New Haven, CT Car Insurance – 2024 Cheapest Rates + Comparisons

What is the average cost of car insurance in New Haven? We compare the cost to insure over 150 vehicles to find the models with cheapest car insurance quotes in Connecticut.

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  • New Haven car insurance cost averages $2,506 per year for full coverage, or around $209 on a monthly basis.
  • New Haven, Connecticut, auto insurance costs an average of $398 per year more than the Connecticut state average rate ($2,108) and $623 per year more than the U.S. national average rate ($1,883).
  • Monthly car insurance rates for a few popular models in New Haven include the Toyota Camry at $224, Jeep Wrangler at $238, and Toyota Highlander at $190.
  • For cheap car insurance in New Haven, small crossovers like the Subaru Crosstrek, Nissan Kicks, Buick Envision, and Buick Encore cost less than most other models.

How much does car insurance cost in New Haven?

Average car insurance cost in New Haven is $2,506 per year, which is 28.4% more than the overall national average rate of $1,883 per year. The average cost per month for car insurance in New Haven is $209 for a policy with full coverage.

The average car insurance cost in Connecticut is $2,108 per year, so New Haven, Connecticut, drivers pay an average of $398 more per year than the overall Connecticut state-wide average rate. When prices are compared to other locations in Connecticut, the average cost of car insurance in New Haven is approximately $60 per year more than in Hartford, $470 per year more than in Stamford, and $162 per year more expensive than in Waterbury.

The next chart shows examples of average New Haven auto insurance cost broken out based on different driver ages, physical damage deductibles, and driver risk profiles. Rates are averaged for all 2024 model year vehicles including luxury brand cars and SUVs.

Figure 1: Average car insurance rates in New Haven for different driver ages and risk scenarios. Rates updated on February 26, 2024.

Get Rates in Your AreaWhy is this important?

Data Methodology: Average rates are for the 2024 model year with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average car insurance cost in New Haven includes all Zip Codes and vehicle trim levels.

New Haven, CT Car Insurance Cost by Driver Risk Profile
2024 Average Car Insurance Cost in New Haven, CT
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$5,762$480
Safe Driver Age 20$5,042$420
At-fault Accidents Age 40$3,546$296
Low Deductibles Age 40$3,280$273
Safe Driver Age 30$2,674$223
Safe Driver Age 40$2,506$209
Safe Driver Age 50$2,220$185
High Deductibles Age 40$2,110$176
Discount Rate Age 40$2,082$174
Safe Driver Age 60$2,078$173

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Updated February 26, 2024

In the chart above, the cost of car insurance in New Haven ranges from $2,082 per year for a 40-year-old driver with a great rate thanks to policy discounts to $5,762 per year for a 30-year-old driver who has a subpar driving record and has to buy high risk car insurance. When converted to a monthly rate, the average cost in the prior chart ranges from $174 to $480 per month.

Driver age has a big impact on the cost of auto insurance. The list below details how driver age influences cost by showing average car insurance rates depending on driver age.

Car insurance cost in New Haven, CT, for drivers age 16 to 60

  • 16-year-old driver – $8,924 per year or $744 per month
  • 17-year-old driver – $8,648 per year or $721 per month
  • 18-year-old driver – $7,747 per year or $646 per month
  • 19-year-old driver – $7,058 per year or $588 per month
  • 20-year-old driver – $5,042 per year or $420 per month
  • 30-year-old driver – $2,674 per year or $223 per month
  • 40-year-old driver – $2,506 per year or $209 per month
  • 50-year-old driver – $2,220 per year or $185 per month
  • 60-year-old driver – $2,078 per year or $173 per month

The rates listed above for the average cost to insure teen drivers assumed a male driver. The next chart illustrates car insurance cost for teens by gender. Teenage females are expensive to insure, but do tend to have cheaper auto insurance rates than males of the same age.

Figure 2: Average cost to insure teenage drivers on an average 2024 model year vehicle with full coverage. Rates updated on February 26, 2024.

Get Rates in Your AreaWhy is this important?

Data Methodology: Teenage driver rates are for the 2024 model year with $500 comprehensive and collision deductibles. Average car insurance cost in New Haven includes all Zip Codes and vehicle trim levels. Rates assume a clean driving record and no claims or at-fault accidents.

New Haven, Connecticut Car Insurance Cost for Teen Drivers
Average Car Insurance Cost in New Haven, CT for Teenage Drivers
Driver Age Male Driver Female Driver
16-Year-Old$8,924$8,335
17-Year-Old$8,648$8,284
18-Year-Old$7,747$7,152
19-Year-Old$7,058$5,965

Data Methodology: Rated teen drivers have no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium amounts are averaged for all trim levels available on the 2024 Average Car. Updated February 26, 2024

Car insurance for a 16-year-old female in New Haven costs an average of $589 less per year than male drivers, while at age 19, the cost difference is less but females still cost $1,093 less per year.

The previous car insurance rates in this article take all 2024 vehicle models and average them, which is handy when making big picture comparisons like the difference in average auto insurance cost for two different locations in Connecticut. Average auto insurance rates are excellent when trying to find the answer to questions like “is New Haven car insurance cheaper than Bridgeport?” or “is car insurance in Connecticut cheaper than California?”.

But for more comprehensive cost comparisons, we will get better data if we perform a rate analysis for the exact vehicle being insured. Every car, truck, SUV and minivan has it’s own profile for car insurance rating and this data allows us to perform cost comparisons.

The following chart details the cost of car insurance in New Haven for some of the most popular cars, trucks, and SUVs. Towards the end of this article, we explore additional situations that affect the cost of insuring a few of these models in much more detail.

Figure 3: Average cost to insure popular 2024 model year vehicles in New Haven. Rates updated on February 23, 2024.

Data Methodology: Average car insurance cost is based on 2024 model year vehicles with safe driver and claim-free discounts applied. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Rates are averaged for all New Haven Zip Codes.

New Haven, Connecticut Car Insurance Rates for Popular Vehicles
New Haven, Connecticut Car Insurance Rates for Popular Vehicles
Make/Model Annual Premium Cost Per Month
Subaru Crosstrek$1,852$154
Honda CR-V$2,134$178
Honda HR-V$2,178$182
Nissan Rogue$2,252$188
Ford Explorer$2,272$189
Toyota Highlander$2,280$190
Nissan Sentra$2,296$191
Chevrolet Equinox$2,306$192
Toyota RAV4$2,308$192
Honda Pilot$2,438$203
Toyota Corolla$2,438$203
Jeep Grand Cherokee$2,506$209
Toyota Tacoma$2,536$211
Toyota 4Runner$2,686$224
Toyota Camry$2,692$224
Hyundai Elantra$2,724$227
Chevrolet Silverado$2,768$231
Ford F150$2,806$234
Ram Truck$2,900$242
Chevrolet Corvette$3,470$289

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2024 model year and also for all New Haven, CT Zip Codes. Updated February 23, 2024

The vehicle models that sell well in New Haven tend to be compact and midsize sedans like the Toyota Corolla, Nissan Sentra, and Honda Accord and compact and midsize SUVs like the Ford Escape, Honda CR-V, and Toyota Highlander.

Some additional popular models in New Haven from other segments include luxury SUVs like the Cadillac XT5, Infiniti QX60, and Lexus RX 350, luxury cars like the Infiniti Q50, Tesla Model S, and Lexus ES 350, and pickup trucks like the Ford Ranger, Chevy Silverado, and Ford F-150.

We will cover different rates in much more detail coming up, but before we get into that, let’s review in a nutshell the primary concepts covered up to this point.

  • Average car insurance cost per month ranges from $173 to $744 – That’s the average car insurance price range for drivers aged 16 to 60 in New Haven, Connecticut.
  • New Haven car insurance prices are more expensive than the Connecticut state average – $2,506 (New Haven average) versus $2,108 (Connecticut average)
  • New Haven, CT, car insurance cost is more than the U.S. average – $2,506 (New Haven average) compared to $1,883 (U.S. average)
  • Insurance for teenagers is expensive in New Haven – Average rates range from $5,965 to $8,924 per year to insure a teenager in New Haven.
  • Auto insurance rates decline a lot between ages 20 and 30 – The average 30-year-old New Haven driver will pay $2,368 less annually than a 20-year-old driver, $2,674 compared to $5,042.
  • Car insurance costs less the older you are – Car insurance rates for a 50-year-old driver in New Haven are $2,822 per year cheaper than for a 20-year-old driver.

Which autos have the cheapest car insurance in New Haven?

The models with the best insurance rates in New Haven, CT, tend to be compact SUVs like the Kia Soul, Subaru Crosstrek, Hyundai Venue, and Toyota Corolla Cross. Average insurance quotes for those small SUVs cost $2,036 or less per year for full coverage car insurance.

Some additional vehicles that rank in the top 20 in the cost comparison table below are the Buick Encore, Buick Envista, Ford Bronco Sport, and Volkswagen Taos.

Average cost is a few dollars per month higher for those models than the small SUVs at the top of the list, but they still have an average insurance cost of $2,146 or less per year.

The next table shows the cheapest vehicles to insure in New Haven, ordered by cost.

Top 30 Cheapest Auto Insurance Rates in New Haven
Rank Make/Model Annual Premium Cost Per Month
1Subaru Crosstrek$1,852$154
2Chevrolet Trailblazer$1,882$157
3Kia Soul$1,954$163
4Nissan Kicks$1,972$164
5Honda Passport$1,998$167
6Buick Envision$2,006$167
7Toyota Corolla Cross$2,020$168
8Hyundai Venue$2,036$170
9Mazda CX-5$2,044$170
10Ford Bronco Sport$2,050$171
11Volkswagen Tiguan$2,074$173
12Acura RDX$2,094$175
13Nissan Murano$2,104$175
14Buick Encore$2,128$177
15Honda CR-V$2,134$178
16Subaru Outback$2,134$178
17Buick Envista$2,140$178
18Chevrolet Colorado$2,144$179
19Kia Niro$2,146$179
20Volkswagen Taos$2,146$179
21Honda HR-V$2,178$182
22Toyota GR Corolla$2,178$182
23Subaru Ascent$2,180$182
24Nissan Leaf$2,194$183
25Honda Civic$2,218$185
26Lexus NX 250$2,218$185
27Volkswagen Atlas$2,222$185
28Acura Integra$2,226$186
29Volkswagen Atlas Cross Sport$2,232$186
30Subaru Forester$2,234$186

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all New Haven, CT Zip Codes. Updated February 23, 2024

Top 30 Cheapest Auto Insurance Rates in New Haven

A list of 30 ranked vehicles is probably not the best way to present a comprehensive summary of the cost of auto insurance. A more useful way to group rates for many more vehicles is to organize them by automotive segment. The sections below list the top 20 vehicles with the lowest cost insurance rates for the six main vehicle segments.

Cheapest cars to insure in New Haven, Connecticut

The #1 ranking in New Haven for cheapest auto insurance rates in the non-luxury sedan segment is the Toyota GR Corolla, costing $2,178 per year. Second place is the Nissan Leaf at $2,194 per year, and ranking third is the Honda Civic, at an average of $2,218 per year.

Additional cars that have affordable insurance rates include the Hyundai Ioniq 6, Chevrolet Malibu, Toyota Prius, and Honda Accord, with average insurance cost of $2,430 per year or less.

From a monthly standpoint, car insurance on this segment in New Haven can cost as low as $182 per month, depending on your location and insurance company. The next table ranks the cars with the lowest-cost auto insurance rates in New Haven, starting with the Toyota GR Corolla at $2,178 per year and ending with the Mazda 3 at $2,590 per year.

Cheapest Cars to Insure in New Haven, Connecticut
Make and Model Vehicle Size Annual Premium Cost Per Month
Toyota GR CorollaCompact$2,178$182
Nissan LeafCompact$2,194$183
Honda CivicCompact$2,218$185
Nissan SentraCompact$2,296$191
Subaru ImprezaCompact$2,300$192
Hyundai Ioniq 6Midsize$2,304$192
Toyota PriusCompact$2,340$195
Kia K5Midsize$2,412$201
Honda AccordMidsize$2,420$202
Chevrolet MalibuMidsize$2,430$203
Toyota CorollaCompact$2,438$203
Kia ForteCompact$2,444$204
Volkswagen ArteonMidsize$2,462$205
Nissan VersaCompact$2,468$206
Subaru LegacyMidsize$2,470$206
Mitsubishi Mirage G4Compact$2,526$211
Toyota CrownMidsize$2,534$211
Volkswagen JettaCompact$2,534$211
Hyundai SonataMidsize$2,540$212
Mazda 3Compact$2,590$216

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all New Haven, CT Zip Codes. Updated February 23, 2024

Cheapest Cars to Insure in New Haven, Connecticut

See our guides for compact car insurance, midsize car insurance, and full-size car insurance to compare rates for all makes and models.

Don’t see insurance cost for your vehicle? No sweat! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap New Haven car insurance quotes from top-rated companies in Connecticut.

Cheapest SUV insurance rates in New Haven

The four most affordable SUVs to insure in New Haven are the Subaru Crosstrek at $1,852 per year, Chevrolet Trailblazer at $1,882 per year, Kia Soul at $1,954 per year, and Nissan Kicks at $1,972 per year.

Not the cheapest SUVs to insure, but still very reasonable, are models like the Hyundai Venue, Toyota Corolla Cross, Ford Bronco Sport, and Mazda CX-5, with average annual insurance rates of $2,050 per year or less.

Additional models worth mentioning include the Honda HR-V, Volkswagen Taos, Subaru Ascent, Honda CR-V, and Buick Envista, which cost between $2,050 and $2,178 to insure per year in New Haven.

As a cost per month, full-coverage auto insurance in this segment for a safe driver starts at an average of $154 per month, depending on the company.

If insurance rates are ranked by vehicle size, the lowest-cost compact SUV to insure in New Haven is the Subaru Crosstrek at $1,852 per year, or $154 per month. For midsize SUVs, the Honda Passport has the best rates at $1,998 per year, or $167 per month. And for full-size SUVs, the Chevrolet Tahoe has the cheapest rates at $2,350 per year, or $196 per month.

The next table ranks the twenty SUVs with the lowest-cost insurance rates in New Haven, starting with the Subaru Crosstrek at $154 per month and ending with the Honda HR-V at $182 per month.

Cheapest SUVs to Insure in New Haven, Connecticut
Make and Model Vehicle Size Annual Premium Cost Per Month
Subaru CrosstrekCompact$1,852$154
Chevrolet TrailblazerCompact$1,882$157
Kia SoulCompact$1,954$163
Nissan KicksCompact$1,972$164
Honda PassportMidsize$1,998$167
Buick EnvisionCompact$2,006$167
Toyota Corolla CrossCompact$2,020$168
Hyundai VenueCompact$2,036$170
Mazda CX-5Compact$2,044$170
Ford Bronco SportCompact$2,050$171
Volkswagen TiguanCompact$2,074$173
Nissan MuranoMidsize$2,104$175
Buick EncoreCompact$2,128$177
Honda CR-VCompact$2,134$178
Subaru OutbackMidsize$2,134$178
Buick EnvistaMidsize$2,140$178
Kia NiroCompact$2,146$179
Volkswagen TaosCompact$2,146$179
Honda HR-VCompact$2,178$182
Subaru AscentMidsize$2,180$182

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all New Haven, CT Zip Codes. Updated February 23, 2024

Cheapest SUVs to Insure in New Haven, Connecticut

See our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance to compare rates for all makes and models.

Don’t see your SUV in the list? No sweat! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free New Haven car insurance quotes from top-rated auto insurance companies in Connecticut.

Cheapest luxury car insurance rates in New Haven

In our comparison, the top five lowest-cost luxury car models to insure in New Haven are the Acura Integra, BMW 330i, Mercedes-Benz CLA250, Lexus IS 300, and Acura TLX. Average rates for for these models range from $2,226 to $2,590 per year.

Additional models that have cheaper rates are the Genesis G70, Lexus RC 300, Cadillac CT4, and Mercedes-Benz AMG CLA35, with an average cost of $2,632 per year or less.

Some additional vehicles worth mentioning include the Jaguar XF, Lexus IS 350, Lexus ES 250, and Audi S3, which cost between $2,632 and $2,808 per year for auto insurance.

From a monthly standpoint, full-coverage auto insurance in New Haven on this segment for the average driver starts at around $186 per month, depending on your location and insurance company.

The cheapest small luxury car to insure in New Haven is the Acura Integra at $2,226 per year. For midsize luxury cars, the Mercedes-Benz CLA250 has the best rates at $2,576 per year. And for large luxury cars, the Audi A5 has the best rates at $2,966 per year.

The next table ranks the cars with the cheapest average car insurance rates in New Haven, starting with the Acura Integra at $2,226 per year ($186 per month) and ending with the Audi S3 at $2,808 per year ($234 per month).

Cheapest Luxury Cars to Insure in New Haven, Connecticut
Make and Model Vehicle Size Annual Premium Cost Per Month
Acura IntegraCompact$2,226$186
BMW 330iCompact$2,550$213
Mercedes-Benz CLA250Midsize$2,576$215
Lexus IS 300Midsize$2,582$215
Acura TLXCompact$2,590$216
Cadillac CT4Compact$2,616$218
Lexus ES 350Midsize$2,616$218
Genesis G70Compact$2,620$218
Mercedes-Benz AMG CLA35Midsize$2,626$219
Lexus RC 300Midsize$2,632$219
Lexus IS 350Compact$2,636$220
Jaguar XFMidsize$2,650$221
Cadillac CT5Midsize$2,698$225
Lexus ES 250Midsize$2,708$226
Lexus RC 350Compact$2,716$226
BMW 330eCompact$2,720$227
BMW 228iCompact$2,724$227
BMW 230iCompact$2,744$229
Lexus ES 300hMidsize$2,750$229
Audi S3Compact$2,808$234

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all New Haven, CT Zip Codes. Updated February 23, 2024

Cheapest Luxury Cars to Insure in New Haven, Connecticut

For all luxury car insurance comparisons, see our full luxury car insurance guide.

Looking for a different vehicle? No problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get cheap New Haven car insurance quotes from top-rated companies in Connecticut.

Cheapest luxury SUVs to insure in New Haven, CT

Ranking at the top of the list for the cheapest New Haven car insurance rates in the luxury SUV segment are the Lexus NX 250, Cadillac XT4, Acura RDX, Cadillac XT5, and Jaguar E-Pace. Rates for these models average $2,362 or less per year.

Other models that have affordable average insurance rates are the Lincoln Corsair, Mercedes-Benz GLB 250, Lexus NX 350h, and Lexus NX 450h, with an average car insurance cost of $2,416 per year or less.

Full-coverage car insurance in this segment for a safe driver starts at an average of $175 per month, depending on where you live and the company you use.

When vehicle size is considered, the cheapest small luxury SUV to insure in New Haven is the Acura RDX at $2,094 per year, or $175 per month. For midsize luxury SUV models, the Jaguar E-Pace is cheapest to insure at $2,344 per year, or $195 per month. And for full-size luxury SUV models, the Infiniti QX80 has the cheapest rates at $2,808 per year, or $234 per month.

The next table ranks the twenty luxury SUVs with the cheapest auto insurance rates in New Haven, starting with the Acura RDX at $2,094 per year and ending with the Lexus NX 350 at $2,512 per year.

Cheapest Luxury SUVs to Insure in New Haven, Connecticut
Make and Model Vehicle Size Annual Premium Cost Per Month
Acura RDXCompact$2,094$175
Lexus NX 250Compact$2,218$185
Cadillac XT4Compact$2,260$188
Jaguar E-PaceMidsize$2,344$195
Cadillac XT5Midsize$2,362$197
Lexus NX 350hCompact$2,362$197
Lincoln CorsairCompact$2,390$199
Mercedes-Benz GLB 250Compact$2,396$200
Lexus UX 250hCompact$2,400$200
Lexus NX 450hCompact$2,416$201
Mercedes-Benz GLA250Compact$2,434$203
Infiniti QX50Midsize$2,436$203
Mercedes-Benz GLA35 AMGCompact$2,448$204
Cadillac XT6Midsize$2,452$204
Infiniti QX60Midsize$2,466$206
Mercedes-Benz AMG GLB35Midsize$2,466$206
Land Rover EvoqueCompact$2,500$208
Acura MDXMidsize$2,504$209
Lexus RX 350Midsize$2,506$209
Lexus NX 350Compact$2,512$209

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all New Haven, CT Zip Codes. Updated February 23, 2024

Cheapest Luxury SUVs to Insure in New Haven, Connecticut

For more car insurance comparisons, see our guide for luxury SUV insurance.

Don’t see your luxury SUV in the list? No sweat! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from top-rated companies in Connecticut.

Cheapest sports cars to insure in New Haven

Ranking at the top for the cheapest New Haven auto insurance rates in the performance and sports car segment are the BMW Z4, Mazda MX-5 Miata, Toyota GR86, Ford Mustang, and Subaru WRX. Auto insurance rates for these 2024 models average $234 or less per month.

Not the cheapest sports cars to insure, but still very reasonable, are models like the Toyota GR Supra, Lexus RC F, Nissan Z, and BMW M2, with average insurance cost of $2,994 per year or less.

In the lower half of the top 20 sports cars to insure, models like the Jaguar F-Type, Mercedes-Benz AMG GT53, Lexus LC 500, Porsche Taycan, and Chevrolet Corvette average between $2,994 and $4,244 per year to insure.

Car insurance in New Haven for this segment starts at around $193 per month, depending on the company and where you live. The rate comparison table below ranks the sports cars with the most affordable car insurance rates in New Haven, starting with the Mazda MX-5 Miata at $2,318 per year ($193 per month) and ending with the Porsche Taycan at $4,244 per year ($354 per month).

Cheapest Sports Cars to Insure in New Haven, Connecticut
Make and Model Vehicle Type Annual Premium Cost Per Month
Mazda MX-5 MiataSports Car$2,318$193
Toyota GR86Sports Car$2,638$220
Ford MustangSports Car$2,750$229
BMW Z4Sports Car$2,766$231
Subaru WRXSports Car$2,810$234
Toyota GR SupraSports Car$2,814$235
BMW M2Sports Car$2,898$242
Nissan ZSports Car$2,902$242
Lexus RC FSports Car$2,960$247
Subaru BRZSports Car$2,994$250
BMW M3Sports Car$3,164$264
Porsche 718Sports Car$3,228$269
Chevrolet CamaroSports Car$3,254$271
Chevrolet CorvetteSports Car$3,470$289
Porsche 911Sports Car$3,590$299
BMW M4Sports Car$3,740$312
Lexus LC 500Sports Car$3,758$313
Jaguar F-TypeSports Car$3,954$330
Mercedes-Benz AMG GT53Sports Car$4,146$346
Porsche TaycanSports Car$4,244$354

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all New Haven, CT Zip Codes. Updated February 22, 2024

Cheapest Sports Cars to Insure in New Haven, Connecticut

Looking for a different vehicle? No sweat! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from top-rated auto insurance companies in Connecticut.

Cheapest pickup truck insurance rates in New Haven, CT

The four most affordable pickups to insure in New Haven are the Chevrolet Colorado at $2,144 per year, Nissan Titan at $2,346 per year, Nissan Frontier at $2,368 per year, and Ford Ranger at $2,394 per year.

Also ranking well in our comparison are pickups like the Hyundai Santa Cruz, GMC Sierra 2500 HD, Honda Ridgeline, and GMC Canyon, with average rates of $2,576 per year or less.

Car insurance rates in New Haven for this segment for a safe driver will start around $179 per month, depending on the company.

The next table ranks the twenty pickups with the lowest-cost insurance in New Haven, starting with the Chevrolet Colorado at $179 per month and ending with the Ram Truck at $242 per month.

Cheapest Pickups to Insure in New Haven, Connecticut
Make and Model Vehicle Size Annual Premium Cost Per Month
Chevrolet ColoradoMidsize$2,144$179
Nissan TitanFull-size$2,346$196
Nissan FrontierMidsize$2,368$197
Ford RangerMidsize$2,394$200
Ford MaverickMidsize$2,432$203
Honda RidgelineMidsize$2,484$207
Hyundai Santa CruzMidsize$2,528$211
Toyota TacomaMidsize$2,536$211
GMC Sierra 2500 HDHeavy Duty$2,550$213
GMC CanyonMidsize$2,576$215
Jeep GladiatorMidsize$2,640$220
GMC Sierra 3500Heavy Duty$2,654$221
Chevrolet Silverado HD 3500Heavy Duty$2,680$223
Chevrolet Silverado HD 2500Heavy Duty$2,748$229
GMC SierraFull-size$2,766$231
Chevrolet SilveradoFull-size$2,768$231
Nissan Titan XDHeavy Duty$2,770$231
Ford F150Full-size$2,806$234
GMC Hummer EV PickupFull-size$2,874$240
Ram TruckFull-size$2,900$242

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all New Haven, CT Zip Codes. Updated February 23, 2024

Cheapest Pickups to Insure in New Haven, Connecticut

See our guides for midsize pickup insurance and large pickup insurance to compare rates for all truck makes and models.

Don’t see your pickup in the list? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free New Haven car insurance quotes from the best auto insurance companies in Connecticut.

Examples of rate variation

To illustrate the amount that the cost of the same car insurance policy can fluctuate for different drivers (and also emphasize the importance of accurate rate quotes), the charts below contain comprehensive rates for three popular models in New Haven: the Ram Truck, Toyota Corolla, and Honda CR-V.

Each illustration uses a variety of different driver profiles to demonstrate how much rates can vary based on changes in the rated driver profile.

Ram Truck insurance rates

Ram Truck insurance in New Haven costs an average of $2,900 per year, or about $242 per month, and ranges from $2,404 to $6,676.

Figure 4: Average 2024 Ram Truck insurance premiums in New Haven for different driver ages and risk scenarios. Rates updated on February 26, 2024.

Data Methodology: Average rates are for a 2024 model year Ram Truck with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Ram Truck car insurance cost in New Haven includes all Zip Codes and vehicle trim levels.

Ram Truck Insurance Cost in New Haven, CT
2024 Ram Truck Insurance Cost in New Haven, CT
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$6,676$556
Safe Driver Age 20$5,842$487
At-fault Accidents Age 40$4,108$342
Low Deductibles Age 40$3,792$316
Safe Driver Age 30$3,092$258
Safe Driver Age 40$2,900$242
Safe Driver Age 50$2,568$214
High Deductibles Age 40$2,440$203
Discount Rate Age 40$2,404$200
Safe Driver Age 60$2,402$200

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Ram Truck trim levels. Updated February 26, 2024

The Ram Truck belongs to the full-size truck segment, and other popular models in the same segment include the GMC Sierra, Toyota Tundra, Chevrolet Silverado, and Nissan Titan.

Toyota Corolla insurance rates

Car insurance for a Toyota Corolla in New Haven averages $2,438 per year, or about $203 per month, and has a range of $2,022 to $5,596.

Figure 5: Average 2024 Toyota Corolla insurance premiums in New Haven for different driver ages and risk scenarios. Rates updated on February 26, 2024.

Data Methodology: Average rates are for a 2024 model year Toyota Corolla with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Toyota Corolla car insurance cost in New Haven includes all Zip Codes and vehicle trim levels.

Toyota Corolla Insurance Cost in New Haven, Connecticut
2024 Toyota Corolla Insurance Cost in New Haven, CT
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$5,596$466
Safe Driver Age 20$4,882$407
At-fault Accidents Age 40$3,466$289
Low Deductibles Age 40$3,130$261
Safe Driver Age 30$2,596$216
Safe Driver Age 40$2,438$203
Safe Driver Age 50$2,174$181
High Deductibles Age 40$2,080$173
Safe Driver Age 60$2,032$169
Discount Rate Age 40$2,022$169

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Toyota Corolla trim levels. Updated February 26, 2024

The Toyota Corolla is classified as a compact car, and other models from that segment that are popular in New Haven, Connecticut, include the Chevrolet Cruze, Hyundai Elantra, Nissan Sentra, and Volkswagen Jetta.

Honda CR-V insurance rates

In New Haven, Honda CR-V insurance averages $2,134 per year ($178 per month) and ranges from $1,776 to $4,910.

Figure 6: Average 2024 Honda CR-V insurance premiums in New Haven for different driver ages and risk scenarios. Rates updated on February 26, 2024.

Data Methodology: Average rates are for a 2024 model year Honda CR-V with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Honda CR-V car insurance cost in New Haven includes all Zip Codes and vehicle trim levels.

Honda CR-V Insurance Cost in New Haven, CT
2024 Honda CR-V Insurance Cost in New Haven, CT
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$4,910$409
Safe Driver Age 20$4,298$358
At-fault Accidents Age 40$3,024$252
Low Deductibles Age 40$2,782$232
Safe Driver Age 30$2,276$190
Safe Driver Age 40$2,134$178
Safe Driver Age 50$1,896$158
High Deductibles Age 40$1,800$150
Discount Rate Age 40$1,776$148
Safe Driver Age 60$1,774$148

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Honda CR-V trim levels. Updated February 26, 2024

The Honda CR-V belongs to the compact SUV segment, and other similar models that are popular in New Haven, CT, include the Nissan Rogue, Subaru Forester, and Mazda CX-5.

Tips for finding cheaper New Haven car insurance quotes

New Haven drivers are always looking to cut the monthly cost of insurance So look through the money-saving tips in the list below and maybe you’ll find a way to save a little dough on your next policy.

  • Be a careful driver and pay less for auto insurance in New Haven. Being the cause of frequent accidents will raise rates, possibly by an extra $1,210 per year for a 30-year-old driver and even as much as $754 per year for a 50-year-old driver. So be a cautious driver and save.
  • Break the law and you’ll pay more. In order to get the cheapest auto insurance in New Haven, it pays to be a conservative driver. In fact, just one or two minor driving infractions have the ramification of increasing auto insurance rates by as much as $666 per year.
  • Compare insurance cost before you buy the car. Different cars, and even different trim levels of the same car, can have significantly different car insurance rates, and insurers can sell coverages with a wide range of costs. Check the price before you buy a different car in order to avoid insurance sticker shock when buying coverage for your new car.
  • Find cheaper rates by qualifying for discounts. Discounted rates may be available if the insureds are senior citizens, are loyal customers, drive low annual mileage, are military or federal employees, or many other discounts which could save the average New Haven driver as much as $424 per year on the cost of auto insurance
  • Pay small claims out-of-pocket. Auto insurance companies give a discounted rate if you have no claims on your account. Car insurance should be used to protect you from significant financial loss, not small claims that can be paid out-of-pocket.