Cheapest Car Insurance in Norwalk, CT – Rates for 2025

How do you get the cheapest car insurance in Norwalk, CT? Know which vehicles get the best rates and save!

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  • Small crossovers like the Nissan Kicks, Chevrolet Trailblazer, and Kia Soul are our top picks for having the cheapest car insurance in Norwalk.
  • Norwalk car insurance rates average $2,562 per year, or around $214 per month.
  • Compared to the national average cost of $2,221, average rates in Norwalk are 14.3% more expensive per year.

Which vehicles are cheapest to insure?

When rates are compared for all models, the vehicles with the cheapest auto insurance prices in Norwalk tend to be compact SUVs and crossovers like the Subaru Crosstrek, Chevrolet Trailblazer, and Buick Envision.

Average car insurance quotes for vehicles ranked in the top 10 cost $2,100 or less per year to have full coverage.

Other models that have affordable car insurance rates in the cost comparison table below are the Subaru Outback, Honda CR-V, Volkswagen Taos, and Honda HR-V.

The average cost is a little bit more for those models than the cheapest crossover SUVs that rank at the top, but they still have an average insurance cost of $2,228 or less per year.

Out of over 700 vehicles, the table below details the top 50 cheapest vehicles to insure in Norwalk, Connecticut.

Cheapest Car Insurance Rates in Norwalk
Rank Make/Model Annual Premium Cost Per Month
1Subaru Crosstrek$1,892$158
2Chevrolet Trailblazer$1,926$161
3Kia Soul$2,000$167
4Nissan Kicks$2,018$168
5Honda Passport$2,042$170
6Buick Envision$2,054$171
7Toyota Corolla Cross$2,064$172
8Hyundai Venue$2,080$173
9Mazda CX-5$2,090$174
10Ford Bronco Sport$2,100$175
11Volkswagen Tiguan$2,120$177
12Acura RDX$2,142$179
13Nissan Murano$2,154$180
14Buick Encore$2,176$181
15Subaru Outback$2,184$182
16Honda CR-V$2,186$182
17Buick Envista$2,190$183
18Volkswagen Taos$2,194$183
19Kia Niro$2,206$184
20Toyota GR Corolla$2,226$186
21Honda HR-V$2,228$186
22Subaru Ascent$2,230$186
23Nissan Leaf$2,242$187
24Chevrolet Colorado$2,258$188
25Honda Civic$2,268$189
26Lexus NX 250$2,268$189
27Volkswagen Atlas$2,274$190
28Acura Integra$2,278$190
29Subaru Forester$2,280$190
30Volkswagen Atlas Cross Sport$2,284$190
31Kia Seltos$2,286$191
32GMC Terrain$2,292$191
33Nissan Rogue$2,302$192
34Hyundai Kona$2,304$192
35Mazda CX-30$2,308$192
36Cadillac XT4$2,314$193
37Volkswagen ID4$2,322$194
38Ford Explorer$2,326$194
39Toyota Highlander$2,330$194
40Ford Escape$2,336$195
41Toyota Venza$2,338$195
42Honda Odyssey$2,342$195
43Nissan Sentra$2,344$195
44Subaru Impreza$2,352$196
45Chevrolet Equinox$2,358$197
46Toyota RAV4$2,362$197
47Mazda MX-5 Miata$2,372$198
48Mazda MX-30$2,378$198
49Hyundai Tucson$2,382$199
50Chevrolet Traverse$2,390$199

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Norwalk, CT Zip Codes. Updated June 27, 2025

Top 50 cheapest vehicles to insure in Norwalk, CT with the Subaru Crosstrek ranking first at $1,892 per year
Top 50 cheapest vehicles to insure in Norwalk, CT with the Subaru Crosstrek ranking first at $1,892 per year

Other models making the list of the top 50 table above include the Nissan Rogue, the Volkswagen Atlas Cross Sport, the Nissan Sentra, and the Nissan Leaf. Rates for those vehicles cost between $2,228 and $2,396 per year.

In contrast to the cheapest vehicles to insure, a few models that cost much more to insure include the Dodge Durango that averages $3,140 per year, the Subaru BRZ which averages $3,060, and the BMW X3 that costs $3,018.

Average car insurance cost in Norwalk, CT

Average car insurance rates in Norwalk cost $2,562 per year, or approximately $214 per month. When compared to the U.S. average rate, Norwalk car insurance cost is 14.3% more expensive per year.

In the state of Connecticut, the average cost of car insurance is $2,674 per year, so the cost in Norwalk averages $112 less per year. The cost to insure a car in Norwalk compared to other Connecticut cities is around $346 per year cheaper than in Waterbury, $450 per year less than in Hartford, and $510 per year less than in New Haven.

The next chart shows average Norwalk, CT, car insurance cost broken out not only by the age of the driver, but also by three different physical damage coverage deductibles. Rates are averaged for all 2024 vehicle models including luxury cars and SUVs.

Average full-coverage car insurance premium in Norwalk, CT for different ages of drivers.
Figure 1: Average full-coverage car insurance premium in Norwalk, CT for different ages of drivers. Rates updated on June 26, 2025.

Get Rates in Your AreaWhy is this important?

Data Methodology: Average premiums are based on all 2024 model year vehicles. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision coverage is included as well as UM/UIM and medical payments coverage. Premiums are averaged across all Norwalk, CT Zip Codes.

Average Car Insurance Cost in Norwalk, CT
Driver Age Deductible Annual Premium Cost Per Month
20$1,000$4,360$363
$500$5,154$430
$250$5,994$500
30$1,000$2,290$191
$500$2,732$228
$250$3,192$266
40$1,000$2,156$180
$500$2,562$214
$250$2,986$249
50$1,000$1,920$160
$500$2,272$189
$250$2,638$220
60$1,000$1,798$150
$500$2,128$177
$250$2,468$206

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all Norwalk, CT Zip Codes. Updated June 26, 2025

In the chart above, the cost of auto insurance ranges from $1,798 per year for a 60-year-old driver with a policy with high physical damage deductibles to $5,994 per year for a 20-year-old driver with low physical damage deductibles. From a monthly point of view, the average cost ranges from $150 to $500 per month.

The age of the rated driver has a big impact on the price you pay for car insurance, so the list below illustrates this by breaking out average car insurance rates depending on driver age.

Norwalk car insurance cost by driver age

  • 16-year-old driver – $9,124 per year or $760 per month
  • 17-year-old driver – $8,838 per year or $737 per month
  • 18-year-old driver – $7,920 per year or $660 per month
  • 19-year-old driver – $7,214 per year or $601 per month
  • 20-year-old driver – $5,154 per year or $430 per month
  • 30-year-old driver – $2,732 per year or $228 per month
  • 40-year-old driver – $2,562 per year or $214 per month
  • 50-year-old driver – $2,272 per year or $189 per month
  • 60-year-old driver – $2,128 per year or $177 per month

The rates listed above for teen drivers assumed the gender of the driver was male. The next chart goes into more detail for teenage car insurance rates and breaks out car insurance cost for teens by gender. Teenage females are expensive to insure, but do tend to have cheaper car insurance rates than males of the same age.

Average cost to insure teenage drivers on an average 2024 model year vehicle with full coverage.
Figure 2: Average cost to insure teenage drivers on an average 2024 model year vehicle with full coverage. Rates updated on June 27, 2025.

Data Methodology: Teenage driver rates are for the 2024 model year with $500 comprehensive and collision deductibles. Average car insurance cost in Norwalk includes all Zip Codes and vehicle trim levels. Rates assume a clean driving record and no claims or at-fault accidents.

Average Car Insurance Cost in Norwalk, CT for Teenage Drivers
Driver Age Male Driver Female Driver
16-Year-Old$9,124$8,520
17-Year-Old$8,838$8,470
18-Year-Old$7,920$7,308
19-Year-Old$7,214$6,098

Data Methodology: Rated teen drivers have no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium amounts are averaged for all trim levels available on the 2024 Average Car. Updated June 27, 2025

Auto insurance for a 16-year-old female driver in Norwalk costs an average of $604 less than male drivers each year, while at age 19, the cost difference is smaller, but females still pay an average of $1,116 less per year.

The next section of this article illustrates average auto insurance cost by vehicle segment. The rates shown in the chart should give you a decent idea of the vehicle segments that have the most affordable average car insurance rates.

Cheapest insurance cost by automotive segment

When shopping for a new or used vehicle, it’s very useful to know which kinds of vehicles are cheaper to insure. For example, do compact cars have cheaper insurance than midsize cars? Or do luxury cars have cheaper insurance than sports cars?

The chart below displays average auto insurance rates in Norwalk for different vehicle segments. From an overal segment perspective, compact and midsize SUVs, vans, and midsize pickups have the least expensive average car insurance rates, while sports cars, large luxury cars, and performance exotic cars have the most expensive average cost to insure.

Car insurance average cost by automotive segment in Norwalk, CT.
Figure 3: Car insurance average cost by automotive segment in Norwalk, CT. Rates updated on June 27, 2025.

Data Methodology: Car insurance premium by automotive segment is based on 2024 model year vehicles. The rated driver is a 40-year-old male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and rates are averaged for all Norwalk Zip Codes.

Car Insurance Rates by Automotive Segment in Norwalk, CT
Automotive Segment Annual Premium Cost Per Month
Compact SUV$2,354$196
Midsize SUV$2,528$211
Compact Car$2,530$211
Minivan$2,534$211
Midsize Pickup$2,586$216
Midsize Car$2,610$218
Compact Luxury SUV$2,776$231
Compact Luxury Car$2,818$235
Large SUV$2,828$236
Half-ton Pickup$2,842$237
Heavy Duty Pickup$2,944$245
Midsize Luxury SUV$3,040$253
Midsize Luxury Car$3,142$262
Sports Car$3,522$294
Large Car$3,682$307
Large Luxury SUV$3,964$330
Large Luxury Car$4,096$341

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all 2024 model year vehicles and also for all Norwalk, CT Zip Codes. Updated June 27, 2025

For comparison sakes, it’s okay to use insurance cost by segment as a starting point. But you should compare rates for individual models within in each segment in order to find the cheapest rates.

For example, in the large truck segment, car insurance rates range from the Nissan Titan costing $2,396 per year up to the Toyota Tundra at $3,048 per year, a difference of $652 within that segment.

As another example, in the large SUV segment, insurance rates can range from the Chevrolet Tahoe costing $2,406 per year up to the Toyota Sequoia costing $3,204 per year, a difference of $798 just within that segment.

The next list identifies the specific model with the best car insurance rates in each automotive segment. Average annual and monthly insurance rates are shown for each model. Follow the link for any model to view additional trim-level rates and segment comparisons.

  • Cheapest compact car to insureToyota GR Corolla at $2,226 per year or $186 per month
  • Cheapest compact SUV to insureSubaru Crosstrek at $1,892 per year or $158 per month
  • Cheapest midsize car to insureKia K5 at $2,468 per year or $206 per month
  • Cheapest midsize SUV to insureHonda Passport at $2,042 per year or $170 per month
  • Cheapest full-size car to insureChrysler 300 at $2,440 per year or $203 per month
  • Cheapest full-size SUV to insureChevrolet Tahoe at $2,406 per year or $201 per month
  • Cheapest midsize pickup to insureChevrolet Colorado at $2,258 per year or $188 per month
  • Cheapest full-size pickup to insureNissan Titan at $2,396 per year or $200 per month
  • Cheapest heavy duty pickup to insureGMC Sierra 2500 HD at $2,604 per year or $217 per month
  • Cheapest minivan to insureHonda Odyssey at $2,342 per year or $195 per month
  • Cheapest sports car to insureMazda MX-5 Miata at $2,372 per year or $198 per month
  • Cheapest compact luxury car to insureAcura Integra at $2,278 per year or $190 per month
  • Cheapest compact luxury SUV to insureAcura RDX at $2,142 per year or $179 per month
  • Cheapest midsize luxury car to insureMercedes-Benz CLA250 at $2,636 per year or $220 per month
  • Cheapest midsize luxury SUV to insureJaguar E-Pace at $2,396 per year or $200 per month
  • Cheapest full-size luxury car to insureAudi A5 at $3,044 per year or $254 per month
  • Cheapest full-size luxury SUV to insureInfiniti QX80 at $2,874 per year or $240 per month

To help illustrate the amount car insurance cost can fluctuate from one person to the next, the examples below contain comprehensive rates for three popular vehicles in Norwalk: the Toyota Corolla, Nissan Rogue, and Toyota Highlander.

The chart for each vehicle displays average rates for different profiles to show how much rates can vary simply by changing drivers and policy coverages.

Toyota Corolla insurance rates

In Norwalk, the least-expensive car insurance quotes on a 2024 Toyota Corolla are on the LE trim version, costing an average of $2,270 per year, or about $189 per month. This model costs $21,900.

The most expensive 2022 Toyota Corolla model to insure in Norwalk is the XSE Hatchback model, costing an average of $2,820 per year, or around $235 per month. The retail cost for this model is $26,655, not including charges and fees.

The rate chart below can help explain how insurance quotes on a Toyota Corolla can be quite different based on driver age, policy deductibles, and policy risk factors.

For our selected driver profiles, prices range from $2,068 to $5,718 per year, which is a difference in cost of $3,650 to insure the same vehicle with different rated drivers.

Average 2024 Toyota Corolla insurance premiums in Norwalk for different driver ages and risk scenarios.
Figure 4: Average 2024 Toyota Corolla insurance premiums in Norwalk for different driver ages and risk scenarios. Rates updated on June 27, 2025.

Data Methodology: Average rates are for a 2024 model year Toyota Corolla with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Toyota Corolla car insurance cost in Norwalk includes all Zip Codes and vehicle trim levels.

2024 Toyota Corolla Insurance Cost in Norwalk, CT
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$5,718$477
Safe Driver Age 20$4,990$416
At-fault Accidents Age 40$3,540$295
Low Deductibles Age 40$3,200$267
Safe Driver Age 30$2,652$221
Safe Driver Age 40$2,494$208
Safe Driver Age 50$2,224$185
High Deductibles Age 40$2,128$177
Safe Driver Age 60$2,076$173
Discount Rate Age 40$2,068$172

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Toyota Corolla trim levels. Updated June 27, 2025

The Toyota Corolla belongs to the compact car segment, and other similar models that are popular in Norwalk, CT, include the Volkswagen Jetta, Kia Forte, and Chevrolet Cruze.

Nissan Rogue insurance rates

Nissan Rogue insurance in Norwalk costs an average of $2,302 per year, with a range of $2,180 per year on the Nissan Rogue S 2WD trim up to $2,410 per year for the Nissan Rogue Platinum AWD.

The next rate chart should help you understand how the cost of car insurance on a Nissan Rogue can be significantly different based on driver age, policy deductibles, and potential risk scenarios. For our example drivers, cost varies from $1,912 to $5,262 per year, which is a difference in cost of $3,350 per year to insure the same vehicle.

Average 2024 Nissan Rogue insurance premiums in Norwalk for different driver ages and risk scenarios.
Figure 5: Average 2024 Nissan Rogue insurance premiums in Norwalk for different driver ages and risk scenarios. Rates updated on June 26, 2025.

Data Methodology: Average rates are for a 2024 model year Nissan Rogue with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Nissan Rogue car insurance cost in Norwalk includes all Zip Codes and vehicle trim levels.

2024 Nissan Rogue Insurance Cost in Norwalk, CT
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$5,262$439
Safe Driver Age 20$4,588$382
At-fault Accidents Age 40$3,256$271
Low Deductibles Age 40$2,960$247
Safe Driver Age 30$2,448$204
Safe Driver Age 40$2,302$192
Safe Driver Age 50$2,048$171
High Deductibles Age 40$1,958$163
Safe Driver Age 60$1,914$160
Discount Rate Age 40$1,912$159

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Nissan Rogue trim levels. Updated June 26, 2025

The Nissan Rogue belongs to the compact SUV segment, and other popular same-segment models include the Ford Escape, Subaru Forester, and Toyota RAV4.

Toyota Highlander insurance rates

The average price paid for Toyota Highlander insurance in Norwalk is $2,330 per year. With prices ranging from $37,625 to $43,825, average car insurance quotes on a 2024 Toyota Highlander range from $2,144 per year on the Toyota Highlander LE 2WD model up to $2,530 per year on the Toyota Highlander Hybrid XLE AWD trim.

The chart displayed below should aid in understanding how car insurance quotes for a Toyota Highlander can vary for a variety of different driver ages and common risk profiles.

For this example, rates vary from $1,938 to $5,326 per year, which is a cost difference of $3,388 to insure the same vehicle with different rated drivers.

Average 2024 Toyota Highlander insurance premiums in Norwalk for different driver ages and risk scenarios.
Figure 6: Average 2024 Toyota Highlander insurance premiums in Norwalk for different driver ages and risk scenarios. Rates updated on June 26, 2025.

Data Methodology: Average rates are for a 2024 model year Toyota Highlander with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Toyota Highlander car insurance cost in Norwalk includes all Zip Codes and vehicle trim levels.

2024 Toyota Highlander Insurance Cost in Norwalk, CT
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$5,326$444
Safe Driver Age 20$4,670$389
At-fault Accidents Age 40$3,270$273
Low Deductibles Age 40$3,100$258
Safe Driver Age 30$2,494$208
Safe Driver Age 40$2,330$194
Safe Driver Age 50$2,060$172
Discount Rate Age 40$1,938$162
High Deductibles Age 40$1,936$161
Safe Driver Age 60$1,928$161

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Toyota Highlander trim levels. Updated June 26, 2025

The Toyota Highlander is classified as a midsize SUV, and additional similar models from the same segment include the Kia Telluride, Ford Edge, and Jeep Grand Cherokee.