- Delaware car insurance cost averages $2,008 per year for a full coverage insurance policy.
- In the U.S. Northeast region, Delaware ranks eighth out of 11 states for cheapest overall car insurance rates.
- Cheap car insurance in Delaware is most likely to be found on compact SUV models like the Honda HR-V, Mazda CX-5, and Nissan Kicks.
How much does car insurance cost in Delaware?
The average cost of car insurance in Delaware is $2,008 per year, which is 17.5% more than the U.S. average rate of $1,685. Car insurance cost per month in Delaware averages $167 for full coverage.
The chart below shows average Delaware car insurance rates for the 2023 model year. Rates are averaged for all Delaware Zip Codes and shown for different driver ages and policy deductible amounts.
As shown in the chart, the average auto insurance cost for 2023 models ranges from $1,518 per year for a 60-year-old driver with a high-deductible policy to $4,640 per year for a 20-year-old driver with low physical damage deductibles.
On a monthly basis, the average cost of car insurance per month in Delaware ranges from $127 to $387 for the same drivers and policy deductibles shown in the chart.
For drivers younger than age 20, average car insurance rates for teenagers in Delaware range from $5,056 per year for a 19-year-old female driver up to $7,190 per year for a 16-year-old male driver. Teen drivers, especially newly licensed ones, are the most expensive age group to insure.
The chart below shows average car insurance rates in Delaware for ten of the more popular vehicles sold in the state.
In the next sections, we’ll see how average Delaware rates compare to nearby states, cover the average cost of car insurance by vehicle segment and also show the top 75 cheapest vehicles to insure in the state of Delaware.
Is car insurance in Delaware expensive?
When compared to surrounding states, the average annual car insurance cost in Delaware of $2,008 is 6.2% cheaper than New Jersey, 17% more expensive than Pennsylvania, and 20.3% more expensive than Maryland.
When compared to other Northeastern states that do not share a border, Delaware car insurance is 1.7% cheaper than New York, 8.5% cheaper than Rhode Island, 4.4% more expensive than Massachusetts, and 44.3% more expensive than Vermont.
The chart below shows how average auto insurance cost in Delaware compares to all Northeast U.S. states. Delaware ranks eighth out of 11 states in the Northeast, and ranks 42nd out of all 50 states for cheapest overall car insurance cost.
Northeastern states tend to have both some of the cheapest car insurance rates, and also the most expensive. Maine and Vermont rank first and 10th in the U.S. for cheapest rates, while New York and Rhode Island rank 43rd and 47th.
When compared to states in other parts of the country, the average cost of car insurance in Delaware is 6.1% cheaper than California, 5% cheaper than Nevada, 8.9% cheaper than Florida, 20.3% more expensive than Texas, and 26% more expensive than Illinois.
Cheapest car insurance rates by automotive segment
The next chart ranks the average cost of car insurance in Delaware for each automotive segment. This information is useful when shopping for a new or used vehicle, and you want a model that will have more affordable car insurance quotes.
Within each of the segments in the chart above, there is one model that has the cheapest overall insurance rates. The list below breaks out the cheapest model, along with the average annual and monthly car insurance cost in Delaware.
- Compact car – Subaru Impreza insurance at $1,662 per year or $139 per month
- Compact SUV – Chevrolet Trailblazer insurance at $1,518 per year or $127 per month
- Midsize car – Subaru Legacy insurance at $1,848 per year or $154 per month
- Midsize SUV – Honda Passport insurance at $1,562 per year or $130 per month
- Full-size car – Chrysler 300 insurance at $1,958 per year or $163 per month
- Full-size SUV – Chevrolet Tahoe insurance at $1,880 per year or $157 per month
- Midsize pickup – Ford Maverick insurance at $1,664 per year or $139 per month
- Full-size pickup – Nissan Titan insurance at $1,986 per year or $166 per month
- Heavy duty pickup – GMC Sierra 2500 HD insurance at $2,058 per year or $172 per month
- Minivan – Honda Odyssey insurance at $1,832 per year or $153 per month
- Sports car insurance – Mazda MX-5 Miata insurance at $1,854 per year or $155 per month
- Compact luxury car insurance – Acura Integra insurance at $1,802 per year or $150 per month
- Compact luxury SUV – Acura RDX insurance at $1,674 per year or $140 per month
- Midsize luxury car – Cadillac CT5 insurance at $2,158 per year or $180 per month
- Midsize luxury SUV – Lexus RX 350 insurance at $1,798 per year or $150 per month
- Full-size luxury car – Audi A5 insurance at $2,252 per year or $188 per month
- Full-size luxury SUV – Volvo XC90 insurance at $2,070 per year or $173 per month
Knowing the vehicle segment with the cheapest insurance or even the model with the cheapest insurance goes a long ways in helping keep car insurance cost within your budget. It’s important to note that even within individual models, the cost of insurance for each trim level can vary considerably. We recommend comparing car insurance quotes from multiple companies in order to find the best rates possible.
What cars have cheap insurance in Delaware?
If the cheapest insurance is your goal, you’ll want to look at compact SUVs instead of cars. In Delaware, the cheapest insurance rates are found on small SUVs like the Chevrolet Trailblazer, Nissan Rogue Sport, and Mazda CX-5.
Car insurance for those models costs $1,518 per year for the Chevrolet Trailblazer, $1,566 per year for the Nissan Rogue Sport, and $1,578 for the Mazda CX-5.
Additional vehicles that are in the top 20 in our car insurance price comparison are the Ford Edge, Subaru Forester, Ford Maverick, and Hyundai Venue. Rates are a few dollars per month higher for those models than the small SUVs at the top of the list, but they still have an average cost of $142 or less per month in Delaware.
For luxury cars and SUVs, the cheapest insurance rates in Delaware can be found on the Acura Integra at $1,802 per year, the Acura RDX at $1,674 per year, the Cadillac CT5 at $2,158 per year, the Lexus RX 350 at $1,798 per year, the Audi A5 at $2,252 per year, and the Volvo XC90 at $2,070 per year.
The table below ranks the 75 cheapest cars, trucks, and SUVs to insure in the state of Delaware for the 2023 model year.
In-depth car insurance rates for popular vehicles
Car insurance rates can vary considerably in Delaware based on factors like driver age, policy deductibles, the vehicle being insured, and many other details.
The five sections below explore car insurance rates in more detail than the averages used in the prior sections. We take one model from five different vehicle segments and break out rates for different driver risk profiles and policy limits. We also provide links to other similar vehicles that you can explore not only similar data, but even more detailed rates by trim level.
The purpose of these detailed charts is to help our readers understand how much car insurance can vary with small changes like the age of the driver or the rate change after an accident.
Chevrolet Silverado insurance rates
Chevrolet Silverado insurance in Delaware costs an average of $2,196 per year and ranges from $1,818 to $5,018 per year for the sample driver risk profiles shown in the chart below.
The Chevrolet Silverado is considered a full-size truck, and other popular models include the Ram Truck, Toyota Tundra, Ford F150, GMC Sierra, and Nissan Titan.
Nissan Sentra insurance rates
Nissan Sentra car insurance rates in Delaware range from $1,548 to $4,158 per year for the driver profiles in the chart below. Nissan Sentra insurance costs an average of $1,862 per year or $155 per month in Delaware.
The Nissan Sentra belongs to the compact car segment, and other popular models include the Hyundai Elantra, Honda Civic, Volkswagen Jetta, Toyota Corolla, and Chevrolet Cruze.
Toyota RAV4 insurance rates
The chart below shows average Toyota RAV4 insurance rates in Delaware for different driver ages and risk profiles. Annual cost ranges from $1,544 to $4,220 per year for the example driver risk profiles, with average cost being $1,860 per year.
The Toyota RAV4 is a compact SUV and other similar models include the Mazda CX-5, Subaru Forester, Honda CR-V, Nissan Rogue, and Chevrolet Equinox.
Kia Sorento insurance rates
Average Kia Sorento insurance rates in Delaware as shown in the chart below range from $1,530 to $4,182 per year, with the average cost being $1,840.
The Kia Sorento is considered a midsize SUV, and other models in this segment include the Ford Edge, Kia Telluride, Jeep Grand Cherokee, Ford Explorer, and Honda Pilot.
Ford Expedition insurance rates
The average cost for Ford Expedition insurance in Delaware is $2,066 per year. The chart below shows rates for additional driver profiles with prices ranging from $1,718 to $4,696 per year.
The Ford Expedition is a large SUV and other vehicles in this segment include the Chevrolet Suburban, GMC Yukon, Toyota Sequoia, Chevrolet Tahoe, and .
Delaware car insurance rates by city
Listed below are some of the larger cities in Delaware and the average insurance costs for each one. Visit any page for additional detailed rate information, including average cost by automotive segment and the vehicles with cheap car insurance quotes in each city.
- Wilmington Car Insurance - $2,274 per year or $190 per month
- Dover Car Insurance - $1,804 per year or $150 per month
- Newark Car Insurance - $2,100 per year or $175 per month
- Middletown Car Insurance - $2,034 per year or $170 per month
- Smyrna Car Insurance - $1,918 per year or $160 per month
