South Carolina Car Insurance Cost for 2023

What does car insurance cost in South Carolina? We find the cheapest car insurance rates by vehicle segment and compare them to neighboring states.

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How much does car insurance cost in South Carolina?

Average car insurance rates in South Carolina cost $1,480 per year, or around $123 per month. That’s 12.2% cheaper than the overall U.S. national average rate of $1,685.

Car insurance rates for some of the most popular vehicles in South Carolina include the Toyota RAV4 at an average of $1,370 per year, the Subaru Forester at $1,248, the Toyota Highlander at $1,478, the Ford F-150 at $1,502, and the Honda Accord at $1,494 per year.

Luxury models like the Infiniti Q50, the Lexus RX 350, and the Lexus UX 200 cost an average of $2,062, $1,324, and $1,418 per year, respectively, for full-coverage car insurance.

The chart below shows average car insurance cost in South Carolina for all 2023 model year vehicles. Rates are averaged for all South Carolina Zip Codes.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average South Carolina car insurance rates for 2023 model year vehicles with safe driver and claim-free discounts applied. Full-coverage rates are averaged for all South Carolina zip codes.Data last updated on December 30, 2022
Average Car Insurance Cost in South Carolina
Average Car Insurance Cost in South Carolina
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$2,490$208
$500$2,940$245
$250$3,416$285
30$1,000$1,304$109
$500$1,556$130
$250$1,820$152
40$1,000$1,248$104
$500$1,480$123
$250$1,720$143
50$1,000$1,138$95
$500$1,346$112
$250$1,562$130
60$1,000$1,116$93
$500$1,320$110
$250$1,534$128

South Carolina car insurance rates for teenage drivers (ages 16 through 19) are not included in the chart above. Average rates for teen drivers range from $3,724 per year for a 19-year-old female driver to $5,298 per year for a 16-year-old male driver.

South Carolina car insurance vs. other states

When compared to other southeastern states, South Carolina car insurance quotes are 34.5% more expensive than North Carolina, 26.1% more expensive than Virginia, 17.9% cheaper than Georgia, 11.8% cheaper than Tennessee, and 32.6% cheaper than Florida.

The chart below shows how auto insurance cost in South Carolina compares to other Southeast U.S. states. South Carolina ranks third out of the 12 Southeast region states for cheapest car insurance rates, and ranks 16thout of all 50 states.

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South Carolina Car Insurance Cost Compared to Southeast Region
Average Car Insurance Cost in South Carolina Compared to Southeast Region
Southeast Region States Average Insurance Cost Annual Difference
North Carolina$1,100-$380
Virginia$1,174-$306
South Carolina$1,480--
West Virginia$1,572$92
Alabama$1,586$106
Tennessee$1,678$198
Mississippi$1,722$242
Georgia$1,802$322
Arkansas$1,846$366
Kentucky$1,888$408
Louisiana$2,100$620
Florida$2,196$716

States outside the southeastern area that are significantly more expensive include Michigan at 63.1% more per year, Rhode Island at 47.7% more, and Nevada at 42.6% more per year on average.

South Carolina car insurance rates by vehicle segment

The chart below shows average car insurance rates in South Carolina for different vehicle segments. Rates are generally cheapest for compact SUVs like the Toyota RAV4 and Nissan Rogue up to the most expensive rates for large luxury sedans and performance models.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average South Carolina car insurance cost by segment is based on 2023 model year vehicles with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged for all South Carolina Zip Codes.Data last updated on December 30, 2022
South Carolina Car Insurance Rates by Vehicle Segment
South Carolina Car Insurance Rates by Vehicle Segment
Vehicle Segment Annual Rate Monthly Rate
Compact SUV$1,344$112
Midsize Pickup$1,396$116
Midsize SUV$1,444$120
Minivan$1,448$121
Compact Car$1,472$123
Midsize Car$1,508$126
Compact Luxury SUV$1,598$133
Half-ton Pickup$1,604$134
Large SUV$1,618$135
Compact Luxury Car$1,626$136
Heavy Duty Pickup$1,700$142
Midsize Luxury SUV$1,718$143
Large Car$1,720$143
Midsize Luxury Car$1,876$156
Sports Car$2,020$168
Large Luxury SUV$2,172$181
Large Luxury Car$2,282$190

The list below details the make and model of vehicle that has the most affordable average car insurance rates for each segment.

  • Cheapest compact car insuranceSubaru Impreza at $1,222 per year or $102 per month
  • Cheapest compact SUV insuranceChevrolet Trailblazer at $1,118 per year or $93 per month
  • Cheapest midsize car insuranceSubaru Legacy at $1,362 per year or $114 per month
  • Cheapest midsize SUV insuranceHonda Passport at $1,150 per year or $96 per month
  • Cheapest full-size car insuranceChrysler 300 at $1,442 per year or $120 per month
  • Cheapest full-size SUV insuranceChevrolet Tahoe at $1,386 per year or $116 per month
  • Cheapest midsize pickup insuranceFord Maverick at $1,226 per year or $102 per month
  • Cheapest full-size pickup insuranceNissan Titan at $1,462 per year or $122 per month
  • Cheapest heavy duty pickup insuranceGMC Sierra 2500 HD at $1,514 per year or $126 per month
  • Cheapest minivan insuranceHonda Odyssey at $1,352 per year or $113 per month
  • Cheapest sports car insuranceMazda MX-5 Miata at $1,366 per year or $114 per month
  • Cheapest compact luxury car insuranceAcura Integra at $1,328 per year or $111 per month
  • Cheapest compact luxury SUV insuranceAcura RDX at $1,234 per year or $103 per month
  • Cheapest midsize luxury car insuranceCadillac CT5 at $1,590 per year or $133 per month
  • Cheapest midsize luxury SUV insuranceLexus RX 350 at $1,324 per year or $110 per month
  • Cheapest full-size luxury car insuranceAudi A5 at $1,658 per year or $138 per month
  • Cheapest full-size luxury SUV insuranceVolvo XC90 at $1,526 per year or $127 per month

Which cars, trucks, and SUVs are cheapest to insure?

In South Carolina, the cheapest car to insure is the Subaru Impreza at $1,222 per year. The cheapest SUV insurance is found on the Chevrolet Trailblazer at $1,118 per year, and the cheapest pickup truck to insure is the Ford Maverick at $1,226 per year.

The table below ranks the 50 cheapest vehicles to insure in South Carolina. All vehicle segments are included in the rankings, and both annual and monthly cost is shown.

Top 50 Cheapest Car Insurance Rates in South Carolina
Rank Make/Model Annual Cost Monthly Cost
1Chevrolet Trailblazer$1,118$93
2Subaru Crosstrek$1,130$94
3Nissan Kicks$1,134$95
4Honda Passport$1,150$96
5Nissan Rogue Sport$1,154$96
6Mazda CX-5$1,162$97
7Buick Encore$1,178$98
8Buick Envision$1,182$99
9Kia Seltos$1,198$100
10Subaru Ascent$1,204$100
11Hyundai Venue$1,206$101
12Subaru Impreza$1,222$102
13Ford Maverick$1,226$102
14Honda HR-V$1,228$102
15Chevrolet Colorado$1,232$103
16Acura RDX$1,234$103
17Hyundai Kona$1,240$103
18Subaru Forester$1,248$104
19Ford Edge$1,254$105
20Honda CR-V$1,254$105
21Mazda CX-30$1,256$105
22Ford Explorer$1,258$105
23Volkswagen Atlas$1,264$105
24Chevrolet Trax$1,270$106
25Nissan Murano$1,272$106
26Subaru Outback$1,274$106
27Nissan Frontier$1,276$106
28Volkswagen Tiguan$1,286$107
29Ford Bronco Sport$1,288$107
30Fiat 500X$1,310$109
31Ford Ranger$1,312$109
32GMC Terrain$1,314$110
33Kia Soul$1,316$110
34Mitsubishi Eclipse Cross$1,318$110
35Volkswagen Atlas Cross Sport$1,320$110
36Lexus RX 350$1,324$110
37Acura Integra$1,328$111
38Chevrolet Equinox$1,330$111
39Cadillac XT4$1,334$111
40Toyota Corolla Cross$1,336$111
41Volkswagen Taos$1,338$112
42GMC Canyon$1,342$112
43Mazda CX-50$1,348$112
44Toyota Venza$1,348$112
45Toyota Tacoma$1,350$113
46Volkswagen Jetta$1,350$113
47Honda Odyssey$1,352$113
48Ford Escape$1,354$113
49Hyundai Tucson$1,354$113
50Kia Sorento$1,356$113

    Get Rates in Your AreaWhy is this important?

    Table Data Details: Average car insurance rate for each model assumes a 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to premiums. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in South Carolina.Data last updated on December 29, 2022
    Top 50 Cheapest Car Insurance Rates in South Carolina

    The next five charts show average auto insurance quotes for some of the more popular vehicles in South Carolina. Detailed average rates are included for the Chevy Silverado pickup, Nissan Rogue, Honda CR-V, Honda Accord, and Ford Mustang.

    Chevrolet Silverado insurance rates

    Chevrolet Silverado insurance in South Carolina costs an average of $1,616 per year and ranges from $1,338 to $3,696 per year for the sample driver risk profiles shown in the chart below.

    The Chevrolet Silverado is considered a full-size truck, and other popular models include the Ford F150, Ram Truck, Nissan Titan, Toyota Tundra, and GMC Sierra.

    Get Rates in Your AreaWhy is this important?

    Chart Data Details: Average rates are for a 2023 model year Chevrolet Silverado with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Chevrolet Silverado car insurance cost in South Carolina includes all Zip Codes and vehicle trim levels.Data last updated on December 30, 2022
    Chevrolet Silverado Insurance Cost in South Carolina
    2023 Chevrolet Silverado Insurance Cost in South Carolina
    Driver Risk Profile Annual Rate Monthly Rate
    High Risk Driver Age 30$3,696$308
    Safe Driver Age 20$3,236$270
    At-fault Accidents Age 40$2,300$192
    Low Deductibles Age 40$2,072$173
    Safe Driver Age 30$1,692$141
    Safe Driver Age 40$1,616$135
    Safe Driver Age 50$1,474$123
    Safe Driver Age 60$1,450$121
    High Deductibles Age 40$1,384$115
    Discount Rate Age 40$1,338$112

    Nissan Rogue insurance rates

    The chart below shows average Nissan Rogue insurance rates in South Carolina for different driver ages and risk profiles. Annual cost ranges from $1,128 to $3,086 per year for the example driver risk profiles, with average cost being $1,360 per year.

    The Nissan Rogue is a compact SUV and other similar models include the Mazda CX-5, Honda CR-V, Subaru Forester, Toyota RAV4, and Ford Escape.

    Get Rates in Your AreaWhy is this important?

    Chart Data Details: Average rates are for a 2023 model year Nissan Rogue with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Nissan Rogue car insurance cost in South Carolina includes all Zip Codes and vehicle trim levels.Data last updated on December 30, 2022
    Nissan Rogue Insurance Cost in South Carolina
    2023 Nissan Rogue Insurance Cost in South Carolina
    Driver Risk Profile Annual Rate Monthly Rate
    High Risk Driver Age 30$3,086$257
    Safe Driver Age 20$2,704$225
    At-fault Accidents Age 40$1,922$160
    Low Deductibles Age 40$1,748$146
    Safe Driver Age 30$1,426$119
    Safe Driver Age 40$1,360$113
    Safe Driver Age 50$1,240$103
    Safe Driver Age 60$1,216$101
    High Deductibles Age 40$1,158$97
    Discount Rate Age 40$1,128$94

    Honda CR-V insurance rates

    Honda CR-V car insurance rates in South Carolina range from $1,040 to $2,864 per year for the driver profiles in the chart below. Honda CR-V insurance costs an average of $1,254 per year or $105 per month in South Carolina.

    The Honda CR-V belongs to the compact SUV segment, and other popular models include the Nissan Rogue, Chevrolet Equinox, Toyota RAV4, Subaru Forester, and Ford Escape.

    Get Rates in Your AreaWhy is this important?

    Chart Data Details: Average rates are for a 2023 model year Honda CR-V with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Honda CR-V car insurance cost in South Carolina includes all Zip Codes and vehicle trim levels.Data last updated on December 30, 2022
    Honda CR-V Insurance Cost in South Carolina
    2023 Honda CR-V Insurance Cost in South Carolina
    Driver Risk Profile Annual Rate Monthly Rate
    High Risk Driver Age 30$2,864$239
    Safe Driver Age 20$2,508$209
    At-fault Accidents Age 40$1,778$148
    Low Deductibles Age 40$1,630$136
    Safe Driver Age 30$1,320$110
    Safe Driver Age 40$1,254$105
    Safe Driver Age 50$1,144$95
    Safe Driver Age 60$1,124$94
    High Deductibles Age 40$1,062$89
    Discount Rate Age 40$1,040$87

    Honda Accord insurance rates

    The average annual cost for Honda Accord insurance in South Carolina is $1,494, or $125 per month. The data in the next chart ranges from $1,240 to $3,412 per year for our standard driver risk profiles.

    The Honda Accord is a midsize car and other vehicles in this segment include the Nissan Altima, Toyota Camry, Hyundai Sonata, Chevrolet Malibu, and Kia K5.

    Get Rates in Your AreaWhy is this important?

    Chart Data Details: Average rates are for a 2023 model year Honda Accord with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Honda Accord car insurance cost in South Carolina includes all Zip Codes and vehicle trim levels.Data last updated on December 30, 2022
    Honda Accord Insurance Cost in South Carolina
    2023 Honda Accord Insurance Cost in South Carolina
    Driver Risk Profile Annual Rate Monthly Rate
    High Risk Driver Age 30$3,412$284
    Safe Driver Age 20$2,986$249
    At-fault Accidents Age 40$2,112$176
    Low Deductibles Age 40$1,960$163
    Safe Driver Age 30$1,576$131
    Safe Driver Age 40$1,494$125
    Safe Driver Age 50$1,362$114
    Safe Driver Age 60$1,338$112
    High Deductibles Age 40$1,256$105
    Discount Rate Age 40$1,240$103

    Ford Mustang insurance rates

    The average cost for Ford Mustang insurance in South Carolina is $1,600 per year. The chart below shows rates for additional driver profiles with prices ranging from $1,334 to $3,614 per year.

    The Ford Mustang is classified as a sports car and other vehicles in this segment include the Nissan GT-R, Chevrolet Camaro, Chevrolet Corvette, Toyota Supra, and Subaru BRZ.

    Get Rates in Your AreaWhy is this important?

    Chart Data Details: Average rates are for a 2023 model year Ford Mustang with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Ford Mustang car insurance cost in South Carolina includes all Zip Codes and vehicle trim levels.Data last updated on December 30, 2022
    Ford Mustang Insurance Cost in South Carolina
    2023 Ford Mustang Insurance Cost in South Carolina
    Driver Risk Profile Annual Rate Monthly Rate
    High Risk Driver Age 30$3,614$301
    Safe Driver Age 20$3,168$264
    At-fault Accidents Age 40$2,258$188
    Low Deductibles Age 40$2,072$173
    Safe Driver Age 30$1,684$140
    Safe Driver Age 40$1,600$133
    Safe Driver Age 50$1,458$122
    Safe Driver Age 60$1,430$119
    High Deductibles Age 40$1,354$113
    Discount Rate Age 40$1,334$111

    South Carolina car insurance rates by city

    Average annual and monthly car insurance rates for some of the larger cities in South Carolina are listed below. Visit any page to view additional rate information, including rankings of over 150 models with the cheapest rates in each city.