Car Insurance Cost in Tulsa, OK – Cheapest Rates (2022) + Comparisons

How much does Tulsa car insurance cost? We compare average rates to see which cars, pickup trucks, and SUVs have the cheapest insurance quotes in Tulsa.

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  • The average cost of car insurance in Tulsa is $1,934 per year, or about $161 per month for full coverage.
  • Tulsa car insurance costs an average of $454 per year more than the Oklahoma state average ($1,480) and $367 per year more than the average rate for all 50 states ($1,567).
  • Auto insurance rates for a few popular vehicles in Tulsa include the Jeep Wrangler at $2,216 per year, Ford Escape at $1,902, and Toyota Highlander at $1,948.
  • Compact crossovers like the Mazda CX-5, Nissan Kicks, Nissan Rogue Sport, and Buick Envision are the top choices for cheap car insurance in Tulsa.
  • A few models with the cheapest car insurance in Tulsa in their segment include the Subaru Legacy ($1,876 per year), Subaru Impreza ($1,678 per year), Mercedes-Benz A220 ($1,902 per year), and Mazda CX-5 ($1,474 per year).

What is average car insurance cost in Tulsa?

The average car insurance cost in Tulsa is $1,934 per year, or about $161 per month for a full coverage policy. It costs 23.4% more to insure the average vehicle in Tulsa, OK, than the U.S. overall average rate of $1,567.

In the state of Oklahoma, the average cost of car insurance is $1,480 per year, so the average cost in Tulsa is $454 more per year. When rates are compared to other cities in Oklahoma, the cost to insure a vehicle in Tulsa is about $114 per year more expensive than in Broken Arrow, $302 per year more than in Lawton, and $16 per year more than in Oklahoma City.

The age of the rated driver is the single-largest factor that determines the price you pay for car insurance, so the list below illustrates this point by showing average car insurance rates in Tulsa depending on driver age.

Average car insurance rates in Tulsa for drivers age 16 to 60

  • 16-year-old rated driver – $6,928 per year or $577 per month
  • 17-year-old rated driver – $6,470 per year or $539 per month
  • 18-year-old rated driver – $6,044 per year or $504 per month
  • 19-year-old rated driver – $5,462 per year or $455 per month
  • 20-year-old rated driver – $3,838 per year or $320 per month
  • 30-year-old rated driver – $2,036 per year or $170 per month
  • 40-year-old rated driver – $1,934 per year or $161 per month
  • 50-year-old rated driver – $1,760 per year or $147 per month
  • 60-year-old rated driver – $1,730 per year or $144 per month

The chart below shows average Tulsa car insurance rates for 2022 model year vehicles not only by the age of the driver, but also by three different policy deductibles.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average Tulsa car insurance rates for 2022 model year vehicles with safe driver and claim-free discounts applied. Full-coverage rates are averaged for all Tulsa zip codes.Data last updated on November 18, 2022
Average Car Insurance Cost in Tulsa, OK
Average Car Insurance Cost in Tulsa, OK
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$3,258$272
$500$3,838$320
$250$4,448$371
30$1,000$1,712$143
$500$2,036$170
$250$2,374$198
40$1,000$1,636$136
$500$1,934$161
$250$2,244$187
50$1,000$1,492$124
$500$1,760$147
$250$2,040$170
60$1,000$1,466$122
$500$1,730$144
$250$2,004$167

In the chart above, the cost of auto insurance in Tulsa ranges from $1,466 per year for a 60-year-old driver with a high deductible policy to $4,448 per year for a 20-year-old driver with a low deductible. From a monthly budget point of view, the average cost ranges from $122 to $371 per month.

Auto insurance rates can cost significantly different amounts and slight changes in driver risk profiles can have measureable effects on car insurance cost. Since there can be such a large difference in rates, it increases the need to get multiple car insurance quotes when trying to find the cheapest car insurance policy.

The auto insurance rates mentioned above are averaged for every 2022 model year vehicle, which is practical when making big picture comparisons such as the average cost difference for different locations or driver risk profiles. For deeper rate comparisons, however, the data will be more precise if we do a rate analysis for the specific model of vehicle being insured.

In the next few sections, we get into both rates by vehicle segment and rates for many different specific vehicles, but for now, a few of the most popular models will be used to see how auto insurance rates stack up in Tulsa.

The following chart details average insurance cost in Tulsa for popular cars, trucks, and SUVs. Later on in this article, there is a section that explores auto insurance rates for some of these models in more detail.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average Tulsa car insurance cost is based on 2022 model year vehicles with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged for all Tulsa Zip Codes.Data last updated on November 18, 2022
Tulsa, Oklahoma Car Insurance Rates for Popular Vehicles
Tulsa, Oklahoma Car Insurance Rates for Popular Vehicles
Make/Model Annual Rate Monthly Rate
Mazda CX-5$1,474$123
Subaru Forester$1,676$140
Honda CR-V$1,694$141
Ford Ranger$1,718$143
Honda HR-V$1,736$145
Hyundai Tucson$1,796$150
Chevrolet Equinox$1,808$151
Toyota RAV4$1,828$152
Ford F150$1,872$156
Toyota 4Runner$1,886$157
Nissan Rogue$1,894$158
Ford Escape$1,902$159
Toyota Camry$1,904$159
Honda Civic$1,918$160
Toyota Highlander$1,948$162
Honda Pilot$1,962$164
GMC Sierra$1,970$164
Ford Mustang$2,040$170
Chevrolet Silverado$2,082$174
Jeep Grand Cherokee$2,134$178
Jeep Cherokee$2,150$179
Hyundai Elantra$2,182$182
Ram Truck$2,210$184
Jeep Wrangler$2,216$185
Chevrolet Corvette$2,438$203

In Tulsa, which vehicles are cheapest to insure?

The models with the cheapest average car insurance rates in Tulsa, OK, tend to be crossovers and small SUVs like the Nissan Kicks, Chevrolet Trailblazer, and Nissan Rogue Sport. Average car insurance quotes for those models cost $1,612 or less per year to have full coverage.

Other vehicles that are highly ranked in our car insurance price comparison are the Volkswagen Tiguan, Mazda MX-5 Miata, Subaru Forester, and Buick Envision. Insurance rates are a little higher for those models than the compact SUVs at the top of the list, but they still have average rates of $1,678 or less per year ($140 per month) in Tulsa.

The table below ranks the top 50 cheapest vehicles to insure in Tulsa, ordered by cost.

Top 50 Cheapest Vehicles to Insure in Tulsa, Oklahoma
Rank Make/Model Annual Cost Monthly Cost
1Mazda CX-5$1,474$123
2Nissan Kicks$1,508$126
3Chevrolet Trailblazer$1,518$127
4Subaru Crosstrek$1,554$130
5Honda Passport$1,556$130
6Toyota C-HR$1,592$133
7Chevrolet Colorado$1,594$133
8Buick Encore$1,600$133
9Nissan Rogue Sport$1,612$134
10Hyundai Venue$1,642$137
11Buick Envision$1,646$137
12Kia Seltos$1,648$137
13Ford Maverick$1,654$138
14Acura RDX$1,658$138
15Toyota Corolla Cross$1,658$138
16Subaru Ascent$1,664$139
17Hyundai Kona$1,670$139
18Subaru Forester$1,676$140
19Mazda MX-5 Miata$1,678$140
20Subaru Impreza$1,678$140
21Volkswagen Tiguan$1,678$140
22Chevrolet Spark$1,684$140
23Honda CR-V$1,694$141
24Cadillac XT4$1,700$142
25Mazda CX-30$1,710$143
26Ford Ranger$1,718$143
27Honda HR-V$1,736$145
28Ford Edge$1,744$145
29Ford Ecosport$1,752$146
30Chevrolet Trax$1,772$148
31Subaru Outback$1,774$148
32Acura ILX$1,780$148
33GMC Terrain$1,782$149
34Mitsubishi Eclipse Cross$1,786$149
35Hyundai Tucson$1,796$150
36Nissan Murano$1,796$150
37Toyota Tacoma$1,798$150
38Chevrolet Bolt$1,802$150
39Honda Odyssey$1,804$150
40Chevrolet Equinox$1,808$151
41Toyota Venza$1,808$151
42Volkswagen Taos$1,812$151
43Ford Explorer$1,818$152
44Fiat 500X$1,820$152
45Kia Soul$1,828$152
46Toyota RAV4$1,828$152
47Kia Sorento$1,830$153
48Nissan Frontier$1,842$154
49Hyundai Palisade$1,856$155
50Hyundai Santa Cruz$1,858$155

    Get Rates in Your AreaWhy is this important?

    Table Data Details: Average car insurance rate for each model assumes a 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to premiums. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Tulsa, OK.Data last updated on November 18, 2022
    Top 50 Cheapest Vehicles to Insure in Tulsa, Oklahoma

    The above table containing 50 ranked vehicles is fine if you just want the absolute lowest rates. Considering we track over 700 vehicles, a lot of models get left out. Let’s dig a little deeper into the data and break out the most affordable vehicles a different way.

    The section below talks about the average cost of auto insurance by vehicle segment. The rates shown will give you a good foundation of which segments have the overall least expensive car insurance rates in Tulsa. Then the following six sections display the 20 models with the most affordable insurance for the primary segments.

    Average Tulsa car insurance rates by vehicle segment

    If you’re shopping for a new vehicle, it’s very useful to know which categories of vehicles are cheaper to insure. To illustrate this, some people wonder if compact SUVs have cheaper car insurance than midsize SUVs or if luxury models have more expensive car insurance than regular vehicles.

    The next chart displays average auto insurance rates by segment in Tulsa. From a segment perspective, compact SUVs, midsize trucks, and minivans have the best average car insurance rates, while exotic high-performance models have the highest auto insurance rates.

    Get Rates in Your AreaWhy is this important?

    Chart Data Details: Average Tulsa car insurance cost by segment is based on 2022 model year vehicles with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged for all Tulsa Zip Codes.Data last updated on November 18, 2022
    Average Tulsa, OK, Car Insurance Rates by Automotive Segment
    Tulsa Car Insurance Rates by Vehicle Segment
    Vehicle Segment Annual Rate Monthly Rate
    Compact SUV$1,806$151
    Midsize Pickup$1,856$155
    Minivan$1,950$163
    Midsize SUV$1,958$163
    Compact Car$1,990$166
    Midsize Car$2,016$168
    Half-ton Pickup$2,102$175
    Compact Luxury SUV$2,174$181
    Large SUV$2,182$182
    Compact Luxury Car$2,194$183
    Large Car$2,236$186
    Heavy Duty Pickup$2,306$192
    Midsize Luxury SUV$2,336$195
    Midsize Luxury Car$2,560$213
    Sports Car$2,726$227
    Large Luxury SUV$2,924$244
    Large Luxury Car$3,058$255

    Average rates by automotive segment are good enough to make an overall comparison, but rates range substantially within each vehicle category listed in the above chart.

    For example, in the midsize luxury car segment, car insurance rates in Tulsa range from the Acura ILX costing $1,780 per year for full coverage insurance up to the BMW M5 costing $3,344 per year. For another example, in the sports car segment, average rates range from the Mazda MX-5 Miata at $1,678 per year to the Nissan GT-R costing $4,004 per year, a difference of $2,326 within that segment.

    In these next sections, we reduce this variability by comparing the cost of auto insurance in Tulsa at the model level rather than the segment level.

    Cheapest car insurance rates in Tulsa, Oklahoma

    The top-ranked vehicle in Tulsa for the lowest-cost insurance in the non-luxury car segment is the Subaru Impreza, with a cost of $1,678 per year. Second place is the Chevrolet Spark at $1,684 per year, ranking third is the Volkswagen Golf, at an average of $1,862 per year, and fourth place goes to the Subaru Legacy, costing an average of $1,876 per year.

    Also ranking in the top 10 are cars like the Toyota Corolla, Nissan Sentra, Toyota Camry, and Honda Insight, with an average cost of $1,904 per year or less.

    Full-coverage auto insurance in Tulsa for this segment for a good driver starts at an average of $140 per month, depending on your company and location.

    When prices are compared by vehicle size, the cheapest non-luxury compact car to insure in Tulsa is the Subaru Impreza at $1,678 per year, or $140 per month. For midsize cars, the Subaru Legacy has the best rates at $1,876 per year, or $156 per month. And for full-size sedans, the Toyota Avalon has the best rates at $2,030 per year, or $169 per month.

    The comparison table below ranks the twenty cars with the lowest-cost average insurance rates in Tulsa, starting with the Subaru Impreza at $1,678 per year ($140 per month) and ending with the Chevrolet Malibu at $2,008 per year ($167 per month).

    Cheapest Insurance for Cars in Tulsa, OK
    Make/Model Vehicle Size Annual Cost Monthly Cost
    Subaru ImprezaCompact$1,678$140
    Chevrolet SparkCompact$1,684$140
    Volkswagen GolfCompact$1,862$155
    Subaru LegacyMidsize$1,876$156
    Honda InsightMidsize$1,880$157
    Volkswagen JettaCompact$1,880$157
    Nissan SentraCompact$1,884$157
    Kia K5Midsize$1,900$158
    Toyota CorollaCompact$1,902$159
    Toyota CamryMidsize$1,904$159
    Kia RioCompact$1,908$159
    Volkswagen PassatMidsize$1,912$159
    Honda CivicCompact$1,918$160
    Mazda 3Compact$1,922$160
    Mazda 6Midsize$1,926$161
    Toyota PriusCompact$1,934$161
    Hyundai AccentCompact$1,960$163
    Hyundai VelosterCompact$1,976$165
    Kia ForteCompact$1,976$165
    Chevrolet MalibuMidsize$2,008$167

      Get Rates in Your AreaWhy is this important?

      Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Tulsa, OK.Data last updated on November 18, 2022
      Cheapest Insurance for Cars in Tulsa, OK

      For more car insurance comparisons, see our guides for compact car insurance, midsize car insurance, and full-size car insurance.

      Looking for rates for a different vehicle? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap Tulsa car insurance quotes from top-rated companies in Oklahoma.

      Cheapest SUV insurance rates in Tulsa

      The cheapest SUVs to insure in Tulsa are the Mazda CX-5 at $1,474 per year, the Nissan Kicks at $1,508 per year, and the Chevrolet Trailblazer at $1,518 per year.

      Not the cheapest SUVs to insure, but still affordable, are models like the Buick Envision, Nissan Rogue Sport, Hyundai Venue, and Buick Encore, with an average cost to insure of $1,646 per year or less.

      Ranking between positions 10 and 20, models like the Ford Edge, Volkswagen Tiguan, Hyundai Kona, Mazda CX-30, and Subaru Forester cost between $1,646 and $1,744 to insure per year.

      Full-coverage insurance in Tulsa for this segment can cost as low as $123 per month, depending on where you live. The comparison table below ranks the SUVs with the cheapest insurance rates in Tulsa.

      Cheapest Insurance for SUVs in Tulsa, OK
      Make/Model Vehicle Size Annual Cost Monthly Cost
      Mazda CX-5Compact$1,474$123
      Nissan KicksCompact$1,508$126
      Chevrolet TrailblazerCompact$1,518$127
      Subaru CrosstrekCompact$1,554$130
      Honda PassportMidsize$1,556$130
      Toyota C-HRCompact$1,592$133
      Buick EncoreCompact$1,600$133
      Nissan Rogue SportCompact$1,612$134
      Hyundai VenueCompact$1,642$137
      Buick EnvisionCompact$1,646$137
      Kia SeltosCompact$1,648$137
      Toyota Corolla CrossCompact$1,658$138
      Subaru AscentMidsize$1,664$139
      Hyundai KonaCompact$1,670$139
      Subaru ForesterCompact$1,676$140
      Volkswagen TiguanCompact$1,678$140
      Honda CR-VCompact$1,694$141
      Mazda CX-30Compact$1,710$143
      Honda HR-VCompact$1,736$145
      Ford EdgeMidsize$1,744$145

        Get Rates in Your AreaWhy is this important?

        Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Tulsa, OK.Data last updated on November 18, 2022
        Cheapest Insurance for SUVs in Tulsa, OK

        See our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance to view any vehicles not shown in the table.

        Don’t see your SUV in the table above? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free Tulsa car insurance quotes from top-rated car insurance companies in Oklahoma.

        Cheapest pickup insurance rates in Tulsa

        Ranking at the top for the cheapest Tulsa car insurance rates in the pickup segment are the Toyota Tacoma, Ford Ranger, Chevrolet Colorado, Nissan Frontier, and Ford Maverick. Auto insurance quotes for these 2022 models average $1,842 or less per year.

        Not the cheapest in the list, but still ranking well, are trucks like the Honda Ridgeline, Hyundai Santa Cruz, GMC Canyon, and Ford F150, with average annual insurance rates of $1,902 per year or less.

        As a cost per month, car insurance on this segment in Tulsa for a good driver starts at an average of $133 per month, depending on where you live. The next table ranks the twenty pickups with the cheapest average insurance rates in Tulsa, starting with the Chevrolet Colorado at $133 per month and ending with the GMC Sierra 3500 at $190 per month.

        Cheapest Insurance for Pickups in Tulsa, OK
        Make/Model Vehicle Size Annual Cost Monthly Cost
        Chevrolet ColoradoMidsize$1,594$133
        Ford MaverickMidsize$1,654$138
        Ford RangerMidsize$1,718$143
        Toyota TacomaMidsize$1,798$150
        Nissan FrontierMidsize$1,842$154
        Hyundai Santa CruzMidsize$1,858$155
        GMC CanyonMidsize$1,862$155
        Ford F150Full-size$1,872$156
        Honda RidgelineMidsize$1,884$157
        Jeep GladiatorMidsize$1,902$159
        GMC SierraFull-size$1,970$164
        Nissan TitanFull-size$2,042$170
        Toyota TundraFull-size$2,080$173
        Chevrolet SilveradoFull-size$2,082$174
        Ford F350 Super DutyHeavy Duty$2,100$175
        Chevrolet Silverado HD 3500Heavy Duty$2,118$177
        Nissan Titan XDHeavy Duty$2,172$181
        Ram TruckFull-size$2,210$184
        GMC Sierra 2500 HDHeavy Duty$2,260$188
        GMC Sierra 3500Heavy Duty$2,278$190

          Get Rates in Your AreaWhy is this important?

          Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Tulsa, OK.Data last updated on November 18, 2022
          Cheapest Insurance for Pickups in Tulsa, OK

          For all pickup insurance comparisons, see our guides for midsize pickup insurance and large pickup insurance.

          Don’t see your pickup in the list? That’s no problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from the best car insurance companies in Oklahoma.

          Cheapest luxury cars to insure in Tulsa

          The four top-ranked luxury car models with the lowest-cost insurance rates in Tulsa are the Acura ILX at $1,780 per year, Mercedes-Benz A220 at $1,902 per year, BMW 330i at $2,044 per year, and Acura TLX at $2,056 per year.

          Other luxury cars that are affordable to insure are the BMW 230i, Lexus RC 300, BMW 228i, and Alfa Romeo Giulia, with an average cost to insure of $2,146 per year or less.

          Full-coverage insurance in Tulsa for this segment for a middle-age safe driver will start around $148 per month, depending on the company and your location.

          The cheapest small luxury car to insure in Tulsa is the Mercedes-Benz A220 at $1,902 per year. For midsize luxury models, the Acura ILX has the cheapest rates at $1,780 per year. And for full-size luxury cars, the Audi A5 has the most affordable rates at $2,270 per year.

          The table below ranks the twenty cars with the lowest-cost insurance rates in Tulsa, starting with the Acura ILX at $1,780 per year ($148 per month) and ending with the Audi S3 at $2,248 per year ($187 per month).

          Cheapest Insurance for Luxury Cars in Tulsa, OK
          Make/Model Vehicle Size Annual Cost Monthly Cost
          Acura ILXMidsize$1,780$148
          Mercedes-Benz A220Compact$1,902$159
          BMW 330iCompact$2,044$170
          Acura TLXCompact$2,056$171
          Volvo S60Compact$2,076$173
          BMW 330eCompact$2,082$174
          BMW 228iCompact$2,096$175
          BMW 230iCompact$2,108$176
          Alfa Romeo GiuliaCompact$2,146$179
          Lexus RC 300Midsize$2,146$179
          Cadillac CT4Compact$2,150$179
          Lexus RC 350Compact$2,156$180
          Genesis G70Compact$2,184$182
          Mercedes-Benz AMG CLA35Midsize$2,194$183
          BMW i4Midsize$2,206$184
          Cadillac CT5Midsize$2,214$185
          Audi A3Midsize$2,236$186
          Audi A4Compact$2,240$187
          Mercedes-Benz AMG CLA45Midsize$2,246$187
          Audi S3Compact$2,248$187

            Get Rates in Your AreaWhy is this important?

            Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Tulsa, OK.Data last updated on November 18, 2022
            Cheapest Insurance for Luxury Cars in Tulsa, OK

            See our guide for luxury car insurance to view any vehicles not shown in the table.

            Don’t see your luxury car? That’s no problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap Tulsa car insurance quotes from top-rated car insurance companies in Oklahoma.

            Cheapest luxury SUV insurance rates in Tulsa

            Ranked at #1 in Tulsa for the lowest-cost insurance in the luxury SUV segment is the Acura RDX, costing an average of $1,658 per year. Second place is the Cadillac XT4 at $1,700 per year, and third place goes to the Volvo XC40, costing an average of $1,862 per year.

            Not the cheapest, but still in the top 10, are luxury SUVs like the BMW X1, Lexus NX 350, Lexus NX 350h, and Lexus UX 250h, with average insurance cost of $1,976 per year or less.

            Some additional 2022 luxury models on the list include the Infiniti QX50, Jaguar E-Pace, Lexus RX 350, and Lexus RX 450h, which average between $1,976 and $2,050 to insure per year.

            On a monthly basis, car insurance in this segment will start around $138 per month, depending on your location.

            If insurance rates are ranked by vehicle size, the most budget-friendly small luxury SUV to insure in Tulsa is the Acura RDX at $1,658 per year. For midsize 2022 models, the Cadillac XT5 has the cheapest rates at $1,902 per year. And for large luxury SUVs, the Volvo XC90 has the best rates at $2,096 per year.

            The next table ranks the twenty luxury SUVs with the cheapest auto insurance rates in Tulsa.

            Cheapest Insurance for Luxury SUVs in Tulsa, OK
            Make/Model Vehicle Size Annual Cost Monthly Cost
            Acura RDXCompact$1,658$138
            Cadillac XT4Compact$1,700$142
            Volvo XC40Compact$1,862$155
            Cadillac XT5Midsize$1,902$159
            Lexus NX 250Compact$1,924$160
            BMW X1Compact$1,928$161
            Lexus NX 350hCompact$1,938$162
            Lexus UX 250hCompact$1,940$162
            Lexus NX 350Compact$1,970$164
            Lexus UX 200Compact$1,976$165
            Jaguar E-PaceMidsize$1,984$165
            Lexus RX 350Midsize$1,992$166
            Acura MDXMidsize$2,002$167
            Lincoln NautilusMidsize$2,020$168
            Lexus NX 450hCompact$2,026$169
            Mercedes-Benz GLB 250Compact$2,034$170
            Lexus RX 450hMidsize$2,040$170
            Infiniti QX50Midsize$2,046$171
            Land Rover EvoqueCompact$2,046$171
            Lincoln CorsairCompact$2,050$171

              Get Rates in Your AreaWhy is this important?

              Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Tulsa, OK.Data last updated on November 18, 2022
              Cheapest Insurance for Luxury SUVs in Tulsa, OK

              See our guides for luxury SUV insurance to compare rates for additional makes and models.

              Don’t see your luxury SUV in the table above? No sweat! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get cheap Tulsa car insurance quotes from top-rated car insurance companies in Oklahoma.

              Cheapest sports cars to insure in Tulsa

              Ranking at the top of the list for the lowest-cost Tulsa auto insurance rates in the sports car and performance segment are the Subaru WRX, Toyota GR86, BMW Z4, Ford Mustang, and Mazda MX-5 Miata. Auto insurance prices for these 2022 models average $188 or less per month.

              Other models that have affordable insurance rates are the Toyota GR Supra, BMW M3, Audi TT, and Chevrolet Corvette, with average cost of $2,504 per year or less.

              As a cost per month, full-coverage car insurance in Tulsa on this segment can cost as low as $140 per month, depending on where you live and the company you use. The rate comparison table below ranks the twenty sports cars with the cheapest insurance rates in Tulsa.

              Cheapest Insurance for Sports Cars in Tulsa, OK
              Make/Model Vehicle Type Annual Cost Monthly Cost
              Mazda MX-5 MiataSports Car$1,678$140
              Ford MustangSports Car$2,040$170
              BMW Z4Sports Car$2,082$174
              Subaru WRXSports Car$2,196$183
              Toyota GR86Sports Car$2,252$188
              Toyota GR SupraSports Car$2,304$192
              Audi TTSports Car$2,356$196
              Subaru BRZSports Car$2,430$203
              Chevrolet CorvetteSports Car$2,438$203
              BMW M3Sports Car$2,504$209
              Porsche 718Sports Car$2,616$218
              Chevrolet CamaroSports Car$2,680$223
              Lexus RC FSports Car$2,744$229
              Dodge ChallengerSports Car$2,754$230
              Mercedes-Benz AMG GT53Sports Car$2,794$233
              Jaguar F-TypeSports Car$2,924$244
              Porsche TaycanSports Car$3,002$250
              Porsche 911Sports Car$3,076$256
              BMW M4Sports Car$3,082$257
              Lexus LC 500Sports Car$3,186$266

                Get Rates in Your AreaWhy is this important?

                Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Tulsa, OK.Data last updated on November 18, 2022
                Cheapest Insurance for Sports Cars in Tulsa, OK

                Need rates for a different vehicle? Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from top-rated companies in Tulsa.

                Variability and auto insurance rates

                To aid in understanding the amount that the cost of auto insurance can fluctuate from one driver to the next (and also emphasize the importance of accurate rate quotes), the sections below show multiple rates for five popular vehicles in Tulsa: the Ford F150, Nissan Sentra, Toyota Highlander, Honda Accord, and Ford Mustang.

                Each example uses a variety of risk profiles to illustrate the potential rate difference with only small changes to the policy rating factors.

                Ford F150 insurance rates

                In Tulsa, Ford F150 insurance costs an average of $1,872 per year, or around $156 per month, and ranges from $1,556 to $4,228 annually.

                Get Rates in Your AreaWhy is this important?

                Chart Data Details: Average rates are for a 2022 model year Ford F150 with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Ford F150 car insurance cost in Tulsa includes all Zip Codes and vehicle trim levels.Data last updated on November 18, 2022
                Ford F150 Insurance Cost in Tulsa, OK
                Ford F150 Insurance Cost in Tulsa, OK
                Driver Risk Profile Annual Rate Monthly Rate
                High Risk Driver Age 30$4,228$352
                Safe Driver Age 20$3,702$309
                At-fault Accidents Age 40$2,638$220
                Low Deductibles Age 40$2,418$202
                Safe Driver Age 30$1,964$164
                Safe Driver Age 40$1,872$156
                Safe Driver Age 50$1,702$142
                Safe Driver Age 60$1,670$139
                High Deductibles Age 40$1,590$133
                Discount Rate Age 40$1,556$130

                The Ford F150 is a full-size truck, and other popular models include the Nissan Titan, Ram Truck, GMC Sierra, and Toyota Tundra.

                Nissan Sentra insurance rates

                Car insurance for a Nissan Sentra in Tulsa averages $1,884 per year, or around $157 per month, and has a range of $1,564 to $4,222 annually.

                Get Rates in Your AreaWhy is this important?

                Chart Data Details: Average rates are for a 2022 model year Nissan Sentra with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Nissan Sentra car insurance cost in Tulsa includes all Zip Codes and vehicle trim levels.Data last updated on November 18, 2022
                Nissan Sentra Insurance Cost in Tulsa, Oklahoma
                Nissan Sentra Insurance Cost in Tulsa, OK
                Driver Risk Profile Annual Rate Monthly Rate
                High Risk Driver Age 30$4,222$352
                Safe Driver Age 20$3,702$309
                At-fault Accidents Age 40$2,658$222
                Low Deductibles Age 40$2,380$198
                Safe Driver Age 30$1,970$164
                Safe Driver Age 40$1,884$157
                Safe Driver Age 50$1,718$143
                Safe Driver Age 60$1,684$140
                High Deductibles Age 40$1,624$135
                Discount Rate Age 40$1,564$130

                The Nissan Sentra is considered a compact car, and additional models from the same segment that are popular in Tulsa, OK, include the Toyota Corolla, Honda Civic, Volkswagen Jetta, and Hyundai Elantra.

                Toyota Highlander insurance rates

                Insurance for a Toyota Highlander in Tulsa costs an average of $1,948 per year, or about $162 per month, and ranges from $1,618 to $4,446 per year for the example driver profiles displayed in the cost chart below.

                Get Rates in Your AreaWhy is this important?

                Chart Data Details: Average rates are for a 2022 model year Toyota Highlander with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Toyota Highlander car insurance cost in Tulsa includes all Zip Codes and vehicle trim levels.Data last updated on November 18, 2022
                Toyota Highlander Insurance Cost in Tulsa, OK
                Toyota Highlander Insurance Cost in Tulsa, OK
                Driver Risk Profile Annual Rate Monthly Rate
                High Risk Driver Age 30$4,446$371
                Safe Driver Age 20$3,894$325
                At-fault Accidents Age 40$2,742$229
                Low Deductibles Age 40$2,578$215
                Safe Driver Age 30$2,060$172
                Safe Driver Age 40$1,948$162
                Safe Driver Age 50$1,774$148
                Safe Driver Age 60$1,744$145
                High Deductibles Age 40$1,626$136
                Discount Rate Age 40$1,618$135

                The Toyota Highlander is considered a midsize SUV, and additional similar models from the same segment include the Honda Pilot, Ford Explorer, and Jeep Grand Cherokee.

                Honda Accord insurance rates

                In Tulsa, Honda Accord insurance averages $2,020 per year (about $168 per month) and ranges from $1,678 to $4,610 annually.

                Get Rates in Your AreaWhy is this important?

                Chart Data Details: Average rates are for a 2022 model year Honda Accord with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Honda Accord car insurance cost in Tulsa includes all Zip Codes and vehicle trim levels.Data last updated on November 18, 2022
                Honda Accord Insurance Cost in Tulsa, Oklahoma
                Honda Accord Insurance Cost in Tulsa, OK
                Driver Risk Profile Annual Rate Monthly Rate
                High Risk Driver Age 30$4,610$384
                Safe Driver Age 20$4,038$337
                At-fault Accidents Age 40$2,856$238
                Low Deductibles Age 40$2,642$220
                Safe Driver Age 30$2,130$178
                Safe Driver Age 40$2,020$168
                Safe Driver Age 50$1,838$153
                Safe Driver Age 60$1,808$151
                High Deductibles Age 40$1,702$142
                Discount Rate Age 40$1,678$140

                The Honda Accord is a midsize car, and other models in the same segment include the Toyota Camry, Nissan Altima, and Chevrolet Malibu.

                Ford Mustang insurance rates

                Car insurance for a Ford Mustang in Tulsa averages $2,040 per year ($170 per month) and ranges from $1,696 to $4,584 per year.

                Get Rates in Your AreaWhy is this important?

                Chart Data Details: Average rates are for a 2022 model year Ford Mustang with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Ford Mustang car insurance cost in Tulsa includes all Zip Codes and vehicle trim levels.Data last updated on November 18, 2022
                Ford Mustang Insurance Cost in Tulsa, OK
                Ford Mustang Insurance Cost in Tulsa, OK
                Driver Risk Profile Annual Rate Monthly Rate
                High Risk Driver Age 30$4,584$382
                Safe Driver Age 20$4,018$335
                At-fault Accidents Age 40$2,856$238
                Low Deductibles Age 40$2,676$223
                Safe Driver Age 30$2,156$180
                Safe Driver Age 40$2,040$170
                Safe Driver Age 50$1,854$155
                Safe Driver Age 60$1,820$152
                High Deductibles Age 40$1,710$143
                Discount Rate Age 40$1,696$141

                The Ford Mustang is considered a sports car, and additional models from the same segment that are popular in Tulsa, Oklahoma, include the Chevrolet Camaro, Subaru BRZ, and Chevrolet Corvette.

                Tips for finding cheaper Tulsa car insurance quotes

                Smart drivers should always be thinking of ways to reduce their monthly insurance expenses. So take a minute and read through the savings concepts in the list below and maybe you can save some money on your next policy.

                • You don’t have to stick with the same company. Taking a few minutes to get a few free car insurance quotes is a great way to save money. Companies make rate modifications frequently and you can switch anytime.
                • Remain claim free. Most auto insurance companies give a discount for not having any claims. Insurance should only be used for larger claims, not small claims.
                • Buy vehicles with cheaper insurance. The type of vehicle you drive has a big impact on the price you pay for auto insurance. As an example, a Hyundai Venue costs $1,038 less per year to insure in Tulsa than a Chevrolet Camaro. Lower performance vehicles save money.
                • Remove unneeded coverage on older cars. Deleting comprehensive and collision coverage from vehicles whose value has dropped to the point where coverage is not cost effective will cut the cost of auto insurance substantially.
                • Raise your credit score to score lower rates. Having an over-800 credit score could save as much as $304 per year over a lower credit score of 670-739. Conversely, a credit score lower than 579 could cost as much as $352 more per year. Not all states use credit score as a rating factor, so check with your agent or company.