Cheaper Mercedes-Benz SLC300 Insurance in 2025: Pitfalls to Avoid

We tallied car insurance rates for the SLC300 and compared them to other midsize luxury cars to see how it ranked for insurance affordability.

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How much does Mercedes SLC300 car insurance cost?

Mercedes SLC300 insurance rates are approximately $2,284 annually, or $190 on a monthly basis. With the average midsize luxury car costing $2,770 a year to insure, the Mercedes-Benz SLC300 may possibly save an estimated $486 or more annually.

The following chart details the average car insurance cost for a 2020 Mercedes-Benz SLC300 using a range of driver ages, deductible levels, and risk profiles.

Average 2020 Mercedes-Benz SLC300 insurance premiums for different driver ages and risk scenarios.
Figure 1: Average 2020 Mercedes-Benz SLC300 insurance premiums for different driver ages and risk scenarios. Rates updated on October 24, 2025.

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Data Methodology: Average rates are for a 2020 model year Mercedes-Benz SLC300 with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Mercedes-Benz SLC300 trim levels.

2020 Mercedes-Benz SLC300 Insurance Cost Summary
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$5,252$438
Safe Driver Age 20$4,604$384
At-fault Accidents Age 40$3,224$269
Low Deductibles Age 40$3,024$252
Safe Driver Age 30$2,442$204
Safe Driver Age 40$2,284$190
Safe Driver Age 50$2,018$168
High Deductibles Age 40$1,906$159
Discount Rate Age 40$1,900$158
Safe Driver Age 60$1,892$158

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2020 Mercedes-Benz SLC300 trim levels. Updated October 24, 2025

How do SLC300 insurance rates compare?

When compared to other popular midsize luxury cars, car insurance rates for a Mercedes-Benz SLC300 cost $10 less per year than the Lexus ES 350, $334 less than the BMW 530i, $712 less than the Infiniti Q50, and $18 less than the Lincoln MKZ.

The Mercedes SLC300 ranks third out of 41 total vehicles in the midsize luxury car segment. The SLC300 costs an estimated $2,284 per year to insure for full coverage auto insurance and the class average rate is $2,770 annually, a difference of $486 per year.

The table below shows how average Mercedes SLC300 insurance cost compares to the rest of the mid-size luxury car segment.

Insurance Cost Comparison: Mercedes-Benz SLC300 vs Midsize Luxury Cars
Rank Make and Model Annual Premium Difference
1Acura ILX$1,932-$352
2Lexus RC 300$2,220-$64
3Mercedes-Benz SLC300$2,284--
4Lexus ES 350$2,294$10
5Lincoln MKZ$2,302$18
6Mercedes-Benz AMG CLA45$2,322$38
7Jaguar XE$2,328$44
8Lexus IS 300$2,330$46
9Audi A3$2,372$88
10Cadillac CT5$2,410$126
11Audi S5$2,474$190
12Lexus GS 350$2,538$254
13Mercedes-Benz E350$2,550$266
14Lexus ES 300H$2,586$302
15Audi S4$2,612$328
16BMW 530i$2,618$334
17BMW 540i$2,646$362
18Mercedes-Benz CLA250$2,664$380
19Genesis G80$2,668$384
20Audi A6$2,676$392
21Mercedes-Benz E450$2,710$426
22BMW 430i$2,730$446
23Mercedes-Benz CLS450$2,766$482
24Jaguar XF$2,768$484
25BMW 440i$2,870$586
26Mercedes-Benz AMG C43$2,872$588
27Mercedes-Benz SL450$2,892$608
28Audi RS 5$2,906$622
29Audi S6$2,966$682
30Infiniti Q50$2,996$712
31BMW 530e$3,012$728
32Lexus GS F$3,088$804
33Mercedes-Benz AMG C63$3,130$846
34BMW M550i$3,186$902
35Mercedes-Benz SL550$3,214$930
36Tesla Model S$3,272$988
37Audi A7$3,316$1,032
38Lexus LC 500H$3,402$1,118
39Audi S7$3,528$1,244
40BMW M8$3,532$1,248
41BMW M5$3,580$1,296

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2020 model year. Updated October 24, 2025

At $2,284 per year, insurance cost for a 2020 Mercedes-Benz SLC300 ranks third out of 41 models in the midsize luxury car segment
At $2,284 per year, insurance cost for a 2020 Mercedes-Benz SLC300 ranks third out of 41 models in the midsize luxury car segment

Average SLC300 insurance rates in large U.S. cities

Car insurance cost for a Mercedes-Benz SLC300 spans a pretty large price range, from lower rates like $1,916 a year in Charlotte, NC, or $1,970 in Columbus, OH, to more expensive rates such as $3,322 a year for auto insurance in Los Angeles and $3,334 in Philadelphia.

The cost of insurance for a SLC300 in some additional locations include Jacksonville, FL, costing $2,372 per year, San Diego, CA, at $2,526, Louisville, KY, averaging $3,218, and Oakland, CA, at $2,960.

The chart below visualizes the average auto insurance cost for a Mercedes-Benz SLC300 for some of the largest cities in America.

Average car insurance rates for a 2020 Mercedes-Benz SLC300 in larger U.S. cities.
Figure 2: Average car insurance rates for a 2020 Mercedes-Benz SLC300 in larger U.S. cities. Rates updated on October 24, 2025.

Data Methodology: Average car insurance rates for a 2020 Mercedes-Benz SLC300 assume a 40-year-old married male driver with no driving violations or at-fault accidents in the last three years. Comprehensive and collision deductibles are $500, UM/UIM and medical payments coverage is included, and rates are averaged for all trim levels and U.S. Zip Codes.

Mercedes-Benz SLC300 Insurance Rates by Location
Location Annual Premium Cost Per Month
New York, NY$3,666$306
Philadelphia, PA$3,334$278
Las Vegas, NV$3,330$278
Los Angeles, CA$3,322$277
San Francisco, CA$2,974$248
Kansas City, MO$2,728$227
Oklahoma City, OK$2,728$227
Denver, CO$2,690$224
Memphis, TN$2,690$224
Atlanta, GA$2,664$222
San Jose, CA$2,612$218
Phoenix, AZ$2,562$214
Portland, OR$2,540$212
San Diego, CA$2,526$211
Boston, MA$2,522$210
Chicago, IL$2,470$206
Dallas, TX$2,444$204
Houston, TX$2,436$203
Seattle, WA$2,428$202
Jacksonville, FL$2,372$198
Nashville, TN$2,366$197
Milwaukee, WI$2,356$196
Albuquerque, NM$2,326$194
San Antonio, TX$2,274$190
Omaha, NE$2,232$186
Fort Worth, TX$2,228$186
Austin, TX$2,206$184
Indianapolis, IN$2,076$173
Columbus, OH$1,970$164
Charlotte, NC$1,916$160

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for a 2020 Mercedes-Benz SLC300 and all Zip Codes in each city. Updated October 24, 2025