Insuring Your Mercedes-Benz CLA250: What You Need to Know

How much does Mercedes CLA250 insurance cost? We answer that question and also compare rates to the rest of the luxury midsize car segment to see how the CLA250 ranks.

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How much does Mercedes CLA250 car insurance cost?

Mercedes-Benz CLA250 insurance costs on average $2,468 a year for full coverage, or around $206 monthly. Plan on paying about $476 less per year to insure a Mercedes CLA250 compared to the average rate for midsize luxury cars, and $192 more per year than the all-vehicle national average of $2,276.

The following chart shows how average 2024 Mercedes CLA250 car insurance rates vary with differences in driver age using $250, $500, and $1,000 deductibles. Rates shown are averaged per year, and range from the cheapest price of $1,706 per year for a 60-year-old driver with a deductible of $1,000 to a high policy cost of $5,766 each year for a 20-year-old driver with $250 physical damage deductibles.

Average 2024 Mercedes-Benz CLA250 car insurance premiums for different driver ages and policy deductibles.
Figure 1: Average 2024 Mercedes-Benz CLA250 car insurance premiums for different driver ages and policy deductibles. Rates updated on October 24, 2025.

Get Rates in Your AreaWhy is this important?

Data Methodology: Average premiums are based on a 2024 model year Mercedes-Benz CLA250. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision coverage is included as well as UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels.

2024 Mercedes-Benz CLA250 Insurance Cost by Driver Age and Deductibles
Driver Age Policy Deductible Annual Premium Cost Per Month
20-Year-Old$1,000$4,110$343
$500$4,916$410
$250$5,766$481
30-Year-Old$1,000$2,184$182
$500$2,640$220
$250$3,110$259
40-Year-Old$1,000$2,052$171
$500$2,468$206
$250$2,902$242
50-Year-Old$1,000$1,820$152
$500$2,182$182
$250$2,556$213
60-Year-Old$1,000$1,706$142
$500$2,042$170
$250$2,392$199

Data Methodology: Rated driver has no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for the 2024 Mercedes-Benz CLA250. Updated October 24, 2025

The following table shows average car insurance rates for the 2014 to 2024 CLA250 models for various driver ages.

Mercedes-Benz CLA250 Insurance Cost by Model Year
Model Year and Vehicle Driver Age 20 Driver Age 40 Driver Age 60
2024 Mercedes-Benz CLA250$4,916$2,468$2,042
2023 Mercedes-Benz CLA250$5,248$2,616$2,172
2022 Mercedes-Benz CLA250$5,138$2,554$2,124
2021 Mercedes-Benz CLA250$5,534$2,748$2,278
2020 Mercedes-Benz CLA250$5,370$2,664$2,212
2019 Mercedes-Benz CLA250$4,692$2,316$1,922
2018 Mercedes-Benz CLA250$4,424$2,188$1,818
2017 Mercedes-Benz CLA250$4,244$2,100$1,746
2016 Mercedes-Benz CLA250$4,084$2,028$1,688
2015 Mercedes-Benz CLA250$3,722$1,854$1,542
2014 Mercedes-Benz CLA250$3,636$1,808$1,508

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Mercedes-Benz CLA250 trim levels for each model year. Updated October 24, 2025

Average insurance rates for 2014 to 2024 Mercedes-Benz CLA250 models for drivers age 20, 40 and 60
Average insurance rates for 2014 to 2024 Mercedes-Benz CLA250 models for drivers age 20, 40 and 60

How does CLA250 insurance rank for affordability?

The Mercedes CLA250 ranks first out of 34 total comparison vehicles in the 2024 midsize luxury car segment. The CLA250 costs an estimated $2,468 per year to insure and the class median rate is $2,944 per year, a difference of $476 per year.

When compared to other vehicles in the midsize luxury car category, car insurance for a Mercedes-Benz CLA250 costs $448 less per year than the BMW 530i, $640 less than the Audi A6, $248 less than the Infiniti Q50, and $678 less than the Tesla Model S.

The chart below shows how average insurance cost for a Mercedes-Benz CLA250 compares to the top-selling midsize luxury cars in the U.S. In addition to the chart, you will find an expanded table after the chart that breaks down insurance cost for all 34 models in the midsize luxury car class.

Average 2024 Mercedes-Benz CLA250 car insurance premium compared to other midsize luxury car models.
Figure 2: Average 2024 Mercedes-Benz CLA250 car insurance premium compared to other midsize luxury car models. Rates updated on October 24, 2025.

Data Methodology: Average rates are for a 2024 model year Mercedes-Benz CLA250. Rated driver is a 40-year-old married male driver with a clean driving record and no at-fault accidents. Average premium includes all Mercedes-Benz CLA250 trim levels. Comprehensive and collision deductibles are $500 and rates are averaged for all U.S. states.

Mercedes-Benz CLA250 Insurance Cost Compared to All Midsize Luxury Cars
Rank Make and Model Annual Premium Difference
1Mercedes-Benz CLA250$2,468--
2Lexus IS 300$2,474$6
3Lexus ES 350$2,506$38
4Mercedes-Benz AMG CLA35$2,516$48
5Lexus RC 300$2,522$54
6Jaguar XF$2,538$70
7Cadillac CT5$2,586$118
8Lexus ES 250$2,596$128
9Lexus ES 300h$2,634$166
10Audi A3$2,698$230
11Infiniti Q50$2,716$248
12Mercedes-Benz AMG CLA45$2,748$280
13Audi S4$2,760$292
14Mercedes-Benz EQE 350$2,792$324
15BMW i4$2,800$332
16Lexus IS 500$2,836$368
17BMW 530i$2,916$448
18Audi S5$2,958$490
19BMW 540i$2,974$506
20BMW 430i$3,014$546
21BMW i5$3,030$562
22Genesis G80$3,046$578
23Mercedes-Benz EQE 500$3,080$612
24Mercedes-Benz AMG C43$3,102$634
25Audi A6$3,108$640
26Tesla Model S$3,146$678
27BMW 530e$3,176$708
28Audi RS 5$3,180$712
29Audi S6$3,204$736
30BMW M440i$3,286$818
31Audi A7$3,346$878
32Lexus LC 500h$3,592$1,124
33Audi S7$3,710$1,242
34BMW M8$4,044$1,576

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated October 24, 2025

Average insurance cost by U.S. state

From an overall state perspective, states like Iowa ($1,998), Virginia ($1,990), and North Carolina ($1,920) have lower rates, while states like Louisiana ($2,774), Michigan ($2,972), and Florida ($2,872) tend to have more expensive insurance rates on a CLA250.

The table below shows annual, 6-month, and monthly full coverage insurance rates for the Mercedes-Benz CLA250 for all 50 U.S. states.

2024 Mercedes-Benz CLA250 Average Insurance Cost by State
U.S. State Annual Premium Cost Per Month
Alabama$2,412$201
Alaska$2,156$180
Arizona$2,442$204
Arkansas$2,676$223
California$2,968$247
Colorado$2,722$227
Connecticut$2,796$233
Delaware$2,840$237
Florida$2,872$239
Georgia$2,630$219
Hawaii$2,022$169
Idaho$2,078$173
Illinois$2,372$198
Indiana$2,138$178
Iowa$1,998$167
Kansas$2,564$214
Kentucky$2,720$227
Louisiana$2,774$231
Maine$1,880$157
Maryland$2,464$205
Massachusetts$2,752$229
Michigan$2,972$248
Minnesota$2,336$195
Mississippi$2,548$212
Missouri$2,822$235
Montana$2,444$204
Nebraska$2,296$191
Nevada$2,944$245
New Hampshire$2,000$167
New Jersey$2,972$248
New Mexico$2,270$189
New York$2,876$240
North Carolina$1,920$160
North Dakota$2,284$190
Ohio$2,050$171
Oklahoma$2,776$231
Oregon$2,472$206
Pennsylvania$2,520$210
Rhode Island$3,022$252
South Carolina$2,300$192
South Dakota$2,642$220
Tennessee$2,506$209
Texas$2,462$205
Utah$2,372$198
Vermont$2,102$175
Virginia$1,990$166
Washington$2,416$201
West Virginia$2,396$200
Wisconsin$2,080$173
Wyoming$2,392$199

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Updated October 24, 2025

Average annual premium and cost per month to insure a 2024 Mercedes-Benz CLA250 in all 50 U.S. States
Average annual premium and cost per month to insure a 2024 Mercedes-Benz CLA250 in all 50 U.S. States