Navigating Insurance for an Audi Q7: Rates Compared for 2025

How much does Audi Q7 insurance cost? We compare Q7 insurance rates for the Premium, Premium Plus and Prestige trim levels and compare them to the entire midsize luxury SUV segment to see how they rank.

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  • Drivers can expect to pay an average of $2,842 per year, $1,421 for a 6-month policy, or $237 per month, for full coverage insurance on an Audi Q7, depending on the trim level.
  • Drivers can find the cheapest Audi Q7 insurance on the Premium 45 model, costing an average of $2,672 per year. The Q7 Prestige 55 S line sport has the highest rates at $3,018 per year.
  • Insurance on an Audi Q7 runs right about average for the class, costing $60 more per year when compared to other midsize luxury SUVs
  • Audi Q7 insurance rates in a few larger U.S. cities include $4,196 in Philadelphia, PA, $4,190 in Las Vegas, NV, and $3,498 in Long Beach, CA.

How much does Audi Q7 car insurance cost?

Audi Q7 car insurance costs $2,842 per year for full coverage on average, while cost per month ranges from $223 to $252 depending on the trim level.

Collision insurance will cost an average of $1,524 a year, liability and medical coverage will cost around $620, and the remaining comprehensive (or other-than-collision) coverage will cost around $698.

The following chart details how average Audi Q7 car insurance rates change based on the age of the driver and the chosen policy deductibles.

Rates range from the lowest price of $1,938 per year for a driver age 60 with a deductible of $1,000 to the highest policy cost of $6,840 each year for a driver age 20 with a deductible of $250.

Average 2024 Audi Q7 car insurance premiums for different driver ages and policy deductibles.
Figure 1: Average 2024 Audi Q7 car insurance premiums for different driver ages and policy deductibles. Rates updated on June 27, 2025.

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Data Methodology: Average premiums are based on a 2024 model year Audi Q7. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision coverage is included as well as UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels.

2024 Audi Q7 Insurance Cost by Driver Age and Deductibles
Driver Age Policy Deductible Annual Premium Cost Per Month
20-Year-Old$1,000$4,774$398
$500$5,776$481
$250$6,840$570
30-Year-Old$1,000$2,500$208
$500$3,046$254
$250$3,618$302
40-Year-Old$1,000$2,340$195
$500$2,842$237
$250$3,368$281
50-Year-Old$1,000$2,064$172
$500$2,498$208
$250$2,950$246
60-Year-Old$1,000$1,938$162
$500$2,344$195
$250$2,768$231

Data Methodology: Rated driver has no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for the 2024 Audi Q7. Updated June 27, 2025

What Q7 model is the cheapest to insure?

The cheapest trim level of Audi Q7 to insure is the Premium 45 at an estimated $2,672 per year, or about $223 per month. The second cheapest trim is the Premium Plus 45 at $2,752 per year, and the third cheapest trim to insure is the Premium 55 at $2,794 per year.

The rate table below details car insurance rates for annual and 6-month policy terms, in addition to a monthly budget figure, for each 2024 Audi Q7 model package and trim level.

2024 Audi Q7 Insurance Rates by Trim Level
2024 Audi Q7 Trim Level Annual Premium Cost Per Month
Premium 45$2,672$223
Premium Plus 45$2,752$229
Premium 55$2,794$233
Premium Plus 55$2,860$238
Prestige 55$2,954$246
Prestige 55 S line sport$3,018$252

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated June 26, 2025

Insurance cost by trim level for a 2024 Audi Q7 ranging from the Premium 45 model at $2,672 per year to the Prestige 55 S line sport model at $3,018
Insurance cost by trim level for a 2024 Audi Q7 ranging from the Premium 45 model at $2,672 per year to the Prestige 55 S line sport model at $3,018

How does Q7 insurance cost compare to other SUVs?

The Audi Q7 ranks 25th out of 41 comparison vehicles in the midsize luxury SUV category. The Q7 costs an estimated $2,842 per year for full coverage insurance and the category median average cost is $2,782 annually, a difference of $60 per year.

When compared to other midsize luxury SUV models, insurance for an Audi Q7 costs $492 more per year than Lexus RX 350 insurance, $150 less than the BMW X5, $500 more than Acura MDX insurance, and $632 more than the Cadillac XT5.

The chart below shows how Audi Q7 car insurance rates compare to other midsize luxury SUVs like the Infiniti QX60 and the Cadillac XT6. An additional table is appended after the chart detailing average insurance rates for every vehicle in the midsize luxury SUV segment.

Average 2024 Audi Q7 car insurance premium compared to other midsize luxury SUV models.
Figure 2: Average 2024 Audi Q7 car insurance premium compared to other midsize luxury SUV models. Rates updated on June 26, 2025.

Data Methodology: Average rates are for a 2024 model year Audi Q7. Rated driver is a 40-year-old married male driver with a clean driving record and no at-fault accidents. Average premium includes all Audi Q7 trim levels. Comprehensive and collision deductibles are $500 and rates are averaged for all U.S. states.

Audi Q7 Insurance Cost Compared to All Midsize Luxury SUVs
Rank Make and Model Annual Premium Difference
1Jaguar E-Pace$2,190-$652
2Cadillac XT5$2,210-$632
3Infiniti QX50$2,276-$566
4Cadillac XT6$2,292-$550
5Infiniti QX60$2,304-$538
6Mercedes-Benz AMG GLB35$2,308-$534
7Acura MDX$2,342-$500
8Lexus RX 350$2,350-$492
9Lexus TX 350$2,380-$462
10Lexus RX 350h$2,410-$432
11Lexus TX 500h$2,446-$396
12Lexus RX 500h$2,454-$388
13Lincoln Nautilus$2,472-$370
14Lexus RX 450h$2,476-$366
15Volvo V90$2,496-$346
16Audi SQ5$2,584-$258
17Mercedes-Benz GLE350$2,616-$226
18Lincoln Aviator$2,636-$206
19Lexus GX 550$2,664-$178
20Volvo V60$2,742-$100
21Land Rover Discovery Sport$2,746-$96
22Mercedes-Benz GLE450$2,758-$84
23Cadillac Lyriq$2,784-$58
24Volvo EX90$2,806-$36
25Audi Q7$2,842--
26Genesis GV80$2,854$12
27Mercedes-Benz AMG GLC43$2,868$26
28Audi e-tron$2,920$78
29Tesla Model X$2,944$102
30BMW X5$2,992$150
31Audi Q8$3,012$170
32Land Rover Discovery$3,026$184
33Mercedes-Benz AMG GLE53$3,046$204
34Audi SQ7$3,148$306
35BMW iX$3,192$350
36BMW X6$3,272$430
37Land Rover Range Rover Sport$3,410$568
38Audi RS 6$3,482$640
39Porsche Cayenne$3,506$664
40BMW XM$3,844$1,002
41Mercedes-Benz AMG GLE63$3,948$1,106

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated June 26, 2025

New vs. used Audi Q7 insurance rates

A 2024 Audi Q7 costs an average of $2,842 per year to insure. Insuring an older model like a 2013 Q7 in place of a new 2024 model will save around $742 each year. Even opting for a gently used 2019 model could save you $456 on a yearly basis.

The data table below illustrates typical Audi Q7 auto insurance premiums from 2013 to 2024. Insurance cost ranges from the least expensive rate of $1,892 for a 2014 Audi Q7 to the most expensive rate of $2,842 for a 2024 model.

Audi Q7 Insurance Cost for 2013-2024 Models
Model Year and Vehicle Annual Premium Cost Per Month
2024 Audi Q7$2,842$237
2023 Audi Q7$2,720$227
2022 Audi Q7$2,802$234
2021 Audi Q7$2,646$221
2020 Audi Q7$2,556$213
2019 Audi Q7$2,386$199
2018 Audi Q7$2,218$185
2017 Audi Q7$2,090$174
2015 Audi Q7$1,970$164
2014 Audi Q7$1,892$158
2013 Audi Q7$2,100$175

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Audi Q7 trim levels for each model year. Updated June 26, 2025

Average annual premium and cost per month to insure 2013 to 2024 Audi Q7 models
Average annual premium and cost per month to insure 2013 to 2024 Audi Q7 models

Auto insurance rates by location

Depending on your address, the car insurance cost for an Audi Q7 can fluctuate significantly, from cheaper premiums like $2,304 a year in Virginia Beach, VA, or $2,214 in Raleigh, NC, to more expensive rates such as $4,196 a year in Philadelphia, PA, and $4,178 in Los Angeles, CA.

Some additional examples of rates include Seattle, WA, at $3,038 per year, Baltimore, MD, at $3,520, Tulsa, OK, costing $3,440, and Omaha, NE, averaging $2,788.

The chart below visualizes average full-coverage car insurance rates for an Audi Q7 for the largest cities in the U.S.

Average car insurance rates for a 2024 Audi Q7 in larger U.S. cities.
Figure 3: Average car insurance rates for a 2024 Audi Q7 in larger U.S. cities. Rates updated on June 27, 2025.

Data Methodology: Average car insurance rates for a 2024 Audi Q7 assume a 40-year-old married male driver with no driving violations or at-fault accidents in the last three years. Comprehensive and collision deductibles are $500, UM/UIM and medical payments coverage is included, and rates are averaged for all trim levels and U.S. Zip Codes.

Audi Q7 Insurance Rates by Location
Location Annual Premium Cost Per Month
New York, NY$4,614$385
Philadelphia, PA$4,196$350
Las Vegas, NV$4,190$349
Los Angeles, CA$4,178$348
San Francisco, CA$3,736$311
Kansas City, MO$3,424$285
Oklahoma City, OK$3,424$285
Denver, CO$3,374$281
Memphis, TN$3,374$281
Atlanta, GA$3,342$279
San Jose, CA$3,274$273
Phoenix, AZ$3,210$268
Portland, OR$3,180$265
San Diego, CA$3,168$264
Boston, MA$3,162$264
Chicago, IL$3,096$258
Dallas, TX$3,058$255
Houston, TX$3,046$254
Seattle, WA$3,038$253
Jacksonville, FL$2,980$248
Nashville, TN$2,960$247
Milwaukee, WI$2,950$246
Albuquerque, NM$2,912$243
San Antonio, TX$2,848$237
Omaha, NE$2,788$232
Fort Worth, TX$2,782$232
Austin, TX$2,758$230
Indianapolis, IN$2,592$216
Columbus, OH$2,458$205
Charlotte, NC$2,386$199

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for a 2024 Audi Q7 and all Zip Codes in each city. Updated June 27, 2025

Additional Rates and Information

A few additional rates and conclusions as they relate to insurance rates on an Audi Q7 include:

  • Plan on paying a lot to insure a teen driver. Average rates for full coverage Q7 insurance costs $10,027 per year for a 16-year-old driver, $9,796 per year for a 17-year-old driver, and $8,936 per year for an 18-year-old driver.
  • Gender and age affect the rate you pay. For a 2024 Audi Q7, a 20-year-old man pays an estimated $5,776 per year, while a 20-year-old woman pays an estimated $4,106, a difference of $1,670 per year in the women’s favor by a large margin. But by age 50, the cost for men is $2,498 and the cost for female drivers is $2,444, a difference of only $54.
  • Tickets and violations can cost a lot. If you want the best Q7 insurance rates, it pays to follow traffic laws. Just a couple of minor lapses of judgment on your driving record can increase insurance cost as much as $756 per year. Serious misdemeanor violations like hit-and-run, DUI or reckless driving could raise rates by an additional $2,662 or more.
  • Getting older pays dividends in cheaper insurance. The difference in insurance cost for an Audi Q7 between a 50-year-old driver ($2,498 per year) and a 30-year-old driver ($3,046 per year) is $548, or a savings of 19.8%.
  • Expect to pay a lot for high-risk insurance. For a 40-year-old driver, having to buy a high-risk policy due to excessive accidents and/or violations could increase the cost by $3,458 or more per year.
  • Get a discount from your employer. Most auto insurance companies offer policy discounts for specific professions like high school and elementary teachers, members of the military, college professors, accountants, emergency medical technicians, and other occupations. If your job can earn you this discount, you may save between $85 and $228 on your car insurance premium, subject to policy limits.
  • Excellent credit equals excellent rates. In states that have car insurance regulations that allow a driver’s personal credit information to be used for the purpose of generating an insurance rate, having a high credit score of 800+ could experience savings as high as $446 per year versus a credit score ranging from 670-739. Conversely, a weaker credit score could cost around $517 more per year.