South Carolina Car Insurance Cost for 2021

What does car insurance cost in South Carolina? We find the cheapest car insurance rates by vehicle segment and compare them to neighboring states.

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How much does car insurance cost in South Carolina?

Average car insurance rates in South Carolina cost $1,406 per year, or around $117 per month. That’s 7.7% cheaper than the overall U.S. national average rate of $1,523.

Car insurance rates for some of the most popular vehicles in South Carolina include the Toyota RAV4 at an average of $1,354 per year, the Subaru Forester at $1,044, the Toyota Highlander at $1,406, the Ford F150 at $1,344, and the Honda Accord at $1,358 per year.

Luxury models like the Infiniti Q50, the Lexus RX 350, and the Lexus UX 200 cost an average of $2,008, $1,424, and $1,426 per year, respectively, for full-coverage car insurance.

The chart below shows average car insurance cost in South Carolina for all 2021 model year vehicles. Rates are averaged for all South Carolina Zip Codes.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average South Carolina car insurance rates for 2021 model year vehicles with safe driver and claim-free discounts applied. Full-coverage rates are averaged for all South Carolina zip codes.
Average Car Insurance Cost in South Carolina
Average Car Insurance Cost in South Carolina
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$2,372$198
$500$2,798$233
$250$3,244$270
30$1,000$1,242$104
$500$1,480$123
$250$1,728$144
40$1,000$1,188$99
$500$1,406$117
$250$1,634$136
50$1,000$1,086$91
$500$1,282$107
$250$1,486$124
60$1,000$1,064$89
$500$1,258$105
$250$1,458$122

South Carolina car insurance rates for teenage drivers (ages 16 through 19) are not included in the chart above. Average rates for teen drivers range from $3,542 per year for a 19-year-old female driver to $5,046 per year for a 16-year-old male driver.

South Carolina car insurance vs. other states

When compared to other southeastern states, South Carolina car insurance quotes are 36.2% more expensive than North Carolina, 44.4% more expensive than Virginia, 10.2% cheaper than Georgia, 12.1% more expensive than Tennessee, and 31.3% less than Florida.

The chart below shows how auto insurance cost in South Carolina compares to other Southeast U.S. states. South Carolina ranks #7 out of the 12 Southeast region states for cheapest car insurance rates, and ranks #32 of all 50 states.

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South Carolina Car Insurance Cost Compared to Southeast Region
Average Car Insurance Cost in South Carolina Compared to Southeast Region
Southeast Region States Average Insurance Cost Annual Difference
Virginia$974-$432
North Carolina$1,032-$374
Tennessee$1,254-$152
Alabama$1,272-$134
West Virginia$1,346-$60
Mississippi$1,352-$54
South Carolina$1,406--
Arkansas$1,454$48
Georgia$1,566$160
Kentucky$1,716$310
Florida$2,046$640
Louisiana$2,244$838

Car insurance rates in South Carolina are most similar to those in Arkansas, Maryland, Texas, Montana, and Arizona. States outside the southeastern area that are significantly more expensive include Michigan at 48.3% more per year, Rhode Island at 22.1% more, Nevada at 17.2% more.

States that have much cheaper car insurance rates than South Carolina include Maine at 46.5% less per year, Iowa at 40.3% less, Idaho at 38.4% less, and Ohio at 37.3% less.

South Carolina car insurance rates by vehicle segment

The chart below shows average car insurance rates in South Carolina for different vehicle segments. Rates range from an average of around $1,270 per year for compact SUVs like the Toyota RAV4 and Nissan Rogue up to the most expensive luxury performance segment that averages closer to $2,900 per year.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average South Carolina car insurance cost by segment is based on 2021 model year vehicles with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged for all South Carolina Zip Codes.
South Carolina Car Insurance Rates by Vehicle Segment
South Carolina Car Insurance Rates by Vehicle Segment
Vehicle Segment Annual Rate Monthly Rate
Small SUV$1,268$106
Midsize Truck$1,280$107
Large Van$1,282$107
Midsize Minivan$1,308$109
Midsize SUV$1,366$114
Midsize Van$1,382$115
Small Car$1,414$118
Large Truck$1,422$119
Midsize Car$1,442$120
Large SUV$1,456$121
Small Luxury SUV$1,476$123
Large Car$1,528$127
Heavy Duty Truck$1,582$132
Midsize Luxury SUV$1,586$132
Small Luxury Car$1,636$136
Midsize Luxury Car$1,862$155
Large Luxury SUV$1,896$158
Sports Car$2,056$171
Large Luxury Car$2,170$181
Exotic Car$2,888$241

The list below details the make and model of vehicle that has the most affordable average car insurance rates for each segment.

  • Cheapest compact car insuranceVolkswagen Golf at $1,124 per year or $94 per month
  • Cheapest compact SUV insuranceSubaru Forester at $1,044 per year or $87 per month
  • Cheapest midsize car insuranceMazda 6 at $1,306 per year or $109 per month
  • Cheapest midsize SUV insuranceFord Edge at $1,120 per year or $93 per month
  • Cheapest full-size car insuranceKia Cadenza at $1,428 per year or $119 per month
  • Cheapest full-size SUV insuranceToyota Sequoia at $1,392 per year or $116 per month
  • Cheapest midsize pickup insuranceToyota Tacoma at $1,186 per year or $99 per month
  • Cheapest full-size pickup insuranceFord F150 at $1,344 per year or $112 per month
  • Cheapest heavy duty pickup insuranceFord F350 Super Duty at $1,518 per year or $127 per month
  • Cheapest minivan insuranceKia Sedona at $1,194 per year or $100 per month
  • Cheapest sports car insuranceMazda Miata at $1,288 per year or $107 per month
  • Cheapest compact luxury car insuranceMercedes-Benz A220 at $1,380 per year or $115 per month
  • Cheapest compact luxury SUV insuranceVolvo XC40 at $1,162 per year or $97 per month
  • Cheapest midsize luxury car insuranceAcura ILX at $1,314 per year or $110 per month
  • Cheapest midsize luxury SUV insuranceVolvo V60 at $1,328 per year or $111 per month
  • Cheapest full-size luxury car insuranceVolvo S90 at $1,536 per year or $128 per month
  • Cheapest full-size luxury SUV insuranceVolvo XC90 at $1,352 per year or $113 per month

Which cars, trucks, and SUVs are cheapest to insure?

In South Carolina, the cheapest car to insure is the Volkswagen Golf at $1,124 per year. The cheapest SUV insurance is found on the Subaru Forester at $1,044 per year, and the cheapest pickup truck to insure is the Toyota Tacoma at $1,186 per year.

The table below ranks the 50 cheapest vehicles to insure in South Carolina. All vehicle segments are included in the rankings, and both annual and monthly cost is shown.

Top 50 Cheapest Car Insurance Rates in South Carolina
Rank Make/Model Annual Cost Monthly Cost
1Subaru Forester$1,044$87
2Honda CR-V$1,058$88
3Ram Promaster City$1,100$92
4Mazda CX-3$1,106$92
5Toyota C-HR$1,114$93
6Kia Sportage$1,118$93
7Ford Edge$1,120$93
8Volkswagen Golf$1,124$94
9Mazda CX-5$1,134$95
10Subaru Crosstrek$1,148$96
11Chevrolet Spark$1,160$97
12Volvo XC40$1,162$97
13Hyundai Venue$1,170$98
14Volkswagen Atlas$1,180$98
15Subaru Impreza$1,182$99
16Hyundai Kona$1,184$99
17Kia Soul$1,184$99
18Toyota Tacoma$1,186$99
19Kia Telluride$1,188$99
20Chevrolet Blazer$1,190$99
21Jeep Compass$1,194$100
22Kia Sedona$1,194$100
23Subaru Outback$1,194$100
24Chevrolet Colorado$1,196$100
25Honda Passport$1,196$100
26Mazda CX-30$1,196$100
27Kia Rio5$1,198$100
28Mitsubishi Eclipse Cross$1,200$100
29Nissan Kicks$1,200$100
30Subaru Ascent$1,200$100
31Ford Escape$1,202$100
32Hyundai Tucson$1,204$100
33Nissan Frontier$1,210$101
34Acura RDX$1,214$101
35Volkswagen Tiguan$1,214$101
36Honda Pilot$1,216$101
37Toyota Corolla$1,220$102
38Ford Ecosport$1,224$102
39Buick Envision$1,228$102
40Kia Seltos$1,234$103
41Nissan Rogue Sport$1,242$104
42Chevrolet Trax$1,248$104
43Chevrolet Trailblazer$1,252$104
44Cadillac XT4$1,254$105
45Buick Encore$1,260$105
46Chevrolet Express$1,264$105
47Jeep Renegade$1,268$106
48Nissan Rogue$1,268$106
49Chevrolet Equinox$1,272$106
50Nissan Murano$1,272$106

    Get Rates in Your AreaWhy is this important?

    Table Data Details: Average car insurance rate for each model assumes a 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to premiums. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in South Carolina.
    Top 50 Cheapest Car Insurance Rates in South Carolina

    The next five charts show average auto insurance quotes for some of the more popular vehicles in South Carolina. Detailed average rates are included for the Chevy Silverado pickup, Nissan Rogue, Honda CR-V, Honda Accord, and Ford Mustang.

    Chevrolet Silverado insurance rates

    Chevrolet Silverado insurance in South Carolina costs an average of $1,466 per year and ranges from $1,216 to $3,332 per year for the sample driver risk profiles shown in the chart below.

    The Chevrolet Silverado is considered a full-size truck, and other popular models include the Ford F150, Ram Truck, Nissan Titan, Toyota Tundra, and GMC Sierra.

    Get Rates in Your AreaWhy is this important?

    Chart Data Details: Average rates are for a 2021 model year Chevrolet Silverado with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Chevrolet Silverado car insurance cost in South Carolina includes all Zip Codes and vehicle trim levels.
    Chevrolet Silverado Insurance Cost in South Carolina
    Chevrolet Silverado Insurance Cost in South Carolina
    Driver Risk Profile Annual Rate Monthly Rate
    High Risk Driver Age 30$3,332$278
    Safe Driver Age 20$2,920$243
    At-fault Accidents Age 40$2,078$173
    Low Deductibles Age 40$1,882$157
    Safe Driver Age 30$1,536$128
    Safe Driver Age 40$1,466$122
    Safe Driver Age 50$1,338$112
    Safe Driver Age 60$1,310$109
    High Deductibles Age 40$1,250$104
    Discount Rate Age 40$1,216$101

    Nissan Rogue insurance rates

    The chart below shows average Nissan Rogue insurance rates in South Carolina for different driver ages and risk profiles. Annual cost ranges from $1,054 to $2,866 per year for the example driver risk profiles, with average cost being $1,268 per year.

    The Nissan Rogue is a compact SUV and other similar models include the Mazda CX-5, Honda CR-V, Subaru Forester, Toyota RAV4, and Ford Escape.

    Get Rates in Your AreaWhy is this important?

    Chart Data Details: Average rates are for a 2021 model year Nissan Rogue with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Nissan Rogue car insurance cost in South Carolina includes all Zip Codes and vehicle trim levels.
    Nissan Rogue Insurance Cost in South Carolina
    Nissan Rogue Insurance Cost in South Carolina
    Driver Risk Profile Annual Rate Monthly Rate
    High Risk Driver Age 30$2,866$239
    Safe Driver Age 20$2,512$209
    At-fault Accidents Age 40$1,780$148
    Low Deductibles Age 40$1,650$138
    Safe Driver Age 30$1,336$111
    Safe Driver Age 40$1,268$106
    Safe Driver Age 50$1,156$96
    Safe Driver Age 60$1,134$95
    High Deductibles Age 40$1,070$89
    Discount Rate Age 40$1,054$88

    Honda CR-V insurance rates

    Honda CR-V car insurance rates in South Carolina range from $884 to $2,380 per year for the driver profiles in the chart below. Honda CR-V insurance costs an average of $1,058 per year or $88 per month in South Carolina.

    The Honda CR-V belongs to the compact SUV segment, and other popular models include the Nissan Rogue, Chevrolet Equinox, Toyota RAV4, Subaru Forester, and Ford Escape.

    Get Rates in Your AreaWhy is this important?

    Chart Data Details: Average rates are for a 2021 model year Honda CR-V with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Honda CR-V car insurance cost in South Carolina includes all Zip Codes and vehicle trim levels.
    Honda CR-V Insurance Cost in South Carolina
    Honda CR-V Insurance Cost in South Carolina
    Driver Risk Profile Annual Rate Monthly Rate
    High Risk Driver Age 30$2,380$198
    Safe Driver Age 20$2,090$174
    At-fault Accidents Age 40$1,484$124
    Low Deductibles Age 40$1,378$115
    Safe Driver Age 30$1,118$93
    Safe Driver Age 40$1,058$88
    Safe Driver Age 50$966$81
    Safe Driver Age 60$948$79
    High Deductibles Age 40$894$75
    Discount Rate Age 40$884$74

    Honda Accord insurance rates

    The average annual cost for Honda Accord insurance in South Carolina is $1,358, or $113 per month. The data in the next chart ranges from $1,130 to $3,080 per year for our standard driver risk profiles.

    The Honda Accord is a midsize car and other vehicles in this segment include the Nissan Altima, Toyota Camry, Hyundai Sonata, Chevrolet Malibu, and Kia K5.

    Get Rates in Your AreaWhy is this important?

    Chart Data Details: Average rates are for a 2021 model year Honda Accord with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Honda Accord car insurance cost in South Carolina includes all Zip Codes and vehicle trim levels.
    Honda Accord Insurance Cost in South Carolina
    Honda Accord Insurance Cost in South Carolina
    Driver Risk Profile Annual Rate Monthly Rate
    High Risk Driver Age 30$3,080$257
    Safe Driver Age 20$2,696$225
    At-fault Accidents Age 40$1,914$160
    Low Deductibles Age 40$1,774$148
    Safe Driver Age 30$1,432$119
    Safe Driver Age 40$1,358$113
    Safe Driver Age 50$1,238$103
    Safe Driver Age 60$1,214$101
    High Deductibles Age 40$1,146$96
    Discount Rate Age 40$1,130$94

    Ford Mustang insurance rates

    The average cost for Ford Mustang insurance in South Carolina is $1,574 per year. The chart below shows rates for additional driver profiles with prices ranging from $1,310 to $3,574 per year.

    The Ford Mustang is classified as a sports car and other vehicles in this segment include the Nissan GT-R, Chevrolet Camaro, Chevrolet Corvette, Toyota Supra, and Subaru BRZ.

    Get Rates in Your AreaWhy is this important?

    Chart Data Details: Average rates are for a 2021 model year Ford Mustang with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Ford Mustang car insurance cost in South Carolina includes all Zip Codes and vehicle trim levels.
    Ford Mustang Insurance Cost in South Carolina
    Ford Mustang Insurance Cost in South Carolina
    Driver Risk Profile Annual Rate Monthly Rate
    High Risk Driver Age 30$3,574$298
    Safe Driver Age 20$3,132$261
    At-fault Accidents Age 40$2,212$184
    Low Deductibles Age 40$2,082$174
    Safe Driver Age 30$1,668$139
    Safe Driver Age 40$1,574$131
    Safe Driver Age 50$1,432$119
    Safe Driver Age 60$1,406$117
    High Deductibles Age 40$1,316$110
    Discount Rate Age 40$1,310$109

    South Carolina car insurance rates by city

    Average annual and monthly car insurance rates for some of the larger cities in South Carolina are listed below. Visit any page to view additional rate information, including rankings of over 150 models with the cheapest rates in each city.