- Drivers can expect to pay an average of $2,912 per year, $1,456 for a 6-month policy, or $243 per month, for full coverage insurance on an Audi Q7, depending on the trim level.
- Drivers can find the cheapest Audi Q7 insurance on the Premium 45 model, costing an average of $2,738 per year. The Q7 Prestige 55 S line sport has the highest rates at $3,092 per year.
- Insurance on an Audi Q7 runs right about average for the class, costing $62 more per year when compared to other midsize luxury SUVs
- Audi Q7 insurance rates in a few larger U.S. cities include $4,246 in Philadelphia, PA, $4,240 in Las Vegas, NV, and $3,548 in Long Beach, CA.
How much does Audi Q7 car insurance cost?
Audi Q7 car insurance costs $2,912 per year for full coverage on average, while cost per month ranges from $228 to $258 depending on the trim level.
Collision insurance will cost an average of $1,562 a year, liability and medical coverage will cost around $636, and the remaining comprehensive (or other-than-collision) coverage will cost around $714.
The following chart details how average Audi Q7 car insurance rates change based on the age of the driver and the chosen policy deductibles.
Rates range from the lowest price of $1,986 per year for a driver age 60 with a deductible of $1,000 to the highest policy cost of $7,006 each year for a driver age 20 with a deductible of $250.
What Q7 model is the cheapest to insure?
The cheapest trim level of Audi Q7 to insure is the Premium 45 at an estimated $2,738 per year, or about $228 per month. The second cheapest trim is the Premium Plus 45 at $2,820 per year, and the third cheapest trim to insure is the Premium 55 at $2,862 per year.
The rate table below details car insurance rates for annual and 6-month policy terms, in addition to a monthly budget figure, for each 2024 Audi Q7 model package and trim level.
| 2024 Audi Q7 Trim Level | Annual Premium | Cost Per Month |
|---|---|---|
| Premium 45 | $2,738 | $228 |
| Premium Plus 45 | $2,820 | $235 |
| Premium 55 | $2,862 | $239 |
| Premium Plus 55 | $2,932 | $244 |
| Prestige 55 | $3,028 | $252 |
| Prestige 55 S line sport | $3,092 | $258 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated October 24, 2025
How does Q7 insurance cost compare to other SUVs?
The Audi Q7 ranks 25th out of 41 comparison vehicles in the midsize luxury SUV category. The Q7 costs an estimated $2,912 per year for full coverage insurance and the category median average cost is $2,850 annually, a difference of $62 per year.
When compared to other midsize luxury SUV models, insurance for an Audi Q7 costs $506 more per year than Lexus RX 350 insurance, $156 less than the BMW X5, $516 more than Acura MDX insurance, and $648 more than the Cadillac XT5.
The chart below shows how Audi Q7 car insurance rates compare to other midsize luxury SUVs like the Infiniti QX60 and the Cadillac XT6. An additional table is appended after the chart detailing average insurance rates for every vehicle in the midsize luxury SUV segment.
| Rank | Make and Model | Annual Premium | Difference |
|---|---|---|---|
| 1 | Jaguar E-Pace | $2,242 | -$670 |
| 2 | Cadillac XT5 | $2,264 | -$648 |
| 3 | Infiniti QX50 | $2,330 | -$582 |
| 4 | Cadillac XT6 | $2,348 | -$564 |
| 5 | Infiniti QX60 | $2,358 | -$554 |
| 6 | Mercedes-Benz AMG GLB35 | $2,364 | -$548 |
| 7 | Acura MDX | $2,396 | -$516 |
| 8 | Lexus RX 350 | $2,406 | -$506 |
| 9 | Lexus TX 350 | $2,440 | -$472 |
| 10 | Lexus RX 350h | $2,468 | -$444 |
| 11 | Lexus TX 500h | $2,506 | -$406 |
| 12 | Lexus RX 500h | $2,514 | -$398 |
| 13 | Lincoln Nautilus | $2,534 | -$378 |
| 14 | Lexus RX 450h | $2,538 | -$374 |
| 15 | Volvo V90 | $2,558 | -$354 |
| 16 | Audi SQ5 | $2,646 | -$266 |
| 17 | Mercedes-Benz GLE350 | $2,680 | -$232 |
| 18 | Lincoln Aviator | $2,698 | -$214 |
| 19 | Lexus GX 550 | $2,728 | -$184 |
| 20 | Volvo V60 | $2,808 | -$104 |
| 21 | Land Rover Discovery Sport | $2,814 | -$98 |
| 22 | Mercedes-Benz GLE450 | $2,826 | -$86 |
| 23 | Cadillac Lyriq | $2,852 | -$60 |
| 24 | Volvo EX90 | $2,876 | -$36 |
| 25 | Audi Q7 | $2,912 | -- |
| 26 | Genesis GV80 | $2,926 | $14 |
| 27 | Mercedes-Benz AMG GLC43 | $2,938 | $26 |
| 28 | Audi e-tron | $2,994 | $82 |
| 29 | Tesla Model X | $3,016 | $104 |
| 30 | BMW X5 | $3,068 | $156 |
| 31 | Audi Q8 | $3,082 | $170 |
| 32 | Land Rover Discovery | $3,100 | $188 |
| 33 | Mercedes-Benz AMG GLE53 | $3,120 | $208 |
| 34 | Audi SQ7 | $3,224 | $312 |
| 35 | BMW iX | $3,272 | $360 |
| 36 | BMW X6 | $3,350 | $438 |
| 37 | Land Rover Range Rover Sport | $3,492 | $580 |
| 38 | Audi RS 6 | $3,564 | $652 |
| 39 | Porsche Cayenne | $3,594 | $682 |
| 40 | BMW XM | $3,938 | $1,026 |
| 41 | Mercedes-Benz AMG GLE63 | $4,046 | $1,134 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated October 24, 2025
New vs. used Audi Q7 insurance rates
A 2024 Audi Q7 costs an average of $2,912 per year to insure. Insuring an older model like a 2013 Q7 in place of a new 2024 model will save around $758 each year. Even opting for a gently used 2019 model could save you $468 on a yearly basis.
The data table below illustrates typical Audi Q7 auto insurance premiums from 2013 to 2024. Insurance cost ranges from the least expensive rate of $1,936 for a 2014 Audi Q7 to the most expensive rate of $2,912 for a 2024 model.
| Model Year and Vehicle | Annual Premium | Cost Per Month |
|---|---|---|
| 2024 Audi Q7 | $2,912 | $243 |
| 2023 Audi Q7 | $2,788 | $232 |
| 2022 Audi Q7 | $2,870 | $239 |
| 2021 Audi Q7 | $2,710 | $226 |
| 2020 Audi Q7 | $2,618 | $218 |
| 2019 Audi Q7 | $2,444 | $204 |
| 2018 Audi Q7 | $2,274 | $190 |
| 2017 Audi Q7 | $2,142 | $179 |
| 2015 Audi Q7 | $2,018 | $168 |
| 2014 Audi Q7 | $1,936 | $161 |
| 2013 Audi Q7 | $2,154 | $180 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Audi Q7 trim levels for each model year. Updated October 24, 2025
Auto insurance rates by location
Depending on your address, the car insurance cost for an Audi Q7 can fluctuate significantly, from cheaper premiums like $2,358 a year in Virginia Beach, VA, or $2,268 in Raleigh, NC, to more expensive rates such as $4,246 a year in Philadelphia, PA, and $4,232 in Los Angeles, CA.
Some additional examples of rates include Seattle, WA, at $3,096 per year, Baltimore, MD, at $3,572, Tulsa, OK, costing $3,496, and Omaha, NE, averaging $2,846.
The chart below visualizes average full-coverage car insurance rates for an Audi Q7 for the largest cities in the U.S.
Additional Rates and Information
A few additional rates and conclusions as they relate to insurance rates on an Audi Q7 include:
- Plan on paying a lot to insure a teen driver. Average rates for full coverage Q7 insurance costs $10,273 per year for a 16-year-old driver, $10,041 per year for a 17-year-old driver, and $9,155 per year for an 18-year-old driver.
- Gender and age affect the rate you pay. For a 2024 Audi Q7, a 20-year-old man pays an estimated $5,916 per year, while a 20-year-old woman pays an estimated $4,208, a difference of $1,708 per year in the women’s favor by a large margin. But by age 50, the cost for men is $2,558 and the cost for female drivers is $2,506, a difference of only $52.
- Tickets and violations can cost a lot. If you want the best Q7 insurance rates, it pays to follow traffic laws. Just a couple of minor lapses of judgment on your driving record can increase insurance cost as much as $774 per year. Serious misdemeanor violations like hit-and-run, DUI or reckless driving could raise rates by an additional $2,728 or more.
- Getting older pays dividends in cheaper insurance. The difference in insurance cost for an Audi Q7 between a 50-year-old driver ($2,558 per year) and a 30-year-old driver ($3,120 per year) is $562, or a savings of 19.8%.
- Expect to pay a lot for high-risk insurance. For a 40-year-old driver, having to buy a high-risk policy due to excessive accidents and/or violations could increase the cost by $3,544 or more per year.
- Get a discount from your employer. Most auto insurance companies offer policy discounts for specific professions like high school and elementary teachers, members of the military, college professors, accountants, emergency medical technicians, and other occupations. If your job can earn you this discount, you may save between $87 and $233 on your car insurance premium, subject to policy limits.
- Excellent credit equals excellent rates. In states that have car insurance regulations that allow a driver’s personal credit information to be used for the purpose of generating an insurance rate, having a high credit score of 800+ could experience savings as high as $457 per year versus a credit score ranging from 670-739. Conversely, a weaker credit score could cost around $530 more per year.