Delaware Car Insurance Cost for 2021

How much does auto insurance cost in Delaware? We break down average insurance rates and reveal the vehicles with the cheapest car insurance quotes in Delaware.

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How much does car insurance cost in Delaware?

The average cost of car insurance in Delaware is $1,644 per year, which is 7.9% more than the U.S. average rate of $1,523. Car insurance cost per month in Delaware averages $137 for full coverage.

The chart below shows average Delaware car insurance rates for the 2021 model year. Rates are averaged for all Delaware Zip Codes and shown for different driver ages and policy deductible amounts.

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Chart Data Details: Chart shows average Delaware car insurance rates for 2021 model year vehicles with safe driver and claim-free discounts applied. Full-coverage rates are averaged for all Delaware zip codes.
Average Car Insurance Cost in Delaware
Average Car Insurance Cost in Delaware
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$2,772$231
$500$3,268$272
$250$3,792$316
30$1,000$1,454$121
$500$1,732$144
$250$2,020$168
40$1,000$1,388$116
$500$1,644$137
$250$1,908$159
50$1,000$1,268$106
$500$1,496$125
$250$1,734$145
60$1,000$1,244$104
$500$1,468$122
$250$1,702$142

As shown in the chart, the average auto insurance cost for 2021 models ranges from $1,244 per year for a 60-year-old driver with a high-deductible policy to $3,792 per year for a 20-year-old driver with low physical damage deductibles.

On a monthly basis, the average cost of car insurance per month in Delaware ranges from $104 to $316 for the same drivers and policy deductibles shown in the chart.

For drivers younger than age 20, average car insurance rates for teenagers in Delaware range from $4,140 per year for a 19-year-old female driver up to $5,896 per year for a 16-year-old male driver. Teen drivers, especially newly licensed ones, are the most expensive age group to insure.

The chart below shows average car insurance rates in Delaware for ten of the more popular vehicles sold in the state. With the average cost in Delware being $1,644 per year, the Honda CR-V, Nissan Rogue, Ford F-150, Toyota RAV4, Honda Accord, and Kia Forte have cheaper than average rates. The Toyota Camry, Chevy Traverse, Chevy Silverado, and Ram 1500 pickup have rates that are higher than the average rate.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average Delaware car insurance cost is based on 2021 model year vehicles with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged for all Delaware Zip Codes.
Delaware Car Insurance Rates for Popular Vehicles
Delaware Car Insurance Rates for Popular Vehicles
Make/Model Annual Rate Monthly Rate
Honda CR-V$1,238$103
Nissan Rogue$1,478$123
Ford F150$1,568$131
Toyota RAV4$1,582$132
Honda Accord$1,586$132
Kia Forte$1,608$134
Toyota Camry$1,646$137
Chevrolet Traverse$1,686$141
Chevrolet Silverado$1,712$143
Ram Truck$1,788$149

In the next sections, we’ll see how average Delaware rates compare to nearby states, cover the average cost of car insurance by vehicle segment and also show the top 75 cheapest vehicles to insure in the state of Delaware.

Is car insurance in Delaware expensive?

When compared to surrounding states, the average annual car insurance cost in Delaware of $1,644 is 11.7% more expensive than New Jersey, 22.9% more expensive than Pennsylvania, and 17.4% more expensive than Maryland.

When compared to other Northeastern states that do not share a border, Delaware car insurance is 2.3% cheaper than New York, 8.9% cheaper than Rhode Island, 29.2% more expensive than Massachusetts, and 56.3% more expensive than Vermont.

The chart below shows how average auto insurance cost in Delaware compares to all Northeast U.S. states. Delaware ranks eighth out of 11 states in the Northeast, and ranks 41st out of all 50 states for cheapest overall car insurance cost.

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Delaware Car Insurance Cost Compared to Northeast Region
Average Car Insurance Cost in Delaware Compared to Northeast Region
Northeast Region States Average Insurance Cost Annual Difference
Maine$960-$684
Vermont$1,052-$592
New Hampshire$1,100-$544
Massachusetts$1,272-$372
Pennsylvania$1,338-$306
Maryland$1,400-$244
New Jersey$1,472-$172
Delaware$1,644--
Connecticut$1,658$14
New York$1,682$38
Rhode Island$1,804$160

Northeastern states tend to have both some of the cheapest car insurance rates, and also the most expensive. Maine and Vermont rank 1st and 7th in the U.S. for cheapest rates, while New York and Rhode Island rank 44th and 47th.

When compared to states in other parts of the country, the average cost of car insurance in Delaware is 1.9% cheaper than California, 3.2% cheaper than Nevada, 19.6% cheaper than Florida, 11.7% more expensive than Texas, and 52.5% more expensive than Illinois.

Cheapest car insurance rates by automotive segment

The next chart ranks the average cost of car insurance in Delaware for each automotive segment. This information is useful when shopping for a new or used vehicle, and you want a model that will have more affordable car insurance quotes.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average Delaware car insurance cost by segment is based on 2021 model year vehicles with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged for all Delaware Zip Codes.
Delaware Car Insurance Rates by Vehicle Segment
Delaware Car Insurance Rates by Vehicle Segment
Vehicle Segment Annual Rate Monthly Rate
Small SUV$1,480$123
Midsize Truck$1,492$124
Large Van$1,498$125
Midsize Minivan$1,528$127
Midsize SUV$1,600$133
Midsize Van$1,616$135
Small Car$1,652$138
Large Truck$1,664$139
Midsize Car$1,686$141
Large SUV$1,704$142
Small Luxury SUV$1,726$144
Large Car$1,786$149
Heavy Duty Truck$1,850$154
Midsize Luxury SUV$1,852$154
Small Luxury Car$1,912$159
Midsize Luxury Car$2,176$181
Large Luxury SUV$2,218$185
Sports Car$2,402$200
Large Luxury Car$2,538$212
Exotic Car$3,376$281

Within each of the segments in the chart above, there is one model that has the cheapest overall insurance rates. The list below breaks out the cheapest model, along with the average annual and monthly car insurance cost in Delaware.

  • Cheapest compact car insuranceVolkswagen Golf at $1,312 per year or $109 per month
  • Cheapest compact SUV insuranceSubaru Forester at $1,222 per year or $102 per month
  • Cheapest midsize car insuranceMazda 6 at $1,524 per year or $127 per month
  • Cheapest midsize SUV insuranceFord Edge at $1,308 per year or $109 per month
  • Cheapest full-size car insuranceKia Cadenza at $1,666 per year or $139 per month
  • Cheapest full-size SUV insuranceToyota Sequoia at $1,622 per year or $135 per month
  • Cheapest midsize pickup insuranceToyota Tacoma at $1,386 per year or $116 per month
  • Cheapest full-size pickup insuranceFord F150 at $1,568 per year or $131 per month
  • Cheapest heavy duty pickup insuranceFord F350 Super Duty at $1,772 per year or $148 per month
  • Cheapest minivan insuranceKia Sedona at $1,394 per year or $116 per month
  • Cheapest sports car insuranceMazda Miata at $1,506 per year or $126 per month
  • Cheapest compact luxury car insuranceMercedes-Benz A220 at $1,608 per year or $134 per month
  • Cheapest compact luxury SUV insuranceVolvo XC40 at $1,356 per year or $113 per month
  • Cheapest midsize luxury car insuranceAcura ILX at $1,534 per year or $128 per month
  • Cheapest midsize luxury SUV insuranceVolvo V60 at $1,550 per year or $129 per month
  • Cheapest full-size luxury car insuranceVolvo S90 at $1,792 per year or $149 per month
  • Cheapest full-size luxury SUV insuranceVolvo XC90 at $1,580 per year or $132 per month

Knowing the vehicle segment with the cheapest insurance or even the model with the cheapest insurance goes a long ways in helping keep car insurance cost within your budget. It’s important to note that even within individual models, the cost of insurance for each trim level can vary considerably. We recommend comparing car insurance quotes from multiple companies in order to find the best rates possible.

What cars have cheap insurance in Delaware?

If the cheapest insurance is your goal, you’ll want to look at compact SUVs instead of cars. In Delaware, the cheapest insurance rates are found on small SUVs like the Mazda CX-3, Honda CR-V, and Subaru Forester.

Car insurance for those models costs $1,292 per year for the Mazda CX-3, $1,238 per year for the Honda CR-V, and $1,222 for the Subaru Forester.

Other models that rank very well for auto insurance cost in Delaware include the Kia Sportage, Ford Edge, and Volkswagen Golf. For midsize and full-size pickups, the Toyota Tacoma and Ford F-150 are tops.

For luxury models, the Mercedes A220, Acura ILX, and Volvo S90 are the cheapest compact, midsize, and full-size cars. For luxury SUVs, check out the Volvo XC40, V60, and XC90 for the cheapest rates for compact, midsize, and full-size models.

The table below ranks the 75 cheapest cars, trucks, and SUVs to insure in the state of Delaware for the 2021 model year.

Top 75 Cheapest Vehicles to Insure in Delaware
Rank Make/Model Annual Cost Monthly Cost
1Subaru Forester$1,222$102
2Honda CR-V$1,238$103
3Ram Promaster City$1,282$107
4Mazda CX-3$1,292$108
5Toyota C-HR$1,300$108
6Kia Sportage$1,302$109
7Ford Edge$1,308$109
8Volkswagen Golf$1,312$109
9Mazda CX-5$1,326$111
10Subaru Crosstrek$1,338$112
11Chevrolet Spark$1,354$113
12Volvo XC40$1,356$113
13Hyundai Venue$1,366$114
14Volkswagen Atlas$1,376$115
15Hyundai Kona$1,380$115
16Subaru Impreza$1,380$115
17Kia Soul$1,384$115
18Toyota Tacoma$1,386$116
19Kia Telluride$1,388$116
20Chevrolet Blazer$1,392$116
21Subaru Outback$1,392$116
22Kia Sedona$1,394$116
23Chevrolet Colorado$1,396$116
24Jeep Compass$1,396$116
25Mazda CX-30$1,396$116
26Ford Escape$1,400$117
27Honda Passport$1,400$117
28Kia Rio5$1,400$117
29Nissan Kicks$1,400$117
30Mitsubishi Eclipse Cross$1,402$117
31Subaru Ascent$1,402$117
32Hyundai Tucson$1,404$117
33Volkswagen Tiguan$1,416$118
34Nissan Frontier$1,418$118
35Acura RDX$1,420$118
36Honda Pilot$1,422$119
37Ford Ecosport$1,426$119
38Toyota Corolla$1,426$119
39Buick Envision$1,436$120
40Kia Seltos$1,442$120
41Nissan Rogue Sport$1,450$121
42Chevrolet Trax$1,458$122
43Chevrolet Trailblazer$1,462$122
44Cadillac XT4$1,466$122
45Buick Encore$1,474$123
46Chevrolet Express$1,476$123
47Nissan Rogue$1,478$123
48Jeep Renegade$1,482$124
49Chevrolet Equinox$1,484$124
50Nissan Murano$1,484$124
51Nissan NV$1,484$124
52Ford Transit Connect$1,498$125
53Chrysler Pacifica$1,500$125
54Fiat 500X$1,504$125
55Mazda MX-5 Miata$1,506$126
56GMC Savana$1,512$126
57Hyundai Palisade$1,518$127
58Ford Ranger$1,524$127
59Mazda 6$1,524$127
60GMC Terrain$1,528$127
61Acura ILX$1,534$128
62Honda Insight$1,534$128
63Jeep Gladiator$1,534$128
64Honda Civic$1,542$129
65Subaru Legacy$1,542$129
66Honda HR-V$1,550$129
67Volvo V60$1,550$129
68Acura MDX$1,554$130
69Cadillac XT5$1,554$130
70Kia Rio$1,564$130
71Ford F150$1,568$131
72Toyota 4Runner$1,568$131
73Lexus NX 300$1,570$131
74Volvo XC60$1,570$131
75Mazda 3$1,572$131

    Get Rates in Your AreaWhy is this important?

    Table Data Details: Average car insurance rate for each model assumes a 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to premiums. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Delaware.
    Top 75 Cheapest Vehicles to Insure in Delaware

    Car insurance rates can vary considerably in Delaware based on factors like driver age, policy deductibles, the vehicle being insured, and many other details.

    The five sections below explore car insurance rates in more detail than the averages used in the prior sections. We take one model from five different vehicle segments and break out rates for different driver risk profiles and policy limits. We also provide links to other similar vehicles that you can explore not only similar data, but even more detailed rates by trim level.

    The purpose of these detailed charts is to help our readers understand how much car insurance can vary with small changes like the age of the driver or the rate change after an accident.

    Chevrolet Silverado insurance rates

    Chevrolet Silverado insurance in Delaware costs an average of $1,712 per year and ranges from $1,420 to $3,898 per year for the sample driver risk profiles shown in the chart below.

    The Chevrolet Silverado is considered a full-size truck, and other popular models include the Ram Truck, Toyota Tundra, Ford F150, GMC Sierra, and Nissan Titan.

    Get Rates in Your AreaWhy is this important?

    Chart Data Details: Average rates are for a 2021 model year Chevrolet Silverado with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Chevrolet Silverado car insurance cost in Delaware includes all Zip Codes and vehicle trim levels.
    Chevrolet Silverado Insurance Cost in Delaware
    Chevrolet Silverado Insurance Cost in Delaware
    Driver Risk Profile Annual Rate Monthly Rate
    High Risk Driver Age 30$3,898$325
    Safe Driver Age 20$3,412$284
    At-fault Accidents Age 40$2,430$203
    Low Deductibles Age 40$2,198$183
    Safe Driver Age 30$1,796$150
    Safe Driver Age 40$1,712$143
    Safe Driver Age 50$1,562$130
    Safe Driver Age 60$1,532$128
    High Deductibles Age 40$1,462$122
    Discount Rate Age 40$1,420$118

    Nissan Sentra insurance rates

    Nissan Sentra car insurance rates in Delaware range from $1,350 to $3,690 per year for the driver profiles in the chart below. Nissan Sentra insurance costs an average of $1,628 per year or $136 per month in Delaware.

    The Nissan Sentra belongs to the compact car segment, and other popular models include the Hyundai Elantra, Honda Civic, Volkswagen Jetta, Toyota Corolla, and Chevrolet Cruze.

    Get Rates in Your AreaWhy is this important?

    Chart Data Details: Average rates are for a 2021 model year Nissan Sentra with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Nissan Sentra car insurance cost in Delaware includes all Zip Codes and vehicle trim levels.
    Nissan Sentra Insurance Cost in Delaware
    Nissan Sentra Insurance Cost in Delaware
    Driver Risk Profile Annual Rate Monthly Rate
    High Risk Driver Age 30$3,690$308
    Safe Driver Age 20$3,234$270
    At-fault Accidents Age 40$2,298$192
    Low Deductibles Age 40$2,104$175
    Safe Driver Age 30$1,710$143
    Safe Driver Age 40$1,628$136
    Safe Driver Age 50$1,482$124
    Safe Driver Age 60$1,454$121
    High Deductibles Age 40$1,382$115
    Discount Rate Age 40$1,350$113

    Toyota RAV4 insurance rates

    The chart below shows average Toyota RAV4 insurance rates in Delaware for different driver ages and risk profiles. Annual cost ranges from $1,312 to $3,588 per year for the example driver risk profiles, with average cost being $1,582 per year.

    The Toyota RAV4 is a compact SUV and other similar models include the Mazda CX-5, Subaru Forester, Honda CR-V, Nissan Rogue, and Chevrolet Equinox.

    Get Rates in Your AreaWhy is this important?

    Chart Data Details: Average rates are for a 2021 model year Toyota RAV4 with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Toyota RAV4 car insurance cost in Delaware includes all Zip Codes and vehicle trim levels.
    Toyota RAV4 Insurance Cost in Delaware
    Toyota RAV4 Insurance Cost in Delaware
    Driver Risk Profile Annual Rate Monthly Rate
    High Risk Driver Age 30$3,588$299
    Safe Driver Age 20$3,144$262
    At-fault Accidents Age 40$2,236$186
    Low Deductibles Age 40$2,040$170
    Safe Driver Age 30$1,662$139
    Safe Driver Age 40$1,582$132
    Safe Driver Age 50$1,442$120
    Safe Driver Age 60$1,416$118
    High Deductibles Age 40$1,348$112
    Discount Rate Age 40$1,312$109

    Kia Sorento insurance rates

    Average Kia Sorento insurance rates in Delaware as shown in the chart below range from $1,318 to $3,602 per year, with the average cost being $1,588.

    The Kia Sorento is considered a midsize SUV, and other models in this segment include the Ford Edge, Kia Telluride, Jeep Grand Cherokee, Ford Explorer, and Honda Pilot.

    Get Rates in Your AreaWhy is this important?

    Chart Data Details: Average rates are for a 2021 model year Kia Sorento with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Kia Sorento car insurance cost in Delaware includes all Zip Codes and vehicle trim levels.
    Kia Sorento Insurance Cost in Delaware
    Kia Sorento Insurance Cost in Delaware
    Driver Risk Profile Annual Rate Monthly Rate
    High Risk Driver Age 30$3,602$300
    Safe Driver Age 20$3,158$263
    At-fault Accidents Age 40$2,244$187
    Low Deductibles Age 40$2,050$171
    Safe Driver Age 30$1,668$139
    Safe Driver Age 40$1,588$132
    Safe Driver Age 50$1,446$121
    Safe Driver Age 60$1,420$118
    High Deductibles Age 40$1,352$113
    Discount Rate Age 40$1,318$110

    Ford Expedition insurance rates

    The average cost for Ford Expedition insurance in Delaware is $1,706 per year. The chart below shows rates for additional driver profiles with prices ranging from $1,414 to $3,872 per year.

    The Ford Expedition is a large SUV and other vehicles in this segment include the Chevrolet Suburban, GMC Yukon, Toyota Sequoia, Chevrolet Tahoe, and .

    Get Rates in Your AreaWhy is this important?

    Chart Data Details: Average rates are for a 2021 model year Ford Expedition with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Ford Expedition car insurance cost in Delaware includes all Zip Codes and vehicle trim levels.
    Ford Expedition Insurance Cost in Delaware
    Ford Expedition Insurance Cost in Delaware
    Driver Risk Profile Annual Rate Monthly Rate
    High Risk Driver Age 30$3,872$323
    Safe Driver Age 20$3,390$283
    At-fault Accidents Age 40$2,406$201
    Low Deductibles Age 40$2,222$185
    Safe Driver Age 30$1,798$150
    Safe Driver Age 40$1,706$142
    Safe Driver Age 50$1,554$130
    Safe Driver Age 60$1,524$127
    High Deductibles Age 40$1,438$120
    Discount Rate Age 40$1,414$118

    Delaware car insurance rates by city

    Listed below are some of the larger cities in Delaware and the average insurance costs for each one. Visit any page for additional detailed rate information, including average cost by automotive segment and the vehicles with cheap car insurance quotes in each city.