- Average car insurance cost in South Carolina is $1,404 per year, or $117 per month, for a policy with full coverage.
- South Carolina ranks 6th out of 12 Southeast region U.S. states for auto insurance affordability and ranks 29th out of all 50 states.
- Drivers get cheap car insurance in South Carolina if they drive a vehicle like the Buick Envision, Toyota C-HR, and Subaru Crosstrek.
How much does car insurance cost in South Carolina?
Average car insurance rates in South Carolina cost $1,404 per year, or around $117 per month. That’s 10.4% cheaper than the overall U.S. national average rate of $1,567.
Car insurance rates for some of the most popular vehicles in South Carolina include the Toyota RAV4 at an average of $1,324 per year, the Subaru Forester at $1,218, the Toyota Highlander at $1,412, the Ford F150 at $1,358, and the Honda Accord at $1,464 per year.
Luxury models like the Infiniti Q50, the Lexus RX 350, and the Lexus UX 200 cost an average of $2,046, $1,444, and $1,434 per year, respectively, for full-coverage car insurance.
The chart below shows average car insurance cost in South Carolina for all 2022 model year vehicles. Rates are averaged for all South Carolina Zip Codes.
South Carolina car insurance rates for teenage drivers (ages 16 through 19) are not included in the chart above. Average rates for teen drivers range from $3,526 per year for a 19-year-old female driver to $5,026 per year for a 16-year-old male driver.
South Carolina car insurance vs. other states
When compared to other southeastern states, South Carolina car insurance quotes are 45.3% more expensive than North Carolina, 43% more expensive than Virginia, 4.6% cheaper than Georgia, 16.4% more expensive than Tennessee, and 37% less than Florida.
The chart below shows how auto insurance cost in South Carolina compares to other Southeast U.S. states. South Carolina ranks #6 out of the 12 Southeast region states for cheapest car insurance rates, and ranks #29 out of all 50 states.
Car insurance rates in South Carolina are most similar to those in South Dakota, Wyoming, Texas, and Mississippi. States outside the southeastern area that are significantly more expensive include Michigan at 42.1% more per year, Rhode Island at 21.8% more, Nevada at 16% more.
States that have much cheaper car insurance rates than South Carolina include Maine at 33.2% less per year, Iowa at 27.4% less, Idaho at 16.8% less, and Ohio at 58.1% less.
South Carolina car insurance rates by vehicle segment
The chart below shows average car insurance rates in South Carolina for different vehicle segments. Rates are generally cheapest for compact SUVs like the Toyota RAV4 and Nissan Rogue up to the most expensive rates for large luxury sedans and performance models.
The list below details the make and model of vehicle that has the most affordable average car insurance rates for each segment.
- Cheapest compact car insurance – Subaru Impreza at $1,218 per year or $102 per month
- Cheapest compact SUV insurance – Mazda CX-5 at $1,070 per year or $89 per month
- Cheapest midsize car insurance – Subaru Legacy at $1,360 per year or $113 per month
- Cheapest midsize SUV insurance – Honda Passport at $1,130 per year or $94 per month
- Cheapest full-size car insurance – Toyota Avalon at $1,474 per year or $123 per month
- Cheapest full-size SUV insurance – Chevrolet Tahoe at $1,408 per year or $117 per month
- Cheapest midsize pickup insurance – Chevrolet Colorado at $1,154 per year or $96 per month
- Cheapest full-size pickup insurance – Ford F150 at $1,358 per year or $113 per month
- Cheapest heavy duty pickup insurance – Ford F350 Super Duty at $1,526 per year or $127 per month
- Cheapest minivan insurance – Honda Odyssey at $1,308 per year or $109 per month
- Cheapest sports car insurance – Mazda MX-5 Miata at $1,216 per year or $101 per month
- Cheapest compact luxury car insurance – Mercedes-Benz A220 at $1,378 per year or $115 per month
- Cheapest compact luxury SUV insurance – Acura RDX at $1,202 per year or $100 per month
- Cheapest midsize luxury car insurance – Acura ILX at $1,292 per year or $108 per month
- Cheapest midsize luxury SUV insurance – Cadillac XT5 at $1,380 per year or $115 per month
- Cheapest full-size luxury car insurance – Audi A5 at $1,648 per year or $137 per month
- Cheapest full-size luxury SUV insurance – Volvo XC90 at $1,522 per year or $127 per month
Which cars, trucks, and SUVs are cheapest to insure?
In South Carolina, the cheapest car to insure is the Subaru Impreza at $1,218 per year. The cheapest SUV insurance is found on the Mazda CX-5 at $1,070 per year, and the cheapest pickup truck to insure is the Chevrolet Colorado at $1,154 per year.
The table below ranks the 50 cheapest vehicles to insure in South Carolina. All vehicle segments are included in the rankings, and both annual and monthly cost is shown.
| Rank | Make/Model | Annual Cost | Monthly Cost |
|---|---|---|---|
| 1 | Mazda CX-5 | $1,070 | $89 |
| 2 | Nissan Kicks | $1,094 | $91 |
| 3 | Chevrolet Trailblazer | $1,102 | $92 |
| 4 | Subaru Crosstrek | $1,126 | $94 |
| 5 | Honda Passport | $1,130 | $94 |
| 6 | Chevrolet Colorado | $1,154 | $96 |
| 7 | Toyota C-HR | $1,154 | $96 |
| 8 | Buick Encore | $1,162 | $97 |
| 9 | Nissan Rogue Sport | $1,170 | $98 |
| 10 | Hyundai Venue | $1,192 | $99 |
| 11 | Buick Envision | $1,194 | $100 |
| 12 | Kia Seltos | $1,196 | $100 |
| 13 | Acura RDX | $1,202 | $100 |
| 14 | Ford Maverick | $1,202 | $100 |
| 15 | Toyota Corolla Cross | $1,204 | $100 |
| 16 | Subaru Ascent | $1,206 | $101 |
| 17 | Hyundai Kona | $1,212 | $101 |
| 18 | Mazda MX-5 Miata | $1,216 | $101 |
| 19 | Volkswagen Tiguan | $1,216 | $101 |
| 20 | Subaru Forester | $1,218 | $102 |
| 21 | Subaru Impreza | $1,218 | $102 |
| 22 | Chevrolet Spark | $1,224 | $102 |
| 23 | Honda CR-V | $1,228 | $102 |
| 24 | Cadillac XT4 | $1,232 | $103 |
| 25 | Mazda CX-30 | $1,242 | $104 |
| 26 | Ford Ranger | $1,246 | $104 |
| 27 | Ford Edge | $1,264 | $105 |
| 28 | Honda HR-V | $1,264 | $105 |
| 29 | Ford Ecosport | $1,272 | $106 |
| 30 | Subaru Outback | $1,286 | $107 |
| 31 | Chevrolet Trax | $1,288 | $107 |
| 32 | Acura ILX | $1,292 | $108 |
| 33 | GMC Terrain | $1,294 | $108 |
| 34 | Mitsubishi Eclipse Cross | $1,294 | $108 |
| 35 | Hyundai Tucson | $1,304 | $109 |
| 36 | Nissan Murano | $1,304 | $109 |
| 37 | Toyota Tacoma | $1,304 | $109 |
| 38 | Chevrolet Bolt | $1,308 | $109 |
| 39 | Honda Odyssey | $1,308 | $109 |
| 40 | Chevrolet Equinox | $1,312 | $109 |
| 41 | Toyota Venza | $1,312 | $109 |
| 42 | Volkswagen Taos | $1,316 | $110 |
| 43 | Fiat 500X | $1,320 | $110 |
| 44 | Ford Explorer | $1,322 | $110 |
| 45 | Toyota RAV4 | $1,324 | $110 |
| 46 | Kia Sorento | $1,328 | $111 |
| 47 | Kia Soul | $1,328 | $111 |
| 48 | Nissan Frontier | $1,338 | $112 |
| 49 | Hyundai Palisade | $1,346 | $112 |
| 50 | Hyundai Santa Cruz | $1,348 | $112 |
South Carolina car insurance rates for popular vehicles
The next five charts show average auto insurance quotes for some of the more popular vehicles in South Carolina. Detailed average rates are included for the Chevy Silverado pickup, Nissan Rogue, Honda CR-V, Honda Accord, and Ford Mustang.
Chevrolet Silverado insurance rates
Chevrolet Silverado insurance in South Carolina costs an average of $1,508 per year and ranges from $1,252 to $3,456 per year for the sample driver risk profiles shown in the chart below.
The Chevrolet Silverado is considered a full-size truck, and other popular models include the Ford F150, Ram Truck, Nissan Titan, Toyota Tundra, and GMC Sierra.
Nissan Rogue insurance rates
The chart below shows average Nissan Rogue insurance rates in South Carolina for different driver ages and risk profiles. Annual cost ranges from $1,142 to $3,120 per year for the example driver risk profiles, with average cost being $1,374 per year.
The Nissan Rogue is a compact SUV and other similar models include the Mazda CX-5, Honda CR-V, Subaru Forester, Toyota RAV4, and Ford Escape.
Honda CR-V insurance rates
Honda CR-V car insurance rates in South Carolina range from $1,022 to $2,802 per year for the driver profiles in the chart below. Honda CR-V insurance costs an average of $1,228 per year or $102 per month in South Carolina.
The Honda CR-V belongs to the compact SUV segment, and other popular models include the Nissan Rogue, Chevrolet Equinox, Toyota RAV4, Subaru Forester, and Ford Escape.
Honda Accord insurance rates
The average annual cost for Honda Accord insurance in South Carolina is $1,464, or $122 per month. The data in the next chart ranges from $1,218 to $3,348 per year for our standard driver risk profiles.
The Honda Accord is a midsize car and other vehicles in this segment include the Nissan Altima, Toyota Camry, Hyundai Sonata, Chevrolet Malibu, and Kia K5.
Ford Mustang insurance rates
The average cost for Ford Mustang insurance in South Carolina is $1,480 per year. The chart below shows rates for additional driver profiles with prices ranging from $1,232 to $3,324 per year.
The Ford Mustang is classified as a sports car and other vehicles in this segment include the Nissan GT-R, Chevrolet Camaro, Chevrolet Corvette, Toyota Supra, and Subaru BRZ.
South Carolina car insurance rates by city
Average annual and monthly car insurance rates for some of the larger cities in South Carolina are listed below. Visit any page to view additional rate information, including rankings of over 150 models with the cheapest rates in each city.
- Columbia Car Insurance - $1,400 per year or $117 per month
- Charleston Car Insurance - $1,430 per year or $119 per month
- North Charleston Car Insurance - $1,462 per year or $122 per month
- Mount Pleasant Car Insurance - $1,314 per year or $110 per month
- Rock Hill Car Insurance - $1,394 per year or $116 per month
- Greenville Car Insurance - $1,274 per year or $106 per month
