How Much is Insurance for a Mercedes-Benz GLC300? Rates & Insights for 2025

How much does GLC300 insurance cost? We analyzed insurance rates for the base and 4Matic SUV and Coupe to see how they ranked against the competition.

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How much does Mercedes GLC300 insurance cost?

Mercedes-Benz GLC300 insurance averages $2,512 annually for full coverage, or about $209 monthly. With the average small luxury SUV costing $2,541 a year to insure, the Mercedes may save around $29 or more annually.

The following chart demonstrates how average GLC300 car insurance rates change based on the age of the driver and policy deductibles. Rates range from $1,702 per year for a driver age 60 with $1,000 physical damage deductibles to $5,974 per year for a driver age 20 with a deductible of $250.

Average 2024 Mercedes-Benz GLC300 car insurance premiums for different driver ages and policy deductibles.
Figure 1: Average 2024 Mercedes-Benz GLC300 car insurance premiums for different driver ages and policy deductibles. Rates updated on June 26, 2025.

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Data Methodology: Average premiums are based on a 2024 model year Mercedes-Benz GLC300. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision coverage is included as well as UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels.

2024 Mercedes-Benz GLC300 Insurance Cost by Driver Age and Deductibles
Driver Age Policy Deductible Annual Premium Cost Per Month
20-Year-Old$1,000$4,142$345
$500$5,032$419
$250$5,974$498
30-Year-Old$1,000$2,202$184
$500$2,694$225
$250$3,208$267
40-Year-Old$1,000$2,058$172
$500$2,512$209
$250$2,984$249
50-Year-Old$1,000$1,816$151
$500$2,206$184
$250$2,612$218
60-Year-Old$1,000$1,702$142
$500$2,068$172
$250$2,450$204

Data Methodology: Rated driver has no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for the 2024 Mercedes-Benz GLC300. Updated June 26, 2025

Other important insights regarding GLC300 insurance cost include:

  • Fewer accidents mean cheaper GLC300 insurance rates. At-fault accidents raise insurance rates, possibly up to $3,526 per year for a 20-year-old driver and even as much as $550 per year for a 60-year-old driver.
  • Teen drivers cost a lot to insure. Average rates for full coverage GLC300 insurance costs $8,666 per year for a 16-year-old driver, $8,478 per year for a 17-year-old driver, and $7,754 per year for an 18-year-old driver.
  • Your occupation could save you money. Some insurance companies offer discounts for being employed in occupations like scientists, architects, emergency medical technicians, college professors, high school and elementary teachers, doctors, and other occupations. Getting this discount may save between $75 and $228 on your annual auto insurance bill, subject to the policy coverages selected.
  • GLC300 insurance is expensive for high-risk drivers. For a 40-year-old driver, the need to buy a high-risk policy could end up with a rate increase of $2,980 or more per year.
  • Lots of discounts equal cheaper GLC300 insurance. Discounts may be available if the insured drivers are military or federal employees, are claim-free, drive a vehicle with safety or anti-theft features, are away-from-home students, insure their home and car with the same company, or many other discounts which could save the average driver as much as $426 per year on the cost of insuring a Mercedes-Benz GLC300.
  • Driving citations can increase insurance prices. In order to get cheaper Mercedes GLC 300 insurance cost, it pays to not be aggressive behind the wheel. Just a couple of traffic tickets have the potential to raise insurance policy rates by as much as $646 per year.
  • Clean up your credit for better rates. In states that grant insurance companies permission for a driver’s credit history to be used as a policy cost factor, having excellent credit of 800+ could save $394 per year compared to a good rating of 670-739. Conversely, a poor credit score could cost as much as $457 more per year.

Which Mercedes GLC300 has the cheapest insurance?

With Mercedes-Benz GLC300 insurance cost ranging from $2,422 to $2,632 annually on average, the most budget-friendly 2024 trim level to insure is the base 2WD SUV model. The second cheapest model to insure is the 4Matic AWD SUV at $2,478 per year.

On average, plan on paying a minimum of $202 per month for full coverage insurance. This number can change considerably, however, based on differences in driver age, location of the insured vehicle, and any prior traffic violations or insurance claims.

Annual and semi-annual policy term rates are shown in the table below, plus a monthly budget amount, for the base two-wheel drive and 4Matic four-wheel drive Mercedes GLC300 trim levels.

2024 Mercedes-Benz GLC300 Insurance Rates by Trim Level
2024 Mercedes-Benz GLC300 Trim Level Annual Premium Cost Per Month
Base 2WD SUV$2,422$202
4Matic AWD SUV$2,478$207
4Matic AWD Coupe$2,632$219

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated June 27, 2025

Insurance cost by trim level for a 2024 Mercedes-Benz GLC300 ranging from the Base 2WD SUV model at $2,422 per year to the 4Matic AWD Coupe model at $2,632
Insurance cost by trim level for a 2024 Mercedes-Benz GLC300 ranging from the Base 2WD SUV model at $2,422 per year to the 4Matic AWD Coupe model at $2,632

How does Mercedes GLC300 insurance cost rank?

The Mercedes-Benz GLC300 ranks 23rd out of 38 comparison vehicles in the 2024 small luxury SUV segment. The GLC300 costs an estimated $2,512 per year for full coverage car insurance and the class average cost is $2,541 per year, a difference of $29 per year.

When compared to popular vehicles in the small luxury SUV segment, insurance rates for a Mercedes-Benz GLC300 cost $164 more per year than the Lexus NX 350, $252 less than the BMW X3, $554 more than the Acura RDX, and $94 less than the Audi Q5.

The table below shows how well insurance prices for the GLC300 fare against other small luxury SUVs.

Insurance Cost Comparison: Mercedes-Benz GLC300 vs Small Luxury SUVs
Rank Make and Model Annual Premium Difference
1Acura RDX$1,958-$554
2Lexus NX 250$2,072-$440
3Cadillac XT4$2,114-$398
4Lexus NX 350h$2,210-$302
5Lincoln Corsair$2,236-$276
6Mercedes-Benz GLB 250$2,240-$272
7Lexus UX 250h$2,246-$266
8Lexus NX 450h$2,258-$254
9Mercedes-Benz GLA250$2,282-$230
10Mercedes-Benz GLA35 AMG$2,290-$222
11Land Rover Evoque$2,336-$176
12Lexus NX 350$2,348-$164
13Volvo XC40$2,356-$156
14Volvo XC60$2,370-$142
15Alfa Romeo Tonale$2,376-$136
16Mercedes-Benz GLA45 AMG$2,388-$124
17BMW X1$2,420-$92
18Infiniti QX55$2,424-$88
19Volvo C40$2,442-$70
20BMW X2$2,452-$60
21Lexus RZ 450e$2,478-$34
22Mercedes-Benz EQB 300$2,492-$20
23Mercedes-Benz GLC300$2,512--
24Mercedes-Benz EQB 350$2,552$40
25Genesis GV70$2,582$70
26Audi Q3$2,596$84
27Audi Q5$2,606$94
28Alfa Romeo Stelvio$2,630$118
29Land Rover Range Rover Velar$2,660$148
30BMW X4$2,712$200
31Audi Q4$2,736$224
32BMW X3$2,764$252
33Genesis GV60$2,848$336
34Porsche Macan$2,894$382
35Jaguar I-Pace$2,926$414
36Land Rover Defender$3,042$530
37Jaguar F-Pace$3,130$618
38Aston Martin DBX$4,562$2,050

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated June 26, 2025

At $2,512 per year, insurance cost for a 2024 Mercedes-Benz GLC300 ranks 23rd out of 38 models in the small luxury SUV segment
At $2,512 per year, insurance cost for a 2024 Mercedes-Benz GLC300 ranks 23rd out of 38 models in the small luxury SUV segment

Mercedes GLC300 Insurance Cost by U.S. State

Depending on where you live in the United States, car insurance rates can vary dramatically. The table below shows average yearly and monthly car insurance rates for a 2024 Mercedes-Benz GLC300. Click on any state name to see additional rate information.

2024 Mercedes-Benz GLC300 Average Insurance Cost by State
U.S. State Annual Premium Cost Per Month
Alabama$2,468$206
Alaska$2,200$183
Arizona$2,498$208
Arkansas$2,742$229
California$3,046$254
Colorado$2,790$233
Connecticut$2,866$239
Delaware$2,912$243
Florida$2,952$246
Georgia$2,694$225
Hawaii$2,060$172
Idaho$2,118$177
Illinois$2,424$202
Indiana$2,182$182
Iowa$2,034$170
Kansas$2,626$219
Kentucky$2,788$232
Louisiana$2,852$238
Maine$1,910$159
Maryland$2,520$210
Massachusetts$2,820$235
Michigan$3,064$255
Minnesota$2,386$199
Mississippi$2,610$218
Missouri$2,892$241
Montana$2,500$208
Nebraska$2,344$195
Nevada$3,018$252
New Hampshire$2,036$170
New Jersey$3,048$254
New Mexico$2,322$194
New York$2,950$246
North Carolina$1,950$163
North Dakota$2,334$195
Ohio$2,088$174
Oklahoma$2,848$237
Oregon$2,530$211
Pennsylvania$2,580$215
Rhode Island$3,102$259
South Carolina$2,352$196
South Dakota$2,706$226
Tennessee$2,562$214
Texas$2,520$210
Utah$2,422$202
Vermont$2,144$179
Virginia$2,028$169
Washington$2,470$206
West Virginia$2,454$205
Wisconsin$2,120$177
Wyoming$2,444$204

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Updated June 27, 2025

Average annual premium and cost per month to insure a 2024 Mercedes-Benz GLC300 in all 50 U.S. States
Average annual premium and cost per month to insure a 2024 Mercedes-Benz GLC300 in all 50 U.S. States