Car Insurance in Long Beach, CA – Cheapest Rates + Rankings (2023)

What is the cheapest car insurance in Long Beach, California? We analyze six different automotive segments to find the vehicles with the most affordable auto insurance quotes.

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  • Long Beach car insurance averages $2,176 per year, or about $181 per month for a full coverage policy.
  • Long Beach car insurance averages $42 per year more than the California state average rate and $491 per year more than the average rate for all 50 U.S. states.
  • Compact SUV models like the Subaru Forester, Buick Encore, and Subaru Crosstrek are a few of our top picks for cheap car insurance in Long Beach.
  • Car insurance quotes in Long Beach can range from as low as $30 per month for minimum liability insurance to over $687 per month for teenage drivers and high-risk drivers.

How much does Long Beach car insurance cost?

Long Beach car insurance costs an average of $2,176 per year, which is 29.1% more than the national average rate of $1,685. The average monthly cost of car insurance in Long Beach is $181 for a policy with full coverage.

In the state of California, the average car insurance expense is $2,134 per year, so the average cost in Long Beach is $42 more per year. When rates are compared to other locations in California, the average cost of car insurance in Long Beach is approximately $188 per year more expensive than in San Jose, $200 per year cheaper than in San Francisco, and $274 per year more than in San Diego.

The age of the driver is one of the largest factors in the cost of car insurance, so the list below illustrates this by breaking down average car insurance rates for drivers from age 16 to 60.

Average cost of car insurance in Long Beach, California, by driver age

  • 16-year-old driver – $7,790 per year or $649 per month
  • 17-year-old driver – $7,284 per year or $607 per month
  • 18-year-old driver – $6,804 per year or $567 per month
  • 19-year-old driver – $6,160 per year or $513 per month
  • 20-year-old driver – $4,328 per year or $361 per month
  • 30-year-old driver – $2,292 per year or $191 per month
  • 40-year-old driver – $2,176 per year or $181 per month
  • 50-year-old driver – $1,980 per year or $165 per month
  • 60-year-old driver – $1,946 per year or $162 per month

The chart below shows additional data for the 20 to 60-year-old age groups by including rates for three different policy deductible limits. These extra rates can help you understand how car insurance cost increases with lower deductibles, and decreases when deductible are raised.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average Long Beach car insurance rates for 2023 model year vehicles with safe driver and claim-free discounts applied. Full-coverage rates are averaged for all Long Beach zip codes.Data last updated on December 30, 2022
Average Car Insurance Cost in Long Beach, CA
Average Car Insurance Cost in Long Beach, CA
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$3,664$305
$500$4,328$361
$250$5,028$419
30$1,000$1,922$160
$500$2,292$191
$250$2,678$223
40$1,000$1,836$153
$500$2,176$181
$250$2,528$211
50$1,000$1,674$140
$500$1,980$165
$250$2,298$192
60$1,000$1,646$137
$500$1,946$162
$250$2,258$188

In the chart above, the cost of auto insurance in Long Beach ranges from $1,646 per year for a 60-year-old driver with a high deductible policy to $5,028 per year for a 20-year-old driver with a low deductible. From a monthly budget standpoint, the average cost in the prior chart ranges from $137 to $419 per month.

Long Beach auto insurance rates have different premiums for every driver and slight changes in driver risk profiles can have significant effects on car insurance cost. This amount of variability reinforces the need for multiple car insurance quotes when shopping online for the cheapest Long Beach auto insurance.

The most popular models in Long Beach tend to be small or midsize sedans like the Hyundai Elantra, Honda Civic, and Nissan Altima and small or midsize SUVs like the Ford Escape, Chevy Equinox, and Chevy Traverse.

Other popular vehicles from other segments include luxury SUVs like the Acura MDX and Lexus RX 350, luxury cars like the Acura ILX and BMW 530i, and pickup trucks like the Ford F-150 and Ford Ranger.

We will cover additional rates in the upcoming sections, but before we get into those numbers, let’s review the concepts that were discussed up to this point.

  • Auto insurance gets cheaper the older you are – Average car insurance rates for a 60-year-old driver in Long Beach are $2,382 per year cheaper than for a 20-year-old driver.
  • Auto insurance with low deductibles costs more – A 50-year-old driver pays an average of $854 more per year for a policy with $250 deductibles compared to $1,000 deductibles.
  • Long Beach auto insurance prices are more expensive than the California state average – $2,176 (Long Beach average) compared to $2,134 (California average)
  • Teenage girls pay cheaper rates than teenage males – Teenage females pay $680 to $932 less annually than their male counterparts.
  • Insurance rates fall substantially from age 20 to 30 – The average 30-year-old Long Beach, California, driver will pay $2,036 less each year than a 20-year-old driver, $2,292 versus $4,328.
  • Insuring a teenager costs a lot – Average cost ranges from $5,480 to $7,790 per year to insure a teenage driver in Long Beach.

Which autos have cheap insurance in Long Beach?

When comparing all car, SUV, and pickup models, the models with the lowest cost average auto insurance prices in Long Beach, CA, tend to be compact SUVs like the Chevrolet Trailblazer, Subaru Crosstrek, and Nissan Rogue Sport.

Average car insurance prices for those models cost $1,740 or less per year, or $145 per month, for full coverage car insurance.

Examples of other vehicles that rank well in our cost comparison are the Chevrolet Colorado, Ford Maverick, Honda CR-V, and Hyundai Kona.

Average cost is somewhat higher for those models than the cheapest crossovers and small SUVs at the top of the list, but they still have average rates of $1,846 or less per year, or about $154 per month in Long Beach.

The following table shows the 25 cheapest vehicles to insure in Long Beach, ordered by cost.

Top 25 Cheapest Car Insurance Rates in Long Beach, California
Rank Make/Model Annual Cost Monthly Cost
1Chevrolet Trailblazer$1,648$137
2Subaru Crosstrek$1,662$139
3Nissan Kicks$1,668$139
4Honda Passport$1,690$141
5Nissan Rogue Sport$1,698$142
6Mazda CX-5$1,708$142
7Buick Encore$1,736$145
8Buick Envision$1,740$145
9Kia Seltos$1,764$147
10Subaru Ascent$1,768$147
11Hyundai Venue$1,772$148
12Subaru Impreza$1,800$150
13Ford Maverick$1,802$150
14Honda HR-V$1,808$151
15Chevrolet Colorado$1,810$151
16Acura RDX$1,816$151
17Hyundai Kona$1,826$152
18Subaru Forester$1,836$153
19Ford Edge$1,846$154
20Honda CR-V$1,846$154
21Mazda CX-30$1,850$154
22Ford Explorer$1,854$155
23Volkswagen Atlas$1,858$155
24Chevrolet Trax$1,868$156
25Nissan Murano$1,870$156

    Get Rates in Your AreaWhy is this important?

    Table Data Details: Average car insurance rate for each model assumes a 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to premiums. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Long Beach, CA.Data last updated on December 30, 2022
    Top 25 Cheapest Car Insurance Rates in Long Beach, California

    A table showing 25 ranked vehicles is great if you just want the lowest rates. A better way to group and rank car insurance rates for more vehicles in an organized fashion is to sort them by segment. The next six sections rank the vehicles with the cheapest insurance rates in Long Beach for the most popular vehicle segments.

    Cheapest car insurance rates in Long Beach

    The top three 2-door and 4-door sedans and hatchbacks with the lowest-cost car insurance in Long Beach are the Subaru Impreza at $1,800 per year, the Volkswagen Jetta at $1,986 per year, and the Subaru Legacy at $2,004 per year.

    Rounding out the top 10 are cars like the Toyota Camry, Volkswagen Golf, Kia K5, and Mazda 3, with an average car insurance cost of $2,094 per year or less.

    In the bottom half of the top 20, models like the Chrysler 300, Chevrolet Malibu, Toyota Crown, Tesla Model 3, Honda Civic, and Mitsubishi Mirage G4 average between $2,094 and $2,278 per year for auto insurance in Long Beach.

    As a cost per month, auto insurance rates on this segment in Long Beach for a good driver starts at an average of $150 per month, depending on the company and your location.

    If rates are ranked based on vehicle size, the most budget-friendly non-luxury compact car to insure in Long Beach is the Subaru Impreza at $1,800 per year. For midsize models, the Subaru Legacy has the best rates at $2,004 per year. And for large cars, the Chrysler 300 is most affordable to insure at $2,122 per year.

    The next table ranks the cars with the cheapest average auto insurance rates in Long Beach, starting with the Subaru Impreza at $1,800 per year and ending with the Volkswagen Arteon at $2,278 per year.

    Cheapest Cars to Insure in Long Beach, California
    Make/Model Vehicle Size Annual Cost Monthly Cost
    Subaru ImprezaCompact$1,800$150
    Volkswagen JettaCompact$1,986$166
    Subaru LegacyMidsize$2,004$167
    Nissan SentraCompact$2,018$168
    Toyota CorollaCompact$2,040$170
    Volkswagen GolfCompact$2,044$170
    Toyota PriusCompact$2,052$171
    Toyota CamryMidsize$2,068$172
    Mazda 3Compact$2,086$174
    Kia K5Midsize$2,094$175
    Chevrolet MalibuMidsize$2,118$177
    Chrysler 300Full-size$2,122$177
    Honda CivicCompact$2,130$178
    Kia ForteCompact$2,134$178
    Mitsubishi Mirage G4Compact$2,144$179
    Nissan LeafCompact$2,190$183
    Honda AccordMidsize$2,196$183
    Toyota CrownMidsize$2,210$184
    Tesla Model 3Midsize$2,222$185
    Volkswagen ArteonMidsize$2,278$190

      Get Rates in Your AreaWhy is this important?

      Table Data Details: Average rates are based on 2023 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Long Beach, CA.Data last updated on December 30, 2022
      Cheapest Cars to Insure in Long Beach, California

      For more car insurance comparisons, see our guides for compact car insurance, midsize car insurance, and full-size car insurance.

      Don’t see insurance rates for your vehicle? That’s no problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get cheap Long Beach car insurance quotes from top-rated car insurance companies in California.

      Cheap SUVs to insure in Long Beach, CA

      Ranking at the top for the lowest-cost Long Beach car insurance rates in the non-luxury SUV segment are the Nissan Rogue Sport, Nissan Kicks, Chevrolet Trailblazer, Subaru Crosstrek, and Honda Passport. Car insurance rates for these 2023 models average $1,698 or less per year, or around $142 per month.

      Rounding out the top 10 are SUVs like the Kia Seltos, Buick Encore, Subaru Ascent, and Buick Envision, with average insurance cost of $1,768 per year or less.

      On a monthly basis, auto insurance in this segment for a middle-age safe driver can cost as low as $137 per month, depending on your location.

      When vehicle size is factored in, the most affordable compact SUV to insure in Long Beach is the Chevrolet Trailblazer at $1,648 per year. For midsize SUVs, the Honda Passport has the cheapest rates at $1,690 per year. And for large SUVs, the Chevrolet Tahoe has the cheapest car insurance rates at $2,040 per year.

      The comparison table below ranks the SUVs with the most affordable average insurance rates in Long Beach, starting with the Chevrolet Trailblazer at $1,648 per year and ending with the Chevrolet Trax at $1,868 per year.

      Cheapest SUVs to Insure in Long Beach, California
      Make/Model Vehicle Size Annual Cost Monthly Cost
      Chevrolet TrailblazerCompact$1,648$137
      Subaru CrosstrekCompact$1,662$139
      Nissan KicksCompact$1,668$139
      Honda PassportMidsize$1,690$141
      Nissan Rogue SportCompact$1,698$142
      Mazda CX-5Compact$1,708$142
      Buick EncoreCompact$1,736$145
      Buick EnvisionCompact$1,740$145
      Kia SeltosCompact$1,764$147
      Subaru AscentMidsize$1,768$147
      Hyundai VenueCompact$1,772$148
      Honda HR-VCompact$1,808$151
      Hyundai KonaCompact$1,826$152
      Subaru ForesterCompact$1,836$153
      Ford EdgeMidsize$1,846$154
      Honda CR-VCompact$1,846$154
      Mazda CX-30Compact$1,850$154
      Ford ExplorerMidsize$1,854$155
      Volkswagen AtlasMidsize$1,858$155
      Chevrolet TraxCompact$1,868$156

        Get Rates in Your AreaWhy is this important?

        Table Data Details: Average rates are based on 2023 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Long Beach, CA.Data last updated on December 30, 2022
        Cheapest SUVs to Insure in Long Beach, California

        For more car insurance comparisons, see our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance.

        Don’t see your SUV in the table above? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get cheap Long Beach car insurance quotes from top-rated companies in California.

        Cheapest pickup trucks to insure in Long Beach

        The most affordable pickup trucks to insure in Long Beach are the Ford Maverick at $1,802 per year, the Chevrolet Colorado at $1,810 per year, and the Nissan Frontier at $1,878 per year.

        Not the cheapest pickups to insure, but still affordable, are models like the Ford F150, Nissan Titan, Hyundai Santa Cruz, and Toyota Tacoma, with an average cost of $2,210 per year or less.

        Car insurance in Long Beach for this segment for a good driver will start around $150 per month, depending on your location. The rate comparison table below ranks the pickups with the cheapest auto insurance rates in Long Beach, starting with the Ford Maverick at $1,802 per year and ending with the Nissan Titan XD at $2,426 per year.

        Cheapest Pickups to Insure in Long Beach, California
        Make/Model Vehicle Size Annual Cost Monthly Cost
        Ford MaverickMidsize$1,802$150
        Chevrolet ColoradoMidsize$1,810$151
        Nissan FrontierMidsize$1,878$157
        Ford RangerMidsize$1,928$161
        GMC CanyonMidsize$1,972$164
        Toyota TacomaMidsize$1,986$166
        Hyundai Santa CruzMidsize$2,018$168
        Nissan TitanFull-size$2,150$179
        Honda RidgelineMidsize$2,158$180
        Ford F150Full-size$2,210$184
        GMC Sierra 2500 HDHeavy Duty$2,228$186
        Jeep GladiatorMidsize$2,262$189
        Toyota TundraFull-size$2,288$191
        GMC Sierra 3500Heavy Duty$2,298$192
        GMC SierraFull-size$2,372$198
        Ram TruckFull-size$2,378$198
        Chevrolet SilveradoFull-size$2,380$198
        Chevrolet Silverado HD 2500Heavy Duty$2,386$199
        Chevrolet Silverado HD 3500Heavy Duty$2,390$199
        Nissan Titan XDHeavy Duty$2,426$202

          Get Rates in Your AreaWhy is this important?

          Table Data Details: Average rates are based on 2023 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Long Beach, CA.Data last updated on December 30, 2022
          Cheapest Pickups to Insure in Long Beach, California

          For all pickup insurance comparisons, see our guides for midsize pickup insurance and large pickup insurance.

          Don’t see your truck in the table above? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free Long Beach car insurance quotes from top car insurance companies in California.

          Luxury cars with the best auto insurance rates

          Taking the top spot in Long Beach for cheapest insurance in the luxury sedan segment is the Acura Integra, with an average cost of $1,956 per year. Second place is the BMW 330i at $2,210 per year, the third most affordable is the Acura TLX, at an average of $2,246 per year, and the fourth most affordable is the Cadillac CT4, at an average of $2,272 per year.

          Other models that rank well in our comparison are the Cadillac CT5, BMW 330e, BMW 228i, and Lexus ES 350, with average cost of $2,364 per year or less.

          In the bottom half of the top 20, models like the BMW 230i, Audi S3, Mercedes-Benz AMG CLA45, Audi A4, Volvo S60, and Lexus RC 350 cost between $2,364 and $2,428 per year for insurance.

          Full-coverage insurance in Long Beach for this segment for a middle-age safe driver starts at an average of $163 per month, depending on the company. The table below ranks the luxury cars with the cheapest average car insurance rates in Long Beach, starting with the Acura Integra at $1,956 per year and ending with the Volvo S60 at $2,428 per year.

          Cheapest Luxury Cars to Insure in Long Beach, California
          Make/Model Vehicle Size Annual Cost Monthly Cost
          Acura IntegraCompact$1,956$163
          BMW 330iCompact$2,210$184
          Acura TLXCompact$2,246$187
          Cadillac CT4Compact$2,272$189
          Genesis G70Compact$2,318$193
          Cadillac CT5Midsize$2,338$195
          Lexus ES 350Midsize$2,346$196
          BMW 330eCompact$2,350$196
          Lexus ES 250Midsize$2,356$196
          BMW 228iCompact$2,364$197
          Lexus RC 300Midsize$2,368$197
          Mercedes-Benz AMG CLA35Midsize$2,374$198
          Audi A3Midsize$2,376$198
          BMW 230iCompact$2,378$198
          Mercedes-Benz C300Compact$2,402$200
          Audi A4Compact$2,410$201
          Lexus RC 350Compact$2,414$201
          Audi S3Compact$2,426$202
          Mercedes-Benz AMG CLA45Midsize$2,428$202
          Volvo S60Compact$2,428$202

            Get Rates in Your AreaWhy is this important?

            Table Data Details: Average rates are based on 2023 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Long Beach, CA.Data last updated on December 29, 2022
            Cheapest Luxury Cars to Insure in Long Beach, California

            For all luxury car insurance comparisons, see our full luxury car insurance guide.

            Don’t see insurance cost for your luxury car? No sweat! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from top-rated car insurance companies in California.

            Luxury SUVs with cheap car insurance rates

            Ranking at the top of the list for the cheapest Long Beach car insurance rates in the luxury SUV segment are the Acura RDX, Lexus RX 350, Infiniti QX50, Cadillac XT4, and Volvo XC40. Auto insurance quotes for these 2023 models average $2,016 or less per year, or around $168 per month.

            Other models that rank well in our comparison are the Lexus UX 250h, Mercedes-Benz GLA250, Cadillac XT6, and Cadillac XT5, with average annual insurance rates of $2,118 per year or less.

            Ranked in the bottom half of the top 20 cheapest luxury SUVs to insure, models like the Acura MDX, Mercedes-Benz GLC300, Lexus NX 350h, Lincoln Corsair, and Lexus NX 350 average between $2,118 and $2,216 to insure per year.

            Auto insurance for this segment in Long Beach for a good driver starts at an average of $151 per month, depending on your location.

            When rates are compared by vehicle size, the most affordable compact luxury SUV to insure in Long Beach is the Acura RDX at $1,816 per year. For midsize luxury SUVs, the Lexus RX 350 is cheapest to insure at $1,948 per year. And for large luxury SUVs, the Volvo XC90 has the most affordable rates at $2,244 per year.

            The next table ranks the SUVs with the lowest-cost car insurance in Long Beach, starting with the Acura RDX at $151 per month and ending with the Mercedes-Benz GLC300 at $185 per month.

            Cheapest Luxury SUVs to Insure in Long Beach, California
            Make/Model Vehicle Size Annual Cost Monthly Cost
            Acura RDXCompact$1,816$151
            Lexus RX 350Midsize$1,948$162
            Cadillac XT4Compact$1,964$164
            Volvo XC40Compact$2,000$167
            Infiniti QX50Midsize$2,016$168
            Lexus UX 250hCompact$2,036$170
            Cadillac XT5Midsize$2,068$172
            Mercedes-Benz GLA250Compact$2,112$176
            Cadillac XT6Midsize$2,118$177
            Mercedes-Benz GLB 250Compact$2,118$177
            Lexus NX 250Compact$2,146$179
            Acura MDXMidsize$2,168$181
            Lexus NX 350hCompact$2,172$181
            Lexus NX 350Compact$2,186$182
            Lincoln CorsairCompact$2,188$182
            Lexus NX 450hCompact$2,190$183
            Lincoln NautilusMidsize$2,200$183
            BMW X1Compact$2,204$184
            Alfa Romeo TonaleCompact$2,208$184
            Mercedes-Benz GLC300Compact$2,216$185

              Get Rates in Your AreaWhy is this important?

              Table Data Details: Average rates are based on 2023 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Long Beach, CA.Data last updated on December 30, 2022
              Cheapest Luxury SUVs to Insure in Long Beach, California

              See our comprehensive guide for luxury SUV insurance to view data for vehicles not featured in the table.

              Don’t see your luxury SUV in the table above? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from the best car insurance companies in California.

              Most affordable sports car insurance in Long Beach

              Sitting at number one in Long Beach for cheapest auto insurance in the sports car segment is the Mazda MX-5 Miata, costing $2,012 per year. Second place is the Audi TT costing $2,256 per year, and the third cheapest is the Ford Mustang, at an average of $2,358 per year.

              Some other sports cars that have cheaper rates are the Toyota GR86, Nissan Z, Subaru BRZ, and Toyota GR Supra, with an average car insurance cost of $2,620 per year or less.

              Additional 2023 models that make the list include the BMW M4, Porsche Taycan, Lexus LC 500, Chevrolet Corvette, and Jaguar F-Type, which average between $2,620 and $3,268 to insure per year.

              From a cost per month standpoint, auto insurance rates on this segment in Long Beach can cost as low as $168 per month, depending on where you live. The rate comparison table below ranks the sports cars with the most affordable average car insurance rates in Long Beach, starting with the Mazda MX-5 Miata at $168 per month and ending with the Lexus LC 500 at $272 per month.

              Cheapest Sports Cars to Insure in Long Beach, California
              Make/Model Vehicle Type Annual Cost Monthly Cost
              Mazda MX-5 MiataSports Car$2,012$168
              Audi TTSports Car$2,256$188
              Ford MustangSports Car$2,358$197
              BMW Z4Sports Car$2,372$198
              Subaru WRXSports Car$2,402$200
              Nissan ZSports Car$2,436$203
              Toyota GR SupraSports Car$2,476$206
              BMW M2Sports Car$2,510$209
              Toyota GR86Sports Car$2,512$209
              Subaru BRZSports Car$2,620$218
              Chevrolet CorvetteSports Car$2,682$224
              BMW M3Sports Car$2,740$228
              Porsche 718Sports Car$2,800$233
              Lexus RC FSports Car$2,802$234
              Chevrolet CamaroSports Car$2,844$237
              Mercedes-Benz AMG GT53Sports Car$3,018$252
              Jaguar F-TypeSports Car$3,120$260
              Porsche TaycanSports Car$3,192$266
              BMW M4Sports Car$3,232$269
              Lexus LC 500Sports Car$3,268$272

                Get Rates in Your AreaWhy is this important?

                Table Data Details: Average rates are based on 2023 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Long Beach, CA.Data last updated on December 30, 2022
                Cheapest Sports Cars to Insure in Long Beach, California

                Don’t see your sports car in the list? Not a problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from top companies in California.

                Helpful tips to save on car insurance

                Financially savvy drivers in Long Beach are always searching for ways to pay less for auto insurance, so take a minute and read through the money-saving ideas in this next list and it’s very possible you can save some money the next time you need to insure a vehicle.

                • Be a careful driver and save. At-fault accidents raise insurance rates, possibly up to $3,042 per year for a 20-year-old driver and even $700 per year for a 50-year-old driver. So be a careful driver and save!
                • Choose a vehicle that is cheaper to insure. The vehicle you drive has a big impact on the cost of auto insurance. As an example, a Kia Telluride costs $1,398 less per year to insure in Long Beach than a Porsche 911. Insure cheaper models and save money.
                • Improve your credit for cheaper auto insurance rates. Having a credit score above 800 may save up to $342 per year over a credit rating of 670-739. Conversely, a below average credit rating could cost around $396 more per year. Not all states use credit score as a rating factor, so check with your agent or company.
                • Shop around anytime. Setting aside a few minutes to get free car insurance quotes could save you a significant amount. Rates change frequently and switching companies is very easy to do.
                • Pay small claims out-of-pocket. Auto insurance companies give a discounted rate if you do not file any claims. Insurance should only be used in the case of significant claims, not for small claims.