Wisconsin Car Insurance Cost for 2022

How much does average car insurance cost in Wisconsin? We break down rates by segment to find the vehicles with cheap insurance quotes in Wisconsin.

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What does average car insurance cost in Wisconsin?

The average cost of car insurance in Wisconsin is $1,036 per year, which is 33.2% less than the national average rate of $1,551. Car insurance cost per month in Wisconsin costs an average of $86 for full coverage.

The chart below shows average car insurance cost in Wisconsin for all 2022 models. Rates are averaged for all Wisconsin Zip Codes and shown for different driver ages and policy deductible amounts.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average Wisconsin car insurance rates for 2022 model year vehicles with safe driver and claim-free discounts applied. Full-coverage rates are averaged for all Wisconsin zip codes.Data last updated on May 19, 2022
Average Car Insurance Cost in Wisconsin
Average Car Insurance Cost in Wisconsin
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$1,742$145
$500$2,054$171
$250$2,380$198
30$1,000$916$76
$500$1,090$91
$250$1,270$106
40$1,000$876$73
$500$1,036$86
$250$1,202$100
50$1,000$800$67
$500$942$79
$250$1,092$91
60$1,000$782$65
$500$922$77
$250$1,070$89

The average costs shown above range from $782 per year for a 60-year-old driver with a high deductible policy to $2,380 per year for a 20-year-old driver with low physical damage deductibles. From a monthly standpoint, the average cost ranges from $65 to $198 per month.

While the above data references an average rate for all models, the list below includes average rates for five of the most popular vehicles found in the state of Wisconsin. Each model includes the specific vehicle segment it belongs to along with the annual and monthly car insurance cost.

  • Ford F-150 – Full-size pickup truck – $1,002 per year ($84 per month)
  • Honda Accord – Midsize car – $1,080 per year ($90 per month)
  • Honda Civic – Compact car – $1,024 per year ($85 per month)
  • Nissan Altima – Midsize car – $1,156 per year ($96 per month)
  • Toyota Corolla – Compact car – $1,018 per year ($85 per month)

What types of vehicles have the cheapest insurance?

From a segment perspective, the types of vehicles with the cheapest car insurance rates in Wisconsin are small SUVs, midsize pickups, utility vans, minivans, midsize SUVs, and compact cars.

The chart below shows the average annual cost of car insurance for each vehicle segment, with prices ranging from lower cost segments like compact SUVs and vans up to more expensive segments like luxury and performance cars.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average Wisconsin car insurance cost by segment is based on 2022 model year vehicles with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged for all Wisconsin Zip Codes.Data last updated on April 12, 2022
Wisconsin Car Insurance Rates by Vehicle Segment
Wisconsin Car Insurance Rates by Vehicle Segment
Vehicle Segment Annual Rate Monthly Rate
Compact SUV$968$81
Midsize Pickup$994$83
Minivan$1,044$87
Midsize SUV$1,046$87
Compact Car$1,064$89
Midsize Car$1,078$90
Half-ton Pickup$1,124$94
Compact Luxury SUV$1,162$97
Large SUV$1,168$97
Compact Luxury Car$1,174$98
Large Car$1,198$100
Heavy Duty Pickup$1,234$103
Midsize Luxury SUV$1,248$104
Midsize Luxury Car$1,370$114
Sports Car$1,460$122
Large Luxury SUV$1,562$130
Large Luxury Car$1,636$136

Which vehicles are cheapest to insure in Wisconsin?

When comparing makes and models from all segments, the models with the most affordable auto insurance rates in Wisconsin tend to be compact SUVs and crossovers like the Chevrolet Trailblazer, Nissan Kicks, Buick Encore, and Subaru Crosstrek. Average car insurance prices for those vehicles cost $862 or less per year to have full coverage.

Some additional vehicles that rank well in the cost comparison table are the Subaru Impreza, Buick Envision, Kia Seltos, and Ford Maverick. Average rates are marginally higher for those models than the cheapest crossovers and compact SUVs that rank at the top, but they still have an average cost of $75 or less per month in Wisconsin.

Some of the cheapest luxury car and SUV insurance rates in Wisconsin can be found on the Acura ILX at $952 per year, the Mercedes-Benz A220 at $1,014 per year, the BMW 330i at $1,092 per year, the Acura RDX at $886 per year, the Cadillac XT4 at $910 per year, and the Volvo XC40 at $998 per year.

The table below ranks the top 50 cheapest vehicles to insure in Wisconsin from the 2022 model year.

Top 50 Cheapest Car Insurance Rates in Wisconsin
Rank Make/Model Annual Cost Monthly Cost
1Mazda CX-5$788$66
2Nissan Kicks$806$67
3Chevrolet Trailblazer$810$68
4Honda Passport$832$69
5Subaru Crosstrek$832$69
6Chevrolet Colorado$852$71
7Toyota C-HR$854$71
8Buick Encore$856$71
9Nissan Rogue Sport$862$72
10Hyundai Venue$878$73
11Buick Envision$880$73
12Kia Seltos$880$73
13Ford Maverick$884$74
14Acura RDX$886$74
15Toyota Corolla Cross$886$74
16Subaru Ascent$890$74
17Hyundai Kona$894$75
18Subaru Forester$896$75
19Subaru Impreza$896$75
20Mazda MX-5 Miata$898$75
21Volkswagen Tiguan$898$75
22Chevrolet Spark$902$75
23Honda CR-V$906$76
24Cadillac XT4$910$76
25Mazda CX-30$916$76
26Ford Ranger$920$77
27Honda HR-V$928$77
28Ford Edge$932$78
29Ford Ecosport$938$78
30Chevrolet Trax$948$79
31Subaru Outback$950$79
32Acura ILX$952$79
33GMC Terrain$952$79
34Mitsubishi Eclipse Cross$954$80
35Nissan Murano$958$80
36Hyundai Tucson$962$80
37Toyota Tacoma$962$80
38Honda Odyssey$964$80
39Toyota Venza$966$81
40Chevrolet Bolt$968$81
41Chevrolet Equinox$968$81
42Ford Explorer$970$81
43Volkswagen Taos$970$81
44Fiat 500X$976$81
45Toyota RAV4$976$81
46Kia Sorento$978$82
47Kia Soul$978$82
48Nissan Frontier$986$82
49GMC Canyon$992$83
50Hyundai Palisade$994$83

    Get Rates in Your AreaWhy is this important?

    Table Data Details: Average car insurance rate for each model assumes a 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to premiums. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Wisconsin.Data last updated on March 24, 2022
    Top 50 Cheapest Car Insurance Rates in Wisconsin

    The charts below show more detailed average auto insurance quotes for five popular vehicles in Wisconsin. These charts include average rates for things like high-risk drivers, high and low deductible policies, different driver ages, and discount policy rates.

    Honda CR-V insurance rates

    Honda CR-V insurance in Wisconsin costs an average of $906 per year and ranges from $752 to $2,064 per year for the sample driver risk profiles shown in the chart below.

    The Honda CR-V is considered a compact SUV, and other popular models include the Nissan Rogue, Toyota RAV4, Chevrolet Equinox, Subaru Forester, and Mazda CX-5.

    Get Rates in Your AreaWhy is this important?

    Chart Data Details: Average rates are for a 2022 model year Honda CR-V with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Honda CR-V car insurance cost in Wisconsin includes all Zip Codes and vehicle trim levels.Data last updated on May 19, 2022
    Honda CR-V Insurance Cost in Wisconsin
    Honda CR-V Insurance Cost in Wisconsin
    Driver Risk Profile Annual Rate Monthly Rate
    High Risk Driver Age 30$2,064$172
    Safe Driver Age 20$1,808$151
    At-fault Accidents Age 40$1,280$107
    Low Deductibles Age 40$1,174$98
    Safe Driver Age 30$952$79
    Safe Driver Age 40$906$76
    Safe Driver Age 50$826$69
    Safe Driver Age 60$810$68
    High Deductibles Age 40$766$64
    Discount Rate Age 40$752$63

    Kia Sorento insurance rates

    Kia Sorento car insurance rates in Wisconsin range from $812 to $2,226 per year for the driver profiles in the chart below. Kia Sorento insurance costs an average of $978 per year or $82 per month in Wisconsin.

    The Kia Sorento belongs to the midsize SUV segment, and other popular models include the Ford Explorer, Honda Pilot, Kia Telluride, Toyota Highlander, and Jeep Grand Cherokee.

    Get Rates in Your AreaWhy is this important?

    Chart Data Details: Average rates are for a 2022 model year Kia Sorento with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Kia Sorento car insurance cost in Wisconsin includes all Zip Codes and vehicle trim levels.Data last updated on May 19, 2022
    Kia Sorento Insurance Cost in Wisconsin
    Kia Sorento Insurance Cost in Wisconsin
    Driver Risk Profile Annual Rate Monthly Rate
    High Risk Driver Age 30$2,226$186
    Safe Driver Age 20$1,950$163
    At-fault Accidents Age 40$1,380$115
    Low Deductibles Age 40$1,280$107
    Safe Driver Age 30$1,034$86
    Safe Driver Age 40$978$82
    Safe Driver Age 50$892$74
    Safe Driver Age 60$876$73
    High Deductibles Age 40$822$69
    Discount Rate Age 40$812$68

    Ford Expedition insurance rates

    The chart below shows average Ford Expedition insurance rates in Wisconsin for different driver ages and risk profiles. Annual cost ranges from $914 to $2,510 per year for the example driver risk profiles, with average cost being $1,100 per year.

    The Ford Expedition is a large SUV and other similar models include the Toyota Sequoia, Chevrolet Tahoe, GMC Yukon, Chevrolet Suburban, and .

    Get Rates in Your AreaWhy is this important?

    Chart Data Details: Average rates are for a 2022 model year Ford Expedition with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Ford Expedition car insurance cost in Wisconsin includes all Zip Codes and vehicle trim levels.Data last updated on April 20, 2022
    Ford Expedition Insurance Cost in Wisconsin
    Ford Expedition Insurance Cost in Wisconsin
    Driver Risk Profile Annual Rate Monthly Rate
    High Risk Driver Age 30$2,510$209
    Safe Driver Age 20$2,200$183
    At-fault Accidents Age 40$1,550$129
    Low Deductibles Age 40$1,454$121
    Safe Driver Age 30$1,164$97
    Safe Driver Age 40$1,100$92
    Safe Driver Age 50$1,000$83
    Safe Driver Age 60$984$82
    High Deductibles Age 40$918$77
    Discount Rate Age 40$914$76

    Honda Accord insurance rates

    Average Honda Accord insurance rates in Wisconsin as shown in the chart below range from $896 to $2,468 per year, with the average cost being $1,080.

    The Honda Accord is considered a midsize car, and other models in this segment include the Hyundai Sonata, Chevrolet Malibu, Nissan Altima, Kia K5, and Toyota Camry.

    Get Rates in Your AreaWhy is this important?

    Chart Data Details: Average rates are for a 2022 model year Honda Accord with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Honda Accord car insurance cost in Wisconsin includes all Zip Codes and vehicle trim levels.Data last updated on May 19, 2022
    Honda Accord Insurance Cost in Wisconsin
    Honda Accord Insurance Cost in Wisconsin
    Driver Risk Profile Annual Rate Monthly Rate
    High Risk Driver Age 30$2,468$206
    Safe Driver Age 20$2,162$180
    At-fault Accidents Age 40$1,528$127
    Low Deductibles Age 40$1,414$118
    Safe Driver Age 30$1,138$95
    Safe Driver Age 40$1,080$90
    Safe Driver Age 50$986$82
    Safe Driver Age 60$966$81
    High Deductibles Age 40$912$76
    Discount Rate Age 40$896$75

    Chevrolet Camaro insurance rates

    The average cost for Chevrolet Camaro insurance in Wisconsin is $1,434 per year. The chart below shows rates for additional driver profiles with prices ranging from $1,188 to $3,242 per year.

    The Chevrolet Camaro is a sports car and other vehicles in this segment include the Ford Mustang, Toyota Supra, Chevrolet Corvette, Nissan 370Z, and Subaru BRZ.

    Get Rates in Your AreaWhy is this important?

    Chart Data Details: Average rates are for a 2022 model year Chevrolet Camaro with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Chevrolet Camaro car insurance cost in Wisconsin includes all Zip Codes and vehicle trim levels.Data last updated on May 19, 2022
    Chevrolet Camaro Insurance Cost in Wisconsin
    Chevrolet Camaro Insurance Cost in Wisconsin
    Driver Risk Profile Annual Rate Monthly Rate
    High Risk Driver Age 30$3,242$270
    Safe Driver Age 20$2,842$237
    At-fault Accidents Age 40$2,026$169
    Low Deductibles Age 40$1,842$154
    Safe Driver Age 30$1,502$125
    Safe Driver Age 40$1,434$120
    Safe Driver Age 50$1,308$109
    Safe Driver Age 60$1,280$107
    High Deductibles Age 40$1,224$102
    Discount Rate Age 40$1,188$99

    Is Wisconsin car insurance expensive?

    When compared to surrounding states, average Wisconsin car insurance rates are 22.6% cheaper than Minnesota, 6% more expensive than Iowa, 15.9% more expensive than Illinois, and 57.3% cheaper than Michigan.

    When average rates are compared to other states in the Midwest that are not immediate neighbors, Wisconsin car insurance costs 16.7% more than Ohio, 9% more than Indiana, 18.3% less than North Dakota, and 28.8% less than Nebraska.

    When compared to states in other regions of the country, the average car insurance cost in Wisconsin is 7.2% more expensive than North Carolina, 18.9% cheaper than Oregon, 36.3% cheaper than Colorado, 40.7% cheaper than California, and 53.5% cheaper than Florida.

    The chart below shows how Wisconsin auto insurance rates compare to all other Midwest states. Wisconsin ranks 2nd out of the 12 Midwest states in the comparison, and ranks 7th overall out of all 50 states for cheapest car insurance rates.

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    Wisconsin Car Insurance Cost Compared to Midwest Region
    Average Car Insurance Cost in Wisconsin Compared to Midwest Region
    Midwest Region States Average Insurance Cost Annual Difference
    Ohio$888-$148
    Wisconsin$1,036--
    Iowa$1,102$66
    Indiana$1,138$102
    Illinois$1,232$196
    North Dakota$1,268$232
    Minnesota$1,338$302
    South Dakota$1,378$342
    Nebraska$1,456$420
    Kansas$1,534$498
    Missouri$1,614$578
    Michigan$2,424$1,388

    Here’s an example that shows the difference between the cost of car insurance in Wisconsin and some other Midwest states as a dollar amount rather than percentages. This example uses the Toyota Camry as the rated vehicle with a 40-year-old male as the rated driver.

    Average car insurance cost on a 2022 Toyota Camry in Wisconsin is $1,020 per year. This average rate is:

    • $1,366 per year cheaper than insuring the same vehicle in Michigan ($2,386)
    • $296 per year cheaper than in Minnesota ($1,316)
    • $64 per year more expensive than in Iowa ($1,084)
    • $486 per year cheaper than in Kansas ($1,506)
    • $410 per year cheaper than in Nebraska ($1,430)

    Overall, car insurance rates in Wisconsin are very good, almost ranking in the top 10 nationally. Cheaper rates can be found on small SUVs and most compact and midsize cars, while the more expensive insurance is generally found on large SUVs, heavy duty pickups, and luxury autos.

    Wisconsin car insurance rates by city

    Listed below are some of the larger cities in Wisconsin and the average car insurance rates for each. Visit any page to view detailed rate information, including average overall rates, yearly and monthly cost comparisons, and the cheapest models to insure in each city.