MSRP of $26,655).
From a cost per month standpoint, car insurance rates on a Toyota Corolla can range from $153 to $190 per month, depending on the insurance company you choose in Roswell.
The next rate chart visualizes how insurance rates for a Toyota Corolla can change based on changes in the age of the driver and common risk profiles.
The Toyota Corolla is a compact car, and other popular models include the Hyundai Elantra, Honda Civic, Nissan Sentra, and Chevrolet Cruze.
Honda CR-V insurance rates
Honda CR-V insurance in Roswell costs an average of $1,764 per year, ranging from a low of $1,672 per year on the Honda CR-V LX trim up to $1,860 per year for the Honda CR-V Sport Touring Hybrid AWD trim level.
The next chart visualizes how car insurance quotes for a Honda CR-V can change based on driver age, physical damage coverage deductibles, and driver risk profiles.
In this example, rates range from $1,466 to $4,050 per year, which is a price difference of $2,584 based on different drivers.
The Honda CR-V belongs to the compact SUV segment, and other popular same-segment models include the Toyota RAV4, Mazda CX-5, Chevrolet Equinox, and Ford Escape.
Honda Pilot insurance rates
The lowest-cost 2024 Honda Pilot trim to insure in Roswell is the LX model, costing an average of $1,882 per year, or around $157 per month. This trim level costs $37,090.
The most expensive 2022 Honda Pilot to insure in Roswell is the Elite AWD, costing an average of $2,138 per year, or around $178 per month. The MSRP for this trim level is $52,480, before destination and documentation charges.
When Roswell car insurance quotes for the Honda Pilot are compared with the cost averaged for the entire U.S. for the same vehicle, rates are $156 to $176 more per year in Roswell, depending on the trim level being insured.
On a monthly basis, full-coverage car insurance on a Honda Pilot for a safe driver can cost from $157 to $178 per month, depending on various factors including your exact location in Roswell.
The chart below may be useful to help you comprehend how the cost of car insurance on a Honda Pilot can range considerably for different drivers, policy deductibles, and potential risk scenarios. For this example, cost varies from $1,674 to $4,652 per year, which is a difference in cost of $2,978 caused by changing the rated driver.
The Honda Pilot is classified as a midsize SUV, and other similar models from the same segment include the Kia Telluride, Ford Explorer, and Ford Edge.
Ford Mustang insurance rates
With prices ranging from $30,920 to $63,265, average Roswell insurance rates on a 2024 Ford Mustang range from $1,948 per year for the Ford Mustang Ecoboost Fastback model up to $2,480 per year on the Ford Mustang Dark Horse Premium model.
From a monthly standpoint, full-coverage insurance on the Ford Mustang for the average driver can range from $162 to $207 per month, depending on the company you’re using in Roswell.
The chart displayed below may help to demonstrate how insurance rates for a Ford Mustang can vary based on changes in the age of the driver, policy deductibles, and risk profiles. In this example, cost varies from $1,886 to $5,202 per year, which is a difference of $3,316 to insure the same make and model of vehicle.
The Ford Mustang is a sports car, and other top-selling models from the same segment include the Subaru BRZ, Nissan 370Z, Chevrolet Corvette, and Toyota GR Supra.
Tips to paying less for auto insurance
Auto insurance is complicated, and every company has a different rate for every vehicle. The list below contains some tips and ideas that may help you keep the cost of your next policy under control.
- Compare the cost of insurance before buying a car. Different vehicle models can have very different insurance premiums, and insurance companies can sell policies with a wide range of costs. Get quotes before you upgrade you car in order to avoid price shock when insuring your new vehicle.
- Negligent driving raises car insurance rates. Causing too many accidents will raise rates, potentially by an extra $2,950 per year for a 20-year-old driver and even as much as $506 per year for a 60-year-old driver. So be safe and save.
- Earn a discount from your profession. Just about all auto insurance companies offer discounts for being employed in occupations like doctors, members of the military, nurses, dentists, engineers, police officers and law enforcement, and others. Getting this discount could save between $62 and $201 on your yearly insurance bill, depending on your age.
- Shop around. Taking a few minutes to get a few free car insurance quotes is our best recommendation for saving the most money. Companies make rate modifications frequently and you do not have to wait for your renewal to change companies.
- If your car is older, remove unneeded coverages. Removing physical damage coverage (comprehensive and collision) from vehicles that are older can cheapen the cost to insure considerably.
- Choose a vehicle with lower insurance rates. Vehicle type is an important factor in the cost of auto insurance. For example, a Kia Soul costs $1,500 less per year to insure in Roswell than a Dodge Challenger. Less performance means less cost.
- Credit ratings can impact car insurance rates. Having excellent credit of 800+ could save around $325 per year over a lower credit score of 670-739. Conversely, a lower credit rating could cost as much as $376 more per year. Not all states use credit score as a rating factor, so check with your agent or company.