- Honda Passport insurance costs $1,910 per year for a full coverage policy, depending on the trim level.
- For cheap Honda Passport insurance, the best option is the EX-L model that costs an average of $1,854 per year to insure. At the high end, the Passport Elite is the most expensive to insure at $1,972 for an annual policy.
- The 2024 Honda Passport is one of the cheaper midsize SUVs to insure, costing $460 less per year on average as compared to other midsize SUVs
How much does Honda Passport insurance cost?
Honda Passport insurance rates average $1,910 a year for full coverage, or around $159 each month. With the average midsize SUV costing $2,370 a year to insure, the Honda Passport is $460 cheaper.
The chart below illustrates how average 2024 Honda Passport car insurance rates vary depending on the age of the driver and $250, $500, and $1,000 deductibles. Prices range from $1,306 per year for a driver age 60 with $1,000 comprehensive and collision deductibles up to $4,584 per year for a driver age 20 with low physical damage deductibles.
To better illustrate the incredibly large range of insurance rates, consider that buying a liability-only policy in the cheapest areas of Virginia or North Carolina can be as low as $223 a year. For an identical Passport, a teen driver with a few tickets in urban New York City, could get a bill for $14,886 a year for a policy with full coverage.
The following table shows average car insurance rates on a Honda Passport for the 2019 to 2024 model years.
| Model Year and Vehicle | Annual Premium | Cost Per Month |
|---|---|---|
| 2024 Honda Passport | $1,910 | $159 |
| 2023 Honda Passport | $1,820 | $152 |
| 2022 Honda Passport | $1,762 | $147 |
| 2021 Honda Passport | $1,850 | $154 |
| 2020 Honda Passport | $1,794 | $150 |
| 2019 Honda Passport | $1,960 | $163 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Honda Passport trim levels for each model year. Updated October 24, 2025
What is the cheapest Honda Passport insurance?
The cheapest Honda Passport model to insure the base EX-L trim (MSRP of $41,900) costing $1,854 per year and the TrailSport trim (MSRP of $44,500) costing an average of $1,908.
The $47,970 Elite trim is the most expensive to insure, costing an average of $118 more per year than the cheapest EX-L model.
The rate table below shows car insurance rates for a 2024 Honda Passport for the different trim levels available. Rates are provided for both annual, semi-annual, and monthly policy terms.
| 2024 Honda Passport Trim Level | Annual Premium | Cost Per Month |
|---|---|---|
| EX-L | $1,854 | $155 |
| TrailSport | $1,908 | $159 |
| Elite | $1,972 | $164 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated October 24, 2025
Does Passport insurance cost more than similar vehicles?
When compared directly to the other midsize SUVs for 2024, Honda Passport car insurance costs $132 less per year than the Subaru Outback, $488 less per year than the Jeep Grand Cherokee, $328 less per year than the Chevrolet Traverse, and $830 less per year than the Jeep Wrangler.
The Honda Passport ranks first out of 34 total comparison vehicles in the midsize SUV segment. The Passport costs an average of $1,910 per year to insure for full coverage and the class average cost is $2,370 annually, a difference of $460 per year.
The chart below shows how Honda Passport auto insurance rates compare to the top-selling midsize SUVs in America. Following the chart, a more comprehensive rate table breaks down the average insurance cost for all 34 models in the midsize SUV category and also shows the difference in insurance cost between each model and the Passport.
| Rank | Make and Model | Annual Premium | Difference |
|---|---|---|---|
| 1 | Honda Passport | $1,910 | -- |
| 2 | Nissan Murano | $2,016 | $106 |
| 3 | Subaru Outback | $2,042 | $132 |
| 4 | Buick Envista | $2,050 | $140 |
| 5 | Subaru Ascent | $2,088 | $178 |
| 6 | Volkswagen Atlas | $2,128 | $218 |
| 7 | Volkswagen Atlas Cross Sport | $2,136 | $226 |
| 8 | Ford Explorer | $2,176 | $266 |
| 9 | Toyota Highlander | $2,180 | $270 |
| 10 | Toyota Venza | $2,190 | $280 |
| 11 | Chevrolet Traverse | $2,238 | $328 |
| 12 | Mitsubishi Outlander Sport | $2,254 | $344 |
| 13 | Mitsubishi Outlander PHEV | $2,262 | $352 |
| 14 | Ford Edge | $2,270 | $360 |
| 15 | Kia Sorento | $2,278 | $368 |
| 16 | GMC Acadia | $2,316 | $406 |
| 17 | Buick Enclave | $2,320 | $410 |
| 18 | Honda Pilot | $2,336 | $426 |
| 19 | Mazda CX-9 | $2,342 | $432 |
| 20 | Jeep Grand Cherokee | $2,398 | $488 |
| 21 | Hyundai Santa Fe | $2,426 | $516 |
| 22 | Nissan Pathfinder | $2,440 | $530 |
| 23 | Hyundai Palisade | $2,450 | $540 |
| 24 | Chevrolet Blazer | $2,476 | $566 |
| 25 | Kia Telluride | $2,504 | $594 |
| 26 | Toyota 4Runner | $2,572 | $662 |
| 27 | Mazda CX-90 | $2,582 | $672 |
| 28 | Toyota Grand Highlander | $2,610 | $700 |
| 29 | Kia EV9 | $2,630 | $720 |
| 30 | Tesla Model Y | $2,654 | $744 |
| 31 | Ford Bronco | $2,662 | $752 |
| 32 | Jeep Wrangler | $2,740 | $830 |
| 33 | Dodge Durango | $2,942 | $1,032 |
| 34 | Rivian R1S | $2,950 | $1,040 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated October 24, 2025
Average Passport insurance rates by location
The cost to insure a Honda Passport can vary significantly, from cheaper amounts like $1,548 a year in Virginia Beach, VA, or $1,602 in Charlotte, NC, to more expensive rates like $2,778 a year for Los Angeles car insurance and $2,790 in Philadelphia, PA.
Rate averages for some other cities include Denver, CO, at $2,250 per year, Indianapolis, IN, at $1,736, San Diego, CA, costing $2,114, and Long Beach, CA, averaging $2,332.
The following bar chart ranks estimated full coverage insurance policy costs for a Honda Passport for the largest cities in the United States.
