Car Insurance in Kenosha, WI – Cheapest Rates + Quote Comparisons

We compare auto insurance rates for nearly 200 vehicles to find the cars, pickups, and SUVs with cheap car insurance quotes in Kenosha, WI.

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  • Kenosha car insurance cost averages $1,504 per year, or around $125 per month, for a full-coverage policy.
  • Kenosha, Wisconsin, auto insurance averages $92 per year more than the Wisconsin state average ($1,412) and $379 per year less than the United States national average ($1,883).
  • Car insurance rates for a few popular vehicles in Kenosha include the Toyota Tacoma at $1,524 per year, Toyota Corolla at $1,466, and Hyundai Elantra at $1,636.
  • SUV models like the Mazda CX-5, Toyota Corolla Cross, and Kia Soul get the nod for cheap car insurance in Kenosha.

How much does car insurance cost in Kenosha?

Kenosha car insurance costs an average of $1,504 per year, which is 22.4% less than the U.S. overall average rate of $1,883. Average car insurance cost per month in Kenosha is $125 for a policy with full coverage.

The average cost of car insurance in Wisconsin is $1,412 per year, so Kenosha, Wisconsin, drivers pay an average of $92 more per year than the overall Wisconsin state-wide average rate. The cost to insure a vehicle in Kenosha compared to other Wisconsin locations is around $228 per year more expensive than in Green Bay, $208 per year cheaper than in Racine, and $68 per year more than in Madison.

The next chart shows examples of average Kenosha auto insurance cost broken out based on a variety of driver ages and policy risk profiles. Rates are averaged for all 2024 model year vehicles including luxury vehicles.

Figure 1: Average car insurance rates in Kenosha for different driver ages and risk scenarios. Rates updated on February 26, 2024.

Get Rates in Your AreaWhy is this important?

Data Methodology: Average rates are for the 2024 model year with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average car insurance cost in Kenosha includes all Zip Codes and vehicle trim levels.

Kenosha, WI, Car Insurance Cost by Driver Risk Profile
2024 Average Car Insurance Cost in Kenosha, WI
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$3,464$289
Safe Driver Age 20$3,026$252
At-fault Accidents Age 40$2,132$178
Low Deductibles Age 40$1,970$164
Safe Driver Age 30$1,608$134
Safe Driver Age 40$1,504$125
Safe Driver Age 50$1,336$111
High Deductibles Age 40$1,266$106
Discount Rate Age 40$1,250$104
Safe Driver Age 60$1,248$104

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Updated February 26, 2024

Average rates in the prior chart range from $1,250 per year for a middle-aged driver with a discount rate policy to $3,464 per year for a 20-year-old driver who has to buy high risk car insurance. Throughout our site, the rate used for comparison of different segments, models, and locations is the 40-year-old safe driver rate, which has an average cost of $1,504 per year.

As a monthly cost, the average cost to insure a car in Kenosha ranges from $104 to $289 for the risk profiles shown in the chart above.

Driver age has the single biggest impact on the price you pay for auto insurance. The list below details how age impacts cost by showing the difference in average car insurance rates in Kenosha for driver ages from 16 to 60.

Average cost of car insurance in Kenosha by driver age

  • 16-year-old driver – $5,363 per year or $447 per month
  • 17-year-old driver – $5,194 per year or $433 per month
  • 18-year-old driver – $4,656 per year or $388 per month
  • 19-year-old driver – $4,241 per year or $353 per month
  • 20-year-old driver – $3,026 per year or $252 per month
  • 30-year-old driver – $1,608 per year or $134 per month
  • 40-year-old driver – $1,504 per year or $125 per month
  • 50-year-old driver – $1,336 per year or $111 per month
  • 60-year-old driver – $1,248 per year or $104 per month

The rates listed above that detailed the cost to insure teen drivers were based on the driver being male. The next chart gets more specific and breaks out average car insurance rates for teenagers by gender. In general, females have cheaper auto insurance rates, in particular for ages 20 and below.

Figure 2: Average cost to insure teenage drivers on an average 2024 model year vehicle with full coverage. Rates updated on February 26, 2024.

Get Rates in Your AreaWhy is this important?

Data Methodology: Teenage driver rates are for the 2024 model year with $500 comprehensive and collision deductibles. Average car insurance cost in Kenosha includes all Zip Codes and vehicle trim levels. Rates assume a clean driving record and no claims or at-fault accidents.

Teen Driver Car Insurance Cost in Kenosha, WI
Average Car Insurance Cost in Kenosha, WI for Teenage Drivers
Driver Age Male Driver Female Driver
16-Year-Old$5,363$5,007
17-Year-Old$5,194$4,976
18-Year-Old$4,656$4,296
19-Year-Old$4,241$3,584

Data Methodology: Rated teen drivers have no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium amounts are averaged for all trim levels available on the 2024 Average Car. Updated February 26, 2024

Car insurance for a 16-year-old female in Kenosha costs an average of $356 less per year than the cost for a 16-year-old male driver, while at age 19, the cost difference is smaller but females still pay an average of $657 less per year.

The rates referenced earlier in this article are averaged for all 2024 vehicle models, which is suitable when making general comparisons such as the difference in average auto insurance cost between two Wisconsin cities.

Average auto insurance rates are perfect when presented with a question like “is car insurance cheaper in Kenosha or Milwaukee?” or “is Wisconsin car insurance cheaper than Texas?”.

For more complete auto insurance cost comparisons, however, the data will be better if we do a rate analysis for the specific model of vehicle being insured. Every vehicle has it’s own exposure profile for calculating how much auto insurance costs and this data enables cost comparisons.

The following chart breaks down the cost of car insurance in Kenosha for the more popular models.

Figure 3: Average cost to insure popular 2024 model year vehicles in Kenosha. Rates updated on February 23, 2024.

Data Methodology: Average car insurance cost is based on 2024 model year vehicles with safe driver and claim-free discounts applied. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Rates are averaged for all Kenosha Zip Codes.

Kenosha, WI, Car Insurance Rates for Popular Vehicles
Kenosha, WI, Car Insurance Rates for Popular Vehicles
Make/Model Annual Premium Cost Per Month
Subaru Crosstrek$1,110$93
Honda CR-V$1,282$107
Subaru Forester$1,342$112
Nissan Rogue$1,354$113
Ford Explorer$1,366$114
Ford Escape$1,374$115
Nissan Sentra$1,380$115
Toyota RAV4$1,386$116
Chevrolet Equinox$1,388$116
Ford Ranger$1,438$120
Honda Accord$1,454$121
Toyota Corolla$1,466$122
Kia Forte$1,470$123
Jeep Grand Cherokee$1,502$125
Hyundai Santa Fe$1,528$127
Toyota 4Runner$1,614$135
Toyota Camry$1,616$135
Hyundai Elantra$1,636$136
Chevrolet Silverado$1,664$139
GMC Sierra$1,664$139
Ford Bronco$1,670$139
Ford F150$1,682$140
Jeep Wrangler$1,720$143
Ram Truck$1,740$145

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2024 model year and also for all Kenosha, WI Zip Codes. Updated February 23, 2024

The vehicles that have high popularity in Kenosha tend to be compact or midsize sedans like the Hyundai Elantra, Toyota Corolla, and Toyota Camry and compact and midsize SUVs like the Chevy Equinox, Toyota RAV4, and Toyota Highlander.

Additional popular vehicles from other vehicle segments include luxury SUVs like the Lexus RX 350 and Acura MDX, luxury cars like the Lexus ES 350 and Infiniti Q50, and pickup trucks like the Ford Ranger and Ram 1500.

We will cover rates in much more detail a little later in this article, but before we get into that, let’s take a condensed look at the concepts and comparisons that were discussed so far.

  • Kenosha auto insurance prices are more expensive than the Wisconsin state average – $1,504 (Kenosha average) compared to $1,412 (Wisconsin average)
  • Car insurance is generally cheaper as you get older – Auto insurance rates for a 60-year-old driver in Kenosha are $1,778 per year cheaper than for a 20-year-old driver.
  • Monthly car insurance cost ranges from $104 to $447 – That’s the average car insurance price range for drivers from age 16 to 60 in Kenosha.
  • Teenage female drivers pay lower rates than teenage males – Female drivers age 16 to 19 pay $657 to $356 less annually than their male counterparts.
  • Lower deductible insurance is more expensive than high deductible – A 50-year-old driver pays an average of $626 more per year for $250 deductibles compared to $1,000 deductibles.
  • Kenosha, WI, average car insurance cost is less than the U.S. average – $1,504 (Kenosha average) compared to $1,883 (U.S. average)

Which autos have the cheapest car insurance in Kenosha?

The vehicles with the lowest cost average car insurance prices in Kenosha, WI, tend to be compact SUVs and crossovers like the Chevrolet Trailblazer, Subaru Crosstrek, Toyota Corolla Cross, and Buick Envision.

Average auto insurance rates for those crossover SUVs cost $1,222 or less per year ($102 per month) for full coverage.

Examples of other models that are highly ranked in our car insurance price comparison are the Buick Envista, Kia Niro, Honda CR-V, and Nissan Murano. Rates are a little higher for those models than the compact SUVs that rank near the top, but they still have an average cost of $1,290 or less per year, or around $108 per month in Kenosha.

The following table breaks down the top 50 cheapest vehicles to insure in Kenosha, sorted by average cost.

Top 50 Cheapest Vehicles to Insure in Kenosha, Wisconsin
Rank Make/Model Annual Premium Cost Per Month
1Subaru Crosstrek$1,110$93
2Chevrolet Trailblazer$1,132$94
3Kia Soul$1,174$98
4Nissan Kicks$1,184$99
5Honda Passport$1,198$100
6Buick Envision$1,204$100
7Toyota Corolla Cross$1,214$101
8Hyundai Venue$1,222$102
9Mazda CX-5$1,226$102
10Ford Bronco Sport$1,232$103
11Volkswagen Tiguan$1,244$104
12Acura RDX$1,258$105
13Nissan Murano$1,264$105
14Buick Encore$1,278$107
15Subaru Outback$1,280$107
16Honda CR-V$1,282$107
17Chevrolet Colorado$1,286$107
18Buick Envista$1,288$107
19Kia Niro$1,290$108
20Volkswagen Taos$1,290$108
21Toyota GR Corolla$1,306$109
22Subaru Ascent$1,308$109
23Honda HR-V$1,312$109
24Nissan Leaf$1,320$110
25Lexus NX 250$1,330$111
26Honda Civic$1,332$111
27Volkswagen Atlas$1,334$111
28Acura Integra$1,338$112
29Volkswagen Atlas Cross Sport$1,340$112
30Subaru Forester$1,342$112
31Kia Seltos$1,344$112
32GMC Terrain$1,348$112
33Nissan Rogue$1,354$113
34Hyundai Kona$1,356$113
35Cadillac XT4$1,358$113
36Mazda CX-30$1,358$113
37Volkswagen ID4$1,364$114
38Ford Explorer$1,366$114
39Toyota Highlander$1,368$114
40Toyota Venza$1,372$114
41Ford Escape$1,374$115
42Honda Odyssey$1,376$115
43Hyundai Ioniq 6$1,380$115
44Nissan Sentra$1,380$115
45Subaru Impreza$1,386$116
46Toyota RAV4$1,386$116
47Chevrolet Equinox$1,388$116
48Mazda MX-5 Miata$1,392$116
49Mazda MX-30$1,396$116
50Hyundai Tucson$1,398$117

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Kenosha, WI Zip Codes. Updated February 23, 2024

Top 50 Cheapest Vehicles to Insure in Kenosha, Wisconsin

A list of 50 ranked vehicles doesn’t really give a complete view of Kenosha insurance rates. A more thorough way to group rates for different vehicles is by sorting them by segment. The sections below show the vehicles with the most affordable insurance rates in Kenosha for the most popular vehicle segments.

Cheapest car insurance rates in Kenosha

Sitting at number one in Kenosha for cheapest auto insurance in the sedan and hatchback segment is the Toyota GR Corolla, costing $1,306 per year. Second place is the Nissan Leaf at $1,320 per year, and third place goes to the Honda Civic, costing an average of $1,332 per year.

Other cars that have cheaper rates are the Honda Accord, Toyota Prius, Hyundai Ioniq 6, and Kia K5, with average rates of $1,462 per year or less.

Some additional models that rank well include the Nissan Versa, Mazda 3, Toyota Corolla, Kia Forte, and Toyota Crown, which average between $1,462 and $1,556 per year for insurance in Kenosha.

On a monthly basis, full-coverage auto insurance in this segment for an average middle-age driver starts at around $109 per month, depending on the company.

The cheapest compact car to insure in Kenosha is the Toyota GR Corolla at $1,306 per year. For midsize models, the Hyundai Ioniq 6 is the cheapest model to insure at $1,380 per year. And for full-size cars, the Chrysler 300 is most affordable to insure at $1,426 per year.

The table below ranks the twenty cars with the lowest-cost insurance rates in Kenosha, starting with the Toyota GR Corolla at $1,306 per year and ending with the Mazda 3 at $1,556 per year.

Cheapest Insurance for Cars in Kenosha, WI
Make and Model Vehicle Size Annual Premium Cost Per Month
Toyota GR CorollaCompact$1,306$109
Nissan LeafCompact$1,320$110
Honda CivicCompact$1,332$111
Hyundai Ioniq 6Midsize$1,380$115
Nissan SentraCompact$1,380$115
Subaru ImprezaCompact$1,386$116
Toyota PriusCompact$1,406$117
Kia K5Midsize$1,452$121
Honda AccordMidsize$1,454$121
Chevrolet MalibuMidsize$1,462$122
Toyota CorollaCompact$1,466$122
Kia ForteCompact$1,470$123
Volkswagen ArteonMidsize$1,478$123
Nissan VersaCompact$1,484$124
Subaru LegacyMidsize$1,486$124
Mitsubishi Mirage G4Compact$1,520$127
Toyota CrownMidsize$1,522$127
Volkswagen JettaCompact$1,522$127
Hyundai SonataMidsize$1,528$127
Mazda 3Compact$1,556$130

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Kenosha, WI Zip Codes. Updated February 22, 2024

Cheapest Insurance for Cars in Kenosha, WI

See our guides for compact car insurance, midsize car insurance, and full-size car insurance to view any vehicles not shown in the table.

Is your vehicle not in the list? No sweat! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get cheap Kenosha car insurance quotes from top-rated auto insurance companies in Wisconsin.

Cheapest SUV insurance rates in Kenosha, Wisconsin

The three top-ranked SUVs with the most affordable auto insurance in Kenosha are the Subaru Crosstrek at $1,110 per year, the Chevrolet Trailblazer at $1,132 per year, and the Kia Soul at $1,174 per year.

Other models that rank well in our comparison include the Hyundai Venue, Ford Bronco Sport, Buick Envision, and Toyota Corolla Cross, with an average cost to insure of $1,232 per year or less.

Ranked in the lower half of the top 20, SUVs like the Subaru Outback, Nissan Murano, Buick Encore, Volkswagen Tiguan, and Kia Niro cost between $1,232 and $1,312 to insure per year in Kenosha.

On a monthly basis, full-coverage insurance in this segment for a good driver starts at an average of $93 per month, depending on where you live and the company you use.

If SUV size is considered, the most affordable compact SUV to insure in Kenosha is the Subaru Crosstrek at $1,110 per year, or $93 per month. For midsize 2024 models, the Honda Passport is cheapest to insure at $1,198 per year, or $100 per month. And for full-size SUVs, the Chevrolet Tahoe has the cheapest car insurance rates at $1,414 per year, or $118 per month.

The table below ranks the twenty SUVs with the lowest-cost average insurance rates in Kenosha, starting with the Subaru Crosstrek at $1,110 per year and ending with the Honda HR-V at $1,312 per year.

Cheapest Insurance for SUVs in Kenosha, WI
Make and Model Vehicle Size Annual Premium Cost Per Month
Subaru CrosstrekCompact$1,110$93
Chevrolet TrailblazerCompact$1,132$94
Kia SoulCompact$1,174$98
Nissan KicksCompact$1,184$99
Honda PassportMidsize$1,198$100
Buick EnvisionCompact$1,204$100
Toyota Corolla CrossCompact$1,214$101
Hyundai VenueCompact$1,222$102
Mazda CX-5Compact$1,226$102
Ford Bronco SportCompact$1,232$103
Volkswagen TiguanCompact$1,244$104
Nissan MuranoMidsize$1,264$105
Buick EncoreCompact$1,278$107
Subaru OutbackMidsize$1,280$107
Honda CR-VCompact$1,282$107
Buick EnvistaMidsize$1,288$107
Kia NiroCompact$1,290$108
Volkswagen TaosCompact$1,290$108
Subaru AscentMidsize$1,308$109
Honda HR-VCompact$1,312$109

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Kenosha, WI Zip Codes. Updated February 23, 2024

Cheapest Insurance for SUVs in Kenosha, WI

See our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance to compare rates for all makes and models.

Need rates for a different SUV? No sweat! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free Kenosha car insurance quotes from top companies in Wisconsin.

Cheapest luxury cars to insure in Kenosha

In our comparison, the top five lowest-cost luxury cars to insure in Kenosha are the Acura Integra, BMW 330i, Mercedes-Benz CLA250, Lexus IS 300, and Acura TLX. Insurance rates for these five models range from $1,338 to $1,556 per year.

Not the cheapest luxury cars to insure, but still affordable, are luxury cars like the Cadillac CT4, Genesis G70, Mercedes-Benz AMG CLA35, and Lexus RC 300, with an average cost to insure of $1,582 per year or less.

Ranked in the lower half of the top 20, cars like the Cadillac CT5, Lexus RC 350, BMW 228i, BMW 230i, and Jaguar XF cost between $1,582 and $1,688 per year for insurance in Kenosha.

Auto insurance rates in Kenosha for this segment for a safe driver starts at an average of $112 per month, depending on the company and your location.

If insurance rates are ranked by vehicle size, the most budget-friendly small luxury car to insure in Kenosha is the Acura Integra at $1,338 per year. For midsize 2024 models, the Mercedes-Benz CLA250 has the best rates at $1,548 per year. And for large luxury cars, the Audi A5 has the most affordable rates at $1,782 per year.

The rate comparison table below ranks the twenty cars with the cheapest car insurance rates in Kenosha, starting with the Acura Integra at $112 per month and ending with the Audi S3 at $141 per month.

Cheapest Insurance for Luxury Cars in Kenosha, WI
Make and Model Vehicle Size Annual Premium Cost Per Month
Acura IntegraCompact$1,338$112
BMW 330iCompact$1,532$128
Mercedes-Benz CLA250Midsize$1,548$129
Lexus IS 300Midsize$1,550$129
Acura TLXCompact$1,556$130
Lexus ES 350Midsize$1,570$131
Cadillac CT4Compact$1,572$131
Genesis G70Compact$1,576$131
Mercedes-Benz AMG CLA35Midsize$1,578$132
Lexus RC 300Midsize$1,582$132
Lexus IS 350Compact$1,584$132
Jaguar XFMidsize$1,592$133
Cadillac CT5Midsize$1,622$135
Lexus ES 250Midsize$1,628$136
Lexus RC 350Compact$1,632$136
BMW 330eCompact$1,636$136
BMW 228iCompact$1,638$137
BMW 230iCompact$1,650$138
Lexus ES 300hMidsize$1,652$138
Audi S3Compact$1,688$141

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Kenosha, WI Zip Codes. Updated February 23, 2024

Cheapest Insurance for Luxury Cars in Kenosha, WI

See our guide for luxury car insurance to compare rates for all makes and models.

Looking for rates for a different vehicle? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get cheap Kenosha car insurance quotes from top companies in Wisconsin.

Cheapest luxury SUVs to insure in Kenosha

Ranking #1 in Kenosha for cheapest insurance in the luxury SUV segment is the Acura RDX, costing $1,258 per year. Second place is the Lexus NX 250 at $1,330 per year, the third most affordable is the Cadillac XT4, costing an average of $1,358 per year, and the fourth most affordable is the Jaguar E-Pace, costing an average of $1,406 per year.

Additional models that have affordable insurance rates include the Lincoln Corsair, Mercedes-Benz GLB 250, Lexus UX 250h, and Lexus NX 450h, with an average car insurance cost of $1,450 per year or less.

Ranked in the bottom half of the top 20 cheapest luxury SUVs to insure, models like the Mercedes-Benz AMG GLB35, Land Rover Evoque, Mercedes-Benz GLA250, Cadillac XT6, Mercedes-Benz GLA35 AMG, and Lexus NX 350 cost between $1,450 and $1,508 to insure per year.

From a cost per month standpoint, auto insurance in Kenosha on this segment for a middle-age safe driver starts at an average of $105 per month, depending on your location.

If rates are ranked by vehicle size, the lowest-cost compact luxury SUV to insure in Kenosha is the Acura RDX at $1,258 per year. For midsize 2024 models, the Jaguar E-Pace is cheapest to insure at $1,406 per year. And for full-size luxury models, the Infiniti QX80 has the best rates at $1,688 per year.

The comparison table below ranks the SUVs with the cheapest car insurance rates in Kenosha, starting with the Acura RDX at $105 per month and ending with the Lexus NX 350 at $126 per month.

Cheapest Insurance for Luxury SUVs in Kenosha, WI
Make and Model Vehicle Size Annual Premium Cost Per Month
Acura RDXCompact$1,258$105
Lexus NX 250Compact$1,330$111
Cadillac XT4Compact$1,358$113
Jaguar E-PaceMidsize$1,406$117
Cadillac XT5Midsize$1,420$118
Lexus NX 350hCompact$1,420$118
Lincoln CorsairCompact$1,436$120
Mercedes-Benz GLB 250Compact$1,440$120
Lexus UX 250hCompact$1,446$121
Lexus NX 450hCompact$1,450$121
Infiniti QX50Midsize$1,460$122
Mercedes-Benz GLA250Compact$1,462$122
Cadillac XT6Midsize$1,470$123
Mercedes-Benz GLA35 AMGCompact$1,472$123
Infiniti QX60Midsize$1,480$123
Mercedes-Benz AMG GLB35Midsize$1,482$124
Acura MDXMidsize$1,502$125
Land Rover EvoqueCompact$1,502$125
Lexus RX 350Midsize$1,504$125
Lexus NX 350Compact$1,508$126

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Kenosha, WI Zip Codes. Updated February 22, 2024

Cheapest Insurance for Luxury SUVs in Kenosha, WI

For all luxury SUV comparisons, see our complete guide for luxury SUV insurance.

Don’t see rates for your luxury SUV? No sweat! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free Kenosha car insurance quotes from top-rated companies in Wisconsin.

Cheapest sports car insurance rates

Taking the top spot in Kenosha for cheapest auto insurance in the sports car segment is the Mazda MX-5 Miata, with an average cost of $1,392 per year. Second place is the Toyota GR86 at $1,586 per year, in third place is the Ford Mustang, at an average of $1,654 per year, and the fourth most affordable is the BMW Z4, at an average of $1,664 per year.

Additional models that have affordable insurance rates include the Lexus RC F, Nissan Z, Subaru BRZ, and Toyota GR Supra, with an average car insurance cost of $1,800 per year or less.

Ranked in the lower half of the top 20, cars like the Chevrolet Camaro, Jaguar F-Type, Porsche 718, Chevrolet Corvette, Mercedes-Benz AMG GT53, and Lexus LC 500 cost between $1,800 and $2,552 per year for auto insurance.

Car insurance for this segment in Kenosha for a good driver will start around $116 per month, depending on where you live and the company you use.

The rate comparison table below ranks the twenty sports cars with the cheapest average car insurance rates in Kenosha, starting with the Mazda MX-5 Miata at $1,392 per year ($116 per month) and ending with the Porsche Taycan at $2,552 per year ($213 per month).

Cheapest Insurance for Sports Cars in Kenosha, WI
Make and Model Vehicle Type Annual Premium Cost Per Month
Mazda MX-5 MiataSports Car$1,392$116
Toyota GR86Sports Car$1,586$132
Ford MustangSports Car$1,654$138
BMW Z4Sports Car$1,664$139
Subaru WRXSports Car$1,688$141
Toyota GR SupraSports Car$1,692$141
BMW M2Sports Car$1,738$145
Nissan ZSports Car$1,744$145
Lexus RC FSports Car$1,778$148
Subaru BRZSports Car$1,800$150
BMW M3Sports Car$1,902$159
Porsche 718Sports Car$1,936$161
Chevrolet CamaroSports Car$1,958$163
Chevrolet CorvetteSports Car$2,084$174
Porsche 911Sports Car$2,156$180
BMW M4Sports Car$2,250$188
Lexus LC 500Sports Car$2,256$188
Jaguar F-TypeSports Car$2,372$198
Mercedes-Benz AMG GT53Sports Car$2,492$208
Porsche TaycanSports Car$2,552$213

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Kenosha, WI Zip Codes. Updated February 23, 2024

Cheapest Insurance for Sports Cars in Kenosha, WI

Don’t see insurance cost for your sports car? Not a problem! Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from top companies in Kenosha.

Cheapest pickup insurance rates

The four highest ranking pickups with the cheapest car insurance in Kenosha are the Chevrolet Colorado at $1,286 per year, Nissan Titan at $1,408 per year, Nissan Frontier at $1,424 per year, and Ford Ranger at $1,438 per year.

Not the cheapest pickups to insure, but still very reasonable, are trucks like the Honda Ridgeline, Hyundai Santa Cruz, GMC Canyon, and GMC Sierra 2500 HD, with average annual insurance rates of $1,550 per year or less.

Auto insurance rates in this segment for an average middle-age driver will start around $107 per month, depending on the company and your location.

The next table ranks the twenty pickups with the lowest-cost car insurance rates in Kenosha, starting with the Chevrolet Colorado at $107 per month and ending with the Ram Truck at $145 per month.

Cheapest Insurance for Pickups in Kenosha, WI
Make and Model Vehicle Size Annual Premium Cost Per Month
Chevrolet ColoradoMidsize$1,286$107
Nissan TitanFull-size$1,408$117
Nissan FrontierMidsize$1,424$119
Ford RangerMidsize$1,438$120
Ford MaverickMidsize$1,460$122
Honda RidgelineMidsize$1,494$125
Hyundai Santa CruzMidsize$1,520$127
Toyota TacomaMidsize$1,524$127
GMC Sierra 2500 HDHeavy Duty$1,532$128
GMC CanyonMidsize$1,550$129
Jeep GladiatorMidsize$1,588$132
GMC Sierra 3500Heavy Duty$1,596$133
Chevrolet Silverado HD 3500Heavy Duty$1,610$134
Chevrolet Silverado HD 2500Heavy Duty$1,652$138
Chevrolet SilveradoFull-size$1,664$139
GMC SierraFull-size$1,664$139
Nissan Titan XDHeavy Duty$1,664$139
Ford F150Full-size$1,682$140
GMC Hummer EV PickupFull-size$1,726$144
Ram TruckFull-size$1,740$145

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Kenosha, WI Zip Codes. Updated February 23, 2024

Cheapest Insurance for Pickups in Kenosha, WI

For all pickup insurance comparisons, see our guides for midsize pickup insurance and large pickup insurance.

Is your pickup truck not in the list? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from the best auto insurance companies in Wisconsin.

The highs and lows of car insurance

To help illustrate how much the cost of a car insurance policy can fluctuate from one person to the next (and also emphasize the importance of accurate rate quotes), the sections below visualize detailed car insurance rates for five popular models in Kenosha: the Ram Truck, Nissan Rogue, Honda Pilot, Toyota Camry, and Ford Mustang.

Each example uses a variety of different driver profiles to show the possible price variation based on driver risk profile and policy coverages.

Ram Truck insurance rates

Insurance for a Ram Truck in Kenosha costs an average of $1,740 per year, or around $145 per month, and has a range of $1,444 to $4,008.

Figure 4: Average 2024 Ram Truck insurance premiums in Kenosha for different driver ages and risk scenarios. Rates updated on February 26, 2024.

Data Methodology: Average rates are for a 2024 model year Ram Truck with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Ram Truck car insurance cost in Kenosha includes all Zip Codes and vehicle trim levels.

Ram Truck Insurance Cost in Kenosha, WI
2024 Ram Truck Insurance Cost in Kenosha, WI
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$4,008$334
Safe Driver Age 20$3,508$292
At-fault Accidents Age 40$2,468$206
Low Deductibles Age 40$2,276$190
Safe Driver Age 30$1,860$155
Safe Driver Age 40$1,740$145
Safe Driver Age 50$1,542$129
High Deductibles Age 40$1,464$122
Discount Rate Age 40$1,444$120
Safe Driver Age 60$1,442$120

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Ram Truck trim levels. Updated February 26, 2024

The Ram Truck is classified as a full-size truck, and other models in the same segment include the Ford F150, GMC Sierra, Toyota Tundra, and Chevrolet Silverado.

Nissan Rogue insurance rates

Insurance for a Nissan Rogue in Kenosha costs an average of $1,354 per year, or about $113 per month, and ranges from $1,124 to $3,090 annually.

Figure 5: Average 2024 Nissan Rogue insurance premiums in Kenosha for different driver ages and risk scenarios. Rates updated on February 26, 2024.

Data Methodology: Average rates are for a 2024 model year Nissan Rogue with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Nissan Rogue car insurance cost in Kenosha includes all Zip Codes and vehicle trim levels.

Nissan Rogue Insurance Cost in Kenosha, Wisconsin
2024 Nissan Rogue Insurance Cost in Kenosha, WI
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$3,090$258
Safe Driver Age 20$2,696$225
At-fault Accidents Age 40$1,914$160
Low Deductibles Age 40$1,742$145
Safe Driver Age 30$1,438$120
Safe Driver Age 40$1,354$113
Safe Driver Age 50$1,204$100
High Deductibles Age 40$1,152$96
Safe Driver Age 60$1,128$94
Discount Rate Age 40$1,124$94

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Nissan Rogue trim levels. Updated February 26, 2024

The Nissan Rogue belongs to the compact SUV segment, and other models in that segment include the Ford Escape, Chevrolet Equinox, and Subaru Forester.

Honda Pilot insurance rates

Honda Pilot insurance in Kenosha costs an average of $1,466 per year, or around $122 per month, and varies from $1,218 to $3,388.

Figure 6: Average 2024 Honda Pilot insurance premiums in Kenosha for different driver ages and risk scenarios. Rates updated on February 26, 2024.

Data Methodology: Average rates are for a 2024 model year Honda Pilot with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Honda Pilot car insurance cost in Kenosha includes all Zip Codes and vehicle trim levels.

Honda Pilot Insurance Cost in Kenosha, WI
2024 Honda Pilot Insurance Cost in Kenosha, WI
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$3,388$282
Safe Driver Age 20$2,974$248
At-fault Accidents Age 40$2,076$173
Low Deductibles Age 40$1,938$162
Safe Driver Age 30$1,566$131
Safe Driver Age 40$1,466$122
Safe Driver Age 50$1,296$108
High Deductibles Age 40$1,224$102
Discount Rate Age 40$1,218$102
Safe Driver Age 60$1,214$101

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Honda Pilot trim levels. Updated February 26, 2024

The Honda Pilot belongs to the midsize SUV segment, and other models in that segment include the Jeep Grand Cherokee, Toyota Highlander, Kia Sorento, and Kia Telluride.

Toyota Camry insurance rates

In Kenosha, Toyota Camry insurance averages $1,616 per year, or around $135 per month, and has a range of $1,346 to $3,720 per year.

Figure 7: Average 2024 Toyota Camry insurance premiums in Kenosha for different driver ages and risk scenarios. Rates updated on February 26, 2024.

Data Methodology: Average rates are for a 2024 model year Toyota Camry with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Toyota Camry car insurance cost in Kenosha includes all Zip Codes and vehicle trim levels.

Toyota Camry Insurance Cost in Kenosha, WI
2024 Toyota Camry Insurance Cost in Kenosha, WI
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$3,720$310
Safe Driver Age 20$3,260$272
At-fault Accidents Age 40$2,280$190
Low Deductibles Age 40$2,146$179
Safe Driver Age 30$1,730$144
Safe Driver Age 40$1,616$135
Safe Driver Age 50$1,426$119
Discount Rate Age 40$1,346$112
High Deductibles Age 40$1,344$112
Safe Driver Age 60$1,336$111

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Toyota Camry trim levels. Updated February 26, 2024

The Toyota Camry is part of the midsize car segment, and other models from that segment that are popular in Kenosha, Wisconsin, include the Nissan Altima, Chevrolet Malibu, Kia K5, and Honda Accord.

Ford Mustang insurance rates

Insurance for a Ford Mustang in Kenosha averages $1,654 per year, or about $138 per month, and ranges from $1,372 to $3,788 per year.

Figure 8: Average 2024 Ford Mustang insurance premiums in Kenosha for different driver ages and risk scenarios. Rates updated on February 26, 2024.

Data Methodology: Average rates are for a 2024 model year Ford Mustang with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Average Ford Mustang car insurance cost in Kenosha includes all Zip Codes and vehicle trim levels.

Ford Mustang Insurance Cost in Kenosha, WI
2024 Ford Mustang Insurance Cost in Kenosha, WI
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$3,788$316
Safe Driver Age 20$3,310$276
At-fault Accidents Age 40$2,340$195
Low Deductibles Age 40$2,152$179
Safe Driver Age 30$1,762$147
Safe Driver Age 40$1,654$138
Safe Driver Age 50$1,468$122
High Deductibles Age 40$1,396$116
Safe Driver Age 60$1,372$114
Discount Rate Age 40$1,372$114

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Ford Mustang trim levels. Updated February 26, 2024

The Ford Mustang belongs to the sports car segment, and additional similar models from the same segment include the Subaru BRZ, Toyota Supra, and Chevrolet Camaro.

How to find cheaper Kenosha car insurance

Kenosha drivers should always be looking to reduce their monthly auto insurance expenses. So take a minute or two to look through the tips below and maybe you’ll be able to save some money.

  • Qualify for policy discounts to lower insurance cost. Savings may be available if the policyholders are senior citizens, are accident-free, are good students, belong to certain professional organizations, sign their policy early, or many other policy discounts which could save the average Kenosha driver as much as $254 per year on their insurance cost.
  • You don’t have to stick with the same company. Taking 5-10 minutes before every policy renewal to get free car insurance quotes is our top recommendation for saving money on car insurance. Companies make rate modifications frequently and switching companies is very easy to do.
  • If your car is older, remove unneeded coverages. Removing comprehensive and/or collision coverage from vehicles whose low value makes coverage cost prohibitive can cheapen the cost significantly.
  • Cautious drivers pay less for car insurance. Being the cause of frequent accidents will raise rates, possibly as much as $2,152 per year for a 20-year-old driver and as much as $368 per year for a 60-year-old driver. So be safe and save.
  • Get a discount from your employment. Some auto insurance companies offer policy discounts for occupations like architects, emergency medical technicians, firefighters, nurses, college professors, scientists, and others. If your job can earn you this discount, you may save between $45 and $146 on your annual car insurance bill.