Audi Insurance Rates: 2025 Prices Plus Cheapest and Most Expensive to Insure

How much does Audi insurance cost? We break down rates from the Q5 to the R8 models and show you the best way to find cheap Audi insurance quotes to save money.

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  • Average Audi car insurance rates for 2024 models range from $2,584 a year for a Audi SQ5 up to $3,982 per year for the Audi A8.
  • Compared to other luxury brands, average car insurance cost for an Audi is 15.1% more expensive than Lexus, 20.8% more expensive than Infiniti, and 1.5% cheaper than BMW.
  • Average monthly insurance cost on an Audi with full coverage ranges from $215 to $332, depending on the model.

A subsidiary of Volkswagen Group, Audi is a German automobile manufacturer that produces luxury cars and SUVs like the A3 sedan, the TT sports car, and the Q3 crossover.

Audi ranks 28th out of 32 car brands for reliability, which averages 3.0 out of 5 stars according to RepairPal.com. Average annual repair costs for all Audi models runs $987 per year, which is considered an average amount across all brands.

J.D. Power ranks Audi 26th out of 34 brands, with 232 problems per 100 vehicles for the 2022 model year. This is 40 problems per 100 vehicles more than the average of 192 across all brands compared.

From a safety standpoint, the Audi A3, A4, A4 allroad, and A5 coupe and sportback received IIHS Top Safety Pick+ designations, which is the highest safety rating awarded.

How much does Audi insurance cost?

Average Audi car insurance rates for 2024 models range from $2,584 a year for a Audi SQ5 up to $3,982 per year for the Audi A8. The average cost per year when averaged for all Audi models is $3,025.

When compared to the average car insurance rate for all vehicles in the U.S. of $2,221, the cost to insure Audi models averages $804 more per year.

The table below breaks out average cost of insurance for each Audi model. Click any model link to view additional rate and comparison data.

Average Insurance Cost for Audi Vehicles
Model Annual Premium Cost Per Month
Audi A3$2,634$220
Audi A4$2,698$225
Audi A5$2,782$232
Audi A6$3,036$253
Audi A7$3,268$272
Audi A8$3,982$332
Audi e-tron$2,920$243
Audi Q3$2,596$216
Audi Q4$2,736$228
Audi Q5$2,606$217
Audi Q7$2,842$237
Audi Q8$3,012$251
Audi R8 2023 and prior model years$4,374$365
Audi RS 3$2,800$233
Audi RS 5$3,106$259
Audi RS 6$3,482$290
Audi RS 7$3,524$294
Audi S3$2,626$219
Audi S4$2,692$224
Audi S5$2,890$241
Audi S6$3,128$261
Audi S7$3,624$302
Audi S8$3,878$323
Audi SQ5$2,584$215
Audi SQ7$3,148$262
Audi TT 2023 and prior model years$2,364$197

Is insurance for an Audi expensive?

When compared to other competing luxury brands, average annual Audi car insurance rates are $424 more expensive than Lexus, $569 more expensive than Infiniti, $45 cheaper than BMW, and $361 cheaper than Mercedes-Benz.

The chart below compares average Audi car insurance cost to six other popular premium automotive brands.

Average car insurance cost for 2024 model year Audi vehicles compared to competitors.
Figure 1: Average car insurance cost for 2024 model year Audi vehicles compared to competitors. Rates updated on June 26, 2025.

Get Rates in Your AreaWhy is this important?

Data Methodology: Average car insurance rates include all Audi, Acura, BMW, Infiniti, Lexus, Mercedes-Benz, and Volvo vehicles for the 2024 model year. Rated driver is a 40-year-old married male with no driving violations or at-fault accidents for the prior three years. Comprehensive and collision deductibles are $500, UM/UIM and medical payments coverages are included, and rates are averaged for all U.S. states.

As shown in the chart above, Audi is one of the more expensive luxury automotive manufacturers to insure, along with BMW and Mercedes. When cost difference is considered as percentages, Audi insurance averages 1.5% less per year than BMW,  11.3% less than Mercedes-Benz, and 15.1% more than the Lexus average rate.

The next table includes some additional luxury brands like Land Rover and Jaguar, and also includes many more mainstream brands like Chevrolet, Ford, Toyota, and Honda.

The difference column illustrates how each brand compares to the average Audi insurance rate shown in the first table row. Green indicates a lower average rate than Audi, while red indicates a more expensive average rate.

Audi Car Insurance Cost vs. Popular Automotive Brands
Automotive Brand Insurance Cost Difference
Audi$3,025--
Acura$2,202-$823
BMW$3,070$45
Cadillac$2,518-$507
Chevrolet$2,370-$655
Ford$2,441-$584
Genesis$2,798-$227
GMC$2,435-$590
Honda$2,123-$902
Hyundai$2,314-$711
Infiniti$2,456-$569
Jaguar$2,883-$142
Jeep$2,558-$467
Kia$2,259-$766
Land Rover$3,065$40
Lexus$2,601-$424
Lincoln$2,587-$438
Mazda$2,240-$785
Mercedes-Benz$3,386$361
Mitsubishi$2,273-$752
Nissan$2,424-$601
Subaru$2,229-$796
Tesla$2,839-$186
Toyota$2,400-$625
Volkswagen$2,187-$838
Volvo$2,620-$405

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Insurance cost is averaged for all models for the 2024 model year for each automobile manufacturer. Updated June 27, 2025

Average cost of Audi insurance ($3,025 per year) compared to other automotive manufacturers
Average cost of Audi insurance ($3,025 per year) compared to other automotive manufacturers

When non-luxury brands are included in the comparison, it’s pretty clear that Audi insurance rates are definitely on the high end.

When compared to U.S. manufacturers like Ford and Chevrolet, average Audi insurance cost is 21.4% more expensive per year than Ford and 24.3% more expensive than Chevy.

Other popular brands and their respective percentage difference in cost from Audi include Toyota at 23% less, Honda at 35% less, Kia at 29% less, and Nissan at 22.1% less per year.

Which Audi models are cheapest to insure?

For 2024 models, the cheapest Audi model to insure is the Audi SQ5, which is a midsize luxury SUV costing an average $2,584 per year, or around $215 per month. The Audi Q3 comes in second at $2,596 per year.

The next three cheapest Audi vehicles to insure are the Audi Q5, Audi S3, and Audi A3. Annual and monthly auto insurance rates for the five cheapest Audi vehicles to insure are shown below.

Cheapest Audi vehicles to insure for 2024

  1. Audi SQ5 – (midsize luxury SUV) Average yearly rate of $2,584 or $215 per month
  2. Audi Q3 – (small luxury SUV) Average yearly rate of $2,596 or $216 per month
  3. Audi Q5 – (small luxury SUV) Average yearly rate of $2,606 or $217 per month
  4. Audi S3 – (small luxury car) Average yearly rate of $2,626 or $219 per month
  5. Audi A3 – (midsize luxury car) Average yearly rate of $2,634 or $220 per month

Which Audi models cost the most to insure?

For 2024 models, the most expensive Audi model to insure at $3,982 per year, or around $332 per month, is the Audi A8 large luxury car. The Audi S8 ranks second at $3,878 per year.

Annual and monthly auto insurance rates for the top five most expensive Audi models to insure are listed below.

Most expensive Audi vehicles to insure for 2024

  1. Audi A8 – (large luxury car) Average yearly rate of $3,982 or $332 per month
  2. Audi S8 – (large luxury car) Average yearly rate of $3,878 or $323 per month
  3. Audi S7 – (midsize luxury car) Average yearly rate of $3,624 or $302 per month
  4. Audi RS 7 – (large luxury car) Average yearly rate of $3,524 or $294 per month
  5. Audi RS 6 – (midsize luxury SUV) Average yearly rate of $3,482 or $290 per month