Cheaper Mercedes-Benz SLC300 Insurance in 2025: Pitfalls to Avoid

We tallied car insurance rates for the SLC300 and compared them to other midsize luxury cars to see how it ranked for insurance affordability.

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How much does Mercedes SLC300 car insurance cost?

Mercedes SLC300 insurance rates are approximately $2,230 annually, or $186 on a monthly basis. With the average midsize luxury car costing $2,704 a year to insure, the Mercedes-Benz SLC300 may possibly save an estimated $474 or more annually.

The following chart details the average car insurance cost for a 2020 Mercedes-Benz SLC300 using a range of driver ages, deductible levels, and risk profiles.

Average 2020 Mercedes-Benz SLC300 insurance premiums for different driver ages and risk scenarios.
Figure 1: Average 2020 Mercedes-Benz SLC300 insurance premiums for different driver ages and risk scenarios. Rates updated on June 27, 2025.

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Data Methodology: Average rates are for a 2020 model year Mercedes-Benz SLC300 with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Mercedes-Benz SLC300 trim levels.

2020 Mercedes-Benz SLC300 Insurance Cost Summary
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$5,126$427
Safe Driver Age 20$4,496$375
At-fault Accidents Age 40$3,148$262
Low Deductibles Age 40$2,952$246
Safe Driver Age 30$2,384$199
Safe Driver Age 40$2,230$186
Safe Driver Age 50$1,972$164
High Deductibles Age 40$1,862$155
Discount Rate Age 40$1,856$155
Safe Driver Age 60$1,848$154

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2020 Mercedes-Benz SLC300 trim levels. Updated June 27, 2025

How do SLC300 insurance rates compare?

When compared to other popular midsize luxury cars, car insurance rates for a Mercedes-Benz SLC300 cost $8 less per year than the Lexus ES 350, $328 less than the BMW 530i, $696 less than the Infiniti Q50, and $18 less than the Lincoln MKZ.

The Mercedes SLC300 ranks third out of 41 total vehicles in the midsize luxury car segment. The SLC300 costs an estimated $2,230 per year to insure for full coverage auto insurance and the class average rate is $2,704 annually, a difference of $474 per year.

The table below shows how average Mercedes SLC300 insurance cost compares to the rest of the mid-size luxury car segment.

Insurance Cost Comparison: Mercedes-Benz SLC300 vs Midsize Luxury Cars
Rank Make and Model Annual Premium Difference
1Acura ILX$1,886-$344
2Lexus RC 300$2,168-$62
3Mercedes-Benz SLC300$2,230--
4Lexus ES 350$2,238$8
5Lincoln MKZ$2,248$18
6Mercedes-Benz AMG CLA45$2,268$38
7Jaguar XE$2,272$42
8Lexus IS 300$2,276$46
9Audi A3$2,316$86
10Cadillac CT5$2,354$124
11Audi S5$2,414$184
12Lexus GS 350$2,478$248
13Mercedes-Benz E350$2,488$258
14Lexus ES 300H$2,526$296
15Audi S4$2,550$320
16BMW 530i$2,558$328
17BMW 540i$2,582$352
18Mercedes-Benz CLA250$2,598$368
19Genesis G80$2,604$374
20Audi A6$2,614$384
21Mercedes-Benz E450$2,644$414
22BMW 430i$2,666$436
23Mercedes-Benz CLS450$2,700$470
24Jaguar XF$2,702$472
25BMW 440i$2,796$566
26Mercedes-Benz AMG C43$2,804$574
27Mercedes-Benz SL450$2,822$592
28Audi RS 5$2,838$608
29Audi S6$2,898$668
30Infiniti Q50$2,926$696
31BMW 530e$2,942$712
32Lexus GS F$3,016$786
33Mercedes-Benz AMG C63$3,056$826
34BMW M550i$3,110$880
35Mercedes-Benz SL550$3,136$906
36Tesla Model S$3,192$962
37Audi A7$3,236$1,006
38Lexus LC 500H$3,320$1,090
39Audi S7$3,444$1,214
40BMW M8$3,448$1,218
41BMW M5$3,494$1,264

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2020 model year. Updated June 26, 2025

At $2,230 per year, insurance cost for a 2020 Mercedes-Benz SLC300 ranks third out of 41 models in the midsize luxury car segment
At $2,230 per year, insurance cost for a 2020 Mercedes-Benz SLC300 ranks third out of 41 models in the midsize luxury car segment

Average SLC300 insurance rates in large U.S. cities

Car insurance cost for a Mercedes-Benz SLC300 spans a pretty large price range, from lower rates like $1,872 a year in Charlotte, NC, or $1,928 in Columbus, OH, to more expensive rates such as $3,280 a year for auto insurance in Los Angeles and $3,292 in Philadelphia.

The cost of insurance for a SLC300 in some additional locations include Jacksonville, FL, costing $2,340 per year, San Diego, CA, at $2,486, Louisville, KY, averaging $3,178, and Oakland, CA, at $2,920.

The chart below visualizes the average auto insurance cost for a Mercedes-Benz SLC300 for some of the largest cities in America.

Average car insurance rates for a 2020 Mercedes-Benz SLC300 in larger U.S. cities.
Figure 2: Average car insurance rates for a 2020 Mercedes-Benz SLC300 in larger U.S. cities. Rates updated on June 26, 2025.

Data Methodology: Average car insurance rates for a 2020 Mercedes-Benz SLC300 assume a 40-year-old married male driver with no driving violations or at-fault accidents in the last three years. Comprehensive and collision deductibles are $500, UM/UIM and medical payments coverage is included, and rates are averaged for all trim levels and U.S. Zip Codes.

Mercedes-Benz SLC300 Insurance Rates by Location
Location Annual Premium Cost Per Month
New York, NY$3,622$302
Philadelphia, PA$3,292$274
Las Vegas, NV$3,290$274
Los Angeles, CA$3,280$273
San Francisco, CA$2,932$244
Kansas City, MO$2,686$224
Oklahoma City, OK$2,686$224
Denver, CO$2,648$221
Memphis, TN$2,648$221
Atlanta, GA$2,624$219
San Jose, CA$2,566$214
Phoenix, AZ$2,520$210
Portland, OR$2,496$208
San Diego, CA$2,486$207
Boston, MA$2,480$207
Chicago, IL$2,428$202
Dallas, TX$2,400$200
Houston, TX$2,390$199
Seattle, WA$2,388$199
Jacksonville, FL$2,340$195
Nashville, TN$2,324$194
Milwaukee, WI$2,316$193
Albuquerque, NM$2,284$190
San Antonio, TX$2,236$186
Omaha, NE$2,188$182
Fort Worth, TX$2,184$182
Austin, TX$2,166$181
Indianapolis, IN$2,036$170
Columbus, OH$1,928$161
Charlotte, NC$1,872$156

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for a 2020 Mercedes-Benz SLC300 and all Zip Codes in each city. Updated June 26, 2025