Delaware Car Insurance Cost for 2023

How much does auto insurance cost in Delaware? We break down average insurance rates and reveal the vehicles with the cheapest car insurance quotes in Delaware.

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How much does car insurance cost in Delaware?

The average cost of car insurance in Delaware is $2,008 per year, which is 19.2% more than the U.S. average rate of $1,685. Car insurance cost per month in Delaware averages $167 for full coverage.

The chart below shows average Delaware car insurance rates for the 2023 model year. Rates are averaged for all Delaware Zip Codes and shown for different driver ages and policy deductible amounts.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average Delaware car insurance rates for 2023 model year vehicles with safe driver and claim-free discounts applied. Full-coverage rates are averaged for all Delaware zip codes.Data last updated on December 30, 2022
Average Car Insurance Cost in Delaware
Average Car Insurance Cost in Delaware
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$3,382$282
$500$3,994$333
$250$4,640$387
30$1,000$1,774$148
$500$2,116$176
$250$2,472$206
40$1,000$1,694$141
$500$2,008$167
$250$2,334$195
50$1,000$1,546$129
$500$1,828$152
$250$2,122$177
60$1,000$1,518$127
$500$1,794$150
$250$2,084$174

As shown in the chart, the average auto insurance cost for 2023 models ranges from $1,518 per year for a 60-year-old driver with a high-deductible policy to $4,640 per year for a 20-year-old driver with low physical damage deductibles.

On a monthly basis, the average cost of car insurance per month in Delaware ranges from $127 to $387 for the same drivers and policy deductibles shown in the chart.

For drivers younger than age 20, average car insurance rates for teenagers in Delaware range from $5,056 per year for a 19-year-old female driver up to $7,190 per year for a 16-year-old male driver. Teen drivers, especially newly licensed ones, are the most expensive age group to insure.

The chart below shows average car insurance rates in Delaware for ten of the more popular vehicles sold in the state.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average Delaware car insurance cost is based on 2023 model year vehicles with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged for all Delaware Zip Codes.Data last updated on December 30, 2022
Delaware Car Insurance Rates for Popular Vehicles
Delaware Car Insurance Rates for Popular Vehicles
Make/Model Annual Rate Monthly Rate
Honda CR-V$1,700$142
Nissan Rogue$1,846$154
Toyota RAV4$1,860$155
Toyota Camry$1,908$159
Chevrolet Traverse$1,916$160
Kia Forte$1,970$164
Honda Accord$2,028$169
Ford F150$2,042$170
Ram Truck$2,194$183
Chevrolet Silverado$2,196$183

In the next sections, we’ll see how average Delaware rates compare to nearby states, cover the average cost of car insurance by vehicle segment and also show the top 75 cheapest vehicles to insure in the state of Delaware.

Is car insurance in Delaware expensive?

When compared to surrounding states, the average annual car insurance cost in Delaware of $2,008 is 6% cheaper than New Jersey, 18.5% more expensive than Pennsylvania, and 22.6% more expensive than Maryland.

When compared to other Northeastern states that do not share a border, Delaware car insurance is 1.7% cheaper than New York, 8.1% cheaper than Rhode Island, 4.5% more expensive than Massachusetts, and 56.9% more expensive than Vermont.

The chart below shows how average auto insurance cost in Delaware compares to all Northeast U.S. states. Delaware ranks eighth out of 11 states in the Northeast, and ranks 42nd out of all 50 states for cheapest overall car insurance cost.

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Delaware Car Insurance Cost Compared to Northeast Region
Average Car Insurance Cost in Delaware Compared to Northeast Region
Northeast Region States Average Insurance Cost Annual Difference
Maine$1,062-$946
New Hampshire$1,182-$826
Vermont$1,280-$728
Maryland$1,638-$370
Pennsylvania$1,694-$314
Massachusetts$1,922-$86
Connecticut$1,966-$42
Delaware$2,008--
New York$2,042$34
New Jersey$2,136$128
Rhode Island$2,186$178

Northeastern states tend to have both some of the cheapest car insurance rates, and also the most expensive. Maine and Vermont rank first and 10th in the U.S. for cheapest rates, while New York and Rhode Island rank 43rd and 47th.

When compared to states in other parts of the country, the average cost of car insurance in Delaware is 5.9% cheaper than California, 4.8% cheaper than Nevada, 8.6% cheaper than Florida, 22.6% more expensive than Texas, and 29.9% more expensive than Illinois.

Cheapest car insurance rates by automotive segment

The next chart ranks the average cost of car insurance in Delaware for each automotive segment. This information is useful when shopping for a new or used vehicle, and you want a model that will have more affordable car insurance quotes.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average Delaware car insurance cost by segment is based on 2023 model year vehicles with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged for all Delaware Zip Codes.Data last updated on December 30, 2022
Delaware Car Insurance Rates by Vehicle Segment
Delaware Car Insurance Rates by Vehicle Segment
Vehicle Segment Annual Rate Monthly Rate
Compact SUV$1,824$152
Midsize Pickup$1,894$158
Midsize SUV$1,960$163
Minivan$1,966$164
Compact Car$1,996$166
Midsize Car$2,048$171
Compact Luxury SUV$2,174$181
Half-ton Pickup$2,176$181
Large SUV$2,196$183
Compact Luxury Car$2,210$184
Heavy Duty Pickup$2,308$192
Midsize Luxury SUV$2,332$194
Large Car$2,334$195
Midsize Luxury Car$2,550$213
Sports Car$2,742$229
Large Luxury SUV$2,950$246
Large Luxury Car$3,096$258

Within each of the segments in the chart above, there is one model that has the cheapest overall insurance rates. The list below breaks out the cheapest model, along with the average annual and monthly car insurance cost in Delaware.

Knowing the vehicle segment with the cheapest insurance or even the model with the cheapest insurance goes a long ways in helping keep car insurance cost within your budget. It’s important to note that even within individual models, the cost of insurance for each trim level can vary considerably. We recommend comparing car insurance quotes from multiple companies in order to find the best rates possible.

What cars have cheap insurance in Delaware?

If the cheapest insurance is your goal, you’ll want to look at compact SUVs instead of cars. In Delaware, the cheapest insurance rates are found on small SUVs like the Chevrolet Trailblazer, Nissan Rogue Sport, and Mazda CX-5.

Car insurance for those models costs $1,518 per year for the Chevrolet Trailblazer, $1,566 per year for the Nissan Rogue Sport, and $1,578 for the Mazda CX-5.

Additional vehicles that are in the top 20 in our car insurance price comparison are the Ford Edge, Subaru Forester, Ford Maverick, and Hyundai Venue. Rates are a few dollars per month higher for those models than the small SUVs at the top of the list, but they still have an average cost of $142 or less per month in Delaware.

For luxury cars and SUVs, the cheapest insurance rates in Delaware can be found on the Acura Integra at $1,802 per year, the Acura RDX at $1,674 per year, the Cadillac CT5 at $2,158 per year, the Lexus RX 350 at $1,798 per year, the Audi A5 at $2,252 per year, and the Volvo XC90 at $2,070 per year.

The table below ranks the 75 cheapest cars, trucks, and SUVs to insure in the state of Delaware for the 2023 model year.

Top 75 Cheapest Vehicles to Insure in Delaware
Rank Make/Model Annual Cost Monthly Cost
1Chevrolet Trailblazer$1,518$127
2Subaru Crosstrek$1,532$128
3Nissan Kicks$1,538$128
4Honda Passport$1,562$130
5Nissan Rogue Sport$1,566$131
6Mazda CX-5$1,578$132
7Buick Encore$1,598$133
8Buick Envision$1,604$134
9Kia Seltos$1,626$136
10Subaru Ascent$1,632$136
11Hyundai Venue$1,638$137
12Subaru Impreza$1,662$139
13Ford Maverick$1,664$139
14Honda HR-V$1,668$139
15Chevrolet Colorado$1,670$139
16Acura RDX$1,674$140
17Hyundai Kona$1,684$140
18Subaru Forester$1,694$141
19Ford Edge$1,700$142
20Honda CR-V$1,700$142
21Mazda CX-30$1,708$142
22Ford Explorer$1,710$143
23Volkswagen Atlas$1,714$143
24Nissan Murano$1,722$144
25Chevrolet Trax$1,724$144
26Subaru Outback$1,726$144
27Nissan Frontier$1,734$145
28Volkswagen Tiguan$1,742$145
29Ford Bronco Sport$1,748$146
30Fiat 500X$1,778$148
31Ford Ranger$1,780$148
32GMC Terrain$1,784$149
33Kia Soul$1,786$149
34Mitsubishi Eclipse Cross$1,788$149
35Volkswagen Atlas Cross Sport$1,792$149
36Lexus RX 350$1,798$150
37Acura Integra$1,802$150
38Chevrolet Equinox$1,806$151
39Cadillac XT4$1,810$151
40Toyota Corolla Cross$1,812$151
41Volkswagen Taos$1,816$151
42GMC Canyon$1,822$152
43Toyota Venza$1,828$152
44Honda Odyssey$1,832$153
45Mazda CX-50$1,832$153
46Volkswagen Jetta$1,832$153
47Hyundai Tucson$1,836$153
48Toyota Tacoma$1,836$153
49Ford Escape$1,838$153
50Kia Sorento$1,840$153
51Nissan Rogue$1,846$154
52Subaru Legacy$1,848$154
53Volvo XC40$1,848$154
54Mazda MX-5 Miata$1,854$155
55Infiniti QX50$1,858$155
56Mazda MX-30$1,860$155
57Toyota RAV4$1,860$155
58Nissan Sentra$1,862$155
59Hyundai Palisade$1,864$155
60Kia Niro$1,864$155
61Hyundai Santa Cruz$1,866$156
62Mini Cooper$1,874$156
63Lexus UX 250h$1,876$156
64Toyota 4Runner$1,878$157
65Chevrolet Tahoe$1,880$157
66Jeep Compass$1,882$157
67Toyota Corolla$1,882$157
68Volkswagen Golf$1,888$157
69Toyota Prius$1,892$158
70Cadillac XT5$1,906$159
71Mini Cooper Clubman$1,906$159
72Toyota Camry$1,908$159
73GMC Acadia$1,914$160
74Chevrolet Traverse$1,916$160
75Mazda 3$1,924$160

    Get Rates in Your AreaWhy is this important?

    Table Data Details: Average car insurance rate for each model assumes a 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to premiums. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Delaware.Data last updated on December 30, 2022
    Top 75 Cheapest Vehicles to Insure in Delaware

    Car insurance rates can vary considerably in Delaware based on factors like driver age, policy deductibles, the vehicle being insured, and many other details.

    The five sections below explore car insurance rates in more detail than the averages used in the prior sections. We take one model from five different vehicle segments and break out rates for different driver risk profiles and policy limits. We also provide links to other similar vehicles that you can explore not only similar data, but even more detailed rates by trim level.

    The purpose of these detailed charts is to help our readers understand how much car insurance can vary with small changes like the age of the driver or the rate change after an accident.

    Chevrolet Silverado insurance rates

    Chevrolet Silverado insurance in Delaware costs an average of $2,196 per year and ranges from $1,818 to $5,018 per year for the sample driver risk profiles shown in the chart below.

    The Chevrolet Silverado is considered a full-size truck, and other popular models include the Ram Truck, Toyota Tundra, Ford F150, GMC Sierra, and Nissan Titan.

    Get Rates in Your AreaWhy is this important?

    Chart Data Details: Average rates are for a 2023 model year Chevrolet Silverado with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Chevrolet Silverado car insurance cost in Delaware includes all Zip Codes and vehicle trim levels.Data last updated on December 30, 2022
    Chevrolet Silverado Insurance Cost in Delaware
    2023 Chevrolet Silverado Insurance Cost in Delaware
    Driver Risk Profile Annual Rate Monthly Rate
    High Risk Driver Age 30$5,018$418
    Safe Driver Age 20$4,392$366
    At-fault Accidents Age 40$3,126$261
    Low Deductibles Age 40$2,812$234
    Safe Driver Age 30$2,298$192
    Safe Driver Age 40$2,196$183
    Safe Driver Age 50$2,004$167
    Safe Driver Age 60$1,966$164
    High Deductibles Age 40$1,880$157
    Discount Rate Age 40$1,818$152

    Nissan Sentra insurance rates

    Nissan Sentra car insurance rates in Delaware range from $1,548 to $4,158 per year for the driver profiles in the chart below. Nissan Sentra insurance costs an average of $1,862 per year or $155 per month in Delaware.

    The Nissan Sentra belongs to the compact car segment, and other popular models include the Hyundai Elantra, Honda Civic, Volkswagen Jetta, Toyota Corolla, and Chevrolet Cruze.

    Get Rates in Your AreaWhy is this important?

    Chart Data Details: Average rates are for a 2023 model year Nissan Sentra with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Nissan Sentra car insurance cost in Delaware includes all Zip Codes and vehicle trim levels.Data last updated on December 30, 2022
    Nissan Sentra Insurance Cost in Delaware
    2023 Nissan Sentra Insurance Cost in Delaware
    Driver Risk Profile Annual Rate Monthly Rate
    High Risk Driver Age 30$4,158$347
    Safe Driver Age 20$3,646$304
    At-fault Accidents Age 40$2,622$219
    Low Deductibles Age 40$2,348$196
    Safe Driver Age 30$1,944$162
    Safe Driver Age 40$1,862$155
    Safe Driver Age 50$1,694$141
    Safe Driver Age 60$1,662$139
    High Deductibles Age 40$1,606$134
    Discount Rate Age 40$1,548$129

    Toyota RAV4 insurance rates

    The chart below shows average Toyota RAV4 insurance rates in Delaware for different driver ages and risk profiles. Annual cost ranges from $1,544 to $4,220 per year for the example driver risk profiles, with average cost being $1,860 per year.

    The Toyota RAV4 is a compact SUV and other similar models include the Mazda CX-5, Subaru Forester, Honda CR-V, Nissan Rogue, and Chevrolet Equinox.

    Get Rates in Your AreaWhy is this important?

    Chart Data Details: Average rates are for a 2023 model year Toyota RAV4 with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Toyota RAV4 car insurance cost in Delaware includes all Zip Codes and vehicle trim levels.Data last updated on December 30, 2022
    Toyota RAV4 Insurance Cost in Delaware
    2023 Toyota RAV4 Insurance Cost in Delaware
    Driver Risk Profile Annual Rate Monthly Rate
    High Risk Driver Age 30$4,220$352
    Safe Driver Age 20$3,700$308
    At-fault Accidents Age 40$2,618$218
    Low Deductibles Age 40$2,436$203
    Safe Driver Age 30$1,964$164
    Safe Driver Age 40$1,860$155
    Safe Driver Age 50$1,694$141
    Safe Driver Age 60$1,664$139
    High Deductibles Age 40$1,562$130
    Discount Rate Age 40$1,544$129

    Kia Sorento insurance rates

    Average Kia Sorento insurance rates in Delaware as shown in the chart below range from $1,530 to $4,182 per year, with the average cost being $1,840.

    The Kia Sorento is considered a midsize SUV, and other models in this segment include the Ford Edge, Kia Telluride, Jeep Grand Cherokee, Ford Explorer, and Honda Pilot.

    Get Rates in Your AreaWhy is this important?

    Chart Data Details: Average rates are for a 2023 model year Kia Sorento with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Kia Sorento car insurance cost in Delaware includes all Zip Codes and vehicle trim levels.Data last updated on December 29, 2022
    Kia Sorento Insurance Cost in Delaware
    2023 Kia Sorento Insurance Cost in Delaware
    Driver Risk Profile Annual Rate Monthly Rate
    High Risk Driver Age 30$4,182$349
    Safe Driver Age 20$3,664$305
    At-fault Accidents Age 40$2,594$216
    Low Deductibles Age 40$2,410$201
    Safe Driver Age 30$1,944$162
    Safe Driver Age 40$1,840$153
    Safe Driver Age 50$1,678$140
    Safe Driver Age 60$1,648$137
    High Deductibles Age 40$1,546$129
    Discount Rate Age 40$1,530$128

    Ford Expedition insurance rates

    The average cost for Ford Expedition insurance in Delaware is $2,066 per year. The chart below shows rates for additional driver profiles with prices ranging from $1,718 to $4,696 per year.

    The Ford Expedition is a large SUV and other vehicles in this segment include the Chevrolet Suburban, GMC Yukon, Toyota Sequoia, Chevrolet Tahoe, and .

    Get Rates in Your AreaWhy is this important?

    Chart Data Details: Average rates are for a 2023 model year Ford Expedition with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Ford Expedition car insurance cost in Delaware includes all Zip Codes and vehicle trim levels.Data last updated on December 29, 2022
    Ford Expedition Insurance Cost in Delaware
    2023 Ford Expedition Insurance Cost in Delaware
    Driver Risk Profile Annual Rate Monthly Rate
    High Risk Driver Age 30$4,696$391
    Safe Driver Age 20$4,116$343
    At-fault Accidents Age 40$2,904$242
    Low Deductibles Age 40$2,728$227
    Safe Driver Age 30$2,186$182
    Safe Driver Age 40$2,066$172
    Safe Driver Age 50$1,880$157
    Safe Driver Age 60$1,848$154
    High Deductibles Age 40$1,726$144
    Discount Rate Age 40$1,718$143

    Delaware car insurance rates by city

    Listed below are some of the larger cities in Delaware and the average insurance costs for each one. Visit any page for additional detailed rate information, including average cost by automotive segment and the vehicles with cheap car insurance quotes in each city.