- Average car insurance cost in South Carolina is $1,480 per year, or $123 per month, for a policy with full coverage.
- South Carolina ranks third out of 12 Southeast region U.S. states for auto insurance affordability and ranks 16th out of all 50 states.
- Drivers get cheap car insurance in South Carolina if they drive a vehicle like the Hyundai Venue, Mazda CX-5, and Nissan Rogue Sport.
How much does car insurance cost in South Carolina?
Average car insurance rates in South Carolina cost $1,480 per year, or around $123 per month. That’s 13% cheaper than the overall U.S. national average rate of $1,685.
Car insurance rates for some of the most popular vehicles in South Carolina include the Toyota RAV4 at an average of $1,370 per year, the Subaru Forester at $1,248, the Toyota Highlander at $1,478, the Ford F-150 at $1,502, and the Honda Accord at $1,494 per year.
Luxury models like the Infiniti Q50, the Lexus RX 350, and the Lexus UX 200 cost an average of $2,062, $1,324, and $1,418 per year, respectively, for full-coverage car insurance.
The chart below shows average car insurance cost in South Carolina for all 2023 model year vehicles. Rates are averaged for all South Carolina Zip Codes.
South Carolina car insurance rates for teenage drivers (ages 16 through 19) are not included in the chart above. Average rates for teen drivers range from $3,724 per year for a 19-year-old female driver to $5,298 per year for a 16-year-old male driver.
South Carolina car insurance vs. other states
When compared to other southeastern states, South Carolina car insurance quotes are 29.5% more expensive than North Carolina, 23.1% more expensive than Virginia, 19.6% cheaper than Georgia, 12.5% cheaper than Tennessee, and 39% cheaper than Florida.
The chart below shows how auto insurance cost in South Carolina compares to other Southeast U.S. states. South Carolina ranks third out of the 12 Southeast region states for cheapest car insurance rates, and ranks 16thout of all 50 states.
States outside the southeastern area that are significantly more expensive include Michigan at 48% more per year, Rhode Island at 38.5% more, and Nevada at 35.1% more per year on average.
South Carolina car insurance rates by vehicle segment
The chart below shows average car insurance rates in South Carolina for different vehicle segments. Rates are generally cheapest for compact SUVs like the Toyota RAV4 and Nissan Rogue up to the most expensive rates for large luxury sedans and performance models.
The list below details the make and model of vehicle that has the most affordable average car insurance rates for each segment.
- Cheapest compact car insurance – Subaru Impreza at $1,222 per year or $102 per month
- Cheapest compact SUV insurance – Chevrolet Trailblazer at $1,118 per year or $93 per month
- Cheapest midsize car insurance – Subaru Legacy at $1,362 per year or $114 per month
- Cheapest midsize SUV insurance – Honda Passport at $1,150 per year or $96 per month
- Cheapest full-size car insurance – Chrysler 300 at $1,442 per year or $120 per month
- Cheapest full-size SUV insurance – Chevrolet Tahoe at $1,386 per year or $116 per month
- Cheapest midsize pickup insurance – Ford Maverick at $1,226 per year or $102 per month
- Cheapest full-size pickup insurance – Nissan Titan at $1,462 per year or $122 per month
- Cheapest heavy duty pickup insurance – GMC Sierra 2500 HD at $1,514 per year or $126 per month
- Cheapest minivan insurance – Honda Odyssey at $1,352 per year or $113 per month
- Cheapest sports car insurance – Mazda MX-5 Miata at $1,366 per year or $114 per month
- Cheapest compact luxury car insurance – Acura Integra at $1,328 per year or $111 per month
- Cheapest compact luxury SUV insurance – Acura RDX at $1,234 per year or $103 per month
- Cheapest midsize luxury car insurance – Cadillac CT5 at $1,590 per year or $133 per month
- Cheapest midsize luxury SUV insurance – Lexus RX 350 at $1,324 per year or $110 per month
- Cheapest full-size luxury car insurance – Audi A5 at $1,658 per year or $138 per month
- Cheapest full-size luxury SUV insurance – Volvo XC90 at $1,526 per year or $127 per month
Which cars, trucks, and SUVs are cheapest to insure?
In South Carolina, the cheapest car to insure is the Subaru Impreza at $1,222 per year. The cheapest SUV insurance is found on the Chevrolet Trailblazer at $1,118 per year, and the cheapest pickup truck to insure is the Ford Maverick at $1,226 per year.
The table below ranks the 50 cheapest vehicles to insure in South Carolina. All vehicle segments are included in the rankings, and both annual and monthly cost is shown.
South Carolina car insurance rates for popular vehicles
The next five charts show average auto insurance quotes for some of the more popular vehicles in South Carolina. Detailed average rates are included for the Chevy Silverado pickup, Nissan Rogue, Honda CR-V, Honda Accord, and Ford Mustang.
Chevrolet Silverado insurance rates
Chevrolet Silverado insurance in South Carolina costs an average of $1,616 per year and ranges from $1,338 to $3,696 per year for the sample driver risk profiles shown in the chart below.
The Chevrolet Silverado is considered a full-size truck, and other popular models include the Ford F150, Ram Truck, Nissan Titan, Toyota Tundra, and GMC Sierra.
Nissan Rogue insurance rates
The chart below shows average Nissan Rogue insurance rates in South Carolina for different driver ages and risk profiles. Annual cost ranges from $1,128 to $3,086 per year for the example driver risk profiles, with average cost being $1,360 per year.
The Nissan Rogue is a compact SUV and other similar models include the Mazda CX-5, Honda CR-V, Subaru Forester, Toyota RAV4, and Ford Escape.
Honda CR-V insurance rates
Honda CR-V car insurance rates in South Carolina range from $1,040 to $2,864 per year for the driver profiles in the chart below. Honda CR-V insurance costs an average of $1,254 per year or $105 per month in South Carolina.
The Honda CR-V belongs to the compact SUV segment, and other popular models include the Nissan Rogue, Chevrolet Equinox, Toyota RAV4, Subaru Forester, and Ford Escape.
Honda Accord insurance rates
The average annual cost for Honda Accord insurance in South Carolina is $1,494, or $125 per month. The data in the next chart ranges from $1,240 to $3,412 per year for our standard driver risk profiles.
The Honda Accord is a midsize car and other vehicles in this segment include the Nissan Altima, Toyota Camry, Hyundai Sonata, Chevrolet Malibu, and Kia K5.
Ford Mustang insurance rates
The average cost for Ford Mustang insurance in South Carolina is $1,600 per year. The chart below shows rates for additional driver profiles with prices ranging from $1,334 to $3,614 per year.
The Ford Mustang is classified as a sports car and other vehicles in this segment include the Nissan GT-R, Chevrolet Camaro, Chevrolet Corvette, Toyota Supra, and Subaru BRZ.
South Carolina car insurance rates by city
Average annual and monthly car insurance rates for some of the larger cities in South Carolina are listed below. Visit any page to view additional rate information, including rankings of over 150 models with the cheapest rates in each city.
- Columbia Car Insurance - $1,572 per year or $131 per month
- Charleston Car Insurance - $1,604 per year or $134 per month
- North Charleston Car Insurance - $1,638 per year or $137 per month
- Mount Pleasant Car Insurance - $1,482 per year or $124 per month
- Rock Hill Car Insurance - $1,566 per year or $131 per month
- Greenville Car Insurance - $1,444 per year or $120 per month
- Summerville Car Insurance - $1,628 per year or $136 per month