Wyoming Car Insurance Cost for 2025

• The average cost of car insurance in Wyoming is $2,280 per year, or about $190 per month for full coverage.
• When compared to nearby states, Wyoming ranks fifth out of 11 states for overall car insurance affordability.
• Wyoming ranks 20^th out of all 50 U.S. states for cheapest car insurance cost, with compact SUV models generally having the best rates.

How much does car insurance cost in Wyoming?

The average cost of car insurance in Wyoming is $2,280 per year, which is 2.6% more expensive than the average rate of $2,221 per year for all 50 states.

The chart below shows the average cost of car insurance in Wyoming when broken out for drivers aged 20 to 60 and policy deductibles of $250, $500, and $1,000. Rates are averaged for all 2024 models, with the 40-year-old driver with $500 deductibles serving as our overall average rate.

There are many factors that determine the rate you’ll pay in Wyoming for auto insurance. One of the biggest is the actual vehicle you’re insuring.

For a quick example, the list below contains annual and monthly car insurance rate averages for five of the more popular cars, SUVs, and pickups found on the roads of Wyoming. Rates for this example range from as low as $162 per month for the Honda CR-V up to $190 per month for the Jeep Grand Cherokee.

1. Ford F-150 pickup – $2,552 per year ($213 per month)
2. Honda CR-V compact SUV – $1,946 per year ($162 per month)
3. Toyota Camry midsize car – $2,452 per year ($204 per month)
4. Jeep Grand Cherokee midsize SUV – $2,280 per year ($190 per month)
5. Honda Civic compact car – $2,018 per year ($168 per month)

Another big factor that determines the price of car insurance quotes is the age of the driver. Teenage drivers tend to have the most expensive rates, which in Wyoming range from $5,431 per year for a 19-year-old female driver up to $8,123 per year for a 16-year-old male driver.

Some additional factors and situations that can affect car insurance rates in Wyoming include:

• A DUI or other major driving violation could cause car insurance to cost as much as $2,120 more per year for the average driver.
• Even a minor traffic violation like a speeding ticket could increase the annual cost of car insurance in Wyoming by $606 for a 40-year-old driver.
• Earning multiple discounts with your car insurance company could save as much as $708 per year. These discounts include things like multi-vehicle, multi-policy, safe driver, claim-free, customer loyalty, and others.
• Bundling your auto and homeowners insurance with the same company could save an average of $296 per year.
• Causing an at-fault accident could cause your rates to jump by as much as $946 each year.

Later in this article we will go into much more detail on model-specific car insurance rates, but first, lets see how Wyoming car insurance rates compare to other nearby states as well as states in other parts of the U.S.

Is car insurance in Wyoming expensive?

Overall, car insurance in Wyoming is pretty affordable. Wyoming ranks decently at 20^th out of all 50 U.S. states, with an average annual cost of $2,280 per year.

When compared to surrounding states, Wyoming car insurance rates are 13.2% cheaper than Colorado, 4.1% more expensive than Nebraska, 10.2% cheaper than South Dakota, 2.2% cheaper than Montana, 14.4% more expensive than Idaho, and 0.8% more expensive than Utah.

The chart below ranks all states in the U.S. West region for car insurance affordability, with Wyoming ranking fifth out of 11 states and highlighted in dark blue.

When average Wyoming auto insurance rates are compared to states outside the West region, Wyoming is 2.1% cheaper than Arizona, 0.8% more expensive than Illinois, 18.8% cheaper than Florida, 18.8% cheaper than New York, and 3% cheaper than Texas.

Here’s another example that compares average car insurance quotes for a Honda Civic in Wyoming compared to other neighboring U.S. states. Instead of percentages, each comparison shows the annual dollar amount difference between Wyoming and each other state.

As our baseline, average car insurance cost on a 2024 Honda Civic in Wyoming is $2,018 per year. When compared to other nearby states, insuring the same vehicle is:

• $48 per year cheaper than in Montana ($2,066)
• $20 per year more expensive than in Utah ($1,998)
• $474 per year cheaper than in Nevada ($2,492)
• $496 per year cheaper than in California ($2,514)
• $286 per year cheaper than in Colorado ($2,304

What type of vehicle is cheapest to insure?

In Wyoming, as with other states, the cheapest car insurance quotes are usually found on small and midsize SUVs, midsize pickups, and minivans.

Specific examples of vehicles that have affordable rates are the Kia Soul, Buick Envision, Subaru Crosstrek, Chevrolet Trailblazer, and Nissan Kicks.

The chart below summarizes annual car insurance cost in Wyoming for each vehicle segment. Rates range from just over $2,000 per year for small SUVs up to over $3,100 per year for full-size luxury models and sports cars.

Knowing which type of vehicle has cheap overall car insurance rates is very useful when beginning your search for an affordable vehicle. Rates range considerably within each segment, however, so as you narrow down your choices, the next section may be useful as we break out the cheapest vehicles to insure in the state of Wyoming.

Which vehicles have cheap Wyoming car insurance rates?

If you’re looking for the cheapest overall car insurance cost in Wyoming, the Subaru Crosstrek, Chevrolet Trailblazer, and Kia Soul might be your best bets.

If a compact SUV or compact car is not your style, the list below details the specific model with the cheapest average car insurance rates for all vehicle segments.

• Compact car – Toyota GR Corolla insurance at $1,980 per year or $165 per month
• Compact SUV – Subaru Crosstrek insurance at $1,684 per year or $140 per month
• Midsize car – Kia K5 insurance at $2,198 per year or $183 per month
• Midsize SUV – Honda Passport insurance at $1,818 per year or $152 per month
• Full-size car – Chrysler 300 insurance at $2,172 per year or $181 per month
• Full-size SUV – Chevrolet Tahoe insurance at $2,144 per year or $179 per month
• Midsize pickup – Chevrolet Colorado insurance at $2,010 per year or $168 per month
• Full-size pickup – Nissan Titan insurance at $2,134 per year or $178 per month
• Heavy duty pickup – GMC Sierra 2500 HD insurance at $2,320 per year or $193 per month
• Minivan – Honda Odyssey insurance at $2,084 per year or $174 per month
• Sports car insurance – Mazda MX-5 Miata insurance at $2,112 per year or $176 per month
• Compact luxury car insurance – Acura Integra insurance at $2,030 per year or $169 per month
• Compact luxury SUV – Acura RDX insurance at $1,906 per year or $159 per month
• Midsize luxury car – Mercedes-Benz CLA250 insurance at $2,348 per year or $196 per month
• Midsize luxury SUV – Jaguar E-Pace insurance at $2,132 per year or $178 per month
• Full-size luxury car – Audi A5 insurance at $2,712 per year or $226 per month
• Full-size luxury SUV – Infiniti QX80 insurance at $2,558 per year or $213 per month

The table below ranks the top 50 vehicles with the cheapest Wyoming car insurance rates for the 2024 model year. Each model is linked to a more detailed page where you can find average rates for different model years and trim levels for each vehicle.

Wyoming car insurance rates for popular vehicles

Many of the most popular vehicles driving in Wyoming are not the cheapest to insure, and therefore do not show up in the previous tables and charts.

The chart below shows average car insurance rates in Wyoming for 20 of the most popular vehicles in the state. Rates are sorted from more affordable to most expensive, and clicking the table icon below the chart also shows the average monthly car insurance cost for each model.

Wyoming car insurance cost by city

Shown below are some of the larger cities in Wyoming and the average car insurance rates for each. Visit any page to view additional rate information, including average cost by automotive segment, rates for different driver ages and risk profiles, and the vehicles with cheap car insurance quotes in each city.

• Cheyenne Car Insurance - $2,270 per year or $189 per month
• Casper Car Insurance - $2,270 per year or $189 per month
• Laramie Car Insurance - $2,278 per year or $190 per month
• Gillette Car Insurance - $2,340 per year or $195 per month
• Rock Springs Car Insurance - $2,308 per year or $192 per month
• Sheridan Car Insurance - $2,244 per year or $187 per month
• Green River Car Insurance - $2,300 per year or $192 per month