South Carolina Car Insurance Cost for 2022

What does car insurance cost in South Carolina? We find the cheapest car insurance rates by vehicle segment and compare them to neighboring states.

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How much does car insurance cost in South Carolina?

Average car insurance rates in South Carolina cost $1,404 per year, or around $117 per month. That’s 9.5% cheaper than the overall U.S. national average rate of $1,551.

Car insurance rates for some of the most popular vehicles in South Carolina include the Toyota RAV4 at an average of $1,324 per year, the Subaru Forester at $1,218, the Toyota Highlander at $1,412, the Ford F150 at $1,358, and the Honda Accord at $1,464 per year.

Luxury models like the Infiniti Q50, the Lexus RX 350, and the Lexus UX 200 cost an average of $2,046, $1,444, and $1,434 per year, respectively, for full-coverage car insurance.

The chart below shows average car insurance cost in South Carolina for all 2022 model year vehicles. Rates are averaged for all South Carolina Zip Codes.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average South Carolina car insurance rates for 2022 model year vehicles with safe driver and claim-free discounts applied. Full-coverage rates are averaged for all South Carolina zip codes.Data last updated on May 19, 2022
Average Car Insurance Cost in South Carolina
Average Car Insurance Cost in South Carolina
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$2,364$197
$500$2,786$232
$250$3,228$269
30$1,000$1,240$103
$500$1,476$123
$250$1,720$143
40$1,000$1,188$99
$500$1,404$117
$250$1,628$136
50$1,000$1,082$90
$500$1,276$106
$250$1,480$123
60$1,000$1,062$89
$500$1,254$105
$250$1,454$121

South Carolina car insurance rates for teenage drivers (ages 16 through 19) are not included in the chart above. Average rates for teen drivers range from $3,526 per year for a 19-year-old female driver to $5,026 per year for a 16-year-old male driver.

South Carolina car insurance vs. other states

When compared to other southeastern states, South Carolina car insurance quotes are 45.3% more expensive than North Carolina, 43% more expensive than Virginia, 4.6% cheaper than Georgia, 16.4% more expensive than Tennessee, and 37% less than Florida.

The chart below shows how auto insurance cost in South Carolina compares to other Southeast U.S. states. South Carolina ranks #6 out of the 12 Southeast region states for cheapest car insurance rates, and ranks #29 out of all 50 states.

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South Carolina Car Insurance Cost Compared to Southeast Region
Average Car Insurance Cost in South Carolina Compared to Southeast Region
Southeast Region States Average Insurance Cost Annual Difference
North Carolina$966-$438
Virginia$982-$422
Tennessee$1,206-$198
Alabama$1,240-$164
West Virginia$1,370-$34
South Carolina$1,404--
Mississippi$1,438$34
Georgia$1,472$68
Arkansas$1,630$226
Kentucky$1,772$368
Louisiana$2,206$802
Florida$2,228$824

Car insurance rates in South Carolina are most similar to those in South Dakota, Wyoming, Texas, and Mississippi. States outside the southeastern area that are significantly more expensive include Michigan at 42.1% more per year, Rhode Island at 21.8% more, Nevada at 16% more.

States that have much cheaper car insurance rates than South Carolina include Maine at 33.2% less per year, Iowa at 27.4% less, Idaho at 16.6% less, and Ohio at 58.1% less.

South Carolina car insurance rates by vehicle segment

The chart below shows average car insurance rates in South Carolina for different vehicle segments. Rates are generally cheapest for compact SUVs like the Toyota RAV4 and Nissan Rogue up to the most expensive rates for large luxury sedans and performance models.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average South Carolina car insurance cost by segment is based on 2022 model year vehicles with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged for all South Carolina Zip Codes.Data last updated on April 12, 2022
South Carolina Car Insurance Rates by Vehicle Segment
South Carolina Car Insurance Rates by Vehicle Segment
Vehicle Segment Annual Rate Monthly Rate
Compact SUV$1,312$109
Midsize Pickup$1,348$112
Minivan$1,412$118
Midsize SUV$1,420$118
Compact Car$1,446$121
Midsize Car$1,462$122
Half-ton Pickup$1,524$127
Compact Luxury SUV$1,580$132
Large SUV$1,584$132
Compact Luxury Car$1,590$133
Large Car$1,622$135
Heavy Duty Pickup$1,674$140
Midsize Luxury SUV$1,694$141
Midsize Luxury Car$1,860$155
Sports Car$1,980$165
Large Luxury SUV$2,122$177
Large Luxury Car$2,220$185

The list below details the make and model of vehicle that has the most affordable average car insurance rates for each segment.

  • Cheapest compact car insuranceSubaru Impreza at $1,218 per year or $102 per month
  • Cheapest compact SUV insuranceMazda CX-5 at $1,070 per year or $89 per month
  • Cheapest midsize car insuranceSubaru Legacy at $1,360 per year or $113 per month
  • Cheapest midsize SUV insuranceHonda Passport at $1,130 per year or $94 per month
  • Cheapest full-size car insuranceToyota Avalon at $1,472 per year or $123 per month
  • Cheapest full-size SUV insuranceChevrolet Tahoe at $1,408 per year or $117 per month
  • Cheapest midsize pickup insuranceChevrolet Colorado at $1,154 per year or $96 per month
  • Cheapest full-size pickup insuranceFord F150 at $1,358 per year or $113 per month
  • Cheapest heavy duty pickup insuranceFord F350 Super Duty at $1,524 per year or $127 per month
  • Cheapest minivan insuranceHonda Odyssey at $1,308 per year or $109 per month
  • Cheapest sports car insuranceMazda MX-5 Miata at $1,216 per year or $101 per month
  • Cheapest compact luxury car insuranceMercedes-Benz A220 at $1,378 per year or $115 per month
  • Cheapest compact luxury SUV insuranceAcura RDX at $1,202 per year or $100 per month
  • Cheapest midsize luxury car insuranceAcura ILX at $1,292 per year or $108 per month
  • Cheapest midsize luxury SUV insuranceCadillac XT5 at $1,380 per year or $115 per month
  • Cheapest full-size luxury car insuranceAudi A5 at $1,648 per year or $137 per month
  • Cheapest full-size luxury SUV insuranceVolvo XC90 at $1,522 per year or $127 per month

Which cars, trucks, and SUVs are cheapest to insure?

In South Carolina, the cheapest car to insure is the Subaru Impreza at $1,218 per year. The cheapest SUV insurance is found on the Mazda CX-5 at $1,070 per year, and the cheapest pickup truck to insure is the Chevrolet Colorado at $1,154 per year.

The table below ranks the 50 cheapest vehicles to insure in South Carolina. All vehicle segments are included in the rankings, and both annual and monthly cost is shown.

Top 50 Cheapest Car Insurance Rates in South Carolina
Rank Make/Model Annual Cost Monthly Cost
1Mazda CX-5$1,070$89
2Nissan Kicks$1,094$91
3Chevrolet Trailblazer$1,102$92
4Subaru Crosstrek$1,126$94
5Honda Passport$1,130$94
6Chevrolet Colorado$1,154$96
7Toyota C-HR$1,160$97
8Buick Encore$1,162$97
9Nissan Rogue Sport$1,170$98
10Hyundai Venue$1,192$99
11Buick Envision$1,194$100
12Kia Seltos$1,196$100
13Acura RDX$1,202$100
14Ford Maverick$1,202$100
15Toyota Corolla Cross$1,204$100
16Subaru Ascent$1,206$101
17Hyundai Kona$1,214$101
18Mazda MX-5 Miata$1,216$101
19Volkswagen Tiguan$1,216$101
20Subaru Forester$1,218$102
21Subaru Impreza$1,218$102
22Chevrolet Spark$1,224$102
23Honda CR-V$1,228$102
24Cadillac XT4$1,232$103
25Mazda CX-30$1,242$104
26Ford Ranger$1,246$104
27Ford Edge$1,264$105
28Honda HR-V$1,264$105
29Ford Ecosport$1,272$106
30Subaru Outback$1,286$107
31Chevrolet Trax$1,288$107
32Acura ILX$1,292$108
33GMC Terrain$1,294$108
34Mitsubishi Eclipse Cross$1,294$108
35Nissan Murano$1,302$109
36Hyundai Tucson$1,304$109
37Toyota Tacoma$1,304$109
38Honda Odyssey$1,308$109
39Chevrolet Bolt$1,310$109
40Chevrolet Equinox$1,312$109
41Toyota Venza$1,312$109
42Volkswagen Taos$1,316$110
43Fiat 500X$1,320$110
44Ford Explorer$1,322$110
45Toyota RAV4$1,324$110
46Kia Sorento$1,328$111
47Kia Soul$1,328$111
48Nissan Frontier$1,338$112
49GMC Canyon$1,344$112
50Hyundai Palisade$1,344$112

    Get Rates in Your AreaWhy is this important?

    Table Data Details: Average car insurance rate for each model assumes a 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to premiums. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in South Carolina.Data last updated on March 24, 2022
    Top 50 Cheapest Car Insurance Rates in South Carolina

    The next five charts show average auto insurance quotes for some of the more popular vehicles in South Carolina. Detailed average rates are included for the Chevy Silverado pickup, Nissan Rogue, Honda CR-V, Honda Accord, and Ford Mustang.

    Chevrolet Silverado insurance rates

    Chevrolet Silverado insurance in South Carolina costs an average of $1,508 per year and ranges from $1,250 to $3,456 per year for the sample driver risk profiles shown in the chart below.

    The Chevrolet Silverado is considered a full-size truck, and other popular models include the Ford F150, Ram Truck, Nissan Titan, Toyota Tundra, and GMC Sierra.

    Get Rates in Your AreaWhy is this important?

    Chart Data Details: Average rates are for a 2022 model year Chevrolet Silverado with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Chevrolet Silverado car insurance cost in South Carolina includes all Zip Codes and vehicle trim levels.Data last updated on May 19, 2022
    Chevrolet Silverado Insurance Cost in South Carolina
    Chevrolet Silverado Insurance Cost in South Carolina
    Driver Risk Profile Annual Rate Monthly Rate
    High Risk Driver Age 30$3,456$288
    Safe Driver Age 20$3,026$252
    At-fault Accidents Age 40$2,142$179
    Low Deductibles Age 40$1,952$163
    Safe Driver Age 30$1,584$132
    Safe Driver Age 40$1,508$126
    Safe Driver Age 50$1,376$115
    Safe Driver Age 60$1,352$113
    High Deductibles Age 40$1,284$107
    Discount Rate Age 40$1,250$104

    Nissan Rogue insurance rates

    The chart below shows average Nissan Rogue insurance rates in South Carolina for different driver ages and risk profiles. Annual cost ranges from $1,142 to $3,120 per year for the example driver risk profiles, with average cost being $1,374 per year.

    The Nissan Rogue is a compact SUV and other similar models include the Mazda CX-5, Honda CR-V, Subaru Forester, Toyota RAV4, and Ford Escape.

    Get Rates in Your AreaWhy is this important?

    Chart Data Details: Average rates are for a 2022 model year Nissan Rogue with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Nissan Rogue car insurance cost in South Carolina includes all Zip Codes and vehicle trim levels.Data last updated on May 19, 2022
    Nissan Rogue Insurance Cost in South Carolina
    Nissan Rogue Insurance Cost in South Carolina
    Driver Risk Profile Annual Rate Monthly Rate
    High Risk Driver Age 30$3,120$260
    Safe Driver Age 20$2,734$228
    At-fault Accidents Age 40$1,942$162
    Low Deductibles Age 40$1,772$148
    Safe Driver Age 30$1,444$120
    Safe Driver Age 40$1,374$115
    Safe Driver Age 50$1,252$104
    Safe Driver Age 60$1,230$103
    High Deductibles Age 40$1,168$97
    Discount Rate Age 40$1,142$95

    Honda CR-V insurance rates

    Honda CR-V car insurance rates in South Carolina range from $1,022 to $2,802 per year for the driver profiles in the chart below. Honda CR-V insurance costs an average of $1,228 per year or $102 per month in South Carolina.

    The Honda CR-V belongs to the compact SUV segment, and other popular models include the Nissan Rogue, Chevrolet Equinox, Toyota RAV4, Subaru Forester, and Ford Escape.

    Get Rates in Your AreaWhy is this important?

    Chart Data Details: Average rates are for a 2022 model year Honda CR-V with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Honda CR-V car insurance cost in South Carolina includes all Zip Codes and vehicle trim levels.Data last updated on May 19, 2022
    Honda CR-V Insurance Cost in South Carolina
    Honda CR-V Insurance Cost in South Carolina
    Driver Risk Profile Annual Rate Monthly Rate
    High Risk Driver Age 30$2,802$234
    Safe Driver Age 20$2,452$204
    At-fault Accidents Age 40$1,736$145
    Low Deductibles Age 40$1,596$133
    Safe Driver Age 30$1,294$108
    Safe Driver Age 40$1,228$102
    Safe Driver Age 50$1,124$94
    Safe Driver Age 60$1,104$92
    High Deductibles Age 40$1,040$87
    Discount Rate Age 40$1,022$85

    Honda Accord insurance rates

    The average annual cost for Honda Accord insurance in South Carolina is $1,464, or $122 per month. The data in the next chart ranges from $1,218 to $3,348 per year for our standard driver risk profiles.

    The Honda Accord is a midsize car and other vehicles in this segment include the Nissan Altima, Toyota Camry, Hyundai Sonata, Chevrolet Malibu, and Kia K5.

    Get Rates in Your AreaWhy is this important?

    Chart Data Details: Average rates are for a 2022 model year Honda Accord with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Honda Accord car insurance cost in South Carolina includes all Zip Codes and vehicle trim levels.Data last updated on May 19, 2022
    Honda Accord Insurance Cost in South Carolina
    Honda Accord Insurance Cost in South Carolina
    Driver Risk Profile Annual Rate Monthly Rate
    High Risk Driver Age 30$3,348$279
    Safe Driver Age 20$2,930$244
    At-fault Accidents Age 40$2,074$173
    Low Deductibles Age 40$1,914$160
    Safe Driver Age 30$1,546$129
    Safe Driver Age 40$1,464$122
    Safe Driver Age 50$1,336$111
    Safe Driver Age 60$1,310$109
    High Deductibles Age 40$1,232$103
    Discount Rate Age 40$1,218$102

    Ford Mustang insurance rates

    The average cost for Ford Mustang insurance in South Carolina is $1,480 per year. The chart below shows rates for additional driver profiles with prices ranging from $1,232 to $3,324 per year.

    The Ford Mustang is classified as a sports car and other vehicles in this segment include the Nissan GT-R, Chevrolet Camaro, Chevrolet Corvette, Toyota Supra, and Subaru BRZ.

    Get Rates in Your AreaWhy is this important?

    Chart Data Details: Average rates are for a 2022 model year Ford Mustang with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Ford Mustang car insurance cost in South Carolina includes all Zip Codes and vehicle trim levels.Data last updated on May 19, 2022
    Ford Mustang Insurance Cost in South Carolina
    Ford Mustang Insurance Cost in South Carolina
    Driver Risk Profile Annual Rate Monthly Rate
    High Risk Driver Age 30$3,324$277
    Safe Driver Age 20$2,916$243
    At-fault Accidents Age 40$2,068$172
    Low Deductibles Age 40$1,942$162
    Safe Driver Age 30$1,566$131
    Safe Driver Age 40$1,480$123
    Safe Driver Age 50$1,346$112
    Safe Driver Age 60$1,320$110
    High Deductibles Age 40$1,242$104
    Discount Rate Age 40$1,232$103

    South Carolina car insurance rates by city

    Average annual and monthly car insurance rates for some of the larger cities in South Carolina are listed below. Visit any page to view additional rate information, including rankings of over 150 models with the cheapest rates in each city.