Delaware Car Insurance Cost for 2022

How much does auto insurance cost in Delaware? We break down average insurance rates and reveal the vehicles with the cheapest car insurance quotes in Delaware.

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How much does car insurance cost in Delaware?

The average cost of car insurance in Delaware is $1,550 per year, which is 0.1% more than the U.S. average rate of $1,551. Car insurance cost per month in Delaware averages $129 for full coverage.

The chart below shows average Delaware car insurance rates for the 2022 model year. Rates are averaged for all Delaware Zip Codes and shown for different driver ages and policy deductible amounts.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average Delaware car insurance rates for 2022 model year vehicles with safe driver and claim-free discounts applied. Full-coverage rates are averaged for all Delaware zip codes.Data last updated on May 19, 2022
Average Car Insurance Cost in Delaware
Average Car Insurance Cost in Delaware
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$2,610$218
$500$3,074$256
$250$3,560$297
30$1,000$1,366$114
$500$1,628$136
$250$1,898$158
40$1,000$1,310$109
$500$1,550$129
$250$1,796$150
50$1,000$1,192$99
$500$1,406$117
$250$1,630$136
60$1,000$1,172$98
$500$1,382$115
$250$1,602$134

As shown in the chart, the average auto insurance cost for 2022 models ranges from $1,172 per year for a 60-year-old driver with a high-deductible policy to $3,560 per year for a 20-year-old driver with low physical damage deductibles.

On a monthly basis, the average cost of car insurance per month in Delaware ranges from $98 to $297 for the same drivers and policy deductibles shown in the chart.

For drivers younger than age 20, average car insurance rates for teenagers in Delaware range from $3,888 per year for a 19-year-old female driver up to $5,542 per year for a 16-year-old male driver. Teen drivers, especially newly licensed ones, are the most expensive age group to insure.

The chart below shows average car insurance rates in Delaware for ten of the more popular vehicles sold in the state. With the average cost in Delware being $1,550 per year, the Honda CR-V, Nissan Rogue, Ford F-150, Toyota RAV4, Honda Accord, and Kia Forte have cheaper than average rates. The Toyota Camry, Chevy Traverse, Chevy Silverado, and Ram 1500 pickup have rates that are higher than the average rate.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average Delaware car insurance cost is based on 2022 model year vehicles with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged for all Delaware Zip Codes.Data last updated on March 24, 2022
Delaware Car Insurance Rates for Popular Vehicles
Delaware Car Insurance Rates for Popular Vehicles
Make/Model Annual Rate Monthly Rate
Honda CR-V$1,354$113
Toyota RAV4$1,462$122
Ford F150$1,496$125
Nissan Rogue$1,516$126
Toyota Camry$1,524$127
Kia Forte$1,582$132
Chevrolet Traverse$1,592$133
Honda Accord$1,616$135
Chevrolet Silverado$1,664$139
Ram Truck$1,768$147

In the next sections, we’ll see how average Delaware rates compare to nearby states, cover the average cost of car insurance by vehicle segment and also show the top 75 cheapest vehicles to insure in the state of Delaware.

Is car insurance in Delaware expensive?

When compared to surrounding states, the average annual car insurance cost in Delaware of $1,550 is 7.8% more expensive than New Jersey, 20.9% more expensive than Pennsylvania, and 12.8% more expensive than Maryland.

When compared to other Northeastern states that do not share a border, Delaware car insurance is 4.3% cheaper than New York, 13.7% cheaper than Rhode Island, 24.4% more expensive than Massachusetts, and 53.2% more expensive than Vermont.

The chart below shows how average auto insurance cost in Delaware compares to all Northeast U.S. states. Delaware ranks ninth out of 11 states in the Northeast, and ranks 39th out of all 50 states for cheapest overall car insurance cost.

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Delaware Car Insurance Cost Compared to Northeast Region
Average Car Insurance Cost in Delaware Compared to Northeast Region
Northeast Region States Average Insurance Cost Annual Difference
New Hampshire$920-$630
Vermont$1,012-$538
Maine$1,054-$496
Massachusetts$1,246-$304
Pennsylvania$1,282-$268
Maryland$1,374-$176
New Jersey$1,438-$112
Connecticut$1,476-$74
Delaware$1,550--
New York$1,620$70
Rhode Island$1,796$246

Northeastern states tend to have both some of the cheapest car insurance rates, and also the most expensive. Maine and Vermont rank 1st and 7th in the U.S. for cheapest rates, while New York and Rhode Island rank 44th and 47th.

When compared to states in other parts of the country, the average cost of car insurance in Delaware is 11.2% cheaper than California, 7.3% cheaper than Nevada, 30.4% cheaper than Florida, 7.9% more expensive than Texas, and 25.8% more expensive than Illinois.

Cheapest car insurance rates by automotive segment

The next chart ranks the average cost of car insurance in Delaware for each automotive segment. This information is useful when shopping for a new or used vehicle, and you want a model that will have more affordable car insurance quotes.

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Chart Data Details: Average Delaware car insurance cost by segment is based on 2022 model year vehicles with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged for all Delaware Zip Codes.Data last updated on April 12, 2022
Delaware Car Insurance Rates by Vehicle Segment
Delaware Car Insurance Rates by Vehicle Segment
Vehicle Segment Annual Rate Monthly Rate
Compact SUV$1,446$121
Midsize Pickup$1,484$124
Minivan$1,556$130
Midsize SUV$1,566$131
Compact Car$1,590$133
Midsize Car$1,612$134
Half-ton Pickup$1,682$140
Compact Luxury SUV$1,738$145
Large SUV$1,744$145
Compact Luxury Car$1,756$146
Large Car$1,788$149
Heavy Duty Pickup$1,846$154
Midsize Luxury SUV$1,872$156
Midsize Luxury Car$2,050$171
Sports Car$2,182$182
Large Luxury SUV$2,338$195
Large Luxury Car$2,448$204

Within each of the segments in the chart above, there is one model that has the cheapest overall insurance rates. The list below breaks out the cheapest model, along with the average annual and monthly car insurance cost in Delaware.

Knowing the vehicle segment with the cheapest insurance or even the model with the cheapest insurance goes a long ways in helping keep car insurance cost within your budget. It’s important to note that even within individual models, the cost of insurance for each trim level can vary considerably. We recommend comparing car insurance quotes from multiple companies in order to find the best rates possible.

What cars have cheap insurance in Delaware?

If the cheapest insurance is your goal, you’ll want to look at compact SUVs instead of cars. In Delaware, the cheapest insurance rates are found on small SUVs like the Mazda CX-5, Subaru Crosstrek, and Toyota C-HR.

Car insurance for those models costs $1,178 per year for the Mazda CX-5, $1,242 per year for the Subaru Crosstrek, and $1,278 for the Toyota C-HR.

Additional vehicles that are in the top 20 in our car insurance price comparison are the Subaru Forester, Subaru Impreza, Ford Maverick, and Buick Envision. Rates are a few dollars per month higher for those models than the small SUVs at the top of the list, but they still have an average cost of $112 or less per month in Delaware.

For luxury cars and SUVs, the cheapest insurance rates in Delaware can be found on the Mercedes-Benz A220 at $1,522 per year, the Acura RDX at $1,328 per year, the Acura ILX at $1,424 per year, the Cadillac XT5 at $1,522 per year, the Audi A5 at $1,818 per year, and the Volvo XC90 at $1,676 per year.

The table below ranks the 75 cheapest cars, trucks, and SUVs to insure in the state of Delaware for the 2022 model year.

Top 75 Cheapest Vehicles to Insure in Delaware
Rank Make/Model Annual Cost Monthly Cost
1Mazda CX-5$1,178$98
2Nissan Kicks$1,206$101
3Chevrolet Trailblazer$1,214$101
4Subaru Crosstrek$1,242$104
5Honda Passport$1,246$104
6Chevrolet Colorado$1,274$106
7Buick Encore$1,278$107
8Toyota C-HR$1,278$107
9Nissan Rogue Sport$1,290$108
10Hyundai Venue$1,314$110
11Buick Envision$1,318$110
12Kia Seltos$1,318$110
13Ford Maverick$1,322$110
14Acura RDX$1,328$111
15Toyota Corolla Cross$1,328$111
16Subaru Ascent$1,330$111
17Hyundai Kona$1,340$112
18Mazda MX-5 Miata$1,340$112
19Subaru Forester$1,340$112
20Subaru Impreza$1,344$112
21Volkswagen Tiguan$1,344$112
22Chevrolet Spark$1,350$113
23Honda CR-V$1,354$113
24Cadillac XT4$1,360$113
25Mazda CX-30$1,368$114
26Ford Ranger$1,376$115
27Honda HR-V$1,390$116
28Ford Edge$1,396$116
29Ford Ecosport$1,400$117
30Chevrolet Trax$1,418$118
31Subaru Outback$1,420$118
32Acura ILX$1,424$119
33GMC Terrain$1,424$119
34Mitsubishi Eclipse Cross$1,428$119
35Toyota Tacoma$1,436$120
36Hyundai Tucson$1,438$120
37Nissan Murano$1,438$120
38Honda Odyssey$1,442$120
39Chevrolet Bolt$1,444$120
40Chevrolet Equinox$1,446$121
41Toyota Venza$1,446$121
42Volkswagen Taos$1,450$121
43Ford Explorer$1,454$121
44Fiat 500X$1,456$121
45Kia Soul$1,462$122
46Toyota RAV4$1,462$122
47Kia Sorento$1,466$122
48Nissan Frontier$1,472$123
49GMC Canyon$1,484$124
50Hyundai Palisade$1,486$124
51Volkswagen Golf$1,486$124
52Hyundai Santa Cruz$1,488$124
53Volvo XC40$1,490$124
54Mazda MX-30$1,492$124
55Ford F150$1,496$125
56Volkswagen Atlas$1,496$125
57Jeep Compass$1,498$125
58Subaru Legacy$1,500$125
59Volkswagen Jetta$1,502$125
60Honda Insight$1,504$125
61Kia Niro$1,504$125
62Honda Ridgeline$1,508$126
63Nissan Sentra$1,510$126
64Toyota 4Runner$1,510$126
65Nissan Rogue$1,516$126
66Kia K5$1,518$127
67Jeep Gladiator$1,520$127
68Cadillac XT5$1,522$127
69Ford Escape$1,522$127
70Mercedes-Benz A220$1,522$127
71Toyota Camry$1,524$127
72Toyota Corolla$1,524$127
73Kia Rio$1,528$127
74Honda Civic$1,530$128
75Volkswagen Passat$1,530$128

    Get Rates in Your AreaWhy is this important?

    Table Data Details: Average car insurance rate for each model assumes a 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to premiums. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Delaware.Data last updated on March 24, 2022
    Top 75 Cheapest Vehicles to Insure in Delaware

    Car insurance rates can vary considerably in Delaware based on factors like driver age, policy deductibles, the vehicle being insured, and many other details.

    The five sections below explore car insurance rates in more detail than the averages used in the prior sections. We take one model from five different vehicle segments and break out rates for different driver risk profiles and policy limits. We also provide links to other similar vehicles that you can explore not only similar data, but even more detailed rates by trim level.

    The purpose of these detailed charts is to help our readers understand how much car insurance can vary with small changes like the age of the driver or the rate change after an accident.

    Chevrolet Silverado insurance rates

    Chevrolet Silverado insurance in Delaware costs an average of $1,664 per year and ranges from $1,378 to $3,810 per year for the sample driver risk profiles shown in the chart below.

    The Chevrolet Silverado is considered a full-size truck, and other popular models include the Ram Truck, Toyota Tundra, Ford F150, GMC Sierra, and Nissan Titan.

    Get Rates in Your AreaWhy is this important?

    Chart Data Details: Average rates are for a 2022 model year Chevrolet Silverado with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Chevrolet Silverado car insurance cost in Delaware includes all Zip Codes and vehicle trim levels.Data last updated on May 19, 2022
    Chevrolet Silverado Insurance Cost in Delaware
    Chevrolet Silverado Insurance Cost in Delaware
    Driver Risk Profile Annual Rate Monthly Rate
    High Risk Driver Age 30$3,810$318
    Safe Driver Age 20$3,334$278
    At-fault Accidents Age 40$2,364$197
    Low Deductibles Age 40$2,148$179
    Safe Driver Age 30$1,748$146
    Safe Driver Age 40$1,664$139
    Safe Driver Age 50$1,516$126
    Safe Driver Age 60$1,490$124
    High Deductibles Age 40$1,414$118
    Discount Rate Age 40$1,378$115

    Nissan Sentra insurance rates

    Nissan Sentra car insurance rates in Delaware range from $1,254 to $3,376 per year for the driver profiles in the chart below. Nissan Sentra insurance costs an average of $1,510 per year or $126 per month in Delaware.

    The Nissan Sentra belongs to the compact car segment, and other popular models include the Hyundai Elantra, Honda Civic, Volkswagen Jetta, Toyota Corolla, and Chevrolet Cruze.

    Get Rates in Your AreaWhy is this important?

    Chart Data Details: Average rates are for a 2022 model year Nissan Sentra with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Nissan Sentra car insurance cost in Delaware includes all Zip Codes and vehicle trim levels.Data last updated on May 19, 2022
    Nissan Sentra Insurance Cost in Delaware
    Nissan Sentra Insurance Cost in Delaware
    Driver Risk Profile Annual Rate Monthly Rate
    High Risk Driver Age 30$3,376$281
    Safe Driver Age 20$2,960$247
    At-fault Accidents Age 40$2,126$177
    Low Deductibles Age 40$1,904$159
    Safe Driver Age 30$1,578$132
    Safe Driver Age 40$1,510$126
    Safe Driver Age 50$1,372$114
    Safe Driver Age 60$1,346$112
    High Deductibles Age 40$1,300$108
    Discount Rate Age 40$1,254$105

    Toyota RAV4 insurance rates

    The chart below shows average Toyota RAV4 insurance rates in Delaware for different driver ages and risk profiles. Annual cost ranges from $1,216 to $3,320 per year for the example driver risk profiles, with average cost being $1,462 per year.

    The Toyota RAV4 is a compact SUV and other similar models include the Mazda CX-5, Subaru Forester, Honda CR-V, Nissan Rogue, and Chevrolet Equinox.

    Get Rates in Your AreaWhy is this important?

    Chart Data Details: Average rates are for a 2022 model year Toyota RAV4 with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Toyota RAV4 car insurance cost in Delaware includes all Zip Codes and vehicle trim levels.Data last updated on May 19, 2022
    Toyota RAV4 Insurance Cost in Delaware
    Toyota RAV4 Insurance Cost in Delaware
    Driver Risk Profile Annual Rate Monthly Rate
    High Risk Driver Age 30$3,320$277
    Safe Driver Age 20$2,906$242
    At-fault Accidents Age 40$2,058$172
    Low Deductibles Age 40$1,912$159
    Safe Driver Age 30$1,542$129
    Safe Driver Age 40$1,462$122
    Safe Driver Age 50$1,332$111
    Safe Driver Age 60$1,310$109
    High Deductibles Age 40$1,230$103
    Discount Rate Age 40$1,216$101

    Kia Sorento insurance rates

    Average Kia Sorento insurance rates in Delaware as shown in the chart below range from $1,218 to $3,328 per year, with the average cost being $1,466.

    The Kia Sorento is considered a midsize SUV, and other models in this segment include the Ford Edge, Kia Telluride, Jeep Grand Cherokee, Ford Explorer, and Honda Pilot.

    Get Rates in Your AreaWhy is this important?

    Chart Data Details: Average rates are for a 2022 model year Kia Sorento with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Kia Sorento car insurance cost in Delaware includes all Zip Codes and vehicle trim levels.Data last updated on May 19, 2022
    Kia Sorento Insurance Cost in Delaware
    Kia Sorento Insurance Cost in Delaware
    Driver Risk Profile Annual Rate Monthly Rate
    High Risk Driver Age 30$3,328$277
    Safe Driver Age 20$2,914$243
    At-fault Accidents Age 40$2,064$172
    Low Deductibles Age 40$1,918$160
    Safe Driver Age 30$1,546$129
    Safe Driver Age 40$1,466$122
    Safe Driver Age 50$1,334$111
    Safe Driver Age 60$1,312$109
    High Deductibles Age 40$1,232$103
    Discount Rate Age 40$1,218$102

    Ford Expedition insurance rates

    The average cost for Ford Expedition insurance in Delaware is $1,648 per year. The chart below shows rates for additional driver profiles with prices ranging from $1,368 to $3,756 per year.

    The Ford Expedition is a large SUV and other vehicles in this segment include the Chevrolet Suburban, GMC Yukon, Toyota Sequoia, Chevrolet Tahoe, and .

    Get Rates in Your AreaWhy is this important?

    Chart Data Details: Average rates are for a 2022 model year Ford Expedition with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Ford Expedition car insurance cost in Delaware includes all Zip Codes and vehicle trim levels.Data last updated on May 19, 2022
    Ford Expedition Insurance Cost in Delaware
    Ford Expedition Insurance Cost in Delaware
    Driver Risk Profile Annual Rate Monthly Rate
    High Risk Driver Age 30$3,756$313
    Safe Driver Age 20$3,288$274
    At-fault Accidents Age 40$2,320$193
    Low Deductibles Age 40$2,180$182
    Safe Driver Age 30$1,742$145
    Safe Driver Age 40$1,648$137
    Safe Driver Age 50$1,500$125
    Safe Driver Age 60$1,476$123
    High Deductibles Age 40$1,376$115
    Discount Rate Age 40$1,368$114

    Delaware car insurance rates by city

    Listed below are some of the larger cities in Delaware and the average insurance costs for each one. Visit any page for additional detailed rate information, including average cost by automotive segment and the vehicles with cheap car insurance quotes in each city.