Nebraska Car Insurance Cost for 2022

How much does car insurance cost in Nebraska? We compare average insurance rates from Omaha to Scottsbluff and find the cheapest vehicles to insure in Nebraska.

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How much does car insurance cost in Nebraska?

The average cost of car insurance in Nebraska is $1,456 per year for full coverage, which is 7.1% less than the national average rate of $1,567. Average car insurance cost per month in Nebraska is $121.

The next chart shows average car insurance cost in Nebraska for all 2022 model year vehicles. Rates are shown for multiple driver ages and policy deductible amounts.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average Nebraska car insurance rates for 2022 model year vehicles with safe driver and claim-free discounts applied. Full-coverage rates are averaged for all Nebraska zip codes.Data last updated on September 13, 2022
Average Car Insurance Cost in Nebraska
Average Car Insurance Cost in Nebraska
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$2,452$204
$500$2,890$241
$250$3,350$279
30$1,000$1,288$107
$500$1,532$128
$250$1,786$149
40$1,000$1,230$103
$500$1,456$121
$250$1,688$141
50$1,000$1,122$94
$500$1,326$111
$250$1,536$128
60$1,000$1,102$92
$500$1,302$109
$250$1,508$126

The overall average rate in the chart above is the $500 deductible policy for a 40-year-old driver which costs $1,456 per year in Nebraska, or about $121 per month. When all other variables are held constant, auto insurance gets cheaper as you get older, and a high deductible policy will be cheaper than low deductibles.

The type of vehicle you insure is one of the largest factors that determines how much you pay for car insurance. The chart below demonstrates some of the cost variability due to the make and model of vehicle. For the ten popular models below, average Nebraska car insurance quotes range from $1,272 per year for a Honda CR-V up to $1,834 per year for a Chevy Corvette, a range of $562.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average Nebraska car insurance cost is based on 2022 model year vehicles with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged for all Nebraska Zip Codes.Data last updated on September 13, 2022
Nebraska Car Insurance Rates for Popular Vehicles
Nebraska Car Insurance Rates for Popular Vehicles
Make/Model Annual Rate Monthly Rate
Subaru Crosstrek$1,170$98
Honda CR-V$1,272$106
Toyota RAV4$1,372$114
Ford F150$1,408$117
Nissan Rogue$1,426$119
Toyota Camry$1,428$119
Chevrolet Silverado$1,564$130
Jeep Cherokee$1,616$135
Ram Truck$1,664$139
Chevrolet Corvette$1,834$153

Later in this article, we will rank the top 50 cheapest vehicles to insure in Nebraska. Out of the ten popular vehicles shown above, only the three cheapest models make it onto the top 50 list.

If insuring a teenage driver in Nebraska, expect to pay much higher rates. Average rates range from $3,658 per year for a 19-year-old female driver up to $5,214 per year for a 16-year-old male driver.

For 17 and 18-year-old drivers, average car insurance rates in Nebraska will cost $4,332 to $4,866 per year for 17-year-olds and $3,946 to $4,546 per year for 18-year-olds.

Many other factors impact the cost of car insurance such as your driving record and the discounts you qualify for. The list below breaks out some of these factors and how they may increase or decrease the cost of car insurance in Nebraska.

  • Bundling your car and homeowners insurance with the same company could save an average of $188 per year.
  • Minor traffic violations like speeding tickets can increase the annual cost of car insurance in Nebraska by $380 for a 40-year-old driver.
  • Increasing policy deductibles from $100 to $1,000 could save $660 or more each year.
  • Qualifying for multiple policy discounts could save as much as $454 per year.
  • Driving a vehicle with cheaper car insurance rates can save quite a bit. For example, driving a Toyota Tacoma instead of a Ford F250 Super Duty could save as much as $380 per year on auto insurance cost.
  • A DUI or other major driving record conviction could raise raise by $1,332 or more per year.

How does Nebraska car insurance compare?

When compared to surrounding states, Nebraska car insurance rates are 32.1% more than Iowa, 5.7% less than South Dakota, 4% less than Wyoming, 10.5% less than Colorado, 5.1% less than Kansas, and 10% less than Missouri.

In dollar figures, the $1,456 per year average cost of car insurance in Nebraska will cost $354 more per year than Iowa, $78 less than South Dakota, $56 less than Wyoming, $170 less than Colorado, $78 less than Kansas, and $162 less than Missouri.

The chart below shows how average Nebraska car insurance cost compares to the other states in the U.S. Midwest. Nebraska ranks 9th out of 12 states, and out of all 50 U.S. states ranks 33rd for cheapest car insurance rates.

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Nebraska Car Insurance Cost Compared to Midwest Region
Average Car Insurance Cost in Nebraska Compared to Midwest Region
Midwest Region States Average Insurance Cost Annual Difference
Ohio$888-$568
Wisconsin$1,034-$422
Iowa$1,102-$354
Indiana$1,138-$318
Illinois$1,232-$224
North Dakota$1,268-$188
Minnesota$1,338-$118
South Dakota$1,378-$78
Nebraska$1,456--
Kansas$1,534$78
Missouri$1,618$162
Michigan$2,424$968

When compared to some of the higher-prices states, the average cost of car insurance in Nebraska is 10.1% cheaper than New York, 1.9% cheaper than Montana, 34.6% cheaper than Florida, 12.9% cheaper than Nevada, and 16.5% cheaper than California.

When compared to some of the states with cheaper average rates, Nebraska car insurance cost is 38.1% more expensive than Maine, 48.3% more than Virginia, 18.2% more than Illinois, 43.9% more than Vermont, and 50.7% more than North Carolina.

What are the cheapest vehicles to insure in Nebraska?

Topping our list of the 50 cheapest vehicles to insure in Nebraska are the Mazda CX-5 and Nissan Kicks. Those two models cost an average of $1,108 and $1,134 per year to insure, respectively.

Other models that have cheap car insurance quotes in Nebraska are the Chevrolet Trailblazer at $1,142 per year, the Subaru Crosstrek at $1,170 per year, the Chevrolet Colorado at $1,198 per year, the Nissan Rogue Sport at $1,212 per year, the Buick Envision at $1,238 per year, and the Ford Maverick at $1,246 per year.

The table below shows the top 50 cheapest vehicles to insure in Nebraska for the 2022 model year.

Top 50 Cheapest Vehicles to Insure in Nebraska
Rank Make/Model Annual Cost Monthly Cost
1Mazda CX-5$1,108$92
2Nissan Kicks$1,134$95
3Chevrolet Trailblazer$1,142$95
4Honda Passport$1,170$98
5Subaru Crosstrek$1,170$98
6Toyota C-HR$1,196$100
7Chevrolet Colorado$1,198$100
8Buick Encore$1,204$100
9Nissan Rogue Sport$1,212$101
10Hyundai Venue$1,236$103
11Buick Envision$1,238$103
12Kia Seltos$1,238$103
13Ford Maverick$1,246$104
14Toyota Corolla Cross$1,246$104
15Acura RDX$1,248$104
16Subaru Ascent$1,250$104
17Hyundai Kona$1,256$105
18Subaru Forester$1,260$105
19Mazda MX-5 Miata$1,262$105
20Subaru Impreza$1,262$105
21Volkswagen Tiguan$1,262$105
22Chevrolet Spark$1,270$106
23Honda CR-V$1,272$106
24Cadillac XT4$1,280$107
25Mazda CX-30$1,286$107
26Ford Ranger$1,294$108
27Honda HR-V$1,308$109
28Ford Edge$1,312$109
29Ford Ecosport$1,320$110
30Chevrolet Trax$1,334$111
31Subaru Outback$1,336$111
32Acura ILX$1,338$112
33GMC Terrain$1,340$112
34Mitsubishi Eclipse Cross$1,342$112
35Nissan Murano$1,350$113
36Hyundai Tucson$1,352$113
37Toyota Tacoma$1,352$113
38Chevrolet Bolt$1,356$113
39Honda Odyssey$1,356$113
40Chevrolet Equinox$1,360$113
41Toyota Venza$1,360$113
42Volkswagen Taos$1,366$114
43Ford Explorer$1,368$114
44Fiat 500X$1,370$114
45Toyota RAV4$1,372$114
46Kia Sorento$1,376$115
47Kia Soul$1,378$115
48Nissan Frontier$1,388$116
49Hyundai Palisade$1,398$117
50Hyundai Santa Cruz$1,398$117

    Get Rates in Your AreaWhy is this important?

    Table Data Details: Average car insurance rate for each model assumes a 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to premiums. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Nebraska.Data last updated on September 13, 2022
    Top 50 Cheapest Vehicles to Insure in Nebraska

    Nebraska car insurance cost by vehicle segment

    The chart below shows the average cost of car insurance in Nebraska by automotive segment. Small and midsize SUVs like the Subaru Forester, Ford Edge, Honda CR-V, and Mazda CX-5 tend to have cheaper overall rates, while luxury cars and SUVs and high performance sports cars tend to have the most expensive car insurance rates.

    Get Rates in Your AreaWhy is this important?

    Chart Data Details: Average Nebraska car insurance cost by segment is based on 2022 model year vehicles with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged for all Nebraska Zip Codes.Data last updated on September 13, 2022
    Nebraska Car Insurance Rates by Vehicle Segment
    Nebraska Car Insurance Rates by Vehicle Segment
    Vehicle Segment Annual Rate Monthly Rate
    Compact SUV$1,360$113
    Midsize Pickup$1,398$117
    Minivan$1,466$122
    Midsize SUV$1,472$123
    Compact Car$1,498$125
    Midsize Car$1,518$127
    Half-ton Pickup$1,582$132
    Compact Luxury SUV$1,636$136
    Large SUV$1,644$137
    Compact Luxury Car$1,650$138
    Large Car$1,682$140
    Heavy Duty Pickup$1,738$145
    Midsize Luxury SUV$1,758$147
    Midsize Luxury Car$1,928$161
    Sports Car$2,050$171
    Large Luxury SUV$2,200$183
    Large Luxury Car$2,302$192

    The chart above is great for comparing the average car insurance cost between different vehicle segments. But if you want to know which specific model has the cheapest car insurance rates in each segment, the list below provides the answer.

    Average rates allow us to make easy comparisons between different vehicle models, but it’s important that you understand how much variability there is when shopping for car insurance.

    Not only is there variation between models, but different companies will charge substantially different rates based on the same rating criteria. Not to mention all the different factors like driver age, driving record, credit history, and much more.

    The charts below take some popular models from different segments and show rates for different scenarios like different policy deductibles, different driver ages, and even rates for a high-risk driver.

    Putting all these rates into one chart makes it easier to see how much rates can vary for a single vehicle model.

    Chevrolet Silverado insurance rates

    Chevrolet Silverado insurance in Nebraska costs an average of $1,564 per year and ranges from $1,298 to $3,582 per year for the sample driver risk profiles shown in the chart below.

    The Chevrolet Silverado is considered a full-size truck, and other popular models include the Nissan Titan, Toyota Tundra, GMC Sierra, Ford F150, and Ram Truck.

    Get Rates in Your AreaWhy is this important?

    Chart Data Details: Average rates are for a 2022 model year Chevrolet Silverado with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Chevrolet Silverado car insurance cost in Nebraska includes all Zip Codes and vehicle trim levels.Data last updated on September 13, 2022
    Chevrolet Silverado Insurance Cost in Nebraska
    Chevrolet Silverado Insurance Cost in Nebraska
    Driver Risk Profile Annual Rate Monthly Rate
    High Risk Driver Age 30$3,582$299
    Safe Driver Age 20$3,136$261
    At-fault Accidents Age 40$2,224$185
    Low Deductibles Age 40$2,022$169
    Safe Driver Age 30$1,642$137
    Safe Driver Age 40$1,564$130
    Safe Driver Age 50$1,428$119
    Safe Driver Age 60$1,400$117
    High Deductibles Age 40$1,330$111
    Discount Rate Age 40$1,298$108

    Toyota Corolla insurance rates

    Toyota Corolla car insurance rates in Nebraska range from $1,188 to $3,204 per year for the driver profiles in the chart below. Toyota Corolla insurance costs an average of $1,430 per year or $119 per month in Nebraska.

    The Toyota Corolla belongs to the compact car segment, and other popular models include the Hyundai Elantra, Honda Civic, Volkswagen Jetta, Chevrolet Cruze, and Nissan Sentra.

    Get Rates in Your AreaWhy is this important?

    Chart Data Details: Average rates are for a 2022 model year Toyota Corolla with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Toyota Corolla car insurance cost in Nebraska includes all Zip Codes and vehicle trim levels.Data last updated on September 13, 2022
    Toyota Corolla Insurance Cost in Nebraska
    Toyota Corolla Insurance Cost in Nebraska
    Driver Risk Profile Annual Rate Monthly Rate
    High Risk Driver Age 30$3,204$267
    Safe Driver Age 20$2,810$234
    At-fault Accidents Age 40$2,026$169
    Low Deductibles Age 40$1,776$148
    Safe Driver Age 30$1,486$124
    Safe Driver Age 40$1,430$119
    Safe Driver Age 50$1,306$109
    Safe Driver Age 60$1,278$107
    High Deductibles Age 40$1,248$104
    Discount Rate Age 40$1,188$99

    Honda Pilot insurance rates

    The chart below shows average Honda Pilot insurance rates in Nebraska for different driver ages and risk profiles. Annual cost ranges from $1,224 to $3,374 per year for the example driver risk profiles, with average cost being $1,474 per year.

    The Honda Pilot is a midsize SUV and other similar models include the Ford Edge, Toyota Highlander, Jeep Grand Cherokee, Kia Telluride, and Ford Explorer.

    Get Rates in Your AreaWhy is this important?

    Chart Data Details: Average rates are for a 2022 model year Honda Pilot with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Honda Pilot car insurance cost in Nebraska includes all Zip Codes and vehicle trim levels.Data last updated on September 13, 2022
    Honda Pilot Insurance Cost in Nebraska
    Honda Pilot Insurance Cost in Nebraska
    Driver Risk Profile Annual Rate Monthly Rate
    High Risk Driver Age 30$3,374$281
    Safe Driver Age 20$2,954$246
    At-fault Accidents Age 40$2,084$174
    Low Deductibles Age 40$1,946$162
    Safe Driver Age 30$1,560$130
    Safe Driver Age 40$1,474$123
    Safe Driver Age 50$1,344$112
    Safe Driver Age 60$1,322$110
    High Deductibles Age 40$1,234$103
    Discount Rate Age 40$1,224$102

    Toyota Camry insurance rates

    Average Toyota Camry insurance rates in Nebraska as shown in the chart below range from $1,188 to $3,244 per year, with the average cost being $1,428.

    The Toyota Camry is considered a midsize car, and other models in this segment include the Nissan Altima, Hyundai Sonata, Kia K5, Honda Accord, and Chevrolet Malibu.

    Get Rates in Your AreaWhy is this important?

    Chart Data Details: Average rates are for a 2022 model year Toyota Camry with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Toyota Camry car insurance cost in Nebraska includes all Zip Codes and vehicle trim levels.Data last updated on September 13, 2022
    Toyota Camry Insurance Cost in Nebraska
    Toyota Camry Insurance Cost in Nebraska
    Driver Risk Profile Annual Rate Monthly Rate
    High Risk Driver Age 30$3,244$270
    Safe Driver Age 20$2,840$237
    At-fault Accidents Age 40$2,014$168
    Low Deductibles Age 40$1,870$156
    Safe Driver Age 30$1,510$126
    Safe Driver Age 40$1,428$119
    Safe Driver Age 50$1,304$109
    Safe Driver Age 60$1,280$107
    High Deductibles Age 40$1,202$100
    Discount Rate Age 40$1,188$99

    Chevrolet Camaro insurance rates

    The average cost for Chevrolet Camaro insurance in Nebraska is $2,018 per year. The chart below shows rates for additional driver profiles with prices ranging from $1,672 to $4,566 per year.

    The Chevrolet Camaro is a sports car and other vehicles in this segment include the Chevrolet Corvette, Nissan 370Z, Ford Mustang, Toyota Supra, and Subaru BRZ.

    Get Rates in Your AreaWhy is this important?

    Chart Data Details: Average rates are for a 2022 model year Chevrolet Camaro with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Chevrolet Camaro car insurance cost in Nebraska includes all Zip Codes and vehicle trim levels.Data last updated on September 13, 2022
    Chevrolet Camaro Insurance Cost in Nebraska
    Chevrolet Camaro Insurance Cost in Nebraska
    Driver Risk Profile Annual Rate Monthly Rate
    High Risk Driver Age 30$4,566$381
    Safe Driver Age 20$4,000$333
    At-fault Accidents Age 40$2,850$238
    Low Deductibles Age 40$2,590$216
    Safe Driver Age 30$2,116$176
    Safe Driver Age 40$2,018$168
    Safe Driver Age 50$1,840$153
    Safe Driver Age 60$1,802$150
    High Deductibles Age 40$1,720$143
    Discount Rate Age 40$1,672$139

    Nebraska car insurance rates by city

    Listed below are some of the larger cities in Nebraska and the average annual and monthly car insurance costs for each. Visit any page to view additional rate information, including average costs by automotive segment and the vehicles with the cheapest car insurance quotes in each city.