Insuring Your Mercedes-Benz CLA250: What You Need to Know

How much does Mercedes CLA250 insurance cost? We answer that question and also compare rates to the rest of the luxury midsize car segment to see how the CLA250 ranks.

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How much does Mercedes CLA250 car insurance cost?

Mercedes-Benz CLA250 insurance costs on average $2,410 a year for full coverage, or around $201 monthly. Plan on paying about $464 less per year to insure a Mercedes CLA250 compared to the average rate for midsize luxury cars, and $189 more per year than the all-vehicle national average of $2,221.

The following chart shows how average 2024 Mercedes CLA250 car insurance rates vary with differences in driver age using $250, $500, and $1,000 deductibles. Rates shown are averaged per year, and range from the cheapest price of $1,664 per year for a 60-year-old driver with a deductible of $1,000 to a high policy cost of $5,630 each year for a 20-year-old driver with $250 physical damage deductibles.

Average 2024 Mercedes-Benz CLA250 car insurance premiums for different driver ages and policy deductibles.
Figure 1: Average 2024 Mercedes-Benz CLA250 car insurance premiums for different driver ages and policy deductibles. Rates updated on June 26, 2025.

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Data Methodology: Average premiums are based on a 2024 model year Mercedes-Benz CLA250. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision coverage is included as well as UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels.

2024 Mercedes-Benz CLA250 Insurance Cost by Driver Age and Deductibles
Driver Age Policy Deductible Annual Premium Cost Per Month
20-Year-Old$1,000$4,014$335
$500$4,798$400
$250$5,630$469
30-Year-Old$1,000$2,136$178
$500$2,578$215
$250$3,036$253
40-Year-Old$1,000$2,002$167
$500$2,410$201
$250$2,832$236
50-Year-Old$1,000$1,778$148
$500$2,130$178
$250$2,494$208
60-Year-Old$1,000$1,664$139
$500$1,992$166
$250$2,334$195

Data Methodology: Rated driver has no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for the 2024 Mercedes-Benz CLA250. Updated June 26, 2025

The following table shows average car insurance rates for the 2014 to 2024 CLA250 models for various driver ages.

Mercedes-Benz CLA250 Insurance Cost by Model Year
Model Year and Vehicle Driver Age 20 Driver Age 40 Driver Age 60
2024 Mercedes-Benz CLA250$4,798$2,410$1,992
2023 Mercedes-Benz CLA250$5,122$2,554$2,120
2022 Mercedes-Benz CLA250$5,014$2,494$2,072
2021 Mercedes-Benz CLA250$5,402$2,682$2,222
2020 Mercedes-Benz CLA250$5,238$2,598$2,156
2019 Mercedes-Benz CLA250$4,578$2,260$1,874
2018 Mercedes-Benz CLA250$4,318$2,136$1,774
2017 Mercedes-Benz CLA250$4,140$2,052$1,704
2016 Mercedes-Benz CLA250$3,986$1,982$1,646
2015 Mercedes-Benz CLA250$3,634$1,808$1,506
2014 Mercedes-Benz CLA250$3,546$1,768$1,472

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Mercedes-Benz CLA250 trim levels for each model year. Updated June 27, 2025

Average insurance rates for 2014 to 2024 Mercedes-Benz CLA250 models for drivers age 20, 40 and 60
Average insurance rates for 2014 to 2024 Mercedes-Benz CLA250 models for drivers age 20, 40 and 60

How does CLA250 insurance rank for affordability?

The Mercedes CLA250 ranks first out of 34 total comparison vehicles in the 2024 midsize luxury car segment. The CLA250 costs an estimated $2,410 per year to insure and the class median rate is $2,874 per year, a difference of $464 per year.

When compared to other vehicles in the midsize luxury car category, car insurance for a Mercedes-Benz CLA250 costs $438 less per year than the BMW 530i, $626 less than the Audi A6, $240 less than the Infiniti Q50, and $660 less than the Tesla Model S.

The chart below shows how average insurance cost for a Mercedes-Benz CLA250 compares to the top-selling midsize luxury cars in the U.S. In addition to the chart, you will find an expanded table after the chart that breaks down insurance cost for all 34 models in the midsize luxury car class.

Average 2024 Mercedes-Benz CLA250 car insurance premium compared to other midsize luxury car models.
Figure 2: Average 2024 Mercedes-Benz CLA250 car insurance premium compared to other midsize luxury car models. Rates updated on June 26, 2025.

Data Methodology: Average rates are for a 2024 model year Mercedes-Benz CLA250. Rated driver is a 40-year-old married male driver with a clean driving record and no at-fault accidents. Average premium includes all Mercedes-Benz CLA250 trim levels. Comprehensive and collision deductibles are $500 and rates are averaged for all U.S. states.

Mercedes-Benz CLA250 Insurance Cost Compared to All Midsize Luxury Cars
Rank Make and Model Annual Premium Difference
1Mercedes-Benz CLA250$2,410--
2Lexus IS 300$2,414$4
3Lexus ES 350$2,446$36
4Mercedes-Benz AMG CLA35$2,456$46
5Lexus RC 300$2,462$52
6Jaguar XF$2,476$66
7Cadillac CT5$2,526$116
8Lexus ES 250$2,534$124
9Lexus ES 300h$2,572$162
10Audi A3$2,634$224
11Infiniti Q50$2,650$240
12Mercedes-Benz AMG CLA45$2,682$272
13Audi S4$2,692$282
14Mercedes-Benz EQE 350$2,724$314
15BMW i4$2,734$324
16Lexus IS 500$2,770$360
17BMW 530i$2,848$438
18Audi S5$2,890$480
19BMW 540i$2,900$490
20BMW 430i$2,940$530
21BMW i5$2,960$550
22Genesis G80$2,976$566
23Mercedes-Benz EQE 500$3,008$598
24Mercedes-Benz AMG C43$3,024$614
25Audi A6$3,036$626
26Tesla Model S$3,070$660
27BMW 530e$3,100$690
28Audi RS 5$3,106$696
29Audi S6$3,128$718
30BMW M440i$3,206$796
31Audi A7$3,268$858
32Lexus LC 500h$3,508$1,098
33Audi S7$3,624$1,214
34BMW M8$3,948$1,538

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated June 26, 2025

Average insurance cost by U.S. state

From an overall state perspective, states like Iowa ($1,952), Virginia ($1,948), and North Carolina ($1,874) have lower rates, while states like Louisiana ($2,736), Michigan ($2,942), and Florida ($2,836) tend to have more expensive insurance rates on a CLA250.

The table below shows annual, 6-month, and monthly full coverage insurance rates for the Mercedes-Benz CLA250 for all 50 U.S. states.

2024 Mercedes-Benz CLA250 Average Insurance Cost by State
U.S. State Annual Premium Cost Per Month
Alabama$2,366$197
Alaska$2,112$176
Arizona$2,396$200
Arkansas$2,630$219
California$2,920$243
Colorado$2,676$223
Connecticut$2,750$229
Delaware$2,794$233
Florida$2,836$236
Georgia$2,586$216
Hawaii$1,976$165
Idaho$2,032$169
Illinois$2,326$194
Indiana$2,094$175
Iowa$1,952$163
Kansas$2,518$210
Kentucky$2,672$223
Louisiana$2,736$228
Maine$1,832$153
Maryland$2,418$202
Massachusetts$2,706$226
Michigan$2,942$245
Minnesota$2,292$191
Mississippi$2,504$209
Missouri$2,774$231
Montana$2,398$200
Nebraska$2,252$188
Nevada$2,898$242
New Hampshire$1,954$163
New Jersey$2,926$244
New Mexico$2,228$186
New York$2,830$236
North Carolina$1,874$156
North Dakota$2,238$187
Ohio$2,006$167
Oklahoma$2,730$228
Oregon$2,428$202
Pennsylvania$2,474$206
Rhode Island$2,976$248
South Carolina$2,258$188
South Dakota$2,596$216
Tennessee$2,458$205
Texas$2,416$201
Utah$2,322$194
Vermont$2,058$172
Virginia$1,948$162
Washington$2,374$198
West Virginia$2,352$196
Wisconsin$2,038$170
Wyoming$2,348$196

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Updated June 26, 2025

Average annual premium and cost per month to insure a 2024 Mercedes-Benz CLA250 in all 50 U.S. States
Average annual premium and cost per month to insure a 2024 Mercedes-Benz CLA250 in all 50 U.S. States